Symbols / AXP $332.90 +0.94% American Express Company

Financial Services • Credit Services • United States • NYQ
AXP Chart
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About

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Fundamentals
Scroll to Statements
Market Cap 228.57B Enterprise Value 242.70B Income 10.70B Sales 66.97B Book/sh 48.80 Cash/sh 69.39
Dividend Yield 1.15% Payout 21.33% Employees 76800 IPO — P/E 21.66 Forward P/E 16.55
PEG 1.70 P/S 3.41 P/B 6.82 P/C — EV/EBITDA — EV/Sales 3.62
Quick Ratio 1.39 Current Ratio 1.41 Debt/Eq 190.92 LT Debt/Eq — EPS (ttm) 15.37 EPS next Y 20.11
EPS Growth 16.60% Revenue Growth 10.60% Earnings 2026-04-23 ROA 3.79% ROE 33.99% ROIC —
Gross Margin 63.47% Oper. Margin 17.46% Profit Margin 16.17% Shs Outstand 685.78M Shs Float 533.36M Short Float 2.33%
Short Ratio 3.11 Short Interest — 52W High 387.49 52W Low 257.21 Beta 1.13 Avg Volume 3.61M
Volume 4.32M Target Price $356.15 Recom Buy Prev Close $329.79 Price $332.90 Change 0.94%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$356.15
Mean price target
2. Current target
$332.90
Latest analyst target
3. DCF / Fair value
$230.55
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$332.90
Low
$285.00
High
$462.00
Mean
$356.15

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-16 main Morgan Stanley Equal-Weight → Equal-Weight $385
2026-04-09 main JP Morgan Neutral → Neutral $325
2026-04-09 main Wells Fargo Overweight → Overweight $415
2026-04-06 main Evercore ISI Group In-Line → In-Line $330
2026-04-06 main Barclays Equal-Weight → Equal-Weight $323
2026-03-23 main Truist Securities Buy → Buy $360
2026-03-16 main BTIG Sell → Sell $285
2026-02-10 main Evercore ISI Group In-Line → In-Line $393
2026-02-02 main Truist Securities Buy → Buy $400
2026-02-02 main JP Morgan Neutral → Neutral $375
2026-02-02 reit BTIG Sell → Sell $328
2026-01-12 main JP Morgan Neutral → Neutral $385
2026-01-08 main TD Cowen Hold → Hold $375
2026-01-06 main Barclays Equal-Weight → Equal-Weight $367
2025-12-22 main Truist Securities Buy → Buy $420
2025-12-17 main Wells Fargo Overweight → Overweight $425
2025-10-24 up Freedom Broker Sell → Hold $325
2025-10-20 main Wells Fargo Overweight → Overweight $400
2025-10-20 main Truist Securities Buy → Buy $395
2025-10-20 main Barclays Equal-Weight → Equal-Weight $355
News
RSS: Latest AXP news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-13 JOABAR RAYMOND D Officer — 40 $301.27 $12,257
2026-03-06 LIEBERMAN QUINN JESSICA Officer — 3,032 $300.02 $909,661
2026-02-19 JOABAR RAYMOND D Officer — 14,000 $338.98 $4,769,396
2026-02-12 GROSFIELD HOWARD M Officer — 8,134 $346.73 $2,820,302
2026-02-09 RADHAKRISHNAN RAVIKUMAR S Chief Technology Officer — 15,000 $356.14 $5,348,672
2026-02-09 SEEGER LAUREEN E Officer — 12,737 $360.99 $4,597,930
2026-02-05 PICKETT DENISE Officer — 23,385 $356.91 $8,346,340
2026-02-05 PICKETT DENISE Officer — 12,660 $173.61 $2,197,903
2026-02-05 MARRS ANNA Officer — 27,425 $350.01 $9,599,024
