Symbols / EXFY
EXFY Chart
About
Expensify, Inc. provides a cloud-based expense management software platform in the United States and internationally. The company offers Expensify, a platform that engages in managing corporate cards, paying bills, generating invoices, collecting payments, and booking travel, as well as track and submit plans for individuals. It serves individuals and corporations, small and midsized businesses, and enterprises. The company was founded in 2008 and is based in San Francisco, California.
Fundamentals
Scroll to Statements| Sector | Technology | Industry | Software - Application | Market Cap | 88.43M |
| Enterprise Value | 31.09M | Income | -21.39M | Sales | 142.10M |
| Book/sh | 1.43 | Cash/sh | 0.68 | Dividend Yield | — |
| Payout | 0.00% | Employees | 117 | IPO | — |
| P/E | — | Forward P/E | 10.18 | PEG | — |
| P/S | 0.62 | P/B | 0.67 | P/C | — |
| EV/EBITDA | -1.80 | EV/Sales | 0.22 | Quick Ratio | 1.64 |
| Current Ratio | 3.30 | Debt/Eq | 4.32 | LT Debt/Eq | — |
| EPS (ttm) | -0.23 | EPS next Y | 0.09 | EPS Growth | — |
| Revenue Growth | -4.90% | Earnings | 2026-05-07 | ROA | -6.26% |
| ROE | -16.39% | ROIC | — | Gross Margin | 50.33% |
| Oper. Margin | -11.19% | Profit Margin | -15.05% | Shs Outstand | 80.89M |
| Shs Float | 57.97M | Short Float | 4.07% | Short Ratio | 5.70 |
| Short Interest | — | 52W High | 3.60 | 52W Low | 0.89 |
| Beta | 1.74 | Avg Volume | 663.40K | Volume | 1.13M |
| Target Price | $1.50 | Recom | Hold | Prev Close | $0.96 |
| Price | $0.95 | Change | -1.29% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$1.50
Mean price target
2. Current target
$0.95
Latest analyst target
3. DCF / Fair value
$6.00
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.95
Low
$1.50
High
$1.50
Mean
$1.50
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2025-05-09 | main | Lake Street | Buy → Buy | $5 |
| 2025-02-28 | main | Lake Street | Buy → Buy | $5 |
| 2024-12-16 | main | Citigroup | Buy → Buy | $5 |
| 2024-11-25 | down | JMP Securities | Market Outperform → Market Perform | — |
| 2024-08-09 | up | JMP Securities | Market Perform → Market Outperform | $3 |
| 2024-06-14 | reit | JMP Securities | — → Market Perform | — |
| 2024-04-23 | main | Citigroup | Buy → Buy | $4 |
| 2024-02-23 | main | Piper Sandler | Neutral → Neutral | $2 |
| 2024-01-02 | main | Piper Sandler | Neutral → Neutral | $3 |
| 2023-11-08 | main | Morgan Stanley | Underweight → Underweight | $2 |
| 2023-11-08 | main | Piper Sandler | Neutral → Neutral | $2 |
| 2023-10-23 | main | Piper Sandler | Neutral → Neutral | $4 |
| 2023-09-15 | init | JP Morgan | — → Underweight | — |
| 2023-08-09 | main | Lake Street | Buy → Buy | $7 |
| 2023-08-09 | down | Loop Capital | Buy → Hold | $6 |
| 2023-08-09 | main | Citigroup | Buy → Buy | $8 |
| 2023-08-09 | main | Piper Sandler | Neutral → Neutral | $7 |
| 2023-08-09 | down | JMP Securities | Market Outperform → Market Perform | — |
| 2023-06-12 | down | Morgan Stanley | Equal-Weight → Underweight | $5 |
| 2023-05-10 | main | Citigroup | — → Buy | $10 |
- Expensify (NASDAQ:EXFY) Cut to Sell at Wall Street Zen - MarketBeat Sat, 07 Mar 2026 09
- $EXFY stock is down 26% today. Here's what we see in our data. - Quiver Quantitative Fri, 27 Feb 2026 19
