Symbols / BNS Stock $77.80 +2.84% The Bank of Nova Scotia

Financial Services • Banks - Diversified • Canada • NYQ
BNS (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: SMA 50: SMA 200:
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Diversified
CEO Mr. L. Scott Thomson
Exch · Country NYQ · Canada
Market Cap 95.81B
Enterprise Value -79.03B
Income 8.39B
Sales 33.25B
FCF (ttm)
Book/sh 51.93
Cash/sh 399.85
Employees 79,740
Insider 10d
IPO Jun 07, 2002
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 64.69%
P/E 15.81
Forward P/E 11.62
PEG 1.10
P/S 2.88
P/B 1.50
P/C
EV/EBITDA
EV/Sales -2.38
Quick Ratio
Current Ratio
Debt/Eq
LT Debt/Eq
EPS (ttm) 4.92
EPS next Y 6.70
EPS Growth 161.40%
Revenue Growth 23.50%
EPS Gr Q/Q 99.40%
Rev Gr Q/Q
Earnings (next) 2026-05-27
Earnings (prior) 2026-02-24
ROA 0.62%
ROE 10.33%
ROIC
Gross Margin 0.00%
Oper. Margin 37.49%
Profit Margin 26.85%
Shs Outstand 1.23B
Shs Float 1.22B
Insider Own 0.02%
Instit Own 52.23%
Short Float
Short Ratio 2.85
Short Interest 11.76M
52W High 78.28
vs 52W High -0.61%
52W Low 49.85
vs 52W Low 56.07%
Beta 1.19
Impl. Vol. 0.39%
Rel Volume 0.61
Avg Volume 2.42M
Volume 1.47M
Target (mean) $77.27
Tgt Median $80.25
Tgt Low $67.75
Tgt High $83.83
# Analysts 3
Recom Hold
Prev Close $75.65
Price $77.80
Change 2.84%
About

The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$77.80
Low
$67.75
High
$83.83
Mean
$77.27

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-25 main RBC Capital Sector Perform → Sector Perform $106
2025-12-03 main RBC Capital Sector Perform → Sector Perform $97
2025-08-27 main RBC Capital Sector Perform → Sector Perform $86
2025-02-26 main RBC Capital Sector Perform → Sector Perform $81
2024-12-04 main RBC Capital Sector Perform → Sector Perform $74
2024-03-20 init Barclays — → Underweight $70
2023-08-30 main Scotiabank Hold → Hold $66
2023-08-21 main Barclays Underweight → Underweight $65
2023-05-26 main RBC Capital Sector Perform → Sector Perform $73
2023-05-09 down Barclays Equal-Weight → Underweight $64
2023-03-01 main RBC Capital — → Sector Perform $77
2022-08-24 down RBC Capital Outperform → Sector Perform $83
2021-06-02 main RBC Capital — → Outperform $86
2021-03-02 up CIBC Neutral → Outperformer
2020-05-27 main RBC Capital — → Sector Perform $64
2020-05-13 main B of A Securities — → Neutral $60
2020-05-11 main Barclays — → Overweight $57
2020-03-18 main CFRA — → Buy $51
2019-12-13 down Credit Suisse Outperform → Neutral $76
2019-09-24 up B of A Securities Neutral → Buy $62
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-14 Garza (Antonio O Jr.) Director of Issuer 0
2026-03-31 Bank of Nova Scotia, The Issuer 2,385,247
2026-03-30 Bank of Nova Scotia, The Issuer 124,000 $67.82 $8,409,680
2026-03-27 Bank of Nova Scotia, The Issuer 100,000 $67.99 $6,798,600
