Symbols / AIFU $1.40 -1.41% AIFU Inc.

Financial Services • Insurance Brokers • China • NMS
AIFU Chart
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About

AIFU Inc., through its subsidiary, distributes insurance products in China. The company operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. The Claims Adjusting segment offers pre-underwriting survey, claims adjusting, residual value disposal, loading and unloading supervision, and consulting services. It also provides value-added services; elderly care services; healthcare services; and family governance services. In addition, the company operates FA app, an insurance sales and service platform; Fanhua RONS Assistant Digital Operating Platform, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, insurance agencies and insurance brokerage firms, as well as sales and service outlets, individual sales agents, and in-house claims adjustors. The company was formerly known as AIX Inc. and changed its name to AIFU Inc. in April 2025. AIFU Inc. was founded in 1998 and is headquartered in Guangzhou, China. AIFU Inc. is a subsidiary of Highest Performances Holdings Inc.

Fundamentals
Scroll to Statements
Market Cap 164.20M Enterprise Value -483.38M Income -16.76M Sales 1.21B Book/sh 56.03 Cash/sh 113.13
Dividend Yield — Payout 0.00% Employees 4707 IPO — P/E 0.12 Forward P/E 2.59
PEG — P/S 0.14 P/B 0.02 P/C — EV/EBITDA 7.61 EV/Sales -0.40
Quick Ratio 3.68 Current Ratio 3.72 Debt/Eq 6.57 LT Debt/Eq — EPS (ttm) 11.85 EPS next Y 0.54
EPS Growth — Revenue Growth -73.50% Earnings 2022-08-23 ROA -1.62% ROE -7.37% ROIC —
Gross Margin 41.57% Oper. Margin -2.62% Profit Margin -1.44% Shs Outstand 117.29M Shs Float 538.73K Short Float 0.00%
Short Ratio 0.62 Short Interest — 52W High 9.40 52W Low 1.00 Beta — Avg Volume 8.05K
Volume 6.13K Target Price — Recom None Prev Close $1.42 Price $1.40 Change -1.41%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$1.40
Latest analyst target
3. DCF / Fair value
$-45.00
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$1.40
Low
—
High
—
Mean
—
News
RSS: Latest AIFU news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
1,808.83
-43.45%
3,198.39
+14.98%
2,781.61
-14.96%
3,271.11
Operating Revenue
1,808.83
-43.45%
3,198.39
+14.98%
2,781.61
-14.96%
3,271.11
Cost Of Revenue
1,112.87
-48.13%
2,145.42
+19.48%
1,795.60
-15.11%
2,115.17
Reconciled Cost Of Revenue
1,112.87
-48.13%
2,145.42
+19.48%
1,795.60
-15.11%
2,115.17
Gross Profit
695.97
-33.90%
1,052.97
+6.79%
986.01
-14.70%
1,155.95
Operating Expense
727.69
-15.10%
857.15
+4.87%
817.34
-4.30%
854.04
Selling General And Administration
727.69
-15.10%
857.15
+4.87%
817.34
-4.30%
854.04
Selling And Marketing Expense
208.58
-16.64%
250.22
-8.24%
272.71
-11.02%
306.46
General And Administrative Expense
519.11
-14.47%
606.92
+11.44%
544.63
-0.54%
547.58
Other Gand A
519.11
-14.47%
606.92
+11.44%
544.63
-0.54%
547.58
Operating Income
