Symbols / BYFC Stock $9.80 -0.41% Broadway Financial Corporation

Financial Services • Banks - Regional • United States • NCM
BYFC (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Brian E. Argrett J.D.
Exch · Country NCM · United States
Market Cap 91.13M
Enterprise Value 295.96M
Income -23.55M
Sales 36.24M
FCF (ttm) —
Book/sh 12.85
Cash/sh 2.86
Employees 98
Insider 10d —
IPO Jan 09, 1996
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E —
PEG —
P/S 2.51
P/B 0.76
P/C —
EV/EBITDA —
EV/Sales 8.17
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) -2.75
EPS next Y —
EPS Growth —
Revenue Growth 55.00%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA -1.54%
ROE -7.51%
ROIC —
Gross Margin 0.00%
Oper. Margin 20.22%
Profit Margin -56.69%
Shs Outstand 6.20M
Shs Float 4.70M
Insider Own 30.12%
Instit Own 25.00%
Short Float 0.30%
Short Ratio 6.53
Short Interest 15.19K
52W High 9.86
vs 52W High -0.61%
52W Low 5.51
vs 52W Low 77.86%
Beta 0.76
Impl. Vol. —
Rel Volume 0.64
Avg Volume 3.13K
Volume 2.00K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $9.84
Price $9.80
Change -0.41%
About

Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It offers deposit products, including savings accounts, checking accounts, interest checking accounts, money market accounts, and fixed-term certificates of deposit. The company also provides mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business loans, loans guaranteed by the Small Business Administration, construction- to-permanent loans, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company was founded in 1946 and is headquartered in Los Angeles, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$9.80
Latest analyst target
3. DCF / Fair value
—
Simplified FCF or EPS-based estimate
Ratings
Current target
$9.80
Low
—
High
—
Mean
—
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-02 DAVIDSON ROBERT C JR Director — 2,675 $7.85 $20,999
2026-03-02 JOHNS MARIE C Director — 2,675 $7.85 $20,999
2026-03-02 ARGRETT BRIAN E Chief Executive Officer — 23,793 $7.85 $186,775
2026-03-02 BRADSHAW WAYNE-KENT A. Director — 2,675 $7.85 $20,999
2026-03-02 ROSS DUTCH C. III Director — 2,675 $7.85 $20,999
2026-03-02 HENTGES MARY M. Director — 2,675 $7.85 $20,999
2026-03-02 DONOVAN MARY ANN Director — 2,675 $7.85 $20,999
2026-03-02 MCGRADY DAVID J. Director — 2,675 $7.85 $20,999
2026-03-02 JENNINGS WILLIAM JUSTIN Officer — 4,458 $7.85 $34,995
2026-03-02 DRIVER JOHN Director — 2,675 $7.85 $20,999
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
34.90
+4.73%
33.32
-4.30%
34.82
+2.24%
34.05
Operating Revenue
34.90
+4.73%
33.32
-4.30%
34.82
+2.24%
34.05
Selling General And Administration
19.11
+7.38%
17.80
+11.94%
15.90
+8.36%
14.67
Selling And Marketing Expense
—
—
0.17
+22.63%
0.14
General And Administrative Expense
19.11
+7.38%
17.80
+11.94%
15.90
+9.38%
14.53
Salaries And Wages
18.84
+7.27%
17.56
+12.20%
15.65
+9.44%
14.30
Other Gand A
—
—
—
—
Reconciled Depreciation
0.32
-6.25%
0.34
-56.65%
0.78
-4.44%
0.81
Total Unusual Items
