Symbols / AIFU
AIFU Chart
About
AIFU Inc., through its subsidiary, distributes insurance products in China. The company operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. The Claims Adjusting segment offers pre-underwriting survey, claims adjusting, residual value disposal, loading and unloading supervision, and consulting services. It also provides value-added services; elderly care services; healthcare services; and family governance services. In addition, the company operates FA app, an insurance sales and service platform; Fanhua RONS Assistant Digital Operating Platform, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, insurance agencies and insurance brokerage firms, as well as sales and service outlets, individual sales agents, and in-house claims adjustors. The company was formerly known as AIX Inc. and changed its name to AIFU Inc. in April 2025. AIFU Inc. was founded in 1998 and is headquartered in Guangzhou, China. AIFU Inc. is a subsidiary of Highest Performances Holdings Inc.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Insurance Brokers | Market Cap | 231.89M |
| Enterprise Value | -481.18M | Income | -16.76M | Sales | 1.21B |
| Book/sh | 55.39 | Cash/sh | 113.13 | Dividend Yield | — |
| Payout | 0.00% | Employees | 4707 | IPO | — |
| P/E | 0.17 | Forward P/E | 3.70 | PEG | — |
| P/S | 0.19 | P/B | 0.04 | P/C | — |
| EV/EBITDA | 7.58 | EV/Sales | -0.40 | Quick Ratio | 3.68 |
| Current Ratio | 3.72 | Debt/Eq | 6.57 | LT Debt/Eq | — |
| EPS (ttm) | 11.71 | EPS next Y | 0.54 | EPS Growth | — |
| Revenue Growth | -73.50% | Earnings | 2022-08-23 17:00 | ROA | -1.62% |
| ROE | -7.37% | ROIC | — | Gross Margin | 41.57% |
| Oper. Margin | -2.62% | Profit Margin | -1.44% | Shs Outstand | 115.95M |
| Shs Float | 538.73K | Short Float | 0.01% | Short Ratio | 0.33 |
| Short Interest | — | 52W High | 9.40 | 52W Low | 1.50 |
| Beta | — | Avg Volume | 27.82K | Volume | 4.65K |
| Target Price | — | Recom | None | Prev Close | $1.80 |
| Price | $2.00 | Change | 11.11% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$2.00
Latest analyst target
3. DCF / Fair value
$-45.52
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$2.00
Low
—
High
—
Mean
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- (AIFU) Movement Within Algorithmic Entry Frameworks - Stock Traders Daily Fri, 20 Feb 2026 08
- AIFU Inc.: Private Placement And Negative Earnings Have Disinterested Investors - Seeking Alpha hu, 12 Feb 2026 08
- AIFU Inc.'s (NASDAQ:AIFU) 27% Share Price Plunge Could Signal Some Risk - simplywall.st Fri, 30 Jan 2026 08
- Insiders are the top stockholders in AIFU Inc. (NASDAQ:AIFU), and the recent 11% drop might have disappointed them - Yahoo Finance Mon, 19 Jan 2026 08
- AIFU Inc. announces reverse split, ends ADR program - Investing.com Wed, 21 May 2025 07
