Symbols / FMBH Stock $45.03 +0.92% First Mid Bancshares, Inc.

Financial Services • Banks - Regional • United States • NGM
FMBH (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Joseph R. Dively
Exch · Country NGM · United States
Market Cap 1.20B
Enterprise Value 1.33B
Income 95.91M
Sales 351.30M
FCF (ttm) —
Book/sh 40.46
Cash/sh 18.10
Employees 1,335
Insider 10d —
IPO Mar 16, 1999
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 25.00%
P/E 11.37
Forward P/E 9.20
PEG 1.27
P/S 3.41
P/B 1.11
P/C —
EV/EBITDA —
EV/Sales 3.79
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.96
EPS next Y 4.89
EPS Growth 14.10%
Revenue Growth 14.50%
EPS Gr Q/Q 18.70%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-29
ROA 1.14%
ROE 9.85%
ROIC —
Gross Margin 0.00%
Oper. Margin 40.53%
Profit Margin 27.30%
Shs Outstand 26.62M
Shs Float 24.08M
Insider Own 9.84%
Instit Own 53.54%
Short Float 1.04%
Short Ratio 3.04
Short Interest 262.11K
52W High 45.35
vs 52W High -0.71%
52W Low 33.92
vs 52W Low 32.75%
Beta 0.80
Impl. Vol. 35.44%
Rel Volume 1.07
Avg Volume 111.98K
Volume 120.28K
Target (mean) $49.00
Tgt Median $48.00
Tgt Low $46.00
Tgt High $55.00
# Analysts 7
Recom None
Prev Close $44.62
Price $45.03
Change 0.92%
About

First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate owner and non-owner occupied, and consumer loans, as well as construction and land development, 1-4 family residential properties, and multifamily residential properties loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. In addition, it offers wealth management services, which include estate planning and investment services to individuals; employee benefit services for businesses; and farm management and brokerage services. Further, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$49.00
Mean price target
2. Current target
$45.03
Latest analyst target
3. DCF / Fair value
$59.40
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$45.03
Low
$46.00
High
$55.00
Mean
$49.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-04 main DA Davidson Neutral → Neutral $47
2026-05-01 reit Piper Sandler Overweight → Overweight $55
2026-05-01 main Keefe, Bruyette & Woods Market Perform → Market Perform $48
2026-02-02 main DA Davidson Neutral → Neutral $46
2025-11-03 main Piper Sandler Overweight → Overweight $48
2025-07-28 main Piper Sandler Overweight → Overweight $49
2025-07-25 main DA Davidson Neutral → Neutral $42
2025-05-02 main Stephens & Co. Equal-Weight → Equal-Weight $41
2025-05-02 reit Raymond James Outperform → Outperform $40
2025-01-24 reit Stephens & Co. Equal-Weight → Equal-Weight $43
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $45
2024-11-12 down DA Davidson Buy → Neutral $47
2024-11-01 main Stephens & Co. Overweight → Overweight $43
2024-11-01 main Piper Sandler Overweight → Overweight $47
2024-10-02 down Keefe, Bruyette & Woods Outperform → Market Perform $42
