Symbols / DLO
DLO Chart
About
DLocal Limited, together with its subsidiaries, operates a payment processing platform worldwide. The company offers a robust pay-in solution that allows businesses to get paid for their products and services through various payment methods, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides a pay-out solution used by merchants to scale their pay-out operations. In addition, the company offers dLocal for Platforms, an end-to-end payment solution that provides a range of services to help platforms manage global payments. It serves its products to the commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.
Fundamentals
Scroll to Statements| Sector | Technology | Industry | Software - Infrastructur | Market Cap | 3.65B |
| Enterprise Value | 2.99B | Income | 170.95M | Sales | 960.19M |
| Book/sh | 1.72 | Cash/sh | 2.46 | Dividend Yield | — |
| Payout | 0.00% | Employees | 1095 | IPO | — |
| P/E | 22.14 | Forward P/E | 14.15 | PEG | — |
| P/S | 3.81 | P/B | 7.23 | P/C | — |
| EV/EBITDA | 14.73 | EV/Sales | 3.12 | Quick Ratio | 1.37 |
| Current Ratio | 1.46 | Debt/Eq | 13.23 | LT Debt/Eq | — |
| EPS (ttm) | 0.56 | EPS next Y | 0.88 | EPS Growth | 88.90% |
| Revenue Growth | 52.10% | Earnings | 2026-03-18 | ROA | 9.66% |
| ROE | 35.56% | ROIC | — | Gross Margin | 38.60% |
| Oper. Margin | 19.68% | Profit Margin | 17.80% | Shs Outstand | 165.67M |
| Shs Float | 93.58M | Short Float | 16.45% | Short Ratio | 10.94 |
| Short Interest | — | 52W High | 16.78 | 52W Low | 7.61 |
| Beta | 1.10 | Avg Volume | 1.21M | Volume | 758.17K |
| Target Price | $17.90 | Recom | Buy | Prev Close | $12.41 |
| Price | $12.40 | Change | -0.08% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$17.90
Mean price target
2. Current target
$12.40
Latest analyst target
3. DCF / Fair value
$12.55
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$12.40
Low
$15.00
High
$21.00
Mean
$17.90
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-02-02 | main | JP Morgan | Overweight → Overweight | $18 |
| 2025-12-17 | init | Itau BBA | — → Outperform | $21 |
| 2025-12-11 | up | Truist Securities | Hold → Buy | $16 |
| 2025-10-20 | main | UBS | Neutral → Neutral | $15 |
| 2025-10-14 | up | Goldman Sachs | Neutral → Buy | $19 |
| 2025-09-16 | main | Citigroup | Buy → Buy | $17 |
| 2025-08-22 | main | Truist Securities | Hold → Hold | $14 |
| 2025-08-14 | up | HSBC | Hold → Buy | $15 |
| 2025-07-30 | main | UBS | Neutral → Neutral | $10 |
| 2025-06-02 | init | Truist Securities | — → Hold | $12 |
| 2025-05-27 | init | Citigroup | — → Buy | $15 |
| 2025-05-15 | main | Susquehanna | Positive → Positive | $18 |
| 2025-03-03 | main | Barclays | Equal-Weight → Equal-Weight | $9 |
| 2025-02-28 | down | Morgan Stanley | Overweight → Equal-Weight | $10 |