-25.86
0.00
—
—
Total Unusual Items Excluding Goodwill
-25.86
0.00
—
—
Special Income Charges
-25.86
0.00
—
—
Impairment Of Capital Assets
25.86
0.00
—
—
Net Income
-24.80
-1385.38%
1.93
-55.42%
4.33
-23.23%
5.64
Pretax Income
-24.47
-983.71%
2.77
-55.75%
6.26
-22.92%
8.12
Net Interest Income
33.15
+4.34%
31.77
+7.83%
29.46
-10.34%
32.86
Interest Expense
28.14
-12.56%
32.18
+65.90%
19.40
+468.96%
3.41
Interest Income
61.28
-4.17%
63.95
+30.88%
48.86
+34.71%
36.27
Tax Provision
0.34
-58.53%
0.81
-57.26%
1.91
-20.97%
2.41
Tax Rate For Calcs
0.00
-28.64%
0.00
-3.19%
0.00
+2.36%
0.00
Tax Effect Of Unusual Items
-5.43
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
-24.81
-1369.60%
1.95
-55.09%
4.35
-23.75%
5.71
Net Income From Continuing Operation Net Minority Interest
-24.80
-1385.38%
1.93
-55.42%
4.33
-23.23%
5.64
Net Income From Continuing And Discontinued Operation
-24.80
-1385.38%
1.93
-55.42%
4.33
-23.23%
5.64
Net Income Continuous Operations
-24.81
-1369.60%
1.95
-55.09%
4.35
-23.75%
5.71
Minority Interests
0.01
+152.00%
-0.03
-4.17%
-0.02
+65.71%
-0.07
Normalized Income
-4.37
-326.40%
1.93
-55.42%
4.33
-23.23%
5.64
Net Income Common Stockholders
-27.80
-7778.18%
0.36
-91.52%
4.27
-23.87%
5.61
Otherunder Preferred Stock Dividend
—
0.01
-85.96%
0.06
+111.11%
0.03
Diluted EPS
-3.23
-8175.00%
0.04
-91.84%
0.49
-23.44%
0.64
Basic EPS
-3.23
-8175.00%
0.04
-91.84%
0.49
-23.44%
0.64
Basic Average Shares
8.60
-4.23%
8.97
+4.03%
8.63
-2.03%
8.81
Diluted Average Shares
8.60
-4.23%
8.97
+2.67%
8.74
-0.73%
8.81
Diluted NI Availto Com Stockholders
-27.80
-7778.18%
0.36
-91.52%
4.27
-23.87%
5.61
Amortization
0.32
-6.25%
0.34
-13.85%
0.39
-10.34%
0.43
Amortization Of Intangibles Income Statement
0.32
-6.25%
0.34
-13.85%
0.39
-10.34%
0.43
Depreciation Amortization Depletion Income Statement
0.32
-6.25%
0.34
-13.85%
0.39
-10.34%
0.43
Depreciation And Amortization In Income Statement
0.32
-6.25%
0.34
-13.85%
0.39
-10.34%
0.43
Insurance And Claims
0.27
+15.81%
0.23
-4.49%
0.24
+6.06%
0.23
Occupancy And Equipment
2.04
+9.63%
1.86
-0.64%
1.87
+15.79%
1.61
Other Non Interest Expense
6.86
+6.21%
6.46
+6.19%
6.08
+11.34%
5.46
Preferred Stock Dividends
3.00
+91.45%
1.57
—
—
Professional Expense And Contract Services Expense
3.01
-12.79%
3.45
+10.33%
3.13
+13.34%
2.76
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
1,345.57
+0.80%
1,334.88
-5.10%
1,406.65
+18.78%
1,184.29
Cash And Cash Equivalents
10.51
-82.88%
61.37
-41.67%
105.19
+553.18%
16.11
Cash Financial
1.68
-25.68%
2.25
-58.70%
5.46
-26.80%
7.46
Other Short Term Investments
11.82
-94.20%
203.86
-35.68%
316.95
-3.59%
328.75
Receivables
6.00
+19.96%
5.00
+1.28%
4.94
+24.29%
3.97
Accounts Receivable
6.00
+19.96%
5.00
+1.28%
4.94
+24.29%
3.97
Net PPE
8.73
-1.88%
8.90
-3.11%
9.19
-10.75%
10.29
Gross PPE
14.33
+1.02%
14.19
+0.80%
14.07
-4.26%
14.70
Accumulated Depreciation
-5.60
-5.88%
-5.29
-8.14%
-4.89
-10.89%
-4.41
Land And Improvements
5.32
+0.00%
5.32
+0.00%
5.32
+0.00%
5.32
Buildings And Improvements
7.65
+0.00%
7.65