2026-02-05 MARRS ANNA Officer — 14,992 $173.61 $2,602,761
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
72,230.00
+9.52%
65,949.00
+8.98%
60,515.00
+14.48%
52,862.00
Operating Revenue
72,230.00
+9.52%
65,949.00
+8.98%
60,515.00
+14.48%
52,862.00
Selling General And Administration
15,268.00
+7.23%
14,238.00
+7.21%
13,280.00
+4.48%
12,710.00
Selling And Marketing Expense
6,252.00
+3.51%
6,040.00
+15.86%
5,213.00
-4.49%
5,458.00
General And Administrative Expense
9,016.00
+9.98%
8,198.00
+1.62%
8,067.00
+11.24%
7,252.00
Salaries And Wages
9,016.00
+9.98%
8,198.00
+1.62%
8,067.00
+11.24%
7,252.00
Reconciled Depreciation
1,777.00
+6.03%
1,676.00
+1.51%
1,651.00
+1.54%
1,626.00
Total Unusual Items
-96.00
-123.53%
408.00
+327.93%
-179.00
-26.06%
-142.00
Total Unusual Items Excluding Goodwill
-96.00
-123.53%
408.00
+327.93%
-179.00
-26.06%
-142.00
Special Income Charges
-96.00
-123.53%
408.00
+327.93%
-179.00
-26.06%
-142.00
Restructuring And Mergern Acquisition
96.00
-21.95%
123.00
-31.28%
179.00
+26.06%
142.00
Net Income
10,833.00
+6.95%
10,129.00
+20.96%
8,374.00
+11.45%
7,514.00
Pretax Income
13,795.00
+6.98%
12,895.00
+22.66%
10,513.00
+9.68%
9,585.00
Net Interest Income
17,364.00
+11.72%
15,543.00
+18.34%
13,134.00
+32.73%
9,895.00
Interest Expense
8,234.00
-0.22%
8,252.00
+20.48%
6,849.00
+147.88%
2,763.00
Interest Income
25,598.00
+7.58%
23,795.00
+19.08%
19,983.00
+57.87%
12,658.00
Gain On Sale Of Security
—
—
-152.00
+49.67%
-302.00
Gain On Sale Of Business
0.00
-100.00%
531.00
0.00
0.00
Tax Provision
2,962.00
+7.09%
2,766.00
+29.31%
2,139.00
+3.28%
2,071.00
Tax Rate For Calcs
0.00
+0.10%
0.00
+5.67%
0.00
-6.02%
0.00
Tax Effect Of Unusual Items
-20.61
-123.55%
87.52
+340.85%
-36.34
-18.47%
-30.67
Net Income Including Noncontrolling Interests
10,833.00
+6.95%
10,129.00
+20.96%
8,374.00
+11.45%
7,514.00
Net Income From Continuing Operation Net Minority Interest
10,833.00
+6.95%
10,129.00
+20.96%
8,374.00
+11.45%
7,514.00
Net Income From Continuing And Discontinued Operation
10,833.00
+6.95%
10,129.00
+20.96%
8,374.00
+11.45%
7,514.00
Net Income Continuous Operations
10,833.00
+6.95%
10,129.00
+20.96%
8,374.00
+11.45%
7,514.00
Normalized Income
10,908.39
+11.21%
9,808.52
+15.17%
8,516.66
+11.69%
7,625.33
Net Income Common Stockholders
10,701.00
+7.06%
9,995.00
+21.12%
8,252.00
+11.51%
7,400.00
Otherunder Preferred Stock Dividend
74.00
-2.63%
76.00
+18.75%
64.00
+12.28%
57.00
Diluted EPS
15.38
+9.78%
14.01
+24.98%
11.21
+13.81%
9.85
Basic EPS
15.41
+9.76%
14.04
+25.02%
11.23
+13.89%
9.86
Basic Average Shares
695.00
-2.39%
712.00
-3.13%
735.00
-2.13%
751.00
Diluted Average Shares
696.00
-2.38%
713.00
-3.13%
736.00
-2.13%
752.00
Diluted NI Availto Com Stockholders
10,701.00
+7.06%
9,995.00
+21.12%
8,252.00
+11.51%
7,400.00
Occupancy And Equipment
2,986.00
—
—
—
Other Non Interest Expense
32,404.00
+2.01%
31,765.00
+18.59%
26,786.00
+13.68%
23,563.00
Preferred Stock Dividends
58.00
+0.00%
58.00
+0.00%
58.00
+1.75%
57.00
Professional Expense And Contract Services Expense
