Symbols / FFWM $5.90 +2.43% First Foundation Inc.

Financial Services • Banks - Regional • United States • NYQ
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About

First Foundation Inc., together with its subsidiaries, provides banking services, investment advisory, wealth management, and trust services to individuals, businesses, and other organizations in the United States. The company operates in two segments, Banking, and Investment Management and Wealth Planning. It offers a range of deposit products, including personal and business checking accounts, savings accounts, interest-bearing demand deposit accounts, money market accounts, and time certificate of deposits; and loan products consisting of multifamily and single family residential real estate loans, commercial real estate loans, commercial term loans, and line of credits, as well as consumer loans, such as personal installment loans, and home equity line of credits. The company also provides residential mortgage loans, non-owner occupied real estate loans, and land and construction loans. In addition, it offers various specialized services comprising trust services, online and mobile banking, remote deposit capture services, merchant credit card services, ATM cards, Visa debit cards, and business sweep accounts, as well as insurance brokerage services and equipment financing solutions. Further, the company offers investment management and financial planning services; financial, investment, and economic advisory and related services; and treasury management services, such as bill pay, check/payee/ACH positive pay, wire origination, internal and external transfers, account reconciliation reporting, mobile deposit, lockbox, cash vault services and merchant processing. Additionally, it provides support services, including the processing and transmission of financial and economic data for charitable organizations. It operates through a network of branch offices and loan production offices. The company was founded in 1985 and is headquartered in Irving, Texas. As of April 1, 2026, First Foundation Inc. operates as a subsidiary of FirstSun Capital Bancorp.

Fundamentals
Scroll to Statements
Market Cap 489.27M Enterprise Value 2.08B Income -155.16M Sales 170.47M Book/sh 9.96 Cash/sh 1.61
Dividend Yield — Payout 0.00% Employees 570 IPO Nov 03, 2014 P/E — Forward P/E 14.94
PEG — P/S 2.87 P/B 0.59 P/C — EV/EBITDA — EV/Sales 12.19
Quick Ratio — Current Ratio — Debt/Eq — LT Debt/Eq — EPS (ttm) -1.88 EPS next Y 0.25
EPS Growth — Revenue Growth 24.60% Earnings 2026-04-30 ROA -1.26% ROE -15.78% ROIC —
Gross Margin 0.00% Oper. Margin -14.59% Profit Margin -91.02% Shs Outstand 82.93M Shs Float 55.81M Short Float 6.13%
Short Ratio 6.23 Short Interest — 52W High 6.72 52W Low 4.42 Beta 0.93 Avg Volume 863.39K
Volume 2.29M Target Price $7.50 Recom Buy Prev Close $5.76 Price $5.90 Change 2.43%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$7.50
Mean price target
2. Current target
