Symbols / COF Stock $191.91 +0.32% Capital One Financial Corporation

Financial Services • Credit Services • United States • NYQ
COF (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Credit Services
CEO Mr. Richard D. Fairbank
Exch · Country NYQ · United States
Market Cap 121.71B
Enterprise Value 99.00B
Income 2.58B
Sales 36.31B
FCF (ttm) —
Book/sh 173.49
Cash/sh 124.20
Employees 77,100
Insider 10d —
IPO Nov 16, 1994
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 86.15%
P/E 59.23
Forward P/E 7.99
PEG 0.21
P/S 3.35
P/B 1.11
P/C —
EV/EBITDA —
EV/Sales 2.73
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.24
EPS next Y 24.02
EPS Growth -4.30%
Revenue Growth 46.30%
EPS Gr Q/Q 54.80%
Rev Gr Q/Q —
Earnings (next) 2026-07-21
Earnings (prior) 2026-04-21
ROA 0.49%
ROE 3.26%
ROIC —
Gross Margin 0.00%
Oper. Margin 28.59%
Profit Margin 8.88%
Shs Outstand 634.20M
Shs Float 603.50M
Insider Own 1.87%
Instit Own 86.49%
Short Float 1.32%
Short Ratio 1.60
Short Interest 7.37M
52W High 259.64
vs 52W High -26.09%
52W Low 174.98
vs 52W Low 9.68%
Beta 1.14
Impl. Vol. 39.47%
Rel Volume 0.93
Avg Volume 5.00M
Volume 4.62M
Target (mean) $255.81
Tgt Median $255.00
Tgt Low $215.00
Tgt High $310.00
# Analysts 21
Recom Buy
Prev Close $191.30
Price $191.91
Change 0.32%
About

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$255.81
Mean price target
2. Current target
$191.91
Latest analyst target
3. DCF / Fair value
$48.60
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$191.91
Low
$215.00
High
$310.00
Mean
$255.81

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-23 main Truist Securities Buy → Buy $255
2026-04-22 main Barclays Overweight → Overweight $250
2026-04-22 reit BTIG Buy → Buy $224
2026-04-16 main Morgan Stanley Overweight → Overweight $273
2026-04-09 up JP Morgan Neutral → Overweight $213
2026-04-09 main Wells Fargo Overweight → Overweight $260
2026-04-07 main Goldman Sachs Buy → Buy $260
2026-04-06 main Evercore ISI Group Outperform → Outperform $222
2026-04-06 main Barclays Overweight → Overweight $226
2026-01-27 main Truist Securities Buy → Buy $275
2026-01-26 main Barclays Overweight → Overweight $287
2026-01-23 main BTIG Buy → Buy $270
2026-01-20 main Morgan Stanley Overweight → Overweight $300
2026-01-12 main JP Morgan Neutral → Neutral $256
2026-01-08 main TD Cowen Buy → Buy $290
2026-01-06 main Barclays Overweight → Overweight $294
2026-01-05 main Wells Fargo Overweight → Overweight $280
2026-01-02 main Keefe, Bruyette & Woods Outperform → Outperform $290
2025-12-31 main Citigroup Buy → Buy $310
2025-12-26 main BTIG Buy → Buy $308
News
RSS: Latest COF news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-07 LAPRADE FRANK G. III Officer — 11,041 $0.00 $0
2026-04-01 DEAN LIA Officer — 1,692 $185.61 $314,052
2026-04-01 KARAM CELIA EDWARDS Officer — 1,099 $185.61 $203,985
2026-03-09 BLINDE NEAL A Officer — 8,342 $0.00 $0
2026-03-09 HAGGERTY KAITLIN Officer — 5,316 $0.00 $0
2026-03-09 ZAMSKY MICHAEL Officer — 6,047 $0.00 $0
2026-03-09 RAGHU RAVI Officer — 4,834 $0.00 $0
2026-03-09 MOUADEB MARK DANIEL Officer — 5,142 $0.00 $0