2,424.00
+6.60%
2,274.00
+12.07%
2,029.00
-2.17%
2,074.00
Line Item Trend 2023-12-31
Total Assets
261,108.00
Cash And Cash Equivalents
46,530.00
Cash Equivalents
100.00
Cash Financial
7,118.00
Other Short Term Investments
2,120.00
Receivables
—
Other Receivables
—
Net PPE
5,908.00
Gross PPE
15,819.00
Accumulated Depreciation
-9,911.00
Other Properties
15,819.00
Goodwill And Other Intangible Assets
3,949.00
Goodwill
3,851.00
Other Intangible Assets
98.00
Investments And Advances
2,186.00
Total Liabilities Net Minority Interest
233,051.00
Payables And Accrued Expenses
16,445.00
Payables
14,384.00
Accounts Payable
13,109.00
Current Accrued Expenses
2,061.00
Employee Benefits
2,567.00
Total Tax Payable
1,275.00
Income Tax Payable
1,275.00
Current Debt And Capital Lease Obligation
1,293.00
Current Debt
1,293.00
Other Current Borrowings
1,293.00
Long Term Debt And Capital Lease Obligation
47,866.00
Long Term Debt
47,866.00
Long Term Capital Lease Obligation
—
Non Current Deferred Liabilities
3,442.00
Non Current Deferred Revenue
3,442.00
Stockholders Equity
28,057.00
Common Stock Equity
28,057.00
Capital Stock
145.00
Common Stock
145.00
Preferred Stock
0.00
Share Issued
723.00
Ordinary Shares Number
723.00
Treasury Shares Number
0.00
Additional Paid In Capital
11,372.00
Retained Earnings
19,612.00
Gains Losses Not Affecting Retained Earnings
-3,072.00
Total Equity Gross Minority Interest
28,057.00
Total Capitalization
75,923.00
Invested Capital
77,216.00
Total Debt
49,159.00
Net Debt
2,629.00
Capital Lease Obligations
—
Net Tangible Assets
24,108.00
Tangible Book Value
24,108.00
Available For Sale Securities
66.00
Cash Cash Equivalents And Federal Funds Sold
46,596.00
Commercial Paper
—
Foreign Currency Translation Adjustments
-2,571.00
Minimum Pension Liabilities
-487.00
Preferred Shares Number
1.60
Unrealized Gain Loss
-14.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
18,428.00
+31.16%
14,050.00
-24.30%
18,559.00
-11.96%
21,079.00
Cash Flow From Continuing Operating Activities
18,428.00
+31.16%
14,050.00
-24.30%
18,559.00
-11.96%
21,079.00
Net Income From Continuing Operations
10,833.00
+6.95%
10,129.00
+20.96%
8,374.00
+11.45%
7,514.00
Depreciation Amortization Depletion
1,777.00
+6.03%
1,676.00
+1.51%
1,651.00
+1.54%
1,626.00
Depreciation And Amortization
1,777.00
+6.03%
1,676.00
+1.51%
1,651.00
+1.54%
1,626.00
Other Non Cash Items
-311.00
+44.86%
-564.00
-184.30%
669.00
+83.29%
365.00
Stock Based Compensation
551.00
+9.33%
504.00
+12.00%
450.00
+20.00%
375.00
Deferred Tax
-542.00
+45.25%
-990.00
+25.51%
-1,329.00
-11.77%
-1,189.00
Deferred Income Tax
-542.00
+45.25%
-990.00
+25.51%
-1,329.00
-11.77%
-1,189.00
Change In Working Capital
864.00
+145.71%
-1,890.00
-149.46%
3,821.00
-62.56%
10,206.00
Change In Payables And Accrued Expense
3,645.00
+225.82%
-2,897.00
-157.20%
5,065.00
-42.54%
8,815.00
Change In Payable
3,645.00
+225.82%
-2,897.00
-157.20%
5,065.00
-42.54%
8,815.00
Change In Account Payable
3,645.00
+225.82%
-2,897.00
-157.20%
5,065.00
-42.54%