$5.90
Latest analyst target
3. DCF / Fair value
$7.50
Proxy: analyst mean price target (no FCF/EPS data available).
Ratings
Current target
$5.90
Low
$7.50
High
$7.50
Mean
$7.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-10-30 down DA Davidson Buy → Neutral $6
2025-08-01 main Piper Sandler Neutral → Neutral $6
2025-05-21 init Jefferies — → Buy $7
2025-02-03 main Piper Sandler Neutral → Neutral $6
2024-07-26 main Stephens & Co. Equal-Weight → Equal-Weight $7
2024-07-03 main Piper Sandler Neutral → Neutral $6
2024-07-03 main Wedbush Neutral → Neutral $5
2024-07-03 up DA Davidson Neutral → Buy $9
2024-05-22 reit Wedbush Neutral → Neutral $7
2024-04-29 main Wedbush Neutral → Neutral $7
2024-04-26 main Wedbush Neutral → Neutral $7
2024-01-26 main Wedbush Neutral → Neutral $11
2024-01-05 up Raymond James Outperform → Strong Buy $12
2023-11-03 down Wedbush Outperform → Neutral $6
2023-07-28 main Wedbush Outperform → Outperform $8
2023-04-28 main Wedbush — → Outperform $8
2023-04-06 main Raymond James — → Outperform $10
2023-02-03 down Piper Sandler Overweight → Neutral $16
2023-01-27 main Raymond James — → Outperform $18
2022-10-26 down DA Davidson Buy → Neutral $18
News
RSS: Latest FFWM news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2025-08-26 LAGOMARSINO SIMONE F President — 33,784 $0.00 $0
2025-05-29 EDELSON SAM Director — 13,308 $0.00 $0
2025-05-29 BRIGGS MAX Director — 15,210 $0.00 $0
2025-05-29 SONENSHINE JACOB Director — 15,210 $0.00 $0
2025-05-29 ROSENBERG MITCHELL M Director — 13,308 $0.00 $0
2025-05-29 PAGLIARINI ELIZABETH A. Director — 13,308 $0.00 $0
2025-05-29 MACKOVAK BENJAMIN Director — 13,308 $0.00 $0
2025-05-29 PARKER C ALLEN Director — 13,308 $0.00 $0
2025-02-28 HAKOPIAN JOHN A. Officer — 653 $5.09 $3,324
2025-02-28 NAGHIBI CHRISTOPHER M Chief Operating Officer — 1,394 $5.09 $7,095
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
190.67
+258.49%
53.19
-69.58%
174.85
-46.81%
328.75
Operating Revenue
190.67
+258.49%
53.19
-69.58%
174.85
-46.81%
328.75
Selling General And Administration
96.65
+15.18%
83.92
-0.45%
84.30
-23.52%
110.22
General And Administrative Expense
96.65
+15.18%
83.92
-0.45%
84.30
-23.52%
110.22
Salaries And Wages
96.65
+15.18%
83.92
-0.45%
84.30
-23.52%
110.22
Reconciled Depreciation
7.65
-4.13%
7.97
-2.73%
8.20
-5.85%
8.71
Total Unusual Items
0.00
-100.00%
0.68
+100.32%
-215.25
0.00
Total Unusual Items Excluding Goodwill
0.00
-100.00%
0.68
+100.32%
-215.25
0.00
Special Income Charges
0.00
0.00
+100.00%
-215.25
0.00
Impairment Of Capital Assets
0.00
0.00
-100.00%
215.25
0.00
Net Income
-155.16
-67.91%
-92.41
+53.58%
-199.06
-280.13%
110.51
Pretax Income
-71.55
+47.92%
-137.38
+31.33%
-200.06
-233.55%
149.80
Net Interest Income
187.40
+2.61%
182.64
-9.72%
202.31
-36.52%
318.69
Interest Expense
353.59
-17.45%
428.35
+15.34%
371.39
+335.96%
85.19
Interest Income
540.99
-11.46%
611.00
+6.50%
573.69
+42.05%
403.88
Gain On Sale Of Security
12.07
+110.25%
-117.73
-5207.59%
2.31
