Symbols / CARV $1.74 -1.69% Carver Bancorp, Inc.
CARV Chart
About
Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction and business loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfers, bill payment, reloadable prepaid card, and money order services. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.
Stock Fundamentals
Scroll to Statements| Market Cap | 9.20M | Enterprise Value | 24.93M | Income | -13.03M | Sales | 22.31M | Book/sh | 0.98 | Cash/sh | 8.00 |
| Dividend Yield | — | Payout | 0.00% | Employees | 96 | IPO | — | P/E | — | Forward P/E | — |
| PEG | — | P/S | 0.41 | P/B | 1.77 | P/C | — | EV/EBITDA | — | EV/Sales | 1.12 |
| Quick Ratio | — | Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — | EPS (ttm) | -2.49 | EPS next Y | — |
| EPS Growth | — | Revenue Growth | 4.50% | Earnings | 2007-02-20 | ROA | -1.80% | ROE | -39.00% | ROIC | — |
| Gross Margin | 0.00% | Oper. Margin | -34.66% | Profit Margin | -58.39% | Shs Outstand | 5.29M | Shs Float | 3.45M | Short Float | 0.75% |
| Short Ratio | 1.78 | Short Interest | — | 52W High | 3.85 | 52W Low | 1.07 | Beta | 1.56 | Avg Volume | 6.78K |
| Volume | 1.63K | Target Price | — | Recom | None | Prev Close | $1.77 | Price | $1.74 | Change | -1.69% |
Valuation Models
Price estimates from analyst targets and simple models.
Ratings
- Carver Bancorp agrees to issue shares to trust preferred holders in exchange for interest forgiveness - MSN hu, 23 Apr 2026 03
- Carver Bancorp (OTCQB: CARV) starts OTC Markets trading, targeting growth and capital flexibility - Stock Titan Mon, 08 Dec 2025 08
- Carver Bancorp, Inc. Announces Intention to List on OTCQX, Voluntarily Delist from Nasdaq and Deregister from SEC - PR Newswire ue, 18 Nov 2025 08
- Carver Bancorp to delist from Nasdaq, move to OTCQX market - Investing.com ue, 18 Nov 2025 08
- Carver Bancorp, Inc. (CARV)’s Largest Shareholder Dream Chasers Capital Group (DCCG) Expresses Interest in Acquiring a Controlling Interest - Yahoo Finance Sat, 27 Sep 2025 07
- Carver wipes over $1M interest in deal for 524,826 shares - Stock Titan Mon, 16 Mar 2026 07
- Carver Bancorp (CARV) Urged to Aid Hurricane Melissa Relief Effo - GuruFocus ue, 04 Nov 2025 08
- Nasdaq Gains Over 100 Points; Target Trims Earnings Forecast - Benzinga Wed, 19 Nov 2025 08
- Board shuts out Dream Chasers in Carver director bid dispute - Stock Titan Mon, 09 Mar 2026 07
- Carver Bancorp Stock Price Forecast. Should You Buy CARV? - StockInvest.us ue, 01 Dec 2020 15
- Highlighting 2 Black-Owned Companies on Wall Street - Schaeffer's Investment Research Wed, 17 Jun 2020 07
- Carver Bancorp (CARV) Stock Forecast and Price Target 2026 - MarketBeat Sat, 11 May 2024 13
- Former Guggenheim finance executive takes CFO role at Carver - Stock Titan Mon, 23 Mar 2026 07