2026-03-26 Bank of Nova Scotia, The Issuer 100,000 $69.28 $6,928,400
2026-03-25 Bank of Nova Scotia, The Issuer 100,000 $70.00 $7,000,500
2026-03-24 Bank of Nova Scotia, The Issuer 100,000 $69.03 $6,903,300
2026-03-23 Bank of Nova Scotia, The Issuer 100,000 $69.08 $6,907,900
2026-03-20 Bank of Nova Scotia, The Issuer 75,000 $68.36 $5,126,625
2026-03-19 Bank of Nova Scotia, The Issuer 50,000 $68.55 $3,427,300
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-10-31 2024-10-31 2023-10-31 2022-10-31
Total Revenue
37,097.00
+10.36%
33,615.00
+6.06%
31,694.00
+0.59%
31,509.00
Operating Revenue
37,097.00
+10.36%
33,615.00
+6.06%
31,694.00
+0.59%
31,509.00
Selling General And Administration
11,496.00
+9.81%
10,469.00
+2.98%
10,166.00
+9.12%
9,316.00
Selling And Marketing Expense
672.00
+9.45%
614.00
+6.60%
576.00
+20.00%
480.00
General And Administrative Expense
10,824.00
+9.83%
9,855.00
+2.76%
9,590.00
+8.53%
8,836.00
Salaries And Wages
10,824.00
+9.83%
9,855.00
+2.76%
9,590.00
+8.53%
8,836.00
Reconciled Depreciation
1,604.00
-8.86%
1,760.00
-3.30%
1,820.00
+18.88%
1,531.00
Total Unusual Items
-1,833.00
-127.70%
-805.00
-91.67%
-420.00
+27.46%
-579.00
Total Unusual Items Excluding Goodwill
-1,833.00
-127.70%
-805.00
-91.67%
-420.00
+27.46%
-579.00
Special Income Charges
-1,833.00
-127.70%
-805.00
-91.67%
-420.00
+27.46%
-579.00
Other Special Charges
74.00
-57.95%
176.00
133.00
Impairment Of Capital Assets
0.00
-100.00%
97.00
-39.75%
161.00
0.00
Restructuring And Mergern Acquisition
373.00
+603.77%
53.00
-87.98%
441.00
+418.82%
85.00
Write Off
0.00
-100.00%
343.00
+85.41%
185.00
0.00
Net Income
7,789.00
+0.40%
7,758.00
+5.72%
7,338.00
-26.00%
9,916.00
Pretax Income
10,509.00
+5.89%
9,924.00
+2.62%
9,671.00
-25.22%
12,932.00
Net Interest Income
21,522.00
+11.79%
19,252.00
+5.42%
18,262.00
+0.81%
18,115.00
Interest Expense
36,080.00
-14.92%
42,407.00
+9.97%
38,562.00
+149.71%
15,443.00
Interest Income
57,602.00
-6.58%
61,659.00
+8.51%
56,824.00
+69.33%
33,558.00
Gain On Sale Of Security
71.00
+47.92%
48.00
-62.79%
129.00
+74.32%
74.00
Gain On Sale Of Business
-1,386.00
-919.12%
-136.00
-137.06%
367.00
+201.66%
-361.00
Tax Provision
2,751.00
+35.38%
2,032.00
-8.51%
2,221.00
-19.47%
2,758.00
Tax Rate For Calcs
0.00
+27.85%
0.00
-10.98%
0.00
+7.98%
0.00
Tax Effect Of Unusual Items
-479.83
-191.11%
-164.83
-70.63%
-96.60
+21.67%
-123.33
Net Income Including Noncontrolling Interests
7,758.00
-1.70%
7,892.00
+5.93%
7,450.00
-26.77%
10,174.00
Net Income From Continuing Operation Net Minority Interest
7,789.00
+0.40%
7,758.00
+5.72%
7,338.00
-26.00%
9,916.00
Net Income From Continuing And Discontinued Operation
7,789.00
+0.40%
7,758.00
+5.72%
7,338.00
-26.00%
9,916.00
Net Income Continuous Operations
7,758.00
-1.70%
7,892.00
+5.93%
