Symbols / FIGR Stock $32.17 -0.12% Figure Technology Solutions, Inc.

Financial Services • Capital Markets • United States • NMS
FIGR (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Capital Markets
CEO Mr. Michael Benjamin Tannenbaum
Exch · Country NMS · United States
Market Cap 6.96B
Enterprise Value 6.71B
Income 62.03M
Sales 432.06M
FCF (ttm) 23.72M
Book/sh 5.68
Cash/sh 5.54
Employees 602
Insider 10d —
IPO Sep 11, 2025
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 73.10
Forward P/E 24.60
PEG —
P/S 16.11
P/B 5.66
P/C —
EV/EBITDA 62.24
EV/Sales 15.54
Quick Ratio 1.48
Current Ratio 2.20
Debt/Eq 76.52
LT Debt/Eq —
EPS (ttm) 0.44
EPS next Y 1.31
EPS Growth —
Revenue Growth 99.10%
EPS Gr Q/Q 176.80%
Rev Gr Q/Q —
Earnings (next) 2026-05-11
Earnings (prior) 2026-02-26
ROA 3.29%
ROE 16.78%
ROIC —
Gross Margin 100.00%
Oper. Margin 13.11%
Profit Margin 30.98%
Shs Outstand 177.43M
Shs Float 129.01M
Insider Own 5.83%
Instit Own 59.08%
Short Float 6.83%
Short Ratio 2.65
Short Interest 11.59M
52W High 78.00
vs 52W High -58.76%
52W Low 25.01
vs 52W Low 28.61%
Beta —
Impl. Vol. 93.70%
Rel Volume 0.38
Avg Volume 5.45M
Volume 2.05M
Target (mean) $51.12
Tgt Median $50.00
Tgt Low $31.00
Tgt High $75.00
# Analysts 8
Recom Buy
Prev Close $32.20
Price $32.16
Change -0.12%
About

Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets. It also provides technology-enabled loan origination system and pairs this system with a distribution marketplace, Figure Connect, that provides access to a deep and broad pool of capital markets partners; and develops an exchange for digital assets and credit, which offers interest-bearing stablecoin deposits. Figure Technology Solutions, Inc. was formerly known as FT Intermediate, Inc. and changed its name to Figure Technology Solutions, Inc. in August 2025. The company was founded in 2018 and is based in Reno, Nevada.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$51.13
Mean price target
2. Current target
$32.17
Latest analyst target
3. DCF / Fair value
$2.41
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$32.17
Low
$31.00
High
$75.00
Mean
$51.13

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-30 main Bernstein Outperform → Outperform $67
2026-03-26 main Mizuho Outperform → Outperform $45
2026-03-10 main Mizuho Outperform → Outperform $55
2026-03-02 main Goldman Sachs Buy → Buy $44
2026-02-27 main Keefe, Bruyette & Woods Outperform → Outperform $55
2026-02-27 main Needham Buy → Buy $55
2026-02-05 reit Needham Buy → Buy $71
2026-01-14 main Piper Sandler Overweight → Overweight $75
2026-01-13 main Bernstein Outperform → Outperform $72
2026-01-13 main Goldman Sachs Buy → Buy $58
2026-01-08 main Keefe, Bruyette & Woods Outperform → Outperform $62
2025-11-18 main Keefe, Bruyette & Woods Outperform → Outperform $52
2025-11-17 main Piper Sandler Overweight → Overweight $55
2025-11-17 main B of A Securities Neutral → Neutral $47
