Symbols / ALV.DE $389.80 -1.27% Allianz SE

Financial Services • Insurance - Diversified • Germany • GER
ALV.DE Chart
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About

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability, accident, fire and property, general liability, credit, and travel, and assistance services to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, cash, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions business. In addition, it provides banking services for retail clients; and digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

Fundamentals
Scroll to Statements
Market Cap 148.22B Enterprise Value 56.23B Income 10.60B Sales 113.17B Book/sh 164.95 Cash/sh 344.23
Dividend Yield 4.39% Payout 55.66% Employees 138378 IPO P/E 14.08 Forward P/E 11.68
PEG 1.75 P/S 1.31 P/B 2.36 P/C EV/EBITDA 3.07 EV/Sales 0.50
Quick Ratio 1.13 Current Ratio 1.58 Debt/Eq 53.17 LT Debt/Eq EPS (ttm) 27.68 EPS next Y 33.39
EPS Growth 9.50% Revenue Growth -5.60% Earnings 2026-05-13 ROA 1.06% ROE 17.53% ROIC
Gross Margin 23.61% Oper. Margin 13.24% Profit Margin 9.52% Shs Outstand 380.24M Shs Float 380.19M Short Float
Short Ratio Short Interest 52W High 397.00 52W Low 333.20 Beta 0.65 Avg Volume 679.19K
Volume 584.62K Target Price $399.52 Recom Buy Prev Close $394.80 Price $389.80 Change -1.27%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$399.52
Mean price target
2. Current target
$389.80
Latest analyst target
3. DCF / Fair value
$246.89
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$389.80
Low
$325.00
High
$504.00
Mean
$399.52
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
137,450.00
-1.78%
139,947.00
+16.95%
119,667.00
+49.85%
79,860.00
Operating Revenue
137,450.00
-1.78%
139,947.00
+16.95%
119,667.00
+49.85%
79,860.00
Selling General And Administration
5,340.00
+3.49%
5,160.00
+8.70%
4,747.00
-57.51%
11,173.00
General And Administrative Expense
5,340.00
+3.49%
5,160.00
+8.70%
4,747.00
-57.51%
11,173.00
Other Operating Expenses
356.00
+500.00%
-89.00
-293.48%
46.00
-89.15%
424.00
Total Expenses
121,990.00
-3.13%
125,931.00
+16.51%
108,087.00
+53.98%
70,195.00
Reconciled Depreciation
2,178.00
+1.11%
2,154.00
-5.19%
2,272.00
+4.27%
2,179.00
EBIT
16,218.00
+9.74%
14,778.00
+21.00%
12,213.00
+10.16%
11,087.00
Total Unusual Items
-736.00
-5.14%
-700.00
-23.24%
-568.00
+40.27%
-951.00
Total Unusual Items Excluding Goodwill
-736.00
-5.14%
-700.00
-23.24%
-568.00
+40.27%
-951.00
Special Income Charges
-736.00
-5.14%
-700.00
-23.24%
-568.00
+40.27%
-951.00
Other Special Charges
0.00
0.00
0.00
0.00
Restructuring And Mergern Acquisition
736.00
+5.14%
700.00
+23.24%
568.00
-40.27%
951.00
Write Off
436.00
Net Income
10,775.00
+8.50%
9,931.00
+16.27%
8,541.00
+33.02%
6,421.00
Pretax Income
