Symbols / APCX
APCX Chart
About
AppTech Payments Corp., a fintech company, provides payment processing and digital banking technologies in the United States. It offers merchant transaction services, processing payments for credit and debit cards through point-of-sale equipment, e-commerce gateways, periodic automatic clearing house payments, and gift and loyalty programs. The also company offers integrated solutions for frictionless digital and mobile payment acceptance, as well as multi-use case, multichannel, API-driven, and account-based issuer processing for card, digital tokens, and payment transfer transaction services. In addition, it provides hosted e-commerce checkout, a flexible payment gateway, text payment technology, alternative payment methods (APMs), and mobile and contactless payments. Further, it offers FinZeo, a fintech platform. The company was formerly known as AppTech Corp. AppTech Payments Corp. was incorporated in 1998 and is headquartered in Carlsbad, California.
Fundamentals
Scroll to Statements| Sector | Technology | Industry | Software - Infrastructur | Market Cap | 10.92M |
| Enterprise Value | 12.88M | Income | -7.18M | Sales | 787.00K |
| Book/sh | 0.04 | Cash/sh | 0.01 | Dividend Yield | — |
| Payout | 0.00% | Employees | 9 | IPO | — |
| P/E | — | Forward P/E | -0.82 | PEG | — |
| P/S | 13.87 | P/B | 6.83 | P/C | — |
| EV/EBITDA | -1.79 | EV/Sales | 16.36 | Quick Ratio | 0.11 |
| Current Ratio | 0.12 | Debt/Eq | 87.92 | LT Debt/Eq | — |
| EPS (ttm) | -0.21 | EPS next Y | -0.34 | EPS Growth | — |
| Revenue Growth | 4.28% | Earnings | 2024-08-14 07:00 | ROA | -76.62% |
| ROE | -5.10% | ROIC | — | Gross Margin | 57.05% |
| Oper. Margin | -6.92% | Profit Margin | 0.00% | Shs Outstand | 38.98M |
| Shs Float | 27.61M | Short Float | 0.65% | Short Ratio | 0.98 |
| Short Interest | — | 52W High | 0.55 | 52W Low | 0.06 |
| Beta | -0.34 | Avg Volume | 43.94K | Volume | 67.02K |
| Target Price | — | Recom | None | Prev Close | $0.33 |
| Price | $0.28 | Change | -15.15% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$0.28
Latest analyst target
3. DCF / Fair value
$-1.65
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.28
Low
—
High
—
Mean
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- Lord of Apptech payments buys $1.6k in APCX stock - Investing.com Wed, 18 Feb 2026 01
- AppTech Expands Revenue Participation Financing Agreement With Ascendancy - The Globe and Mail Fri, 20 Feb 2026 19
- AppTech's Infinitus Pay processes $450M as Q4 sales climb to $0.7M - Stock Titan ue, 20 Jan 2026 08
- AppTech Payments Corp. Highlights Q3 2025 Financial and Strategic Developments - GlobeNewswire hu, 06 Nov 2025 08
- AppTech Payments Corp. Highlights Q1 2025 Financial and Strategi - GuruFocus hu, 15 May 2025 07
- AppTech Payments Corp. Begins Trading on OTCQB® and has Director and Officer Departures - Yahoo Finance ue, 20 May 2025 07
- Can APCX keep up with sector leaders - Quarterly Profit Review & AI Enhanced Trading Signals - mfd.ru Sun, 15 Feb 2026 10
