Symbols / AAME
AAME Chart
About
Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of cancer and other critical illnesses; Vantage Flex Plus, a hospital indemnity plan; and Vantage Recovery short-term care product and a group whole life product. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation operates as a subsidiary of Atlantic American / Delta Group.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Insurance - Life | Market Cap | 55.07M |
| Enterprise Value | 63.35M | Income | 4.71M | Sales | 208.22M |
| Book/sh | 5.37 | Cash/sh | 1.69 | Dividend Yield | 74.00% |
| Payout | 8.70% | Employees | 153 | IPO | — |
| P/E | 11.74 | Forward P/E | — | PEG | — |
| P/S | 0.26 | P/B | 0.50 | P/C | — |
| EV/EBITDA | 6.29 | EV/Sales | 0.30 | Quick Ratio | 1.16 |
| Current Ratio | 1.50 | Debt/Eq | 38.97 | LT Debt/Eq | — |
| EPS (ttm) | 0.23 | EPS next Y | — | EPS Growth | — |
| Revenue Growth | 20.80% | Earnings | 2025-08-13 15:00 | ROA | 1.49% |
| ROE | 4.75% | ROIC | — | Gross Margin | 12.51% |
| Oper. Margin | 2.88% | Profit Margin | 2.45% | Shs Outstand | 20.40M |
| Shs Float | 4.03M | Short Float | 0.07% | Short Ratio | 0.16 |
| Short Interest | — | 52W High | 3.71 | 52W Low | 1.25 |
| Beta | 0.70 | Avg Volume | 22.21K | Volume | 7.28K |
| Target Price | — | Recom | None | Prev Close | $2.74 |
| Price | $2.70 | Change | -1.46% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
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Mean price target
2. Current target
$2.70
Latest analyst target
3. DCF / Fair value
$19.50
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$2.70
Low
—
High
—
Mean
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- Atlantic American (NASDAQ:AAME) Stock Passes Below Two Hundred Day Moving Average - Here's What Happened - MarketBeat hu, 19 Feb 2026 10
- Why My Top Dividend Stock Idea in February Is the Same as It Was Last Month - The Motley Fool ue, 10 Feb 2026 08
- Senator McConnell Buys The Same Stock Every Quarter: Here's Why - Yahoo Finance ue, 23 Dec 2025 08
- Investors Still Aren't Entirely Convinced By Atlantic American Corporation's (NASDAQ:AAME) Revenues Despite 39% Price Jump - simplywall.st Sat, 20 Dec 2025 08
- What makes AAME stock attractive today - July 2025 Review & Daily Stock Momentum Reports - mfd.ru Fri, 20 Feb 2026 05
- Atlantic American Corporation Reports Net Income of $0.6 Million for Q3 2025, Marking a Significant Year-Over-Year Turnaround - Quiver Quantitative Fri, 14 Nov 2025 08
- Atlantic American (NASDAQ:AAME) Stock Crosses Below 200-Day Moving Average - Should You Sell? - MarketBeat Wed, 04 Feb 2026 08
- The TACO trade is backfiring on Wall Street as Trump seizes on stock market highs to charge ahead with tariffs - Fortune Sat, 12 Jul 2025 07
- Digital And Value In The Same Sentence? Yes… That’s Taboola (NASDAQ:TBLA) - Seeking Alpha Sun, 03 Aug 2025 07
- Despite shrinking by US$11m in the past week, Atlantic American (NASDAQ:AAME) shareholders are still up 50% over 1 year - simplywall.st Wed, 19 Nov 2025 08
- Atlantic American (NASDAQ:AAME) Stock Crosses Above 50 Day Moving Average - Here's What Happened - MarketBeat ue, 27 Jan 2026 08
- Nancy Pelosi, Marjorie Taylor Greene Are Betting On The Same 6 Stocks – Here's What They Know - Yahoo Finance Fri, 31 Oct 2025 07
- Momentum Shift: What makes AAME stock attractive today - Bear Alert & Daily Profit Maximizing Trade Tips - baoquankhu1.vn Sat, 17 Jan 2026 19
- Taxpayer Sells, Repurchases a Stock Purchase Warrant Within 30 Days - Tax Notes Mon, 08 Apr 2024 04
- A Top Mutual Fund Executive Made Millions for Himself Trading the Same Stocks His Giant Fund Was Trading - ProPublica ue, 21 Nov 2023 08