2026-03-09 WEST KARA Officer — 4,477 $0.00 $0
2026-03-09 COOPER MATTHEW W. General Counsel — 8,094 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
53,434.00
+36.62%
39,112.00
+6.32%
36,787.00
+7.41%
34,250.00
Operating Revenue
53,434.00
+36.62%
39,112.00
+6.32%
36,787.00
+7.41%
34,250.00
Selling General And Administration
18,355.00
+31.48%
13,960.00
+4.88%
13,311.00
+6.98%
12,442.00
Selling And Marketing Expense
5,884.00
+28.98%
4,562.00
+13.79%
4,009.00
-0.20%
4,017.00
General And Administrative Expense
12,471.00
+32.70%
9,398.00
+1.03%
9,302.00
+10.41%
8,425.00
Salaries And Wages
12,471.00
+32.70%
9,398.00
+1.03%
9,302.00
+10.41%
8,425.00
Reconciled Depreciation
5,260.00
+62.50%
3,237.00
+0.34%
3,226.00
+0.50%
3,210.00
Total Unusual Items
-1,100.00
-370.09%
-234.00
0.00
+100.00%
-72.00
Total Unusual Items Excluding Goodwill
-1,100.00
-370.09%
-234.00
0.00
+100.00%
-72.00
Special Income Charges
-1,100.00
-370.09%
-234.00
0.00
+100.00%
-72.00
Other Special Charges
—
116.00
-59.86%
289.00
—
Restructuring And Mergern Acquisition
1,100.00
+370.09%
234.00
0.00
-100.00%
72.00
Net Income
2,453.00
-48.36%
4,750.00
-2.80%
4,887.00
-33.60%
7,360.00
Pretax Income
2,281.00
-61.40%
5,910.00
-2.23%
6,045.00
-34.58%
9,240.00
Net Interest Income
42,878.00
+37.39%
31,208.00
+6.73%
29,241.00
+7.84%
27,114.00
Interest Expense
15,818.00
+6.69%
14,826.00
+16.77%
12,697.00
+207.96%
4,123.00
Interest Income
58,696.00
+27.51%
46,034.00
+9.77%
41,938.00
+34.26%
31,237.00
Gain On Sale Of Security
0.00
+100.00%
-35.00
-2.94%
-34.00
-277.78%
-9.00
Tax Provision
193.00
-83.40%
1,163.00
+0.43%
1,158.00
-38.40%
1,880.00
Tax Rate For Calcs
0.00
-57.00%
0.00
+2.49%
0.00
-5.42%
0.00
Tax Effect Of Unusual Items
-93.07
-102.12%
-46.05
0.00
+100.00%
-14.62
Net Income Including Noncontrolling Interests
2,453.00
-48.36%
4,750.00
-2.80%
4,887.00
-33.60%
7,360.00
Net Income From Continuing Operation Net Minority Interest
2,088.00
-56.01%
4,747.00
-2.86%
4,887.00
-33.60%
7,360.00
Net Income From Continuing And Discontinued Operation
2,453.00
-48.36%
4,750.00
-2.80%
4,887.00
-33.60%
7,360.00
Net Income Continuous Operations
2,088.00
-56.01%
4,747.00
-2.86%
4,887.00
-33.60%
7,360.00
Net Income Discontinuous Operations
365.00
+12066.67%
3.00
0.00
0.00
Normalized Income
3,094.93
-37.29%
4,934.95
+0.98%
4,887.00
-34.11%
7,417.38
Net Income Common Stockholders
2,181.00
-50.93%
4,445.00
-2.99%
4,582.00
-34.95%
7,044.00
Otherunder Preferred Stock Dividend
20.00
-74.03%
77.00
+0.00%
77.00
-12.50%
88.00
Diluted EPS
4.03
-65.23%
11.59
-3.01%
11.95
-33.28%
17.91
Basic EPS
4.03
-65.29%
11.61
-3.09%
11.98
-33.37%
17.98
Basic Average Shares
540.70
+41.29%
382.70
+0.08%
382.40
-2.40%
391.80
Diluted Average Shares
541.30
+41.11%
383.60
+0.05%
383.40
-2.49%
393.20
Diluted NI Availto Com Stockholders
2,181.00
-50.93%
4,445.00
-2.99%
4,582.00
-34.95%
7,044.00
Amortization
1,326.00
+1622.08%
77.00
-6.10%
82.00
+17.14%
70.00
Amortization Of Intangibles Income Statement
1,326.00
+1622.08%
77.00
-6.10%
82.00
+17.14%
70.00
Depreciation Amortization Depletion Income Statement
1,326.00
+1622.08%
77.00
-6.10%
82.00
+17.14%
70.00