2025-11-17 main Mizuho Outperform → Outperform $56
2025-11-17 reit Needham Buy → Buy $51
2025-10-14 main Goldman Sachs Buy → Buy $48
2025-10-06 init Piper Sandler — → Overweight $50
2025-10-06 init Mizuho — → Outperform $47
2025-10-06 init Keefe, Bruyette & Woods — → Outperform $49
News
RSS: Latest FIGR news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-15 CAGNEY MICHAEL SCOTT Director and Beneficial Owner of more than 10% of a Class of Security — 67,840 $33.85 $2,387,554
2026-04-15 CAGNEY MICHAEL SCOTT Director and Beneficial Owner of more than 10% of a Class of Security — 67,840 — —
2026-04-15 OU JUNE Director and Beneficial Owner of more than 10% of a Class of Security — 67,840 $33.85 $2,387,554
2026-04-15 OU JUNE Director and Beneficial Owner of more than 10% of a Class of Security — 67,840 — —
2026-03-24 KGIL MINCHUNG MACRINA Chief Financial Officer — 8,000 $32.70 $267,891
2026-03-19 STEVENS DAVID TODD Officer — 49,708 $31.45 $1,591,810
2026-03-19 STEVENS DAVID TODD Officer — 38,281 $4.82 $184,514
2026-03-10 JAITLY SACHIN CHAND Director — 216,713 $33.50 $7,289,831
2026-02-18 STEVENS DAVID TODD Officer — 26,057 $32.00 $833,824
2025-12-10 CAGNEY MICHAEL SCOTT Director and Beneficial Owner of more than 10% of a Class of Security — 200,058 $38.69 $7,881,711
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31
Total Revenue
434.49
+55.77%
278.92
+67.13%
166.89
Operating Revenue
418.57
+55.22%
269.66
+63.13%
165.31
Cost Of Revenue
29.51
+36.84%
21.57
+15.20%
18.72
Reconciled Cost Of Revenue
29.51
+36.84%
21.57
+121.23%
9.75
Gross Profit
404.98
+57.36%
257.36
+73.69%
148.17
Operating Expense
301.86
+29.19%
233.66
+9.74%
212.92
Research And Development
64.92
+3.61%
62.66
+27.47%
49.15
Selling General And Administration
157.80
+42.94%
110.39
-1.04%
111.56
Selling And Marketing Expense
76.09
+36.72%
55.66
+5.49%
52.76
General And Administrative Expense
81.71
+49.27%
54.74
-6.90%
58.79
Salaries And Wages
59.11
+66.88%
35.42
+300.03%
8.86
Other Gand A
22.59
+16.99%
19.31
-67.15%
58.79
Other Operating Expenses
79.14
+30.56%
60.61
+16.08%
52.22
Total Expenses
331.37
+29.83%
255.23
+19.87%
212.92
Operating Income
103.12
+335.26%
23.69
+151.47%
-46.03
Total Operating Income As Reported
117.53
+1172.63%
9.23
+118.68%
-49.44
EBITDA
178.80
+86.99%
95.62
+488.68%
16.24
Normalized EBITDA
194.55
+104.27%
95.24
+411.94%
18.60
Reconciled Depreciation
16.25
-5.02%
17.11
-11.72%
19.38
EBIT
162.54
+107.05%
78.51
+2599.43%
-3.14
Total Unusual Items
-15.75
-4266.67%
0.38
+116.01%
-2.36
Total Unusual Items Excluding Goodwill
-15.75
-4266.67%
0.38
+116.01%
-2.36
Special Income Charges
0.00
+100.00%
-14.45
-163.25%
-5.49
Impairment Of Capital Assets
0.00
-100.00%
8.59
0.00
Write Off
0.00
-100.00%
5.86
+6.74%
5.49
Net Income
133.86
+677.61%
17.21
+135.91%
-47.94
Pretax Income
113.67
+414.55%
22.09
+142.21%
-52.34
Net Non Operating Interest Income Expense
25.94
