Symbols / EXFY Stock $1.18 +0.85% Expensify, Inc.

Technology • Software - Application • United States • NMS
EXFY (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Technology
Industry Software - Application
CEO Mr. David Barrett
Exch · Country NMS · United States
Market Cap 113.80M
Enterprise Value 51.86M
Income -20.56M
Sales 140.00M
FCF (ttm) 17.93M
Book/sh 1.44
Cash/sh 0.69
Employees 117
Insider 10d —
IPO Nov 10, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E 16.86
PEG —
P/S 0.81
P/B 0.82
P/C —
EV/EBITDA -2.92
EV/Sales 0.37
Quick Ratio 1.75
Current Ratio 3.49
Debt/Eq 4.01
LT Debt/Eq —
EPS (ttm) -0.22
EPS next Y 0.07
EPS Growth —
Revenue Growth -5.80%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-08-06
Earnings (prior) 2026-05-07
ROA -6.09%
ROE -15.05%
ROIC —
Gross Margin 49.61%
Oper. Margin -5.80%
Profit Margin -14.68%
Shs Outstand 84.28M
Shs Float 59.98M
Insider Own 23.97%
Instit Own 36.44%
Short Float 5.26%
Short Ratio 5.54
Short Interest 3.74M
52W High 2.64
vs 52W High -55.30%
52W Low 0.69
vs 52W Low 70.77%
Beta 1.75
Impl. Vol. 3.32%
Rel Volume 0.35
Avg Volume 786.81K
Volume 277.12K
Target (mean) $1.12
Tgt Median $1.12
Tgt Low $1.00
Tgt High $1.25
# Analysts 2
Recom None
Prev Close $1.17
Price $1.18
Change 0.85%
About

Expensify, Inc. provides a cloud-based expense management software platform in the United States and internationally. The company offers Expensify, a platform that engages in managing corporate cards, paying bills, generating invoices, collecting payments, and booking travel, as well as track and submit plans for individuals. It serves individuals and corporations, small and midsized businesses, and enterprises. The company was founded in 2008 and is based in San Francisco, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$1.13
Mean price target
2. Current target
$1.18
Latest analyst target
3. DCF / Fair value
$3.83
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$1.18
Low
$1.00
High
$1.25
Mean
$1.13

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-05-09 main Lake Street Buy → Buy $5
2025-02-28 main Lake Street Buy → Buy $5
2024-12-16 main Citigroup Buy → Buy $5
2024-11-25 down JMP Securities Market Outperform → Market Perform —
2024-08-09 up JMP Securities Market Perform → Market Outperform $3
2024-06-14 reit JMP Securities — → Market Perform —
2024-04-23 main Citigroup Buy → Buy $4
2024-02-23 main Piper Sandler Neutral → Neutral $2
2024-01-02 main Piper Sandler Neutral → Neutral $3
2023-11-08 main Morgan Stanley Underweight → Underweight $2
2023-11-08 main Piper Sandler Neutral → Neutral $2
2023-10-23 main Piper Sandler Neutral → Neutral $4
2023-09-15 init JP Morgan — → Underweight —
2023-08-09 main Lake Street Buy → Buy $7
2023-08-09 down Loop Capital Buy → Hold $6
2023-08-09 main Citigroup Buy → Buy $8
2023-08-09 main Piper Sandler Neutral → Neutral $7
2023-08-09 down JMP Securities Market Outperform → Market Perform —
2023-06-12 down Morgan Stanley Equal-Weight → Underweight $5
2023-05-10 main Citigroup — → Buy $10
News
RSS: Latest EXFY news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-15 ALVAREZ DIVO CARLOS EDUARDO Director — 10,000 $1.13 $11,300
