Symbols / CNO Stock $50.83 -0.78% CNO Financial Group, Inc.

Financial Services • Insurance - Life • United States • NYQ
CNO (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Life
CEO Mr. Gary Chandru Bhojwani
Exch · Country NYQ · United States
Market Cap 4.74B
Enterprise Value 7.66B
Income 245.50M
Sales 4.51B
FCF (ttm) 1.03B
Book/sh 26.64
Cash/sh 15.10
Employees 3,300
Insider 10d —
IPO Sep 10, 2003
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 27.42%
P/E 20.50
Forward P/E 10.26
PEG 1.29
P/S 1.05
P/B 1.91
P/C —
EV/EBITDA 7.98
EV/Sales 1.70
Quick Ratio 0.62
Current Ratio 2.42
Debt/Eq 172.19
LT Debt/Eq —
EPS (ttm) 2.48
EPS next Y 4.95
EPS Growth 85.70%
Revenue Growth 2.50%
EPS Gr Q/Q 75.30%
Rev Gr Q/Q —
Earnings (next) 2026-07-27
Earnings (prior) 2026-04-30
ROA 1.04%
ROE 9.76%
ROIC —
Gross Margin 38.90%
Oper. Margin 9.64%
Profit Margin 5.44%
Shs Outstand 93.35M
Shs Float 90.80M
Insider Own 2.42%
Instit Own 97.42%
Short Float 0.00%
Short Ratio 0.00
Short Interest 2.73K
52W High 51.77
vs 52W High -1.82%
52W Low 35.24
vs 52W Low 44.24%
Beta 0.84
Impl. Vol. 80.47%
Rel Volume 1.07
Avg Volume 714.50K
Volume 763.41K
Target (mean) $49.50
Tgt Median $49.00
Tgt Low $47.00
Tgt High $53.00
# Analysts 4
Recom Hold
Prev Close $51.23
Price $50.83
Change -0.78%
About

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individual consumers through phone, virtually, online, and face-to-face with agents. The company also focuses on sale of voluntary benefit life and health insurance products for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed indexed annuities; fixed interest annuities, including fixed rate single-premium deferred annuities; flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees, lesser degree, and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. It markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company was founded in 1979 and is headquartered in Carmel, Indiana.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$49.50
Mean price target
2. Current target
$50.83
Latest analyst target
3. DCF / Fair value
$197.87
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$50.83
Low
$47.00
High
$53.00
Mean
$49.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-06-01 up Evercore ISI Group Underperform → In-Line $48
2026-05-05 main Keefe, Bruyette & Woods Market Perform → Market Perform $50
2026-02-18 main Evercore ISI Group Underperform → Underperform $43
2025-12-23 main Piper Sandler Overweight → Overweight $50
2025-12-15 up Jefferies Hold → Buy $47
2025-10-09 main Keefe, Bruyette & Woods Market Perform → Market Perform $45
2025-04-02 main Piper Sandler Overweight → Overweight $49
2025-02-12 main Keefe, Bruyette & Woods Market Perform → Market Perform $44
2025-02-10 main RBC Capital Outperform → Outperform $45
2025-02-10 reit Piper Sandler Overweight → Overweight $46
2025-01-23 init BMO Capital — → Market Perform $38
2024-12-18 main Piper Sandler Overweight → Overweight $44
2024-12-10 main Jefferies Hold → Hold $41
2024-11-04 main RBC Capital Outperform → Outperform $40
2024-10-02 main Piper Sandler Overweight → Overweight $38
2024-09-13 reit Piper Sandler Overweight → Overweight $37