+416.03%
-8.21
-685.45%
-1.04
Interest Expense Non Operating
48.87
-13.37%
56.41
+14.66%
49.20
Net Interest Income
25.94
+416.03%
-8.21
-685.45%
-1.04
Interest Expense
48.87
-13.37%
56.41
+14.66%
49.20
Interest Income Non Operating
74.81
+55.18%
48.21
+0.11%
48.16
Interest Income
74.81
+55.18%
48.21
+0.11%
48.16
Other Income Expense
-15.38
-332.74%
6.61
+225.55%
-5.26
Other Non Operating Income Expenses
0.37
-94.09%
6.23
+314.64%
-2.90
Gain On Sale Of Security
-15.75
-206.22%
14.83
+728.04%
-2.36
Tax Provision
-20.61
-1046.53%
2.18
+2034.31%
0.10
Tax Rate For Calcs
0.00
+112.12%
0.00
-52.86%
0.00
Tax Effect Of Unusual Items
-3.31
-8938.38%
0.04
+107.55%
-0.50
Net Income Including Noncontrolling Interests
134.28
+574.27%
19.91
+137.97%
-52.44
Net Income From Continuing Operation Net Minority Interest
133.86
+677.61%
17.21
+135.91%
-47.94
Net Income From Continuing And Discontinued Operation
133.86
+677.61%
17.21
+135.91%
-47.94
Net Income Continuous Operations
134.28
+574.27%
19.91
+137.97%
-52.44
Minority Interests
-0.42
+84.34%
-2.70
-159.92%
4.51
Normalized Income
146.30
+767.05%
16.87
+136.63%
-46.07
Net Income Common Stockholders
133.86
+677.61%
17.21
+135.91%
-47.94
Diluted EPS
0.44
+432.98%
0.08
+135.91%
-0.23
Basic EPS
0.54
+554.11%
0.08
+135.91%
-0.23
Basic Average Shares
114.44
-45.12%
208.52
+0.00%
208.52
Diluted Average Shares
141.80
-31.99%
208.52
+0.00%
208.52
Diluted NI Availto Com Stockholders
133.86
+677.61%
17.21
+135.91%
-47.94
Amortization
—
0.03
-99.75%
10.41
Amortization Of Intangibles Income Statement
—
0.03
-99.75%
10.41
Depreciation Amortization Depletion Income Statement
—
0.03
-99.75%
10.41
Depreciation And Amortization In Income Statement
—
0.03
-99.75%
10.41
Line Item Trend 2025-12-31 2024-12-31 2023-12-31
Total Assets
2,317.52
+99.86%
1,159.58
+75.68%
660.07
Current Assets
1,861.21
+117.76%
854.69
+86.50%
458.28
Cash Cash Equivalents And Short Term Investments
1,294.70
+254.60%
365.12
+198.27%
122.41
Cash And Cash Equivalents
1,198.14
+313.62%
289.67
+148.54%
116.55
Other Short Term Investments
96.56
+27.98%
75.45
+1186.41%
5.87
Receivables
52.02
+147.72%
21.00
+21.37%
17.30
Accounts Receivable
52.02
+147.72%
21.00
+21.37%
17.30
Gross Accounts Receivable
52.34
+149.24%
21.00
—
Allowance For Doubtful Accounts Receivable
-0.32
0.00
—
Loans Receivable
—
395.92
+54.95%
255.52
Restricted Cash
68.64
+18.80%
57.78
-2.46%
59.23
Assets Held For Sale Current
404.34
+2.13%
395.92
+54.95%
255.52
Other Current Assets
41.52
+179.11%
14.88
+289.60%
3.82
Total Non Current Assets
456.32
+49.67%
304.89
+51.09%
201.79
Investments And Advances
273.15
+67.08%
163.49
+341.08%
37.07
Other Investments
—
9.70
0.00
Non Current Deferred Assets
26.04
0.00
—
Non Current Deferred Taxes Assets
26.04
0.00
—
Other Non Current Assets
44.06
+1.23%
43.53
+9.90%
39.61
Total Liabilities Net Minority Interest
1,080.33
+35.68%
796.20
+81.93%
437.64
Current Liabilities