- Expensify, Inc. (EXFY) Announces $3 Million Share Repurchase; Expands its International Network - Yahoo Finance Sat, 09 Aug 2025 07
- Expensify (Nasdaq: EXFY) keeps free cash flow outlook at $19M–$23M after results - Stock Titan hu, 06 Nov 2025 08
- Expensify Inc. (NASDAQ:EXFY) Shares Fall After Q4 Revenue and EPS Miss Estimates - ChartMill hu, 26 Feb 2026 23
- At US$2.18, Is Expensify, Inc. (NASDAQ:EXFY) Worth Looking At Closely? - simplywall.st Wed, 16 Jul 2025 07
- Expensify Stock: Tough To Argue With Solid Cash Flow (NASDAQ:EXFY) - Seeking Alpha Fri, 19 Sep 2025 07
- Expense app Expensify leans on AI 'Concierge' as 2025 loss deepens - Stock Titan hu, 26 Feb 2026 08
- Why Expensify, Inc. (NASDAQ:EXFY) Could Be Worth Watching - Yahoo Finance Sun, 14 Dec 2025 08
- Expensify (NASDAQ:EXFY) Issues Quarterly Earnings Results, Misses Expectations By $0.13 EPS - MarketBeat Fri, 27 Feb 2026 08
- Revenues Working Against Expensify, Inc.'s (NASDAQ:EXFY) Share Price Following 26% Dive - simplywall.st Sun, 25 May 2025 07
- Expensify: Choppy Member Trends Offset Cheap Price (Downgrade) (EXFY) - Seeking Alpha ue, 02 Dec 2025 08
- Expense app Expensify sets Feb. 26 call on 2025 results - Stock Titan hu, 12 Feb 2026 08
- With 37% stake, Expensify, Inc. (NASDAQ:EXFY) seems to have captured institutional investors' interest - Yahoo Finance Wed, 24 Sep 2025 07
- Expensify (EXFY) Margins Under Pressure As Q4 Loss Widens Despite Stable Revenue - simplywall.st Sat, 28 Feb 2026 08
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 30000 | 27000.0 | — | Sale at price 0.90 per share. | BARRETT DAVID MICHAEL | Chief Executive Officer | — | 2026-03-02 00:00:00 | I |
| 1 | 30000 | 43500.0 | — | Sale at price 1.45 per share. | BARRETT DAVID MICHAEL | Chief Executive Officer | — | 2026-02-02 00:00:00 | I |
| 2 | 3386 | — | — | Stock Award(Grant) at price 0.00 per share. | LIU YING | Director | — | 2026-01-05 00:00:00 | D |
| 3 | 44463 | 66984.0 | — | Sale at price 1.50 - 1.52 per share. | BARRETT DAVID MICHAEL | Chief Executive Officer | — | 2026-01-02 00:00:00 | D/I |
| 4 | 8972 | 13507.0 | — | Sale at price 1.50 - 1.52 per share. | ALVAREZ DIVO CARLOS EDUARDO | Director | — | 2025-12-31 00:00:00 | D |
| 5 | 3923 | 5963.0 | — | Sale at price 1.52 per share. | SCHAFFER RYAN | Chief Financial Officer | — | 2025-12-30 00:00:00 | D |
| 6 | 2825 | 4294.0 | — | Sale at price 1.52 per share. | VIDAL DANIEL | Director | — | 2025-12-30 00:00:00 | D |
| 7 | 3821 | 5808.0 | — | Sale at price 1.52 per share. | MILLS JASON FAHR | Director | — | 2025-12-30 00:00:00 | D |
| 8 | 2632 | 4080.0 | — | Sale at price 1.55 per share. | SCHAFFER RYAN | Chief Financial Officer | — | 2025-12-17 00:00:00 | D |
| 9 | 2544 | 3943.0 | — | Sale at price 1.55 per share. | BARRETT DAVID MICHAEL | Chief Executive Officer | — | 2025-12-17 00:00:00 | D |
Financials
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | 0.00 | 0.00 |
| TaxRateForCalcs | 0.21 | 0.21 | 0.21 | 0.21 |
| NormalizedEBITDA | -9.56M | 5.99M | -27.98M | -9.84M |
| NetIncomeFromContinuingOperationNetMinorityInterest | -21.39M | -10.05M | -41.46M | -27.01M |
| ReconciledDepreciation | 8.46M | 6.81M | 5.16M | 5.39M |
| ReconciledCostOfRevenue | 70.57M | 64.24M | 66.89M | 62.67M |
| EBITDA | -9.56M | 5.99M | -27.98M | -9.84M |
