Symbols / FMNB Stock $13.90 +1.02% Farmers National Banc Corp.

Financial Services • Banks - Regional • United States • NCM
FMNB (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Kevin J. Helmick
Exch · Country NCM · United States
Market Cap 823.09M
Enterprise Value 1.08B
Income 57.27M
Sales 193.92M
FCF (ttm) —
Book/sh 12.96
Cash/sh 3.16
Employees 706
Insider 10d —
IPO Jan 04, 1999
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 46.90%
P/E 9.59
Forward P/E 7.94
PEG 2.73
P/S 4.24
P/B 1.07
P/C —
EV/EBITDA —
EV/Sales 5.55
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.45
EPS next Y 1.75
EPS Growth 0.00%
Revenue Growth 27.70%
EPS Gr Q/Q 19.80%
Rev Gr Q/Q —
Earnings (next) 2026-07-22
Earnings (prior) 2026-04-22
ROA 0.93%
ROE 9.58%
ROIC —
Gross Margin 0.00%
Oper. Margin 46.12%
Profit Margin 29.54%
Shs Outstand 59.22M
Shs Float 57.27M
Insider Own 2.37%
Instit Own 36.63%
Short Float 1.65%
Short Ratio 2.91
Short Interest 953.70K
52W High 15.50
vs 52W High -10.32%
52W Low 12.12
vs 52W Low 14.69%
Beta 0.79
Impl. Vol. 13.88%
Rel Volume 0.21
Avg Volume 413.50K
Volume 85.75K
Target (mean) $16.00
Tgt Median $16.00
Tgt Low $16.00
Tgt High $16.00
# Analysts 3
Recom Buy
Prev Close $13.76
Price $13.90
Change 1.02%
About

Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield that engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit; and night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; and various insurance products through licensed representatives, as well as invests in municipal securities. Farmers National Banc Corp. was founded in 1887 and is headquartered in Canfield, Ohio.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$16.00
Mean price target
2. Current target
$13.90
Latest analyst target
3. DCF / Fair value
$21.75
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$13.90
Low
$16.00
High
$16.00
Mean
$16.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-23 main Piper Sandler Neutral → Neutral $16
2026-01-29 main Piper Sandler Neutral → Neutral $14
2025-04-21 reit Raymond James Outperform → Outperform $15
2025-02-03 main Piper Sandler Neutral → Neutral $16
2024-07-25 main Raymond James Outperform → Outperform $18
2024-07-25 reit Keefe, Bruyette & Woods Market Perform → Market Perform $15
2024-01-25 main Keefe, Bruyette & Woods Market Perform → Market Perform $14
2024-01-05 up Raymond James Market Perform → Outperform $18
2023-07-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $14
2023-04-06 main Keefe, Bruyette & Woods — → Market Perform $13
2023-03-10 init Janney Montgomery Scott — → Neutral $14
2022-12-06 main Piper Sandler — → Neutral $16
2022-10-06 down Raymond James Outperform → Market Perform —
2022-10-05 down Piper Sandler Overweight → Neutral $15
2022-08-01 main Raymond James — → Outperform $17
2022-05-02 main Raymond James — → Outperform $18
2022-02-03 main Raymond James — → Outperform $20
2022-01-06 main Raymond James — → Outperform $21
2021-11-01 main Raymond James — → Outperform $20
2021-08-26 main Raymond James — → Outperform $18
News
RSS: Latest FMNB news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-08 MOORE TERRY A Director — 1,606 $0.00 $0
2026-05-08 VOINOVICH MICHAEL C Director — 1,606 $0.00 $0
