Symbols / AIFU Stock $2.71 -4.08% AIFU Inc.

Financial Services • Insurance Brokers • China • NMS
AIFU (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Insurance Brokers
CEO Ms. Mingxiu Luan
Exch · Country NMS · China
Market Cap 320.58M
Enterprise Value 377.20M
Income -2.28B
Sales 556.57M
FCF (ttm) -404.83M
Book/sh 3.37
Cash/sh 0.29
Employees 603
Insider 10d —
IPO Nov 01, 2007
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 0.12
Forward P/E 5.01
PEG —
P/S 0.58
P/B 0.80
P/C —
EV/EBITDA -0.24
EV/Sales 0.68
Quick Ratio 1.14
Current Ratio 1.18
Debt/Eq 18.42
LT Debt/Eq —
EPS (ttm) -33.20
EPS next Y 0.54
EPS Growth —
Revenue Growth -39.80%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2022-08-23
Earnings (prior) 2022-08-23
ROA -35.20%
ROE -146.85%
ROIC —
Gross Margin 49.28%
Oper. Margin -6.14%
Profit Margin 0.00%
Shs Outstand 118.51M
Shs Float 12.12M
Insider Own 88.58%
Instit Own 0.05%
Short Float 0.06%
Short Ratio 0.92
Short Interest 12.12K
52W High 9.40
vs 52W High -71.22%
52W Low 1.00
vs 52W Low 170.50%
Beta —
Impl. Vol. 3.05%
Rel Volume 0.51
Avg Volume 19.21K
Volume 9.78K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $2.82
Price $2.71
Change -4.08%
About

AIFU Inc., through its subsidiary, distributes insurance products in China. The company provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. It also provides value-added services; elderly care services; healthcare services; and family governance services. In addition, the company operates FA app, an insurance sales and service platform; Fanhua RONS Assistant Digital Operating Platform, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, insurance agencies and insurance brokerage firms, as well as sales and service outlets, individual sales agents, and in-house claims adjustors. The company was formerly known as AIX Inc. and changed its name to AIFU Inc. in April 2025. AIFU Inc. was founded in 1998 and is headquartered in Shenzhen, China. AIFU Inc. operates as a subsidiary of YS Management Company Limited.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$2.71
Latest analyst target
3. DCF / Fair value
$-61.49
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$2.71
Low
—
High
—
Mean
—
News
RSS: Latest AIFU news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
556.57
-58.21%
1,331.78
-51.76%
2,760.45
-0.76%
2,781.61
Operating Revenue
556.57
-58.21%
1,331.78
-51.76%
2,760.45
-0.76%
2,781.61
Cost Of Revenue
282.30
-64.70%
799.78
-57.20%
1,868.67
+4.07%
1,795.60
Reconciled Cost Of Revenue
282.30
-64.70%
799.78
-57.20%
1,868.67
+4.07%
1,795.60
Gross Profit
274.27
-48.45%
532.00
-40.34%
891.78
-9.56%
986.01
Operating Expense
1,873.45
+201.13%
622.14
-13.80%
721.78
-11.69%
817.34
Selling General And Administration
313.32
-45.51%
