Symbols / CCBG Stock $44.89 +0.67% Capital City Bank Group, Inc.

Financial Services • Banks - Regional • United States • NMS
CCBG (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. William Godfrey Smith Jr.
Exch · Country NMS · United States
Market Cap 767.68M
Enterprise Value 372.20M
Income 60.52M
Sales 250.09M
FCF (ttm) —
Book/sh 32.75
Cash/sh 28.60
Employees 902
Insider 10d —
IPO Jun 06, 1994
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 29.18%
P/E 12.72
Forward P/E 12.36
PEG 2.41
P/S 3.07
P/B 1.37
P/C —
EV/EBITDA —
EV/Sales 1.49
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.53
EPS next Y 3.63
EPS Growth -7.10%
Revenue Growth 2.20%
EPS Gr Q/Q -6.20%
Rev Gr Q/Q —
Earnings (next) 2026-07-21
Earnings (prior) 2026-04-20
ROA 1.36%
ROE 11.28%
ROIC —
Gross Margin 0.00%
Oper. Margin 33.31%
Profit Margin 24.20%
Shs Outstand 17.10M
Shs Float 13.62M
Insider Own 19.96%
Instit Own 52.82%
Short Float 2.20%
Short Ratio 4.12
Short Interest 301.66K
52W High 48.78
vs 52W High -7.97%
52W Low 35.94
vs 52W Low 24.90%
Beta 0.34
Impl. Vol. 12.50%
Rel Volume 0.84
Avg Volume 98.92K
Volume 82.65K
Target (mean) $49.00
Tgt Median $49.50
Tgt Low $47.50
Tgt High $50.00
# Analysts 3
Recom Hold
Prev Close $44.59
Price $44.89
Change 0.67%
About

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail investment products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care, as well as business, estate, financial, insurance and business planning, tax planning, and asset protection advisory services. Further, the company offers mortgage banking. Capital City Bank Group, Inc. was founded in 1895 and is headquartered in Tallahassee, Florida.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$49.00
Mean price target
2. Current target
$44.89
Latest analyst target
3. DCF / Fair value
$52.95
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$44.89
Low
$47.50
High
$50.00
Mean
$49.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-21 main Keefe, Bruyette & Woods Market Perform → Market Perform $50
2026-01-28 down Keefe, Bruyette & Woods Outperform → Market Perform $45
2025-07-23 main Keefe, Bruyette & Woods Outperform → Outperform $45
2025-01-31 main Keefe, Bruyette & Woods Outperform → Outperform $44
2024-12-04 main Keefe, Bruyette & Woods Outperform → Outperform $43
2024-07-29 down Piper Sandler Overweight → Neutral $34
2024-07-25 main Keefe, Bruyette & Woods Outperform → Outperform $38
2024-04-23 main Piper Sandler Overweight → Overweight $30
2024-04-23 main Keefe, Bruyette & Woods Outperform → Outperform $37
2024-01-24 up Janney Montgomery Scott Neutral → Buy —
2024-01-02 main DA Davidson Neutral → Neutral $33
2023-11-15 down DA Davidson Buy → Neutral $33
2023-08-15 main Piper Sandler Overweight → Overweight $38
2022-04-26 up Piper Sandler Neutral → Overweight $32
2022-01-26 up Keefe, Bruyette & Woods Market Perform → Outperform $33
2020-08-20 init DA Davidson — → Neutral $23