| EBIT | -18.02M | -820.00K | -33.15M | -15.23M |
| NetInterestIncome | -1.57M | -5.33M | -5.41M | -3.48M |
| InterestExpense | 1.57M | 5.33M | 5.41M | 3.48M |
| NormalizedIncome | -21.39M | -10.05M | -41.46M | -27.01M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -21.39M | -10.05M | -41.46M | -27.01M |
| TotalExpenses | 160.12M | 140.06M | 183.84M | 184.73M |
| TotalOperatingIncomeAsReported | -18.02M | -820.00K | -33.15M | -15.23M |
| DilutedAverageShares | 87.38M | 82.49M | 80.79M | 38.04M |
| BasicAverageShares | 87.38M | 82.49M | 80.79M | 38.04M |
| DilutedEPS | -0.12 | -0.51 | -0.33 | -0.36 |
| BasicEPS | -0.12 | -0.51 | -0.33 | -0.36 |
| DilutedNIAvailtoComStockholders | -21.39M | -10.05M | -41.46M | -27.01M |
| NetIncomeCommonStockholders | -21.39M | -10.05M | -41.46M | -27.01M |
| OtherunderPreferredStockDividend | 0.00 | |||
| NetIncome | -21.39M | -10.05M | -41.46M | -27.01M |
| NetIncomeIncludingNoncontrollingInterests | -21.39M | -10.05M | -41.46M | -27.01M |
| NetIncomeContinuousOperations | -21.39M | -10.05M | -41.46M | -27.01M |
| TaxProvision | 5.10M | 7.66M | 2.98M | 6.37M |
| PretaxIncome | -16.29M | -2.39M | -38.48M | -20.64M |
| OtherIncomeExpense | 1.73M | -1.57M | ||
| OtherNonOperatingIncomeExpenses | 1.73M | -1.57M | ||
| NetNonOperatingInterestIncomeExpense | -1.57M | -5.33M | -5.41M | -3.48M |
| InterestExpenseNonOperating | 1.57M | 5.33M | 5.41M | 3.48M |
| OperatingIncome | -18.02M | -820.00K | -33.15M | -15.23M |
| OperatingExpense | 89.55M | 75.82M | 116.95M | 122.06M |
| ResearchAndDevelopment | 20.68M | 24.64M | 23.37M | 13.69M |
| SellingGeneralAndAdministration | 68.86M | 51.18M | 93.58M | 108.37M |
| SellingAndMarketingExpense | 26.74M | 12.80M | 44.35M | 49.88M |
| GeneralAndAdministrativeExpense | 42.12M | 38.38M | 49.23M | 58.49M |
| OtherGandA | 42.12M | 38.38M | 49.23M | 58.49M |
| GrossProfit | 71.53M | 75.00M | 83.80M | 106.83M |
| CostOfRevenue | 70.57M | 64.24M | 66.89M | 62.67M |
| TotalRevenue | 142.10M | 139.24M | 150.69M | 169.50M |
| OperatingRevenue | 142.10M | 139.24M | 150.69M | 169.50M |
| Line Item | 2023-12-31 | |||
|---|---|---|---|---|
| TreasurySharesNumber | 0.00 | |||
| OrdinarySharesNumber | 93.06M | 91.38M | 85.23M | 82.43M |
| ShareIssued | 93.06M | 91.38M | 85.23M | 82.43M |
| TotalDebt | 5.74M | 6.47M | 29.55M | 67.78M |
| TangibleBookValue | 119.15M | 112.01M | 88.25M | 90.36M |
| InvestedCapital | 132.75M | 128.24M | 123.40M | 164.23M |
| WorkingCapital | 106.60M | 98.87M | 69.34M | 126.75M |
| NetTangibleAssets | 119.15M | 112.01M | 88.25M | 90.36M |
| CapitalLeaseObligations | 5.74M | 6.47M | 6.90M | 800.00K |
| CommonStockEquity | 132.75M | 128.24M | 100.74M | 97.24M |
| TotalCapitalization | 132.75M | 128.24M | 100.74M | 148.68M |
| TotalEquityGrossMinorityInterest | 132.75M | 128.24M | 100.74M | 97.24M |
| StockholdersEquity | 132.75M | 128.24M | 100.74M | 97.24M |
| RetainedEarnings | -172.22M | -150.83M | -140.77M | -97.57M |
| AdditionalPaidInCapital | 304.95M | 279.06M | 241.51M | 194.81M |
| CapitalStock | 9.00K | 9.00K | 8.00K | 7.00K |
| CommonStock | 9.00K | 9.00K | 8.00K | 7.00K |
| PreferredStock | 0.00 | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 53.24M | 45.44M | 76.04M | 113.00M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 6.84M | 7.43M | 8.15M | 52.64M |