574.99
-19.62%
715.30
-12.48%
817.34
Selling And Marketing Expense
60.66
-41.84%
104.29
-31.31%
151.83
-44.32%
272.71
General And Administrative Expense
252.67
-46.32%
470.70
-16.46%
563.47
+3.46%
544.63
Other Gand A
252.67
-46.32%
470.70
-16.46%
563.47
+3.46%
544.63
Total Expenses
2,155.75
+51.61%
1,421.92
-45.11%
2,590.45
—
Operating Income
-1,599.18
-1674.03%
-90.14
-153.03%
170.00
+0.78%
168.68
Total Operating Income As Reported
-39.06
+91.26%
-447.12
-353.36%
176.47
+4.62%
168.68
EBITDA
-2,264.21
-621.79%
433.93
+10.45%
392.87
+108.81%
188.15
Normalized EBITDA
-1,551.48
-6632.69%
-23.04
-109.42%
244.66
+43.63%
170.34
Reconciled Depreciation
5.33
-81.83%
29.31
-13.93%
34.05
+74.86%
19.47
EBIT
-2,269.54
-660.90%
404.62
+12.76%
358.82
+112.73%
168.68
Total Unusual Items
-712.73
-255.97%
456.97
+208.32%
148.21
+732.24%
17.81
Total Unusual Items Excluding Goodwill
-712.73
-255.97%
456.97
+208.32%
148.21
+732.24%
17.81
Special Income Charges
-727.24
-247.46%
493.19
+17082.95%
-2.90
0.00
Impairment Of Capital Assets
0.00
-100.00%
404.12
0.00
0.00
Write Off
610.63
0.00
0.00
—
Net Income
-2,275.39
-600.13%
454.96
+62.21%
280.48
+179.72%
100.27
Pretax Income
-2,273.25
-666.46%
401.31
+15.06%
348.77
+77.64%
196.34
Net Non Operating Interest Income Expense
26.50
+124.99%
11.78
+137.92%
4.95
-63.80%
13.67
Interest Expense Non Operating
3.71
+11.92%
3.31
-67.03%
10.05
—
Net Interest Income
26.50
+124.99%
11.78
+137.92%
4.95
-63.80%
13.67
Interest Expense
3.71
+11.92%
3.31
-67.03%
10.05
—
Interest Income Non Operating
30.21
+100.15%
15.09
+0.58%
15.01
+9.73%
13.67
Interest Income
30.21
+100.15%
15.09
+0.58%
15.01
+9.73%
13.67
Other Income Expense
-700.56
-246.05%
479.68
+175.96%
173.82
+1142.82%
13.99
Other Non Operating Income Expenses
12.17
-46.39%
22.70
-11.35%
25.61
+769.84%
-3.82
Gain On Sale Of Security
14.51
+140.06%
-36.21
-123.96%
151.12
+748.54%
17.81
Gain On Sale Of Business
-116.61
-113.00%
897.31
+30998.97%
-2.90
0.00
Tax Provision
4.02
-95.63%
91.95
+55.31%
59.21
+44.35%
41.02
Tax Rate For Calcs
0.00
+9.11%
0.00
+34.79%
0.00
-18.62%
0.00
Tax Effect Of Unusual Items
-178.18
-270.17%
104.71
+315.57%
25.20
+577.24%
3.72
Net Income Including Noncontrolling Interests
-2,274.04
-834.81%
309.47
+7.05%
289.10
+237.25%
85.72
Net Income From Continuing Operation Net Minority Interest
-2,278.62
-606.60%
449.79
+60.86%
279.62
+178.86%
100.27
Net Income From Continuing And Discontinued Operation
-2,275.39
-600.13%
454.96
+62.21%
280.48
+179.72%
100.27
Net Income Continuous Operations
-2,277.27
-848.36%
304.30
+5.57%
288.24
+236.25%
85.72
Net Income Discontinuous Operations
3.23
-37.55%
5.17
+504.91%
0.85
—
Minority Interests
-1.35
-100.93%
145.49
+1787.38%
-8.62
-159.26%
14.55
Normalized Income
-1,744.07
-1888.37%