2026-05-08 MONACO FRANK J. Director — 1,606 $0.00 $0
2026-05-08 DIGERONIMO KEVIN A. Director — 1,606 $0.00 $0
2026-05-08 THORNTON ANDRE Director — 1,606 $0.00 $0
2026-05-08 VARISCHETTI NICHOLAS D. Director — 1,606 $0.00 $0
2026-05-08 RICHARDSON GINA A. Director — 1,606 $0.00 $0
2026-05-08 CULP CARL D Director — 1,606 $0.00 $0
2026-05-08 BESTIC GREGORY C Director — 1,606 $0.00 $0
2026-05-08 KABACK NEIL J Director — 1,606 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
188.57
+10.87%
170.08
-5.32%
179.65
+12.28%
159.99
Operating Revenue
188.57
+10.87%
170.08
-5.32%
179.65
+12.28%
159.99
Selling General And Administration
64.10
+6.08%
60.43
+2.13%
59.17
+25.99%
46.96
Selling And Marketing Expense
1.82
+21.42%
1.50
-16.17%
1.79
-7.91%
1.95
General And Administrative Expense
62.28
+5.69%
58.92
+2.70%
57.37
+27.46%
45.01
Salaries And Wages
62.28
+5.69%
58.92
+2.70%
57.37
+27.46%
45.01
Reconciled Depreciation
6.78
+5.87%
6.40
-12.64%
7.33
+49.56%
4.90
Total Unusual Items
-4.05
-4300.00%
-0.09
+98.32%
-5.47
-223.01%
-1.70
Total Unusual Items Excluding Goodwill
-4.05
-4300.00%
-0.09
+98.32%
-5.47
-223.01%
-1.70
Special Income Charges
-4.05
-4300.00%
-0.09
+98.32%
-5.47
-223.01%
-1.70
Other Special Charges
—
—
—
-2.38
Restructuring And Mergern Acquisition
4.05
+4300.00%
0.09
-98.32%
5.47
+34.52%
4.07
Net Income
54.59
+18.80%
45.95
-7.98%
49.93
-17.60%
60.60
Pretax Income
65.05
+17.35%
55.43
-5.57%
58.70
-19.41%
72.83
Net Interest Income
140.51
+10.71%
126.92
-6.54%
135.80
+10.14%
123.30
Interest Expense
91.35
-8.07%
99.36
+31.52%
75.55
+321.59%
17.92
Interest Income
231.86
+2.47%
226.28
+7.07%
211.35
+49.66%
141.22
Gain On Sale Of Security
-2.21
+16.19%
-2.64
-460.08%
-0.47
-3.74%
-0.45
Tax Provision
10.46
+10.36%
9.48
+8.12%
8.77
-28.37%
12.24
Tax Rate For Calcs
0.00
-5.96%
0.00
+14.50%
0.00
-11.11%
0.00
Tax Effect Of Unusual Items
-0.65
-4037.54%
-0.02
+98.08%
-0.82
-187.13%
-0.28
Net Income Including Noncontrolling Interests
54.59
+18.80%
45.95
-7.98%
49.93
-17.60%
60.60
Net Income From Continuing Operation Net Minority Interest
54.59
+18.80%
45.95
-7.98%
49.93
-17.60%
60.60
Net Income From Continuing And Discontinued Operation
54.59
+18.80%
45.95
-7.98%
49.93
-17.60%
60.60
Net Income Continuous Operations
54.59
+18.80%
45.95
-7.98%
49.93
-17.60%
60.60
Normalized Income
57.98
+25.98%
46.03
-15.69%
54.59
-11.96%
62.01
Net Income Common Stockholders
54.59
+18.80%
45.95
-7.98%
49.93
-17.60%
60.60
Diluted EPS
1.45
+18.85%
1.22
-8.27%
1.33
-25.70%
1.79
Basic EPS
1.46
+18.70%
1.23
-8.21%
1.34
-25.14%
1.79
Basic Average Shares
37.39
+0.08%
37.36
+0.25%
37.26
+10.07%
33.85
Diluted Average Shares
37.63
+0.32%
37.51
+0.04%
37.50
+10.52%
33.93
Diluted NI Availto Com Stockholders
54.59
+18.80%
45.95
-7.98%
49.93
-17.60%
60.60
Amortization
2.90
+1.33%
2.86
-16.69%
3.43
+74.05%
1.97
Amortization Of Intangibles Income Statement
2.90
+1.33%
2.86
-16.69%
3.43
+74.05%
1.97
Depreciation Amortization Depletion Income Statement
2.90
+1.33%
2.86
-16.69%
3.43
+74.05%
1.97
Depreciation And Amortization In Income Statement
2.90
+1.33%
2.86
-16.69%
3.43
+74.05%
1.97
Insurance And Claims
—
—
—
—
Occupancy And Equipment
17.08
+9.59%
15.59
+1.00%
15.43
+35.64%
11.38
Other Non Interest Expense
23.94
+2.27%
23.41
-2.21%
23.93
+33.60%
17.91
