Symbols / EBC Stock $19.90 -2.97% Eastern Bankshares, Inc.

Financial Services • Banks - Regional • United States • NMS
EBC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Denis K. Sheahan
Exch · Country NMS · United States
Market Cap 4.30B
Enterprise Value 4.81B
Income 371.22M
Sales 1.03B
FCF (ttm) —
Book/sh 19.43
Cash/sh 1.49
Employees 2,247
Insider 10d —
IPO Oct 15, 2020
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 28.73%
P/E 10.99
Forward P/E 8.97
PEG —
P/S 4.16
P/B 1.02
P/C —
EV/EBITDA —
EV/Sales 4.65
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.81
EPS next Y 2.22
EPS Growth —
Revenue Growth —
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 1.34%
ROE 9.44%
ROIC —
Gross Margin 0.00%
Oper. Margin 45.91%
Profit Margin 35.94%
Shs Outstand 216.12M
Shs Float 204.13M
Insider Own 1.22%
Instit Own 83.45%
Short Float 3.64%
Short Ratio 4.23
Short Interest 7.76M
52W High 22.57
vs 52W High -11.85%
52W Low 14.10
vs 52W Low 41.13%
Beta 0.76
Impl. Vol. 16.50%
Rel Volume 3.33
Avg Volume 2.20M
Volume 7.32M
Target (mean) $23.50
Tgt Median $23.00
Tgt Low $22.00
Tgt High $26.00
# Analysts 7
Recom Buy
Prev Close $20.51
Price $19.90
Change -2.97%
About

Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$23.50
Mean price target
2. Current target
$19.90
Latest analyst target
3. DCF / Fair value
$27.15
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$19.90
Low
$22.00
High
$26.00
Mean
$23.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-16 init Stephens & Co. — → Overweight $24
2026-04-07 main Barclays Equal-Weight → Equal-Weight $23
2026-01-26 main TD Cowen Buy → Buy $24
2026-01-07 main TD Cowen Buy → Buy $23
2026-01-05 init Hovde Group — → Outperform $23
2025-12-17 init Barclays — → Equal-Weight $22
2025-09-25 init TD Cowen — → Buy $23
2025-04-28 main Keefe, Bruyette & Woods Outperform → Outperform $20
2025-01-27 reit Keefe, Bruyette & Woods Outperform → Outperform $22
2024-12-04 main Keefe, Bruyette & Woods Outperform → Outperform $21
2024-08-06 up JP Morgan Underweight → Neutral $19
2024-07-29 reit Keefe, Bruyette & Woods Outperform → Outperform $19
2023-09-12 init Seaport Global — → Buy $16
2023-08-02 main JP Morgan Underweight → Underweight $14
2023-06-29 main JP Morgan Underweight → Underweight $13
2023-01-31 down JP Morgan Neutral → Underweight $15
2023-01-30 down Janney Montgomery Scott Buy → Neutral $17
2022-07-01 main JP Morgan — → Neutral $23
2021-11-16 init Piper Sandler — → Overweight $25
2021-02-18 init Seaport Global — → Buy $19
News
RSS: Latest EBC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-06 ROSATO ROBERT DAVID Chief Financial Officer — 10,000 $18.45 $188,100
2026-03-03 SHEAHAN DENIS K Chief Executive Officer — 34,065 — —
2026-03-03 RIVERS ROBERT FRANCIS Officer and Director — 11,223 — —
2026-03-03 ROSATO ROBERT DAVID Chief Financial Officer — 4,135 — —
2026-03-03 ANTONAKES STEVEN LOUIS Officer — 1,654 — —
2026-03-03 MILLER QUINCY LEE President — 5,621 — —
2026-03-03 HENRY KATHLEEN CLOHERTY General Counsel — 2,165 — —
2026-03-03 AHLQUIST DAVID ANDREW Officer — 1,634 — —
2026-03-03 WESTERMANN DONALD MICHAEL Chief Technology Officer — 2,165 — —
2026-02-27 RIVERS ROBERT FRANCIS Officer and Director — 29,632 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
721.80
-0.42%
724.84
+131.83%
312.66
-51.51%
644.80
Operating Revenue
721.80