97.52
-37.73%
156.61
+81.71%
86.18
Net Income Common Stockholders
-2,275.39
-600.13%
454.96
+62.21%
280.48
+179.72%
100.27
Diluted EPS
—
169.99
+63.45%
104.00
+188.89%
36.00
Basic EPS
—
170.61
+64.05%
104.00
+115455.56%
0.09
Basic Average Shares
—
2.67
-99.75%
1,074.37
+0.02%
1,074.20
Diluted Average Shares
—
2.68
-0.58%
2.69
+0.21%
2.69
Diluted NI Availto Com Stockholders
-2,275.39
-600.13%
454.96
+62.21%
280.48
+179.72%
100.27
Earnings From Equity Interest Net Of Tax
0.00
+100.00%
-5.05
-283.60%
-1.32
+98.11%
-69.60
Provision For Doubtful Accounts
1,560.13
+3209.07%
47.15
+627.91%
6.48
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31
Total Assets
1,528.10
-63.19%
4,151.01
+2.47%
4,050.88
Current Assets
603.78
-70.40%
2,039.69
-14.14%
2,375.57
Cash Cash Equivalents And Short Term Investments
36.29
-94.69%
683.21
-55.81%
1,546.15
Cash And Cash Equivalents
31.09
-70.67%
106.02
-79.67%
521.54
Other Short Term Investments
5.20
-99.10%
577.19
-43.67%
1,024.61
Receivables
549.58
-47.83%
1,053.46
+50.66%
699.22
Accounts Receivable
65.53
-31.12%
95.14
-66.01%
279.91
Gross Accounts Receivable
67.39
-30.04%
96.32
-67.41%
295.56
Allowance For Doubtful Accounts Receivable
-1.86
-56.66%
-1.19
+92.42%
-15.65
Receivables Adjustments Allowances
—
-47.14
-55.00%
-30.41
Other Receivables
470.79
+79.92%
261.67
-28.61%
366.56
Loans Receivable
—
743.79
+794.46%
83.16
Prepaid Assets
14.67
-26.14%
19.87
-72.69%
72.76
Restricted Cash
3.10
-91.03%
34.60
-35.01%
53.24
Assets Held For Sale Current
0.00
-100.00%
248.10
—
Other Current Assets
0.14
-69.80%
0.45
-89.36%
4.20
Total Non Current Assets
924.32
-56.22%
2,111.32
+26.02%
1,675.32
Net PPE
96.47
-26.84%
131.86
-42.09%
227.72
Gross PPE
216.18
-20.00%
270.23
-36.45%
425.25
Accumulated Depreciation
-119.72
+13.48%
-138.37
+29.95%
-197.53
Properties
0.00
0.00
0.00
Buildings And Improvements
36.83
-51.19%
75.45
-50.24%
151.63
Machinery Furniture Equipment
113.93
-7.69%
123.42
-33.29%
185.01
Construction In Progress
53.64
+0.00%
53.64
+0.00%
53.64
Leases
11.78
-33.48%
17.71
-49.35%
34.97
Goodwill And Other Intangible Assets
—
0.00
-100.00%
432.46
Goodwill
—
0.00
-100.00%
374.15
Other Intangible Assets
—
—
58.32
Investments And Advances
361.82
-68.54%
1,150.17
+633.10%
156.89
Long Term Equity Investment
0.00
-100.00%
1,004.68
0.00
Non Current Accounts Receivable
407.34
-43.66%
722.98
-2.55%
741.87
Non Current Deferred Assets
8.90
-10.77%
9.98
-75.51%
40.73
Non Current Deferred Taxes Assets
8.90
-10.77%
9.98
-75.51%
40.73
Other Non Current Assets
16.73
-74.12%
64.62
+42.69%
45.29
Total Liabilities Net Minority Interest
1,056.96
-30.49%
1,520.56
-11.25%
1,713.37
Current Liabilities
512.16
-37.30%
816.88
-20.21%
1,023.78
Payables And Accrued Expenses
428.72
-10.84%
480.82
-40.07%