15,460.00
+10.30%
14,016.00
+21.02%
11,582.00
+19.85%
9,664.00
Net Non Operating Interest Income Expense
-758.00
+0.52%
-762.00
-20.76%
-631.00
+56.12%
-1,438.00
Interest Expense Non Operating
758.00
-0.52%
762.00
+20.76%
631.00
-56.12%
1,438.00
Net Interest Income
-758.00
+0.52%
-762.00
-20.76%
-631.00
+56.12%
-1,438.00
Interest Expense
758.00
-0.52%
762.00
+20.76%
631.00
-56.12%
1,438.00
Interest Income
29,014.00
+3.55%
28,019.00
+10.37%
25,386.00
+2.36%
24,801.00
Other Income Expense
-7,251.00
-289.17%
3,833.00
+293.59%
-1,980.00
-153.11%
3,728.00
Tax Provision
4,030.00
+15.94%
3,476.00
+36.31%
2,550.00
-9.19%
2,808.00
Tax Rate For Calcs
0.00
+5.24%
0.00
+12.73%
0.00
-24.40%
0.00
Tax Effect Of Unusual Items
-192.10
-10.65%
-173.60
-38.92%
-124.96
+54.85%
-276.74
Net Income Including Noncontrolling Interests
11,430.00
+8.44%
10,540.00
+16.70%
9,032.00
+31.74%
6,856.00
Net Income From Continuing Operation Net Minority Interest
10,775.00
+8.50%
9,931.00
+16.27%
8,541.00
+33.02%
6,421.00
Net Income From Continuing And Discontinued Operation
10,775.00
+8.50%
9,931.00
+16.27%
8,541.00
+33.02%
6,421.00
Net Income Continuous Operations
11,430.00
+8.44%
10,540.00
+16.70%
9,032.00
+31.74%
6,856.00
Minority Interests
-655.00
-7.55%
-609.00
-24.03%
-491.00
-12.87%
-435.00
Normalized Income
11,318.90
+8.24%
10,457.40
+16.40%
8,984.04
+26.62%
7,095.26
Net Income Common Stockholders
10,603.00
+8.33%
9,788.00
+16.54%
8,399.00
+33.28%
6,302.00
Otherunder Preferred Stock Dividend
172.00
+20.28%
143.00
+0.70%
142.00
+19.33%
119.00
Diluted EPS
27.67
+9.89%
25.18
+18.89%
21.18
+36.82%
15.48
Basic EPS
27.69
+9.88%
25.20
+18.87%
21.20
+36.16%
15.57
Basic Average Shares
382.87
-1.44%
388.46
-1.95%
396.19
-2.13%
404.79
Diluted Average Shares
382.96
-1.45%
388.58
-1.95%
396.32
-2.45%
406.26
Diluted NI Availto Com Stockholders
10,598.00
+8.33%
9,783.00
+16.56%
8,393.00
+33.46%
6,289.00
Average Dilution Earnings
-5.00
+0.00%
-5.00
+16.67%
-6.00
+53.85%
-13.00
Amortization
285.00
-3.72%
296.00
-7.21%
319.00
-1.24%
323.00
Depreciation And Amortization In Income Statement
285.00
-3.72%
296.00
-7.21%
319.00
-1.24%
323.00
Net Policyholder Benefits And Claims
37,460.00
-1.03%
37,849.00
+9.25%
34,643.00
+2.39%
33,833.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
1,024,276.00
-1.94%
1,044,578.00
+6.25%
983,174.00
+5.05%
935,897.00
Cash Cash Equivalents And Short Term Investments
600,102.00
-1.06%
606,519.00
+2.81%
589,942.00
+3.90%
567,788.00
Cash And Cash Equivalents
29,855.00
-5.63%
31,637.00
+8.31%
29,209.00
+27.57%
22,896.00
Other Short Term Investments
570,247.00
-0.81%
574,882.00
+2.52%
560,733.00
+2.91%
544,892.00
Accounts Receivable
7,956.00
-1.49%
8,076.00
+1.67%
7,943.00
+11.90%
7,098.00
Other Receivables
5,758.00
Taxes Receivable