7,450.00
-26.77%
10,174.00
Minority Interests
31.00
+123.13%
-134.00
-19.64%
-112.00
+56.59%
-258.00
Normalized Income
9,142.17
+8.86%
8,398.17
+9.62%
7,661.40
-26.13%
10,371.67
Net Income Common Stockholders
7,261.00
-0.34%
7,286.00
+5.30%
6,919.00
-28.35%
9,656.00
Otherunder Preferred Stock Dividend
22.00
Diluted EPS
5.67
-3.41%
5.87
+2.62%
5.72
-28.68%
8.02
Basic EPS
5.84
-1.68%
5.94
+2.77%
5.78
-28.20%
8.05
Basic Average Shares
1,244.00
+1.47%
1,226.00
+2.42%
1,197.00
-0.17%
1,199.00
Diluted Average Shares
1,248.00
+1.30%
1,232.00
+2.33%
1,204.00
-0.33%
1,208.00
Diluted NI Availto Com Stockholders
7,080.00
-2.17%
7,237.00
+5.14%
6,883.00
-28.98%
9,692.00
Average Dilution Earnings
-181.00
-269.39%
-49.00
-36.11%
-36.00
-200.00%
36.00
Depreciation Amortization Depletion Income Statement
1,604.00
-8.86%
1,760.00
-3.30%
1,820.00
+18.88%
1,531.00
Depreciation And Amortization In Income Statement
1,604.00
-8.86%
1,760.00
-3.30%
1,820.00
+18.88%
1,531.00
Occupancy And Equipment
3,297.00
+13.85%
2,896.00
+9.00%
2,657.00
+9.61%
2,424.00
Other Non Interest Expense
3,372.00
+8.25%
3,115.00
+6.97%
2,912.00
+4.49%
2,787.00
Preferred Stock Dividends
506.00
+7.20%
472.00
+12.65%
419.00
+61.15%
260.00
Professional Expense And Contract Services Expense
880.00
+10.97%
793.00
+1.80%
779.00
-5.69%
826.00
Line Item Trend 2023-10-31
Total Assets
1,411,043.00
Cash And Cash Equivalents
90,312.00
Cash Equivalents
Cash Financial
10,173.00
Other Short Term Investments
50,514.00
Receivables
14,248.00
Accounts Receivable
7,363.00
Other Receivables
6,885.00
Net PPE
5,642.00
Gross PPE
10,517.00
Accumulated Depreciation
-4,875.00
Land And Improvements
1,813.00
Machinery Furniture Equipment
705.00
Other Properties
6,145.00
Leases
1,854.00
Goodwill And Other Intangible Assets
17,193.00
Goodwill
9,181.00
Other Intangible Assets
8,012.00
Investments And Advances
230,486.00
Long Term Equity Investment
1,925.00
Total Liabilities Net Minority Interest
1,332,472.00
Payables And Accrued Expenses
18,322.00
Payables
18,322.00
Accounts Payable
17,594.00
Employee Benefits
521.00
Total Tax Payable
728.00
Income Tax Payable
728.00
Current Debt And Capital Lease Obligation
119,931.00
Current Debt
119,931.00
Other Current Borrowings
14,240.00
Long Term Debt And Capital Lease Obligation
193,882.00
Long Term Debt
190,680.00
Long Term Capital Lease Obligation
3,202.00
Long Term Provisions
573.00
Defined Pension Benefit
936.00
Non Current Pension And Other Postretirement Benefit Plans
521.00
Non Current Deferred Liabilities
1,446.00
Non Current Deferred Taxes Liabilities
1,446.00
Stockholders Equity
76,842.00
Common Stock Equity
68,767.00
Capital Stock
28,184.00
Common Stock
20,109.00
Preferred Stock
8,075.00
Share Issued
1,214.04
Ordinary Shares Number
1,214.04
Treasury Shares Number