| 2025-02-26 | up | JP Morgan | Neutral → Overweight | $18 |
| 2025-02-13 | main | Goldman Sachs | Neutral → Neutral | $10 |
| 2025-01-29 | main | Susquehanna | Positive → Positive | $16 |
| 2025-01-17 | main | Barclays | Equal-Weight → Equal-Weight | $10 |
| 2024-11-18 | main | Barclays | Equal-Weight → Equal-Weight | $9 |
| 2024-08-15 | main | B of A Securities | Neutral → Neutral | $8 |
News
RSS: Latest DLO news- Stablecoins take on $35T problem as dLocal, Stable Sea speed B2B transfers - Stock Titan ue, 24 Feb 2026 13
- A Look At DLocal (DLO) Valuation After Stablecoin Partnership And Dividend Policy News - simplywall.st ue, 24 Feb 2026 20
- Liquidity Mapping Around (DLO) Price Events - Stock Traders Daily ue, 24 Feb 2026 06
- Stable Sea and dLocal join forces to power low-cost, B2B cross-border stablecoin payments - Barchart.com ue, 24 Feb 2026 13
- Is Dlocal (DLO) The Best Small-Cap Stock to Buy Now? - Yahoo Finance hu, 27 Nov 2025 08
- DLocal surges 71% since InvestingPro flagged undervaluation in April By Investing.com - Investing.com Sun, 22 Feb 2026 11
- DLocal Limited: My First Strong Buy (NASDAQ:DLO) - Seeking Alpha ue, 16 Sep 2025 07
- Would You Still Hold DLocal Stock If It Fell 30%? - Trefis Sun, 21 Dec 2025 08
- Why DLocal Stock Is Soaring This Week - The Motley Fool Fri, 17 Oct 2025 07
- Reassessing DLocal (DLO) Valuation After Recent Share Price Softness And Mixed Return Signals - Yahoo Finance Mon, 09 Feb 2026 08
- DLocal (DLO) Is Up 11.9% After Unveiling New Dividend Plan And Reporting 23% Revenue Growth - simplywall.st Mon, 23 Feb 2026 19
- Understanding Momentum Shifts in (DLO) - Stock Traders Daily Mon, 02 Feb 2026 08
- Why dLocal's Margin Pressure Narrative Is Overblown - Seeking Alpha Wed, 22 Oct 2025 07
- Has DLocal Limited (DLO) Outpaced Other Business Services Stocks This Year? - Yahoo Finance ue, 21 Oct 2025 07
- Exploring DLocal (NasdaqGS:DLO) Valuation After Recent Share Price Moves - Yahoo Finance Fri, 28 Nov 2025 08
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 7.71M | 13.49M | -534.72K | -34.09K |
| TaxRateForCalcs | 0.20 | 0.17 | 0.10 | 0.09 |
| NormalizedEBITDA | 130.75M | 109.54M | 134.18M | 90.77M |
| TotalUnusualItems | 38.17M | 81.78M | -5.57M | -383.00K |
| TotalUnusualItemsExcludingGoodwill | 38.17M | 81.78M | -5.57M | -383.00K |
| NetIncomeFromContinuingOperationNetMinorityInterest | 120.42M | 148.96M | 108.68M | 77.88M |
| ReconciledDepreciation | 17.39M | 12.22M | 8.15M | 4.75M |
| ReconciledCostOfRevenue | 451.30M | 373.49M | 216.76M | 111.33M |
| EBITDA | 168.91M | 191.32M | 128.61M | 90.39M |
| EBIT | 151.52M | 179.09M | 120.46M | 85.64M |
| NetInterestIncome | -21.43M | -67.25M | -6.55M | 2.01M |
| InterestExpense | 501.00K | 578.00K | 177.00K | 142.00K |
| InterestIncome | 28.27M | 49.59M | 18.11M | 2.56M |