| OtherNonCurrentLiabilities | 1.78M | 1.69M | 1.68M | 1.20M |
| PreferredSecuritiesOutsideStockEquity | 0.00 | |||
| NonCurrentDeferredLiabilities | 0.00 | |||
| NonCurrentDeferredTaxesLiabilities | 0.00 | |||
| LongTermDebtAndCapitalLeaseObligation | 5.06M | 5.74M | 6.47M | 51.43M |
| LongTermCapitalLeaseObligation | 5.06M | 5.74M | 6.47M | 0.00 |
| LongTermDebt | 51.43M | 52.07M | ||
| CurrentLiabilities | 46.41M | 38.01M | 67.89M | 60.36M |
| OtherCurrentLiabilities | 29.79M | 30.18M | 35.41M | 36.16M |
| CurrentDebtAndCapitalLeaseObligation | 678.00K | 729.00K | 23.09M | 16.35M |
| CurrentCapitalLeaseObligation | 678.00K | 729.00K | 432.00K | 800.00K |
| CurrentDebt | 22.66M | 15.55M | 15.55M | |
| OtherCurrentBorrowings | 7.66M | 551.00K | 549.00K | |
| LineOfCredit | 0.00 | 15.00M | 15.00M | 15.00M |
| PayablesAndAccruedExpenses | 15.94M | 7.10M | 9.39M | 7.85M |
| CurrentAccruedExpenses | 13.88M | 3.43M | 4.44M | 4.07M |
| InterestPayable | 0.00 | 359.00K | 1.32M | 783.00K |
| Payables | 2.06M | 3.67M | 4.95M | 3.78M |
| OtherPayable | 93.00K | 140.00K | ||
| TotalTaxPayable | 1.77M | 3.47M | 3.39M | 2.72M |
| IncomeTaxPayable | 284.00K | 934.00K | 843.00K | |
| AccountsPayable | 289.00K | 196.00K | 1.43M | 1.06M |
| TotalAssets | 185.99M | 173.68M | 176.78M | 210.24M |
| TotalNonCurrentAssets | 32.98M | 36.80M | 39.55M | 23.13M |
| OtherNonCurrentAssets | 1.15M | 1.01M | 5.79M | 664.00K |
| NonCurrentDeferredAssets | 494.00K | 499.00K | 457.00K | 344.00K |
| NonCurrentDeferredTaxesAssets | 494.00K | 499.00K | 457.00K | 344.00K |
| GoodwillAndOtherIntangibleAssets | 13.60M | 16.23M | 12.49M | 6.88M |
| OtherIntangibleAssets | 13.60M | 16.23M | 12.49M | 6.88M |
| NetPPE | 17.75M | 19.06M | 20.81M | 15.24M |
| AccumulatedDepreciation | -10.19M | -9.63M | -8.88M | -7.53M |
| GrossPPE | 27.93M | 28.69M | 29.69M | 22.76M |
| Leases | 7.79M | 7.94M | 7.94M | 6.95M |
| ConstructionInProgress | 0.00 | 2.57M | 2.57M | 2.55M |
| OtherProperties | 4.73M | 5.44M | 6.43M | 745.00K |
| MachineryFurnitureEquipment | 2.05M | 2.10M | 2.10M | 1.88M |
| BuildingsAndImprovements | 9.21M | 6.49M | 6.49M | 6.49M |
| LandAndImprovements | 4.15M | 4.15M | 4.15M | 4.15M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 153.01M | 136.88M | 137.23M | 187.12M |
| OtherCurrentAssets | 52.17M | 42.57M | 39.38M | 36.04M |
| CurrentDeferredAssets | 508.00K | 339.00K | 129.00K | 0.00 |
| RestrictedCash | 18.54M | 19.98M | 27.74M | 19.54M |
| PrepaidAssets | 5.59M | 12.09M | 5.65M | 8.82M |
| Receivables | 13.11M | 13.13M | 16.83M | 18.92M |
| OtherReceivables | 8.00K | |||
| TaxesReceivable | 495.00K | 429.00K | 2.99M | 2.47M |
| LoansReceivable | 0.00 | 14.00K | ||
| AccountsReceivable | 12.62M | 12.70M | 13.83M | 16.45M |
| CashCashEquivalentsAndShortTermInvestments | 63.08M | 48.77M | 47.51M | 103.79M |
| CashAndCashEquivalents | 63.08M | 48.77M | 47.51M | 103.79M |
| CashFinancial | 48.77M | 47.51M | 103.79M | 98.40M |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 16.53M | 16.25M | -5.74M | 30.67M |
| RepurchaseOfCapitalStock | -9.10M | -1.51M | -3.02M | -6.03M |
| RepaymentOfDebt | -140.00K | -22.80M | -45.10M | -1.39M |
| IssuanceOfDebt | 0.00 | 0.00 | 45.00M | |
