Symbols / EZRA Stock $0.11 -26.45% Reliance Global Group, Inc.

Financial Services • Insurance Brokers • United States • NCM
EZRA (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance Brokers
CEO Mr. Ezra Beyman
Exch · Country NCM · United States
Market Cap 2.53M
Enterprise Value 5.71M
Income -6.72M
Sales 12.02M
FCF (ttm) 1.76M
Book/sh 0.60
Cash/sh 0.10
Employees 40
Insider 10d —
IPO Feb 09, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E —
PEG —
P/S 0.21
P/B 0.19
P/C —
EV/EBITDA -0.74
EV/Sales 0.47
Quick Ratio 1.61
Current Ratio 2.40
Debt/Eq 73.45
LT Debt/Eq —
EPS (ttm) -0.71
EPS next Y —
EPS Growth —
Revenue Growth -9.70%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2023-05-18
Earnings (prior) 2023-05-18
ROA -36.59%
ROE -133.96%
ROIC —
Gross Margin -19.94%
Oper. Margin -33.86%
Profit Margin -55.92%
Shs Outstand 22.23M
Shs Float 20.64M
Insider Own 6.00%
Instit Own 5.22%
Short Float 2.36%
Short Ratio 0.30
Short Interest 469.68K
52W High 3.55
vs 52W High -96.79%
52W Low 0.11
vs 52W Low 3.64%
Beta —
Impl. Vol. —
Rel Volume 0.47
Avg Volume 9.59M
Volume 4.47M
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $0.15
Price $0.11
Change -26.45%
About

Reliance Global Group, Inc. acquires, owns, and manages insurance distribution and technology-oriented businesses in the United States. The company operates RELI Exchange, a business-to-business InsurTech platform and partner network designed to support insurance agents and agencies through technology-enabled tools and operational infrastructure; and 5MinuteInsure.com, a direct-to-consumer InsurTech platform designed to enable consumers to compare, quote, and bind certain insurance products through a streamlined digital interface. It also provides training and mentorship resources to support agent onboarding and business development through its platform; agency services for insurance products in the healthcare, life, bond, auto, and property and casualty sectors; and insurance marketing services. The company was formerly known as Ethos Media Network, Inc. and changed its name to Reliance Global Group, Inc. in October 2018. The company was incorporated in 2013 and is headquartered in Lakewood, New Jersey.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$0.11
Latest analyst target
3. DCF / Fair value
$1.43
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.11
Low
—
High
—
Mean
—
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-26 BEYMAN EZRA Chief Executive Officer — 300,000 $0.17 $50,970
2026-03-24 MARKOVITS JOEL Chief Financial Officer — 127,562 $0.21 $26,214
2025-11-26 MARKOVITS JOEL Chief Financial Officer — 99,492 $0.66 $79,243
2025-07-18 KORMAN SCOTT Director — 66,486 $0.00 $0
2025-07-18 BEYMAN EZRA Chief Executive Officer — 717,775 $0.00 $0
2025-07-18 BLUMENFRUCHT ALEX Director — 66,486 $0.00 $0
2025-07-18 BRICKMAN SHELDON Director — 66,486 $0.00 $0
2025-07-18 BEYMAN YAAKOV Officer — 186,567 $0.00 $0
2025-07-18 MARKOVITS JOEL Chief Financial Officer — 213,704 $0.00 $0