2024-07-31 main Evercore ISI Group Underperform → Underperform $29
2024-07-31 main RBC Capital Outperform → Outperform $38
2024-07-08 main Keefe, Bruyette & Woods Market Perform → Market Perform $31
2024-06-28 main Piper Sandler Overweight → Overweight $31
News
RSS: Latest CNO news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-06-11 TARASI ROCCO F III Officer — 9,058 $49.00 $449,592
2026-06-11 TARASI ROCCO F III Officer — 5,750 $21.06 $121,095
2026-06-02 TARASI ROCCO F III Officer — 4,808 $47.00 $225,976
2026-05-12 LEE ADRIANNE B Director — 3,574 $46.17 $165,012
2026-05-12 TURNER JESSICA A Director — 3,574 $46.17 $165,012
2026-05-12 MAURER DANIEL R Director — 6,043 $46.17 $279,005
2026-05-12 SHEBIK STEVEN E Director — 3,574 $46.17 $165,012
2026-05-12 RAGAVAN CHETLUR S Director — 3,574 $46.17 $165,012
2026-05-12 FOSS DAVID B Director — 3,574 $46.17 $165,012
2026-05-12 GIBSON LINDA T Director — 3,574 $46.17 $165,012
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
4,487.40
+0.94%
4,445.60
+7.21%
4,146.80
+15.94%
3,576.80
Operating Revenue
4,487.40
+0.94%
4,445.60
+7.21%
4,146.80
+15.94%
3,576.80
Selling General And Administration
305.00
+0.16%
304.50
+4.68%
290.90
+1.04%
287.90
General And Administrative Expense
305.00
+0.16%
304.50
+4.68%
290.90
+1.04%
287.90
Salaries And Wages
305.00
+0.16%
304.50
+4.68%
290.90
+1.04%
287.90
Other Operating Expenses
680.00
+8.11%
629.00
-2.68%
646.30
+17.77%
548.80
Total Expenses
4,194.00
+7.38%
3,905.70
+3.05%
3,790.00
+37.30%
2,760.30
Reconciled Depreciation
318.50
+8.93%
292.40
+9.35%
267.40
+7.61%
248.50
EBIT
524.30
-33.99%
794.30
+33.41%
595.40
-37.56%
953.50
Total Unusual Items
-100.40
-2674.36%
3.90
0.00
0.00
Total Unusual Items Excluding Goodwill
-100.40
-2674.36%
3.90
0.00
0.00
Special Income Charges
-100.40
-2674.36%
3.90
0.00
0.00
Other Special Charges
-1.50
+61.54%
-3.90
—
—
Impairment Of Capital Assets
101.90
0.00
0.00
—
Net Income
229.30
-45.51%
420.80
+52.19%
276.50
-56.15%
630.60
Pretax Income
293.40
-45.66%
539.90
+51.32%
356.80
-56.30%
816.50
Net Non Operating Interest Income Expense
-230.90
+9.24%
-254.40
-6.62%
-238.60
-74.16%
-137.00
Interest Expense Non Operating
230.90
-9.24%
254.40
+6.62%
238.60
+74.16%
137.00
Net Interest Income
-230.90
+9.24%
-254.40
-6.62%
-238.60
-74.16%
-137.00
Interest Expense
230.90
-9.24%
254.40
+6.62%
238.60
+74.16%
137.00
Tax Provision
64.10
-46.18%
119.10
+48.32%
80.30
-56.80%
185.90
Tax Rate For Calcs
0.00
-0.45%
0.00
-2.22%
0.00
-1.32%
0.00
Tax Effect Of Unusual Items
-21.99
-2662.66%
0.86
0.00
0.00
Net Income Including Noncontrolling Interests
229.30
-45.51%
420.80
+52.19%
276.50
-56.15%
630.60
Net Income From Continuing Operation Net Minority Interest
229.30
-45.51%
420.80
+52.19%
276.50
-56.15%
630.60
Net Income From Continuing And Discontinued Operation
229.30
-45.51%
420.80
+52.19%
276.50
-56.15%
630.60
Net Income Continuous Operations
229.30
-45.51%
420.80
+52.19%
276.50
-56.15%
630.60
Normalized Income
307.71
-26.34%
417.76
+51.09%
276.50
-56.15%
630.60
Net Income Common Stockholders
229.30
-45.51%
420.80
+52.19%
276.50
-56.15%
630.60
Diluted EPS
2.30
-38.50%
3.74