- AppTech Payments Reports Strong Q4 Revenue Growth and Secures $1.5 Million Strategic Investment - The Manila Times ue, 20 Jan 2026 08
- AppTech Payments Corp. Highlights Q1 2025 Financial and Strategic Developments - GlobeNewswire hu, 15 May 2025 07
- AppTech (APCX) Reports Significant Revenue Surge in Q4 - GuruFocus ue, 20 Jan 2026 08
- AppTech Secures Nasdaq Lifeline: What's at Stake for Payment Tech's Future - Stock Titan ue, 18 Feb 2025 08
- AppTech Payments Corp. Secures Continued Nasdaq Listing, Addresses Shareholders' Equity Deficiency - Nasdaq ue, 18 Feb 2025 08
- AppTech Payments Corp. to Attend Nuvei Partner Conference - marketscreener.com Mon, 13 Mar 2023 07
- AppTech Payments Corp. Faces Nasdaq Delisting - Investing.com Mon, 25 Nov 2024 08
- Comparing ZoomInfo Technologies (NASDAQ:ZI) and AppTech Payments (NASDAQ:APCX) - Defense World Fri, 13 Feb 2026 06
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 4200 | 1665 | — | Purchase at price 0.40 per share. | LORD ALBERT L | Director | — | 2026-02-12 00:00:00 | D |
| 1 | 120000 | 52132 | — | Purchase at price 0.42 - 0.44 per share. | LORD ALBERT L | Director | — | 2025-12-04 00:00:00 | D |
| 2 | 57500 | 23347 | — | Purchase at price 0.34 - 0.43 per share. | LORD ALBERT L | Director | — | 2025-11-26 00:00:00 | D |
| 3 | 35147 | 10954 | — | Stock Award(Grant) at price 0.30 - 0.33 per share. | KOZLOWSKI THOMAS J. JR. | Director | — | 2025-06-16 00:00:00 | D |
| 4 | 50000 | 16150 | — | Stock Award(Grant) at price 0.32 per share. | LORD ALBERT L | Director | — | 2025-06-13 00:00:00 | I |
| 5 | 22074 | 6560 | — | Stock Award(Grant) at price 0.28 - 0.31 per share. | KOZLOWSKI THOMAS J. JR. | Director | — | 2025-06-11 00:00:00 | D/I |
| 6 | 10955 | 3586 | — | Stock Award(Grant) at price 0.33 per share. | KOZLOWSKI THOMAS J. JR. | Director | — | 2025-06-10 00:00:00 | D |
| 7 | 570183 | 171035 | — | Stock Award(Grant) at price 0.30 per share. | LORD ALBERT L | Director | — | 2025-06-09 00:00:00 | I |
| 8 | 244056 | 72626 | — | Stock Award(Grant) at price 0.28 - 0.30 per share. | KOZLOWSKI THOMAS J. JR. | Director | — | 2025-06-06 00:00:00 | D/I |
| 9 | 46391 | 13721 | — | Stock Award(Grant) at price 0.29 - 0.30 per share. | LORD ALBERT L | Director | — | 2025-06-04 00:00:00 | I |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | 0.00 | 0.00 |
| TaxRateForCalcs | 0.00 | 0.00 | 0.00 | 0.00 |
| NormalizedEBITDA | -8.11M | -11.35M | -14.72M | -7.15M |
| TotalUnusualItems | 1.25M | -6.12M | -738.00K | -68.98M |
| TotalUnusualItemsExcludingGoodwill | 1.25M | -6.12M | -738.00K | -68.98M |
| NetIncomeFromContinuingOperationNetMinorityInterest | -8.93M | -18.51M | -16.28M | -79.25M |
| ReconciledDepreciation | 1.42M | 985.00K | 405.00K | 0.00 |
| ReconciledCostOfRevenue | 52.00K | 187.00K | 220.00K | 150.00K |
| EBITDA | -6.86M | -17.48M | -15.46M | -76.14M |
| EBIT | -8.29M | -18.46M | -15.86M | -76.14M |
