Symbols / AFRM Stock $67.57 +6.36% Affirm Holdings, Inc.

Financial Services • Credit Services • United States • NMS
AFRM (Stock) Chart
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Stock Fundamentals
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Index —
Sector Financial Services
Industry Credit Services
CEO —
Exch · Country NMS · United States
Market Cap 22.63B
Enterprise Value —
Income —
Sales —
FCF (ttm) —
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Insider 10d —
IPO —
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout —
P/E 61.43
Forward P/E —
PEG —
P/S —
P/B —
P/C —
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EV/Sales —
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) —
EPS next Y —
EPS Growth —
Revenue Growth —
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA —
ROE —
ROIC —
Gross Margin —
Oper. Margin —
Profit Margin —
Shs Outstand —
Shs Float —
Insider Own —
Instit Own —
Short Float —
Short Ratio —
Short Interest —
52W High —
vs 52W High —
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vs 52W Low —
Beta —
Impl. Vol. —
Rel Volume —
Avg Volume —
Volume —
Target (mean) —
Tgt Median —
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# Analysts —
Recom —
Prev Close $63.53
Price $67.57
Change 6.36%
About

No company description available for this symbol.

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Price estimates from analyst targets and simple models.

1. Analyst consensus
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2. Current target
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Latest analyst target
3. DCF / Fair value
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RSS: Latest AFRM news
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No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Revenue
3,224.41
+38.80%
2,323.00
+46.29%
1,587.98
+17.69%
1,349.29
Operating Revenue
3,224.41
+38.80%
2,323.00
+46.29%
1,587.98
+17.69%
1,349.29
Cost Of Revenue
1,047.57
+23.96%
845.11
-3.21%
873.16
+51.47%
576.46
Reconciled Cost Of Revenue
1,047.57
+23.96%
845.11
-3.21%
873.16
+51.47%
576.46
Gross Profit
2,176.84
+47.29%
1,477.89
+106.75%
714.82
-7.51%
772.84
Operating Expense
1,838.85
+5.52%
1,742.72
+2.71%
1,696.80
+8.13%
1,569.19
Selling General And Administration
979.90
-11.06%
1,101.70
-10.04%
1,224.68
+10.35%
1,109.84
Selling And Marketing Expense
434.85
-24.56%
576.40
-9.69%
638.28
+19.90%
532.34
General And Administrative Expense
545.05
+3.76%
525.29
-10.42%
586.40
+1.54%
577.49
Other Gand A
545.05
+3.76%
525.29
-10.42%
586.40
+1.54%
577.49
Other Operating Expenses
242.26
+34.30%
180.40
+28.61%
140.26
-31.27%
204.08
Total Expenses
2,886.42
+11.54%
2,587.82
+0.69%
2,569.96
+19.78%
2,145.65
Operating Income
337.99
+227.63%
-264.83
+73.03%
-981.98
-23.31%
-796.35
Total Operating Income As Reported
-87.27
+85.83%
-615.85
+48.72%
-1,200.86
-38.66%
-866.05
EBITDA
711.99
+32027.85%
-2.23
+99.67%
-671.60
-11.48%
-602.41
Normalized EBITDA
711.81
+15585.48%
4.54
+100.71%