- Carver Bancorp (CARV): High Short Interest Sparks Squeeze? - Yahoo Finance hu, 08 Jul 2021 07
- Carver Bancorp, Inc. Commences Trading on OTC Markets - PR Newswire Mon, 08 Dec 2025 08
Insider Transactions
Financials
| Line Item | Trend | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|---|
| Total Revenue |
|
22.24
-24.06%
|
29.28
+10.99%
|
26.38
-5.16%
|
27.82
|
| Operating Revenue |
|
22.24
-24.06%
|
29.28
+10.99%
|
26.38
-5.16%
|
27.82
|
| Selling General And Administration |
|
17.01
+7.86%
|
15.77
+0.72%
|
15.66
+14.13%
|
13.72
|
| Selling And Marketing Expense |
|
0.50
+32.71%
|
0.38
-26.71%
|
0.51
-10.31%
|
0.57
|
| General And Administrative Expense |
|
16.52
+7.25%
|
15.40
+1.65%
|
15.15
+15.19%
|
13.15
|
| Salaries And Wages |
|
14.82
+9.43%
|
13.55
-0.08%
|
13.56
+14.33%
|
11.86
|
| Other Gand A |
|
—
|
—
|
—
|
2.62
|
| Reconciled Depreciation |
|
0.81
-15.75%
|
0.96
-8.79%
|
1.06
+2.82%
|
1.03
|
| Net Income |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Pretax Income |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Net Interest Income |
|
19.15
-15.11%
|
22.56
-1.00%
|
22.79
+11.35%
|
20.47
|
| Interest Expense |
|
15.13
+32.06%
|
11.46
+133.31%
|
4.91
+104.71%
|
2.40
|
| Interest Income |
|
34.28
+0.77%
|
34.02
+22.81%
|
27.70
+21.15%
|
22.86
|
| Gain On Sale Of Security |
|
—
|
—
|
—
|
0.00
|
| Tax Provision |
|
0.00
|
0.00
|
0.00
|
0.00
|
| Tax Rate For Calcs |
|
0.00
|
0.00
|
0.00
|
0.00
|
| Tax Effect Of Unusual Items |
|
0.00
|
0.00
|
0.00
|
0.00
|
| Net Income Including Noncontrolling Interests |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Net Income From Continuing Operation Net Minority Interest |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Net Income From Continuing And Discontinued Operation |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Net Income Continuous Operations |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Normalized Income |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Net Income Common Stockholders |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Diluted EPS |
|
-2.65
-334.43%
|
-0.61
+40.78%
|
-1.03
-329.17%
|
-0.24
|
| Basic EPS |
|
-2.65
-334.43%
|
-0.61
+40.78%
|
-1.03
-329.17%
|
-0.24
|
| Basic Average Shares |
|
5.18
+6.96%
|
4.85
+13.28%
|
4.28
+19.21%
|
3.59
|
| Diluted Average Shares |
|
5.18
+6.96%
|
4.85
+13.28%
|
4.28
+19.21%
|
3.59
|
| Diluted NI Availto Com Stockholders |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Insurance And Claims |
|
1.69
-8.65%
|
1.85
+16.43%
|
1.59
+23.18%
|
1.29
|
| Occupancy And Equipment |
|
7.42
+12.58%
|
6.59
-3.68%
|
6.84
+9.22%
|
6.27
|
| Other Non Interest Expense |
|
8.35
+3.02%
|
8.11
+21.71%
|
6.66
+9.29%
|
6.09
|