-0.42%
724.84
+131.83%
312.66
-51.51%
644.80
Selling General And Administration
360.31
+16.51%
309.25
+9.47%
282.50
+13.62%
248.64
Selling And Marketing Expense
9.63
+24.14%
7.75
+2.13%
7.59
-18.31%
9.29
General And Administrative Expense
350.68
+16.32%
301.49
+9.67%
274.91
+14.86%
239.35
Salaries And Wages
336.04
+16.83%
287.63
+13.67%
253.03
+8.55%
233.10
Other Gand A
—
—
—
—
Reconciled Depreciation
63.53
+65.83%
38.31
+62.02%
23.64
+0.97%
23.42
Total Unusual Items
—
—
—
0.00
Total Unusual Items Excluding Goodwill
—
—
—
0.00
Special Income Charges
—
—
—
0.00
Net Income
88.22
-26.21%
119.56
-48.50%
232.18
+16.23%
199.76
Pretax Income
99.51
-36.12%
155.77
+223.63%
-126.00
-152.89%
238.23
Net Interest Income
828.59
+36.37%
607.60
+10.39%
550.41
-3.11%
568.05
Interest Expense
335.65
-1.04%
339.17
+37.85%
246.05
+562.73%
37.13
Interest Income
1,164.23
+22.97%
946.77
+18.87%
796.46
+31.61%
605.18
Other Non Operating Income Expenses
-38.30
-27.71%
-29.99
-445.53%
-5.50
+83.15%
-32.62
Gain On Sale Of Security
-255.92
-5846.10%
-4.30
+98.66%
-322.33
-3974.96%
-7.91
Tax Provision
11.29
-68.82%
36.20
+157.19%
-63.31
-222.41%
51.72
Tax Rate For Calcs
0.00
-51.21%
0.00
+10.68%
0.00
-3.27%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
88.22
-26.21%
119.56
-48.50%
232.18
+16.23%
199.76
Net Income From Continuing Operation Net Minority Interest
88.22
-26.21%
119.56
+290.72%
-62.69
-133.61%
186.51
Net Income From Continuing And Discontinued Operation
88.22
-26.21%
119.56
-48.50%
232.18
+16.23%
199.76
Net Income Continuous Operations
88.22
-26.21%
119.56
+290.72%
-62.69
-133.61%
186.51
Net Income Discontinuous Operations
0.00
0.00
-100.00%
294.87
+2125.74%
13.25
Normalized Income
88.22
-26.21%
119.56
+290.72%
-62.69
-133.61%
186.51
Net Income Common Stockholders
88.22
-26.21%
119.56
-48.50%
232.18
+16.23%
199.76
Diluted EPS
—
0.66
-53.85%
1.43
+18.18%
1.21
Basic EPS
—
0.66
-53.85%
1.43
+18.18%
1.21
Basic Average Shares
—
181.13
+11.60%
162.29
-1.94%
165.51
Diluted Average Shares
—
182.18
+12.18%
162.40
-1.96%
165.65
Diluted NI Availto Com Stockholders
88.22
-26.21%
119.56
-48.50%
232.18
+16.23%
199.76
Amortization
34.18
+134.60%
14.57
+707.59%
1.80
+50.58%
1.20
Amortization Of Intangibles Income Statement
34.18
+134.60%
14.57
+707.59%
1.80
+50.58%
1.20
Depreciation Amortization Depletion Income Statement
34.18
+134.60%
14.57
+707.59%
1.80
+50.58%
1.20
Depreciation And Amortization In Income Statement
34.18
+134.60%
14.57
+707.59%
1.80
+50.58%
1.20
Insurance And Claims
14.64
+5.60%
13.87
-36.61%
21.87
+249.98%
6.25
Occupancy And Equipment
45.55
+8.64%
41.93
+16.51%
35.99
-3.89%
37.45
Other Non Interest Expense
103.11
+10.62%
93.20
+17.22%
79.51
+50.19%
52.94
Professional Expense And Contract Services Expense
14.64
+14.80%
12.75
-4.15%
13.30
-15.82%
15.80
Line Item Trend 2025-12-31 2024-12-31 2023-12-31
Total Assets
30,586.86
+19.68%
25,557.88
+20.94%
21,133.28
Cash And Cash Equivalents
316.87
-68.53%
1,006.88
+45.28%
693.08
Cash Equivalents
190.77
-79.14%
914.29
+50.91%
605.84
Cash Financial
126.10
+36.20%
92.59
+6.14%
87.23
Other Short Term Investments
68.39
+23.01%
55.59
-98.74%
4,407.52
Prepaid Assets
259.93
+12.07%
231.94
+26.69%
183.07
Net PPE
118.22
+83.14%
64.55
+7.35%
60.13
Gross PPE
226.50
+48.65%
152.37
-2.16%
155.73
Accumulated Depreciation
-108.28
-23.30%
-87.82
+8.14%
-95.59