4,642.00
-0.79%
4,679.00
-13.58%
5,414.00
+11.17%
4,870.00
Prepaid Assets
942.00
+10.95%
849.00
+7.74%
788.00
-14.44%
921.00
Net PPE
13,792.00
+4.64%
13,181.00
+0.85%
13,070.00
+2.21%
12,787.00
Gross PPE
28,759.00
+3.93%
27,671.00
+6.07%
26,087.00
+4.44%
24,977.00
Accumulated Depreciation
-14,967.00
-3.29%
-14,490.00
-11.32%
-13,017.00
-6.78%
-12,190.00
Properties
4,566.00
+5.74%
4,318.00
+3.25%
4,182.00
-2.06%
4,270.00
Machinery Furniture Equipment
13,127.00
+6.15%
12,366.00
+9.57%
11,286.00
+5.32%
10,716.00
Other Properties
11,066.00
+0.72%
10,987.00
+3.47%
10,619.00
+6.29%
9,991.00
Goodwill And Other Intangible Assets
18,622.00
-2.63%
19,125.00
+2.55%
18,649.00
+1.12%
18,442.00
Goodwill
16,651.00
-2.41%
17,062.00
+2.65%
16,621.00
+2.25%
16,255.00
Other Intangible Assets
1,971.00
-4.46%
2,063.00
+1.73%
2,028.00
-7.27%
2,187.00
Investments And Advances
729,022.00
+0.22%
727,409.00
+4.66%
695,025.00
+4.88%
662,697.00
Long Term Equity Investment
19,977.00
-10.44%
22,306.00
+5.28%
21,187.00
-5.57%
22,437.00
Non Current Deferred Taxes Assets
5,161.00
-14.76%
6,055.00
+1.05%
5,992.00
-5.92%
6,369.00
Total Liabilities Net Minority Interest
957,927.00
-2.30%
980,502.00
+6.39%
921,614.00
+5.07%
877,162.00
Payables
7,163.00
+24.19%
5,768.00
+10.63%
5,214.00
+11.84%
4,662.00
Accounts Payable
11,825.00
Other Payable
1,235.00
+34.68%
917.00
+5.04%
873.00
+8.58%
804.00
Total Tax Payable
5,928.00
+22.20%
4,851.00
+11.75%
4,341.00
+12.52%
3,858.00
Current Debt And Capital Lease Obligation
375.00
-19.01%
463.00
Current Capital Lease Obligation
375.00
-19.01%
463.00
Long Term Debt And Capital Lease Obligation
34,900.00
+1.52%
34,376.00
+14.65%
29,983.00
+1.64%
29,498.00
Long Term Debt
32,822.00
+1.78%
32,247.00
+7.55%
29,983.00
+1.64%
29,498.00
Long Term Capital Lease Obligation
2,078.00
-2.40%
2,129.00
2,740.00
Long Term Provisions
3,274.00
+1.93%
3,212.00
+14.71%
2,800.00
-5.50%
2,963.00
Non Current Pension And Other Postretirement Benefit Plans
11,852.00
-3.56%
12,289.00
+0.01%
12,288.00
+7.27%
11,455.00
Non Current Deferred Revenue
795.00
+7.00%
743.00
+10.57%
672.00
+10.16%
610.00
Non Current Deferred Taxes Liabilities
2,436.00
+7.93%
2,257.00
+6.26%
2,124.00
-1.58%
2,158.00
Stockholders Equity
62,722.00
+4.04%
60,287.00
+3.52%
58,239.00
+7.03%
54,415.00
Common Stock Equity
62,722.00
+4.04%
60,287.00
+3.52%
58,239.00
+7.03%
54,415.00
Capital Stock
1,170.00
+0.00%
1,170.00
+0.00%
1,170.00
+0.00%
1,170.00
Common Stock
1,170.00
+0.00%
1,170.00
+0.00%
1,170.00
+0.00%
1,170.00
Share Issued
380.42
-1.49%
386.17
-1.42%
391.72
-2.87%
403.31
Ordinary Shares Number
380.24
-1.47%
385.92
-1.42%
391.46
-2.52%
401.59
Treasury Shares Number
0.18
-28.53%
0.25
-5.05%
0.26
-84.90%
1.72
Additional Paid In Capital
27,732.00
+0.00%
27,732.00
+0.00%
27,732.00