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | 0.00 | 0.00 |
| TaxRateForCalcs | 0.19 | 0.21 | 0.27 | 0.19 |
| NetIncomeFromContinuingOperationNetMinorityInterest | -4.27M | -171.00K | 1.52M | 4.28M |
| ReconciledDepreciation | 366.00K | 652.00K | 890.00K | 1.00M |
| EBIT | -1.84M | 2.70M | 4.05M | 6.69M |
| NetInterestIncome | -3.42M | -3.27M | -1.95M | -1.39M |
| InterestExpense | 3.42M | 3.27M | 1.95M | 1.39M |
| NormalizedIncome | -4.27M | -171.00K | 1.52M | 4.28M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -4.27M | -171.00K | 1.52M | 4.28M |
| TotalExpenses | 193.49M | 187.36M | 185.75M | 194.25M |
| DilutedAverageShares | 18.56M | 20.40M | 20.39M | 22.53M |
| BasicAverageShares | 18.56M | 20.40M | 20.39M | 22.53M |
| DilutedEPS | -0.23 | -0.03 | 0.06 | 0.19 |
| BasicEPS | -0.23 | -0.03 | 0.06 | 0.19 |
| DilutedNIAvailtoComStockholders | -4.67M | -570.00K | 1.13M | 3.88M |
| NetIncomeCommonStockholders | -4.67M | -570.00K | 1.13M | 3.88M |
| PreferredStockDividends | 399.00K | 399.00K | 399.00K | 399.00K |
| NetIncome | -4.27M | -171.00K | 1.52M | 4.28M |
| NetIncomeIncludingNoncontrollingInterests | -4.27M | -171.00K | 1.52M | 4.28M |
| NetIncomeContinuousOperations | -4.27M | -171.00K | 1.52M | 4.28M |
| TaxProvision | -996.00K | -394.00K | 571.00K | 1.02M |
| PretaxIncome | -5.26M | -565.00K | 2.10M | 5.30M |
| OtherIncomeExpense | 11.00K | 17.00K | 11.00K | 13.00K |
| NetNonOperatingInterestIncomeExpense | -3.42M | -3.27M | -1.95M | -1.39M |
| InterestExpenseNonOperating | 3.42M | 3.27M | 1.95M | 1.39M |
| OtherOperatingExpenses | 16.21M | 15.46M | 13.63M | 13.68M |
| TotalRevenue | 188.23M | 186.79M | 187.85M | 199.55M |
| OperatingRevenue | 188.23M | 186.79M | 187.85M | 199.55M |
| LossAdjustmentExpense | 125.83M | 122.50M | 123.46M | 131.69M |
| NetPolicyholderBenefitsAndClaims | 125.83M | 122.50M | 123.46M | 131.69M |
| PolicyholderBenefitsGross | 167.37M | 163.89M | 174.05M | 190.59M |
| PolicyholderBenefitsCeded | 41.54M | 41.39M | 50.59M | 58.90M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TreasurySharesNumber | 2.00M | 2.00M | 1.99M | 2.02M |
| PreferredSharesNumber | 55.00K | 55.00K | 55.00K | 55.00K |
| OrdinarySharesNumber | 20.40M | 20.40M | 20.41M | 20.38M |
| ShareIssued | 22.40M | 22.40M | 22.40M | 22.40M |
| NetDebt | 2.19M | 8.46M | 6.88M | 8.98M |
| TotalDebt | 37.76M | 36.76M | 35.75M | 33.74M |
| TangibleBookValue | 97.01M | 104.68M | 99.59M | 138.69M |
| InvestedCapital | 137.32M | 143.98M | 137.88M | 174.97M |
| NetTangibleAssets | 97.07M | 104.73M | 99.65M | 138.74M |
| CommonStockEquity | 99.56M | 107.22M | 102.14M | 141.23M |
| PreferredStockEquity | 55.00K | 55.00K | 55.00K | 55.00K |
| TotalCapitalization | 133.35M | 141.01M | 135.93M | 175.02M |
| TotalEquityGrossMinorityInterest | 99.61M | 107.28M | 102.19M | 141.29M |
| StockholdersEquity | 99.61M | 107.28M | 102.19M | 141.29M |
| OtherEquityInterest | -2.00K | -13.00K | -132.00K | -73.00K |
| GainsLossesNotAffectingRetainedEarnings | -18.71M | -16.12M | -22.15M | 17.69M |
| OtherEquityAdjustments | -18.71M | -16.12M | -22.15M | 17.69M |
| TreasuryStock | 7.41M | 7.40M | 7.39M | 7.49M |
| RetainedEarnings | 45.85M | 50.93M | 51.98M | 51.26M |
| AdditionalPaidInCapital | 57.42M | 57.42M | 57.42M | 57.44M |
| CapitalStock | 22.46M | 22.46M | 22.46M | 22.46M |
| CommonStock | 22.40M | 22.40M | 22.40M | 22.40M |
| PreferredStock | 55.00K | 55.00K | 55.00K | 55.00K |
| TotalLiabilitiesNetMinorityInterest | 293.81M | 273.99M | 264.87M | 261.00M |
| LongTermDebtAndCapitalLeaseObligation | 33.74M | 33.74M | 33.74M | 33.74M |
| LongTermDebt | 33.74M | 33.74M | 33.74M | 33.74M |
| CurrentDebtAndCapitalLeaseObligation | 4.02M | 3.02M | 2.01M | 0.00 |