Land And Improvements
29.21
+122.45%
13.13
+4.35%
12.59
Buildings And Improvements
92.19
+76.60%
52.20
-26.05%
70.60
Other Properties
51.54
+20.51%
42.77
+13.28%
37.76
Leases
53.55
+20.99%
44.26
+27.23%
34.79
Goodwill And Other Intangible Assets
1,300.93
+23.88%
1,050.16
+85.47%
566.21
Goodwill
1,117.15
+22.10%
914.96
+64.08%
557.63
Other Intangible Assets
183.78
+35.93%
135.20
+1477.61%
8.57
Investments And Advances
4,425.13
-0.39%
4,442.31
-8.54%
4,857.24
Total Liabilities Net Minority Interest
26,246.30
+19.60%
21,945.91
+20.86%
18,158.42
Current Debt And Capital Lease Obligation
46.53
+1750.14%
2.52
+2547.37%
0.10
Current Debt
46.53
+1750.14%
2.52
+2547.37%
0.10
Other Current Borrowings
46.53
+1750.14%
2.52
+2547.37%
0.10
Long Term Debt And Capital Lease Obligation
153.09
+915.56%
15.07
-61.95%
39.62
Long Term Debt
153.09
+915.56%
15.07
-61.95%
39.62
Stockholders Equity
4,340.55
+20.17%
3,611.97
+21.42%
2,974.86
Common Stock Equity
4,340.55
+20.17%
3,611.97
+21.42%
2,974.86
Capital Stock
2.36
+10.04%
2.14
+21.17%
1.77
Common Stock
2.36
+10.04%
2.14
+21.17%
1.77
Share Issued
235.65
+10.16%
213.91
+21.25%
176.43
Ordinary Shares Number
223.37
+11.06%
201.13
+24.53%
161.51
Treasury Shares Number
12.28
-3.95%
12.78
-14.29%
14.92
Additional Paid In Capital
2,621.03
+17.14%
2,237.49
+34.27%
1,666.44
Retained Earnings
2,067.33
-0.82%
2,084.50
+1.79%
2,047.75
Gains Losses Not Affecting Retained Earnings
-227.36
+61.09%
-584.33
+3.95%
-608.35
Other Equity Adjustments
-227.36
+61.09%
-584.33
+3.95%
-608.35
Total Equity Gross Minority Interest
4,340.55
+20.17%
3,611.97
+21.42%
2,974.86
Total Capitalization
4,493.64
+23.89%
3,627.04
+20.32%
3,014.48
Invested Capital
4,540.17
+25.09%
3,629.56
+20.40%
3,014.57
Total Debt
199.62
+1034.90%
17.59
-55.71%
39.72
Net Debt
—
—
—
Net Tangible Assets
3,039.62
+18.65%
2,561.81
+6.36%
2,408.65
Tangible Book Value
3,039.62
+18.65%
2,561.81
+6.36%
2,408.65
Available For Sale Securities
3,757.18
-5.27%
3,966.01
—
Cash Cash Equivalents And Federal Funds Sold
316.87
-68.53%
1,006.88
+45.28%
693.08
Derivative Product Liabilities
15.32
-68.47%
48.59
+471.65%
8.50
Held To Maturity Securities
599.56
+42.51%
420.71
-6.45%
449.72
Other Equity Interest
-122.80
+3.95%
-127.84
+3.70%
-132.75
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
432.42
+52.35%
283.84
+8.46%
261.69
+13.81%
229.94
Cash Flow From Continuing Operating Activities
432.42
+52.35%
283.84
-58.28%
680.31
+219.21%
213.12
Cash From Discontinued Operating Activities
0.00
0.00
+100.00%
-123.75
-835.59%
16.82
Net Income From Continuing Operations
88.22
-26.21%
119.56
-48.50%
232.18
+24.48%
186.51
Depreciation Amortization Depletion
63.53
+65.83%
38.31
+62.02%
23.64
+0.97%
23.42
Depreciation
63.53
+65.83%
38.31
+62.02%
23.64
+0.97%
23.42
Amortization Cash Flow
—
14.60
—
—
Depreciation And Amortization
63.53
+65.83%
38.31
+62.02%
23.64
+0.97%
23.42
Amortization Of Intangibles
—
14.60
—
—
Other Non Cash Items
-2.30
-155.49%
4.15
+101.41%
-295.16
-12066.49%
-2.43
Stock Based Compensation
25.30
-4.99%
26.62
+14.88%
23.18
+13.44%
20.43
Deferred Tax
-13.55
-137.58%
36.06
+297.40%
-18.27
-447.15%
5.26
Deferred Income Tax
-13.55
-137.58%
36.06
+297.40%
-18.27
-447.15%
5.26
Operating Gains Losses
268.05
+3470.72%
7.51
-97.75%
333.17
+4043.77%
-8.45
Gain Loss On Investment Securities
269.64
+1505.18%
16.80