| Professional Expense And Contract Services Expense |
|
2.00
+17.47%
|
1.71
+12.24%
|
1.52
-23.31%
|
1.98
|
| Line Item | Trend | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|---|
| Total Assets |
|
729.99
-3.54%
|
756.80
+4.64%
|
723.22
-1.64%
|
735.31
|
| Cash And Cash Equivalents |
|
50.31
-14.76%
|
59.02
+38.71%
|
42.55
-30.26%
|
61.02
|
| Cash Equivalents |
|
0.51
+0.40%
|
0.50
+98.03%
|
0.25
+0.00%
|
0.25
|
| Cash Financial |
|
49.81
-14.89%
|
58.52
+38.36%
|
42.30
-30.39%
|
60.76
|
| Other Short Term Investments |
|
43.68
-9.06%
|
48.03
-10.80%
|
53.84
-20.35%
|
67.60
|
| Receivables |
|
2.98
-18.62%
|
3.66
+91.63%
|
1.91
-20.84%
|
2.41
|
| Accounts Receivable |
|
2.82
-18.72%
|
3.47
+81.37%
|
1.91
-20.84%
|
2.41
|
| Other Receivables |
|
0.16
-16.84%
|
0.20
|
—
|
—
|
| Net PPE |
|
10.26
-17.36%
|
12.41
-19.85%
|
15.48
-11.07%
|
17.41
|
| Gross PPE |
|
30.70
-4.19%
|
32.04
-6.17%
|
34.15
-2.48%
|
35.02
|
| Accumulated Depreciation |
|
-20.44
-4.14%
|
-19.63
-5.19%
|
-18.66
-6.01%
|
-17.60
|
| Machinery Furniture Equipment |
|
15.14
+0.80%
|
15.02
+1.16%
|
14.85
+2.85%
|
14.44
|
| Other Properties |
|
8.25
-16.22%
|
9.84
-20.04%
|
12.31
-9.72%
|
13.64
|
| Leases |
|
7.31
+1.90%
|
7.17
+2.71%
|
6.99
+0.66%
|
6.94
|
| Investments And Advances |
|
46.27
-7.53%
|
50.04
-10.90%
|
56.16
-22.91%
|
72.85
|
| Total Liabilities Net Minority Interest |
|
700.41
-1.97%
|
714.49
+5.38%
|
678.00
-0.33%
|
680.23
|
| Long Term Debt And Capital Lease Obligation |
|
29.11
-49.06%
|
57.15
-11.07%
|
64.26
+111.80%
|
30.34
|
| Long Term Debt |
|
20.24
-56.50%
|
46.54
-8.91%
|
51.09
+220.33%
|
15.95
|
| Long Term Capital Lease Obligation |
|
8.87
-16.46%
|
10.62
-19.41%
|
13.17
-8.48%
|
14.39
|
| Stockholders Equity |
|
29.58
-30.09%
|
42.31
-6.45%
|
45.22
-17.90%
|
55.09
|
| Common Stock Equity |
|
7.84
-61.88%
|
20.57
+3.67%
|
19.85
-31.94%
|
29.16
|
| Capital Stock |
|
21.81
+0.00%
|
21.81
-14.29%
|
25.45
-2.11%
|
26.00
|
| Common Stock |
|
0.08
+1.30%
|
0.08
+13.24%
|
0.07
+1.49%
|
0.07
|
| Preferred Stock |
|
21.73
+0.00%
|
21.73
-14.36%
|
25.38
-2.12%
|
25.93
|
| Share Issued |
|
7.79
+1.87%
|
7.64
+12.43%
|
6.80
+1.17%
|
6.72
|
| Ordinary Shares Number |
|
5.28
+2.78%
|
5.14
+19.68%
|
4.30
+1.87%
|
4.22
|
| Treasury Shares Number |
|
2.50
+0.00%
|
2.50
+0.00%
|
2.50
+0.00%
|
2.50
|
| Additional Paid In Capital |
|
87.92
+0.30%
|
87.66
+5.86%
|
82.81
+0.78%
|
82.17
|
| Retained Earnings |
|
-65.29
-26.66%
|
-51.55
-7.61%
|
-47.90
-10.12%
|
-43.50
|
| Gains Losses Not Affecting Retained Earnings |
|
-11.95
+5.92%
|
-12.71
-4.01%
|
-12.21
-83.35%
|
-6.66
|
| Treasury Stock |
|
2.91
+0.00%
|
2.91
+0.00%
|
2.91
+0.00%
|
2.91
|
| Total Equity Gross Minority Interest |
|
29.58
-30.09%
|
42.31
-6.45%
|
45.22
-17.90%
|
55.09
|
