Symbols / FBK Stock $54.29 +0.57% FB Financial Corporation

Financial Services • Banks - Regional • United States • NYQ
FBK (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Christopher T. Holmes
Exch · Country NYQ · United States
Market Cap 2.80B
Enterprise Value 1.89B
Income 140.79M
Sales 557.67M
FCF (ttm)
Book/sh 38.39
Cash/sh 22.94
Employees 1,594
Insider 10d
IPO Sep 16, 2016
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 28.78%
P/E 20.03
Forward P/E 10.71
PEG
P/S 5.02
P/B 1.41
P/C
EV/EBITDA
EV/Sales 3.40
Quick Ratio
Current Ratio
Debt/Eq
LT Debt/Eq
EPS (ttm) 2.71
EPS next Y 5.07
EPS Growth 31.00%
Revenue Growth 31.90%
EPS Gr Q/Q 46.10%
Rev Gr Q/Q
Earnings (next) 2026-07-13
Earnings (prior) 2026-04-13
ROA 0.95%
ROE 7.88%
ROIC
Gross Margin 0.00%
Oper. Margin 45.75%
Profit Margin 25.25%
Shs Outstand 51.52M
Shs Float 43.33M
Insider Own 15.77%
Instit Own 81.86%
Short Float 4.52%
Short Ratio 4.67
Short Interest 1.69M
52W High 62.37
vs 52W High -12.95%
52W Low 42.29
vs 52W Low 28.38%
Beta 0.97
Impl. Vol. 67.46%
Rel Volume 0.39
Avg Volume 302.13K
Volume 117.53K
Target (mean) $64.43
Tgt Median $65.00
Tgt Low $62.00
Tgt High $67.00
# Analysts 7
Recom Strong_buy
Prev Close $53.98
Price $54.29
Change 0.57%
About

FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. The company operates in two segments, Banking and Mortgage. It offers interest-bearing checking, noninterest-bearing demand, money market, and savings accounts; deposit and lending products and services to corporate, commercial, and consumer customers; and time deposits, as well as residential mortgage loans and loan securitization services to third party private investors or government sponsored agencies. The company also provides owner-occupied and non-owner-occupied commercial real estate loans; residential real estate 1-4 family mortgage, multi-family residential, commercial and industrial, construction, land acquisition and land development loans, and single-family interim construction loans, as well as residential lines of credit; consumer and other loans, such as car, boat, and other recreational vehicle loans; and personal lines of credit. In addition, the company offers mortgage banking services through its bank branch network and mortgage banking offices; and securities underwriting, insurance underwriting, and merchant banking. It operates through various full-service branch locations, as well as online or mobile banking. The company serves retail and wealth consumers, small businesses, and corporate clients and owners. The company was formerly known as First South Bancorp, Inc. and changed its name to FB Financial Corporation in 2016. FB Financial Corporation was founded in 1906 and is headquartered in Nashville, Tennessee.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$54.29
Low
$62.00
High
$67.00
Mean
$64.43

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-15 main Keefe, Bruyette & Woods Outperform → Outperform $65
2026-04-15 reit Cantor Fitzgerald Overweight → Overweight $66
2026-04-14 reit Cantor Fitzgerald Overweight → Overweight $66
2026-04-07 up Raymond James Market Perform → Strong Buy $62
2026-04-02 up Piper Sandler Neutral → Overweight $65
2026-01-23 down Piper Sandler Overweight → Neutral $65
2025-10-16 main Piper Sandler Overweight → Overweight $63
2025-10-16 reit Cantor Fitzgerald Overweight → Overweight $66
2025-09-10 init Cantor Fitzgerald — → Overweight $61