2026-05-01 BARRETT DAVID MICHAEL Chief Executive Officer — 30,000 $1.08 $32,400
2026-04-28 ALVAREZ DIVO CARLOS EDUARDO Director — 30,728 $1.01 $31,035
2026-04-02 LIU YING Director — 5,376 $0.00 $0
2026-03-11 MCLAUGHLIN STEVEN J Beneficial Owner of more than 10% of a Class of Security — 2,263,444 $0.84 $2,134,309
2026-03-02 BARRETT DAVID MICHAEL Chief Executive Officer — 30,000 $0.90 $27,000
2026-02-02 BARRETT DAVID MICHAEL Chief Executive Officer — 30,000 $1.45 $43,500
2026-01-05 LIU YING Director — 3,386 $0.00 $0
2026-01-02 BARRETT DAVID MICHAEL Chief Executive Officer — 44,463 $1.50 $66,984
2025-12-31 ALVAREZ DIVO CARLOS EDUARDO Director — 8,972 $1.50 $13,507
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
142.10
+2.06%
139.24
-7.60%
150.69
-11.10%
169.50
Operating Revenue
142.10
+2.06%
139.24
-7.60%
150.69
-11.10%
169.50
Cost Of Revenue
70.57
+9.86%
64.24
-3.96%
66.89
+6.73%
62.67
Reconciled Cost Of Revenue
70.57
+9.86%
64.24
-3.96%
66.89
+6.73%
62.67
Gross Profit
71.53
-4.63%
75.00
-10.50%
83.80
-21.56%
106.83
Operating Expense
89.55
+18.11%
75.82
-35.17%
116.95
-4.19%
122.06
Research And Development
20.68
-16.05%
24.64
+5.43%
23.37
+70.67%
13.69
Selling General And Administration
68.86
+34.55%
51.18
-45.31%
93.58
-13.64%
108.37
Selling And Marketing Expense
26.74
+108.97%
12.80
-71.15%
44.35
-11.08%
49.88
General And Administrative Expense
42.12
+9.74%
38.38
-22.03%
49.23
-15.84%
58.49
Other Gand A
42.12
+9.74%
38.38
-22.03%
49.23
-15.84%
58.49
Total Expenses
160.12
+14.33%
140.06
-23.81%
183.84
-0.48%
184.73
Operating Income
-18.02
-2097.44%
-0.82
+97.53%
-33.15
-117.63%
-15.23
Total Operating Income As Reported
-18.02
-2097.44%
-0.82
+97.53%
-33.15
-117.63%
-15.23
EBITDA
-9.56
-259.48%
5.99
+121.42%
-27.98
-184.28%
-9.84
Normalized EBITDA
-9.56
-259.48%
5.99
+121.42%
-27.98
-184.28%
-9.84
Reconciled Depreciation
8.46
+24.16%
6.81
+31.95%
5.16
-4.16%
5.39
EBIT
-18.02
-2097.44%
-0.82
+97.53%
-33.15
-117.63%
-15.23
Net Income
-21.39
-112.72%
-10.05
+75.75%
-41.46
-53.49%
-27.01
Pretax Income
-16.29
-581.15%
-2.39
+93.78%
-38.48
-86.39%
-20.64
Net Non Operating Interest Income Expense
—
-1.57
+70.49%
-5.33
+1.55%
-5.41
Interest Expense Non Operating
—
1.57
-70.49%
5.33
-1.55%
5.41
Net Interest Income
—
-1.57
+70.49%
-5.33
+1.55%
-5.41
Interest Expense
—
1.57
-70.49%
5.33
-1.55%
5.41
Other Income Expense
1.73
+209.80%
-1.57
—
—
Other Non Operating Income Expenses
1.73
+209.80%
-1.57
—
—
Tax Provision
5.10
-33.50%
7.66
+157.15%
2.98
-53.19%
6.37
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
-21.39
-112.72%
-10.05
+75.75%
-41.46
-53.49%
-27.01
Net Income From Continuing Operation Net Minority Interest
-21.39
-112.72%
-10.05
+75.75%
-41.46
-53.49%
-27.01
Net Income From Continuing And Discontinued Operation
-21.39
-112.72%
-10.05
+75.75%
-41.46
-53.49%
-27.01
Net Income Continuous Operations
-21.39
-112.72%
-10.05
+75.75%
-41.46
-53.49%
-27.01
Normalized Income
-21.39
-112.72%
-10.05
+75.75%
-41.46
-53.49%
-27.01
Net Income Common Stockholders
-21.39
-112.72%
-10.05
+75.75%
-41.46
-53.49%
-27.01
Otherunder Preferred Stock Dividend
—
—