2024-04-29 main Piper Sandler Overweight → Overweight $38
2024-01-30 main Stephens & Co. Overweight → Overweight $38
2024-01-29 main Raymond James Outperform → Outperform $38
2023-08-16 main Piper Sandler Overweight → Overweight $36
2023-05-01 main Raymond James — → Outperform $34
News
RSS: Latest FMBH news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-08 NELSON REGINA P. Officer — 1,000 $43.94 $43,940
2026-04-02 WESTERHOLD MARY J Director — 323 $41.15 $13,304
2026-04-02 MCRAE ERIC S Officer — 86 $41.15 $3,550
2026-04-02 ZIMMER JAMES EDWIN Director — 308 $41.15 $12,677
2026-04-02 COOK ROBERT S Director — 320 $41.15 $13,179
2026-04-02 SMITH MATTHEW K President — 65 $41.15 $2,678
2026-02-20 WOLAK STAS R Officer — 430 $43.67 $18,778
2026-02-17 ZIMMER JAMES EDWIN Director — 217 $43.58 $9,474
2026-02-04 BEESLEY BRADLEY L Officer — 6,000 $44.00 $264,000
2026-02-02 TAYLOR MICHAEL LEE Chief Operating Officer — 3,850 $43.58 $167,783
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
342.27
+7.42%
318.63
+15.90%
274.93
+7.96%
254.66
Operating Revenue
342.27
+7.42%
318.63
+15.90%
274.93
+7.96%
254.66
Selling General And Administration
141.44
+7.96%
131.01
+17.71%
111.31
+7.65%
103.40
Selling And Marketing Expense
3.35
-2.05%
3.42
+13.74%
3.00
+0.20%
3.00
General And Administrative Expense
138.09
+8.22%
127.60
+17.82%
108.30
+7.87%
100.40
Salaries And Wages
134.62
+8.44%
124.13
+18.27%
104.96
+6.46%
98.59
Other Gand A
—
—
—
—
Reconciled Depreciation
19.77
-4.85%
20.78
+39.41%
14.90
-1.04%
15.06
Net Income
91.75
+16.29%
78.90
+14.45%
68.94
-5.51%
72.95
Pretax Income
117.05
+12.12%
104.40
+18.09%
88.41
-3.16%
91.29
Net Interest Income
256.17
+12.00%
228.73
+18.23%
193.46
+4.98%
184.28
Interest Expense
116.83
-9.19%
128.65
+20.57%
106.70
+237.52%
31.61
Interest Income
372.99
+4.37%
357.38
+19.06%
300.17
+39.04%
215.89
Gain On Sale Of Security
-2.51
-479.45%
-0.43
-112.80%
3.38
+10151.52%
0.03
Tax Provision
25.30
-0.78%
25.50
+30.96%
19.47
+6.16%
18.34
Tax Rate For Calcs
0.00
-11.48%
0.00
+10.91%
0.00
+9.45%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
91.75
+16.29%
78.90
+14.45%
68.94
-5.51%
72.95
Net Income From Continuing Operation Net Minority Interest
91.75
+16.29%
78.90
+14.45%
68.94
-5.51%
72.95
Net Income From Continuing And Discontinued Operation
91.75
+16.29%
78.90
+14.45%
68.94
-5.51%
72.95
Net Income Continuous Operations
91.75
+16.29%
78.90
+14.45%
68.94
-5.51%
72.95
Normalized Income
91.75
+16.29%
78.90
+14.45%
68.94
-5.51%
72.95
Net Income Common Stockholders
91.75
+16.29%
78.90
+14.45%
68.94
-5.51%
72.95
Diluted EPS
3.83
+16.06%
3.30
+4.76%
3.15
-12.50%
3.60
Basic EPS
3.84
+16.01%
3.31
+4.42%
3.17
-12.43%
3.62
Basic Average Shares
23.87
+0.31%
23.80
+9.28%
21.78
+7.99%
20.17
Diluted Average Shares
23.99
+0.38%
23.90
+9.27%
21.87
+8.03%
20.24
Diluted NI Availto Com Stockholders
91.75
+16.29%
78.90
+14.45%
68.94
-5.51%