2025-07-11 up Keefe, Bruyette & Woods Market Perform → Outperform $58
2025-04-17 main Piper Sandler Overweight → Overweight $58
2025-04-17 main Keefe, Bruyette & Woods Market Perform → Market Perform $52
2025-04-02 main Piper Sandler Overweight → Overweight $60
2025-04-02 main Stephens & Co. Overweight → Overweight $58
2025-03-11 up Piper Sandler Neutral → Overweight $58
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $58
2024-11-18 down Hovde Group Outperform → Market Perform $60
2024-10-16 main Keefe, Bruyette & Woods Market Perform → Market Perform $50
2024-07-17 main Keefe, Bruyette & Woods Market Perform → Market Perform $45
2024-07-17 down Piper Sandler Overweight → Neutral $46
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-30 REYNOLDS EMILY J Director 278 $54.07 $15,031
2026-04-30 PINSON CHARLES WRIGHT Director 556 $54.07 $30,063
2026-02-25 PEERY ROBERT WADE Chief Technology Officer 2 $0.00 $0
2026-02-25 METTEE MICHAEL M. Chief Operating Officer 13,207 $0.00 $0
2026-02-25 EDMONDSON TRAVIS K Officer 9,933 $0.00 $0
2026-02-25 HAMILTON AIMEE T Officer 6,856 $0.00 $0
2026-02-25 SIMS BETH W General Counsel 7,873 $0.00 $0
2026-02-25 HICKMAN MARK Officer 1,891 $0.00 $0
2026-02-25 TANSIL SCOTT J. Chief Operating Officer 2,063 $0.00 $0
2026-02-25 HOLMES CHRISTOPHER T Chief Executive Officer 53,315 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
561.18
+23.18%
455.57
-4.65%
477.79
-9.37%
527.17
Operating Revenue
561.18
+23.18%
455.57
-4.65%
477.79
-9.37%
527.17
Selling General And Administration
227.30
+19.12%
190.82
-9.87%
211.71
-4.94%
222.70
Selling And Marketing Expense
9.58
+36.75%
7.01
-15.24%
8.27
-26.24%
11.21
General And Administrative Expense
217.72
+18.45%
183.81
-9.65%
203.44
-3.81%
211.49
Salaries And Wages
217.72
+18.45%
183.81
-9.65%
203.44
-3.81%
211.49
Other Gand A
Reconciled Depreciation
17.35
+16.35%
14.91
+0.50%
14.84
+17.75%
12.60
Total Unusual Items
-24.97
-1052.24%
-2.17
-7925.93%
-0.03
+99.79%
-12.72
Total Unusual Items Excluding Goodwill
-24.97
-1052.24%
-2.17
-7925.93%
-0.03
+99.79%
-12.72
Special Income Charges
-24.97
0.00
+100.00%
-0.03
+99.79%
-12.72
Other Special Charges
1.17
-46.19%
2.17
+7925.93%
0.03
-89.81%
0.27
Restructuring And Mergern Acquisition
23.80
0.00
0.00
0.00
Net Income
122.62
+5.68%
116.03
-3.48%
120.22
-3.48%
124.56
Pretax Income
138.52
-5.56%
146.67
-2.41%
150.29
-5.82%
159.57
Net Interest Income
516.10
+23.91%
416.50
+2.28%
407.22
-1.22%
412.24
Interest Expense
317.83
+2.84%
309.04
+13.95%
271.19
+291.97%
69.19
Interest Income
833.93
+14.94%
725.54
+6.95%
678.41
+40.92%
481.42
Gain On Sale Of Security
-60.46
-7.24%
-56.38
-303.48%
-13.97
-3616.22%
-0.38
Tax Provision
15.88
-48.14%
30.62
+1.89%
30.05
-14.14%
35.00
Tax Rate For Calcs
0.00
-44.98%
0.00
+4.50%
0.00
-8.68%
0.00
Tax Effect Of Unusual Items
-2.87
-534.01%
-0.45
-8287.09%
-0.01
+99.81%
-2.79
Net Income Including Noncontrolling Interests
122.64
+5.68%
116.05
-3.48%
120.24
-3.48%
124.57
Net Income From Continuing Operation Net Minority Interest
122.62
+5.68%
116.03
-3.48%
120.22
-3.48%
124.56
Net Income From Continuing And Discontinued Operation
122.62
+5.68%
116.03
-3.48%
120.22
-3.48%
124.56
Net Income Continuous Operations
122.64
+5.68%
116.05
-3.48%
120.24
-3.48%
124.57
Minority Interests
-0.02
+0.00%
-0.02
+0.00%
-0.02
+0.00%
-0.02
Normalized Income
144.72
+22.91%
117.75
-2.08%
120.25
-10.59%
134.49
Net Income Common Stockholders
122.62
+5.68%
116.03
-3.48%
120.22
-3.48%