-635.73
-5.53%
-602.41
Reconciled Depreciation
225.08
+33.15%
169.04
+25.56%
134.63
+155.37%
52.72
EBIT
486.92
+384.29%
-171.27
+78.76%
-806.23
-23.06%
-655.14
Total Unusual Items
0.18
+102.72%
-6.77
+81.13%
-35.87
0.00
Total Unusual Items Excluding Goodwill
0.18
+102.72%
-6.77
+81.13%
-35.87
0.00
Special Income Charges
0.18
+102.72%
-6.77
+81.13%
-35.87
0.00
Restructuring And Mergern Acquisition
-0.18
-102.72%
6.77
-81.13%
35.87
0.00
Net Income
52.19
+110.08%
-517.76
+47.45%
-985.35
-39.29%
-707.42
Pretax Income
61.46
+111.92%
-515.53
+47.89%
-989.25
-36.48%
-724.83
Net Non Operating Interest Income Expense
-425.45
-23.59%
-344.25
-88.10%
-183.01
-162.60%
-69.69
Interest Expense Non Operating
425.45
+23.59%
344.25
+88.10%
183.01
+162.60%
69.69
Net Interest Income
-425.45
-23.59%
-344.25
-88.10%
-183.01
-162.60%
-69.69
Interest Expense
425.45
+23.59%
344.25
+88.10%
183.01
+162.60%
69.69
Other Income Expense
148.92
+59.19%
93.55
-46.77%
175.75
+24.45%
141.22
Other Non Operating Income Expenses
148.74
+48.26%
100.32
-52.59%
211.62
+49.85%
141.22
Tax Provision
9.28
+316.10%
2.23
+157.18%
-3.90
+77.60%
-17.41
Tax Rate For Calcs
0.00
-29.52%
0.00
+5150.00%
0.00
-83.33%
0.00
Tax Effect Of Unusual Items
0.03
+101.92%
-1.42
-890.58%
-0.14
0.00
Net Income Including Noncontrolling Interests
52.19
+110.08%
-517.76
+47.45%
-985.35
-39.29%
-707.42
Net Income From Continuing Operation Net Minority Interest
52.19
+110.08%
-517.76
+47.45%
-985.35
-39.29%
-707.42
Net Income From Continuing And Discontinued Operation
52.19
+110.08%
-517.76
+47.45%
-985.35
-39.29%
-707.42
Net Income Continuous Operations
52.19
+110.08%
-517.76
+47.45%
-985.35
-39.29%
-707.42
Normalized Income
52.03
+110.15%
-512.41
+46.04%
-949.62
-34.24%
-707.42
Net Income Common Stockholders
52.19
+110.08%
-517.76
+47.45%
-985.35
-39.29%
-707.42
Otherunder Preferred Stock Dividend
—
—
—
0.00
Diluted EPS
0.15
+108.98%
-1.67
+50.00%
-3.34
-33.07%
-2.51
Basic EPS
0.16
+109.58%
-1.67
+50.00%
-3.34
-33.07%
-2.51
Basic Average Shares
322.85
+4.19%
309.86
+4.91%
295.34
+4.84%
281.70
Diluted Average Shares
341.02
+10.06%
309.86
+4.91%
295.34
+4.84%
281.70
Diluted NI Availto Com Stockholders
52.19
+110.08%
-517.76
+47.45%
-985.35
-39.29%
-707.42
Provision For Doubtful Accounts
616.68
+33.88%
460.63
+38.80%
331.86
+30.00%
255.27
Total Other Finance Cost
—
—
—
69.69
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Assets
11,154.93
+17.18%
9,519.62
+16.72%
8,155.61
+16.95%
6,973.79
Current Assets
9,758.62
+18.87%
8,209.51
+18.99%
6,899.36
+21.54%
5,676.57
Cash Cash Equivalents And Short Term Investments
2,225.88
+3.78%
2,144.73
+3.78%
2,066.68
-27.50%
2,850.54
Cash And Cash Equivalents
1,354.45
+33.69%
1,013.11
+13.57%
892.03
-28.93%
1,255.17
Other Short Term Investments
871.42
-22.99%
1,131.63
-3.66%
1,174.65
-26.37%
1,595.37
Receivables
7,058.55
+23.14%
5,732.25
+29.84%
4,414.73
+77.28%
2,490.22
Accounts Receivable
426.18
+20.72%
353.03
+77.33%
199.09
+40.15%
142.05
Gross Accounts Receivable
444.98
+20.94%
