Symbols / CAC Stock $49.20 +1.97% Camden National Corporation

Financial Services • Banks - Regional • United States • NMS
CAC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Simon R. Griffiths
Exch · Country NMS · United States
Market Cap 832.20M
Enterprise Value 1.29B
Income 79.72M
Sales 246.65M
FCF (ttm) —
Book/sh 41.98
Cash/sh 9.20
Employees 683
Insider 10d —
IPO Oct 08, 1997
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 35.74%
P/E 10.47
Forward P/E 8.45
PEG —
P/S 3.37
P/B 1.17
P/C —
EV/EBITDA —
EV/Sales 5.23
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 4.70
EPS next Y 5.83
EPS Growth 200.00%
Revenue Growth 26.00%
EPS Gr Q/Q 198.70%
Rev Gr Q/Q —
Earnings (next) 2026-07-28
Earnings (prior) 2026-04-28
ROA 1.15%
ROE 11.81%
ROIC —
Gross Margin 0.00%
Oper. Margin 47.57%
Profit Margin 32.32%
Shs Outstand 16.91M
Shs Float 16.51M
Insider Own 2.00%
Instit Own 76.13%
Short Float 3.60%
Short Ratio 5.81
Short Interest 596.75K
52W High 53.71
vs 52W High -8.40%
52W Low 35.00
vs 52W Low 40.57%
Beta 0.55
Impl. Vol. 63.84%
Rel Volume 0.81
Avg Volume 98.48K
Volume 79.64K
Target (mean) $52.75
Tgt Median $52.50
Tgt Low $50.00
Tgt High $56.00
# Analysts 4
Recom Hold
Prev Close $48.25
Price $49.20
Change 1.97%
About

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial real estate loans; owner-occupied commercial real estate loans; commercial loans; residential real estate loans, including one- to four-family residences; and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management and advisory, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$52.75
Mean price target
2. Current target
$49.20
Latest analyst target
3. DCF / Fair value
$70.50
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$49.20
Low
$50.00
High
$56.00
Mean
$52.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $50
2026-01-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $47
2025-10-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $45
2025-08-06 up Stephens & Co. Equal-Weight → Overweight $44
2025-05-07 main Keefe, Bruyette & Woods Market Perform → Market Perform $47
2025-01-29 reit Raymond James Outperform → Outperform $53
2025-01-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $50
2024-12-20 up Raymond James Market Perform → Outperform $50
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $48
2024-09-11 main Keefe, Bruyette & Woods Market Perform → Market Perform $41
2024-08-02 main Stephens & Co. Equal-Weight → Equal-Weight $42
2024-08-01 main Keefe, Bruyette & Woods Market Perform → Market Perform $40
2023-07-26 main Keefe, Bruyette & Woods Market Perform → Market Perform $31
2022-12-21 init Raymond James — → Market Perform —
2022-08-04 down Stephens & Co. Overweight → Equal-Weight $48
2021-10-07 down Raymond James Outperform → Market Perform —
2021-07-28 main Raymond James — → Outperform $50
2021-06-22 init Stephens & Co. — → Overweight $54
2021-04-28 main Raymond James — → Outperform $52
2021-01-27 up Raymond James Market Perform → Outperform $45