Professional Expense And Contract Services Expense
4.39
+1.71%
4.32
-0.78%
4.35
-28.84%
6.11
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
5,245.87
+2.48%
5,118.92
+0.80%
5,078.35
+24.40%
4,082.20
Cash And Cash Equivalents
20.49
+0.29%
20.43
-29.31%
28.90
+35.06%
21.39
Other Short Term Investments
733.11
-42.12%
1,266.55
-2.55%
1,299.70
+2.50%
1,268.03
Net PPE
56.86
+8.77%
52.27
+17.83%
44.36
+44.21%
30.76
Gross PPE
92.67
+9.27%
84.81
+14.39%
74.15
+31.66%
56.32
Accumulated Depreciation
-35.81
-10.06%
-32.54
-9.26%
-29.78
-16.55%
-25.55
Land And Improvements
9.51
+0.00%
9.51
-6.12%
10.13
+63.45%
6.20
Buildings And Improvements
54.61
+10.37%
49.48
+22.80%
40.29
+32.99%
30.30
Machinery Furniture Equipment
24.19
+11.71%
21.66
+6.78%
20.28
+9.78%
18.47
Other Properties
—
—
—
8.41
Leases
4.36
+4.71%
4.16
+21.02%
3.44
+155.38%
1.35
Goodwill And Other Intangible Assets
185.30
-1.54%
188.20
-1.10%
190.29
+87.17%
101.67
Goodwill
167.45
+0.00%
167.45
+0.00%
167.45
+76.93%
94.64
Other Intangible Assets
17.85
-13.97%
20.75
-9.16%
22.84
+225.11%
7.03
Investments And Advances
1,418.11
+6.31%
1,333.96
-1.40%
1,352.90
+2.88%
1,315.03
Total Liabilities Net Minority Interest
4,760.15
+1.00%
4,712.90
+0.83%
4,673.94
+23.33%
3,789.91
Current Debt And Capital Lease Obligation
281.00
-7.87%
305.00
-14.08%
355.00
+273.68%
95.00
Current Debt
281.00
-7.87%
305.00
-14.08%
355.00
+273.68%
95.00
Other Current Borrowings
281.00
-7.87%
305.00
-14.08%
355.00
+273.68%
95.00
Long Term Debt And Capital Lease Obligation
86.73
+0.68%
86.15
-2.83%
88.66
+0.51%
88.21
Long Term Debt
86.73
+0.68%
86.15
-2.83%
88.66
+0.51%
88.21
Stockholders Equity
485.73
+19.63%
406.03
+0.40%
404.42
+38.36%
292.30
Common Stock Equity
485.73
+19.63%
406.03
+0.40%
404.42
+38.36%
292.30
Capital Stock
366.62
+0.15%
366.06
+0.21%
365.31
+19.64%
305.34
Common Stock
366.62
+0.15%
366.06
+0.21%
365.31
+19.64%
305.34
Share Issued
39.32
+0.00%
39.32
+0.00%
39.32
+11.94%
35.13
Ordinary Shares Number
37.65
+0.18%
37.59
+0.22%
37.50
+10.12%
34.06
Treasury Shares Number
1.67
-3.89%
1.74
-4.55%
1.82
+69.39%
1.07
Retained Earnings
286.20
+11.29%
257.17
+8.62%
236.76
+11.48%
212.38
Gains Losses Not Affecting Retained Earnings
-144.07
+25.45%
-193.26
-12.00%
-172.55
+18.02%
-210.49
Treasury Stock
23.02
-3.83%
23.94
-4.60%
25.09
+68.07%
14.93
Total Equity Gross Minority Interest
485.73
+19.63%
406.03
+0.40%
404.42
+38.36%
292.30
Total Capitalization
572.46
+16.31%
492.18
-0.18%
493.08
+29.58%
380.51
Invested Capital
853.46
+7.06%
797.18
-6.00%
848.08
+78.35%
475.51
Total Debt
367.73
-5.99%
391.15
-11.84%
443.66
+142.16%
183.21
Net Debt
347.25
-6.33%
370.72
-10.62%
414.77
+156.32%
161.82
Net Tangible Assets
300.42
+37.92%
217.83
+1.73%
214.13
+12.33%
190.63
Tangible Book Value
300.42
+37.92%
217.83
+1.73%
214.13
+12.33%
190.63
Available For Sale Securities
685.00
+916.25%
67.41
+26.69%
53.20
+13.19%
47.00
Cash Cash Equivalents And Federal Funds Sold
92.36
+7.72%
85.74
-17.29%
103.66
+37.20%
75.55
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
60.04
-9.87%
66.61
+5.86%
62.93
-22.79%
81.50
Cash Flow From Continuing Operating Activities
60.04
-9.87%
66.61
+5.86%
62.93
-22.79%
81.50
Net Income From Continuing Operations
54.59
+18.80%
45.95
-7.98%