2025-07-18 FRUCHTZWEIG BEN Director — 66,486 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
12.43
-11.55%
14.05
+2.35%
13.73
+16.75%
11.76
Operating Revenue
12.43
-11.55%
14.05
+2.35%
13.73
+16.75%
11.76
Cost Of Revenue
14.92
+30.71%
11.42
+1.61%
11.24
+5.51%
10.65
Reconciled Cost Of Revenue
14.92
+30.71%
11.42
+1.61%
11.24
+5.51%
10.65
Gross Profit
-2.49
-194.46%
2.64
+5.69%
2.50
+124.28%
1.11
Operating Expense
6.52
+2.48%
6.36
-9.92%
7.06
-8.17%
7.69
Selling General And Administration
5.19
+13.37%
4.58
+2.75%
4.45
-13.15%
5.13
Selling And Marketing Expense
0.28
-22.17%
0.36
-1.99%
0.36
+114.30%
0.17
General And Administrative Expense
4.91
+16.38%
4.22
+3.17%
4.09
-17.53%
4.96
Other Gand A
4.91
+16.38%
4.22
+3.17%
4.09
-17.53%
4.96
Total Expenses
21.44
+20.61%
17.78
-2.84%
18.30
-0.23%
18.34
Operating Income
-9.01
-141.93%
-3.73
+18.45%
-4.57
+30.57%
-6.58
Total Operating Income As Reported
-9.01
-17.12%
-7.70
+44.55%
-13.88
-110.91%
-6.58
EBITDA
-4.61
+19.10%
-5.70
+1.01%
-5.76
-123.00%
25.04
Normalized EBITDA
-7.80
-312.89%
-1.89
+3.31%
-1.95
+51.44%
-4.02
Reconciled Depreciation
1.33
-25.43%
1.79
-31.55%
2.61
+1.78%
2.56
EBIT
-5.94
+20.61%
-7.49
+10.53%
-8.37
-137.23%
22.48
Total Unusual Items
3.18
+183.46%
-3.81
-0.17%
-3.81
-113.10%
29.06
Total Unusual Items Excluding Goodwill
3.18
+183.46%
-3.81
-0.17%
-3.81
-113.10%
29.06
Special Income Charges
3.18
+180.18%
-3.97
+57.36%
-9.31
-1776784.16%
-0.00
Impairment Of Capital Assets
—
0.00
-100.00%
7.59
0.00
Restructuring And Mergern Acquisition
0.00
-100.00%
0.05
-97.22%
1.72
+327547.52%
0.00
Write Off
0.00
-100.00%
3.92
0.00
—
Net Income
-6.99
+22.97%
-9.07
+24.47%
-12.01
-285.74%
6.47
Pretax Income
-6.99
+22.97%
-9.07
+9.51%
-10.03
-146.50%
21.56
Net Non Operating Interest Income Expense
-1.04
+34.12%
-1.58
+4.39%
-1.66
-80.41%
-0.92
Interest Expense Non Operating
1.04
-34.12%
1.58
-4.39%
1.66
+80.41%
0.92
Net Interest Income
-1.04
+34.12%
-1.58
+4.39%
-1.66
-80.41%
-0.92
Interest Expense
1.04
-34.12%
1.58
-4.39%
1.66
+80.41%
0.92
Other Income Expense
3.07
+181.55%
-3.76
+1.00%
-3.80
-113.08%
29.06
Other Non Operating Income Expenses
-0.11
-322.81%
0.05
+686.29%
0.01
+250.43%
-0.00
Gain On Sale Of Security
—
0.16
-97.17%
5.50
-81.06%
29.06
Gain On Sale Of Business
3.18
0.00
—
—
Tax Provision
0.00
0.00
—
—
Tax Rate For Calcs
0.00
0.00
0.00
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
-6.99
+22.97%
-9.07
+24.47%
-12.01
-285.74%
6.47
Net Income From Continuing Operation Net Minority Interest
-6.99
+22.97%
-9.07
+9.51%
-10.03
-146.50%
21.56
Net Income From Continuing And Discontinued Operation
-6.99
+22.97%
-9.07
+24.47%
-12.01
-285.74%
6.47
Net Income Continuous Operations
-6.99
+22.97%
-9.07
+9.51%
-10.03
-146.50%
21.56
Net Income Discontinuous Operations
—
0.00
+100.00%
-1.98
+86.85%
-15.10
Normalized Income
-10.17
-93.44%
-5.26
+15.44%
-6.22
+17.12%
-7.50
Net Income Common Stockholders
-6.99
+22.97%
-9.07
+24.47%
-12.01
-285.74%
6.47