8,815.00
Change In Other Current Assets
-2,781.00
-376.17%
1,007.00
+180.95%
-1,244.00
-189.43%
1,391.00
Investing Cash Flow
-22,891.00
+6.19%
-24,402.00
+0.13%
-24,433.00
+27.47%
-33,689.00
Cash Flow From Continuing Investing Activities
-22,891.00
+6.19%
-24,402.00
+0.13%
-24,433.00
+27.47%
-33,689.00
Net PPE Purchase And Sale
-2,425.00
-26.90%
-1,911.00
-22.26%
-1,563.00
+15.74%
-1,855.00
Purchase Of PPE
-2,425.00
-26.90%
-1,911.00
-22.26%
-1,563.00
+15.74%
-1,855.00
Capital Expenditure
-2,425.00
-26.90%
-1,911.00
-22.26%
-1,563.00
+15.74%
-1,855.00
Net Investment Purchase And Sale
-260.00
-141.40%
628.00
-72.91%
2,318.00
+202.70%
-2,257.00
Purchase Of Investment
-1,760.00
-10.48%
-1,593.00
-1.34%
-1,572.00
+62.35%
-4,175.00
Sale Of Investment
1,500.00
-32.46%
2,221.00
-42.90%
3,890.00
+102.82%
1,918.00
Net Business Purchase And Sale
-633.00
-552.14%
140.00
+318.75%
-64.00
-326.67%
-15.00
Purchase Of Business
-633.00
-39.43%
-454.00
-609.38%
-64.00
-326.67%
-15.00
Financing Cash Flow
11,210.00
+152.71%
4,436.00
-75.86%
18,379.00
-25.01%
24,509.00
Cash Flow From Continuing Financing Activities
11,210.00
+152.71%
4,436.00
-75.86%
18,379.00
-25.01%
24,509.00
Net Issuance Payments Of Debt
6,193.00
+202.10%
2,050.00
-57.87%
4,866.00
+34.49%
3,618.00
Issuance Of Debt
24,377.00
+93.44%
12,602.00
-19.60%
15,674.00
-32.53%
23,230.00
Repayment Of Debt
-18,157.00
-68.76%
-10,759.00
-0.52%
-10,703.00
+43.39%
-18,906.00
Long Term Debt Issuance
24,377.00
+93.44%
12,602.00
-19.60%
15,674.00
-32.53%
23,230.00
Long Term Debt Payments
-18,157.00
-68.76%
-10,759.00
-0.52%
-10,703.00
+43.39%
-18,906.00
Net Long Term Debt Issuance
6,220.00
+237.49%
1,843.00
-62.92%
4,971.00
+14.96%
4,324.00
Net Short Term Debt Issuance
-27.00
-113.04%
207.00
+297.14%
-105.00
+85.13%
-706.00
Net Common Stock Issuance
-5,757.00
+2.75%
-5,920.00
-63.45%
-3,622.00
-5.11%
-3,446.00
Common Stock Payments
-5,814.00
+3.42%
-6,020.00
-64.93%
-3,650.00
-4.23%
-3,502.00
Common Stock Dividend Paid
-2,271.00
-13.61%
-1,999.00
-12.30%
-1,780.00
-13.74%
-1,565.00
Cash Dividends Paid
-2,271.00
-13.61%
-1,999.00
-12.30%
-1,780.00
-13.74%
-1,565.00
Repurchase Of Capital Stock
-5,814.00
+3.42%
-6,020.00
-64.93%
-3,650.00
-4.23%
-3,502.00
Changes In Cash
6,747.00
+214.05%
-5,916.00
-147.31%
12,505.00
+5.09%
11,899.00
Effect Of Exchange Rate Changes
405.00
+1112.50%
-40.00
-122.60%
177.00
+1461.54%
-13.00
Beginning Cash Position
40,640.00
-12.78%
46,596.00
+37.39%
33,914.00
+53.96%
22,028.00
End Cash Position
47,792.00
+17.60%
40,640.00
-12.78%
46,596.00
+37.39%
33,914.00
Free Cash Flow
16,003.00
+31.83%
12,139.00
-28.58%
16,996.00
-11.59%
19,224.00
Common Stock Issuance
57.00
-43.00%
100.00
+257.14%
28.00
-50.00%
56.00
Issuance Of Capital Stock
57.00
-43.00%
100.00
+257.14%
28.00
-50.00%
56.00
Net Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Payments
—
—
0.00
0.00
Sale Of Business
0.00
-100.00%
594.00
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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