367.93
+73.56%
211.99
+35.93%
155.95
Allowance For Doubtful Accounts Receivable
-18.80
-26.17%
-14.90
-15.50%
-12.90
+7.19%
-13.90
Other Receivables
3.77
-79.35%
18.26
+6.09%
17.21
-0.04%
17.22
Loans Receivable
6,628.61
+23.65%
5,360.96
+27.69%
4,198.43
+78.80%
2,348.17
Prepaid Assets
72.22
+43.87%
50.19
+0.46%
49.96
+33.24%
37.50
Restricted Cash
401.97
+42.39%
282.29
-23.27%
367.92
+24.45%
295.64
Assets Held For Sale Current
0.00
-100.00%
0.04
-52.63%
0.08
-97.15%
2.67
Total Non Current Assets
1,396.31
+6.58%
1,310.11
+4.29%
1,256.25
-3.16%
1,297.22
Net PPE
591.76
+31.63%
449.55
+40.35%
320.31
+44.18%
222.15
Gross PPE
1,047.08
+51.37%
691.75
+55.67%
444.38
+57.31%
282.49
Accumulated Depreciation
-455.31
-87.99%
-242.21
-95.22%
-124.07
-105.62%
-60.34
Properties
0.00
0.00
0.00
0.00
Machinery Furniture Equipment
1,005.96
+55.03%
648.87
+64.69%
393.99
+82.70%
215.65
Other Properties
19.12
-12.53%
21.86
-27.54%
30.17
-40.46%
50.67
Leases
21.99
+4.60%
21.02
+4.00%
20.21
+25.02%
16.17
Goodwill And Other Intangible Assets
547.09
+0.03%
546.94
-5.21%
577.00
-6.71%
618.48
Goodwill
534.16
+0.13%
533.44
-1.68%
542.57
+0.56%
539.53
Other Intangible Assets
12.94
-4.20%
13.50
-60.79%
34.43
-56.38%
78.94
Investments And Advances
40.28
-44.83%
73.01
+69.11%
43.17
+0.00%
43.17
Other Investments
—
—
—
—
Non Current Deferred Assets
13.93
-34.32%
21.21
-8.87%
23.27
—
Non Current Deferred Taxes Assets
13.93
-34.32%
21.21
-8.87%
23.27
—
Other Non Current Assets
200.61
-0.79%
202.20
-16.43%
241.95
-33.43%
363.44
Total Liabilities Net Minority Interest
8,085.92
+19.13%
6,787.63
+20.75%
5,621.43
+29.06%
4,355.54
Current Liabilities
180.10
+44.13%
124.96
+34.65%
92.80
-13.33%
107.07
Payables And Accrued Expenses
180.10
+44.13%
124.96
+34.65%
92.80
-13.33%
107.07
Payables
82.82
+101.91%
41.02
+43.41%
28.60
-13.52%
33.07
Accounts Payable
82.82
+101.91%
41.02
+43.41%
28.60
-13.52%
33.07
Current Accrued Expenses
97.28
+15.89%
83.94
+30.74%
64.20
-13.24%
74.00
Other Current Liabilities
—
—
53.27
-4.50%
55.78
Total Non Current Liabilities Net Minority Interest
7,905.82
+18.66%
6,662.67
+20.51%
5,528.63
+30.13%
4,248.46
Long Term Debt And Capital Lease Obligation
7,853.31
+18.73%
6,614.35
+21.34%
5,451.01
+31.54%
4,143.92
Long Term Debt
7,821.36
+18.96%
6,574.85
+21.79%
5,398.45
+32.37%
4,078.21
Long Term Capital Lease Obligation
31.94
-19.12%
39.49
-24.86%
52.56
-20.02%
65.71
Non Current Deferred Liabilities
—
—
—
—
Other Non Current Liabilities
49.73
+62.09%
30.68
+25.97%
24.36
-50.05%
48.76
Preferred Securities Outside Stock Equity
—
—
—
—
Stockholders Equity
3,069.01
+12.34%
2,731.99
+7.81%
2,534.18
-3.21%
2,618.26
Common Stock Equity
3,069.01
+12.34%
2,731.99
+7.81%
2,534.18
-3.21%
2,618.26
Capital Stock
0.00
+0.00%
0.00
+0.00%
0.00
+0.00%
0.00
Common Stock
0.00
+0.00%
0.00
+0.00%
0.00
+0.00%
0.00
Share Issued
325.11
+4.52%
311.05
+4.79%
296.85
+3.30%
287.37
Ordinary Shares Number
325.11
+4.52%
311.05
+4.79%
296.85
+3.30%
287.37
Additional Paid In Capital
6,140.89
+4.75%
