Symbols / FNB Stock $17.07 -1.61% F.N.B. Corporation

Financial Services • Banks - Regional • United States • NYQ
FNB (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Vincent J. Delie Jr.
Exch · Country NYQ · United States
Market Cap 6.08B
Enterprise Value 7.95B
Income 585.00M
Sales 1.72B
FCF (ttm) —
Book/sh 19.12
Cash/sh 7.76
Employees 4,128
Insider 10d —
IPO Sep 02, 1986
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 29.63%
P/E 10.54
Forward P/E 8.70
PEG 1.05
P/S 3.54
P/B 0.89
P/C —
EV/EBITDA —
EV/Sales 4.63
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.62
EPS next Y 1.96
EPS Growth 18.80%
Revenue Growth 9.60%
EPS Gr Q/Q 17.10%
Rev Gr Q/Q —
Earnings (next) 2026-07-16
Earnings (prior) 2026-04-16
ROA 1.17%
ROE 8.85%
ROIC —
Gross Margin 0.00%
Oper. Margin 41.88%
Profit Margin 34.08%
Shs Outstand 355.96M
Shs Float 349.94M
Insider Own 1.50%
Instit Own 89.59%
Short Float 9.26%
Short Ratio 3.41
Short Interest 25.00M
52W High 19.14
vs 52W High -10.82%
52W Low 13.44
vs 52W Low 27.01%
Beta 0.89
Impl. Vol. 31.01%
Rel Volume 0.69
Avg Volume 7.55M
Volume 5.20M
Target (mean) $20.62
Tgt Median $21.00
Tgt Low $20.00
Tgt High $21.00
# Analysts 8
Recom Strong_buy
Prev Close $17.35
Price $17.07
Change -1.61%
About

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market, and capital market and equipment financing services. It provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$20.63
Mean price target
2. Current target
$17.07
Latest analyst target
3. DCF / Fair value
$24.30
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$17.07
Low
$20.00
High
$21.00
Mean
$20.63

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-20 main Keefe, Bruyette & Woods Outperform → Outperform $21
2026-04-20 main Truist Securities Buy → Buy $20
2026-01-22 main Truist Securities Buy → Buy $20
2026-01-22 reit Piper Sandler Overweight → Overweight $21
2025-10-20 main Truist Securities Buy → Buy $19
2025-07-22 main Truist Securities Buy → Buy $18
2025-07-21 main DA Davidson Buy → Buy $19
2025-07-21 main Wells Fargo Overweight → Overweight $20
2025-07-21 main Keefe, Bruyette & Woods Outperform → Outperform $19
2025-07-11 main Truist Securities Buy → Buy $18
2025-07-10 main Wells Fargo Overweight → Overweight $18
2025-05-13 init Truist Securities — → Buy $17
2025-04-21 up Keefe, Bruyette & Woods Market Perform → Outperform $17
2025-04-17 main DA Davidson Buy → Buy $19
2025-04-09 main Wells Fargo Overweight → Overweight $16
2025-01-23 main Piper Sandler Overweight → Overweight $18
2025-01-23 main DA Davidson Buy → Buy $20
2025-01-06 main Wells Fargo Overweight → Overweight $18
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $18
2024-12-03 main Wells Fargo Overweight → Overweight $19
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-06 CHIAFULLO JAMES D Director — 5,027 $17.90 $89,983