Depreciation And Amortization In Income Statement
1,326.00
+1622.08%
77.00
-6.10%
82.00
+17.14%
70.00
Occupancy And Equipment
3,166.00
+33.81%
2,366.00
+9.54%
2,160.00
+5.37%
2,050.00
Other Non Interest Expense
4,127.00
+27.42%
3,239.00
-7.32%
3,495.00
+28.40%
2,722.00
Preferred Stock Dividends
252.00
+10.53%
228.00
+0.00%
228.00
+0.00%
228.00
Professional Expense And Contract Services Expense
2,424.00
+50.56%
1,610.00
+26.97%
1,268.00
-29.83%
1,807.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
669,009.00
+36.49%
490,144.00
+2.44%
478,464.00
+5.10%
455,249.00
Cash And Cash Equivalents
57,434.00
+32.86%
43,230.00
-0.15%
43,297.00
+40.32%
30,856.00
Cash Financial
3,031.00
+0.10%
3,028.00
-38.24%
4,903.00
-5.58%
5,193.00
Other Short Term Investments
4,274.00
-94.85%
83,013.00
+4.92%
79,117.00
+2.86%
76,919.00
Receivables
3,492.00
+37.91%
2,532.00
+2.18%
2,478.00
+17.78%
2,104.00
Accounts Receivable
3,492.00
+37.91%
2,532.00
+2.18%
2,478.00
+17.78%
2,104.00
Net PPE
5,602.00
+24.19%
4,511.00
+3.11%
4,375.00
+0.55%
4,351.00
Gross PPE
12,203.00
+20.67%
10,113.00
+5.83%
9,556.00
+2.15%
9,355.00
Accumulated Depreciation
-6,601.00
-17.83%
-5,602.00
-8.13%
-5,181.00
-3.54%
-5,004.00
Land And Improvements
330.00
+8.91%
303.00
-0.66%
305.00
-4.69%
320.00
Buildings And Improvements
4,591.00
+7.37%
4,276.00
-0.49%
4,297.00
-1.10%
4,345.00
Machinery Furniture Equipment
6,732.00
+31.79%
5,108.00
+9.54%
4,663.00
+15.31%
4,044.00
Construction In Progress
550.00
+29.11%
426.00
+46.39%
291.00
-54.95%
646.00
Goodwill And Other Intangible Assets
45,087.00
+194.84%
15,292.00
+1.51%
15,065.00
+1.95%
14,777.00
Goodwill
28,509.00
+89.32%
15,059.00
-0.04%
15,065.00
+1.95%
14,777.00
Other Intangible Assets
16,578.00
+7015.02%
233.00
—
—
Investments And Advances
91,051.00
+9.68%
83,013.00
+4.92%
79,117.00
+2.86%
76,919.00
Total Liabilities Net Minority Interest
555,393.00
+29.35%
429,360.00
+2.14%
420,375.00
+4.40%
402,667.00
Payables And Accrued Expenses
844.00
+26.73%
666.00
+2.62%
649.00
+23.15%
527.00
Payables
844.00
+26.73%
666.00
+2.62%
649.00
+23.15%
527.00
Accounts Payable
844.00
+26.73%
666.00
+2.62%
649.00
+23.15%
527.00
Current Debt And Capital Lease Obligation
500.00
0.00
—
—
Current Debt
500.00
0.00
—
—
Other Current Borrowings
500.00
0.00
—
—
Long Term Debt And Capital Lease Obligation
49,913.00
+10.94%
44,989.00
-8.78%
49,318.00
+3.11%
47,832.00
Long Term Debt
49,891.00
+10.97%
44,960.00
-8.84%
49,318.00
+3.11%
47,832.00
Long Term Capital Lease Obligation
22.00
-24.14%
29.00
—
33.00
Stockholders Equity
113,616.00
+86.92%
60,784.00
+4.64%
58,089.00
+10.47%
52,582.00
Common Stock Equity
113,616.00
+86.92%
60,784.00
+4.64%
58,089.00
+10.47%
52,582.00
Capital Stock
7.00
+0.00%
7.00
+0.00%
7.00
+0.00%
7.00
Common Stock
7.00
+0.00%
7.00
+0.00%
7.00
+0.00%
7.00
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
708.55
+0.90%
702.22
+0.86%
696.24
+0.86%
690.33
Ordinary Shares Number
625.10
+63.97%
381.23
+0.22%
380.39
-0.24%
381.32
Treasury Shares Number
83.44
-74.00%
320.99
+1.63%
315.85
+2.21%
309.02
Additional Paid In Capital
64,031.00
+75.77%
36,428.00
+2.50%
35,541.00
+2.35%