| NetInterestIncome | -646.00K | -52.00K | -417.00K | -3.11M |
| InterestExpense | 646.00K | 52.00K | 417.00K | 3.11M |
| NormalizedIncome | -10.18M | -12.39M | -15.54M | -10.26M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -8.93M | -18.51M | -16.28M | -79.25M |
| TotalExpenses | 9.82M | 13.56M | 15.78M | 8.72M |
| TotalOperatingIncomeAsReported | -9.55M | -19.18M | -16.23M | -77.32M |
| DilutedAverageShares | 25.31M | 19.10M | 16.25M | 11.37M |
| BasicAverageShares | 25.31M | 19.10M | 16.25M | 11.37M |
| DilutedEPS | -0.35 | -1.01 | -1.00 | -6.97 |
| BasicEPS | -0.35 | -1.01 | -1.00 | -6.97 |
| DilutedNIAvailtoComStockholders | -8.95M | -19.27M | -16.28M | -79.25M |
| NetIncomeCommonStockholders | -8.95M | -19.27M | -16.28M | -79.25M |
| OtherunderPreferredStockDividend | 15.00K | 763.00K | 0.00 | |
| NetIncome | -8.93M | -18.51M | -16.28M | -79.25M |
| NetIncomeIncludingNoncontrollingInterests | -8.93M | -18.51M | -16.28M | -79.25M |
| NetIncomeContinuousOperations | -8.93M | -18.51M | -16.28M | -79.25M |
| TaxProvision | 0.00 | 0.00 | 0.00 | 0.00 |
| PretaxIncome | -8.93M | -18.51M | -16.28M | -79.25M |
| OtherIncomeExpense | 1.26M | -5.41M | -534.00K | -67.77M |
| OtherNonOperatingIncomeExpenses | 15.00K | 715.00K | 204.00K | 1.21M |
| SpecialIncomeCharges | 1.25M | -6.15M | 0.00 | 0.00 |
| GainOnSaleOfBusiness | 0.00 | |||
| OtherSpecialCharges | -1.25M | 17.00K | ||
| ImpairmentOfCapitalAssets | 0.00 | 6.13M | 0.00 | |
| GainOnSaleOfSecurity | 27.00K | -738.00K | -68.98M | |
| NetNonOperatingInterestIncomeExpense | -646.00K | -52.00K | -417.00K | -3.11M |
| InterestExpenseNonOperating | 646.00K | 52.00K | 417.00K | 3.11M |
| OperatingIncome | -9.55M | -13.05M | -15.33M | -8.36M |
| OperatingExpense | 9.77M | 13.37M | 15.56M | 8.57M |
| ResearchAndDevelopment | 1.98M | 3.50M | 7.56M | 169.00K |
| SellingGeneralAndAdministration | 7.79M | 9.87M | 8.00M | 8.40M |
| GeneralAndAdministrativeExpense | 8.00M | 8.40M | ||
| OtherGandA | 8.00M | 8.40M | ||
| SalariesAndWages | 6.33M | |||
| GrossProfit | 224.00K | 317.00K | 230.00K | 204.00K |
| CostOfRevenue | 52.00K | 187.00K | 220.00K | 150.00K |
| TotalRevenue | 276.00K | 504.00K | 450.00K | 354.00K |
| OperatingRevenue | 276.00K | 504.00K | 450.00K | 354.00K |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| PreferredSharesNumber | 14.00 | 14.00 | 14.00 | 14.00 |
| OrdinarySharesNumber | 33.28M | 22.25M | 16.70M | 11.94M |
| ShareIssued | 33.28M | 22.25M | 16.70M | 11.94M |
| NetDebt | 1.86M | |||
| TotalDebt | 147.00K | 158.00K | 2.02M | 2.09M |
| TangibleBookValue | -927.00K | -2.54M | -508.00K | -6.58M |
| InvestedCapital | 5.53M | 4.26M | 9.28M | 1.91M |
| WorkingCapital | -1.02M | -2.56M | -504.00K | -6.66M |
| NetTangibleAssets | -927.00K | -2.54M | -508.00K | -6.58M |
| CapitalLeaseObligations | 86.00K | 92.00K | 163.00K | 224.00K |
| CommonStockEquity | 5.47M | 4.19M | 7.42M | 44.00K |
| TotalCapitalization | 5.53M | 4.26M | 7.49M | 111.00K |