-31.72
-116.20%
195.82
+16.10%
168.68
-44.13%
301.90
Total Operating Income As Reported
-435.84
-322.57%
195.82
+16.10%
168.68
-44.13%
301.90
EBITDA
-2.42
-101.05%
229.88
+22.18%
188.15
-41.26%
320.29
Normalized EBITDA
-459.39
-668.51%
80.81
-52.56%
170.34
-40.73%
287.39
Reconciled Depreciation
29.31
-13.93%
34.05
+74.86%
19.47
+5.91%
18.39
EBIT
-31.72
-116.20%
195.82
+16.10%
168.68
-44.13%
301.90
Total Unusual Items
456.97
+206.55%
149.07
+737.04%
17.81
-45.87%
32.90
Total Unusual Items Excluding Goodwill
456.97
+206.55%
149.07
+737.04%
17.81
-45.87%
32.90
Special Income Charges
493.19
+17082.95%
-2.90
0.00
—
Impairment Of Capital Assets
404.12
0.00
0.00
—
Net Income
454.96
+62.21%
280.48
+179.72%
100.27
-60.05%
250.99
Pretax Income
413.24
+18.13%
349.82
+78.17%
196.34
-47.09%
371.09
Net Non Operating Interest Income Expense
12.42
+118.33%
5.69
-58.39%
13.67
+360.25%
2.97
Net Interest Income
12.42
+118.33%
5.69
-58.39%
13.67
+360.25%
2.97
Interest Income Non Operating
12.42
+118.33%
5.69
-58.39%
13.67
+360.25%
2.97
Interest Income
12.42
+118.33%
5.69
-58.39%
13.67
+360.25%
2.97
Other Income Expense
432.54
+191.66%
148.30
+960.37%
13.99
-78.88%
66.21
Other Non Operating Income Expenses
-24.43
-3089.82%
-0.77
+79.96%
-3.82
-111.48%
33.31
Gain On Sale Of Security
-36.21
-123.83%
151.97
+753.35%
17.81
-45.87%
32.90
Gain On Sale Of Business
897.31
+30998.97%
-2.90
0.00
—
Tax Provision
98.72
+66.18%
59.40
+44.83%
41.02
-54.72%
90.57
Tax Rate For Calcs
0.00
+40.59%
0.00
-18.62%
0.00
-14.41%
0.00
Tax Effect Of Unusual Items
109.22
+330.98%
25.34
+581.15%
3.72
-53.67%
8.03
Net Income Including Noncontrolling Interests
309.47
+7.05%
289.10
+237.25%
85.72
-67.02%
259.94
Net Income From Continuing Operation Net Minority Interest
454.96
+62.21%
280.48
+179.72%
100.27
-60.05%
250.99
Net Income From Continuing And Discontinued Operation
454.96
+62.21%
280.48
+179.72%
100.27
-60.05%
250.99
Net Income Continuous Operations
309.47
+7.05%
289.10
+237.25%
85.72
-67.02%
259.94
Minority Interests
145.49
+1787.38%
-8.62
-159.26%
14.55
+262.52%
-8.95
Normalized Income
107.20
-31.61%
156.75
+81.88%
86.18
-61.89%
226.12
Net Income Common Stockholders
454.96
+62.21%
280.48
+179.72%
100.27
-60.05%
250.99
Diluted EPS
168.00
+64515.38%
0.26
-99.28%
36.00
+15552.17%
0.23
Basic EPS
172.00
+66053.85%
0.26
+188.89%
0.09
-60.87%
0.23
Basic Average Shares
2.67
-99.75%
1,074.37
+0.02%
1,074.20
+0.03%
1,073.89
Diluted Average Shares
2.68
-0.58%
2.69
+0.21%
2.69
+0.02%
2.69
Diluted NI Availto Com Stockholders
454.96
+62.21%
280.48
+179.72%
100.27
-60.05%
250.99
Earnings From Equity Interest Net Of Tax
-5.05
-283.60%
-1.32
+98.11%
-69.60
-238.29%
-20.57
Line Item Trend 2024-12-31 2023-12-31
Total Assets
4,151.01
+2.47%
4,050.88
Current Assets
2,039.69
-14.14%
2,375.57
Cash Cash Equivalents And Short Term Investments
821.33
-46.88%
1,546.15
Cash And Cash Equivalents
192.12
-63.16%
521.54