- Income Plays: Can AIFU deliver consistent dividends - 2026 Recap & Weekly Momentum Picks - baoquankhu1.vn Sun, 08 Mar 2026 22
- AIFU's Market Cap Drops To US$311m Leaving Insiders With Losses - simplywall.st Mon, 19 Jan 2026 08
- AIFU Announces $31.6 Million Non-Brokered Private Placement - Yahoo Finance Mon, 07 Jul 2025 07
- AIFU Inc. announces agreement to acquire Nova Lumina Limited for shares and cash - Investing.com Fri, 12 Dec 2025 08
- Investment Review: How cyclical is AIFU Inc Depositary Receipts revenue stream - Market Trend Review & Free Accurate Trade Setup Notifications - baoquankhu1.vn Sat, 07 Mar 2026 09
- Aifu Inc. to acquire Nova Lumina Limited in share and cash transaction - Investing.com Mon, 15 Dec 2025 08
- Fanhua Announces Change of Ticker Symbol From “FANH” to “AIFU” - Stock Titan Fri, 18 Oct 2024 07
- AIX Inc. Enters Share Subscription Agreement with Highest Performances Holdings - Nasdaq hu, 02 Jan 2025 08
- Travel Stocks: Will AIFU outperform during market rallies - Market Weekly Review & Daily Volume Surge Trade Alerts - baoquankhu1.vn Fri, 06 Mar 2026 23
- Fanhua hits reset button, but has yet to say where exactly it’s going - thebambooworks.com Wed, 23 Oct 2024 07
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 109.22M | 25.34M | 3.72M | 8.03M |
| TaxRateForCalcs | 0.24 | 0.17 | 0.21 | 0.24 |
| NormalizedEBITDA | -459.39M | 80.81M | 170.34M | 287.39M |
| TotalUnusualItems | 456.97M | 149.07M | 17.81M | 32.90M |
| TotalUnusualItemsExcludingGoodwill | 456.97M | 149.07M | 17.81M | 32.90M |
| NetIncomeFromContinuingOperationNetMinorityInterest | 454.96M | 280.48M | 100.27M | 250.99M |
| ReconciledDepreciation | 29.31M | 34.05M | 19.47M | 18.39M |
| ReconciledCostOfRevenue | 1.11B | 2.15B | 1.80B | 2.12B |
| EBITDA | -2.42M | 229.88M | 188.15M | 320.29M |
| EBIT | -31.72M | 195.82M | 168.68M | 301.90M |
| NetInterestIncome | 12.42M | 5.69M | 13.67M | 2.97M |
| InterestIncome | 12.42M | 5.69M | 13.67M | 2.97M |
| NormalizedIncome | 107.20M | 156.75M | 86.18M | 226.12M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 454.96M | 280.48M | 100.27M | 250.99M |
| TotalExpenses | 1.84B | 3.00B | 2.61B | 2.97B |
| TotalOperatingIncomeAsReported | -435.84M | 195.82M | 168.68M | 301.90M |
| DilutedAverageShares | 2.68M | 2.69M | 2.69M | 2.69M |
| BasicAverageShares | 2.67M | 2.69M | 2.69M | 2.68M |
| DilutedEPS | 168.00 | 104.00 | 36.00 | 92.00 |
| BasicEPS | 172.00 | 104.00 | 36.00 | 92.00 |
| DilutedNIAvailtoComStockholders | 454.96M | 280.48M | 100.27M | 250.99M |
| NetIncomeCommonStockholders | 454.96M | 280.48M | 100.27M | 250.99M |
| NetIncome | 454.96M | 280.48M | 100.27M | 250.99M |
| MinorityInterests | 145.49M | -8.62M | 14.55M | -8.95M |