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-28 ARCHER MICHAEL R. Officer — 1,922 $50.67 $97,388
2026-04-28 ACKLEY DAVID Officer — 1,087 $50.67 $55,078
2026-04-28 GRIFFITHS SIMON Chief Executive Officer — 6,919 $50.67 $350,586
2026-04-28 RATHS BARBARA Officer — 1,105 $50.67 $55,990
2026-04-28 FORBES ANDREW Officer — 1,036 $50.67 $52,494
2026-04-28 MCKNIGHT GARRETT Officer — 1,139 $50.67 $57,713
2026-04-28 SMYTH RENEE Officer — 1,174 $50.67 $59,487
2026-04-28 ROSE PATRICIA A Officer — 1,281 $50.67 $64,908
2026-04-28 MARTEL WILLIAM H Officer — 1,281 $50.67 $64,908
2026-04-28 SMITH RYAN A Officer — 1,281 $50.67 $64,908
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
248.29
+43.84%
172.62
+10.41%
156.33
-14.94%
183.79
Operating Revenue
248.29
+43.84%
172.62
+10.41%
156.33
-14.94%
183.79
Selling General And Administration
79.80
+24.55%
64.07
+6.77%
60.01
-3.24%
62.02
General And Administrative Expense
79.80
+24.55%
64.07
+6.77%
60.01
-3.24%
62.02
Salaries And Wages
79.80
+24.55%
64.07
+6.77%
60.01
-3.24%
62.02
Other Gand A
—
—
—
—
Reconciled Depreciation
11.10
+187.14%
3.87
-2.45%
3.96
-3.69%
4.12
Total Unusual Items
-8.61
-642.97%
-1.16
0.00
0.00
Total Unusual Items Excluding Goodwill
-8.61
-642.97%
-1.16
0.00
0.00
Special Income Charges
-8.61
-642.97%
-1.16
0.00
0.00
Other Special Charges
-0.68
—
0.68
+430.88%
-0.20
Restructuring And Mergern Acquisition
9.29
+701.21%
1.16
0.00
0.00
Net Income
65.16
+22.93%
53.00
+22.18%
43.38
-29.39%
61.44
Pretax Income
78.66
+20.16%
65.46
+21.59%
53.84
-30.13%
77.05
Net Interest Income
203.26
+53.46%
132.45
+0.14%
132.26
-10.45%
147.69
Interest Expense
117.40
+0.25%
117.10
+24.60%
93.98
+274.52%
25.09
Interest Income
320.65
+28.49%
249.56
+10.30%
226.25
+30.94%
172.79
Gain On Sale Of Security
0.00
-100.00%
0.91
+107.49%
-12.15
-1232.02%
-0.91
Tax Provision
13.49
+8.34%
12.46
+19.16%
10.45
-33.03%
15.61
Tax Rate For Calcs
0.00
-9.47%
0.00
-2.06%
0.00
-4.43%
0.00
Tax Effect Of Unusual Items
-1.48
-572.58%
-0.22
0.00
0.00
Net Income Including Noncontrolling Interests
65.16
+22.93%
53.00
+22.18%
43.38
-29.39%
61.44
Net Income From Continuing Operation Net Minority Interest
65.16
+22.93%
53.00
+22.18%
43.38
-29.39%
61.44
Net Income From Continuing And Discontinued Operation
65.16
+22.93%
53.00
+22.18%
43.38
-29.39%
61.44
Net Income Continuous Operations
65.16
+22.93%
53.00
+22.18%
43.38
-29.39%
61.44
Normalized Income
72.29
+34.01%
53.94
+24.34%
43.38
-29.39%
61.44
Net Income Common Stockholders
65.16
+22.96%
52.99
+22.30%
43.33
-29.29%
61.28
Otherunder Preferred Stock Dividend
—
0.01
-77.36%
0.05
-67.28%
0.16
Diluted EPS
3.84
+6.08%
3.62
+21.89%
2.97
-28.78%
4.17
Basic EPS
3.86
+6.34%
3.63
+21.81%
2.98
-28.71%
4.18
Basic Average Shares
16.90
+15.73%
14.60
+0.30%
14.56
-0.95%
14.70
Diluted Average Shares
16.98
+15.95%
14.64
+0.24%
14.61
-0.86%
14.73
Diluted NI Availto Com Stockholders
65.16
+22.96%
52.99
+22.30%
43.33
-29.29%
61.28
Amortization
5.89
+959.89%
0.56
-6.08%
0.59
-5.28%
0.62
