Symbols / FDBC Stock $45.65 -0.22% Fidelity D & D Bancorp, Inc.

Financial Services • Banks - Regional • United States • NGM
FDBC (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Daniel J. Santaniello
Exch · Country NGM · United States
Market Cap 265.01M
Enterprise Value 114.85M
Income 29.67M
Sales 93.66M
FCF (ttm) —
Book/sh 42.14
Cash/sh 26.70
Employees 298
Insider 10d —
IPO Apr 13, 1999
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 32.49%
P/E 8.93
Forward P/E —
PEG —
P/S 2.83
P/B 1.08
P/C —
EV/EBITDA —
EV/Sales 1.23
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 5.11
EPS next Y —
EPS Growth 24.30%
Revenue Growth 10.80%
EPS Gr Q/Q 24.50%
Rev Gr Q/Q —
Earnings (next) 2026-07-22
Earnings (prior) —
ROA 1.07%
ROE 13.00%
ROIC —
Gross Margin 0.00%
Oper. Margin 35.71%
Profit Margin 31.68%
Shs Outstand 5.81M
Shs Float 4.46M
Insider Own 21.27%
Instit Own 24.30%
Short Float 0.62%
Short Ratio 3.76
Short Interest 28.73K
52W High 50.00
vs 52W High -8.70%
52W Low 39.00
vs 52W Low 17.05%
Beta 0.82
Impl. Vol. —
Rel Volume 0.69
Avg Volume 6.80K
Volume 4.67K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $45.75
Price $45.65
Change -0.22%
About

Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. It also offers commercial and industrial, commercial real estate, consumer, and residential mortgage loans. In addition, the company provides government and healthcare banking services, cash management and merchant services, and credit and debit cards; and alternative financial and insurance products with asset management services, as well as online banking, telephone banking, and digital wallet. The company was founded in 1902 and is headquartered in Dunmore, Pennsylvania.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$45.65
Latest analyst target
3. DCF / Fair value
$76.65
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$45.65
Low
—
High
—
Mean
—
News
RSS: Latest FDBC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-18 BONANNO ADAM D Chief Technology Officer — 1,000 $43.64 $43,640
2026-03-11 CALI BRIAN J Chairman of the Board — 308 $43.73 $13,469
2026-02-20 SANTANIELLO DANIEL J Chief Executive Officer — 100 $0.00 $0
2026-02-18 COGNETTI JOHN T Officer and Director — 2,500 $45.11 $112,775
2026-02-18 SANTANIELLO DANIEL J Chief Executive Officer — 3,313 $45.11 $149,449
2026-02-18 MCDONALD MICHAEL J Officer and Director — 2,500 $45.11 $112,775
2026-02-18 CALI BRIAN J Chairman of the Board — 2,500 $45.11 $112,775
2026-02-18 DEFRANCESCO SALVATORE R JR. Chief Financial Officer — 1,590 $45.11 $71,725
2026-02-18 GRAY PETER A Officer — 1,000 $45.11 $45,110
2026-02-18 JOYCE WILLIAM J SR. Director — 2,500 $45.11 $112,775
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
91.42
+14.39%
79.92
+9.82%
72.77
-16.82%
87.49
Operating Revenue
91.42
+14.39%
79.92
+9.82%
72.77
-16.82%
87.49
Selling General And Administration
35.39
+7.40%
32.95
+10.07%
29.94
-3.59%
31.05
Selling And Marketing Expense
3.31
+14.93%
2.88
-9.15%
3.17
-6.21%
3.38
General And Administrative Expense
32.08
+6.67%
30.07
+12.35%
26.77
-3.27%
27.67
Salaries And Wages
30.84
+6.93%
28.84
+12.48%
25.64
-4.95%
26.98
Other Gand A
—
—
—
4.87