802.31
Payables
282.45
+3.03%
274.14
—
Accounts Payable
81.09
-28.41%
113.27
-54.92%
251.25
Other Payable
84.92
+152.59%
33.62
-3.88%
34.98
Current Accrued Expenses
146.27
-29.23%
206.68
-36.63%
326.12
Pensionand Other Post Retirement Benefit Plans Current
12.13
-41.24%
20.65
0.00
Total Tax Payable
116.45
-8.50%
127.26
-33.01%
189.97
Income Tax Payable
67.02
+5.83%
63.33
-36.84%
100.26
Current Debt And Capital Lease Obligation
71.31
-56.79%
165.03
-25.48%
221.46
Current Debt
56.00
-58.51%
134.98
-17.85%
164.30
Current Capital Lease Obligation
15.31
-49.07%
30.05
-47.42%
57.16
Other Current Liabilities
—
150.38
—
Total Non Current Liabilities Net Minority Interest
544.80
-22.58%
703.68
+2.04%
689.59
Liabilities Heldfor Sale Non Current
0.00
-100.00%
13.04
—
Long Term Debt And Capital Lease Obligation
15.46
-44.61%
27.92
-60.85%
71.31
Long Term Capital Lease Obligation
15.46
-44.61%
27.92
-60.85%
71.31
Tradeand Other Payables Non Current
25.70
+0.00%
25.70
-25.22%
34.37
Non Current Deferred Liabilities
187.22
-13.37%
216.12
+44.90%
149.15
Non Current Deferred Taxes Liabilities
187.22
-13.37%
216.12
+44.90%
149.15
Other Non Current Liabilities
—
33.37
+0.00%
33.37
Stockholders Equity
478.52
-81.21%
2,546.52
+22.95%
2,071.26
Common Stock Equity
478.52
-81.21%
2,546.52
+22.95%
2,071.26
Capital Stock
60.25
+594.28%
8.68
+0.03%
8.68
Common Stock
60.25
+594.28%
8.68
+0.03%
8.68
Share Issued
13.44
-98.84%
1,159.32
+0.04%
1,158.91
Ordinary Shares Number
13.44
+374.71%
2.83
-0.19%
2.84
Treasury Shares Number
0.00
-100.00%
0.07
+10.35%
0.06
Additional Paid In Capital
401.93
+108.51%
192.76
+18.46%
162.72
Retained Earnings
-235.47
-113.16%
1,789.25
+35.59%
1,319.61
Gains Losses Not Affecting Retained Earnings
251.81
-54.71%
556.02
-4.21%
580.44
Treasury Stock
0.00
-100.00%
0.20
+10.67%
0.18
Minority Interest
-7.38
-108.80%
83.94
-68.47%
266.25
Other Equity Adjustments
251.81
-54.71%
556.02
-4.21%
580.44
Total Equity Gross Minority Interest
471.14
-82.09%
2,630.45
+12.53%
2,337.52
Total Capitalization
478.52
-81.21%
2,546.52
+22.95%
2,071.26
Working Capital
91.62
-92.51%
1,222.82
-9.54%
1,351.79
Invested Capital
534.52
-80.07%
2,681.49
+19.95%
2,235.56
Total Debt
86.77
-55.03%
192.95
-34.10%
292.77
Net Debt
24.91
-13.98%
28.95
—
Capital Lease Obligations
30.77
-46.92%
57.97
-54.88%
128.47
Net Tangible Assets
478.52
-81.21%
2,546.52
+55.39%
1,638.80
Tangible Book Value
478.52
-81.21%
2,546.52
+55.39%
1,638.80
Available For Sale Securities
236.82
+1055.72%
20.49
-35.75%
31.89
Duefrom Related Parties Current
13.25
0.00
—
Duefrom Related Parties Non Current
0.00
-100.00%
33.37
+0.00%
33.37
Dueto Related Parties Current
—
92.01
0.00
Held To Maturity Securities
125.00
+0.00%
125.00
+0.00%
125.00
Investmentin Financial Assets
361.82