| NormalizedIncome | 89.96M | 80.68M | 113.72M | 78.22M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 120.42M | 148.96M | 108.68M | 77.88M |
| TotalExpenses | 605.03M | 473.83M | 285.48M | 160.25M |
| TotalOperatingIncomeAsReported | 140.50M | 179.66M | 127.91M | 83.84M |
| DilutedAverageShares | 305.14M | 302.96M | 313.14M | 308.93M |
| BasicAverageShares | 290.01M | 291.98M | 295.62M | 287.12M |
| DilutedEPS | 0.39 | 0.49 | 0.35 | 0.25 |
| BasicEPS | 0.42 | 0.51 | 0.37 | 0.27 |
| DilutedNIAvailtoComStockholders | 120.42M | 148.96M | 108.68M | 77.88M |
| NetIncomeCommonStockholders | 120.42M | 148.96M | 108.68M | 77.88M |
| NetIncome | 120.42M | 148.96M | 108.68M | 77.88M |
| MinorityInterests | -53.00K | -122.00K | -14.00K | 23.00K |
| NetIncomeIncludingNoncontrollingInterests | 120.47M | 149.09M | 108.70M | 77.85M |
| NetIncomeContinuousOperations | 120.47M | 149.09M | 108.70M | 77.85M |
| TaxProvision | 30.55M | 29.43M | 11.59M | 7.65M |
| PretaxIncome | 151.02M | 178.51M | 120.28M | 85.50M |
| OtherIncomeExpense | 31.51M | 69.24M | -6.61M | -383.00K |
| OtherNonOperatingIncomeExpenses | -6.66M | -12.54M | -1.04M | -334.00K |
| SpecialIncomeCharges | -440.00K | 3.14M | -5.53M | -367.00K |
| OtherSpecialCharges | 12.54M | 1.04M | 334.00K | |
| WriteOff | 440.00K | -3.14M | 5.53M | 33.00K |
| GainOnSaleOfSecurity | 38.61M | 78.64M | -36.00K | -16.00K |
| NetNonOperatingInterestIncomeExpense | -21.43M | -67.25M | -6.55M | 2.01M |
| TotalOtherFinanceCost | 49.20M | 116.26M | 24.49M | 402.00K |
| InterestExpenseNonOperating | 501.00K | 578.00K | 177.00K | 142.00K |
| InterestIncomeNonOperating | 28.27M | 49.59M | 18.11M | 2.56M |
| OperatingIncome | 140.94M | 176.52M | 133.44M | 83.87M |
| OperatingExpense | 153.73M | 100.34M | 68.72M | 46.57M |
| OtherOperatingExpenses | 28.95M | 15.34M | 11.91M | -3.37M |
| DepreciationAmortizationDepletionIncomeStatement | 3.52M | 3.35M | 2.40M | |
| DepreciationAndAmortizationInIncomeStatement | 3.52M | 3.35M | 2.40M | |
| ResearchAndDevelopment | 25.62M | 12.65M | 6.35M | 3.39M |
| SellingGeneralAndAdministration | 99.16M | 72.35M | 50.46M | 44.15M |
| SellingAndMarketingExpense | 3.50M | 3.78M | 2.54M | 5.92M |
| GeneralAndAdministrativeExpense | 95.66M | 68.57M | 47.93M | 38.23M |
| OtherGandA | 22.60M | 18.50M | 12.43M | 17.41M |
| SalariesAndWages | 73.06M | 50.07M | 35.50M | 20.83M |
| GrossProfit | 294.67M | 276.86M | 202.17M | 130.44M |
| CostOfRevenue | 451.30M | 373.49M | 216.76M | 113.68M |
| TotalRevenue | 745.97M | 650.35M | 418.93M | 244.12M |
| OperatingRevenue | 739.92M | 637.05M | 415.44M | 241.81M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | |
|---|---|---|---|---|
| TreasurySharesNumber | 18.75M | 7.17M | 134.95K | |
| OrdinarySharesNumber | 285.48M | 288.82M | 296.03M | 295.03M |
| ShareIssued | 304.23M | 295.99M | 296.16M | 295.03M |