+0.00%
27,732.00
Retained Earnings
36,275.00
+8.76%
33,354.00
+9.35%
30,502.00
+2.75%
29,687.00
Treasury Stock
32.00
-15.79%
38.00
+0.00%
38.00
-88.59%
333.00
Minority Interest
3,627.00
-4.28%
3,789.00
+14.09%
3,321.00
-23.13%
4,320.00
Total Equity Gross Minority Interest
66,349.00
+3.55%
64,076.00
+4.09%
61,560.00
+4.81%
58,735.00
Total Capitalization
95,544.00
+3.25%
92,534.00
+4.89%
88,222.00
+5.14%
83,913.00
Invested Capital
95,544.00
+3.25%
92,534.00
+4.89%
88,222.00
+5.14%
83,913.00
Total Debt
35,275.00
+1.25%
34,839.00
+16.20%
29,983.00
+1.64%
29,498.00
Net Debt
2,967.00
774.00
-88.28%
6,602.00
Capital Lease Obligations
2,453.00
-5.36%
2,592.00
2,740.00
Net Tangible Assets
44,100.00
+7.14%
41,162.00
+3.97%
39,590.00
+10.05%
35,973.00
Tangible Book Value
44,100.00
+7.14%
41,162.00
+3.97%
39,590.00
+10.05%
35,973.00
Available For Sale Securities
11,586.00
+13.90%
10,172.00
+15.21%
8,829.00
+12.19%
7,870.00
Derivative Product Liabilities
13,568.00
-4.73%
14,242.00
+39.71%
10,194.00
+54.78%
6,586.00
Financial Assets
24,176.00
+32.67%
18,222.00
+20.56%
15,114.00
+58.31%
9,547.00
Financial Assets Designatedas Fair Value Through Profitor Loss Total
103,036.00
+1.19%
101,827.00
+14.20%
89,162.00
+14.38%
77,951.00
Held To Maturity Securities
2,867.00
Investment Properties
21,178.00
-5.86%
22,496.00
-5.97%
23,924.00
-7.49%
25,861.00
Investmentin Financial Assets
138,798.00
+6.59%
130,221.00
+15.13%
113,105.00
+18.60%
95,368.00
Other Equity Interest
4,629.00
-5.84%
4,916.00
+3.19%
4,764.00
-1.63%
4,843.00
Trading Securities
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
33,209.00
+4.09%
31,903.00
+30.42%
24,462.00
+36.26%
17,952.00
Net Income From Continuing Operations
11,430.00
+8.44%
10,540.00
+16.70%
9,032.00
+31.74%
6,856.00
Depreciation
2,178.00
+1.11%
2,154.00
-5.19%
2,272.00
+4.27%
2,179.00
Depreciation And Amortization
2,178.00
+1.11%
2,154.00
-5.19%
2,272.00
+4.27%
2,179.00
Other Non Cash Items
6,705.00
+245.22%
-4,617.00
-316.66%
2,131.00
+223.04%
-1,732.00
Provisionand Write Offof Assets
5.00
Gain Loss On Investment Securities
-1,401.00
-131.60%
4,434.00
-38.88%
7,254.00
-69.50%
23,782.00
Change In Working Capital
15,359.00
-8.57%
16,799.00
+285.30%
4,360.00
+164.12%
-6,800.00
Change In Other Current Assets
7,882.00
-40.34%
13,212.00
+256.79%
3,703.00
+1957.22%
180.00
Change In Other Current Liabilities
16.00
-97.43%
623.00
+4692.31%
13.00
-96.89%
418.00
Investing Cash Flow
-26,897.00
-4.76%
-25,675.00
-113.83%
-12,007.00
+19.91%
-14,992.00
Net PPE Purchase And Sale
-2,102.00
-27.94%
-1,643.00
+15.83%
-1,952.00
-39.63%
-1,398.00
Purchase Of PPE
-2,265.00
-18.28%
-1,915.00
+10.51%
-2,140.00
-32.26%
-1,618.00
Sale Of PPE
163.00
-40.07%
272.00
+44.68%
188.00
-14.55%
220.00
Capital Expenditure
-2,265.00