—
—
Diluted EPS
—
-0.12
+76.47%
-0.51
-54.55%
-0.33
Basic EPS
—
-0.12
+76.47%
-0.51
-54.55%
-0.33
Basic Average Shares
—
87.38
+5.92%
82.49
+2.11%
80.79
Diluted Average Shares
—
87.38
+5.92%
82.49
+2.11%
80.79
Diluted NI Availto Com Stockholders
-21.39
-112.72%
-10.05
+75.75%
-41.46
-53.49%
-27.01
Line Item Trend 2023-12-31
Total Assets
176.78
Current Assets
137.23
Cash Cash Equivalents And Short Term Investments
47.51
Cash And Cash Equivalents
47.51
Cash Financial
47.51
Receivables
16.83
Accounts Receivable
13.83
Other Receivables
—
Taxes Receivable
2.99
Loans Receivable
—
Prepaid Assets
5.65
Current Deferred Assets
0.13
Restricted Cash
27.74
Other Current Assets
39.38
Total Non Current Assets
39.55
Net PPE
20.81
Gross PPE
29.69
Accumulated Depreciation
-8.88
Properties
0.00
Land And Improvements
4.15
Buildings And Improvements
6.49
Machinery Furniture Equipment
2.10
Construction In Progress
2.57
Other Properties
6.43
Leases
7.94
Goodwill And Other Intangible Assets
12.49
Other Intangible Assets
12.49
Non Current Deferred Assets
0.46
Non Current Deferred Taxes Assets
0.46
Other Non Current Assets
5.79
Total Liabilities Net Minority Interest
76.04
Current Liabilities
67.89
Payables And Accrued Expenses
9.39
Payables
4.95
Accounts Payable
1.43
Other Payable
0.14
Current Accrued Expenses
4.44
Total Tax Payable
3.39
Income Tax Payable
0.84
Current Debt And Capital Lease Obligation
23.09
Current Debt
22.66
Other Current Borrowings
7.66
Current Capital Lease Obligation
0.43
Other Current Liabilities
35.41
Total Non Current Liabilities Net Minority Interest
8.15
Long Term Debt And Capital Lease Obligation
6.47
Long Term Debt
—
Long Term Capital Lease Obligation
6.47
Non Current Deferred Liabilities
—
Non Current Deferred Taxes Liabilities
—
Other Non Current Liabilities
1.68
Preferred Securities Outside Stock Equity
—
Stockholders Equity
100.74
Common Stock Equity
100.74
Capital Stock
0.01
Common Stock
0.01
Preferred Stock
0.00
Share Issued
85.23
Ordinary Shares Number
85.23
Treasury Shares Number
0.00
Additional Paid In Capital
241.51
Retained Earnings
-140.77
Total Equity Gross Minority Interest
100.74
Total Capitalization
100.74
Working Capital
69.34
Invested Capital
123.40
Total Debt
29.55
Capital Lease Obligations
6.90
Net Tangible Assets
88.25
Tangible Book Value
88.25
Interest Payable
0.36
Line Of Credit
15.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
20.09
-15.86%
23.88
+1431.56%
1.56
-95.26%
32.88
Cash Flow From Continuing Operating Activities
20.09
-15.86%
23.88
+1431.56%
1.56
-95.26%
32.88
Net Income From Continuing Operations
-21.39
-112.72%
-10.05
+75.75%
-41.46
-53.49%
-27.01
Depreciation Amortization Depletion
8.46
+24.16%
6.81
+31.95%
5.16
-4.16%
5.39
Depreciation And Amortization
8.46
+24.16%
6.81
+31.95%
5.16
-4.16%
5.39
Other Non Cash Items
0.13
+146.30%
0.05
-78.99%
0.26
+511.90%
0.04
Stock Based Compensation
26.58
-20.75%
33.54
-18.62%
41.21
-21.25%
52.33
Asset Impairment Charge
0.60
-17.06%
0.73
-21.24%
0.92
+4.77%
0.88
Deferred Tax
0.01
+111.90%
-0.04
+62.83%
-0.11
-534.62%
0.03
Deferred Income Tax
0.01
+111.90%
-0.04
+62.83%
-0.11
-534.62%
0.03