| Total Capitalization |
|
49.82
-43.92%
|
88.84
-7.75%
|
96.31
+35.58%
|
71.04
|
| Invested Capital |
|
28.09
-58.15%
|
67.11
-5.39%
|
70.94
+57.26%
|
45.11
|
| Total Debt |
|
29.11
-49.06%
|
57.15
-11.07%
|
64.26
+111.80%
|
30.34
|
| Net Debt |
|
—
|
—
|
8.54
|
—
|
| Capital Lease Obligations |
|
8.87
-16.46%
|
10.62
-19.41%
|
13.17
-8.48%
|
14.39
|
| Net Tangible Assets |
|
29.58
-30.09%
|
42.31
-6.45%
|
45.22
-17.90%
|
55.09
|
| Tangible Book Value |
|
7.84
-61.88%
|
20.57
+3.67%
|
19.85
-31.94%
|
29.16
|
| Available For Sale Securities |
|
0.84
|
—
|
—
|
—
|
| Cash Cash Equivalents And Federal Funds Sold |
|
50.31
-14.76%
|
59.02
+38.71%
|
42.55
-30.26%
|
61.02
|
| Held To Maturity Securities |
|
1.75
-12.85%
|
2.01
-13.37%
|
2.32
-55.88%
|
5.25
|
| Preferred Stock Equity |
|
21.73
+0.00%
|
21.73
-14.36%
|
25.38
-2.12%
|
25.93
|
| Line Item | Trend | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|---|
| Operating Cash Flow |
|
-12.61
-91.89%
|
-6.57
+37.50%
|
-10.51
-246.99%
|
7.15
|
| Cash Flow From Continuing Operating Activities |
|
-12.61
-91.89%
|
-6.57
+37.50%
|
-10.51
-246.99%
|
7.15
|
| Net Income From Continuing Operations |
|
-13.74
-361.67%
|
-2.98
+32.36%
|
-4.40
-419.60%
|
-0.85
|
| Depreciation Amortization Depletion |
|
0.81
-15.75%
|
0.96
-8.79%
|
1.06
+2.82%
|
1.03
|
| Depreciation And Amortization |
|
0.81
-15.75%
|
0.96
-8.79%
|
1.06
+2.82%
|
1.03
|
| Other Non Cash Items |
|
-0.18
+61.00%
|
-0.46
|
—
|
—
|
| Stock Based Compensation |
|
0.07
-70.00%
|
0.22
+141.76%
|
0.09
-25.41%
|
0.12
|
| Operating Gains Losses |
|
0.19
+736.67%
|
-0.03
+71.96%
|
-0.11
|
—
|
| Gain Loss On Investment Securities |
|
—
|
—
|
—
|
0.00
|
| Change In Working Capital |
|
-1.36
+72.09%
|
-4.89
+34.39%
|
-7.45
-224.75%
|
5.97
|
| Change In Receivables |
|
0.68
+138.95%
|
-1.75
-448.11%
|
0.50
+122.57%
|
0.23
|
| Changes In Account Receivables |
|
0.68
+138.95%
|
-1.75
-448.11%
|
0.50
+122.57%
|
0.23
|
| Change In Other Current Assets |
|
-1.09
-1234.15%
|
-0.08
-117.08%
|
0.48
+136.89%
|
-1.30
|
| Change In Other Current Liabilities |
|
-0.95
+68.83%
|
-3.05
+63.78%
|
-8.43
-219.67%
|
7.05
|
| Investing Cash Flow |
|
15.08
+175.20%
|
-20.05
-31.39%
|
-15.26
+80.70%
|
-79.08
|
| Cash Flow From Continuing Investing Activities |
|
15.08
+175.20%
|
-20.05
-31.39%
|
-15.26
+80.70%
|
-79.08
|
| Net PPE Purchase And Sale |
|
-0.33
+8.06%
|
-0.36
-60.00%
|
-0.23
-17.19%
|
-0.19
|
| Purchase Of PPE |
|
-0.33
+8.06%
|
-0.36
-60.00%
|
-0.23
-17.19%
|
-0.19
|
| Capital Expenditure |
|
-0.33
+8.06%
|
-0.36
-60.00%
|
-0.23
-17.19%
|
-0.19
|
| Net Investment Purchase And Sale |
|
4.31
-8.87%
|
4.73
-55.93%
|
10.74
-37.92%
|
17.30
|
| Purchase Of Investment |
|
0.00
+100.00%
|
-0.60
|
0.00
|
0.00
|
| Sale Of Investment |