72.95
Amortization
12.44
-8.21%
13.56
+48.53%
9.13
+45.10%
6.29
Amortization Of Intangibles Income Statement
12.44
-8.21%
13.56
+48.53%
9.13
+45.10%
6.29
Depreciation Amortization Depletion Income Statement
12.44
-8.21%
13.56
+48.53%
9.13
+45.10%
6.29
Depreciation And Amortization In Income Statement
12.44
-8.21%
13.56
+48.53%
9.13
+45.10%
6.29
Insurance And Claims
3.48
+0.38%
3.46
+3.71%
3.34
+84.99%
1.80
Occupancy And Equipment
36.58
+20.30%
30.41
+12.84%
26.95
+11.09%
24.26
Other Non Interest Expense
14.10
-31.83%
20.68
-19.42%
25.66
+45.63%
17.62
Professional Expense And Contract Services Expense
10.75
-16.98%
12.94
+75.42%
7.38
+5.47%
7.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
7,966.66
+5.94%
7,519.73
-0.88%
7,586.79
+12.49%
6,744.22
Cash And Cash Equivalents
256.58
+105.86%
124.64
-8.05%
135.55
-7.33%
146.28
Cash Equivalents
254.84
+110.37%
121.14
-9.65%
134.08
-7.41%
144.81
Other Short Term Investments
828.47
-22.08%
1,063.29
-9.24%
1,171.57
-3.89%
1,218.98
Receivables
39.95
+3.39%
38.64
+10.14%
35.08
+23.72%
28.36
Accounts Receivable
39.95
+3.39%
38.64
+10.14%
35.08
+23.72%
28.36
Net PPE
103.46
-9.32%
114.09
-1.39%
115.70
+8.90%
106.25
Gross PPE
143.35
-5.08%
151.02
-3.94%
157.22
+9.32%
143.81
Accumulated Depreciation
-39.89
-8.02%
-36.93
+11.05%
-41.52
-10.51%
-37.57
Land And Improvements
28.52
-19.32%
35.35
-1.06%
35.73
+27.70%
27.98
Buildings And Improvements
67.20
-6.42%
71.81
-0.37%
72.08
+5.47%
68.34
Machinery Furniture Equipment
28.92
+23.66%
23.39
-15.01%
27.52
+7.92%
25.50
Construction In Progress
0.65
-58.02%
1.55
-43.55%
2.75
+78.87%
1.54
Other Properties
12.67
-8.56%
13.86
-3.11%
14.31
-9.31%
15.77
Leases
5.38
+6.39%
5.05
+4.66%
4.83
+3.27%
4.68
Goodwill And Other Intangible Assets
253.02
-3.39%
261.91
-0.88%
264.23
+55.52%
169.90
Goodwill
203.39
+0.00%
203.39
+3.53%
196.46
+39.92%
140.41
Other Intangible Assets
49.62
-15.19%
58.52
-13.66%
67.77
+129.85%
29.48
Investments And Advances
1,083.76
+1.28%
1,070.01
-9.16%
1,177.93
-3.63%
1,222.25
Total Liabilities Net Minority Interest
7,007.97
+5.01%
6,673.34
-1.77%
6,793.59
+11.17%
6,111.06
Payables And Accrued Expenses
5.78
+9.51%
5.28
-2.89%
5.44
+62.49%
3.35
Payables
5.78
+9.51%
5.28
-2.89%
5.44
+62.49%
3.35
Accounts Payable
5.78
+9.51%
5.28
-2.89%
5.44
+62.49%
3.35
Long Term Debt And Capital Lease Obligation
367.67
-0.21%
368.46
-9.96%
409.21
-31.23%
595.02
Long Term Debt
354.46
+0.05%
354.27
-10.22%
394.60
-31.85%
578.99
Long Term Capital Lease Obligation
13.21
-6.91%
14.19
-2.91%
14.62
-8.86%
16.04
Stockholders Equity
958.69
+13.27%
846.39
+6.71%
793.20
+25.28%
633.15
Common Stock Equity
958.69
+13.27%
846.39
+6.71%
793.20
+25.28%
633.15
Capital Stock
100.69
+0.43%
100.26
+0.34%
99.92
+15.69%
86.37
Common Stock
100.69
+0.43%
100.26
+0.34%
99.92
+15.69%
86.37
Share Issued
24.67
+0.44%
24.56
+0.35%
24.48
+16.06%
21.09
Ordinary Shares Number
23.99
+0.38%
23.90