34,725.00
Retained Earnings
65,192.00
+1.07%
64,505.00
+5.84%
60,945.00
+6.58%
57,184.00
Gains Losses Not Affecting Retained Earnings
-5,468.00
+41.12%
-9,286.00
-12.31%
-8,268.00
+16.62%
-9,916.00
Treasury Stock
10,146.00
-67.13%
30,870.00
+2.44%
30,136.00
+2.44%
29,418.00
Other Equity Adjustments
-5,468.00
+41.12%
-9,286.00
-12.31%
-8,268.00
+16.62%
-9,916.00
Total Equity Gross Minority Interest
113,616.00
+86.92%
60,784.00
+4.64%
58,089.00
+10.47%
52,582.00
Total Capitalization
163,507.00
+54.63%
105,744.00
-1.55%
107,407.00
+6.96%
100,414.00
Invested Capital
164,007.00
+55.10%
105,744.00
-1.55%
107,407.00
+6.96%
100,414.00
Total Debt
50,413.00
+12.06%
44,989.00
-8.78%
49,318.00
+3.11%
47,832.00
Net Debt
—
1,730.00
-71.27%
6,021.00
-64.53%
16,976.00
Capital Lease Obligations
22.00
-24.14%
29.00
—
33.00
Net Tangible Assets
68,529.00
+50.64%
45,492.00
+5.74%
43,024.00
+13.81%
37,805.00
Tangible Book Value
68,529.00
+50.64%
45,492.00
+5.74%
43,024.00
+13.81%
37,805.00
Available For Sale Securities
86,777.00
+9.62%
79,159.00
+3.28%
76,648.00
+0.59%
76,199.00
Cash Cash Equivalents And Federal Funds Sold
62,093.00
+42.18%
43,671.00
-0.19%
43,755.00
+39.99%
31,256.00
Preferred Shares Number
159.00
+0.00%
159.00
+0.00%
159.00
+0.00%
159.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
27,718.00
+52.64%
18,159.00
-11.74%
20,575.00
+49.00%
13,809.00
Cash Flow From Continuing Operating Activities
27,634.00
+52.14%
18,163.00
-11.72%
20,575.00
+48.96%
13,812.00
Cash From Discontinued Operating Activities
84.00
+2200.00%
-4.00
0.00
+100.00%
-3.00
Net Income From Continuing Operations
2,453.00
-48.36%
4,750.00
-2.80%
4,887.00
-33.60%
7,360.00
Depreciation Amortization Depletion
5,260.00
+62.50%
3,237.00
+0.34%
3,226.00
+0.50%
3,210.00
Depreciation And Amortization
5,260.00
+62.50%
3,237.00
+0.34%
3,226.00
+0.50%
3,210.00
Other Non Cash Items
-882.00
-457.09%
247.00
+307.56%
-119.00
-113.27%
897.00
Stock Based Compensation
776.00
+36.38%
569.00
+10.92%
513.00
+63.38%
314.00
Deferred Tax
-1,907.00
-123.56%
-853.00
-17.98%
-723.00
+6.35%
-772.00
Deferred Income Tax
-1,907.00
-123.56%
-853.00
-17.98%
-723.00
+6.35%
-772.00
Operating Gains Losses
3.00
-95.31%
64.00
+60.00%
40.00
+121.39%
-187.00
Gain Loss On Investment Securities
0.00
-100.00%
35.00
+2.94%
34.00
+277.78%
9.00
Change In Working Capital
1,276.00
+181.43%
-1,567.00
-167.40%
2,325.00
+181.38%
-2,857.00
Change In Receivables
-34.00
+37.04%
-54.00
+84.96%
-359.00
+43.99%
-641.00
Changes In Account Receivables
-34.00
+37.04%
-54.00
+84.96%
-359.00
+43.99%
-641.00
Change In Payables And Accrued Expense
-169.00
-1094.12%
17.00
-86.07%
122.00
-50.41%
246.00
Change In Payable
-169.00
-1094.12%
17.00
-86.07%
122.00
-50.41%
246.00
Change In Account Payable
-169.00
-1094.12%
17.00
-86.07%
122.00
-50.41%
246.00
Change In Other Current Assets
-610.00
-43.19%
-426.00
-159.50%
716.00
+124.08%
-2,973.00
Change In Other Current Liabilities
2,089.00
+289.22%
-1,104.00
-159.80%
1,846.00
+261.25%
511.00
Investing Cash Flow
-444.00
+98.32%
-26,410.00
-20.48%
-21,920.00
+26.29%
-29,738.00
Cash Flow From Continuing Investing Activities