+18.90%
6.43
+2.06%
6.30
Machinery Furniture Equipment
1.36
+11.86%
1.21
-47.63%
2.32
+6.09%
2.19
Other Properties
—
—
0.66
-26.32%
0.89
Goodwill And Other Intangible Assets
1.46
-94.72%
27.63
-1.20%
27.97
-1.38%
28.36
Goodwill
0.00
-100.00%
25.86
+0.00%
25.86
+0.00%
25.86
Other Intangible Assets
1.46
-17.75%
1.77
-15.92%
2.11
-15.59%
2.50
Investments And Advances
256.83
+25.98%
203.86
-35.68%
316.95
-3.59%
328.75
Total Liabilities Net Minority Interest
1,082.61
+3.14%
1,049.69
-6.67%
1,124.74
+24.33%
904.64
Payables And Accrued Expenses
—
—
—
11.91
Current Accrued Expenses
—
—
—
11.91
Long Term Debt And Capital Lease Obligation
72.00
-68.27%
226.89
-36.04%
354.76
+149.22%
142.34
Long Term Debt
72.00
-68.27%
226.89
-36.04%
354.76
+149.22%
142.34
Stockholders Equity
262.75
-7.80%
284.97
+1.16%
281.72
+0.80%
279.48
Common Stock Equity
112.75
-16.46%
134.97
+2.47%
131.72
+1.73%
129.48
Capital Stock
150.09
+0.00%
150.09
+0.00%
150.09
0.00%
150.09
Common Stock
0.10
+1.06%
0.09
+1.08%
0.09
-2.11%
0.10
Preferred Stock
150.00
+0.00%
150.00
+0.00%
150.00
+0.00%
150.00
Share Issued
9.51
+0.64%
9.45
+1.15%
9.34
-1.75%
9.51
Ordinary Shares Number
9.18
+0.66%
9.12
+1.19%
9.01
-1.81%
9.18
Treasury Shares Number
0.33
+0.00%
0.33
+0.00%
0.33
+0.00%
0.33
Additional Paid In Capital
143.19
+0.20%
142.90
+0.21%
142.60
-1.08%
144.16
Retained Earnings
-15.24
-219.73%
12.73
+2.93%
12.37
+33.04%
9.29
Gains Losses Not Affecting Retained Earnings
-6.11
+45.60%
-11.22
+17.02%
-13.53
+22.59%
-17.47
Treasury Stock
5.33
+0.00%
5.33
+0.00%
5.33
+0.00%
5.33
Minority Interest
0.21
-5.94%
0.22
+12.89%
0.19
+14.12%
0.17
Other Equity Adjustments
-6.11
+45.60%
-11.22
+17.02%
-13.53
+22.59%
-17.47
Total Equity Gross Minority Interest
262.96
-7.80%
285.19
+1.16%
281.91
+0.81%
279.65
Total Capitalization
334.75
-34.60%
511.86
-19.58%
636.47
+50.88%
421.83
Invested Capital
184.75
-48.94%
361.86
-25.62%
486.47
+78.96%
271.83
Total Debt
72.00
-68.27%
226.89
-36.04%
354.76
+149.22%
142.34
Net Debt
61.49
-62.85%
165.52
-33.67%
249.56
+97.69%
126.24
Net Tangible Assets
261.29
+1.54%
257.34
+1.42%
253.75
+1.04%
251.12
Tangible Book Value
111.29
+3.68%
107.34
+3.46%
103.75
+2.59%
101.12
Available For Sale Securities
245.02
+106.06%
118.90
—
—
Cash Cash Equivalents And Federal Funds Sold
10.51
-82.88%
61.37
-41.67%
105.19
+553.18%
16.11
Other Equity Interest
-3.87
+7.90%
-4.20
+6.48%
-4.49
-255.10%
-1.26
Preferred Stock Equity
150.00
+0.00%
150.00
+0.00%
150.00
+0.00%
150.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-0.18
+94.10%
-3.12
-141.09%
7.59
+20.08%
6.32
Cash Flow From Continuing Operating Activities
-0.18
+94.10%
-3.12
-141.09%
7.59
+20.08%
6.32
Net Income From Continuing Operations
-24.80
-1385.38%
1.93
-55.67%
4.35
-23.75%
5.71
Depreciation Amortization Depletion
—
0.76
-1.94%
0.78
-4.44%
0.81
Depreciation
—
0.42
+10.13%
0.39
+2.39%
0.38
Amortization Cash Flow
—
0.34
-13.85%
0.39
-10.34%
0.43
Depreciation And Amortization
—
0.76
-1.94%
0.78
-4.44%
0.81
Amortization Of Intangibles
—
0.34
-13.85%
0.39
