Symbols / FCBC Stock $43.18 +0.58% First Community Bankshares, Inc.

Financial Services • Banks - Regional • United States • NMS
FCBC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. William P. Stafford II
Exch · Country NMS · United States
Market Cap 814.43M
Enterprise Value 212.60M
Income 49.00M
Sales 171.60M
FCF (ttm) —
Book/sh 27.64
Cash/sh 31.83
Employees 622
Insider 10d —
IPO Apr 08, 1994
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 46.97%
P/E 16.36
Forward P/E 14.25
PEG 1.25
P/S 4.75
P/B 1.56
P/C —
EV/EBITDA —
EV/Sales 1.24
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 2.64
EPS next Y 3.03
EPS Growth -1.60%
Revenue Growth 10.40%
EPS Gr Q/Q 1.80%
Rev Gr Q/Q —
Earnings (next) 2026-07-21
Earnings (prior) 2026-04-28
ROA 1.43%
ROE 9.63%
ROIC —
Gross Margin 0.00%
Oper. Margin 43.29%
Profit Margin 28.56%
Shs Outstand 18.86M
Shs Float 17.41M
Insider Own 15.52%
Instit Own 36.20%
Short Float 2.37%
Short Ratio 4.77
Short Interest 413.85K
52W High 45.10
vs 52W High -4.26%
52W Low 31.21
vs 52W Low 38.35%
Beta 0.48
Impl. Vol. —
Rel Volume 0.98
Avg Volume 84.39K
Volume 82.91K
Target (mean) $45.00
Tgt Median $45.00
Tgt Low $45.00
Tgt High $45.00
# Analysts 1
Recom Hold
Prev Close $42.93
Price $43.18
Change 0.58%
About

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services. It serves individual and commercial customers in the education, government, health services, retail trade, construction, manufacturing, tourism, coal mining and gas extraction, and transportation industries. The company operates through branches in Virginia, West Virginia, North Carolina, and Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$45.00
Mean price target
2. Current target
$43.18
Latest analyst target
3. DCF / Fair value
$39.60
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$43.18
Low
$45.00
High
$45.00
Mean
$45.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2024-06-28 init Hovde Group — → Market Perform $38
2023-07-31 main Piper Sandler Underweight → Underweight $33
2022-01-31 down Piper Sandler Overweight → Neutral $35
2021-02-03 up Piper Sandler Neutral → Overweight —
2020-09-30 main Piper Sandler — → Neutral $19
2016-07-28 main Keefe, Bruyette & Woods — → Market Perform $22
2015-08-07 main Keefe, Bruyette & Woods — → Market Perform $18
2015-03-20 main Keefe, Bruyette & Woods — → Market Perform $17
2013-07-29 down Raymond James Outperform → Market Perform —
2013-07-29 down Keefe, Bruyette & Woods Outperform → Market Perform —
News
RSS: Latest FCBC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-01-30 BONNETT DEREK A Officer — 501 $34.93 $17,500
2025-08-01 BROWN DAVID D Chief Financial Officer — 150 $36.00 $5,400
2025-05-29 JOHNSON RICHARD SCOTT Director — 998 — —
2025-05-29 ELMORE SAMUEL L Director — 998 — —
2025-05-29 DAVIS C WILLIAM Director — 998 — —
2025-05-29 SARVER M ADAM Director — 998 — —
2025-05-29 PRICE HARRIET B Director — 998 — —
2025-05-29 TAYLOR BETH ANN Director — 998 — —