| NetIncomeIncludingNoncontrollingInterests | 309.47M | 289.10M | 85.72M | 259.94M |
| NetIncomeContinuousOperations | 309.47M | 289.10M | 85.72M | 259.94M |
| EarningsFromEquityInterestNetOfTax | -5.05M | -1.32M | -69.60M | -20.57M |
| TaxProvision | 98.72M | 59.40M | 41.02M | 90.57M |
| PretaxIncome | 413.24M | 349.82M | 196.34M | 371.09M |
| OtherIncomeExpense | 432.54M | 148.30M | 13.99M | 66.21M |
| OtherNonOperatingIncomeExpenses | -24.43M | -766.00K | -3.82M | 33.31M |
| SpecialIncomeCharges | 493.19M | -2.90M | 0.00 | |
| GainOnSaleOfBusiness | 897.31M | -2.90M | 0.00 | |
| ImpairmentOfCapitalAssets | 404.12M | 0.00 | 0.00 | |
| GainOnSaleOfSecurity | -36.21M | 151.97M | 17.81M | 32.90M |
| NetNonOperatingInterestIncomeExpense | 12.42M | 5.69M | 13.67M | 2.97M |
| InterestIncomeNonOperating | 12.42M | 5.69M | 13.67M | 2.97M |
| OperatingIncome | -31.72M | 195.82M | 168.68M | 301.90M |
| OperatingExpense | 727.69M | 857.15M | 817.34M | 854.04M |
| SellingGeneralAndAdministration | 727.69M | 857.15M | 817.34M | 854.04M |
| SellingAndMarketingExpense | 208.58M | 250.22M | 272.71M | 306.46M |
| GeneralAndAdministrativeExpense | 519.11M | 606.92M | 544.63M | 547.58M |
| OtherGandA | 519.11M | 606.92M | 544.63M | 547.58M |
| GrossProfit | 695.97M | 1.05B | 986.01M | 1.16B |
| CostOfRevenue | 1.11B | 2.15B | 1.80B | 2.12B |
| TotalRevenue | 1.81B | 3.20B | 2.78B | 3.27B |
| OperatingRevenue | 1.81B | 3.20B | 2.78B | 3.27B |
| Line Item | 2024-12-31 | 2023-12-31 | ||
|---|---|---|---|---|
| TreasurySharesNumber | 68.08K | 61.69K | ||
| OrdinarySharesNumber | 2.83M | 2.84M | 2.68M | 2.69M |
| ShareIssued | 2.90M | 2.90M | 2.68M | 2.69M |
| TotalDebt | 206.49M | 292.77M | 172.17M | 215.29M |
| TangibleBookValue | 2.55B | 1.64B | 1.51B | 1.73B |
| InvestedCapital | 2.68B | 2.24B | 1.66B | 1.84B |
| WorkingCapital | 1.22B | 1.35B | 1.34B | 1.36B |
| NetTangibleAssets | 2.55B | 1.64B | 1.51B | 1.73B |
| CapitalLeaseObligations | 71.51M | 128.47M | 136.49M | 215.29M |
| CommonStockEquity | 2.55B | 2.07B | 1.62B | 1.84B |
| TotalCapitalization | 2.55B | 2.07B | 1.62B | 1.84B |
| TotalEquityGrossMinorityInterest | 2.63B | 2.34B | 1.73B | 1.96B |
| MinorityInterest | 83.94M | 266.25M | 107.93M | 122.48M |
| StockholdersEquity | 2.55B | 2.07B | 1.62B | 1.84B |
| GainsLossesNotAffectingRetainedEarnings | 556.02M | 580.44M | 526.88M | 518.08M |
| OtherEquityAdjustments | 556.02M | 580.44M | 526.88M | 518.08M |
| TreasuryStock | 197.00K | 178.00K | 10.00K | 0.00 |
| RetainedEarnings | 1.79B | 1.32B | 1.09B | 1.31B |
| AdditionalPaidInCapital | 192.76M | 162.72M | 461.00K | 0.00 |
| CapitalStock | 8.68M | 8.68M | 8.09M | 8.09M |
| CommonStock | 8.68M | 8.68M | 8.09M | 8.09M |
| TotalLiabilitiesNetMinorityInterest | 1.52B | 1.71B | 1.36B | 1.28B |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 703.68M | 689.59M | 406.21M | 373.08M |