-10.34%
0.43
Other Non Cash Items
—
-0.47
-69.68%
-0.28
+68.31%
-0.87
Stock Based Compensation
0.62
+5.40%
0.59
+49.75%
0.40
+39.93%
0.28
Deferred Tax
—
—
—
0.00
Deferred Income Tax
—
—
—
0.00
Operating Gains Losses
24.16
+1096.49%
-2.42
—
—
Change In Working Capital
-0.18
+94.44%
-3.22
-278.23%
1.80
+419.47%
-0.56
Change In Receivables
—
-0.06
+93.47%
-0.96
-60.57%
-0.60
Changes In Account Receivables
—
-0.06
+93.47%
-0.96
-60.57%
-0.60
Change In Payables And Accrued Expense
0.06
+121.72%
-0.29
-112.68%
2.29
+596.10%
-0.46
Change In Accrued Expense
0.06
+121.72%
-0.29
-112.68%
2.29
+596.10%
-0.46
Change In Other Current Assets
-0.24
+91.73%
-2.93
-332.35%
-0.68
+31.96%
-0.99
Investing Cash Flow
—
28.22
+121.47%
-131.48
+59.41%
-323.96
Cash Flow From Continuing Investing Activities
—
28.22
+121.47%
-131.48
+59.41%
-323.96
Net PPE Purchase And Sale
—
-0.14
+33.65%
-0.21
+35.60%
-0.32
Purchase Of PPE
—
-0.14
+33.65%
-0.21
+35.60%
-0.32
Capital Expenditure
—
-0.14
+33.65%
-0.21
+35.60%
-0.32
Net Investment Purchase And Sale
—
117.13
+536.73%
18.39
+109.38%
-196.18
Purchase Of Investment
—
—
0.00
+100.00%
-215.50
Sale Of Investment
—
117.13
+536.73%
18.39
-4.81%
19.32
Net Business Purchase And Sale
—
—
—
0.00
Net Other Investing Changes
—
0.52
+117.90%
-2.90
+61.50%
-7.53
Financing Cash Flow
-2.82
-142.32%
-1.17
-100.55%
212.98
+108.35%
102.22
Cash Flow From Continuing Financing Activities
-2.82
-142.32%
-1.17
-100.55%
212.98
+108.35%
102.22
Net Issuance Payments Of Debt
—
-127.78
-160.15%
212.44
+401.50%
42.36
Issuance Of Debt
—
339.00
-42.31%
587.58
+515.26%
95.50
Repayment Of Debt
—
-466.78
-24.43%
-375.14
-605.95%
-53.14
Long Term Debt Issuance
—
339.00
-42.31%
587.58
+515.26%
95.50
Long Term Debt Payments
—
-466.78
-24.43%
-375.14
-605.95%
-53.14
Net Long Term Debt Issuance
—
-127.78
-160.15%
212.44
+401.50%
42.36
Net Common Stock Issuance
—
0.00
+100.00%
-1.78
0.00
Common Stock Payments
—
0.00
+100.00%
-1.78
0.00
Cash Dividends Paid
-3.00
-91.45%
-1.57
0.00
+100.00%
-0.01
Repurchase Of Capital Stock
—
0.00
+100.00%
-1.78
0.00
Proceeds From Stock Option Exercised
0.35
-13.68%
0.40
—
—
Net Other Financing Charges
-0.17
—
-3.40
-580.00%
-0.50
Changes In Cash
-3.01
+29.82%
-4.29
-104.81%
89.09
+141.36%
-215.41
Beginning Cash Position
73.17
-5.53%
77.46
+380.95%
16.11
-93.04%
231.52
End Cash Position
70.17
-4.11%
73.17
-30.44%
105.19
+553.18%
16.11
Free Cash Flow
-0.18
+94.10%
-3.12
-142.24%
7.39
+23.08%
6.00
Interest Paid Supplemental Data
—
30.63
+81.01%
16.92
+454.24%
3.05
Income Tax Paid Supplemental Data
—
0.42
-79.57%
2.04
+513.25%
0.33
Common Stock Issuance
—
—
—
0.00
Earnings Losses From Equity Investments
24.16
+1096.49%
-2.42
—
—
Issuance Of Capital Stock
—
—
0.00
-100.00%
150.00
Net Preferred Stock Issuance
—
—
0.00
-100.00%
150.00
Preferred Stock Dividend Paid
—
-1.57
0.00
+100.00%
-0.01
Preferred Stock Issuance
—
—
0.00
-100.00%
150.00
Sale Of Business
—
—
—
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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