0.00
Retained Earnings
55,673.00
Gains Losses Not Affecting Retained Earnings
-7,015.00
Minority Interest
1,729.00
Other Equity Adjustments
-7,015.00
Total Equity Gross Minority Interest
78,571.00
Total Capitalization
267,522.00
Invested Capital
379,378.00
Total Debt
313,813.00
Net Debt
220,299.00
Capital Lease Obligations
3,202.00
Net Tangible Assets
59,649.00
Tangible Book Value
51,574.00
Available For Sale Securities
90,276.00
Cash Cash Equivalents And Federal Funds Sold
289,637.00
Commercial Paper
12,582.00
Current Notes Payable
93,109.00
Derivative Product Liabilities
58,660.00
Preferred Shares Number
12.00
Preferred Stock Equity
8,075.00
Trading Securities
87,771.00
Line Item Trend 2025-10-31 2024-10-31 2023-10-31 2022-10-31
Operating Cash Flow
5,407.00
-65.45%
15,652.00
-50.66%
31,724.00
+87.24%
16,943.00
Cash Flow From Continuing Operating Activities
5,407.00
-65.45%
15,652.00
-50.66%
31,724.00
+87.24%
16,943.00
Net Income From Continuing Operations
7,758.00
-1.70%
7,892.00
+5.93%
7,450.00
-26.77%
10,174.00
Depreciation Amortization Depletion
1,604.00
-8.86%
1,760.00
-3.30%
1,820.00
+18.88%
1,531.00
Depreciation
683.00
-6.44%
730.00
-8.86%
801.00
+6.94%
749.00
Amortization Cash Flow
921.00
-10.58%
1,030.00
+1.08%
1,019.00
+30.31%
782.00
Depreciation And Amortization
1,604.00
-8.86%
1,760.00
-3.30%
1,820.00
+18.88%
1,531.00
Amortization Of Intangibles
921.00
-10.58%
1,030.00
+1.08%
1,019.00
+30.31%
782.00
Other Non Cash Items
-21,522.00
-11.79%
-19,252.00
-5.42%
-18,262.00
-0.81%
-18,115.00
Stock Based Compensation
15.00
+15.38%
13.00
-7.14%
14.00
+40.00%
10.00
Asset Impairment Charge
0.00
-100.00%
343.00
+85.41%
185.00
0.00
Deferred Tax
2,751.00
+35.38%
2,032.00
-8.51%
2,221.00
-19.47%
2,758.00
Deferred Income Tax
2,751.00
+35.38%
2,032.00
-8.51%
2,221.00
-19.47%
2,758.00
Operating Gains Losses
707.00
+742.73%
-110.00
+83.05%
-649.00
-495.41%
-109.00
Gain Loss On Investment Securities
-71.00
-47.92%
-48.00
+62.79%
-129.00
-74.32%
-74.00
Change In Working Capital
-7,929.00
-519.75%
1,889.00
-87.79%
15,477.00
+405.12%
3,064.00
Change In Other Working Capital
2,714.00
+129.31%
-9,260.00
-165.71%
14,092.00
-89.23%
130,825.00
Investing Cash Flow
1,568.00
+121.05%
-7,450.00
+75.20%
-30,040.00
-166.01%
-11,293.00
Cash Flow From Continuing Investing Activities
1,568.00
+121.05%
-7,450.00
+75.20%
-30,040.00
-166.01%
-11,293.00
Net PPE Purchase And Sale
-347.00
+29.04%
-489.00
-10.63%
-442.00
+22.59%
-571.00
Capital Expenditure
-347.00
+29.04%
-489.00
-10.63%
-442.00
+22.59%
-571.00
Net Investment Purchase And Sale
5,359.00
+117.02%
-31,487.00
-420.96%
-6,044.00
+82.53%
-34,606.00
Purchase Of Investment
-70,096.00
+35.26%
-108,281.00
-7.29%
-100,919.00
-3.26%
-97,736.00
Sale Of Investment
75,455.00
-1.74%
76,794.00
-19.06%
94,875.00