Amortization Of Intangibles Income Statement
5.89
+959.89%
0.56
-6.08%
0.59
-5.28%
0.62
Depreciation Amortization Depletion Income Statement
5.89
+959.89%
0.56
-6.08%
0.59
-5.28%
0.62
Depreciation And Amortization In Income Statement
5.89
+959.89%
0.56
-6.08%
0.59
-5.28%
0.62
Occupancy And Equipment
28.96
+29.99%
22.28
+5.82%
21.05
+2.09%
20.62
Other Non Interest Expense
19.47
+29.77%
15.00
-6.61%
16.06
+7.74%
14.91
Professional Expense And Contract Services Expense
4.62
+28.86%
3.58
-20.73%
4.52
+10.97%
4.07
Line Item Trend 2023-12-31
Total Assets
5,714.51
Cash And Cash Equivalents
99.80
Cash Financial
77.65
Other Short Term Investments
625.81
Net PPE
35.05
Gross PPE
76.01
Accumulated Depreciation
-40.96
Land And Improvements
9.32
Buildings And Improvements
47.57
Machinery Furniture Equipment
19.12
Goodwill And Other Intangible Assets
95.67
Goodwill
94.70
Other Intangible Assets
0.97
Investments And Advances
1,175.39
Total Liabilities Net Minority Interest
5,219.44
Payables And Accrued Expenses
92.14
Payables
92.14
Accounts Payable
92.14
Current Debt And Capital Lease Obligation
284.95
Current Debt
284.95
Other Current Borrowings
284.95
Long Term Debt And Capital Lease Obligation
44.33
Long Term Debt
44.33
Stockholders Equity
495.06
Common Stock Equity
495.06
Capital Stock
115.60
Common Stock
115.60
Share Issued
14.57
Ordinary Shares Number
14.57
Treasury Shares Number
0.00
Retained Earnings
481.01
Gains Losses Not Affecting Retained Earnings
-101.55
Other Equity Adjustments
6.10
Total Equity Gross Minority Interest
495.06
Total Capitalization
539.39
Invested Capital
824.35
Total Debt
329.28
Net Debt
229.48
Net Tangible Assets
399.40
Tangible Book Value
399.40
Available For Sale Securities
23.71
Cash Cash Equivalents And Federal Funds Sold
99.80
Held To Maturity Securities
544.93
Minimum Pension Liabilities
-0.24
Trading Securities
4.65
Unrealized Gain Loss
-107.41
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
63.91
+4.89%
60.93
-9.74%
67.51
-35.82%
105.18
Cash Flow From Continuing Operating Activities
63.91
+4.89%
60.93
-9.74%
67.51
-35.82%
105.18
Net Income From Continuing Operations
65.16
+22.93%
53.00
+22.18%
43.38
-29.39%
61.44
Depreciation Amortization Depletion
11.10
+187.14%
3.87
-2.45%
3.96
-3.69%
4.12
Depreciation
4.27
+49.25%
2.86
-8.59%
3.13
-6.67%
3.36
Amortization Cash Flow
6.83
+580.76%
1.00
+20.70%
0.83
+9.49%
0.76
Depreciation And Amortization
11.10
+187.14%
3.87
-2.45%
3.96
-3.69%
4.12
Amortization Of Intangibles
6.83
+580.76%
1.00
+20.70%
0.83
+9.49%
0.76
Other Non Cash Items
-21.27
-1646.62%
1.38
+140.57%
-3.39
-192.85%
3.65
Stock Based Compensation
3.42
+17.82%
2.90
+3.90%
2.79
+9.40%
2.55
Deferred Tax
0.62
+106.71%
0.30
-77.20%
1.31
-26.78%
1.78
Deferred Income Tax
0.62
+106.71%
0.30
-77.20%
1.31
-26.78%
1.78
Operating Gains Losses
-3.40
-8.23%
-3.15
-129.96%
10.50
-62.50%
28.00
Gain Loss On Investment Securities
0.00
0.00
-100.00%
10.31
+1030.48%
0.91
Gain Loss On Sale Of PPE
-0.68
0.00
0.00
+100.00%
-0.20
Change In Working Capital