846.01
+35.25%
625.53
+53.74%
406.88
Payables And Accrued Expenses
29.50
-20.73%
37.22
+84.79%
20.14
Payables
29.50
-20.73%
37.22
+84.79%
20.14
Accounts Payable
29.50
-20.73%
37.22
+84.79%
20.14
Current Debt And Capital Lease Obligation
710.87
+37.26%
517.91
+34.80%
384.22
Current Debt
710.87
+37.26%
517.91
+34.80%
384.22
Other Current Borrowings
710.87
+37.26%
517.91
+34.80%
384.22
Other Current Liabilities
105.64
+50.06%
70.40
+2695.91%
2.52
Total Non Current Liabilities Net Minority Interest
234.32
+37.29%
170.67
+454.69%
30.77
Long Term Debt And Capital Lease Obligation
234.32
+37.29%
170.67
+454.69%
30.77
Long Term Debt
230.14
+37.09%
167.88
+570.24%
25.05
Long Term Capital Lease Obligation
4.17
+49.57%
2.79
-51.23%
5.72
Stockholders Equity
1,228.83
+246.05%
355.10
+63.59%
217.07
Common Stock Equity
1,228.83
+246.06%
355.10
+63.59%
217.07
Capital Stock
0.02
+475.00%
0.00
+100.00%
0.00
Common Stock
0.02
+1050.00%
0.00
+100.00%
0.00
Preferred Stock
0.00
-100.00%
0.00
+100.00%
0.00
Share Issued
216.38
+3.77%
208.52
+0.00%
208.52
Ordinary Shares Number
216.38
+3.77%
208.52
+0.00%
208.52
Additional Paid In Capital
1,415.80
+109.46%
675.95
+21.76%
555.13
Retained Earnings
-186.99
+41.72%
-320.85
+5.09%
-338.06
Minority Interest
8.36
+1.05%
8.28
+54.62%
5.35
Total Equity Gross Minority Interest
1,237.20
+240.47%
363.38
+63.37%
222.42
Total Capitalization
1,458.98
+178.97%
522.98
+116.00%
242.12
Working Capital
1,015.20
+343.01%
229.16
+345.80%
51.40
Invested Capital
2,169.84
+108.46%
1,040.89
+66.19%
626.34
Total Debt
945.18
+37.26%
688.59
+65.93%
414.99
Net Debt
—
396.12
+35.33%
292.72
Capital Lease Obligations
4.17
+49.57%
2.79
-51.23%
5.72
Net Tangible Assets
1,228.83
+246.05%
355.10
+63.59%
217.07
Tangible Book Value
1,228.83
+246.06%
355.10
+63.59%
217.07
Available For Sale Securities
273.15
+67.08%
163.49
+341.08%
37.07
Financial Assets Designatedas Fair Value Through Profitor Loss Total
—
163.49
+341.08%
37.07
Investmentin Financial Assets
273.15
+67.08%
163.49
+341.08%
37.07
Non Current Note Receivables
113.06
+15.53%
97.87
-21.77%
125.11
Preferred Stock Equity
—
0.00
+100.00%
0.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31
Operating Cash Flow
62.57
+149.26%
-127.01
-280.82%
-33.35
Cash Flow From Continuing Operating Activities
62.57
+149.26%
-127.01
-280.82%
-33.35
Net Income From Continuing Operations
134.28
+574.27%
19.91
+137.97%
-52.44
Depreciation Amortization Depletion
16.25
-5.02%
17.11
-11.72%
19.38
Amortization Cash Flow
16.25
-5.02%
17.11
-11.72%
19.38
Depreciation And Amortization
16.25
-5.02%
17.11
-11.72%
19.38
Amortization Of Intangibles
16.25
-5.02%
17.11
-11.72%
19.38
Other Non Cash Items
-185.35
-17.95%
-157.15
-155.34%
-61.55
Stock Based Compensation
62.36
+61.04%
38.73
+187.93%
13.45
Asset Impairment Charge
0.00
-100.00%
19.42
+3295.10%
0.57
Deferred Tax
-26.04
0.00
0.00
Deferred Income Tax
-26.04
0.00
0.00