Operating Gains Losses
0.57
+5.12%
0.55
-10.91%
0.61
-7.81%
0.67
Gain Loss On Sale Of PPE
0.57
+5.12%
0.55
-10.91%
0.61
-7.81%
0.67
Change In Working Capital
5.12
+166.50%
-7.71
-52.82%
-5.04
-1016.73%
0.55
Change In Receivables
-0.35
-150.43%
0.70
-68.27%
2.22
+267.22%
-1.33
Changes In Account Receivables
-0.35
-150.43%
0.70
-68.27%
2.22
+265.47%
-1.34
Change In Prepaid Assets
6.50
+536.31%
-1.49
-146.91%
3.18
+328.65%
-1.39
Change In Payables And Accrued Expense
9.82
+756.72%
-1.50
-231.83%
1.13
+126.81%
-4.23
Change In Accrued Expense
9.73
+2507.67%
-0.40
-144.59%
0.91
+158.95%
-1.54
Change In Payable
0.09
+108.34%
-1.09
-578.51%
0.23
+108.47%
-2.69
Change In Account Payable
0.09
+108.34%
-1.09
-578.51%
0.23
+108.47%
-2.69
Change In Other Current Assets
-9.04
-2964.75%
-0.29
+97.56%
-12.09
-141.68%
-5.00
Change In Other Current Liabilities
-1.80
+64.92%
-5.13
-1090.15%
0.52
-95.86%
12.50
Investing Cash Flow
-3.56
+53.40%
-7.63
-4.58%
-7.29
-231.70%
-2.20
Cash Flow From Continuing Investing Activities
-3.56
+53.40%
-7.63
-4.58%
-7.29
-231.70%
-2.20
Net PPE Purchase And Sale
-0.02
0.00
+100.00%
-1.38
-138.62%
-0.58
Purchase Of PPE
-0.02
0.00
+100.00%
-1.38
-136.58%
-0.58
Sale Of PPE
—
0.00
0.00
-100.00%
0.01
Capital Expenditure
-3.56
+53.40%
-7.63
-4.58%
-7.29
-230.94%
-2.20
Net Intangibles Purchase And Sale
-3.54
+53.62%
-7.63
-29.07%
-5.91
-265.04%
-1.62
Purchase Of Intangibles
-3.54
+53.62%
-7.63
-29.07%
-5.91
-265.04%
-1.62
Financing Cash Flow
-2.74
+87.57%
-22.07
+51.29%
-45.32
-447.17%
-8.28
Cash Flow From Continuing Financing Activities
-2.74
+87.57%
-22.07
+51.29%
-45.32
-447.17%
-8.28
Net Issuance Payments Of Debt
-0.14
+99.39%
-22.80
+49.45%
-45.10
-3149.28%
-1.39
Issuance Of Debt
—
—
0.00
0.00
Repayment Of Debt
-0.14
+99.39%
-22.80
+49.45%
-45.10
-3149.28%
-1.39
Long Term Debt Issuance
—
—
0.00
0.00
Long Term Debt Payments
-0.14
+99.39%
-22.80
+49.45%
-45.10
-3149.28%
-1.39
Net Long Term Debt Issuance
-0.14
+99.39%
-22.80
+49.45%
-45.10
-3149.28%
-1.39
Short Term Debt Issuance
—
—
—
0.00
Short Term Debt Payments
—
—
—
0.00
Net Short Term Debt Issuance
—
—
—
0.00
Net Common Stock Issuance
-2.77
-207.48%
2.58
+108.48%
1.24
+152.61%
-2.35
Common Stock Payments
-9.10
-502.32%
-1.51
+49.95%
-3.02
+49.93%
-6.03
Repurchase Of Capital Stock
-9.10
-502.32%
-1.51
+49.95%
-3.02
+49.93%
-6.03
Proceeds From Stock Option Exercised
0.32
-18.43%
0.40
+27.33%
0.31
-60.88%
0.80
Net Other Financing Charges
-0.15
+93.20%
-2.25
-27.41%
-1.77
+66.90%
-5.34
Changes In Cash
13.79
+336.78%
-5.82
+88.59%
-51.05
-327.96%
22.39
Beginning Cash Position
90.83
-6.03%
96.66
-34.56%
147.71
+17.87%
125.31
End Cash Position
104.62
+15.18%
90.83
-6.03%
96.66
-34.56%
147.71
Free Cash Flow
16.53
+1.75%
16.25
+383.33%
-5.74
-118.70%
30.67
Interest Paid Supplemental Data
0.00
-100.00%
1.36
-77.06%
5.94
+51.74%
3.91
Income Tax Paid Supplemental Data
—
5.07
+34.00%
3.79
+288.21%
0.97
Common Stock Issuance
6.32
+54.51%
4.09
-3.85%
4.25
+15.88%
3.67
Issuance Of Capital Stock
6.32
+54.51%
4.09
-3.85%
4.25
+15.88%
3.67
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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