| TotalEquityGrossMinorityInterest | 5.47M | 4.19M | 7.42M | 44.00K |
| StockholdersEquity | 5.47M | 4.19M | 7.42M | 44.00K |
| RetainedEarnings | -168.70M | -159.75M | -140.47M | -124.19M |
| AdditionalPaidInCapital | 174.13M | 163.92M | 147.88M | 124.22M |
| CapitalStock | 33.00K | 22.00K | 17.00K | 12.00K |
| CommonStock | 33.00K | 22.00K | 17.00K | 12.00K |
| PreferredStock | 0.00 | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 3.52M | 4.16M | 5.09M | 7.51M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 79.00K | 79.00K | 166.00K | 230.00K |
| TradeandOtherPayablesNonCurrent | 0.00 | |||
| LongTermDebtAndCapitalLeaseObligation | 79.00K | 79.00K | 166.00K | 230.00K |
| LongTermCapitalLeaseObligation | 18.00K | 14.00K | 99.00K | 163.00K |
| LongTermDebt | 61.00K | 65.00K | 67.00K | 67.00K |
| CurrentLiabilities | 3.44M | 4.08M | 4.93M | 7.28M |
| OtherCurrentLiabilities | 863.00K | 1.03M | ||
| CurrentDeferredLiabilities | 0.00 | 244.00K | 0.00 | |
| CurrentDeferredRevenue | 0.00 | 244.00K | 0.00 | |
| CurrentDebtAndCapitalLeaseObligation | 68.00K | 79.00K | 1.85M | 1.86M |
| CurrentCapitalLeaseObligation | 68.00K | 78.00K | 64.00K | 61.00K |
| CurrentDebt | 1.00K | 1.78M | 1.80M | |
| OtherCurrentBorrowings | 1.00K | 1.70M | 1.12M | |
| CurrentNotesPayable | 0.00 | 88.00K | 685.00K | |
| CurrentProvisions | 72.00K | 72.00K | 1.29M | |
| PayablesAndAccruedExpenses | 3.37M | 3.69M | 2.15M | 3.10M |
| CurrentAccruedExpenses | 319.00K | 386.00K | 1.80M | 1.85M |
| InterestPayable | 0.00 | 1.44M | 1.42M | |
| Payables | 3.05M | 3.30M | 347.00K | 1.25M |
| OtherPayable | 1.50M | |||
| DuetoRelatedPartiesCurrent | 1.20M | 1.50M | 0.00 | |
| AccountsPayable | 1.85M | 1.80M | 347.00K | 1.25M |
| TotalAssets | 8.99M | 8.35M | 12.52M | 7.56M |
| TotalNonCurrentAssets | 6.57M | 6.84M | 8.09M | 6.93M |
| NonCurrentPrepaidAssets | 86.00K | 9.00K | 9.00K | 100.00K |
| NonCurrentNoteReceivables | 0.00 | 26.00K | 26.00K | 26.00K |
| GoodwillAndOtherIntangibleAssets | 6.39M | 6.74M | 7.93M | 6.62M |
| OtherIntangibleAssets | 5.23M | 5.58M | 7.93M | 6.62M |
| Goodwill | 1.16M | 1.16M | 0.00 | |
| NetPPE | 86.00K | 66.00K | 127.00K | 189.00K |
| GrossPPE | 86.00K | 66.00K | 127.00K | 189.00K |
| OtherProperties | 86.00K | 66.00K | 127.00K | 189.00K |
| MachineryFurnitureEquipment | 66.00K | 127.00K | 189.00K | |
| CurrentAssets | 2.42M | 1.52M | 4.42M | 622.00K |
| PrepaidAssets | 1.51M | 205.00K | 912.00K | 574.00K |
| Receivables | 43.00K | 30.00K | 51.00K | 40.00K |
| AccountsReceivable | 43.00K | 30.00K | 51.00K | 40.00K |
| CashCashEquivalentsAndShortTermInvestments | 868.00K | 1.28M | 3.46M | 8.00K |
| CashAndCashEquivalents | 868.00K | 1.28M | 3.46M | 8.00K |
| CashFinancial | 8.03K |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | -8.54M | -8.86M | -9.99M | -3.00M |
| RepaymentOfDebt | -205.00K | -1.79M | -64.00K | -34.00K |
| IssuanceOfDebt | 1.11M | 0.00 | 0.00 | |
| IssuanceOfCapitalStock | 6.29M | 8.93M | 13.49M | |