2026-05-06 DELIE VINCENT J JR Chief Executive Officer — 4,748 $17.90 $84,989
2026-05-06 MOTLEY DAVID L Director — 4,748 $17.90 $84,989
2026-05-06 NICHOLAS HEIDI A Director — 5,027 $17.90 $89,983
2026-05-06 MENCINI FRANK C Director — 5,027 $17.90 $89,983
2026-05-06 STANIK JOHN S Director — 5,027 $17.90 $89,983
2026-05-06 DIVELY MARY JO Director — 4,748 $17.90 $84,989
2026-05-06 BENA PAMELA A Director — 4,748 $17.90 $84,989
2026-05-06 STRIMBU WILLIAM J Director — 4,748 $17.90 $84,989
2026-05-06 MALONE DAVID J Director — 5,027 $17.90 $89,983
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,765.00
+10.59%
1,596.00
+1.59%
1,571.00
+8.87%
1,443.00
Operating Revenue
1,765.00
+10.59%
1,596.00
+1.59%
1,571.00
+8.87%
1,443.00
Selling General And Administration
578.00
+2.12%
566.00
+4.81%
540.00
+16.88%
462.00
Selling And Marketing Expense
20.00
-4.76%
21.00
+23.53%
17.00
+6.25%
16.00
General And Administrative Expense
558.00
+2.39%
545.00
+4.21%
523.00
+17.26%
446.00
Salaries And Wages
530.00
+5.16%
504.00
+9.09%
462.00
+8.45%
426.00
Other Gand A
—
—
—
—
Reconciled Depreciation
77.00
+14.93%
67.00
-14.10%
78.00
+6.85%
73.00
Total Unusual Items
—
—
-2.00
+95.56%
-45.00
Total Unusual Items Excluding Goodwill
—
—
-2.00
+95.56%
-45.00
Special Income Charges
—
—
-2.00
+95.56%
-45.00
Restructuring And Mergern Acquisition
—
—
2.00
-95.56%
45.00
Net Income
565.00
+21.51%
465.00
-4.12%
485.00
+10.48%
439.00
Pretax Income
669.00
+20.54%
555.00
-4.97%
584.00
+5.61%
553.00
Net Interest Income
1,396.00
+9.06%
1,280.00
-2.81%
1,317.00
+17.59%
1,120.00
Interest Expense
930.00
-4.32%
972.00
+48.17%
656.00
+297.58%
165.00
Interest Income
2,326.00
+3.29%
2,252.00
+14.14%
1,973.00
+53.54%
1,285.00
Gain On Sale Of Security
27.00
+370.00%
-10.00
+75.00%
-40.00
-214.29%
35.00
Tax Provision
104.00
+15.56%
90.00
-9.09%
99.00
-13.16%
114.00
Tax Rate For Calcs
0.00
-4.14%
0.00
-4.05%
0.00
-17.96%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
565.00
+21.51%
465.00
-4.12%
485.00
+10.48%
439.00
Net Income From Continuing Operation Net Minority Interest
565.00
+21.51%
465.00
-4.12%
485.00
+10.48%
439.00
Net Income From Continuing And Discontinued Operation
565.00
+21.51%
465.00
-4.12%
485.00
+10.48%
439.00
Net Income Continuous Operations
565.00
+21.51%
465.00
-4.12%
485.00
+10.48%
439.00
Normalized Income
565.00
+21.51%
465.00
-4.12%
485.00
+10.48%
439.00
Net Income Common Stockholders
565.00
+23.09%
459.00
-3.77%
477.00
+10.67%
431.00
Diluted EPS
1.56
+22.83%
1.27
-3.05%
1.31
+7.38%
1.22
Basic EPS
1.57
+23.62%
1.27
-3.79%
1.32
+7.32%
1.23
Basic Average Shares
360.12
-0.43%
361.67
+0.13%
361.22
+3.07%
350.46
Diluted Average Shares
361.95
-0.19%
362.64
-0.07%
362.90
+2.50%
354.05
Diluted NI Availto Com Stockholders
565.00
+23.09%
459.00