+55.83%
2.40
-28.78%
3.37
Basic EPS
2.35
-38.32%
3.81
+56.15%
2.44
-28.86%
3.43
Basic Average Shares
97.76
-7.90%
106.14
-6.30%
113.28
-2.12%
115.73
Diluted Average Shares
99.82
-7.67%
108.12
-6.09%
115.12
-2.20%
117.72
Diluted NI Availto Com Stockholders
229.30
-45.51%
420.80
+52.19%
276.50
-56.15%
630.60
Amortization
—
—
—
309.60
Depreciation And Amortization In Income Statement
—
—
—
309.60
Loss Adjustment Expense
2,465.10
+4.96%
2,348.70
+3.21%
2,275.70
+55.91%
1,459.60
Net Policyholder Benefits And Claims
2,465.10
+4.96%
2,348.70
+3.21%
2,275.70
+55.91%
1,459.60
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
38,790.60
+2.49%
37,849.30
+8.06%
35,027.10
+5.72%
33,133.10
Cash Cash Equivalents And Short Term Investments
8,578.30
-64.82%
24,386.80
+9.45%
22,280.70
+9.10%
20,422.60
Cash And Cash Equivalents
956.10
-42.29%
1,656.70
+113.91%
774.50
+1019.22%
69.20
Other Short Term Investments
7,622.20
-66.47%
22,730.10
+5.69%
21,506.20
+5.66%
20,353.40
Receivables
4,390.80
-5.95%
4,668.80
-6.19%
4,976.90
-5.86%
5,286.80
Accounts Receivable
3,677.50
-4.60%
3,854.70
-4.60%
4,040.70
-4.33%
4,223.40
Taxes Receivable
713.30
-12.38%
814.10
-13.04%
936.20
-11.96%
1,063.40
Investments And Advances
24,863.80
+4.73%
23,740.50
+5.07%
22,594.40
+3.77%
21,774.20
Long Term Equity Investment
293.00
-32.46%
433.80
-43.56%
768.60
-28.67%
1,077.60
Total Liabilities Net Minority Interest
36,152.40
+2.32%
35,334.10
+7.69%
32,811.50
+4.61%
31,364.30
Current Debt And Capital Lease Obligation
—
—
0.00
0.00
Current Debt
—
—
0.00
0.00
Long Term Debt And Capital Lease Obligation
4,051.70
-10.36%
4,519.90
+8.90%
4,150.60
+6.89%
3,882.90
Long Term Debt
4,051.70
-10.36%
4,519.90
+8.90%
4,150.60
+6.89%
3,882.90
Stockholders Equity
2,638.20
+4.89%
2,515.20
+13.52%
2,215.60
+25.26%
1,768.80
Common Stock Equity
2,638.20
+4.89%
2,515.20
+13.52%
2,215.60
+25.26%
1,768.80
Capital Stock
0.90
-10.00%
1.00
-9.09%
1.10
+0.00%
1.10
Common Stock
0.90
-10.00%
1.00
-9.09%
1.10
+0.00%
1.10
Share Issued
94.48
-7.02%
101.62
-7.08%
109.36
-4.36%
114.34
Ordinary Shares Number
94.48
-7.02%
101.62
-7.08%
109.36
-4.36%
114.34
Additional Paid In Capital
1,336.30
-18.14%
1,632.50
-13.69%
1,891.50
-7.00%
2,033.80
Retained Earnings
2,416.00
+7.23%
2,253.10
+18.60%
1,899.80
+12.33%
1,691.20
Gains Losses Not Affecting Retained Earnings
-1,115.00
+18.70%
-1,371.40
+13.03%
-1,576.80
+19.44%
-1,957.30
Other Equity Adjustments
-1,115.00
+18.70%
-1,371.40
+13.03%
-1,576.80
+19.44%
-1,957.30
Total Equity Gross Minority Interest
2,638.20
+4.89%
2,515.20
+13.52%
2,215.60
+25.26%
1,768.80
Total Capitalization
6,689.90
-4.91%
7,035.10
+10.51%
6,366.20
+12.64%
5,651.70
Invested Capital
6,689.90
-4.91%
7,035.10
+10.51%
6,366.20
+12.64%
5,651.70
Total Debt
4,051.70
-10.36%
4,519.90
+8.90%
4,150.60
+6.89%
3,882.90
Net Debt
3,095.60
+8.12%
2,863.20
-15.19%
3,376.10
-11.47%
3,813.70
Net Tangible Assets
2,638.20
+4.89%
2,515.20
+13.52%
2,215.60
+25.26%
1,768.80
Tangible Book Value
2,638.20
+4.89%
2,515.20
+13.52%
2,215.60
+25.26%
1,768.80
Investments In Other Ventures Under Equity Method
293.00
-32.46%
433.80
-43.56%
768.60
-28.67%
1,077.60
Line Of Credit
—
—
0.00