2019-09-23 down Hovde Group Outperform → Market Perform —
2018-01-24 up Piper Sandler Sell → Hold —
2015-10-21 down Keefe, Bruyette & Woods Outperform → Market Perform —
2014-03-05 up Keefe, Bruyette & Woods Market Perform → Outperform $17
News
RSS: Latest CCBG news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-26 BARRON THOMAS A. Officer and Treasurer — 6,000 $46.38 $278,280
2026-05-13 BARRON THOMAS A. Officer and Treasurer — 1,650 $0.00 $0
2026-04-07 DAVENPORT BONNIE Director — 257 $0.00 $0
2026-04-07 CROWELL KIMBERLY Director — 305 $0.00 $0
2026-04-07 WILLIAMS ASHBEL C. JR. Director — 256 $0.00 $0
2026-04-07 SAMPLE JOHN G JR Director — 189 $0.00 $0
2026-04-07 CONNALLY STANLEY W JR Director — 416 $0.00 $0
2026-04-07 JOHNSON LAURA L Director — 326 $0.00 $0
2026-04-07 GRANT WILLIAM ERIC Director — 303 $0.00 $0
2026-04-07 ANTOINE ROBERT Director — 302 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
244.42
+7.91%
226.50
+1.29%
223.61
+15.46%
193.67
Operating Revenue
244.42
+7.91%
226.50
+1.29%
223.61
+15.46%
193.67
Selling General And Administration
108.32
+2.87%
105.29
+5.25%
100.04
+3.76%
96.41
Selling And Marketing Expense
3.19
+2.54%
3.11
-7.11%
3.35
+4.40%
3.21
General And Administrative Expense
105.13
+2.88%
102.18
+5.68%
96.69
+3.74%
93.21
Salaries And Wages
102.14
+3.12%
99.05
+5.85%
93.57
+3.06%
90.80
Other Gand A
—
—
—
—
Reconciled Depreciation
7.52
-4.02%
7.83
-3.06%
8.08
+4.15%
7.76
Total Unusual Items
—
—
—
—
Total Unusual Items Excluding Goodwill
—
—
—
—
Special Income Charges
—
—
—
—
Other Special Charges
—
—
—
—
Net Income
61.56
+16.33%
52.91
+1.26%
52.26
+56.40%
33.41
Pretax Income
81.72
+24.63%
65.57
+2.67%
63.86
+55.47%
41.08
Net Interest Income
171.65
+8.00%
158.94
-0.03%
158.99
+27.17%
125.02
Interest Expense
32.74
-8.34%
35.72
+61.77%
22.08
+220.56%
6.89
Interest Income
204.39
+5.00%
194.66
+7.50%
181.07
+37.27%
131.91
Tax Provision
20.16
+44.79%
13.92
+6.78%
13.04
+67.22%
7.80
Tax Rate For Calcs
0.00
+16.51%
0.00
+3.92%
0.00
+7.37%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
61.56
+19.19%
51.64
+1.62%
50.82
+52.72%
33.28
Net Income From Continuing Operation Net Minority Interest
61.56
+16.33%
52.91
+1.26%
52.26
+56.40%
33.41
Net Income From Continuing And Discontinued Operation
61.56
+16.33%
52.91
+1.26%
52.26
+56.40%
33.41
Net Income Continuous Operations
61.56
+19.19%
51.64
+1.62%
50.82
+52.72%
33.28
Minority Interests
0.00
-100.00%
1.27
-11.55%
1.44
+964.44%
0.14
Normalized Income
61.56
+16.33%
52.91
+1.26%
52.26
+56.40%
33.41
Net Income Common Stockholders
61.56
+16.33%
52.91
+1.26%
52.26
+56.40%
33.41
Diluted EPS
3.60
+15.38%
3.12
+1.63%
3.07
+55.84%
1.97
Basic EPS
3.61
+15.71%
3.12
+1.30%
3.08
+56.35%
1.97
Basic Average Shares
17.05
+0.66%
16.94
-0.26%
16.99
+0.21%
16.95
Diluted Average Shares
17.10
+0.78%
16.97
-0.32%
17.02
+0.22%
16.98
Diluted NI Availto Com Stockholders
61.56
+16.33%
52.91
+1.26%
52.26
+56.40%
33.41
Insurance And Claims
2.99
-4.69%
3.14
+0.54%
3.12