+136.83%
-6.26
Tax Provision
83.61
+285.92%
-44.97
-4397.30%
-1.00
-102.55%
39.29
Tax Rate For Calcs
0.00
-35.86%
0.00
+6448.00%
0.00
-98.09%
0.00
Tax Effect Of Unusual Items
0.00
-100.00%
0.22
+120.66%
-1.08
0.00
Net Income Including Noncontrolling Interests
-155.16
-67.91%
-92.41
+53.58%
-199.06
-280.13%
110.51
Net Income From Continuing Operation Net Minority Interest
-155.16
-67.91%
-92.41
+53.58%
-199.06
-280.13%
110.51
Net Income From Continuing And Discontinued Operation
-155.16
-67.91%
-92.41
+53.58%
-199.06
-280.13%
110.51
Net Income Continuous Operations
-155.16
-67.91%
-92.41
+53.58%
-199.06
-280.13%
110.51
Normalized Income
-155.16
-67.08%
-92.86
-714.51%
15.11
-86.33%
110.51
Net Income Common Stockholders
-155.16
-67.91%
-92.41
+53.58%
-199.06
-280.13%
110.51
Diluted EPS
-1.88
-33.33%
-1.41
+60.06%
-3.53
-280.10%
1.96
Basic EPS
-1.88
-33.33%
-1.41
+60.06%
-3.53
-280.10%
1.96
Basic Average Shares
82.51
+25.77%
65.60
+16.26%
56.43
+0.01%
56.42
Diluted Average Shares
82.51
+25.77%
65.60
+16.26%
56.43
-0.11%
56.49
Diluted NI Availto Com Stockholders
-155.16
-67.91%
-92.41
+53.58%
-199.06
-280.13%
110.51
Occupancy And Equipment
34.70
-7.48%
37.50
+1.88%
36.81
+1.58%
36.24
Other Non Interest Expense
33.37
+9.59%
30.45
+27.65%
23.85
+30.40%
18.29
Professional Expense And Contract Services Expense
33.19
+84.41%
18.00
+18.53%
15.18
+11.16%
13.66
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
11,904.08
-5.86%
12,645.26
-5.12%
13,327.25
+2.41%
13,014.18
Cash And Cash Equivalents
1,624.87
+59.91%
1,016.13
-23.40%
1,326.63
+102.08%
656.49
Other Short Term Investments
2,430.47
+84.98%
1,313.88
+86.84%
703.23
+210.94%
226.16
Receivables
45.82
-16.39%
54.80
+1.18%
54.16
+5.46%
51.36
Accounts Receivable
45.82
-16.39%
54.80
+1.18%
54.16
+5.46%
51.36
Net PPE
34.66
-3.19%
35.81
-10.32%
39.92
+10.47%
36.14
Gross PPE
59.44
+1.61%
58.50
-1.32%
59.28
+7.43%
55.18
Accumulated Depreciation
-24.78
-9.19%
-22.69
-17.24%
-19.36
-1.66%
-19.04
Land And Improvements
14.10
-0.01%
14.10
-12.73%
16.15
+0.00%
16.15
Machinery Furniture Equipment
16.32
-5.34%
17.24
+5.87%
16.29
-3.16%
16.82
Other Properties
—
—
12.99
+1.17%
12.84
Leases
29.02
+6.86%
27.16
+1.18%
26.84
+20.86%
22.21
Goodwill And Other Intangible Assets
2.40
-32.55%
3.56
-28.09%
4.95
-97.77%
221.84
Goodwill
—
—
0.00
-100.00%
215.25
Other Intangible Assets
2.40
-32.55%
3.56
-28.09%
4.95
-24.84%
6.58
Investments And Advances
3,064.81
+51.27%
2,025.99
+35.72%
1,492.80
+37.12%
1,088.70
Total Liabilities Net Minority Interest
10,991.49
-5.18%
11,591.90
-6.53%
12,401.91
+4.39%
11,879.80
Payables And Accrued Expenses
—
—
—
147.25
Payables
—
—
—
147.25
Accounts Payable
—
—
—
147.25
Long Term Debt And Capital Lease Obligation
1,604.04
+0.33%
1,598.83
+1.03%
1,582.45
+15.51%
1,369.94
Long Term Debt
1,604.04
+0.33%
1,598.83
+1.03%
1,582.45
+15.51%
1,369.94
Stockholders Equity
912.59
-13.36%
1,053.36
+13.83%
925.34
-18.43%
1,134.38
Common Stock Equity
825.79
-14.49%
965.71
+4.36%
925.34
-18.43%