| OtherNonCurrentLiabilities | 33.37M | 33.37M | ||
| NonCurrentAccruedExpenses | 387.54M | 401.38M | 192.92M | 97.87M |
| TradeandOtherPayablesNonCurrent | 29.62M | 34.37M | 36.65M | 73.21M |
| NonCurrentDeferredLiabilities | 217.67M | 149.15M | 102.45M | 73.72M |
| NonCurrentDeferredTaxesLiabilities | 217.67M | 149.15M | 102.45M | 73.72M |
| LongTermDebtAndCapitalLeaseObligation | 35.47M | 71.31M | 74.19M | 128.28M |
| LongTermCapitalLeaseObligation | 35.47M | 71.31M | 74.19M | 128.28M |
| CurrentLiabilities | 816.88M | 1.02B | 951.98M | 908.67M |
| CurrentDebtAndCapitalLeaseObligation | 171.01M | 221.46M | 97.98M | 87.01M |
| CurrentCapitalLeaseObligation | 36.04M | 57.16M | 62.30M | 87.01M |
| CurrentDebt | 134.98M | 164.30M | 35.68M | |
| LineOfCredit | 134.98M | 164.30M | 35.68M | 0.00 |
| PensionandOtherPostRetirementBenefitPlansCurrent | 20.65M | 0.00 | ||
| PayablesAndAccruedExpenses | 625.21M | 802.31M | 853.99M | 821.66M |
| CurrentAccruedExpenses | 256.18M | 326.12M | 247.30M | 237.37M |
| Payables | 369.03M | 476.20M | 606.70M | 584.29M |
| OtherPayable | 20.53M | 34.98M | 36.82M | 53.12M |
| DuetoRelatedPartiesCurrent | 92.01M | 0.00 | ||
| TotalTaxPayable | 143.23M | 189.97M | 207.53M | 195.45M |
| IncomeTaxPayable | 73.43M | 100.26M | 130.02M | 130.22M |
| AccountsPayable | 113.27M | 251.25M | 362.35M | 335.72M |
| TotalAssets | 4.15B | 4.05B | 3.09B | 3.24B |
| TotalNonCurrentAssets | 2.11B | 1.68B | 795.94M | 976.05M |
| OtherNonCurrentAssets | 37.28M | 45.29M | 32.13M | 47.05M |
| NonCurrentDeferredAssets | 9.98M | 40.73M | 20.40M | 18.73M |
| NonCurrentDeferredTaxesAssets | 9.98M | 40.73M | 20.40M | 18.73M |
| DuefromRelatedPartiesNonCurrent | 33.37M | 33.37M | ||
| NonCurrentNoteReceivables | 31.71M | 30.36M | ||
| NonCurrentAccountsReceivable | 722.98M | 741.87M | 385.83M | 192.11M |
| InvestmentsAndAdvances | 1.16B | 156.89M | 4.04M | 335.81M |
| InvestmentinFinancialAssets | 151.49M | 156.89M | ||
| HeldToMaturitySecurities | 125.00M | 125.00M | ||
| AvailableForSaleSecurities | 26.49M | 31.89M | ||
| LongTermEquityInvestment | 1.00B | 0.00 | 4.04M | 335.81M |
| InvestmentsinAssociatesatCost | 4.04M | 335.81M | ||
| GoodwillAndOtherIntangibleAssets | 0.00 | 432.46M | 110.00M | 109.87M |
| OtherIntangibleAssets | 58.32M | |||
| Goodwill | 0.00 | 374.15M | 110.00M | 109.87M |
| NetPPE | 153.20M | 227.72M | 243.54M | 272.48M |
| AccumulatedDepreciation | -155.34M | -197.53M | -191.94M | -163.31M |
| GrossPPE | 308.53M | 425.25M | 435.49M | 435.79M |
| Leases | 21.90M | 34.97M | 39.99M | 36.79M |
| ConstructionInProgress | 53.64M | 53.64M | 56.88M | 0.00 |
| MachineryFurnitureEquipment | 142.99M | 185.01M | 181.21M | 161.01M |