2025-05-27 BROWN DAVID D Chief Financial Officer — 2,727 — —
2025-05-27 MILLS GARY R President — 6,436 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
157.16
+0.61%
156.22
-0.01%
156.23
+11.13%
140.58
Operating Revenue
157.16
+0.61%
156.22
-0.01%
156.23
+11.13%
140.58
Selling General And Administration
61.95
+8.63%
57.03
+4.26%
54.70
+7.85%
50.72
Selling And Marketing Expense
4.07
+5.44%
3.86
+17.00%
3.30
+36.99%
2.41
General And Administrative Expense
57.88
+8.86%
53.16
+3.44%
51.40
+6.39%
48.31
Other Gand A
—
—
—
—
Reconciled Depreciation
5.66
-12.72%
6.48
+13.98%
5.68
+1.52%
5.60
Total Unusual Items
-2.91
-61.78%
-1.80
+66.62%
-5.39
-693.29%
0.91
Total Unusual Items Excluding Goodwill
-2.91
-61.78%
-1.80
+66.62%
-5.39
-693.29%
0.91
Special Income Charges
-2.91
-61.78%
-1.80
+66.62%
-5.39
-693.29%
0.91
Other Special Charges
—
1.80
-40.00%
3.00
—
Restructuring And Mergern Acquisition
2.91
0.00
-100.00%
2.39
+301.51%
0.60
Net Income
48.79
-5.45%
51.60
+7.46%
48.02
+2.91%
46.66
Pretax Income
63.12
-3.91%
65.69
+6.00%
61.97
+3.02%
60.16
Net Interest Income
124.61
-1.47%
126.47
-0.95%
127.68
+13.33%
112.66
Interest Expense
17.92
-8.91%
19.67
+107.51%
9.48
+472.52%
1.66
Interest Income
142.53
-2.47%
146.14
+6.54%
137.16
+19.98%
114.32
Gain On Sale Of Security
0.00
0.00
+100.00%
-0.02
0.00
Gain On Sale Of Business
—
0.00
0.00
-100.00%
1.50
Tax Provision
14.33
+1.71%
14.09
+0.97%
13.95
+3.40%
13.49
Tax Rate For Calcs
0.00
+5.88%
0.00
-4.75%
0.00
+0.36%
0.00
Tax Effect Of Unusual Items
-0.66
-71.29%
-0.39
+68.21%
-1.21
-695.41%
0.20
Net Income Including Noncontrolling Interests
48.79
-5.45%
51.60
+7.46%
48.02
+2.91%
46.66
Net Income From Continuing Operation Net Minority Interest
48.79
-5.45%
51.60
+7.46%
48.02
+2.91%
46.66
Net Income From Continuing And Discontinued Operation
48.79
-5.45%
51.60
+7.46%
48.02
+2.91%
46.66
Net Income Continuous Operations
48.79
-5.45%
51.60
+7.46%
48.02
+2.91%
46.66
Normalized Income
51.04
-3.72%
53.02
+1.57%
52.20
+13.58%
45.96
Net Income Common Stockholders
48.79
-5.45%
51.60
+7.46%
48.02
+2.91%
46.66
Diluted EPS
2.65
-5.36%
2.80
+4.87%
2.67
-5.32%
2.82
Basic EPS
2.66
-5.34%
2.81
+5.24%
2.67
-5.32%
2.82
Basic Average Shares
18.31
-0.20%
18.35
+1.96%
18.00
+8.94%
16.52
Diluted Average Shares
18.41
-0.11%
18.43
+2.24%
18.03
+8.84%
16.56
Diluted NI Availto Com Stockholders
48.79
-5.45%
51.60
+7.46%
48.02
+2.91%
46.66
Amortization
1.92
-10.09%
2.13
+23.11%
1.73
+19.71%
1.45
Amortization Of Intangibles Income Statement
1.92
-10.09%
2.13
+23.11%
1.73
+19.71%
1.45
Depreciation Amortization Depletion Income Statement
1.92
-10.09%
2.13
+23.11%
1.73
+19.71%
1.45
Depreciation And Amortization In Income Statement
1.92
-10.09%
2.13
+23.11%
1.73
+19.71%
1.45
Insurance And Claims
1.45
-1.23%
1.46
-3.18%
1.51
+34.19%
1.13
Occupancy And Equipment
11.83
+1.49%
11.65
+7.46%
10.85
+0.24%
10.82
Other Non Interest Expense
14.10
+7.65%
13.10
+8.82%
12.04
+14.89%
