C Chart
About

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Banks - Diversified Market Cap 196.03B
Enterprise Value 737.39M Income 13.02B Sales 75.72B
Book/sh 110.01 Cash/sh 565.75 Dividend Yield 219.00%
Payout 33.19% Employees 226000 IPO —
P/E 15.67 Forward P/E 9.07 PEG —
P/S 2.59 P/B 1.00 P/C —
EV/EBITDA — EV/Sales 0.01 Quick Ratio —
Current Ratio — Debt/Eq — LT Debt/Eq —
EPS (ttm) 6.99 EPS next Y 12.08 EPS Growth -10.80%
Revenue Growth 4.40% Earnings 2026-04-14 ROA 0.58%
ROE 6.83% ROIC — Gross Margin 0.00%
Oper. Margin 25.66% Profit Margin 18.89% Shs Outstand 1.75B
Shs Float 1.74B Short Float 1.48% Short Ratio 1.82
Short Interest — 52W High 125.16 52W Low 55.51
Beta 1.14 Avg Volume 13.99M Volume 14.95M
Target Price $134.77 Recom Buy Prev Close $110.75
Price $109.56 Change -1.07%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$134.77
Mean price target
2. Current target
$109.56
Latest analyst target
3. DCF / Fair value
$104.85
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$109.56
Low
$104.00
High
$152.00
Mean
$134.77

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-09 main JP Morgan Overweight → Overweight $134
2026-01-15 main Morgan Stanley Overweight → Overweight $135
2026-01-15 main Oppenheimer Outperform → Outperform $144
2026-01-15 reit RBC Capital Outperform → Outperform $121
2026-01-06 main Goldman Sachs Buy → Buy $127
2026-01-06 main Truist Securities Buy → Buy $129
2026-01-05 main Wells Fargo Overweight → Overweight $150
2026-01-05 main Barclays Overweight → Overweight $146
2025-12-30 main Piper Sandler Overweight → Overweight $130
2025-12-18 main Truist Securities Buy → Buy $123
2025-12-17 main Keefe, Bruyette & Woods Outperform → Outperform $131
2025-12-12 up JP Morgan Neutral → Overweight $124
2025-12-10 reit Piper Sandler Overweight → Overweight $120
2025-11-19 main Oppenheimer Outperform → Outperform $120
2025-10-17 main Keefe, Bruyette & Woods Outperform → Outperform $118
2025-10-15 main B of A Securities Buy → Buy $120
2025-10-15 main Barclays Overweight → Overweight $115
2025-10-15 main TD Cowen Hold → Hold $110
2025-10-15 main Piper Sandler Overweight → Overweight $110
2025-10-15 main Morgan Stanley Overweight → Overweight $134
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 67318 7479679 — Sale at price 111.09 - 111.14 per share. CANTU ERNESTO TORRES Officer — 2026-02-13 00:00:00 D/I
1 4798 — — Stock Gift at price 0.00 per share. MCINTOSH BRENT Officer — 2026-02-12 00:00:00 D
2 19974 2297523 — Sale at price 115.03 per share. LUCHETTI GONZALO Officer — 2026-02-12 00:00:00 D
3 29754 3488945 — Sale at price 117.26 per share. HABNER PAMELA Officer — 2026-02-12 00:00:00 D
4 31126 — — Stock Award(Grant) at price 0.00 per share. CANTU ERNESTO TORRES Officer — 2026-02-11 00:00:00 D
5 18710 — — Stock Award(Grant) at price 0.00 per share. SKYLER EDWARD Officer — 2026-02-11 00:00:00 D
6 36392 — — Stock Award(Grant) at price 0.00 per share. TUREK ZDENEK Officer — 2026-02-11 00:00:00 D
7 29202 — — Stock Award(Grant) at price 0.00 per share. SELVAKESARI ANAND Chief Operating Officer — 2026-02-11 00:00:00 D
8 23097 — — Stock Award(Grant) at price 0.00 per share. GARG SUNIL Officer — 2026-02-11 00:00:00 D
9 18000 2132870 — Sale at price 118.49 per share. GARG SUNIL Officer — 2026-02-11 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems-192.66M-381.38M24.98M0.00
TaxRateForCalcs0.250.270.190.20
TotalUnusualItems-780.00M-1.40B129.00M0.00