Other Short Term Investments
629.22
-38.59%
1,024.61
Receivables
1,139.05
+62.90%
699.22
Accounts Receivable
170.90
-38.94%
279.91
Gross Accounts Receivable
183.16
-38.03%
295.56
Allowance For Doubtful Accounts Receivable
-12.25
+21.70%
-15.65
Receivables Adjustments Allowances
-47.26
-55.38%
-30.41
Other Receivables
267.69
-26.97%
366.56
Loans Receivable
747.71
+799.17%
83.16
Prepaid Assets
43.33
-40.44%
72.76
Restricted Cash
35.54
-33.25%
53.24
Other Current Assets
0.45
-89.36%
4.20
Total Non Current Assets
2,111.32
+26.02%
1,675.32
Net PPE
153.20
-32.72%
227.72
Gross PPE
308.53
-27.45%
425.25
Accumulated Depreciation
-155.34
+21.36%
-197.53
Properties
0.00
0.00
Buildings And Improvements
90.00
-40.64%
151.63
Machinery Furniture Equipment
142.99
-22.71%
185.01
Construction In Progress
53.64
+0.00%
53.64
Leases
21.90
-37.38%
34.97
Goodwill And Other Intangible Assets
0.00
-100.00%
432.46
Goodwill
0.00
-100.00%
374.15
Other Intangible Assets
—
58.32
Investments And Advances
1,156.17
+636.92%
156.89
Long Term Equity Investment
1,004.68
0.00
Non Current Accounts Receivable
722.98
-2.55%
741.87
Non Current Deferred Assets
9.98
-75.51%
40.73
Non Current Deferred Taxes Assets
9.98
-75.51%
40.73
Other Non Current Assets
37.28
-17.68%
45.29
Total Liabilities Net Minority Interest
1,520.56
-11.25%
1,713.37
Current Liabilities
816.88
-20.21%
1,023.78
Payables And Accrued Expenses
625.21
-22.07%
802.31
Accounts Payable
113.27
-54.92%
251.25
Other Payable
20.53
-41.30%
34.98
Current Accrued Expenses
256.18
-21.44%
326.12
Pensionand Other Post Retirement Benefit Plans Current
20.65
0.00
Total Tax Payable
143.23
-24.61%
189.97
Income Tax Payable
73.43
-26.76%
100.26
Current Debt And Capital Lease Obligation
171.01
-22.78%
221.46
Current Debt
134.98
-17.85%
164.30
Current Capital Lease Obligation
36.04
-36.96%
57.16
Total Non Current Liabilities Net Minority Interest
703.68
+2.04%
689.59
Long Term Debt And Capital Lease Obligation
35.47
-50.26%
71.31
Long Term Capital Lease Obligation
35.47
-50.26%
71.31
Tradeand Other Payables Non Current
29.62
-13.80%
34.37
Non Current Deferred Liabilities
217.67
+45.94%
149.15
Non Current Deferred Taxes Liabilities
217.67
+45.94%
149.15
Other Non Current Liabilities
33.37
+0.00%
33.37
Stockholders Equity
2,546.52
+22.95%
2,071.26
Common Stock Equity
2,546.52
+22.95%
2,071.26
Capital Stock
8.68
+0.03%
8.68
Common Stock
8.68
+0.03%
8.68
Share Issued
1,159.32
+0.04%
1,158.91
Ordinary Shares Number
2.83
-0.19%
2.84
Treasury Shares Number
0.07
+10.35%
0.06
Additional Paid In Capital
192.76
+18.46%
162.72
Retained Earnings
1,789.25
+35.59%
1,319.61
Gains Losses Not Affecting Retained Earnings
556.02
-4.21%
580.44
Treasury Stock
0.20
+10.67%
0.18
Minority Interest
83.94
-68.47%
266.25
Other Equity Adjustments
556.02
-4.21%
580.44
Total Equity Gross Minority Interest
2,630.45
+12.53%
2,337.52
Total Capitalization
2,546.52
+22.95%
2,071.26
Working Capital