|
4.31
-19.17%
|
5.34
-50.31%
|
10.74
-37.92%
|
17.30
|
| Net Other Investing Changes |
|
1.90
+626.72%
|
0.26
+103.92%
|
-6.68
-20781.25%
|
-0.03
|
| Financing Cash Flow |
|
-11.18
-125.94%
|
43.10
+489.64%
|
7.31
-87.26%
|
57.35
|
| Cash Flow From Continuing Financing Activities |
|
-11.18
-125.94%
|
43.10
+489.64%
|
7.31
-87.26%
|
57.35
|
| Net Issuance Payments Of Debt |
|
-26.21
-486.03%
|
-4.47
-112.78%
|
35.00
+265.06%
|
-21.20
|
| Issuance Of Debt |
|
1.81
-67.18%
|
5.53
-84.21%
|
35.00
+1300.00%
|
2.50
|
| Repayment Of Debt |
|
-28.03
-180.27%
|
-10.00
-333233.33%
|
-0.00
+99.99%
|
-23.70
|
| Long Term Debt Issuance |
|
1.81
-67.18%
|
5.53
-77.89%
|
25.00
+900.00%
|
2.50
|
| Long Term Debt Payments |
|
-28.03
|
0.00
+100.00%
|
-0.00
+99.99%
|
-23.70
|
| Net Long Term Debt Issuance |
|
-26.21
-574.27%
|
5.53
-77.89%
|
25.00
+217.90%
|
-21.20
|
| Short Term Debt Issuance |
|
—
|
0.00
-100.00%
|
10.00
|
0.00
|
| Short Term Debt Payments |
|
0.00
+100.00%
|
-10.00
|
0.00
|
—
|
| Net Short Term Debt Issuance |
|
0.00
+100.00%
|
-10.00
-200.00%
|
10.00
|
0.00
|
| Net Common Stock Issuance |
|
0.20
-80.50%
|
1.00
|
0.00
-100.00%
|
3.00
|
| Common Stock Payments |
|
—
|
—
|
—
|
0.00
|
| Repurchase Of Capital Stock |
|
—
|
—
|
—
|
0.00
|
| Changes In Cash |
|
-8.71
-152.87%
|
16.47
+189.21%
|
-18.47
-26.71%
|
-14.57
|
| Beginning Cash Position |
|
59.02
+38.71%
|
42.55
-30.26%
|
61.02
-19.28%
|
75.59
|
| End Cash Position |
|
50.31
-14.76%
|
59.02
+38.71%
|
42.55
-30.26%
|
61.02
|
| Free Cash Flow |
|
-12.94
-86.70%
|
-6.93
+35.45%
|
-10.74
-254.28%
|
6.96
|
| Interest Paid Supplemental Data |
|
15.21
+42.00%
|
10.71
+131.79%
|
4.62
-16.29%
|
5.52
|
| Income Tax Paid Supplemental Data |
|
0.22
-4.31%
|
0.23
+20.21%
|
0.19
-8.53%
|
0.21
|
| Common Stock Issuance |
|
0.20
-80.50%
|
1.00
|
0.00
-100.00%
|
3.00
|
| Issuance Of Capital Stock |
|
0.20
-80.50%
|
1.00
|
0.00
-100.00%
|
7.00
|
| Net Investment Properties Purchase And Sale |
|
—
|
—
|
—
|
0.00
|
| Net Preferred Stock Issuance |
|
—
|
—
|
0.00
-100.00%
|
4.00
|
| Preferred Stock Issuance |
|
—
|
—
|
0.00
-100.00%
|
4.00
|
| Sale Of Investment Properties |
|
—
|
—
|
—
|
0.00
|
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
- 8-K2025-11-18 View
- 10-Q2025-11-13 View
- 8-K2025-11-05 View
- 10-Q2025-08-13 View
- 10-K2025-06-24 View
- 8-K2025-05-16 View
- 42025-03-03 View
- 10-Q2025-02-13 View
- 8-K2024-12-12 View
- 42024-12-06 View
- 42024-11-27 View
- 42024-11-27 View
- 42024-11-27 View
- 42024-11-27 View
- 10-Q2024-11-14 View
- 8-K2024-09-16 View
- 10-Q2024-08-14 View
- 8-K2024-07-17 View
- 10-K2024-07-16 View
- 42024-02-28 View
Trades
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|
Posts
| Published | Title | Author | Category |
|---|