10.47
Professional Expense And Contract Services Expense
1.26
+3.86%
1.22
-22.27%
1.57
+20.26%
1.30
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2021-12-31
Total Assets
3,259.64
-0.05%
3,261.22
-0.22%
3,268.55
—
Cash And Cash Equivalents
128.10
+59.21%
80.46
+1.71%
79.11
—
Cash Financial
126.07
+60.51%
78.54
+1.26%
77.56
—
Other Short Term Investments
107.45
-36.74%
169.85
-39.55%
280.96
—
Receivables
8.72
-5.29%
9.21
-15.38%
10.88
—
Accounts Receivable
8.72
-5.29%
9.21
-15.38%
10.88
—
Net PPE
47.56
-2.41%
48.73
-3.84%
50.68
—
Gross PPE
115.85
+1.54%
114.10
+0.21%
113.86
—
Accumulated Depreciation
-68.29
-4.48%
-65.37
-3.45%
-63.18
—
Land And Improvements
19.31
+0.00%
19.31
-0.96%
19.50
—
Buildings And Improvements
51.13
+0.45%
50.90
-1.27%
51.56
—
Machinery Furniture Equipment
—
—
—
40.50
Other Properties
45.41
+3.48%
43.89
+2.52%
42.81
—
Goodwill And Other Intangible Assets
155.04
-1.22%
156.96
-1.34%
159.09
—
Goodwill
143.95
+0.00%
143.95
+0.00%
143.95
—
Other Intangible Assets
11.10
-14.72%
13.01
-14.07%
15.14
—
Investments And Advances
132.69
-21.88%
169.85
-39.55%
280.96
—
Total Liabilities Net Minority Interest
2,759.10
+0.89%
2,734.82
-1.10%
2,765.25
—
Payables And Accrued Expenses
—
—
—
35.82
Payables
—
—
—
35.82
Accounts Payable
—
—
—
35.82
Stockholders Equity
500.55
-4.91%
526.39
+4.59%
503.29
—
Common Stock Equity
500.55
-4.91%
526.39
+4.59%
503.29
—
Capital Stock
18.34
+0.07%
18.32
-0.97%
18.50
—
Common Stock
18.34
+0.07%
18.32
-0.97%
18.50
—
Preferred Stock
0.00
0.00
0.00
—
Share Issued
27.66
+0.23%
27.60
+0.28%
27.52
—
Ordinary Shares Number
18.33
+0.07%
18.32
-0.98%
18.50
—
Treasury Shares Number
9.33
+0.54%
9.28
+2.85%
9.02
+27.17%
7.09
Additional Paid In Capital
170.36
+0.36%
169.75
-3.46%
175.84
—
Retained Earnings
319.37
-8.62%
349.49
+9.25%
319.90
—
Gains Losses Not Affecting Retained Earnings
-7.51
+32.74%
-11.17
-2.01%
-10.95
—
Other Equity Adjustments
-7.51
+32.74%
-11.17
-2.01%
-10.95
—
Total Equity Gross Minority Interest
500.55
-4.91%
526.39
+4.59%
503.29
—
Net Tangible Assets
345.50
-6.48%
369.43
+7.33%
344.20
—
Tangible Book Value
345.50
-6.48%
369.43
+7.33%
344.20
—
Available For Sale Securities
25.24
-24.85%
33.59
—
—
Cash Cash Equivalents And Federal Funds Sold
512.24
+35.71%
377.45
+224.22%
116.42
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
62.74
+8.67%
57.74
-6.61%
61.83
+4.75%
59.02
Cash Flow From Continuing Operating Activities
62.74
+8.67%
57.74
-6.61%
61.83
+4.75%
59.02
Net Income From Continuing Operations
48.79
-5.45%
51.60
+7.46%
48.02
+2.91%
46.66
Depreciation Amortization Depletion
5.66
-12.72%
6.48
+13.98%
5.68
+1.52%
5.60
Depreciation
3.74
-14.00%
4.35
+9.99%
3.95
-4.81%
4.15
Amortization Cash Flow
1.92
-10.09%
2.13
+23.11%
1.73
+19.71%
1.45
Depreciation And Amortization
5.66
-12.72%
6.48
+13.98%
5.68
+1.52%
5.60
Amortization Of Intangibles
1.92
-10.09%
2.13
+23.11%
1.73
+19.71%
1.45
Other Non Cash Items
-1.89
+34.03%
-2.87