5,862.56
+14.04%
5,140.85
+21.50%
4,231.30
Retained Earnings
-3,056.82
+1.68%
-3,109.00
-19.98%
-2,591.25
-61.36%
-1,605.90
Gains Losses Not Affecting Retained Earnings
-15.07
+30.12%
-21.57
-39.82%
-15.42
-115.74%
-7.15
Other Equity Adjustments
-15.07
+30.12%
-21.57
-39.82%
-15.42
-115.74%
-7.15
Total Equity Gross Minority Interest
3,069.01
+12.34%
2,731.99
+7.81%
2,534.18
-3.21%
2,618.26
Total Capitalization
10,890.37
+17.01%
9,306.84
+17.32%
7,932.63
+18.46%
6,696.46
Working Capital
9,578.52
+18.48%
8,084.55
+18.78%
6,806.56
+22.21%
5,569.49
Invested Capital
10,890.37
+17.01%
9,306.84
+17.32%
7,932.63
+18.46%
6,696.46
Total Debt
7,853.31
+18.73%
6,614.35
+21.34%
5,451.01
+31.54%
4,143.92
Net Debt
6,466.91
+16.27%
5,561.75
+23.42%
4,506.42
+59.63%
2,823.04
Capital Lease Obligations
31.94
-19.12%
39.49
-24.86%
52.56
-20.02%
65.71
Net Tangible Assets
2,521.92
+15.42%
2,185.05
+11.64%
1,957.18
-2.13%
1,999.78
Tangible Book Value
2,521.92
+15.42%
2,185.05
+11.64%
1,957.18
-2.13%
1,999.78
Available For Sale Securities
40.28
-44.83%
73.01
+69.11%
43.17
+0.00%
43.17
Derivative Product Liabilities
2.79
-84.20%
17.64
-66.88%
53.27
-4.50%
55.78
Financial Assets
2.64
-84.63%
17.21
-65.96%
50.55
+1.12%
49.98
Interest Payable
24.46
+0.57%
24.33
+80.23%
13.50
+102.70%
6.66
Investmentin Financial Assets
40.28
-44.83%
73.01
+69.11%
43.17
+0.00%
43.17
Notes Receivable
—
—
—
—
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Operating Cash Flow
793.91
+76.37%
450.14
+3595.41%
12.18
+107.51%
-162.19
Cash Flow From Continuing Operating Activities
793.91
+76.37%
450.14
+3595.41%
12.18
+107.51%
-162.19
Net Income From Continuing Operations
52.19
+110.08%
-517.76
+47.45%
-985.35
-39.29%
-707.42
Depreciation Amortization Depletion
225.08
+33.15%
169.04
+25.56%
134.63
+155.37%
52.72
Depreciation And Amortization
225.08
+33.15%
169.04
+25.56%
134.63
+155.37%
52.72
Other Non Cash Items
-516.75
-63.55%
-315.96
-280.78%
-82.98
+79.31%
-401.08
Stock Based Compensation
321.43
-6.70%
344.51
-23.73%
451.71
+15.53%
390.98
Provisionand Write Offof Assets
616.68
+33.88%
460.63
+38.80%
331.86
+30.00%
255.27
Asset Impairment Charge
0.00
-100.00%
0.75
-39.55%
1.24
+243.65%
0.36
Operating Gains Losses
189.14
-52.00%
394.08
+18.66%
332.09
+30.40%
254.68
Gain Loss On Investment Securities
271.56
-33.23%
406.71
-3.61%
421.93
+65.67%
254.68
Change In Working Capital
-49.83
+20.09%
-62.35
+53.80%
-134.97
-1262.56%
-9.91
Change In Receivables
-84.95
+49.36%
-167.76
-147.83%
-67.69
-7.96%
-62.70
Changes In Account Receivables
-84.95
+49.36%
-167.76
-147.83%
-67.69
-7.96%
-62.70
Change In Payables And Accrued Expense
47.30
-36.23%
74.18
+240.44%
-52.82
-177.89%
67.81
Change In Accrued Expense
-46.56
-5.74%
-44.03
-45.56%
-30.25
-142.49%
71.20
Change In Payable
93.86
-20.60%
118.21
+623.76%
-22.57
-567.33%
-3.38
Change In Account Payable
41.80
+236.64%
12.42
+346.47%
-5.04
+79.59%
-24.69
Change In Other Current Assets
-12.18
-138.99%
31.23
+315.87%
-14.47
+3.69%
-15.02
Investing Cash Flow
-1,083.06