| TotalDebt | 54.45M | 3.96M | 4.08M | 8.94M |
| TangibleBookValue | 425.57M | 397.14M | 348.19M | 233.35M |
| InvestedCapital | 539.34M | 455.03M | 399.63M | 285.33M |
| WorkingCapital | 395.26M | 390.80M | 345.56M | 231.11M |
| NetTangibleAssets | 425.57M | 397.14M | 348.19M | 233.35M |
| CapitalLeaseObligations | 4.00M | 3.96M | 4.08M | 3.93M |
| CommonStockEquity | 488.89M | 455.03M | 399.63M | 280.32M |
| TotalCapitalization | 488.89M | 455.03M | 399.63M | 280.32M |
| TotalEquityGrossMinorityInterest | 488.99M | 455.14M | 399.62M | 280.30M |
| MinorityInterest | 100.00K | 109.00K | -9.00K | -18.00K |
| StockholdersEquity | 488.89M | 455.03M | 399.63M | 280.32M |
| GainsLossesNotAffectingRetainedEarnings | 12.50M | 11.77M | 14.74M | 12.71M |
| OtherEquityAdjustments | 12.50M | 11.77M | 14.74M | 12.71M |
| TreasuryStock | 200.98M | 99.94M | ||
| RetainedEarnings | 490.02M | 369.61M | 219.99M | 109.87M |
| AdditionalPaidInCapital | 186.77M | 173.00M | 164.31M | 157.15M |
| CapitalStock | 570.00K | 591.00K | 592.00K | 590.00K |
| CommonStock | 570.00K | 591.00K | 592.00K | 590.00K |
| TotalLiabilitiesNetMinorityInterest | 682.34M | 629.31M | 426.68M | 302.71M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 4.72M | 4.08M | 4.41M | 4.31M |
| NonCurrentDeferredLiabilities | 1.86M | 753.00K | 1.02M | 883.00K |
| NonCurrentDeferredTaxesLiabilities | 1.86M | 753.00K | 1.02M | 883.00K |
| LongTermDebtAndCapitalLeaseObligation | 2.86M | 3.33M | 3.39M | 3.43M |
| LongTermCapitalLeaseObligation | 2.86M | 3.33M | 3.39M | 3.43M |
| CurrentLiabilities | 677.62M | 625.23M | 422.27M | 298.40M |
| OtherCurrentLiabilities | 6.23M | 948.00K | 544.00K | 886.00K |
| CurrentDebtAndCapitalLeaseObligation | 51.59M | 626.00K | 686.00K | 5.52M |
| CurrentCapitalLeaseObligation | 1.14M | 626.00K | 686.00K | 502.00K |
| CurrentDebt | 50.45M | 5.01M | ||
| LineOfCredit | 50.45M | 0.00 | 0.00 | 5.01M |
| CurrentProvisions | 500.00K | 362.00K | 1.47M | 1.71M |
| PayablesAndAccruedExpenses | 619.30M | 623.29M | 419.57M | 290.29M |
| CurrentAccruedExpenses | 9.89M | 10.19M | 5.80M | 3.17M |
| Payables | 609.41M | 613.10M | 413.77M | 287.11M |
| OtherPayable | 25.14M | 19.91M | 6.94M | 4.76M |
| TotalTaxPayable | 21.52M | 20.80M | 11.70M | 13.13M |
| IncomeTaxPayable | 19.68M | 20.28M | 6.05M | 1.94M |
| AccountsPayable | 562.75M | 572.39M | 395.13M | 269.23M |
| TotalAssets | 1.17B | 1.08B | 826.30M | 583.01M |
| TotalNonCurrentAssets | 98.45M | 68.42M | 58.47M | 53.50M |
| NonCurrentPrepaidAssets | 0.00 | |||
| NonCurrentDeferredAssets | 5.37M | 2.22M | 362.00K | 133.00K |
| NonCurrentDeferredTaxesAssets | 5.37M | 2.22M | 362.00K | 133.00K |
| NonCurrentAccountsReceivable | 18.04M | |||
| InvestmentsAndAdvances | 4.70M | 1.71M | 0.00 | |
| InvestmentinFinancialAssets | 4.70M | 1.71M | 0.00 | |