Reconciled Depreciation
5.50
-3.05%
5.67
-0.61%
5.70
+8.53%
5.25
Total Unusual Items
0.30
+2566.67%
-0.01
+94.44%
-0.22
-10.77%
-0.20
Total Unusual Items Excluding Goodwill
0.30
+2566.67%
-0.01
+94.44%
-0.22
-10.77%
-0.20
Special Income Charges
0.30
+2566.67%
-0.01
+94.44%
-0.22
-10.77%
-0.20
Impairment Of Capital Assets
-0.30
-2566.67%
0.01
-94.44%
0.22
+10.77%
0.20
Restructuring And Mergern Acquisition
—
—
—
0.00
Net Income
28.20
+35.61%
20.79
+14.19%
18.21
-39.34%
30.02
Pretax Income
33.14
+38.84%
23.87
+17.85%
20.26
-42.89%
35.47
Net Interest Income
72.67
+17.47%
61.87
-0.29%
62.05
-14.15%
72.27
Interest Expense
47.17
+4.45%
45.16
+42.06%
31.79
+396.84%
6.40
Interest Income
119.84
+11.98%
107.02
+14.05%
93.83
+19.27%
78.67
Gain On Sale Of Security
-1.19
0.00
+100.00%
-6.47
-161800.00%
0.00
Tax Provision
4.95
+60.66%
3.08
+50.44%
2.05
-62.44%
5.45
Tax Rate For Calcs
0.00
+15.72%
0.00
+27.65%
0.00
-34.23%
0.00
Tax Effect Of Unusual Items
0.04
+2954.34%
-0.00
+92.91%
-0.02
+27.15%
-0.03
Net Income Including Noncontrolling Interests
28.20
+35.61%
20.79
+14.19%
18.21
-39.34%
30.02
Net Income From Continuing Operation Net Minority Interest
28.20
+35.61%
20.79
+14.19%
18.21
-39.34%
30.02
Net Income From Continuing And Discontinued Operation
28.20
+35.61%
20.79
+14.19%
18.21
-39.34%
30.02
Net Income Continuous Operations
28.20
+35.61%
20.79
+14.19%
18.21
-39.34%
30.02
Normalized Income
27.95
+34.33%
20.80
+13.04%
18.40
-39.03%
30.19
Net Income Common Stockholders
28.20
+35.61%
20.79
+14.19%
18.21
-39.34%
30.02
Diluted EPS
—
3.60
+12.85%
3.19
-39.70%
5.29
Basic EPS
—
3.63
+13.08%
3.21
-39.66%
5.32
Basic Average Shares
—
5.73
+0.98%
5.67
+0.53%
5.64
Diluted Average Shares
—
5.78
+1.19%
5.71
+0.59%
5.68
Diluted NI Availto Com Stockholders
28.20
+35.61%
20.79
+14.19%
18.21
-39.34%
30.02
Insurance And Claims
1.24
+0.65%
1.23
+9.34%
1.12
+61.96%
0.69
Occupancy And Equipment
9.79
+11.46%
8.78
-0.07%
8.79
+15.25%
7.62
Other Non Interest Expense
9.60
+2.01%
9.41
+0.97%
9.32
+0.87%
9.24
Professional Expense And Contract Services Expense
4.04
-8.10%
4.39
+14.94%
3.82
+11.07%
3.44
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
2,748.06
+6.32%
2,584.62
+3.25%
2,503.16
+5.25%
2,378.37
Cash And Cash Equivalents
148.06
+77.63%
83.35
-25.54%
111.95
+284.82%
29.09
Cash Financial
25.46
-3.06%
26.27
-9.26%
28.95
+717.31%
3.54
Other Short Term Investments
175.74
-46.98%
331.46
-3.66%
344.04
-18.25%
420.86
Receivables
29.34
-21.68%
37.46
-12.26%
42.69
+2.36%
41.71
Accounts Receivable
9.67
+0.43%
9.63
+5.94%
9.09
+7.13%
8.49
Other Receivables
19.67
-29.33%
27.83
-17.18%
33.60
+1.14%
33.22
Net PPE
58.77
+28.67%
45.67
+5.79%
43.18
+5.21%
41.04
Gross PPE
83.84
+18.96%
70.48
+5.78%
66.62
+4.63%
63.67
Accumulated Depreciation
-25.07
-1.09%
-24.80
-5.78%
-23.45
-3.58%
-22.64
Land And Improvements
2.96
-7.17%
3.19
-0.99%
3.23
-5.70%
3.42
Machinery Furniture Equipment
15.44
-0.52%
15.52
-1.92%
15.82
-0.62%
15.92
Construction In Progress
22.25
+249.36%
6.37
-27.71%
8.81
+108.12%
4.23
Other Properties
31.85
-6.49%
34.06
+21.15%
28.11
-4.51%
29.44
Leases
11.34
+0.01%
11.34
+6.43%
10.65
-0.08%
10.66
Goodwill And Other Intangible Assets
20.24