+50.29%
63,130.00
Net Business Purchase And Sale
-2,637.00
0.00
-100.00%
895.00
+263.02%
-549.00
Gain Loss On Sale Of Business
1,386.00
+919.12%
136.00
+137.06%
-367.00
-257.51%
233.00
Net Other Investing Changes
-463.00
+55.09%
-1,031.00
-13.17%
-911.00
+32.52%
-1,350.00
Financing Cash Flow
-6,308.00
+28.63%
-8,838.00
-219.52%
-2,766.00
+39.59%
-4,579.00
Cash Flow From Continuing Financing Activities
-6,308.00
+28.63%
-8,838.00
-219.52%
-2,766.00
+39.59%
-4,579.00
Net Issuance Payments Of Debt
-548.00
+78.54%
-2,553.00
-344.54%
1,044.00
-40.61%
1,758.00
Issuance Of Debt
0.00
-100.00%
1,000.00
-30.89%
1,447.00
-56.88%
3,356.00
Repayment Of Debt
-548.00
+84.58%
-3,553.00
-781.64%
-403.00
+74.78%
-1,598.00
Long Term Debt Issuance
0.00
-100.00%
1,000.00
-30.89%
1,447.00
-56.88%
3,356.00
Long Term Debt Payments
-548.00
+84.58%
-3,553.00
-781.64%
-403.00
+74.78%
-1,598.00
Net Long Term Debt Issuance
-548.00
+78.54%
-2,553.00
-344.54%
1,044.00
-40.61%
1,758.00
Net Common Stock Issuance
-685.00
-135.22%
1,945.00
+38.73%
1,402.00
+151.24%
-2,736.00
Common Stock Payments
-895.00
0.00
0.00
+100.00%
-2,873.00
Common Stock Dividend Paid
-5,369.00
-3.29%
-5,198.00
-3.90%
-5,003.00
-2.98%
-4,858.00
Cash Dividends Paid
-5,875.00
-3.62%
-5,670.00
-4.57%
-5,422.00
-5.94%
-5,118.00
Repurchase Of Capital Stock
-2,583.00
-761.00%
-300.00
0.00
+100.00%
-3,373.00
Net Other Financing Charges
-360.00
+88.97%
-3,264.00
-1654.29%
210.00
+141.50%
-506.00
Changes In Cash
667.00
+204.87%
-636.00
+41.22%
-1,082.00
-201.03%
1,071.00
Effect Of Exchange Rate Changes
183.00
+239.69%
-131.00
-168.95%
190.00
-36.88%
301.00
Beginning Cash Position
9,406.00
-7.54%
10,173.00
-8.06%
11,065.00
+14.15%
9,693.00
End Cash Position
10,256.00
+9.04%
9,406.00
-7.54%
10,173.00
-8.06%
11,065.00
Free Cash Flow
5,060.00
-66.63%
15,163.00
-51.53%
31,282.00
+91.07%
16,372.00
Common Stock Issuance
210.00
-89.20%
1,945.00
+38.73%
1,402.00
+923.36%
137.00
Dividend Received CFO
1,299.00
+12.37%
1,156.00
Earnings Losses From Equity Investments
-608.00
-207.07%
-198.00
-29.41%
-153.00
+42.91%
-268.00
Interest Paid CFO
-37,197.00
+12.01%
-42,273.00
-21.72%
-34,731.00
-160.43%
-13,336.00
Interest Received CFO
58,086.00
-5.23%
61,292.00
+7.69%
56,916.00
+78.25%
31,931.00
Issuance Of Capital Stock
3,058.00
+3.70%
2,949.00
+110.34%
1,402.00
-47.29%
2,660.00
Net Preferred Stock Issuance
1,160.00
+64.77%
704.00
0.00
-100.00%
2,023.00
Preferred Stock Dividend Paid
-506.00
-7.20%
-472.00
-12.65%
-419.00
-61.15%
-260.00
Preferred Stock Issuance
2,848.00
+183.67%
1,004.00
0.00
-100.00%
2,523.00
Preferred Stock Payments
-1,688.00
-462.67%
-300.00
0.00
+100.00%
-500.00
Taxes Refund Paid
-3,580.00
-80.35%
-1,985.00
+7.20%
-2,139.00
+38.94%
-3,503.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category