| IssuanceOfCapitalStock | 6.32M | 4.09M | 4.25M | 3.67M |
| CapitalExpenditure | -3.56M | -7.63M | -7.29M | -2.20M |
| InterestPaidSupplementalData | 0.00 | 1.36M | 5.94M | 3.91M |
| IncomeTaxPaidSupplementalData | 5.07M | 3.79M | 975.00K | 6.92M |
| EndCashPosition | 104.62M | 90.83M | 96.66M | 147.71M |
| BeginningCashPosition | 90.83M | 96.66M | 147.71M | 125.31M |
| ChangesInCash | 13.79M | -5.82M | -51.05M | 22.39M |
| FinancingCashFlow | -2.74M | -22.07M | -45.32M | -8.28M |
| CashFlowFromContinuingFinancingActivities | -2.74M | -22.07M | -45.32M | -8.28M |
| NetOtherFinancingCharges | -153.00K | -2.25M | -1.77M | -5.34M |
| ProceedsFromStockOptionExercised | 323.00K | 396.00K | 311.00K | 795.00K |
| NetCommonStockIssuance | -2.77M | 2.58M | 1.24M | -2.35M |
| CommonStockPayments | -9.10M | -1.51M | -3.02M | -6.03M |
| CommonStockIssuance | 6.32M | 4.09M | 4.25M | 3.67M |
| NetIssuancePaymentsOfDebt | -140.00K | -22.80M | -45.10M | -1.39M |
| NetShortTermDebtIssuance | 0.00 | 0.00 | ||
| ShortTermDebtPayments | 0.00 | 0.00 | ||
| ShortTermDebtIssuance | 0.00 | 0.00 | ||
| NetLongTermDebtIssuance | -140.00K | -22.80M | -45.10M | -1.39M |
| LongTermDebtPayments | -140.00K | -22.80M | -45.10M | -1.39M |
| LongTermDebtIssuance | 0.00 | 0.00 | 45.00M | |
| InvestingCashFlow | -3.56M | -7.63M | -7.29M | -2.20M |
| CashFlowFromContinuingInvestingActivities | -3.56M | -7.63M | -7.29M | -2.20M |
| NetIntangiblesPurchaseAndSale | -3.54M | -7.63M | -5.91M | -1.62M |
| PurchaseOfIntangibles | -3.54M | -7.63M | -5.91M | -1.62M |
| NetPPEPurchaseAndSale | -17.00K | 0.00 | -1.38M | -580.00K |
| SaleOfPPE | 0.00 | 0.00 | 5.00K | 0.00 |
| PurchaseOfPPE | -17.00K | 0.00 | -1.38M | -585.00K |
| OperatingCashFlow | 20.09M | 23.88M | 1.56M | 32.88M |
| CashFlowFromContinuingOperatingActivities | 20.09M | 23.88M | 1.56M | 32.88M |
| ChangeInWorkingCapital | 5.12M | -7.71M | -5.04M | 550.00K |
| ChangeInOtherCurrentLiabilities | -1.80M | -5.13M | 518.00K | 12.50M |
| ChangeInOtherCurrentAssets | -9.04M | -295.00K | -12.09M | -5.00M |
| ChangeInPayablesAndAccruedExpense | 9.82M | -1.50M | 1.13M | -4.23M |
| ChangeInAccruedExpense | 9.73M | -404.00K | 906.00K | -1.54M |
| ChangeInPayable | 91.00K | -1.09M | 228.00K | -2.69M |
| ChangeInAccountPayable | 91.00K | -1.09M | 228.00K | -2.69M |
| ChangeInPrepaidAssets | 6.50M | -1.49M | 3.18M | -1.39M |
| ChangeInReceivables | -355.00K | 704.00K | 2.22M | -1.33M |
| ChangesInAccountReceivables | -355.00K | 704.00K | 2.22M | -1.34M |
| OtherNonCashItems | 133.00K | 54.00K | 257.00K | 42.00K |
| StockBasedCompensation | 26.58M | 33.54M | 41.21M | 52.33M |
| AssetImpairmentCharge | 603.00K | 727.00K | 923.00K | 881.00K |
| DeferredTax | 5.00K | -42.00K | -113.00K | 26.00K |
| DeferredIncomeTax | 5.00K | -42.00K | -113.00K | 26.00K |
| DepreciationAmortizationDepletion | 8.46M | 6.81M | 5.16M | 5.39M |
| DepreciationAndAmortization | 8.46M | 6.81M | 5.16M | 5.39M |
| OperatingGainsLosses | 575.00K | 547.00K | 614.00K | 666.00K |
| GainLossOnSaleOfPPE | 575.00K | 547.00K | 614.00K | 666.00K |
| NetIncomeFromContinuingOperations | -21.39M | -10.05M | -41.46M | -27.01M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for EXFY
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|