-1.28%
20.50
-1.48%
20.81
-1.68%
21.17
Goodwill
19.63
+0.00%
19.63
+0.00%
19.63
+0.00%
19.63
Other Intangible Assets
0.61
-29.91%
0.88
-26.01%
1.18
-23.12%
1.54
Investments And Advances
523.95
-5.97%
557.22
-1.94%
568.27
-11.70%
643.61
Total Liabilities Net Minority Interest
2,509.20
+5.40%
2,380.65
+2.89%
2,313.68
+4.44%
2,215.42
Payables And Accrued Expenses
—
—
—
17.48
Payables
—
—
—
17.48
Accounts Payable
—
—
—
17.48
Current Debt And Capital Lease Obligation
0.06
0.00
-100.00%
117.00
+804.17%
12.94
Current Debt
0.06
0.00
-100.00%
117.00
+804.17%
12.94
Other Current Borrowings
0.06
0.00
-100.00%
117.00
+804.17%
12.94
Long Term Debt And Capital Lease Obligation
16.81
-1.07%
16.99
-0.77%
17.12
-5.33%
18.09
Long Term Debt
5.96
-4.93%
6.27
-15.00%
7.37
-3.24%
7.62
Long Term Capital Lease Obligation
10.85
+1.18%
10.72
+10.00%
9.75
-6.85%
10.47
Long Term Provisions
1.30
+19.83%
1.08
+14.83%
0.94
+1826.53%
0.05
Stockholders Equity
238.86
+17.11%
203.97
+7.65%
189.48
+16.28%
162.95
Common Stock Equity
238.86
+17.11%
203.97
+7.65%
189.48
+16.28%
162.95
Capital Stock
120.75
+1.10%
119.43
+1.47%
117.69
+1.80%
115.61
Common Stock
120.75
+1.10%
119.43
+1.47%
117.69
+1.80%
115.61
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
5.77
+0.61%
5.74
+0.57%
5.70
+0.71%
5.66
Ordinary Shares Number
5.77
+0.61%
5.74
+0.57%
5.70
+1.29%
5.63
Treasury Shares Number
0.00
+650.00%
0.00
-36.84%
0.00
-99.88%
0.03
Retained Earnings
158.81
+13.34%
140.11
+9.25%
128.25
+7.10%
119.75
Gains Losses Not Affecting Retained Earnings
-40.70
+26.77%
-55.57
+1.58%
-56.47
+20.64%
-71.15
Treasury Stock
0.00
0.00
0.00
-100.00%
1.26
Other Equity Adjustments
-40.70
+26.77%
-55.57
+1.58%
-56.47
+20.64%
-71.15
Total Equity Gross Minority Interest
238.86
+17.11%
203.97
+7.65%
189.48
+16.28%
162.95
Total Capitalization
244.82
+16.45%
210.24
+6.80%
196.85
+15.41%
170.57
Invested Capital
244.88
+16.48%
210.24
-33.01%
313.85
+71.03%
183.51
Total Debt
16.87
-0.73%
16.99
-87.33%
134.12
+332.29%
31.03
Net Debt
—
—
12.42
—
Capital Lease Obligations
10.85
+1.18%
10.72
+10.00%
9.75
-6.85%
10.47
Net Tangible Assets
218.62
+19.16%
183.47
+8.77%
168.67
+18.96%
141.78
Tangible Book Value
218.62
+19.16%
183.47
+8.77%
168.67
+18.96%
141.78
Available For Sale Securities
120.86
—
—
—
Cash Cash Equivalents And Federal Funds Sold
152.43
+74.58%
87.31
-24.63%
115.85
+237.19%
34.36
Held To Maturity Securities
227.34
+0.70%
225.76
+0.68%
224.23
+0.67%
222.74
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
42.36
+43.29%
29.56
-0.43%
29.69
-39.93%
49.43
Cash Flow From Continuing Operating Activities
42.36
+43.29%
29.56
-0.43%
29.69
-39.93%
49.43
Net Income From Continuing Operations
28.20
+35.61%
20.79
+14.19%
18.21
-39.34%
30.02
Depreciation Amortization Depletion
5.50
-3.05%
5.67
-0.61%
5.70
+8.53%
5.25
Depreciation
5.50
-3.05%
5.67
-0.61%
5.70
+8.53%
5.25
Depreciation And Amortization
5.50
-3.05%
5.67
-0.61%
5.70
+8.53%
5.25
Other Non Cash Items
7.88
+2063.84%
-0.40
+86.17%
-2.90
-127.07%
10.71
Stock Based Compensation
1.09
-24.74%
1.45
-11.95%
1.65
+29.66%
1.27
Asset Impairment Charge
-0.30
-2566.67%
0.01
-94.44%
0.22
+10.77%
0.20
Deferred Tax
-1.50
-27.79%
-1.17