-18.28%
-1,915.00
+10.51%
-2,140.00
-32.26%
-1,618.00
Net Investment Purchase And Sale
-26,150.00
-9.90%
-23,795.00
-179.19%
-8,523.00
-179.91%
10,666.00
Purchase Of Investment
-311,142.00
-10.54%
-281,487.00
-31.46%
-214,119.00
+18.98%
-264,286.00
Sale Of Investment
284,992.00
+10.59%
257,692.00
+25.34%
205,596.00
-25.22%
274,952.00
Net Business Purchase And Sale
652.00
+189.93%
-725.00
+15.50%
-858.00
+34.55%
-1,311.00
Purchase Of Business
-1,131.00
+4.88%
-1,189.00
+0.67%
-1,197.00
+55.45%
-2,687.00
Net Other Investing Changes
365.00
-31.90%
536.00
+335.09%
-228.00
-332.65%
98.00
Financing Cash Flow
-6,778.00
-55.32%
-4,364.00
+23.76%
-5,724.00
-31.07%
-4,367.00
Net Issuance Payments Of Debt
1,894.00
-39.28%
3,119.00
+149.52%
1,250.00
-47.21%
2,368.00
Issuance Of Debt
8,156.00
-11.41%
9,206.00
+34.02%
6,869.00
-22.15%
8,823.00
Repayment Of Debt
-6,262.00
-2.87%
-6,087.00
-8.33%
-5,619.00
+12.95%
-6,455.00
Long Term Debt Issuance
8,156.00
-11.41%
9,206.00
+34.02%
6,869.00
-22.15%
8,823.00
Long Term Debt Payments
-6,262.00
-2.87%
-6,087.00
-8.33%
-5,619.00
+12.95%
-6,455.00
Net Long Term Debt Issuance
1,894.00
-39.28%
3,119.00
+149.52%
1,250.00
-47.21%
2,368.00
Net Common Stock Issuance
-1,989.00
-32.60%
-1,500.00
+31.88%
-2,202.00
-67.96%
-1,311.00
Common Stock Payments
-3,062.00
-104.13%
-1,500.00
+31.88%
-2,202.00
-67.96%
-1,311.00
Common Stock Dividend Paid
-6,387.00
-11.06%
-5,751.00
-16.63%
-4,931.00
-1.25%
-4,870.00
Cash Dividends Paid
-6,387.00
-11.06%
-5,751.00
-16.63%
-4,931.00
-1.25%
-4,870.00
Repurchase Of Capital Stock
-3,062.00
-104.13%
-1,500.00
+31.88%
-2,202.00
-67.96%
-1,311.00
Net Other Financing Charges
95.00
-44.77%
172.00
-69.29%
560.00
+638.46%
-104.00
Changes In Cash
-466.00
-125.00%
1,864.00
-72.31%
6,731.00
+578.39%
-1,407.00
Effect Of Exchange Rate Changes
-1,362.00
-419.72%
426.00
+191.03%
-468.00
-274.63%
268.00
Beginning Cash Position
31,637.00
+8.31%
29,210.00
+27.58%
22,896.00
-4.74%
24,036.00
End Cash Position
29,854.00
-5.64%
31,637.00
+8.31%
29,210.00
+27.58%
22,896.00
Free Cash Flow
30,944.00
+3.19%
29,988.00
+34.34%
22,322.00
+36.66%
16,334.00
Common Stock Issuance
1,073.00
0.00
0.00
0.00
Issuance Of Capital Stock
1,073.00
0.00
0.00
0.00
Net Investment Properties Purchase And Sale
338.00
+804.17%
-48.00
+89.24%
-446.00
+61.85%
-1,169.00
Other Cash Adjustment Outside Changein Cash
45.00
-67.15%
137.00
+168.63%
51.00
+5200.00%
-1.00
Purchase Of Investment Properties
-576.00
+33.72%
-869.00
+42.45%
-1,510.00
+14.74%
-1,771.00
Sale Of Business
1,783.00
+284.27%
464.00
+36.87%
339.00
-75.36%
1,376.00
Sale Of Investment Properties
914.00
+11.33%
821.00
-22.84%
1,064.00
+76.74%
602.00
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

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