1,222.82
-9.54%
1,351.79
Invested Capital
2,681.49
+19.95%
2,235.56
Total Debt
206.49
-29.47%
292.77
Capital Lease Obligations
71.51
-44.34%
128.47
Net Tangible Assets
2,546.52
+55.39%
1,638.80
Tangible Book Value
2,546.52
+55.39%
1,638.80
Available For Sale Securities
26.49
-16.93%
31.89
Duefrom Related Parties Non Current
33.37
+0.00%
33.37
Dueto Related Parties Current
92.01
0.00
Held To Maturity Securities
125.00
+0.00%
125.00
Investmentin Financial Assets
151.49
-3.44%
156.89
Investmentsin Associatesat Cost
—
—
Line Of Credit
134.98
-17.85%
164.30
Non Current Accrued Expenses
387.54
-3.45%
401.38
Non Current Note Receivables
31.71
+4.45%
30.36
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
142.85
+40.34%
101.79
-26.11%
137.75
+9.16%
126.20
Cash Flow From Continuing Operating Activities
142.85
+40.34%
101.79
-26.11%
137.75
+9.16%
126.20
Net Income From Continuing Operations
309.47
+7.05%
289.10
+237.25%
85.72
-67.02%
259.94
Depreciation Amortization Depletion
29.31
-13.93%
34.05
+74.86%
19.47
+5.91%
18.39
Depreciation
12.52
-22.70%
16.19
-16.85%
19.47
+6.17%
18.34
Amortization Cash Flow
16.79
-5.97%
17.86
0.00
-100.00%
0.04
Depreciation And Amortization
29.31
-13.93%
34.05
+74.86%
19.47
+5.91%
18.39
Amortization Of Intangibles
16.79
-5.97%
17.86
0.00
-100.00%
0.04
Other Non Cash Items
44.19
-25.73%
59.50
-31.66%
87.07
-14.18%
101.45
Stock Based Compensation
38.59
+125.73%
17.09
+3608.24%
0.46
0.00
Provisionand Write Offof Assets
43.65
+77.10%
24.65
-19.72%
30.70
—
Asset Impairment Charge
408.30
0.00
0.00
+100.00%
-0.23
Deferred Tax
111.50
+666.63%
14.54
-47.77%
27.84
+16.48%
23.91
Deferred Income Tax
111.50
+666.63%
14.54
-47.77%
27.84
+16.48%
23.91
Operating Gains Losses
-892.18
-7647.99%
-11.52
-118.74%
61.46
+267.02%
16.75
Gain Loss On Investment Securities
-5.35
+68.61%
-17.05
-55.50%
-10.96
-245.73%
-3.17
Unrealized Gain Loss On Investment Securities
82.59
+185.84%
-96.22
0.00
0.00
Gain Loss On Sale Of PPE
0.22
-82.91%
1.31
-53.59%
2.83
+102.65%
1.39
Change In Working Capital
-32.57
+85.80%
-229.42
-31.11%
-174.97
+40.48%
-293.99
Change In Receivables
-92.53
-138.23%
242.05
+692.74%
-40.84
+73.50%
-154.07
Changes In Account Receivables
76.78
-60.91%
196.42
+13273.84%
-1.49
+73.03%
-5.53
Change In Payables And Accrued Expense
108.09
+126.57%
-406.84
-651.48%
-54.14
-28.22%
-42.22
Change In Accrued Expense
-30.30
-244.35%
-8.80
+44.21%
-15.77
-351.73%
6.26
Change In Payable
138.39
+134.77%
-398.04
-937.44%
-38.37
+20.87%
-48.49
Change In Account Payable
-135.67
+62.53%
-362.07
-1738.38%
22.10
+159.56%
-37.10
Change In Other Current Assets
7.58
+107.99%
3.64
-57.50%
8.57
+145.97%
3.48
Change In Other Current Liabilities
-55.71
+18.39%
-68.27
+22.93%
-88.57
+12.47%
-101.19
Investing Cash Flow
-436.59
-86.33%
-234.31
-83.68%
-127.56
-128.32%
450.40
Cash Flow From Continuing Investing Activities
-436.59
-86.33%
-234.31
-83.68%
-127.56
-128.32%