-97.81%
-0.59
-132.32%
1.83
Deferred Income Tax
-1.50
-27.79%
-1.17
-97.81%
-0.59
-132.32%
1.83
Operating Gains Losses
-0.32
+66.77%
-0.97
-117.45%
5.57
+442.29%
-1.63
Gain Loss On Investment Securities
1.19
0.00
-100.00%
6.47
+161800.00%
-0.00
Change In Working Capital
0.53
-80.62%
2.72
+566.42%
0.41
+223.26%
-0.33
Change In Receivables
-0.04
+92.41%
-0.54
+10.60%
-0.60
+37.15%
-0.96
Changes In Account Receivables
-0.04
+92.41%
-0.54
+10.60%
-0.60
+37.15%
-0.96
Change In Payables And Accrued Expense
2.08
-23.22%
2.71
+357.60%
0.59
-61.90%
1.55
Change In Payable
2.08
-23.22%
2.71
+357.60%
0.59
-61.90%
1.55
Change In Account Payable
2.08
-23.22%
2.71
+357.60%
0.59
-61.90%
1.55
Change In Other Current Assets
-1.51
-374.91%
0.55
+30.95%
0.42
+145.45%
-0.92
Investing Cash Flow
-95.25
+16.14%
-113.59
-222.01%
-35.27
+69.43%
-115.39
Cash Flow From Continuing Investing Activities
-95.25
+16.14%
-113.59
-222.01%
-35.27
+69.43%
-115.39
Net PPE Purchase And Sale
-16.91
-264.25%
-4.64
+24.01%
-6.11
-38.27%
-4.42
Purchase Of PPE
-17.54
-276.05%
-4.66
+32.95%
-6.95
-26.12%
-5.51
Sale Of PPE
0.62
+3015.00%
0.02
-97.63%
0.84
-22.92%
1.09
Capital Expenditure
-17.54
-276.05%
-4.66
+32.95%
-6.95
-26.12%
-5.51
Net Investment Purchase And Sale
47.42
+541.04%
7.40
-91.33%
85.31
+24067.42%
0.35
Purchase Of Investment
-25.14
-63.35%
-15.39
0.00
+100.00%
-42.09
Sale Of Investment
72.56
+218.42%
22.79
-73.29%
85.31
+101.02%
42.44
Net Business Purchase And Sale
—
—
—
0.00
Net Other Investing Changes
-3.26
-223.33%
2.65
-64.99%
7.56
+59.65%
4.73
Financing Cash Flow
117.60
+112.16%
55.43
-37.33%
88.44
+4946.08%
-1.82
Cash Flow From Continuing Financing Activities
117.60
+112.16%
55.43
-37.33%
88.44
+4946.08%
-1.82
Net Issuance Payments Of Debt
-0.47
+99.61%
-118.32
-214.22%
103.59
+953.70%
9.83
Issuance Of Debt
—
—
103.82
+931.68%
10.06
Repayment Of Debt
-0.22
+0.46%
-0.22
+4.37%
-0.23
+1.29%
-0.23
Long Term Debt Issuance
—
—
103.82
+931.68%
10.06
Long Term Debt Payments
-0.22
+0.46%
-0.22
+4.37%
-0.23
+1.29%
-0.23
Net Long Term Debt Issuance
-0.47
+99.61%
-118.32
-214.22%
103.59
+953.70%
9.83
Net Common Stock Issuance
-0.12
-53.16%
-0.08
+66.95%
-0.24
+81.37%
-1.28
Common Stock Payments
-0.12
-53.16%
-0.08
+66.95%
-0.24
+81.37%
-1.28
Common Stock Dividend Paid
-9.40
-6.27%
-8.85
-31.10%
-6.75
+12.44%
-7.71
Cash Dividends Paid
-9.40
-6.27%
-8.85
-31.10%
-6.75
+12.44%
-7.71
Repurchase Of Capital Stock
-0.12
-53.16%
-0.08
+66.95%
-0.24
+81.37%
-1.28
Proceeds From Stock Option Exercised
0.25
-11.43%
0.28
-7.28%
0.30
+19.84%
0.25
Net Other Financing Charges
—
—
—
—
Changes In Cash
64.71
+326.28%
-28.60
-134.51%
82.86
+222.23%
-67.79
Beginning Cash Position
83.35
-25.54%
111.95
+284.82%
29.09
-69.97%
96.88
End Cash Position
148.06
+77.63%
83.35
-25.54%
111.95
+284.82%
29.09
Free Cash Flow
24.82
-0.30%
24.90
+9.51%
22.74
-48.22%
43.91
Interest Paid Supplemental Data
46.45
+7.49%
43.21
+48.01%
29.19
+378.20%
6.11
Income Tax Paid Supplemental Data
4.59
+3.94%
4.42
+70.50%
2.59
-15.08%
3.05
Excess Tax Benefit From Stock Based Compensation
0.02
0.00
-100.00%
0.10
+766.67%
0.01
SEC Filings

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