0.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
675.70
+7.65%
627.70
+7.69%
582.90
+17.66%
495.40
Cash Flow From Continuing Operating Activities
675.70
+7.65%
627.70
+7.69%
582.90
+17.66%
495.40
Net Income From Continuing Operations
229.30
-45.51%
420.80
+52.19%
276.50
-56.15%
630.60
Depreciation And Amortization
318.50
+8.93%
292.40
+9.35%
267.40
+7.61%
248.50
Other Non Cash Items
-173.80
+39.72%
-288.30
-134.58%
-122.90
-410.35%
39.60
Asset Impairment Charge
101.90
0.00
0.00
—
Deferred Tax
26.30
-58.84%
63.90
+202.84%
21.10
-86.12%
152.00
Deferred Income Tax
26.30
-58.84%
63.90
+202.84%
21.10
-86.12%
152.00
Operating Gains Losses
54.70
+9.62%
49.90
-27.68%
69.00
-49.04%
135.40
Gain Loss On Investment Securities
54.70
+9.62%
49.90
-27.68%
69.00
-49.04%
135.40
Change In Working Capital
618.10
+15.60%
534.70
+18.90%
449.70
+220.02%
-374.70
Investing Cash Flow
-1,667.30
-12.00%
-1,488.60
-70.65%
-872.30
+51.03%
-1,781.30
Cash Flow From Continuing Investing Activities
-1,667.30
-12.00%
-1,488.60
-70.65%
-872.30
+51.03%
-1,781.30
Net Investment Purchase And Sale
-1,664.10
-12.81%
-1,475.10
-76.51%
-835.70
+51.42%
-1,720.10
Purchase Of Investment
-8,459.50
-22.77%
-6,890.50
-90.28%
-3,621.30
+44.50%
-6,524.40
Sale Of Investment
6,795.40
+25.48%
5,415.40
+94.41%
2,785.60
-42.02%
4,804.30
Net Other Investing Changes
-3.20
+76.30%
-13.50
+63.11%
-36.60
+40.20%
-61.20
Financing Cash Flow
-22.60
-101.15%
1,969.60
+269.18%
533.50
-55.51%
1,199.10
Cash Flow From Continuing Financing Activities
-22.60
-101.15%
1,969.60
+269.18%
533.50
-55.51%
1,199.10
Net Issuance Payments Of Debt
-485.00
-236.39%
355.60
+37.46%
258.70
+314.33%
-120.70
Issuance Of Debt
776.80
-50.81%
1,579.20
+58.63%
995.50
+249.30%
285.00
Repayment Of Debt
-1,261.80
-3.12%
-1,223.60
-66.07%
-736.80
-81.61%
-405.70
Long Term Debt Issuance
776.80
-50.81%
1,579.20
+58.63%
995.50
+249.30%
285.00
Long Term Debt Payments
-1,261.80
-3.12%
-1,223.60
-66.07%
-736.80
-81.61%
-405.70
Net Long Term Debt Issuance
-485.00
-236.39%
355.60
+37.46%
258.70
+314.33%
-120.70
Net Common Stock Issuance
-319.80
-10.66%
-289.00
-89.01%
-152.90
+13.42%
-176.60
Common Stock Payments
-331.40
-10.39%
-300.20
-80.73%
-166.10
+12.62%
-190.10
Common Stock Dividend Paid
-66.20
+2.22%
-67.70
+0.59%
-68.10
-5.09%
-64.80
Cash Dividends Paid
-66.20
+2.22%
-67.70
+0.59%
-68.10
-5.09%
-64.80
Repurchase Of Capital Stock
-331.40
-10.39%
-300.20
-80.73%
-166.10
+12.62%
-190.10
Net Other Financing Charges
848.40
-56.95%
1,970.70
+297.48%
495.80
-68.24%
1,561.20
Changes In Cash
-1,014.20
-191.48%
1,108.70
+354.20%
244.10
+381.22%
-86.80
Beginning Cash Position
1,997.70
+124.71%
889.00
+37.85%
644.90
-11.86%
731.70
End Cash Position
983.50
-50.77%
1,997.70
+124.71%
889.00
+37.85%
644.90
Free Cash Flow
675.70
+7.65%
627.70
+7.69%
582.90
+17.66%
495.40
Amortization Of Securities
-499.30
-12.03%
-445.70
-17.94%
-377.90
-12.47%
-336.00
Common Stock Issuance
11.60
+3.57%
11.20
-15.15%
13.20
-2.22%
13.50
Issuance Of Capital Stock
11.60
+3.57%
11.20
-15.15%
13.20
-2.22%
13.50
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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