-9,244.00
+65.00%
-26,410.00
-20.48%
-21,920.00
+26.29%
-29,738.00
Cash From Discontinued Investing Activities
8,800.00
0.00
0.00
—
Net PPE Purchase And Sale
-1,578.00
-31.06%
-1,204.00
-25.29%
-961.00
-2.89%
-934.00
Purchase Of PPE
—
-1,204.00
-25.29%
-961.00
-2.89%
-934.00
Capital Expenditure
-1,578.00
-31.06%
-1,204.00
-25.29%
-961.00
-2.89%
-934.00
Net Investment Purchase And Sale
9,440.00
+282.98%
-5,159.00
-292.32%
-1,315.00
-119.36%
6,794.00
Purchase Of Investment
-18,162.00
-5.70%
-17,183.00
-64.49%
-10,446.00
+29.66%
-14,850.00
Sale Of Investment
27,602.00
+129.56%
12,024.00
+31.68%
9,131.00
-57.81%
21,644.00
Net Business Purchase And Sale
16,465.00
0.00
+100.00%
-2,785.00
-136.82%
-1,176.00
Purchase Of Business
—
0.00
+100.00%
-2,785.00
-136.82%
-1,176.00
Net Other Investing Changes
-1,820.00
-12.55%
-1,617.00
-22.04%
-1,325.00
-110.99%
-628.00
Financing Cash Flow
-8,852.00
-208.39%
8,167.00
-41.01%
13,844.00
-44.91%
25,131.00
Cash Flow From Continuing Financing Activities
-8,852.00
-208.39%
8,167.00
-41.01%
13,844.00
-44.91%
25,131.00
Net Issuance Payments Of Debt
-8,825.00
-99.57%
-4,422.00
-1942.50%
240.00
-97.15%
8,423.00
Issuance Of Debt
9,031.00
+55.25%
5,817.00
-49.46%
11,510.00
-62.92%
31,044.00
Repayment Of Debt
-17,856.00
-74.39%
-10,239.00
+9.15%
-11,270.00
+50.18%
-22,621.00
Long Term Debt Issuance
9,031.00
+55.25%
5,817.00
-49.46%
11,510.00
-62.92%
31,044.00
Long Term Debt Payments
-17,856.00
-74.39%
-10,239.00
+9.15%
-11,270.00
+50.18%
-22,621.00
Net Long Term Debt Issuance
-8,825.00
-99.57%
-4,422.00
-1942.50%
240.00
-97.15%
8,423.00
Net Common Stock Issuance
-3,699.00
-800.00%
-411.00
+1.91%
-419.00
+91.03%
-4,672.00
Common Stock Payments
-4,099.00
-458.45%
-734.00
-2.23%
-718.00
+85.49%
-4,948.00
Common Stock Dividend Paid
-1,516.00
-62.66%
-932.00
-0.11%
-931.00
+2.00%
-950.00
Cash Dividends Paid
-1,768.00
-52.41%
-1,160.00
-0.09%
-1,159.00
+1.61%
-1,178.00
Repurchase Of Capital Stock
-4,599.00
-526.57%
-734.00
-2.23%
-718.00
+85.49%
-4,948.00
Proceeds From Stock Option Exercised
9.00
+125.00%
4.00
-60.00%
10.00
-47.37%
19.00
Changes In Cash
18,422.00
+22030.95%
-84.00
-100.67%
12,499.00
+35.83%
9,202.00
Beginning Cash Position
43,671.00
-0.19%
43,755.00
+39.99%
31,256.00
+41.72%
22,054.00
End Cash Position
62,093.00
+42.18%
43,671.00
-0.19%
43,755.00
+39.99%
31,256.00
Free Cash Flow
26,140.00
+54.17%
16,955.00
-13.56%
19,614.00
+52.34%
12,875.00
Interest Paid Supplemental Data
14,886.00
+12.76%
13,201.00
+21.97%
10,823.00
+199.89%
3,609.00
Income Tax Paid Supplemental Data
806.00
-27.06%
1,105.00
-18.45%
1,355.00
-26.84%
1,852.00
Common Stock Issuance
400.00
+23.84%
323.00
+8.03%
299.00
+8.33%
276.00
Issuance Of Capital Stock
400.00
+23.84%
323.00
+8.03%
299.00
+8.33%
276.00
Net Preferred Stock Issuance
-500.00
0.00
0.00
0.00
Preferred Stock Dividend Paid
-252.00
-10.53%
-228.00
+0.00%
-228.00
+0.00%
-228.00
Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Payments
-500.00
0.00
0.00
0.00
Sale Of Business
16,465.00
—
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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