Diluted EPS
—
-9.01
+89.73%
-87.70
-1128.29%
-7.14
Basic EPS
—
-9.01
+89.73%
-87.70
-1128.29%
-7.14
Basic Average Shares
—
1.01
+507.01%
0.17
+157.62%
0.06
Diluted Average Shares
—
1.01
+507.01%
0.17
+157.56%
0.06
Diluted NI Availto Com Stockholders
-6.99
+22.97%
-9.07
+24.47%
-12.01
-285.74%
6.47
Depreciation Amortization Depletion Income Statement
1.33
-25.43%
1.79
-31.55%
2.61
+1.78%
2.56
Depreciation And Amortization In Income Statement
1.33
-25.43%
1.79
-31.55%
2.61
+1.78%
2.56
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
13.55
-21.75%
17.32
-24.77%
23.02
-40.11%
38.43
Current Assets
4.27
+7.07%
3.99
-8.90%
4.38
+34.10%
3.27
Cash Cash Equivalents And Short Term Investments
1.32
+253.01%
0.37
-71.96%
1.33
+162.96%
0.51
Cash And Cash Equivalents
1.32
+253.01%
0.37
-71.96%
1.33
+162.96%
0.51
Cash Financial
1.32
+253.01%
0.37
-71.96%
1.33
+162.96%
0.51
Receivables
0.77
-48.80%
1.51
+15.61%
1.31
+27.57%
1.02
Accounts Receivable
0.75
-48.93%
1.47
+12.46%
1.31
+28.92%
1.01
Other Receivables
0.02
-44.23%
0.04
+4592.32%
0.00
-92.16%
0.01
Prepaid Assets
—
—
—
—
Restricted Cash
1.42
-0.65%
1.42
+1.07%
1.41
+0.39%
1.40
Assets Held For Sale Current
—
—
0.00
-100.00%
0.09
Other Current Assets
0.77
+12.55%
0.68
+104.18%
0.33
+35.93%
0.25
Total Non Current Assets
9.28
-30.38%
13.33
-28.50%
18.64
-47.00%
35.16
Net PPE
0.97
-17.87%
1.19
+34.89%
0.88
-25.55%
1.18
Gross PPE
1.10
-19.12%
1.36
+33.13%
1.02
-20.12%
1.27
Accumulated Depreciation
-0.12
+27.92%
-0.17
-21.93%
-0.14
-48.74%
-0.09
Properties
0.00
0.00
0.00
0.00
Machinery Furniture Equipment
0.15
-14.93%
0.17
+8.57%
0.16
+18.82%
0.13
Other Properties
0.90
-14.75%
1.05
+42.32%
0.74
-27.39%
1.02
Leases
0.05
-59.65%
0.13
+8.91%
0.12
-2.00%
0.12
Goodwill And Other Intangible Assets
8.17
-32.54%
12.12
-31.68%
17.74
-36.03%
27.73
Goodwill
4.79
-28.49%
6.69
+0.00%
6.69
-53.15%
14.29
Other Intangible Assets
3.39
-37.54%
5.42
-50.88%
11.04
-17.83%
13.44
Investments And Advances
—
—
0.00
-100.00%
0.90
Other Non Current Assets
0.13
+484.64%
0.02
+7.39%
0.02
-99.62%
5.35
Total Liabilities Net Minority Interest
7.12
-50.26%
14.32
-9.77%
15.87
-46.24%
29.52
Current Liabilities
2.40
-32.93%
3.57
+12.04%
3.19
-59.32%
7.84
Payables And Accrued Expenses
0.74
-39.91%
1.23
+45.42%
0.84
-19.91%
1.05
Payables
0.66
-39.82%
1.10
+57.19%
0.70
-23.11%
0.91
Accounts Payable
0.50
-46.99%
0.94
+47.47%
0.64
-15.00%
0.75
Other Payable
0.16
+2.48%
0.16
+157.05%
0.06
-61.17%
0.16
Current Accrued Expenses
0.08
-40.70%
0.13
-10.86%
0.15
-0.04%
0.15
Current Debt And Capital Lease Obligation
1.60
-30.05%
2.29
+7.43%
2.13
-26.03%
2.88
Current Debt
1.32
-35.22%
2.05
+10.80%
1.85
-27.36%
2.54
Other Current Borrowings
1.32
-35.22%
2.05
+10.80%
1.85
-27.36%
2.54
Current Capital Lease Obligation
0.28
+13.28%
0.24
-14.42%
0.29
-16.11%
0.34
Other Current Liabilities
0.06
+0.19%
0.06
-72.77%
0.22
-94.47%
3.91
Total Non Current Liabilities Net Minority Interest
4.72
-56.03%
10.74
-15.25%
12.68
-41.51%
21.68