+18.27%
-1,325.15
+19.84%
-1,653.07
+17.81%
-2,011.34
Cash Flow From Continuing Investing Activities
-1,083.07
+18.27%
-1,325.15
+19.84%
-1,653.07
+17.81%
-2,011.34
Net PPE Purchase And Sale
-192.19
-20.65%
-159.30
-31.89%
-120.78
-39.96%
-86.29
Purchase Of PPE
-192.19
-20.65%
-159.30
-31.89%
-120.78
-39.96%
-86.29
Capital Expenditure
-192.19
-20.65%
-159.30
-31.89%
-120.78
-8.12%
-111.70
Net Investment Purchase And Sale
391.89
+159.76%
150.87
-66.87%
455.35
+129.75%
-1,530.35
Purchase Of Investment
-823.89
+16.45%
-986.07
+8.88%
-1,082.15
+41.23%
-1,841.38
Sale Of Investment
1,215.78
+6.93%
1,136.94
-26.05%
1,537.49
+394.32%
311.04
Net Business Purchase And Sale
0.00
0.00
+100.00%
-16.05
-167.56%
-6.00
Purchase Of Business
0.00
0.00
+100.00%
-16.05
-167.56%
-6.00
Net Intangibles Purchase And Sale
—
0.00
0.00
+100.00%
-25.41
Purchase Of Intangibles
—
0.00
0.00
+100.00%
-25.41
Net Other Investing Changes
-1,282.77
+2.58%
-1,316.72
+33.22%
-1,971.59
-442.71%
-363.29
Financing Cash Flow
751.42
-17.71%
913.15
-32.36%
1,349.94
-33.73%
2,037.12
Cash Flow From Continuing Financing Activities
751.42
-17.71%
913.15
-32.36%
1,349.94
-33.73%
2,037.12
Net Issuance Payments Of Debt
2,306.63
+98.84%
1,160.06
-29.14%
1,637.14
-24.28%
2,162.22
Issuance Of Debt
24,594.24
+64.08%
14,989.44
+86.32%
8,044.97
+18.22%
6,804.83
Repayment Of Debt
-22,287.61
-61.16%
-13,829.39
-115.82%
-6,407.83
-38.02%
-4,642.61
Long Term Debt Issuance
24,594.24
+64.08%
14,989.44
+86.32%
8,044.97
+18.22%
6,804.83
Long Term Debt Payments
-22,287.61
-61.16%
-13,829.39
-115.82%
-6,407.83
-38.02%
-4,642.61
Net Long Term Debt Issuance
2,306.63
+98.84%
1,160.06
-29.14%
1,637.14
-24.28%
2,162.22
Net Common Stock Issuance
-250.00
0.00
+100.00%
-0.11
-26.74%
-0.09
Common Stock Payments
-250.00
0.00
+100.00%
-0.11
-26.74%
-0.09
Repurchase Of Capital Stock
-250.00
0.00
+100.00%
-0.11
-26.74%
-0.09
Proceeds From Stock Option Exercised
60.69
+83.22%
33.12
+110.08%
15.77
-78.67%
73.91
Net Other Financing Charges
-1,365.90
-387.77%
-280.03
+7.54%
-302.86
-52.24%
-198.93
Changes In Cash
462.27
+1112.10%
38.14
+113.11%
-290.94
-113.28%
-136.41
Effect Of Exchange Rate Changes
-1.25
+53.60%
-2.68
-3412.35%
0.08
+101.50%
-5.41
Beginning Cash Position
1,295.40
+2.81%
1,259.94
-18.76%
1,550.81
-8.38%
1,692.63
End Cash Position
1,756.42
+35.59%
1,295.40
+2.81%
1,259.94
-18.76%
1,550.81
Free Cash Flow
601.72
+106.89%
290.84
+367.83%
-108.59
+60.35%
-273.90
Interest Paid Supplemental Data
404.38
+27.07%
318.24
+95.01%
163.19
+216.73%
51.52
Income Tax Paid Supplemental Data
2.74
+130.50%
1.19
+46.91%
0.81
+267.27%
0.22
Amortization Of Securities
-44.03
-93.13%
-22.80
+36.77%
-36.06
-1745.07%
2.19
Change In Interest Payable
2.39
-78.58%
11.14
+40.72%
7.92
+102.59%
3.91
Common Stock Issuance
—
—
0.00
0.00
Issuance Of Capital Stock
—
—
0.00
0.00
Net Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Payments
—
—
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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