+148.69%
145.49
-7.27%
156.89
Investmentsin Associatesat Cost
—
—
—
Line Of Credit
56.00
-58.51%
134.98
-17.85%
164.30
Non Current Accrued Expenses
316.42
-18.35%
387.54
-3.45%
401.38
Non Current Note Receivables
33.06
+4.27%
31.71
+4.45%
30.36
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-16.27
-111.39%
142.85
+40.34%
101.79
-26.11%
137.75
Cash Flow From Continuing Operating Activities
-16.27
-111.39%
142.85
+40.34%
101.79
-26.11%
137.75
Net Income From Continuing Operations
-2,274.04
-834.81%
309.47
+7.05%
289.10
+237.25%
85.72
Depreciation Amortization Depletion
5.33
-81.83%
29.31
-13.93%
34.05
+74.86%
19.47
Depreciation
5.33
-57.45%
12.52
-22.70%
16.19
-16.85%
19.47
Amortization Cash Flow
0.00
-100.00%
16.79
-5.97%
17.86
0.00
Depreciation And Amortization
5.33
-81.83%
29.31
-13.93%
34.05
+74.86%
19.47
Amortization Of Intangibles
0.00
-100.00%
16.79
-5.97%
17.86
0.00
Other Non Cash Items
13.71
-68.97%
44.19
-25.73%
59.50
-31.66%
87.07
Stock Based Compensation
17.00
-55.96%
38.59
+125.73%
17.09
+3608.24%
0.46
Provisionand Write Offof Assets
1,561.43
+3477.17%
43.65
+77.10%
24.65
-19.72%
30.70
Asset Impairment Charge
610.63
+49.55%
408.30
0.00
0.00
Deferred Tax
-15.70
-114.08%
111.50
+666.63%
14.54
-47.77%
27.84
Deferred Income Tax
-15.70
-114.08%
111.50
+666.63%
14.54
-47.77%
27.84
Operating Gains Losses
106.38
+111.92%
-892.18
-7647.99%
-11.52
-118.74%
61.46
Gain Loss On Investment Securities
-4.71
+12.02%
-5.35
+68.61%
-17.05
-55.50%
-10.96
Unrealized Gain Loss On Investment Securities
7.35
-91.10%
82.59
+185.84%
-96.22
0.00
Gain Loss On Sale Of PPE
-6.62
-3054.46%
0.22
-82.91%
1.31
-53.59%
2.83
Change In Working Capital
-48.37
-48.52%
-32.57
+85.80%
-229.42
-31.11%
-174.97
Change In Receivables
-70.16
+24.18%
-92.53
-138.23%
242.05
+692.74%
-40.84
Changes In Account Receivables
6.95
-90.95%
76.78
-60.91%
196.42
+13273.84%
-1.49
Change In Payables And Accrued Expense
22.09
-79.57%
108.09
+126.57%
-406.84
-651.48%
-54.14
Change In Accrued Expense
0.81
+102.67%
-30.30
-244.35%
-8.80
+44.21%
-15.77
Change In Payable
21.28
-84.62%
138.39
+134.77%
-398.04
-937.44%
-38.37
Change In Account Payable
-67.51
+50.24%
-135.67
+62.53%
-362.07
-1738.38%
22.10
Change In Other Current Assets
26.97
+255.92%
7.58
+107.99%
3.64
-57.50%
8.57
Change In Other Current Liabilities
-27.27
+51.06%
-55.71
+18.39%
-68.27
+22.93%
-88.57
Investing Cash Flow
-111.38
+74.49%
-436.59
-86.33%
-234.31
-83.68%
-127.56
Cash Flow From Continuing Investing Activities
-111.38
+74.49%
-436.59
-86.33%
-234.31
-83.68%
-127.56
Net PPE Purchase And Sale
10.36
+294.24%
-5.33
+46.40%
-9.95
+86.55%
-73.95
Purchase Of PPE
-3.34
+60.50%
-8.45
+34.98%
-13.00
+83.28%
-77.75
Sale Of PPE
13.70
+339.43%
3.12
+2.30%
3.05
-19.79%
3.80
Capital Expenditure