+0.29%
23.83
+16.50%
20.45
Treasury Shares Number
0.69
+2.56%
0.67
+2.45%
0.65
+2.11%
0.64
Additional Paid In Capital
516.98
+0.81%
512.81
+0.69%
509.31
+19.28%
427.00
Retained Earnings
463.54
+17.30%
395.19
+16.69%
338.66
+17.07%
289.28
Gains Losses Not Affecting Retained Earnings
-101.30
+28.85%
-142.38
-4.37%
-136.43
+9.95%
-151.51
Treasury Stock
23.88
+7.36%
22.24
+6.44%
20.89
+4.19%
20.05
Other Equity Adjustments
-101.30
+28.85%
-142.38
-4.37%
-136.43
+9.95%
-151.51
Total Equity Gross Minority Interest
958.69
+13.27%
846.39
+6.71%
793.20
+25.28%
633.15
Total Capitalization
1,313.15
+9.37%
1,200.66
+1.08%
1,187.80
-2.01%
1,212.14
Invested Capital
1,313.15
+9.37%
1,200.66
+1.08%
1,187.80
-2.01%
1,212.14
Total Debt
367.67
-0.21%
368.46
-9.96%
409.21
-31.23%
595.02
Net Debt
97.88
-57.38%
229.63
-11.36%
259.05
-40.13%
432.71
Capital Lease Obligations
13.21
-6.91%
14.19
-2.91%
14.62
-8.86%
16.04
Net Tangible Assets
705.68
+20.73%
584.49
+10.49%
528.97
+14.19%
463.26
Tangible Book Value
705.68
+20.73%
584.49
+10.49%
528.97
+14.19%
463.26
Available For Sale Securities
253.00
+5599.53%
4.44
+8.96%
4.07
+1209.97%
0.31
Cash Cash Equivalents And Federal Funds Sold
256.66
+105.80%
124.72
-13.71%
144.53
-6.09%
153.90
Held To Maturity Securities
2.29
+0.39%
2.28
-0.31%
2.29
-22.61%
2.95
Other Equity Interest
2.65
-3.70%
2.76
+4.83%
2.63
+27.37%
2.06
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
130.87
+5.18%
124.42
+71.82%
72.42
+10.02%
65.82
Cash Flow From Continuing Operating Activities
130.87
+5.18%
124.42
+71.82%
72.42
+10.02%
65.82
Net Income From Continuing Operations
91.75
+16.29%
78.90
+14.45%
68.94
-5.51%
72.95
Depreciation Amortization Depletion
19.77
-4.85%
20.78
+39.41%
14.90
-1.04%
15.06
Depreciation
19.77
-4.85%
20.78
+39.41%
14.90
-1.04%
15.06
Depreciation And Amortization
19.77
-4.85%
20.78
+39.41%
14.90
-1.04%
15.06
Other Non Cash Items
2.39
+188.88%
-2.69
-2.40%
-2.62
-533.88%
0.60
Stock Based Compensation
2.64
+11.99%
2.36
+42.51%
1.66
-8.10%
1.80
Asset Impairment Charge
—
1.24
+848.85%
0.13
0.00
Deferred Tax
-2.34
-496.27%
0.59
-96.48%
16.74
+849.96%
-2.23
Deferred Income Tax
-2.34
-496.27%
0.59
-96.48%
16.74
+849.96%
-2.23
Operating Gains Losses
-2.84
-17.65%
-2.41
+45.80%
-4.45
-101.27%
-2.21
Gain Loss On Investment Securities
2.51
+479.45%
0.43
+112.80%
-3.38
-187.18%
-1.18
Gain Loss On Sale Of PPE
-1.89
-252.05%
1.24
+848.85%
0.13
—
Change In Working Capital
9.58
-54.96%
21.27
+173.72%
-28.84
-15.57%
-24.96
Change In Receivables
-1.31
+63.17%
-3.56
-31.94%
-2.70
+59.86%
-6.72
Changes In Account Receivables
-1.31
+63.17%
-3.56
-31.94%
-2.70
+59.86%
-6.72
Change In Payables And Accrued Expense
2.26
+942.86%
0.22
-79.23%
1.04
-32.05%
1.54
Change In Payable
2.26
+942.86%
0.22
-79.23%
1.04
-32.05%
1.54
Change In Account Payable
2.26
+942.86%
0.22
-79.23%
1.04
-32.05%
1.54
Change In Other Working Capital
-5.47
-15.80%
-4.73