| BuildingsAndImprovements | 90.00M | 151.63M | 157.40M | 237.99M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 2.04B | 2.38B | 2.29B | 2.27B |
| OtherCurrentAssets | 447.00K | 4.20M | 2.66M | 2.00M |
| RestrictedCash | 35.54M | 53.24M | 59.96M | 76.30M |
| PrepaidAssets | 43.33M | 72.76M | 416.94M | 95.06M |
| Receivables | 1.14B | 699.22M | 898.60M | 657.41M |
| ReceivablesAdjustmentsAllowances | -47.26M | -30.41M | -12.77M | -802.00K |
| OtherReceivables | 267.69M | 366.56M | 505.00M | 267.88M |
| LoansReceivable | 747.71M | 83.16M | ||
| AccountsReceivable | 170.90M | 279.91M | 393.60M | 390.33M |
| AllowanceForDoubtfulAccountsReceivable | -12.25M | -15.65M | -15.36M | -27.93M |
| GrossAccountsReceivable | 183.16M | 295.56M | 408.96M | 418.27M |
| CashCashEquivalentsAndShortTermInvestments | 821.33M | 1.55B | 915.40M | 1.44B |
| OtherShortTermInvestments | 629.22M | 1.02B | 347.88M | 870.68M |
| CashAndCashEquivalents | 192.12M | 521.54M | 567.52M | 564.62M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 134.40M | 88.79M | 60.01M | 95.41M |
| RepurchaseOfCapitalStock | -5.74M | -40.56M | -3.98M | 0.00 |
| RepaymentOfDebt | -164.30M | -62.79M | 0.00 | 0.00 |
| IssuanceOfDebt | 134.98M | 182.30M | 35.68M | 0.00 |
| IssuanceOfCapitalStock | 93.00K | 0.00 | 0.00 | |
| CapitalExpenditure | -8.45M | -13.00M | -77.75M | -30.79M |
| InterestPaidSupplementalData | 3.33M | 8.75M | 0.00 | 0.00 |
| IncomeTaxPaidSupplementalData | 12.60M | 76.88M | 47.03M | 74.32M |
| EndCashPosition | 245.74M | 602.00M | 648.21M | 656.52M |
| BeginningCashPosition | 602.00M | 648.21M | 656.52M | 350.10M |
| EffectOfExchangeRateChanges | 1.87M | 138.00K | 1.87M | -9.88M |
| ChangesInCash | -358.13M | -46.34M | -10.18M | 316.30M |
| FinancingCashFlow | -64.39M | 86.18M | -20.37M | -260.30M |
| CashFlowFromContinuingFinancingActivities | -64.39M | 86.18M | -20.37M | -260.30M |
| NetOtherFinancingCharges | -29.42M | 7.22M | 3.00K | -17.78M |
| ProceedsFromStockOptionExercised | 0.00 | |||
| CashDividendsPaid | 0.00 | 0.00 | -52.07M | -242.52M |
| CommonStockDividendPaid | 0.00 | 0.00 | -52.07M | -242.52M |
| NetCommonStockIssuance | -5.64M | -40.56M | -3.98M | 0.00 |
| CommonStockPayments | -5.74M | -40.56M | -3.98M | 0.00 |
| CommonStockIssuance | 93.00K | 0.00 | 0.00 | |
| NetIssuancePaymentsOfDebt | -29.32M | 119.51M | 35.68M | 0.00 |
| NetShortTermDebtIssuance | 134.98M | 182.30M | 35.68M | 0.00 |
| ShortTermDebtIssuance | 134.98M | 182.30M | 35.68M | 0.00 |
| NetLongTermDebtIssuance | -164.30M | -62.79M | 0.00 | 0.00 |
| LongTermDebtPayments | -164.30M | -62.79M | 0.00 | 0.00 |
| LongTermDebtIssuance | 182.30M | 35.68M | 0.00 | |
| InvestingCashFlow | -436.59M | -234.31M | -127.56M | 450.40M |
| CashFlowFromContinuingInvestingActivities | -436.59M | -234.31M | -127.56M | 450.40M |