-3.34
+60.50%
-8.45
+34.98%
-13.00
+83.28%
-77.75
Net Investment Purchase And Sale
35.13
-88.40%
302.94
+197.92%
-309.37
-307.28%
149.26
Purchase Of Investment
-49.94
+97.30%
-1,847.47
+59.27%
-4,535.37
-46.76%
-3,090.30
Sale Of Investment
85.07
-96.04%
2,150.41
-49.11%
4,226.00
+30.45%
3,239.56
Net Business Purchase And Sale
-143.13
-184.03%
-50.39
-373.10%
18.45
+185.54%
-21.57
Purchase Of Business
-143.17
-184.11%
-50.39
—
-21.57
Gain Loss On Sale Of Business
117.71
+113.12%
-897.31
-30998.97%
2.90
0.00
Net Other Investing Changes
-13.73
+97.99%
-683.80
-1127.34%
66.56
+136.71%
-181.30
Financing Cash Flow
-71.60
-11.21%
-64.39
-174.72%
86.18
+523.03%
-20.37
Cash Flow From Continuing Financing Activities
-71.60
-11.21%
-64.39
-174.72%
86.18
+523.03%
-20.37
Net Issuance Payments Of Debt
-78.98
-169.32%
-29.32
-124.54%
119.51
+234.96%
35.68
Issuance Of Debt
74.00
-45.18%
134.98
-25.96%
182.30
+410.95%
35.68
Repayment Of Debt
-152.98
+6.89%
-164.30
-161.67%
-62.79
0.00
Long Term Debt Issuance
—
—
182.30
+410.95%
35.68
Long Term Debt Payments
-152.98
+6.89%
-164.30
-161.67%
-62.79
0.00
Net Long Term Debt Issuance
-152.98
+6.89%
-164.30
-161.67%
-62.79
0.00
Short Term Debt Issuance
74.00
-45.18%
134.98
-25.96%
182.30
+410.95%
35.68
Net Short Term Debt Issuance
74.00
-45.18%
134.98
-25.96%
182.30
+410.95%
35.68
Net Common Stock Issuance
7.30
+229.37%
-5.64
+86.09%
-40.56
-917.97%
-3.98
Common Stock Payments
0.00
+100.00%
-5.74
+85.86%
-40.56
-917.97%
-3.98
Common Stock Dividend Paid
—
0.00
0.00
+100.00%
-52.07
Cash Dividends Paid
—
0.00
0.00
+100.00%
-52.07
Repurchase Of Capital Stock
0.00
+100.00%
-5.74
+85.86%
-40.56
-917.97%
-3.98
Proceeds From Stock Option Exercised
0.07
0.00
0.00
—
Net Other Financing Charges
—
-29.42
-507.52%
7.22
+240566.67%
0.00
Changes In Cash
-199.26
+44.36%
-358.13
-672.74%
-46.34
-355.21%
-10.18
Effect Of Exchange Rate Changes
3.77
+101.98%
1.87
+1252.90%
0.14
-92.62%
1.87
Beginning Cash Position
245.74
-59.18%
602.00
-7.13%
648.21
-1.27%
656.52
End Cash Position
50.26
-79.55%
245.74
-59.18%
602.00
-7.13%
648.21
Free Cash Flow
-19.61
-114.59%
134.40
+51.37%
88.79
+47.97%
60.01
Interest Paid Supplemental Data
3.80
+14.22%
3.33
-61.99%
8.75
0.00
Income Tax Paid Supplemental Data
10.26
-18.55%
12.60
-83.61%
76.88
+63.47%
47.03
Change In Income Tax Payable
-26.36
+8.54%
-28.82
+10.58%
-32.23
+12.50%
-36.83
Change In Tax Payable
-26.36
+8.54%
-28.82
+10.58%
-32.23
+12.50%
-36.83
Common Stock Issuance
7.30
+7748.39%
0.09
0.00
0.00
Earnings Losses From Equity Investments
0.00
-100.00%
10.25
+678.44%
1.32
-98.11%
69.60
Issuance Of Capital Stock
7.30
+7748.39%
0.09
0.00
0.00
Sale Of Business
0.04
0.00
-100.00%
18.45
0.00
SEC Filings

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