| FinancialAssetsDesignatedasFairValueThroughProfitorLossTotal | 4.70M | 1.71M | 0.00 | |
| GoodwillAndOtherIntangibleAssets | 63.32M | 57.89M | 51.44M | 46.97M |
| OtherIntangibleAssets | 63.32M | 57.89M | 51.44M | 46.97M |
| NetPPE | 7.02M | 6.61M | 6.67M | 6.40M |
| AccumulatedDepreciation | -3.36M | -2.12M | -1.33M | -595.00K |
| GrossPPE | 10.38M | 8.72M | 8.00M | 7.00M |
| Leases | 3.93M | 3.92M | ||
| ConstructionInProgress | 0.00 | |||
| MachineryFurnitureEquipment | 5.48M | 3.77M | 2.81M | 1.82M |
| BuildingsAndImprovements | 4.90M | 4.95M | 5.19M | 5.17M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 1.07B | 1.02B | 767.83M | 529.51M |
| OtherCurrentAssets | 220.00K | 147.00K | 112.00K | 561.00K |
| HedgingAssetsCurrent | 2.87M | 2.04M | 1.21M | 0.00 |
| RestrictedCash | 243.11M | 324.99M | 264.07M | 108.50M |
| PrepaidAssets | 39.55M | 43.91M | 34.67M | 12.66M |
| Receivables | 457.16M | 319.46M | 218.64M | 178.88M |
| AccountsReceivable | 457.16M | 319.46M | 218.64M | 178.88M |
| AllowanceForDoubtfulAccountsReceivable | -148.00K | -459.00K | -280.00K | -322.00K |
| GrossAccountsReceivable | 457.31M | 319.92M | 218.92M | 179.20M |
| CashCashEquivalentsAndShortTermInvestments | 329.97M | 325.49M | 249.13M | 228.92M |
| OtherShortTermInvestments | 140.94M | 102.68M | 1.29M | 1.00M |
| CashAndCashEquivalents | 189.03M | 222.81M | 247.83M | 227.91M |
| CashFinancial | 189.03M | 222.81M | 247.83M | 227.91M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | -55.43M | 275.23M | 142.10M | 60.47M |
| RepurchaseOfCapitalStock | -101.07M | -97.93M | -2.02M | 0.00 |
| RepaymentOfDebt | -552.00K | -1.10M | -20.35M | -430.00K |
| IssuanceOfDebt | 50.43M | 0.00 | 14.78M | 5.00M |
| IssuanceOfCapitalStock | 0.00 | 0.00 | 150.26M | |
| CapitalExpenditure | -22.65M | -18.23M | -12.35M | -48.02M |
| EndCashPosition | 425.17M | 536.16M | 468.09M | 336.20M |
| BeginningCashPosition | 536.16M | 468.09M | 336.20M | 111.73M |
| EffectOfExchangeRateChanges | 8.13M | -6.85M | 466.00K | 171.00K |
| ChangesInCash | -119.12M | 74.92M | 131.43M | 224.29M |
| FinancingCashFlow | -68.59M | -133.87M | -27.33M | 153.75M |
| CashFlowFromContinuingFinancingActivities | -68.59M | -133.87M | -27.33M | 153.75M |
| NetOtherFinancingCharges | -16.47M | -34.41M | -21.90M | -1.03M |
| InterestPaidCFF | -2.78M | -578.00K | -1.78M | -142.00K |
| ProceedsFromStockOptionExercised | 1.85M | 153.00K | 3.94M | 81.00K |
| CashDividendsPaid | 0.00 | 0.00 | 0.00 | 0.00 |
| CommonStockDividendPaid | 0.00 | |||
| NetCommonStockIssuance | -101.07M | -97.93M | -2.02M | 150.26M |
| CommonStockPayments | -101.07M | -97.93M | -2.02M | 0.00 |
| CommonStockIssuance | 0.00 | 0.00 | 150.26M | |
| NetIssuancePaymentsOfDebt | 49.88M | -1.10M | -5.57M | 4.57M |
| NetShortTermDebtIssuance | 50.43M | 0.00 | -5.18M | 5.00M |