1,134.38
Capital Stock
86.88
-0.97%
87.73
+156562.50%
0.06
+0.00%
0.06
Common Stock
0.08
+1.22%
0.08
+46.43%
0.06
+0.00%
0.06
Preferred Stock
86.80
-0.97%
87.65
0.00
—
Share Issued
82.88
+0.63%
82.37
+45.86%
56.47
+0.25%
56.33
Ordinary Shares Number
82.88
+0.63%
82.37
+45.86%
56.47
+0.25%
56.33
Additional Paid In Capital
855.27
+0.68%
849.51
+17.84%
720.90
+0.18%
719.61
Retained Earnings
-30.12
-124.09%
125.04
-42.79%
218.57
-48.77%
426.66
Gains Losses Not Affecting Retained Earnings
0.56
+106.24%
-8.91
+37.16%
-14.19
-18.79%
-11.94
Other Equity Adjustments
0.56
+106.24%
-8.91
+37.16%
-14.19
-18.79%
-11.94
Total Equity Gross Minority Interest
912.59
-13.36%
1,053.36
+13.83%
925.34
-18.43%
1,134.38
Total Capitalization
2,516.63
-5.11%
2,652.19
+5.76%
2,507.80
+0.14%
2,504.31
Invested Capital
2,429.83
-5.25%
2,564.54
+2.26%
2,507.80
+0.14%
2,504.31
Total Debt
1,604.04
+0.33%
1,598.83
+1.03%
1,582.45
+15.51%
1,369.94
Net Debt
—
582.70
+127.77%
255.82
-64.14%
713.44
Net Tangible Assets
910.19
-13.30%
1,049.81
+14.06%
920.39
+0.86%
912.54
Tangible Book Value
823.39
-14.42%
962.16
+4.54%
920.39
+0.86%
912.54
Available For Sale Securities
—
—
-8.22
+28.14%
-11.44
Cash Cash Equivalents And Federal Funds Sold
1,624.87
+59.91%
1,016.13
-23.40%
1,326.63
+102.08%
656.49
Derivative Product Liabilities
6.94
0.00
—
—
Held To Maturity Securities
634.33
-10.92%
712.11
-9.81%
789.58
-8.46%
862.54
Preferred Stock Equity
86.80
-0.97%
87.65
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-31.91
-265.80%
-8.72
-209.22%
7.99
-92.13%
101.49
Cash Flow From Continuing Operating Activities
-31.91
-265.80%
-8.72
-209.22%
7.99
-92.13%
101.49
Net Income From Continuing Operations
-155.16
-67.91%
-92.41
+53.58%
-199.06
-280.13%
110.51
Depreciation Amortization Depletion
7.65
-4.13%
7.97
-2.73%
8.20
-5.85%
8.71
Depreciation
4.37
-8.07%
4.76
+7.50%
4.43
+9.66%
4.04
Amortization Cash Flow
3.27
+1.71%
3.22
-14.74%
3.77
-19.24%
4.67
Depreciation And Amortization
7.65
-4.13%
7.97
-2.73%
8.20
-5.85%
8.71
Amortization Of Intangibles
3.27
+1.71%
3.22
-14.74%
3.77
-19.24%
4.67
Other Non Cash Items
0.06
-99.95%
133.31
+7900.64%
-1.71
+8.80%
-1.87
Stock Based Compensation
5.34
+173.39%
1.95
+16.73%
1.67
-51.72%
3.47
Asset Impairment Charge
0.00
0.00
-100.00%
215.25
0.00
Deferred Tax
73.61
+247.90%
-49.77
-1277.99%
-3.61
-841.68%
0.49
Deferred Income Tax
73.61
+247.90%
-49.77
-1277.99%
-3.61
-841.68%
0.49
Operating Gains Losses
-5.88
+75.82%
-24.31
-1466.11%
-1.55
-249.23%
1.04
Gain Loss On Investment Securities
-5.93
-392.52%
-1.20
+47.74%
-2.30
0.00
Change In Working Capital
-26.52
-1007.29%
2.92
+143.78%
-6.68
+70.61%
-22.71
Change In Receivables
9.12
-53.31%
19.53
+74.03%
11.22
+128.78%
-39.00
Changes In Account Receivables
9.12
-53.31%
19.53
+74.03%
11.22
+128.78%
-39.00
Change In Payables And Accrued Expense
-35.64
-114.57%
-16.61
+7.21%
-17.90
-209.91%
16.29
Change In Payable
-35.64
-114.57%
-16.61
+7.21%
-17.90
-209.91%
16.29
Change In Account Payable
-35.64