+4.62%
-4.96
-39.28%
-3.56
Change In Other Current Assets
10.57
-68.48%
33.52
+263.04%
-20.56
-5.25%
-19.54
Change In Other Current Liabilities
3.53
+184.32%
-4.19
-150.36%
-1.67
-150.45%
3.32
Investing Cash Flow
-302.62
-3930.16%
-7.51
-101.58%
474.38
+365.48%
-178.69
Cash Flow From Continuing Investing Activities
-302.62
-3930.16%
-7.51
-101.58%
474.38
+365.48%
-178.69
Net PPE Purchase And Sale
4.33
+187.75%
-4.94
-35.70%
-3.64
+27.51%
-5.02
Purchase Of PPE
-6.85
-38.44%
-4.95
-35.89%
-3.64
+27.51%
-5.02
Sale Of PPE
11.18
+159600.00%
0.01
0.00
0.00
Capital Expenditure
-6.85
-38.44%
-4.95
-35.89%
-3.64
+27.51%
-5.02
Net Investment Purchase And Sale
37.18
-64.19%
103.84
-76.86%
448.78
+159.06%
173.24
Purchase Of Investment
-132.13
-555.34%
-20.16
-1279.07%
-1.46
+88.54%
-12.75
Sale Of Investment
169.31
+36.54%
124.00
-72.46%
450.24
+142.08%
185.99
Net Business Purchase And Sale
-2.42
+73.00%
-8.94
-120.04%
44.62
-33.72%
67.32
Net Other Investing Changes
2.23
-38.82%
3.64
-19.34%
4.51
+352.71%
1.00
Financing Cash Flow
305.45
+320.13%
-138.76
+75.05%
-556.17
-675.18%
96.69
Cash Flow From Continuing Financing Activities
305.45
+320.13%
-138.76
+75.05%
-556.17
-675.18%
96.69
Net Issuance Payments Of Debt
-2.32
+94.30%
-40.63
+79.80%
-201.14
-160.24%
333.89
Issuance Of Debt
204.00
+23.64%
165.00
+10.00%
150.00
-58.30%
359.75
Repayment Of Debt
-206.32
-0.34%
-205.63
+41.44%
-351.14
-1258.06%
-25.86
Long Term Debt Issuance
200.00
+21.21%
165.00
+10.00%
150.00
-58.30%
359.75
Long Term Debt Payments
-202.32
+1.61%
-205.63
+41.44%
-351.14
-1258.06%
-25.86
Net Long Term Debt Issuance
-2.32
+94.30%
-40.63
+79.80%
-201.14
-160.24%
333.89
Short Term Debt Issuance
4.00
0.00
0.00
0.00
Short Term Debt Payments
-4.00
0.00
0.00
0.00
Net Short Term Debt Issuance
0.00
0.00
0.00
0.00
Net Common Stock Issuance
0.40
+0.25%
0.40
-26.72%
0.54
-40.38%
0.90
Common Stock Payments
-0.72
-9.86%
-0.66
-41.72%
-0.47
-36.76%
-0.34
Common Stock Dividend Paid
-23.39
-4.58%
-22.37
-14.39%
-19.56
-9.69%
-17.83
Cash Dividends Paid
-23.39
-4.58%
-22.37
-14.39%
-19.56
-9.69%
-17.83
Repurchase Of Capital Stock
-0.72
-9.86%
-0.66
-41.72%
-0.47
-36.76%
-0.34
Net Other Financing Charges
—
—
—
-0.03
Changes In Cash
133.70
+711.97%
-21.85
-133.19%
-9.37
+42.06%
-16.17
Beginning Cash Position
121.22
-15.27%
143.06
-6.15%
152.43
-9.59%
168.60
End Cash Position
254.92
+110.30%
121.22
-15.27%
143.06
-6.15%
152.43
Free Cash Flow
124.03
+3.81%
119.48
+73.72%
68.78
+13.11%
60.80
Interest Paid Supplemental Data
116.32
-9.69%
128.81
+23.13%
104.61
+253.25%
29.61
Income Tax Paid Supplemental Data
17.96
—
22.25
-3.20%
22.99
Common Stock Issuance
1.12
+6.26%
1.05
+4.98%
1.00
-19.29%
1.24
Issuance Of Capital Stock
1.12
+6.26%
1.05
+4.98%
1.00
-19.29%
1.24
Sale Of Business
—
—
44.62
-33.72%
67.32
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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