-3.77%
477.00
+10.67%
431.00
Amortization
—
—
20.00
+42.86%
14.00
Amortization Of Intangibles Income Statement
—
—
20.00
+42.86%
14.00
Depreciation Amortization Depletion Income Statement
—
—
20.00
+42.86%
14.00
Depreciation And Amortization In Income Statement
—
—
20.00
+42.86%
14.00
Insurance And Claims
28.00
-31.71%
41.00
-32.79%
61.00
+205.00%
20.00
Occupancy And Equipment
186.00
+5.08%
177.00
+9.94%
161.00
+11.81%
144.00
Other Non Interest Expense
246.00
+12.84%
218.00
+1.87%
214.00
-2.73%
220.00
Preferred Stock Dividends
—
6.00
-25.00%
8.00
+0.00%
8.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
50,229.00
+3.30%
48,625.00
+5.34%
46,158.00
+5.56%
43,725.00
Cash And Cash Equivalents
2,498.00
+3.27%
2,419.00
+53.49%
1,576.00
-5.85%
1,674.00
Cash Financial
387.00
-6.97%
416.00
-6.94%
447.00
+0.90%
443.00
Other Short Term Investments
3,185.00
-8.11%
3,466.00
+6.52%
3,254.00
-0.64%
3,275.00
Receivables
765.00
+3.10%
742.00
+28.37%
578.00
+14.34%
505.50
Other Receivables
765.00
+3.10%
742.00
+28.37%
578.00
+14.34%
505.50
Net PPE
568.00
+5.97%
536.00
+16.27%
461.00
+6.71%
432.00
Gross PPE
1,055.00
+9.55%
963.00
+13.83%
846.00
+10.30%
767.00
Accumulated Depreciation
-487.00
-14.05%
-427.00
-10.91%
-385.00
-14.93%
-335.00
Land And Improvements
71.00
+7.58%
66.00
+1.54%
65.00
-12.16%
74.00
Buildings And Improvements
363.00
+5.83%
343.00
+22.94%
279.00
+5.68%
264.00
Machinery Furniture Equipment
—
—
—
406.00
Other Properties
621.00
+12.09%
554.00
+10.36%
502.00
+17.02%
429.00
Goodwill And Other Intangible Assets
2,516.00
-0.51%
2,529.00
-0.67%
2,546.00
-0.78%
2,566.00
Goodwill
2,480.00
+0.08%
2,478.00
+0.04%
2,477.00
+0.00%
2,477.00
Other Intangible Assets
36.00
-29.41%
51.00
-26.09%
69.00
-22.47%
89.00
Investments And Advances
7,844.00
+5.36%
7,445.00
+3.91%
7,165.00
-2.68%
7,362.00
Total Liabilities Net Minority Interest
43,470.00
+2.71%
42,323.00
+5.52%
40,108.00
+5.35%
38,072.00
Current Debt And Capital Lease Obligation
1,055.00
+80.34%
585.00
-69.21%
1,900.00
+104.30%
930.00
Current Debt
1,055.00
+80.34%
585.00
-69.21%
1,900.00
+104.30%
930.00
Other Current Borrowings
1,055.00
+80.34%
585.00
-69.21%
1,900.00
+104.30%
930.00
Long Term Debt And Capital Lease Obligation
2,027.00
-35.61%
3,148.00
+51.06%
2,084.00
+71.10%
1,218.00
Long Term Debt
2,027.00
-35.61%
3,148.00
+51.06%
2,084.00
+71.10%
1,218.00
Stockholders Equity
6,759.00
+7.25%
6,302.00
+4.17%
6,050.00
+7.02%
5,653.00
Common Stock Equity
6,759.00
+7.25%
6,302.00
+6.04%
5,943.00
+7.16%
5,546.00
Capital Stock
4.00
+0.00%
4.00
-96.40%
111.00
+0.00%
111.00
Common Stock
4.00
+0.00%
4.00
+0.00%
4.00
+0.00%
4.00
Preferred Stock
—
0.00
-100.00%
107.00
+0.00%
107.00
Share Issued
375.03
+0.00%
375.02
+0.02%
374.94
+0.01%
374.91
Ordinary Shares Number
357.30
-0.64%
359.62
+0.22%
358.83
-0.46%