-94.96%
333.17
+10453.37%
3.16
Gain Loss On Sale Of PPE
—
2.87
0.00
+100.00%
-1.41
Change In Working Capital
32.62
+584.34%
-6.74
-112.49%
53.92
+216.25%
-46.38
Change In Prepaid Assets
-5.26
-52490.00%
-0.01
-100.23%
4.26
-1.80%
4.34
Change In Other Working Capital
18.24
+10955.36%
-0.17
-100.67%
25.02
+846.03%
-3.35
Change In Other Current Assets
69.68
+212.66%
-61.85
-329.70%
-14.39
-365.03%
5.43
Change In Other Current Liabilities
-50.04
-190.50%
55.29
+41.65%
39.03
+173.93%
-52.80
Investing Cash Flow
-364.02
-134.36%
1,059.40
-55.86%
2,400.26
+322.94%
-1,076.65
Cash Flow From Continuing Investing Activities
-364.02
-134.36%
1,059.40
-44.59%
1,911.76
+279.80%
-1,063.26
Cash From Discontinued Investing Activities
0.00
0.00
-100.00%
488.50
+3745.56%
-13.40
Net PPE Purchase And Sale
-19.43
-43.54%
-13.54
-66.33%
-8.14
+5.65%
-8.63
Purchase Of PPE
-19.43
-43.54%
-13.54
-66.33%
-8.14
+5.65%
-8.63
Capital Expenditure
-19.43
-43.54%
-13.54
-66.33%
-8.14
+5.65%
-8.63
Net Investment Purchase And Sale
435.36
-64.15%
1,214.35
-47.51%
2,313.35
+850.47%
243.39
Purchase Of Investment
-1,693.37
-529.30%
-269.09
-614.54%
-37.66
+97.00%
-1,254.72
Sale Of Investment
2,128.73
+43.50%
1,483.43
-36.90%
2,351.01
+56.93%
1,498.11
Net Business Purchase And Sale
-1.41
-105.68%
24.88
0.00
0.00
Purchase Of Business
-1.41
—
0.00
+100.00%
-13.40
Gain Loss On Sale Of Business
-1.58
+82.95%
-9.29
0.00
0.00
Net Other Investing Changes
18.40
-56.61%
42.41
+19.60%
35.46
+385.74%
7.30
Financing Cash Flow
-758.41
+26.33%
-1,029.43
+51.86%
-2,138.39
-891.95%
-215.57
Cash Flow From Continuing Financing Activities
-758.41
+26.33%
-1,029.43
+51.84%
-2,137.43
-894.59%
-214.91
Net Issuance Payments Of Debt
-369.34
+50.23%
-742.06
-7.19%
-692.28
-197.98%
706.55
Issuance Of Debt
—
—
—
706.55
Repayment Of Debt
—
—
-692.61
0.00
Long Term Debt Issuance
—
—
—
706.55
Long Term Debt Payments
—
—
-692.61
0.00
Net Long Term Debt Issuance
-369.34
+50.23%
-742.06
-7.19%
-692.28
-197.98%
706.55
Net Common Stock Issuance
-106.59
-285.03%
-27.68
0.00
+100.00%
-201.62
Common Stock Payments
-106.59
-285.03%
-27.68
0.00
+100.00%
-201.62
Common Stock Dividend Paid
-105.72
-28.08%
-82.54
-23.80%
-66.67
-1.19%
-65.89
Cash Dividends Paid
-105.72
-28.08%
-82.54
-23.80%
-66.67
-1.19%
-65.89
Repurchase Of Capital Stock
-106.59
-285.03%
-27.68
0.00
+100.00%
-201.62
Proceeds From Stock Option Exercised
5.11
0.00
0.00
0.00
Net Other Financing Charges
-0.12
+87.04%
-0.94
—
-0.67
Changes In Cash
-690.01
-319.89%
313.80
-40.06%
523.57
+149.29%
-1,062.29
Beginning Cash Position
1,006.88
+45.28%
693.08
+308.88%
169.50
-86.24%
1,231.79
End Cash Position
316.87
-68.53%
1,006.88
+45.28%
693.08
+308.88%
169.50
Free Cash Flow
412.99
+52.79%
270.30
+6.60%
253.55
+14.57%
221.31
Interest Paid Supplemental Data
333.26
+5.42%
316.13
+36.40%
231.76
+557.66%
35.24
Income Tax Paid Supplemental Data
—
18.79
-71.50%
65.92
+57.89%
41.75
Amortization Of Securities
-7.27
-260.12%
4.54
-27.73%
6.28
-65.63%
18.27
Common Stock Issuance
—
—
—
0.00
Dividends Received CFI
5.44
+1304.91%
0.39
+6.91%
0.36
-69.06%
1.17
Issuance Of Capital Stock
—
—
—
0.00
Sale Of Business
—
24.88
0.00
0.00
Cash From Discontinued Financing Activities
0.00
0.00
+100.00%
-0.96
-43.86%
-0.67
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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