49.93
-17.60%
60.60
Depreciation Amortization Depletion
6.78
+5.87%
6.40
-12.64%
7.33
+49.56%
4.90
Depreciation And Amortization
6.78
+5.87%
6.40
-12.64%
7.33
+49.56%
4.90
Other Non Cash Items
0.08
+103.44%
-2.44
-12.21%
-2.18
-209.17%
2.00
Stock Based Compensation
2.50
-5.60%
2.64
+1.19%
2.61
+43.75%
1.82
Operating Gains Losses
0.62
-47.55%
1.18
+173.69%
-1.60
+1.47%
-1.63
Gain Loss On Investment Securities
2.21
-16.19%
2.64
+460.08%
0.47
+3.74%
0.45
Gain Loss On Sale Of PPE
0.06
-87.96%
0.49
+55.06%
0.32
+1680.00%
-0.02
Change In Working Capital
-10.77
-346.71%
4.37
+234.81%
-3.24
-141.09%
7.88
Change In Other Working Capital
-10.77
-346.71%
4.37
+234.81%
-3.24
-141.09%
7.88
Investing Cash Flow
-78.85
+17.11%
-95.12
-222.06%
77.94
+137.92%
-205.51
Cash Flow From Continuing Investing Activities
-78.85
+17.11%
-95.12
-222.06%
77.94
+137.92%
-205.51
Net PPE Purchase And Sale
-7.56
+33.43%
-11.36
-239.44%
-3.35
-188.53%
-1.16
Purchase Of PPE
-7.86
+32.77%
-11.69
-201.34%
-3.88
-51.62%
-2.56
Sale Of PPE
0.30
-9.97%
0.33
-37.90%
0.53
-61.90%
1.40
Capital Expenditure
-7.86
+32.77%
-11.69
-201.34%
-3.88
-51.62%
-2.56
Net Investment Purchase And Sale
-17.07
-609.89%
3.35
-97.67%
143.38
+215.52%
-124.12
Purchase Of Investment
-151.84
-40.60%
-107.99
-4069.65%
-2.59
+98.93%
-242.38
Sale Of Investment
134.77
+21.04%
111.34
-23.72%
145.97
+23.42%
118.27
Net Business Purchase And Sale
0.00
+100.00%
-0.60
+95.45%
-13.18
-1175.41%
-1.03
Purchase Of Business
0.00
+100.00%
-0.60
+95.45%
-13.18
-1175.41%
-1.03
Net Other Investing Changes
-13.40
-37.54%
-9.74
-256.77%
6.21
+411.06%
-2.00
Financing Cash Flow
25.43
+140.08%
10.59
+109.39%
-112.76
-229.95%
86.77
Cash Flow From Continuing Financing Activities
25.43
+140.08%
10.59
+109.39%
-112.76
-229.95%
86.77
Net Issuance Payments Of Debt
-24.00
+54.32%
-52.53
-128.40%
185.00
+94.74%
95.00
Issuance Of Debt
—
—
0.00
-100.00%
95.00
Repayment Of Debt
0.00
+100.00%
-2.54
0.00
0.00
Long Term Debt Issuance
—
—
0.00
0.00
Long Term Debt Payments
0.00
+100.00%
-2.54
0.00
0.00
Net Long Term Debt Issuance
0.00
+100.00%
-2.54
0.00
0.00
Short Term Debt Issuance
—
—
—
95.00
Short Term Debt Payments
—
—
—
—
Net Short Term Debt Issuance
-24.00
+52.00%
-50.00
-127.03%
185.00
+94.74%
95.00
Net Common Stock Issuance
0.00
0.00
+100.00%
-11.54
0.00
Common Stock Payments
0.00
0.00
+100.00%
-11.54
0.00
Common Stock Dividend Paid
-25.47
-0.31%
-25.39
+0.03%
-25.40
-15.42%
-22.00
Cash Dividends Paid
-25.47
-0.31%
-25.39
+0.03%
-25.40
-15.42%
-22.00
Repurchase Of Capital Stock
0.00
0.00
+100.00%
-11.54
0.00
Net Other Financing Charges
-1.11
-25.80%
-0.88
-41.48%
-0.62
+18.37%
-0.76
Changes In Cash
6.62
+136.94%
-17.92
-163.76%
28.11
+175.48%
-37.24
Beginning Cash Position
85.74
-17.29%
103.66
+37.20%
75.55
-33.02%
112.79
End Cash Position
92.36
+7.72%
85.74
-17.29%
103.66
+37.20%
75.55
Free Cash Flow
52.18
-4.99%
54.92
-6.99%
59.05
-25.20%
78.94
Interest Paid Supplemental Data
89.26
-11.84%
101.25
+28.94%
78.52
+377.01%
16.46
Income Tax Paid Supplemental Data
—
—
6.70
-33.66%
10.10
Amortization Of Securities
-0.82
-248.01%
0.55
-40.11%
0.93
-80.80%
4.82
Sale Of Business
—
—
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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