| NetOtherInvestingChanges | -683.80M | 66.56M | -181.30M | 17.99M |
| NetInvestmentPurchaseAndSale | 302.94M | -309.37M | 149.26M | 462.17M |
| SaleOfInvestment | 2.15B | 4.23B | 3.24B | 8.65B |
| PurchaseOfInvestment | -1.85B | -4.54B | -3.09B | -8.18B |
| NetBusinessPurchaseAndSale | -50.39M | 18.45M | -21.57M | 0.00 |
| SaleOfBusiness | 18.45M | 0.00 | 960.00K | |
| PurchaseOfBusiness | -50.39M | -21.57M | 0.00 | |
| NetPPEPurchaseAndSale | -5.33M | -9.95M | -73.95M | -29.76M |
| SaleOfPPE | 3.12M | 3.05M | 3.80M | 1.02M |
| PurchaseOfPPE | -8.45M | -13.00M | -77.75M | -30.79M |
| OperatingCashFlow | 142.85M | 101.79M | 137.75M | 126.20M |
| CashFlowFromContinuingOperatingActivities | 142.85M | 101.79M | 137.75M | 126.20M |
| ChangeInWorkingCapital | -32.57M | -229.42M | -174.97M | -293.99M |
| ChangeInOtherCurrentLiabilities | -55.71M | -68.27M | -88.57M | -101.19M |
| ChangeInOtherCurrentAssets | 7.58M | 3.64M | 8.57M | 3.48M |
| ChangeInPayablesAndAccruedExpense | 108.09M | -406.84M | -54.14M | -42.22M |
| ChangeInAccruedExpense | -30.30M | -8.80M | -15.77M | 6.26M |
| ChangeInPayable | 138.39M | -398.04M | -38.37M | -48.49M |
| ChangeInAccountPayable | -135.67M | -362.07M | 22.10M | -37.10M |
| ChangeInTaxPayable | -28.82M | -32.23M | -36.83M | -9.88M |
| ChangeInIncomeTaxPayable | -28.82M | -32.23M | -36.83M | -9.88M |
| ChangeInReceivables | -92.53M | 242.05M | -40.84M | -154.07M |
| ChangesInAccountReceivables | 76.78M | 196.42M | -1.49M | -5.53M |
| OtherNonCashItems | 44.19M | 59.50M | 87.07M | 101.45M |
| StockBasedCompensation | 38.59M | 17.09M | 461.00K | 0.00 |
| UnrealizedGainLossOnInvestmentSecurities | 82.59M | -96.22M | 0.00 | 0.00 |
| ProvisionandWriteOffofAssets | 43.65M | 24.65M | 30.70M | |
| AssetImpairmentCharge | 408.30M | 0.00 | 0.00 | -235.00K |
| DeferredTax | 111.50M | 14.54M | 27.84M | 23.91M |
| DeferredIncomeTax | 111.50M | 14.54M | 27.84M | 23.91M |
| DepreciationAmortizationDepletion | 29.31M | 34.05M | 19.47M | 18.39M |
| DepreciationAndAmortization | 29.31M | 34.05M | 19.47M | 18.39M |
| AmortizationCashFlow | 16.79M | 17.86M | 0.00 | 45.00K |
| AmortizationOfIntangibles | 16.79M | 17.86M | 0.00 | 45.00K |
| Depreciation | 12.52M | 16.19M | 19.47M | 18.34M |
| OperatingGainsLosses | -892.18M | -11.52M | 61.46M | 16.75M |
| EarningsLossesFromEquityInvestments | 10.25M | 1.32M | 69.60M | 20.57M |
| GainLossOnInvestmentSecurities | -5.35M | -17.05M | -10.96M | -3.17M |
| GainLossOnSaleOfPPE | 224.00K | 1.31M | 2.83M | 1.39M |
| GainLossOnSaleOfBusiness | -897.31M | 2.90M | 0.00 | -2.05M |
| NetIncomeFromContinuingOperations | 309.47M | 289.10M | 85.72M | 259.94M |
SEC Filings
No SEC filings found for this symbol (may be non-US or ticker not in SEC index).
Public Trades for AIFU
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|