| ShortTermDebtPayments | 0.00 | 0.00 | -19.97M | 0.00 |
| ShortTermDebtIssuance | 50.43M | 0.00 | 14.78M | 5.00M |
| NetLongTermDebtIssuance | -552.00K | -1.10M | -386.00K | -430.00K |
| LongTermDebtPayments | -552.00K | -1.10M | -386.00K | -430.00K |
| LongTermDebtIssuance | 14.78M | 5.00M | ||
| InvestingCashFlow | -17.75M | -84.67M | 4.30M | -37.94M |
| CashFlowFromContinuingInvestingActivities | -17.75M | -84.67M | 4.30M | -37.94M |
| NetOtherInvestingChanges | -665.00K | |||
| InterestReceivedCFI | 28.27M | 49.59M | 17.65M | 2.56M |
| NetInvestmentPurchaseAndSale | -23.37M | -116.03M | -327.00K | 7.52M |
| SaleOfInvestment | 108.10M | 1.49M | 7.52M | |
| PurchaseOfInvestment | -131.47M | -117.52M | -327.00K | 0.00 |
| NetIntangiblesPurchaseAndSale | -20.94M | -17.26M | -11.37M | -46.07M |
| PurchaseOfIntangibles | -20.94M | -17.26M | -11.37M | -46.07M |
| NetPPEPurchaseAndSale | -1.71M | -965.00K | -987.00K | -1.95M |
| PurchaseOfPPE | -1.71M | -965.00K | -987.00K | -1.95M |
| OperatingCashFlow | -32.78M | 293.45M | 154.45M | 108.49M |
| CashFlowFromContinuingOperatingActivities | -32.78M | 293.45M | 154.45M | 108.49M |
| TaxesRefundPaid | -28.70M | -11.47M | -8.87M | -9.82M |
| ChangeInWorkingCapital | -167.22M | 104.30M | 20.78M | 25.15M |
| ChangeInOtherWorkingCapital | 138.00K | -1.11M | -237.00K | 317.00K |
| ChangeInOtherCurrentAssets | 5.43M | 45.01M | -56.02M | 581.00K |
| ChangeInPayablesAndAccruedExpense | -10.14M | 183.65M | 126.47M | 139.60M |
| ChangeInPayable | -10.14M | 183.65M | 126.47M | 139.60M |
| ChangeInAccountPayable | -6.96M | 194.62M | 130.71M | 134.29M |
| ChangeInTaxPayable | -3.18M | -10.97M | -4.25M | 5.31M |
| ChangeInIncomeTaxPayable | -3.18M | -10.97M | -4.25M | 5.31M |
| ChangeInReceivables | -162.65M | -123.25M | -49.44M | -115.36M |
| OtherNonCashItems | -16.87M | -6.33M | 3.56M | -4.71M |
| StockBasedCompensation | 23.78M | 11.92M | 8.68M | 7.59M |
| UnrealizedGainLossOnInvestmentSecurities | -37.42M | -78.64M | 36.00K | 16.00K |
| AssetImpairmentCharge | 440.00K | 318.00K | -42.00K | 33.00K |
| DepreciationAmortizationDepletion | 17.39M | 12.22M | 8.15M | 4.75M |
| DepreciationAndAmortization | 17.39M | 12.22M | 8.15M | 4.75M |
| AmortizationCashFlow | 15.51M | 10.82M | 6.89M | 3.92M |
| AmortizationOfIntangibles | 15.51M | 10.82M | 6.89M | 3.92M |
| Depreciation | 1.88M | 1.41M | 1.26M | 830.00K |
| OperatingGainsLosses | 24.79M | 82.62M | 1.88M | -19.00K |
| GainLossOnInvestmentSecurities | 17.07M | -2.90M | ||
| NetForeignCurrencyExchangeGainLoss | 24.79M | 82.62M | 1.88M | -19.00K |
| NetIncomeFromContinuingOperations | 151.02M | 178.51M | 120.28M | 85.50M |
SEC Filings
No SEC filings found for this symbol (may be non-US or ticker not in SEC index).
Public Trades for DLO
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|