450.40
Net PPE Purchase And Sale
-5.33
+46.40%
-9.95
+86.55%
-73.95
-148.48%
-29.76
Purchase Of PPE
-8.45
+34.98%
-13.00
+83.28%
-77.75
-152.55%
-30.79
Sale Of PPE
3.12
+2.30%
3.05
-19.79%
3.80
+270.63%
1.02
Capital Expenditure
-8.45
+34.98%
-13.00
+83.28%
-77.75
-152.55%
-30.79
Net Investment Purchase And Sale
302.94
+197.92%
-309.37
-307.28%
149.26
-67.71%
462.17
Purchase Of Investment
-1,847.47
+59.27%
-4,535.37
-46.76%
-3,090.30
+62.24%
-8,184.36
Sale Of Investment
2,150.41
-49.11%
4,226.00
+30.45%
3,239.56
-62.53%
8,646.53
Net Business Purchase And Sale
-50.39
-373.10%
18.45
+185.54%
-21.57
0.00
Purchase Of Business
-50.39
—
-21.57
0.00
Gain Loss On Sale Of Business
-897.31
-30998.97%
2.90
0.00
+100.00%
-2.05
Net Other Investing Changes
-683.80
-1127.34%
66.56
+136.71%
-181.30
-1107.78%
17.99
Financing Cash Flow
-64.39
-174.72%
86.18
+523.03%
-20.37
+92.17%
-260.30
Cash Flow From Continuing Financing Activities
-64.39
-174.72%
86.18
+523.03%
-20.37
+92.17%
-260.30
Net Issuance Payments Of Debt
-29.32
-124.54%
119.51
+234.96%
35.68
0.00
Issuance Of Debt
134.98
-25.96%
182.30
+410.95%
35.68
0.00
Repayment Of Debt
-164.30
-161.67%
-62.79
0.00
0.00
Long Term Debt Issuance
—
182.30
+410.95%
35.68
0.00
Long Term Debt Payments
-164.30
-161.67%
-62.79
0.00
0.00
Net Long Term Debt Issuance
-164.30
-161.67%
-62.79
0.00
0.00
Short Term Debt Issuance
134.98
-25.96%
182.30
+410.95%
35.68
0.00
Net Short Term Debt Issuance
134.98
-25.96%
182.30
+410.95%
35.68
0.00
Net Common Stock Issuance
-5.64
+86.09%
-40.56
-917.97%
-3.98
0.00
Common Stock Payments
-5.74
+85.86%
-40.56
-917.97%
-3.98
0.00
Common Stock Dividend Paid
0.00
0.00
+100.00%
-52.07
+78.53%
-242.52
Cash Dividends Paid
0.00
0.00
+100.00%
-52.07
+78.53%
-242.52
Repurchase Of Capital Stock
-5.74
+85.86%
-40.56
-917.97%
-3.98
0.00
Proceeds From Stock Option Exercised
—
—
—
0.00
Net Other Financing Charges
-29.42
-507.52%
7.22
+240566.67%
0.00
+100.02%
-17.78
Changes In Cash
-358.13
-672.74%
-46.34
-355.21%
-10.18
-103.22%
316.30
Effect Of Exchange Rate Changes
1.87
+1252.90%
0.14
-92.62%
1.87
+118.94%
-9.88
Beginning Cash Position
602.00
-7.13%
648.21
-1.27%
656.52
+87.53%
350.10
End Cash Position
245.74
-59.18%
602.00
-7.13%
648.21
-1.27%
656.52
Free Cash Flow
134.40
+51.37%
88.79
+47.97%
60.01
-37.11%
95.41
Interest Paid Supplemental Data
3.33
-61.99%
8.75
0.00
0.00
Income Tax Paid Supplemental Data
12.60
-83.61%
76.88
+63.47%
47.03
-36.72%
74.32
Change In Income Tax Payable
-28.82
+10.58%
-32.23
+12.50%
-36.83
-272.56%
-9.88
Change In Tax Payable
-28.82
+10.58%
-32.23
+12.50%
-36.83
-272.56%
-9.88
Common Stock Issuance
0.09
0.00
0.00
—
Earnings Losses From Equity Investments
10.25
+678.44%
1.32
-98.11%
69.60
+238.29%
20.57
Issuance Of Capital Stock
0.09
0.00
0.00
—
Sale Of Business
—
18.45
0.00
-100.00%
0.96
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

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