TotalUnusualItemsExcludingGoodwill-780.00M-1.40B129.00M0.00
NetIncomeFromContinuingOperationNetMinorityInterest12.68B9.23B15.08B21.95B
ReconciledDepreciation4.31B4.56B4.26B3.96B
NetInterestIncome54.09B54.90B48.67B42.49B
InterestExpense89.62B78.36B25.74B7.98B
InterestIncome143.71B133.26B74.41B50.48B
NormalizedIncome13.27B10.24B14.97B21.95B
NetIncomeFromContinuingAndDiscontinuedOperation12.68B9.23B14.85B21.95B
DilutedAverageShares1.87B1.94B1.96B1.96B
BasicAverageShares1.83B1.90B1.93B1.95B
DilutedEPS6.995.944.047.00
BasicEPS7.116.034.077.04
DilutedNIAvailtoComStockholders11.53B7.91B13.74B20.79B
AverageDilutionEarnings74.00M57.00M41.00M31.00M
NetIncomeCommonStockholders11.46B7.85B13.70B20.76B
OtherunderPreferredStockDividend170.00M180.00M113.00M154.00M
PreferredStockDividends1.05B1.20B1.03B1.04B
NetIncome12.68B9.23B14.85B21.95B
MinorityInterests-151.00M-153.00M-89.00M-73.00M
NetIncomeIncludingNoncontrollingInterests12.83B9.38B14.93B22.02B
NetIncomeDiscontinuousOperations-2.00M-1.00M-231.00M7.00M
NetIncomeContinuousOperations12.84B9.38B15.16B22.02B
TaxProvision4.21B3.53B3.64B5.45B
PretaxIncome17.05B12.91B18.81B27.47B
SpecialIncomeCharges-780.00M-1.40B129.00M0.00
GainOnSaleOfBusiness-318.00M1.09B664.00M
OtherSpecialCharges203.00M1.71B
ImpairmentOfCapitalAssets535.00M
RestructuringAndMergernAcquisition259.00M781.00M0.000.00
GainOnSaleOfSecurity-152.00M-115.00M-460.00M459.00M
SellingGeneralAndAdministration29.75B30.71B28.30B26.74B
SellingAndMarketingExpense1.11B1.39B1.56B1.49B
GeneralAndAdministrativeExpense28.63B29.32B26.75B25.25B
InsuranceAndClaims90.00M87.00M94.00M116.00M
SalariesAndWages28.54B29.23B26.66B25.13B
TotalRevenue81.09B77.02B74.48B71.89B
OperatingRevenue81.09B77.02B74.48B71.89B
OccupancyAndEquipment2.44B2.51B2.32B2.31B
ProfessionalExpenseAndContractServicesExpense2.02B2.08B2.48B
OtherNonInterestExpense19.09B18.30B17.58B19.25B
Line Item2024-12-312023-12-312022-12-312021-12-31
TreasurySharesNumber1.22B1.20B1.16B1.12B
PreferredSharesNumber22.00M22.00M97.80M97.80M
OrdinarySharesNumber1.88B1.90B1.94B1.98B
ShareIssued3.10B3.10B3.10B3.10B
NetDebt59.27B63.14B20.31B
TotalDebt335.81B324.08B318.70B282.35B
TangibleBookValue166.95B163.33B158.07B157.18B
InvestedCapital526.55B511.93B500.90B465.32B
NetTangibleAssets184.80B180.93B177.07B176.18B
CommonStockEquity190.75B187.85B182.19B182.98B
PreferredStockEquity17.85B17.60B19.00B19.00B
TotalCapitalization495.90B492.07B472.80B456.35B
TotalEquityGrossMinorityInterest209.37B206.25B201.84B202.67B
MinorityInterest768.00M798.00M649.00M700.00M
StockholdersEquity208.60B205.45B201.19B201.97B
GainsLossesNotAffectingRetainedEarnings-47.85B-44.80B-47.06B-38.77B
OtherEquityAdjustments-47.85B-44.80B-47.06B-38.77B
TreasuryStock76.84B75.24B73.97B71.24B
RetainedEarnings206.29B198.91B194.73B184.95B
AdditionalPaidInCapital109.12B108.95B108.46B108.00B
CapitalStock17.88B17.63B19.03B19.03B
CommonStock31.00M31.00M31.00M31.00M
PreferredStock17.85B17.60B19.00B19.00B
TotalLiabilitiesNetMinorityInterest2.14T2.21T2.21T2.09T
LongTermDebtAndCapitalLeaseObligation287.30B286.62B271.61B254.37B
LongTermDebt287.30B286.62B271.61B254.37B
LongTermProvisions1.90B
CurrentDebtAndCapitalLeaseObligation48.51B37.46B47.10B27.97B
CurrentDebt48.51B37.46B47.10B27.97B
OtherCurrentBorrowings19.59B17.23B21.57B11.96B
CommercialPaper28.92B20.22B25.53B16.02B
PayablesAndAccruedExpenses66.60B63.54B69.22B61.43B
Payables66.60B63.54B69.22B61.43B
AccountsPayable66.60B63.54B69.22B61.43B
TotalAssets2.35T2.41T2.42T2.29T