+29.51%
2.41
Occupancy And Equipment
27.95
-0.10%
27.98
+1.16%
27.66
+12.56%
24.57
Other Non Interest Expense
13.49
-13.49%
15.59
+8.50%
14.37
-16.74%
17.26
Professional Expense And Contract Services Expense
7.68
-4.38%
8.04
+0.87%
7.97
+16.29%
6.85
Line Item Trend 2023-12-31
Total Assets
4,304.48
Cash And Cash Equivalents
83.12
Cash Financial
83.12
Other Short Term Investments
337.90
Net PPE
81.27
Gross PPE
193.92
Accumulated Depreciation
-112.65
Land And Improvements
22.39
Buildings And Improvements
110.47
Machinery Furniture Equipment
61.05
Goodwill And Other Intangible Assets
92.93
Goodwill
—
Other Intangible Assets
—
Investments And Advances
966.37
Total Liabilities Net Minority Interest
3,856.45
Current Debt And Capital Lease Obligation
8.38
Current Debt
8.38
Other Current Borrowings
0.08
Long Term Debt And Capital Lease Obligation
53.20
Long Term Debt
53.20
Preferred Securities Outside Stock Equity
—
Stockholders Equity
448.03
Common Stock Equity
448.03
Capital Stock
0.17
Common Stock
0.17
Preferred Stock
0.00
Share Issued
16.95
Ordinary Shares Number
16.95
Treasury Shares Number
0.00
Additional Paid In Capital
36.33
Retained Earnings
426.27
Gains Losses Not Affecting Retained Earnings
-22.15
Other Equity Adjustments
-22.15
Total Equity Gross Minority Interest
448.03
Total Capitalization
501.23
Invested Capital
509.62
Total Debt
61.59
Net Debt
—
Net Tangible Assets
355.10
Tangible Book Value
355.10
Available For Sale Securities
3.45
Cash Cash Equivalents And Federal Funds Sold
312.07
Held To Maturity Securities
625.02
Line Of Credit
8.38
Other Equity Interest
7.41
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
87.61
+37.82%
63.57
+16.05%
54.78
-40.90%
92.69
Cash Flow From Continuing Operating Activities
87.61
+37.82%
63.57
+16.05%
54.78
-40.90%
92.69
Net Income From Continuing Operations
61.56
+16.33%
52.91
+1.26%
52.26
+56.40%
33.41
Depreciation Amortization Depletion
7.52
-4.02%
7.83
-3.06%
8.08
+4.15%
7.76
Depreciation
7.41
-3.42%
7.67
-3.12%
7.92
+4.24%
7.60
Amortization Cash Flow
0.11
-33.13%
0.16
+0.00%
0.16
+0.00%
0.16
Depreciation And Amortization
7.52
-4.02%
7.83
-3.06%
8.08
+4.15%
7.76
Amortization Of Intangibles
0.11
-33.13%
0.16
+0.00%
0.16
+0.00%
0.16
Other Non Cash Items
3.92
+171.04%
-5.52
+55.66%
-12.45
-134.08%
36.53
Pension And Employee Benefit Expense
-1.55
0.00
+100.00%
-0.29
-112.54%
2.32
Stock Based Compensation
2.32
+28.97%
1.80
+45.68%
1.24
-24.11%
1.63
Asset Impairment Charge
—
—
-2.05
-386.49%
-0.42
Deferred Tax
1.59
+253.97%
-1.03
-113.66%
-0.48
+87.52%
-3.87
Deferred Income Tax
1.59
+253.97%
-1.03
-113.66%
-0.48
+87.52%
-3.87
Operating Gains Losses
-6.81
-595.71%
-0.98
+58.18%
-2.34
-223.28%
1.90
Gain Loss On Investment Securities
0.00
0.00
-100.00%
0.00
0.00
Gain Loss On Sale Of PPE
—
—
—
—
Change In Working Capital
8.11
+2291.45%
0.34
+106.28%
-5.40
-5908.60%
0.09
Change In Other Working Capital
0.03
-85.45%
0.21
+169.62%
0.08
+173.15%
-0.11