-15.78
-4621.49%
0.35
-94.53%
6.38
+236.14%
-4.68
Change In Other Working Capital
-10.81
-389.14%
-2.21
-122.01%
10.04
+780.70%
1.14
Change In Other Current Assets
-3.46
+40.40%
-5.80
+36.91%
-9.19
-126.26%
-4.06
Change In Other Current Liabilities
-1.51
-118.10%
8.36
+51.13%
5.53
+413.90%
-1.76
Investing Cash Flow
-56.41
-286.01%
30.33
+531.48%
-7.03
+98.56%
-487.72
Cash Flow From Continuing Investing Activities
-56.41
-286.01%
30.33
+531.48%
-7.03
+98.56%
-487.72
Net PPE Purchase And Sale
-2.52
+54.77%
-5.58
-112.66%
-2.62
-52.71%
-1.72
Purchase Of PPE
-5.71
-2.37%
-5.58
-112.66%
-2.62
-20.11%
-2.18
Sale Of PPE
3.19
0.00
0.00
-100.00%
0.47
Capital Expenditure
-5.71
-2.37%
-5.58
-112.66%
-2.62
-20.11%
-2.18
Net Investment Purchase And Sale
-31.37
-150.06%
62.67
-28.79%
88.00
-7.86%
95.50
Purchase Of Investment
-240.46
-298.16%
-60.39
+55.96%
-137.13
+0.75%
-138.17
Sale Of Investment
209.09
+69.91%
123.06
-45.34%
225.13
-3.66%
233.67
Net Business Purchase And Sale
48.26
0.00
0.00
—
Net Other Investing Changes
-1.40
+80.36%
-7.12
-165.63%
-2.68
-24.88%
-2.15
Financing Cash Flow
-124.97
-622.95%
23.90
+166.19%
-36.10
-115.21%
237.34
Cash Flow From Continuing Financing Activities
-124.97
-622.95%
23.90
+166.19%
-36.10
-115.21%
237.34
Net Issuance Payments Of Debt
-28.68
-294.71%
14.73
-93.31%
220.26
+312.42%
53.41
Issuance Of Debt
16.66
-95.56%
375.01
+70.13%
220.43
+311.50%
53.57
Repayment Of Debt
-45.34
+87.42%
-360.29
-214356.55%
-0.17
-5.00%
-0.16
Long Term Debt Issuance
1.00
-99.56%
225.00
+66.67%
135.00
0.00
Long Term Debt Payments
-45.34
+87.42%
-360.29
-214356.55%
-0.17
-5.00%
-0.16
Net Long Term Debt Issuance
-44.34
+67.23%
-135.29
-200.34%
134.83
+84370.00%
-0.16
Short Term Debt Issuance
15.66
-89.56%
150.01
+75.60%
85.43
+59.48%
53.57
Net Short Term Debt Issuance
15.66
-89.56%
150.01
+75.60%
85.43
+59.48%
53.57
Net Common Stock Issuance
0.00
+100.00%
-1.61
+19.55%
-2.00
+80.47%
-10.24
Common Stock Payments
0.00
+100.00%
-1.61
+19.55%
-2.00
+80.47%
-10.24
Common Stock Dividend Paid
-28.47
-15.94%
-24.56
-0.09%
-24.54
-4.36%
-23.51
Cash Dividends Paid
-28.47
-15.94%
-24.56
-0.09%
-24.54
-4.36%
-23.51
Repurchase Of Capital Stock
0.00
+100.00%
-1.61
+19.55%
-2.00
+80.47%
-10.24
Proceeds From Stock Option Exercised
-0.54
-139.73%
-0.22
+13.85%
-0.26
+26.76%
-0.35
Net Other Financing Charges
—
-0.25
—
—
Changes In Cash
-117.47
-202.01%
115.16
+372.41%
24.38
+116.79%
-145.20
Beginning Cash Position
214.96
+115.39%
99.80
+32.32%
75.43
-65.81%
220.62
End Cash Position
97.49
-54.65%
214.96
+115.39%
99.80
+32.32%
75.43
Free Cash Flow
58.20
+5.14%
55.36
-14.69%
64.89
-37.00%
103.00
Interest Paid Supplemental Data
117.08
+0.31%
116.72
+26.38%
92.35
+276.23%
24.55
Income Tax Paid Supplemental Data
6.15
-30.24%
8.82
-20.86%
11.15
-15.79%
13.24
Amortization Of Securities
1.78
-0.11%
1.78
-23.05%
2.31
-39.65%
3.83
Sale Of Business
48.26
0.00
0.00
—
Taxes Refund Paid
—
0.30
-77.20%
1.31
-26.78%
1.78
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category