Long Term Debt And Capital Lease Obligation
4.72
-56.03%
10.74
-13.42%
12.41
-15.51%
14.69
Long Term Debt
4.06
-58.95%
9.90
-17.01%
11.92
-14.65%
13.97
Long Term Capital Lease Obligation
0.66
-21.96%
0.85
+74.94%
0.48
-32.17%
0.71
Other Non Current Liabilities
—
—
—
0.56
Stockholders Equity
6.43
+114.44%
3.00
-58.06%
7.15
-19.79%
8.91
Common Stock Equity
6.43
+114.44%
3.00
-58.06%
7.15
-19.79%
8.91
Capital Stock
0.92
+373.11%
0.19
+703.20%
0.02
-77.03%
0.10
Common Stock
0.92
+373.11%
0.19
+703.20%
0.02
-77.03%
0.10
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
10.64
+373.03%
2.25
+703.31%
0.28
+5757.72%
0.00
Ordinary Shares Number
10.64
+373.03%
2.25
+703.31%
0.28
+5757.72%
0.00
Additional Paid In Capital
60.57
+19.06%
50.88
+10.30%
46.13
+28.85%
35.80
Retained Earnings
-55.06
-14.54%
-48.07
-23.26%
-39.00
-44.49%
-26.99
Total Equity Gross Minority Interest
6.43
+114.44%
3.00
-58.06%
7.15
-19.79%
8.91
Total Capitalization
10.49
-18.64%
12.89
-32.39%
19.07
-16.65%
22.88
Working Capital
1.87
+351.02%
0.42
-65.04%
1.19
+125.99%
-4.58
Invested Capital
11.82
-20.91%
14.94
-28.58%
20.92
-17.73%
25.42
Total Debt
6.33
-51.47%
13.03
-10.36%
14.54
-17.23%
17.57
Net Debt
4.07
-64.80%
11.57
-7.01%
12.44
-22.28%
16.01
Capital Lease Obligations
0.94
-14.08%
1.09
+41.82%
0.77
-26.99%
1.05
Net Tangible Assets
-1.75
+80.84%
-9.12
+13.87%
-10.59
+43.72%
-18.82
Tangible Book Value
-1.75
+80.84%
-9.12
+13.87%
-10.59
+43.72%
-18.82
Current Provisions
—
—
—
0.92
Derivative Product Liabilities
0.00
-100.00%
0.00
-99.88%
0.27
-95.82%
6.43
Duefrom Related Parties Current
—
—
—
0.02
Investmentin Financial Assets
—
—
0.00
-100.00%
0.90
Notes Receivable
—
—
—
—
Other Equity Interest
—
—
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-3.09
-23.04%
-2.52
-196.61%
-0.85
+73.42%
-3.19
Cash Flow From Continuing Operating Activities
-3.09
-23.04%
-2.52
+45.28%
-4.60
+73.98%
-17.67
Cash From Discontinued Operating Activities
—
0.00
-100.00%
3.75
-74.11%
14.48
Net Income From Continuing Operations
-6.99
+22.97%
-9.07
+24.47%
-12.01
-285.74%
6.47
Depreciation Amortization Depletion
1.33
-25.43%
1.79
-31.55%
2.61
+1.78%
2.56
Depreciation
0.03
+3.13%
0.03
-33.49%
0.05
+21.24%
0.04
Amortization Cash Flow
1.30
-25.93%
1.76
-31.51%
2.56
+1.49%
2.53
Depreciation And Amortization
1.33
-25.43%
1.79
-31.55%
2.61
+1.78%
2.56
Amortization Of Intangibles
1.30
-25.93%
1.76
-31.51%
2.56
+1.49%
2.53
Other Non Cash Items
0.92
+117.45%
0.42
-80.47%
2.16
+3275.72%
0.06
Stock Based Compensation
4.83
+804.65%
0.53
-39.02%
0.88
-29.98%
1.25
Asset Impairment Charge
0.00
-100.00%
3.92
-48.35%
7.59
0.00
Operating Gains Losses
-3.17
-1929.14%
-0.16
+97.17%
-5.50
+81.06%
-29.06
Gain Loss On Investment Securities
0.02
+111.19%
-0.16
+97.17%
-5.50
+81.06%
-29.06
Change In Working Capital
-0.02
-132.20%
0.05
+115.70%
-0.32
-130.06%
1.05
Change In Receivables
0.52
+353.48%
-0.20
+27.75%
-0.28
-380.96%
0.10
Changes In Account Receivables
0.52
+419.32%
-0.16
+44.46%
-0.29
-361.63%
0.11