-7.86%
-2.66
-22.82%
-2.17
Stock Based Compensation
2.22
+114.07%
1.04
-13.72%
1.20
-12.51%
1.38
Asset Impairment Charge
—
—
—
0.00
Operating Gains Losses
0.00
+100.37%
-0.81
-385.12%
-0.17
+93.09%
-2.43
Gain Loss On Investment Securities
0.00
0.00
-100.00%
0.02
0.00
Gain Loss On Sale Of PPE
0.00
+100.37%
-0.81
-331.22%
-0.19
+75.52%
-0.77
Change In Working Capital
8.89
+3073.24%
-0.30
-107.06%
4.23
+15.31%
3.67
Change In Payables And Accrued Expense
18.32
0.00
0.00
—
Change In Payable
18.32
0.00
0.00
—
Change In Other Working Capital
-9.43
-3052.17%
-0.30
-107.06%
4.23
+15.31%
3.67
Investing Cash Flow
139.85
-47.01%
263.91
-8.57%
288.66
+153.78%
-536.78
Cash Flow From Continuing Investing Activities
139.85
-47.01%
263.91
-8.57%
288.66
+153.78%
-536.78
Net PPE Purchase And Sale
-2.74
-63.41%
-1.68
-77.94%
-0.94
-346.86%
0.38
Purchase Of PPE
-2.74
+2.32%
-2.81
-1.34%
-2.77
-138.79%
-1.16
Sale Of PPE
0.00
-100.00%
1.13
-38.20%
1.83
+18.48%
1.54
Capital Expenditure
-2.74
+2.32%
-2.81
-1.34%
-2.77
-138.79%
-1.16
Net Investment Purchase And Sale
42.94
-61.44%
111.36
+129.78%
48.46
+119.89%
-243.59
Purchase Of Investment
-93.76
+14.74%
-109.98
-48.41%
-74.10
+72.49%
-269.34
Sale Of Investment
136.71
-38.24%
221.34
+80.59%
122.56
+376.02%
25.75
Net Business Purchase And Sale
0.00
0.00
-100.00%
176.68
+399.27%
-59.04
Gain Loss On Sale Of Business
—
0.00
0.00
+100.00%
-1.66
Net Other Investing Changes
0.55
-57.52%
1.29
+1732.91%
-0.08
-103.79%
2.09
Financing Cash Flow
-67.81
-11.87%
-60.62
+85.03%
-404.92
-1304.11%
-28.84
Cash Flow From Continuing Financing Activities
-67.81
-11.87%
-60.62
+85.03%
-404.92
-1304.11%
-28.84
Net Issuance Payments Of Debt
—
0.00
0.00
-100.00%
0.34
Issuance Of Debt
—
0.00
0.00
-100.00%
0.34
Repayment Of Debt
—
—
—
—
Long Term Debt Issuance
—
0.00
0.00
-100.00%
0.34
Long Term Debt Payments
—
—
—
—
Net Long Term Debt Issuance
—
0.00
0.00
-100.00%
0.34
Net Common Stock Issuance
-1.85
+78.77%
-8.72
+62.16%
-23.04
-8.10%
-21.31
Common Stock Payments
-1.85
+78.77%
-8.72
+62.16%
-23.04
-8.10%
-21.31
Common Stock Dividend Paid
-60.60
-175.24%
-22.02
-4.40%
-21.09
-13.90%
-18.52
Cash Dividends Paid
-60.60
-175.24%
-22.02
-4.40%
-21.09
-13.90%
-18.52
Repurchase Of Capital Stock
-1.85
+78.77%
-8.72
+62.16%
-23.04
-8.10%
-21.31
Proceeds From Stock Option Exercised
0.25
-82.41%
1.41
+1449.45%
0.09
-47.09%
0.17
Changes In Cash
134.79
-48.36%
261.03
+579.61%
-54.43
+89.26%
-506.59
Beginning Cash Position
377.45
+224.22%
116.42
-31.86%
170.85
-74.78%
677.44
End Cash Position
512.24
+35.71%
377.45
+224.22%
116.42
-31.86%
170.85
Free Cash Flow
60.00
+9.23%
54.93
-6.99%
59.06
+2.06%
57.86
Interest Paid Supplemental Data
16.47
-14.87%
19.35
+113.01%
9.08
+329.71%
2.11
Income Tax Paid Supplemental Data
9.85
-26.41%
13.38
+13.60%
11.78
+55.24%
7.59
Change In Dividend Payable
18.32
0.00
0.00
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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