| CurrentDebt | 4.02M | 3.02M | 2.01M | 0.00 |
| LineOfCredit | 4.02M | 3.02M | 2.01M | 0.00 |
| PayablesAndAccruedExpenses | 30.95M | 24.81M | 26.47M | 25.46M |
| TotalAssets | 393.43M | 381.26M | 367.06M | 402.29M |
| InvestmentsAndAdvances | 221.75M | 228.87M | 221.53M | 281.35M |
| LongTermEquityInvestment | 1.24M | 1.24M | 1.24M | 1.24M |
| InvestmentsInOtherVenturesUnderEquityMethod | 1.24M | 1.24M | 1.24M | 1.24M |
| GoodwillAndOtherIntangibleAssets | 2.54M | 2.54M | 2.54M | 2.54M |
| Receivables | 50.40M | 44.79M | 41.30M | 42.38M |
| AccountsReceivable | 50.40M | 44.79M | 41.30M | 42.38M |
| CashCashEquivalentsAndShortTermInvestments | 72.44M | 65.64M | 237.59M | 285.74M |
| OtherShortTermInvestments | 36.87M | 37.34M | 208.73M | 260.99M |
| CashAndCashEquivalents | 35.57M | 28.30M | 28.86M | 24.75M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 4.58M | 2.54M | 6.33M | 981.00K |
| IssuanceOfDebt | 1.00M | 1.00M | 2.00M | 0.00 |
| CapitalExpenditure | -225.00K | -80.00K | -126.00K | -107.00K |
| InterestPaidSupplementalData | 3.44M | 3.23M | 1.79M | 1.39M |
| IncomeTaxPaidSupplementalData | 580.00K | 2.58M | 2.76M | 3.20M |
| EndCashPosition | 35.57M | 28.30M | 28.86M | 24.75M |
| BeginningCashPosition | 28.30M | 28.86M | 24.75M | 19.32M |
| ChangesInCash | 7.27M | -562.00K | 4.11M | 5.43M |
| FinancingCashFlow | 186.00K | 181.00K | 1.08M | -954.00K |
| CashFlowFromContinuingFinancingActivities | 186.00K | 181.00K | 1.08M | -954.00K |
| ProceedsFromStockOptionExercised | -7.00K | -12.00K | -108.00K | -147.00K |
| CashDividendsPaid | -807.00K | -807.00K | -807.00K | -807.00K |
| PreferredStockDividendPaid | -399.00K | -399.00K | -399.00K | -399.00K |
| CommonStockDividendPaid | -408.00K | -408.00K | -408.00K | -408.00K |
| NetIssuancePaymentsOfDebt | 1.00M | 1.00M | 2.00M | 0.00 |
| NetShortTermDebtIssuance | 1.00M | 2.00M | 0.00 | |
| ShortTermDebtIssuance | 1.00M | 2.00M | 0.00 | |
| NetLongTermDebtIssuance | 1.00M | 1.00M | 2.00M | |
| LongTermDebtIssuance | 1.00M | 1.00M | 2.00M | 0.00 |
| InvestingCashFlow | 2.28M | -3.37M | -3.43M | 5.30M |
| CashFlowFromContinuingInvestingActivities | 2.28M | -3.37M | -3.43M | 5.30M |
| NetInvestmentPurchaseAndSale | 2.51M | -3.29M | -3.30M | 5.41M |
| SaleOfInvestment | 16.36M | 14.79M | 13.71M | 40.70M |
| PurchaseOfInvestment | -13.85M | -18.07M | -17.01M | -35.29M |
| NetPPEPurchaseAndSale | -225.00K | -80.00K | -126.00K | -107.00K |
| PurchaseOfPPE | -225.00K | -80.00K | -126.00K | -107.00K |
| OperatingCashFlow | 4.80M | 2.62M | 6.45M | 1.09M |
| CashFlowFromContinuingOperatingActivities | 4.80M | 2.62M | 6.45M | 1.09M |
| DividendReceivedCFO | 290.00K | |||
| ChangeInWorkingCapital | 13.24M | 4.59M | 2.94M | 3.72M |
| ChangeInPayablesAndAccruedExpense | 6.14M | -1.66M | 1.01M | -947.00K |
| ChangeInReceivables | -5.58M | -3.52M | 1.08M | 1.54M |
| OtherNonCashItems | -20.52M | -18.35M | -23.95M | -24.57M |
| StockBasedCompensation | 11.00K | 119.00K | 134.00K | 211.00K |
| UnrealizedGainLossOnInvestmentSecurities | 1.52M | 2.18M | 7.56M | -1.89M |
| AmortizationOfSecurities | 16.64M | 16.44M | 19.45M | 24.06M |
| DeferredTax | -1.75M | -3.12M | -1.82M | -1.11M |
| DeferredIncomeTax | -1.75M | -3.12M | -1.82M | -1.11M |
| DepreciationAndAmortization | 366.00K | 652.00K | 890.00K | 1.00M |
| OperatingGainsLosses | -444.00K | 290.00K | -271.00K | -4.61M |
| EarningsLossesFromEquityInvestments | 766.00K | 360.00K | -241.00K | 290.00K |
| GainLossOnInvestmentSecurities | -1.21M | -70.00K | -30.00K | -4.90M |
| NetIncomeFromContinuingOperations | -4.27M | -171.00K | 1.52M | 4.28M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for AAME
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|