Operating Gains Losses
4.46
+132.22%
-13.85
-495.63%
3.50
Gain Loss On Investment Securities
3.21
+130.97%
-10.38
-121.39%
-4.69
Change In Working Capital
56.60
+210.58%
-51.19
-217.05%
43.73
Change In Receivables
6,584.77
+41.22%
4,662.81
+43.56%
3,248.05
Changes In Account Receivables
6,584.77
+41.22%
4,662.81
+43.56%
3,248.05
Change In Payables And Accrued Expense
-38.93
-375.18%
14.15
+422.62%
-4.38
Change In Other Current Assets
-6,489.24
-37.25%
-4,728.14
-47.76%
-3,199.94
Change In Other Current Liabilities
—
-2.93
-0.17%
-2.93
Investing Cash Flow
-61.27
-63.64%
-37.45
-112.48%
-17.62
Cash Flow From Continuing Investing Activities
-61.27
-63.64%
-37.45
-112.48%
-17.62
Capital Expenditure
-20.65
-24.18%
-16.63
+3.67%
-17.26
Capital Expenditure Reported
-20.65
-24.18%
-16.63
+3.67%
-17.26
Net Investment Purchase And Sale
-41.42
-101.12%
-20.60
-661.66%
3.67
Purchase Of Investment
-116.68
-191.01%
-40.09
-4807.47%
-0.82
Sale Of Investment
75.25
+285.96%
19.50
+334.83%
4.48
Net Intangibles Purchase And Sale
—
1.00
0.00
Net Other Investing Changes
0.80
+460.63%
-0.22
+94.51%
-4.03
Financing Cash Flow
918.04
+173.12%
336.12
+410.92%
65.79
Cash Flow From Continuing Financing Activities
918.04
+173.12%
336.12
+410.92%
65.79
Net Issuance Payments Of Debt
252.08
-5.56%
266.91
+306.84%
65.61
Issuance Of Debt
6,205.84
+31.88%
4,705.70
+65.45%
2,844.20
Repayment Of Debt
-5,953.76
-34.13%
-4,438.78
-59.75%
-2,778.60
Long Term Debt Issuance
6,038.63
+30.60%
4,623.82
+65.66%
2,791.23
Long Term Debt Payments
-5,953.76
-34.13%
-4,438.78
-59.75%
-2,778.60
Net Long Term Debt Issuance
84.87
-54.13%
185.03
+1364.79%
12.63
Short Term Debt Issuance
167.20
+104.20%
81.88
+54.57%
52.97
Net Short Term Debt Issuance
167.20
+104.20%
81.88
+54.57%
52.97
Net Common Stock Issuance
663.44
+66378.02%
-1.00
0.00
Common Stock Payments
0.00
+100.00%
-1.00
0.00
Common Stock Dividend Paid
0.00
+100.00%
-2.77
0.00
Cash Dividends Paid
0.00
+100.00%
-2.77
0.00
Repurchase Of Capital Stock
0.00
+100.00%
-1.00
0.00
Proceeds From Stock Option Exercised
12.76
+320.12%
3.04
+165.70%
1.14
Net Other Financing Charges
-10.24
-458.04%
-1.83
-90.95%
-0.96
Changes In Cash
919.33
+435.53%
171.67
+1058.89%
14.81
Beginning Cash Position
347.45
+97.66%
175.78
+9.20%
160.97
End Cash Position
1,266.78
+264.60%
347.45
+97.66%
175.78
Free Cash Flow
41.92
+129.18%
-143.64
-183.79%
-50.61
Interest Paid Supplemental Data
49.89
-9.46%
55.11
+22.92%
44.83
Income Tax Paid Supplemental Data
10.40
+21572.92%
0.05
+60.00%
0.03
Common Stock Issuance
663.44
0.00
0.00
Earnings Losses From Equity Investments
1.25
+135.95%
-3.47
-142.33%
8.19
Issuance Of Capital Stock
663.44
+824.34%
71.78
0.00
Net Preferred Stock Issuance
0.00
-100.00%
71.78
0.00
Preferred Stock Issuance
0.00
-100.00%
71.78
0.00
Sale Of Intangibles
—
1.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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