124.56
Diluted EPS
2.48
-3.50%
2.57
-2.65%
2.64
Basic EPS
2.48
-3.50%
2.57
-2.65%
2.64
Basic Average Shares
46.74
-0.09%
46.78
-0.71%
47.11
Diluted Average Shares
46.87
+0.11%
46.82
-0.88%
47.24
Diluted NI Availto Com Stockholders
122.62
+5.68%
116.03
-3.48%
120.22
-3.48%
124.56
Amortization
5.30
+79.78%
2.95
-19.46%
3.66
-20.20%
4.58
Amortization Of Intangibles Income Statement
5.30
+79.78%
2.95
-19.46%
3.66
-20.20%
4.58
Depreciation Amortization Depletion Income Statement
5.30
+79.78%
2.95
-19.46%
3.66
-20.20%
4.58
Depreciation And Amortization In Income Statement
5.30
+79.78%
2.95
-19.46%
3.66
-20.20%
4.58
Occupancy And Equipment
28.09
+6.99%
26.25
-6.74%
28.15
+19.46%
23.56
Other Non Interest Expense
85.58
+23.66%
69.20
-4.58%
72.52
+3.58%
70.01
Professional Expense And Contract Services Expense
8.15
+6.11%
7.68
-13.62%
8.89
-40.84%
15.03
Line Item Trend 2023-12-31
Total Assets
12,604.40
Cash And Cash Equivalents
727.61
Cash Financial
146.54
Other Short Term Investments
978.21
Receivables
95.25
Accounts Receivable
52.72
Other Receivables
42.53
Prepaid Assets
13.59
Net PPE
210.03
Gross PPE
261.68
Accumulated Depreciation
-51.66
Land And Improvements
35.09
Machinery Furniture Equipment
25.73
Construction In Progress
4.94
Other Properties
167.64
Leases
28.27
Goodwill And Other Intangible Assets
416.04
Goodwill
242.56
Other Intangible Assets
173.48
Investments And Advances
1,497.16
Long Term Equity Investment
0.00
Total Liabilities Net Minority Interest
11,149.52
Payables And Accrued Expenses
37.22
Payables
18.81
Accounts Payable
18.81
Current Accrued Expenses
18.41
Long Term Debt And Capital Lease Obligation
359.59
Long Term Debt
291.95
Long Term Capital Lease Obligation
67.64
Long Term Provisions
9.67
Non Current Deferred Liabilities
Non Current Deferred Taxes Liabilities
Stockholders Equity
1,454.79
Common Stock Equity
1,454.79
Capital Stock
46.85
Common Stock
46.85
Share Issued
46.85
Ordinary Shares Number
46.85
Treasury Shares Number
0.00
Additional Paid In Capital
864.26
Retained Earnings
678.41
Gains Losses Not Affecting Retained Earnings
-134.72
Minority Interest
0.09
Other Equity Adjustments
-134.72
Total Equity Gross Minority Interest
1,454.89
Total Capitalization
1,746.74
Invested Capital
1,746.74
Total Debt
359.59
Capital Lease Obligations
67.64
Net Tangible Assets
1,038.75
Tangible Book Value
1,038.75
Available For Sale Securities
518.95
Cash Cash Equivalents And Federal Funds Sold
810.93
Derivative Product Liabilities
38.22
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
155.86
+12.29%
138.80
-34.24%
211.07
-73.61%
799.71
Cash Flow From Continuing Operating Activities
155.86
+12.29%
138.80
-34.24%
211.07
-73.61%
799.71
Net Income From Continuing Operations
122.64
+5.68%
116.05
-3.48%
120.24
-3.48%
124.57
Depreciation Amortization Depletion
17.35
+16.35%
14.91
+0.50%
14.84
+17.75%
12.60
Depreciation
12.05
+0.74%
11.97
+7.03%
11.18
+39.45%
8.02
Amortization Cash Flow
5.30
+79.78%
2.95
-19.46%
3.66
-20.20%
4.58
Depreciation And Amortization
17.35
+16.35%
14.91
+0.50%
14.84
+17.75%
12.60
Amortization Of Intangibles
5.30
+79.78%
2.95
-19.46%
3.66
-20.20%
4.58
Other Non Cash Items
-33.20
-94.89%
-17.04
-121.33%
79.87
-86.90%
609.88
Stock Based Compensation
17.31
+82.48%
9.48
-8.63%
10.38
+5.32%
9.86
Asset Impairment Charge
1.17
-46.19%
2.17
+7925.93%
0.03
Deferred Tax
-4.89
-177.65%
-1.76
-24.59%
-1.42
-111.27%
12.55
Deferred Income Tax
-4.89
-177.65%
-1.76
-24.59%