-114.57%
-16.61
+7.21%
-17.90
-209.91%
16.29
Change In Other Current Assets
—
—
—
-39.00
Investing Cash Flow
1,221.63
+325.12%
287.36
+116.43%
132.78
+104.09%
-3,246.72
Cash Flow From Continuing Investing Activities
1,221.63
+325.12%
287.36
+116.43%
132.78
+104.09%
-3,246.72
Net PPE Purchase And Sale
-3.23
-213.59%
-1.03
+87.46%
-8.21
-587.11%
-1.20
Purchase Of PPE
-3.32
-21.64%
-2.73
+66.80%
-8.21
-79.16%
-4.58
Sale Of PPE
0.09
-94.93%
1.70
0.00
-100.00%
3.39
Capital Expenditure
-3.32
-21.64%
-2.73
+66.80%
-8.21
-79.16%
-4.58
Net Investment Purchase And Sale
-1,012.17
-96.58%
-514.89
-28.49%
-400.73
-600.85%
80.01
Purchase Of Investment
-2,031.75
-8.56%
-1,871.58
-180.40%
-667.47
-286.60%
-172.65
Sale Of Investment
1,019.57
-24.85%
1,356.68
+408.62%
266.74
+5.57%
252.66
Net Business Purchase And Sale
—
—
0.00
0.00
Net Other Investing Changes
-9.11
+30.71%
-13.14
-1864.43%
0.74
+110.98%
-6.78
Financing Cash Flow
-580.99
+1.38%
-589.14
-211.29%
529.37
-80.25%
2,679.97
Cash Flow From Continuing Financing Activities
-580.99
+1.38%
-589.14
-211.29%
529.37
-80.25%
2,679.97
Net Issuance Payments Of Debt
12.50
-77.28%
55.01
-82.81%
319.99
-72.25%
1,153.08
Issuance Of Debt
1,612.60
-42.27%
2,793.47
-96.99%
92,744.13
+7.54%
86,242.86
Repayment Of Debt
-1,600.10
+41.57%
-2,738.46
+97.04%
-92,424.14
-8.62%
-85,091.28
Long Term Debt Issuance
1,612.60
-42.27%
2,793.47
-96.99%
92,744.13
+7.54%
86,242.86
Long Term Debt Payments
-1,600.10
+41.57%
-2,738.46
+97.04%
-92,424.14
-8.62%
-85,091.28
Net Long Term Debt Issuance
12.50
-77.28%
55.01
-82.81%
319.99
-72.21%
1,151.58
Net Short Term Debt Issuance
—
0.00
+100.00%
-20.00
-1433.33%
1.50
Net Common Stock Issuance
-0.43
-101.23%
35.17
+6636.99%
-0.54
+88.36%
-4.62
Common Stock Payments
-0.43
-190.60%
-0.15
+72.30%
-0.54
+88.36%
-4.62
Common Stock Dividend Paid
0.00
+100.00%
-1.13
+87.47%
-9.02
+63.67%
-24.83
Cash Dividends Paid
0.00
+100.00%
-1.13
+87.47%
-9.02
+63.67%
-24.83
Repurchase Of Capital Stock
-0.43
-190.60%
-0.15
+72.30%
-0.54
+88.36%
-4.62
Proceeds From Stock Option Exercised
0.00
-100.00%
54.22
+34215.82%
0.16
+777.78%
0.02
Net Other Financing Charges
—
-13.52
—
—
Changes In Cash
608.74
+296.05%
-310.50
-146.33%
670.13
+244.03%
-465.26
Beginning Cash Position
1,016.13
-23.40%
1,326.63
+102.08%
656.49
-41.48%
1,121.76
End Cash Position
1,624.87
+59.91%
1,016.13
-23.40%
1,326.63
+102.08%
656.49
Free Cash Flow
-35.22
-207.66%
-11.45
-4988.00%
-0.23
-100.23%
96.91
Interest Paid Supplemental Data
352.15
-12.10%
400.64
+21.70%
329.20
+335.02%
75.67
Income Tax Paid Supplemental Data
0.00
-100.00%
0.18
—
41.01
Amortization Of Securities
-0.60
-57.07%
-0.38
-138.98%
0.98
+359.95%
-0.38
Common Stock Issuance
0.00
-100.00%
35.32
0.00
0.00
Issuance Of Capital Stock
0.00
-100.00%
173.78
0.00
0.00
Net Preferred Stock Issuance
0.00
-100.00%
138.46
0.00
0.00
Preferred Stock Issuance
0.00
-100.00%
138.46
0.00
0.00
Sale Of Business
—
—
0.00
0.00
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