Change In Other Current Assets
7.48
+162.23%
-12.02
-1068.51%
-1.03
+88.08%
-8.64
Change In Other Current Liabilities
0.59
-95.11%
12.15
+372.91%
-4.45
-150.38%
8.84
Investing Cash Flow
64.41
-5.77%
68.35
+199.72%
-68.54
+91.05%
-765.83
Cash Flow From Continuing Investing Activities
64.41
-5.77%
68.35
+199.72%
-68.54
+91.05%
-765.83
Net PPE Purchase And Sale
-7.59
+12.65%
-8.69
-23.30%
-7.05
-11.45%
-6.32
Purchase Of PPE
-7.59
+12.65%
-8.69
-23.30%
-7.05
-11.45%
-6.32
Capital Expenditure
-7.59
+12.65%
-8.69
-23.30%
-7.05
-11.45%
-6.32
Net Investment Purchase And Sale
-38.07
-789.07%
-4.28
-103.67%
116.58
+188.43%
-131.83
Purchase Of Investment
-401.65
-100.85%
-199.98
-753.59%
-23.43
+91.39%
-272.10
Sale Of Investment
363.58
+85.79%
195.70
+39.77%
140.01
-0.19%
140.28
Net Business Purchase And Sale
2.38
0.00
0.00
-100.00%
2.87
Purchase Of Business
—
—
0.00
0.00
Gain Loss On Sale Of Business
-0.77
0.00
0.00
—
Net Other Investing Changes
7.34
+361.18%
1.59
-60.15%
4.00
+66.04%
2.41
Financing Cash Flow
-13.90
+73.33%
-52.14
+81.03%
-274.82
-215.26%
238.43
Cash Flow From Continuing Financing Activities
-13.90
+73.33%
-52.14
+81.03%
-274.82
-215.26%
238.43
Net Issuance Payments Of Debt
11.48
+275.10%
-6.56
+69.71%
-21.65
-199.02%
21.86
Issuance Of Debt
0.00
-100.00%
0.79
0.00
0.00
Repayment Of Debt
-10.30
-8783.62%
-0.12
+41.71%
-0.20
+20.08%
-0.25
Long Term Debt Issuance
0.00
-100.00%
0.79
0.00
0.00
Long Term Debt Payments
-10.30
-8783.62%
-0.12
+41.71%
-0.20
+20.08%
-0.25
Net Long Term Debt Issuance
-10.30
-1619.91%
0.68
+440.70%
-0.20
+20.08%
-0.25
Short Term Debt Issuance
—
—
—
22.11
Short Term Debt Payments
—
—
—
—
Net Short Term Debt Issuance
21.79
+401.11%
-7.24
+66.27%
-21.45
-197.01%
22.11
Net Common Stock Issuance
0.00
+100.00%
-2.33
+37.20%
-3.71
0.00
Common Stock Payments
0.00
+100.00%
-2.33
+37.20%
-3.71
0.00
Common Stock Dividend Paid
-17.06
-14.47%
-14.91
-15.51%
-12.90
-15.32%
-11.19
Cash Dividends Paid
-17.06
-14.47%
-14.91
-15.51%
-12.90
-15.32%
-11.19
Repurchase Of Capital Stock
0.00
+100.00%
-2.33
+37.20%
-3.71
0.00
Proceeds From Stock Option Exercised
1.34
-10.66%
1.50
+60.19%
0.94
-27.92%
1.30
Changes In Cash
138.12
+73.11%
79.79
+127.65%
-288.58
+33.61%
-434.70
Beginning Cash Position
391.85
+25.57%
312.07
-48.05%
600.65
-41.99%
1,035.35
End Cash Position
529.97
+35.25%
391.85
+25.57%
312.07
-48.05%
600.65
Free Cash Flow
80.03
+45.80%
54.88
+14.98%
47.74
-44.73%
86.37
Interest Paid Supplemental Data
32.28
-7.81%
35.02
+60.81%
21.77
+230.63%
6.59
Income Tax Paid Supplemental Data
13.93
+127.02%
6.14
-32.69%
9.12
+22.13%
7.47
Excess Tax Benefit From Stock Based Compensation
-0.15
-2980.00%
-0.01
+89.58%
-0.05
-77.78%
-0.03
Net Investment Properties Purchase And Sale
—
—
4.00
+66.04%
2.41
Sale Of Business
2.38
0.00
0.00
-100.00%
2.87
Sale Of Investment Properties
—
—
4.00
+66.04%
2.41
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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