360.47
Treasury Shares Number
17.73
+15.09%
15.40
-4.39%
16.11
+11.59%
14.44
Additional Paid In Capital
4,695.00
+0.00%
4,695.00
+0.06%
4,692.00
-0.09%
4,696.00
Retained Earnings
2,343.00
+20.03%
1,952.00
+16.96%
1,669.00
+21.82%
1,370.00
Gains Losses Not Affecting Retained Earnings
-63.00
+62.72%
-169.00
+28.09%
-235.00
+34.17%
-357.00
Treasury Stock
220.00
+22.22%
180.00
-3.74%
187.00
+11.98%
167.00
Other Equity Adjustments
-63.00
+62.72%
-169.00
+28.09%
-235.00
+34.17%
-357.00
Total Equity Gross Minority Interest
6,759.00
+7.25%
6,302.00
+4.17%
6,050.00
+7.02%
5,653.00
Total Capitalization
8,786.00
-7.03%
9,450.00
+16.18%
8,134.00
+18.38%
6,871.00
Invested Capital
9,841.00
-1.93%
10,035.00
+1.09%
9,927.00
+29.02%
7,694.00
Total Debt
3,082.00
-17.44%
3,733.00
-6.30%
3,984.00
+85.47%
2,148.00
Net Debt
584.00
-55.56%
1,314.00
-45.43%
2,408.00
+408.02%
474.00
Net Tangible Assets
4,243.00
+12.46%
3,773.00
+7.68%
3,504.00
+13.51%
3,087.00
Tangible Book Value
4,243.00
+12.46%
3,773.00
+11.07%
3,397.00
+13.99%
2,980.00
Available For Sale Securities
546.00
+4.00%
525.00
—
—
Cash Cash Equivalents And Federal Funds Sold
2,498.00
+3.27%
2,419.00
+53.49%
1,576.00
-5.85%
1,674.00
Held To Maturity Securities
4,113.00
+3.37%
3,979.00
+1.74%
3,911.00
-4.31%
4,087.00
Preferred Shares Number
—
4.44
+0.00%
4.44
+0.00%
4.44
Preferred Stock Equity
—
—
107.00
+0.00%
107.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
482.00
-24.92%
642.00
+51.77%
423.00
-65.27%
1,218.00
Cash Flow From Continuing Operating Activities
482.00
-24.92%
642.00
+51.77%
423.00
-65.27%
1,218.00
Net Income From Continuing Operations
565.00
+21.51%
465.00
-4.12%
485.00
+10.48%
439.00
Depreciation Amortization Depletion
77.00
+14.93%
67.00
-14.10%
78.00
+6.85%
73.00
Depreciation
77.00
+14.93%
67.00
-14.10%
78.00
+6.85%
73.00
Depreciation And Amortization
77.00
+14.93%
67.00
-14.10%
78.00
+6.85%
73.00
Other Non Cash Items
-254.00
-1054.55%
-22.00
+91.70%
-265.00
-138.07%
696.00
Deferred Tax
46.00
+2.22%
45.00
+850.00%
-6.00
-154.55%
11.00
Deferred Income Tax
46.00
+2.22%
45.00
+850.00%
-6.00
-154.55%
11.00
Operating Gains Losses
-18.00
-212.50%
16.00
-74.19%
62.00
+263.16%
-38.00
Gain Loss On Investment Securities
0.00
-100.00%
34.00
-49.25%
67.00
0.00
Change In Working Capital
-20.00
-122.22%
-9.00
-200.00%
-3.00
+88.89%
-27.00
Change In Receivables
1.00
+125.00%
-4.00
+88.24%
-34.00
+19.05%
-42.00
Changes In Account Receivables
1.00
+125.00%
-4.00
+88.24%
-34.00
+19.05%
-42.00
Change In Payables And Accrued Expense
-14.00
-180.00%
-5.00
-113.16%
38.00
+80.95%
21.00
Change In Payable
-14.00
-180.00%
-5.00
-113.16%
38.00
+80.95%
21.00
Change In Account Payable
-14.00
-180.00%
-5.00
-113.16%
38.00
+80.95%
21.00
Change In Other Working Capital
-7.00
—
-7.00
-16.67%
-6.00
Investing Cash Flow