Change In Prepaid Assets
-0.11
+10.37%
-0.13
-222.13%
0.10
-95.82%
2.50
Change In Payables And Accrued Expense
-0.42
-210.16%
0.38
+369.70%
-0.14
+90.79%
-1.54
Change In Payable
-0.42
-210.16%
0.38
+369.70%
-0.14
+90.79%
-1.54
Change In Account Payable
-0.47
-232.55%
0.35
+828.23%
-0.05
+97.34%
-1.81
Change In Other Working Capital
—
—
—
-0.57
Change In Other Current Assets
0.00
+320.00%
-0.00
-150.13%
0.00
+146.09%
-0.01
Investing Cash Flow
5.33
+6501.71%
-0.08
-111.72%
0.71
+102.88%
-24.64
Cash Flow From Continuing Investing Activities
5.33
+6501.71%
-0.08
-111.72%
0.71
+111.18%
-6.35
Cash From Discontinued Investing Activities
—
—
0.00
+100.00%
-18.29
Net PPE Purchase And Sale
-0.02
+34.45%
-0.02
-6.09%
-0.02
+62.79%
-0.06
Purchase Of PPE
-0.02
+34.45%
-0.02
-6.09%
-0.02
+62.79%
-0.06
Capital Expenditure
-0.04
+48.71%
-0.08
+56.15%
-0.19
+76.34%
-0.80
Net Investment Purchase And Sale
-0.13
0.00
-100.00%
0.90
+100.00%
0.45
Purchase Of Investment
-0.33
0.00
—
—
Sale Of Investment
0.21
0.00
-100.00%
0.90
+100.00%
0.45
Net Business Purchase And Sale
5.50
0.00
0.00
+100.00%
-6.00
Purchase Of Business
—
—
0.00
+100.00%
-6.00
Gain Loss On Sale Of Business
-3.18
0.00
—
—
Net Intangibles Purchase And Sale
-0.03
+54.57%
-0.06
+64.68%
-0.17
+77.47%
-0.74
Purchase Of Intangibles
-0.03
+54.57%
-0.06
+64.68%
-0.17
+77.47%
-0.74
Financing Cash Flow
-1.30
-178.44%
1.66
+71.38%
0.97
-96.15%
25.12
Cash Flow From Continuing Financing Activities
-1.30
-178.44%
1.66
+68.30%
0.98
-96.07%
25.07
Net Issuance Payments Of Debt
-6.03
-193.35%
-2.06
+33.05%
-3.07
-146.18%
6.65
Issuance Of Debt
1.34
+569.50%
0.20
-17.37%
0.24
-96.98%
8.02
Repayment Of Debt
-7.37
-226.69%
-2.26
+31.90%
-3.31
-141.88%
-1.37
Long Term Debt Issuance
1.15
0.00
0.00
-100.00%
8.02
Long Term Debt Payments
-7.18
-248.67%
-2.06
+31.17%
-2.99
-182.35%
-1.06
Net Long Term Debt Issuance
-6.03
-192.99%
-2.06
+31.17%
-2.99
-142.97%
6.96
Short Term Debt Issuance
0.19
-3.79%
0.20
-17.37%
0.24
0.00
Short Term Debt Payments
-0.19
+2.57%
-0.20
+38.74%
-0.32
-3.77%
-0.31
Net Short Term Debt Issuance
0.00
-95.71%
0.00
+103.29%
-0.08
+74.19%
-0.31
Net Common Stock Issuance
5.12
+37.89%
3.71
+7.74%
3.45
-80.71%
17.87
Cash Dividends Paid
-0.39
0.00
—
—
Proceeds From Stock Option Exercised
—
0.00
-100.00%
1.03
-58.45%
2.48
Net Other Financing Charges
—
—
-0.42
+78.16%
-1.92
Changes In Cash
0.93
+199.20%
-0.94
-213.52%
0.83
+130.58%
-2.71
Beginning Cash Position
1.80
-34.36%
2.74
+43.42%
1.91
-58.67%
4.62
End Cash Position
2.73
+51.94%
1.80
-34.36%
2.74
+43.42%
1.91
Free Cash Flow
-3.14
-20.74%
-2.60
-150.38%
-1.04
+74.01%
-3.99
Interest Paid Supplemental Data
0.95
-40.14%
1.58
-1.99%
1.61
+86.68%
0.86
Common Stock Issuance
5.12
+37.89%
3.71
+7.74%
3.45
-80.71%
17.87
Issuance Of Capital Stock
5.12
+37.89%
3.71
+7.74%
3.45
-80.71%
17.87
Sale Of Business
5.50
0.00
—
—
Cash From Discontinued Financing Activities
—
0.00
+100.00%
-0.02
-137.50%
0.05
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category