InvestmentsAndAdvances720.72B721.82B716.23B700.25B
HeldToMaturitySecurities242.38B254.25B268.86B215.50B
AvailableForSaleSecurities7.40B7.90B8.04B7.34B
TradingSecurities249.46B214.60B200.58B198.12B
GoodwillAndOtherIntangibleAssets23.79B24.52B24.12B25.79B
OtherIntangibleAssets4.49B4.42B4.43B4.50B
Goodwill19.30B20.10B19.69B21.30B
NetPPE30.19B28.75B26.25B24.33B
Receivables51.12B54.19B54.55B54.80B
OtherReceivables275.00M275.00M354.00M455.00M
AccountsReceivable50.84B53.91B54.19B54.34B
OtherShortTermInvestments221.49B245.07B238.75B279.30B
CashAndCashEquivalents276.53B260.93B342.02B262.03B
CashFinancial22.78B27.34B30.58B27.52B
CashCashEquivalentsAndFederalFundsSold550.59B606.63B707.43B589.32B
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-26.17B-80.00B19.44B42.97B
RepurchaseOfCapitalStock-7.52B-6.12B-3.25B-11.39B
RepaymentOfDebt-92.96B-64.96B-57.09B-74.95B
IssuanceOfDebt99.08B65.82B104.75B70.66B
IssuanceOfCapitalStock5.28B2.74B0.003.30B
CapitalExpenditure-6.50B-6.58B-5.63B-4.12B
InterestPaidSupplementalData88.03B72.99B22.61B7.14B
IncomeTaxPaidSupplementalData5.80B5.73B3.73B4.03B
EndCashPosition276.53B260.93B342.02B262.03B
BeginningCashPosition260.93B342.02B262.03B309.62B
EffectOfExchangeRateChanges-12.68B95.00M-3.38B-1.20B
ChangesInCash28.28B-81.19B83.38B-46.38B
FinancingCashFlow-38.30B687.00M137.76B17.27B
CashFlowFromContinuingFinancingActivities-38.30B687.00M137.76B17.27B
NetOtherFinancingCharges-454.00M-329.00M-344.00M-337.00M
CashDividendsPaid-5.20B-5.21B-5.00B-5.20B
NetPreferredStockIssuance232.00M-1.41B0.00-485.00M
PreferredStockPayments-5.05B-4.14B0.00-3.79B
PreferredStockIssuance5.28B2.74B0.003.30B
NetCommonStockIssuance-2.47B-1.98B-3.25B-7.60B
CommonStockPayments-2.47B-1.98B-3.25B-7.60B
NetIssuancePaymentsOfDebt17.17B-8.78B66.79B-5.83B
NetShortTermDebtIssuance11.05B-9.64B19.12B-1.54B
NetLongTermDebtIssuance6.12B860.00M47.66B-4.29B
LongTermDebtPayments-92.96B-64.96B-57.09B-74.95B
LongTermDebtIssuance99.08B65.82B104.75B70.66B
InvestingCashFlow86.25B-8.46B-79.45B-110.75B
CashFlowFromContinuingInvestingActivities86.25B-8.46B-79.45B-110.75B
NetOtherInvestingChanges2.51B835.00M-791.00M-1.55B
NetInvestmentPurchaseAndSale34.22B18.65B-28.84B-74.44B
SaleOfInvestment301.64B255.16B232.81B268.00B
PurchaseOfInvestment-267.42B-236.51B-261.65B-342.43B
NetBusinessPurchaseAndSale0.00-1.39B5.74B0.00
SaleOfBusiness5.74B0.00
PurchaseOfBusiness0.00-1.39B
NetPPEPurchaseAndSale222.00M56.00M63.00M190.00M
SaleOfPPE222.00M56.00M63.00M190.00M
CapitalExpenditureReported-6.50B-6.58B-5.63B-4.12B
OperatingCashFlow-19.67B-73.42B25.07B47.09B
CashFlowFromContinuingOperatingActivities-19.67B-73.42B25.07B47.09B
ChangeInWorkingCapital-59.03B-99.39B19.55B38.86B
ChangeInOtherWorkingCapital-46.54B-98.54B14.78B37.97B
ChangeInOtherCurrentLiabilities-7.69B3.59B5.34B6.84B
ChangeInOtherCurrentAssets-4.03B-6.36B-4.99B-2.14B
OtherNonCashItems14.05B6.74B-18.12B-15.56B
AssetImpairmentCharge0.000.00535.00M0.00
DeferredTax-1.90B-2.42B-1.14B1.41B
DeferredIncomeTax-1.90B-2.42B-1.14B1.41B
DepreciationAmortizationDepletion4.31B4.56B4.26B3.96B
DepreciationAndAmortization4.31B4.56B4.26B3.96B
OperatingGainsLosses103.00M-1.33B-330.00M241.00M
GainLossOnInvestmentSecurities-328.00M-188.00M-67.00M-665.00M
GainLossOnSaleOfBusiness0.00-1.46B-762.00M700.00M
NetIncomeFromContinuingOperations12.68B9.23B15.08B21.95B
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for C
Date User Asset Broker Type Position Size Entry Price Patterns