| CapitalExpenditure | -1.08M | -1.79M | -1.18M | |
| InterestPaidSupplementalData | 67.00K | 1.23M | 0.00 | 0.00 |
| IncomeTaxPaidSupplementalData | 0.00 | 0.00 | 0.00 | 0.00 |
| EndCashPosition | 868.00K | 1.28M | 3.46M | 8.00K |
| BeginningCashPosition | 1.28M | 3.46M | 8.00K | 57.00K |
| ChangesInCash | -413.00K | -2.18M | 3.45M | -49.00K |
| FinancingCashFlow | 8.20M | 7.18M | 13.44M | 2.96M |
| CashFlowFromContinuingFinancingActivities | 8.20M | 7.18M | 13.44M | 2.96M |
| NetOtherFinancingCharges | 13.49M | -92.00K | ||
| ProceedsFromStockOptionExercised | 1.01M | 33.00K | 20.00K | 3.09M |
| NetCommonStockIssuance | 6.29M | 8.93M | 13.49M | |
| CommonStockIssuance | 6.29M | 8.93M | 13.49M | |
| NetIssuancePaymentsOfDebt | 905.00K | -1.79M | -64.00K | -34.00K |
| NetShortTermDebtIssuance | 0.00 | -679.00K | -50.00K | 0.00 |
| ShortTermDebtPayments | 0.00 | -679.00K | -50.00K | 0.00 |
| NetLongTermDebtIssuance | 905.00K | -1.79M | -64.00K | -34.00K |
| LongTermDebtPayments | -205.00K | -1.79M | -64.00K | -34.00K |
| LongTermDebtIssuance | 1.11M | 0.00 | 0.00 | |
| InvestingCashFlow | -1.16M | -500.00K | -1.79M | -1.19M |
| CashFlowFromContinuingInvestingActivities | -1.16M | -500.00K | -1.79M | -1.19M |
| NetOtherInvestingChanges | -78.00K | -2.00K | -8.00K | |
| NetBusinessPurchaseAndSale | 0.00 | -500.00K | 0.00 | |
| PurchaseOfBusiness | 0.00 | -500.00K | 0.00 | |
| CapitalExpenditureReported | -1.08M | 0.00 | -1.79M | -1.18M |
| OperatingCashFlow | -7.46M | -8.86M | -8.20M | -1.82M |
| CashFlowFromContinuingOperatingActivities | -7.46M | -8.86M | -8.20M | -1.82M |
| ChangeInWorkingCapital | -699.00K | -653.00K | -674.00K | 180.00K |
| ChangeInOtherWorkingCapital | -120.00K | 233.00K | 9.00K | |
| ChangeInOtherCurrentAssets | -1.35M | 0.00 | ||
| ChangeInPayablesAndAccruedExpense | 737.00K | -1.27M | -805.00K | 1.17M |
| ChangeInAccruedExpense | -413.00K | -1.81M | 104.00K | 240.00K |
| ChangeInPayable | 1.15M | 540.00K | -909.00K | 928.00K |
| ChangeInAccountPayable | 1.15M | 540.00K | -909.00K | 928.00K |
| ChangeInPrepaidAssets | 46.00K | 362.00K | 142.00K | -997.00K |
| ChangeInReceivables | -12.00K | 21.00K | -11.00K | 0.00 |
| ChangesInAccountReceivables | -12.00K | 21.00K | -11.00K | 0.00 |
| OtherNonCashItems | 579.00K | -26.00K | 811.00K | 71.89M |
| StockBasedCompensation | 1.39M | 3.48M | 7.71M | 5.32M |
| AssetImpairmentCharge | 26.00K | 6.13M | 0.00 | |
| DepreciationAmortizationDepletion | 1.42M | 985.00K | 405.00K | 0.00 |
| DepreciationAndAmortization | 1.42M | 985.00K | 405.00K | 0.00 |
| AmortizationCashFlow | 1.42M | 985.00K | 405.00K | 0.00 |
| AmortizationOfIntangibles | 1.42M | 985.00K | 405.00K | 0.00 |
| OperatingGainsLosses | -1.25M | -260.00K | -166.00K | 26.00K |
| GainLossOnInvestmentSecurities | -27.00K | -166.00K | 26.00K | |
| NetIncomeFromContinuingOperations | -8.93M | -18.51M | -16.28M | -79.25M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for APCX
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|