-1.42
-111.27%
12.55
Operating Gains Losses
24.30
+6.07%
22.91
+250.57%
-15.22
+69.80%
-50.40
Gain Loss On Investment Securities
60.46
+7.24%
56.38
+303.48%
13.97
+3616.22%
0.38
Change In Working Capital
-15.63
+27.13%
-21.46
-283.21%
-5.60
-110.36%
54.05
Change In Payables And Accrued Expense
-2.39
-131.78%
7.51
+147.53%
-15.80
-128.09%
56.25
Change In Accrued Expense
-2.39
-131.78%
7.51
+147.53%
-15.80
-128.09%
56.25
Change In Other Working Capital
-0.75
+41.41%
-1.29
-135.39%
3.64
-27.69%
5.03
Change In Other Current Assets
-12.49
+54.86%
-27.68
-521.68%
6.56
+190.89%
-7.22
Investing Cash Flow
-32.48
+88.95%
-294.00
-432.47%
-55.22
+96.85%
-1,754.12
Cash Flow From Continuing Investing Activities
-32.48
+88.95%
-294.00
-432.47%
-55.22
+96.85%
-1,754.12
Net PPE Purchase And Sale
-7.00
-26.40%
-5.54
+72.46%
-20.11
-106.13%
-9.75
Purchase Of PPE
-8.85
-35.18%
-6.55
+67.64%
-20.23
-90.32%
-10.63
Sale Of PPE
1.85
+83.35%
1.01
+720.33%
0.12
-85.94%
0.88
Capital Expenditure
-8.85
-35.18%
-6.55
+67.64%
-20.23
-90.32%
-10.63
Net Investment Purchase And Sale
149.10
+267.19%
-89.18
-400.20%
29.71
+163.31%
-46.92
Purchase Of Investment
-421.49
+53.96%
-915.43
-353.06%
-202.05
+20.10%
-252.89
Sale Of Investment
570.58
-30.94%
826.25
+256.51%
231.76
+12.52%
205.97
Net Business Purchase And Sale
370.15
0.00
0.00
0.00
Net Intangibles Purchase And Sale
Net Other Investing Changes
-29.71
-334.84%
12.65
-61.06%
32.49
+251.35%
-21.46
Financing Cash Flow
-9.97
-102.58%
386.76
+203.97%
-371.98
-302.47%
183.72
Cash Flow From Continuing Financing Activities
-9.97
-102.58%
386.76
+203.97%
-371.98
-302.47%
183.72
Net Issuance Payments Of Debt
-130.93
-0.72%
-130.00
-188.89%
-45.00
-125.71%
175.00
Issuance Of Debt
130.00
-25.71%
175.00
Repayment Of Debt
-130.93
-0.72%
-130.00
+25.71%
-175.00
0.00
Long Term Debt Issuance
130.00
0.00
Long Term Debt Payments
-130.93
-0.72%
-130.00
0.00
0.00
Net Long Term Debt Issuance
-130.93
-0.72%
-130.00
-200.00%
130.00
0.00
Short Term Debt Issuance
175.00
Short Term Debt Payments
0.00
0.00
+100.00%
-175.00
Net Short Term Debt Issuance
0.00
0.00
+100.00%
-175.00
-200.00%
175.00
Net Common Stock Issuance
-155.02
-1211.81%
-11.82
-179.96%
-4.22
+89.11%
-38.77
Common Stock Payments
-155.91
-1127.77%
-12.70
-156.86%
-4.94
+87.63%
-39.98
Common Stock Dividend Paid
-37.89
-19.22%
-31.78
-13.27%
-28.06
-14.50%
-24.50
Cash Dividends Paid
-37.89
-19.22%
-31.78
-13.27%
-28.06
-14.50%
-24.50
Repurchase Of Capital Stock
-155.91
-1127.77%
-12.70
-156.86%
-4.94
+87.63%
-39.98
Proceeds From Stock Option Exercised
Net Other Financing Charges
-3.50
-72.78%
-2.03
+43.99%
-3.62
-19.66%
-3.03
Changes In Cash
113.41
-51.02%
231.56
+207.14%
-216.12
+71.96%
-770.69
Beginning Cash Position
1,042.49
+28.55%
810.93
-21.04%
1,027.05
-42.87%
1,797.74
End Cash Position
1,155.89
+10.88%
1,042.49
+28.55%
810.93
-21.04%
1,027.05
Free Cash Flow
147.01
+11.16%
132.25
-30.70%
190.84
-75.81%
789.08
Interest Paid Supplemental Data
320.46
+5.53%
303.66
+16.33%
261.03
+309.78%
63.70
Income Tax Paid Supplemental Data
20.97
-51.46%
43.20
+13.86%
37.94
+4087.31%
0.91
Common Stock Issuance
0.90
+1.70%
0.88
+21.99%
0.72
-40.35%
1.21
Earnings Losses From Equity Investments
2.36
0.00
0.00
Issuance Of Capital Stock
0.90
+1.70%
0.88
+21.99%
0.72
-40.35%
1.21
Sale Of Business
370.15
0.00
0.00
0.00
Sale Of Intangibles
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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