-1,487.00
+12.68%
-1,703.00
+24.68%
-2,261.00
+25.99%
-3,055.00
Cash Flow From Continuing Investing Activities
-1,487.00
+12.68%
-1,703.00
+24.68%
-2,261.00
+25.99%
-3,055.00
Net PPE Purchase And Sale
-106.00
+23.74%
-139.00
-57.95%
-88.00
+7.37%
-95.00
Purchase Of PPE
-106.00
+23.74%
-139.00
-57.95%
-88.00
+7.37%
-95.00
Sale Of PPE
—
—
—
—
Capital Expenditure
-106.00
+23.74%
-139.00
-57.95%
-88.00
+7.37%
-95.00
Net Investment Purchase And Sale
-285.00
-14.00%
-250.00
-192.94%
269.00
+184.86%
-317.00
Purchase Of Investment
-1,472.00
+13.36%
-1,699.00
-41.82%
-1,198.00
+42.40%
-2,080.00
Sale Of Investment
1,187.00
-18.08%
1,449.00
-1.23%
1,467.00
-16.79%
1,763.00
Net Business Purchase And Sale
—
0.00
0.00
-100.00%
188.00
Net Other Investing Changes
-2.00
—
—
—
Financing Cash Flow
1,084.00
-43.07%
1,904.00
+9.43%
1,740.00
+9566.67%
18.00
Cash Flow From Continuing Financing Activities
1,084.00
-43.07%
1,904.00
+9.43%
1,740.00
+9566.67%
18.00
Net Issuance Payments Of Debt
-352.00
-66.82%
-211.00
-110.49%
2,012.00
+7037.93%
-29.00
Issuance Of Debt
638.00
-53.73%
1,379.00
+12.11%
1,230.00
+222.83%
381.00
Repayment Of Debt
-1,751.00
-413.49%
-341.00
+3.13%
-352.00
-52.38%
-231.00
Long Term Debt Issuance
638.00
-53.73%
1,379.00
+12.11%
1,230.00
+222.83%
381.00
Long Term Debt Payments
-1,751.00
-413.49%
-341.00
+3.13%
-352.00
-52.38%
-231.00
Net Long Term Debt Issuance
-1,113.00
-207.23%
1,038.00
+18.22%
878.00
+485.33%
150.00
Net Short Term Debt Issuance
761.00
+160.93%
-1,249.00
-210.14%
1,134.00
+733.52%
-179.00
Net Common Stock Issuance
-50.00
-1566.67%
-3.00
+91.67%
-36.00
+16.28%
-43.00
Common Stock Payments
-50.00
-1566.67%
-3.00
+91.67%
-36.00
+16.28%
-43.00
Common Stock Dividend Paid
-174.00
+0.57%
-175.00
-0.57%
-174.00
-1.75%
-171.00
Cash Dividends Paid
-174.00
+1.69%
-177.00
+2.75%
-182.00
-1.68%
-179.00
Repurchase Of Capital Stock
-50.00
+56.14%
-114.00
-216.67%
-36.00
+16.28%
-43.00
Net Other Financing Charges
10.00
-16.67%
12.00
+50.00%
8.00
-27.27%
11.00
Changes In Cash
79.00
-90.63%
843.00
+960.20%
-98.00
+94.61%
-1,819.00
Beginning Cash Position
2,419.00
+53.49%
1,576.00
-5.85%
1,674.00
-52.08%
3,493.00
End Cash Position
2,498.00
+3.27%
2,419.00
+53.49%
1,576.00
-5.85%
1,674.00
Free Cash Flow
376.00
-25.25%
503.00
+50.15%
335.00
-70.17%
1,123.00
Interest Paid Supplemental Data
942.00
-3.19%
973.00
+57.19%
619.00
+329.86%
144.00
Income Tax Paid Supplemental Data
—
58.00
-38.30%
94.00
+16.05%
81.00
Net Preferred Stock Issuance
0.00
+100.00%
-111.00
0.00
0.00
Preferred Stock Dividend Paid
0.00
+100.00%
-2.00
+75.00%
-8.00
+0.00%
-8.00
Preferred Stock Payments
0.00
+100.00%
-111.00
0.00
0.00
Sale Of Business
—
—
0.00
-100.00%
188.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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