Symbols / FOA Stock $20.05 -0.64% Finance of America Companies Inc.

Financial Services • Credit Services • United States • NYQ
FOA (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Credit Services
CEO Mr. Graham A. Fleming
Exch · Country NYQ · United States
Market Cap 178.28M
Enterprise Value 11.86B
Income 32.17M
Sales 451.89M
FCF (ttm) —
Book/sh 40.66
Cash/sh 12.11
Employees 782
Insider 10d —
IPO Apr 18, 2019
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 8.87
Forward P/E 3.75
PEG —
P/S 0.39
P/B 0.49
P/C —
EV/EBITDA —
EV/Sales 26.25
Quick Ratio 9.13
Current Ratio 9.23
Debt/Eq 2,670.33
LT Debt/Eq —
EPS (ttm) 2.26
EPS next Y 5.35
EPS Growth -64.70%
Revenue Growth -27.50%
EPS Gr Q/Q -42.00%
Rev Gr Q/Q —
Earnings (next) 2026-08-04
Earnings (prior) 2026-05-05
ROA 0.21%
ROE 15.60%
ROIC —
Gross Margin 79.75%
Oper. Margin 13.05%
Profit Margin 7.20%
Shs Outstand 8.89M
Shs Float 3.62M
Insider Own 52.25%
Instit Own 57.00%
Short Float 13.61%
Short Ratio 9.54
Short Interest 590.28K
52W High 29.58
vs 52W High -32.22%
52W Low 15.77
vs 52W Low 27.14%
Beta 1.70
Impl. Vol. 0.39%
Rel Volume 0.01
Avg Volume 83.86K
Volume 942.00
Target (mean) $25.00
Tgt Median $25.00
Tgt Low $25.00
Tgt High $25.00
# Analysts 1
Recom None
Prev Close $20.18
Price $20.05
Change -0.64%
About

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services. The company was founded in 2013 and is headquartered in Plano, Texas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$25.00
Mean price target
2. Current target
$20.05
Latest analyst target
3. DCF / Fair value
$33.90
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$20.05
Low
$25.00
High
$25.00
Mean
$25.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-02 init B. Riley Securities — → Buy $23
2025-11-26 main UBS Neutral → Neutral $30
2025-07-15 main UBS Neutral → Neutral $25
2025-04-16 main UBS Neutral → Neutral $23
2025-03-25 main Raymond James Outperform → Outperform $30
2024-11-20 down UBS Buy → Neutral $24
2024-09-05 main UBS Buy → Buy $14
2023-12-06 init UBS — → Buy $1
2023-11-17 main Raymond James Outperform → Outperform $2
2023-08-30 main Raymond James Outperform → Outperform $2
2022-12-16 main Morgan Stanley — → Equal-Weight $2
2022-11-21 main Credit Suisse — → Outperform $4
2022-11-11 down Raymond James Strong Buy → Outperform $3
2022-10-04 main Goldman Sachs — → Neutral $2
2022-08-15 main Morgan Stanley — → Equal-Weight $2
2022-08-08 main Raymond James — → Strong Buy $5
2022-05-12 main Goldman Sachs — → Neutral $3
2022-05-11 main Raymond James — → Strong Buy $6
2022-05-10 main Morgan Stanley — → Equal-Weight $3
2022-04-04 main Goldman Sachs — → Neutral $4
News
RSS: Latest FOA news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-06-01 PRAHM JEREMY Chief Investment Officer — 8,252 $19.55 $161,339
2026-06-01 SIEFFERT KRISTEN N President — 750 $19.64 $14,728
2026-05-18 PRAHM JEREMY Chief Investment Officer — 6,000 $19.68 $118,091
2026-05-15 LIBMAN BRIAN L Director and Beneficial Owner of more than 10% of a Class of Security — 4,570 — —
2026-05-15 WEST LANCE Director — 4,570 — —
2026-05-15 ESSEX ANDREW Director — 4,570 — —
2026-05-15 CORIO NORMA C. Director — 4,570 — —
2026-05-15 PRATCHER TYSON ANWAR Director — 4,570 — —
2026-05-15 GARDNER CORY Director — 4,570 — —
2026-05-07 PRAHM JEREMY Chief Investment Officer — 5,228 $21.39 $111,810
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
411.97
+52.22%
270.64
+52.88%
177.03
+646.73%
-32.38
Operating Revenue
411.97
+52.22%
270.64
+52.88%
177.03
+646.73%
-32.38
Selling General And Administration
222.80
+5.16%
211.87
-18.16%
258.89
+0.07%
258.69
Selling And Marketing Expense
48.61
+23.28%
39.43
+23.62%
31.90
+144.77%
13.03
General And Administrative Expense
174.19
+1.02%
172.44
-24.03%
226.99
-7.60%
245.66
Salaries And Wages
145.77
+5.36%
138.36
-22.41%
178.32
-13.83%
206.94
Other Gand A
28.43
-16.59%
34.08
-29.98%
48.67
+25.70%
38.72
Reconciled Depreciation
38.59
-0.90%
38.95
-18.08%
47.55
-26.84%
64.99
Total Unusual Items
-2.88
-105.65%
50.94
+316.66%
-23.51
+16.75%
-28.24
Total Unusual Items Excluding Goodwill
-2.88
-105.65%
50.94
+316.66%
-23.51
+16.75%
-28.24
Special Income Charges
-2.88
-105.65%
50.94
+316.66%
-23.51
+16.75%
-28.24
Other Special Charges
2.88
-34.08%
4.37
-69.28%
14.21
-24.04%
18.71
Impairment Of Capital Assets
—
0.89
-90.42%
9.30
-2.43%
9.53
Write Off
0.00
-100.00%
0.89
—
—
Net Income
45.23
+192.06%
15.49
+119.34%
-80.09
+58.00%
-190.68
Pretax Income
113.10
+164.15%
42.82
+125.66%
-166.84
+51.36%
-343.00
Net Interest Income
203.20
-11.05%
228.43
-4.13%
238.26
+34.19%
177.56
Interest Expense
1,716.77
+2.38%
1,676.78
+20.47%
1,391.89
+93.50%
719.34
Interest Income
1,919.97
+0.77%
1,905.21
+16.87%
1,630.15
+81.75%
896.89
Other Non Operating Income Expenses
-14.80
-113.59%
-6.93
-3384.83%
0.21
-99.34%
31.99
Gain On Sale Of Security
—
—
—
332.63
Tax Provision
3.52
+46.75%
2.40
+504.38%
-0.59
+96.54%
-17.13
Tax Rate For Calcs
0.00
-44.65%
0.00
+1455.75%
0.00
-92.79%
0.00
Tax Effect Of Unusual Items
-0.09
-103.13%
2.85
+3470.64%
-0.08
+93.99%
-1.41
Net Income Including Noncontrolling Interests
103.04
+188.70%
35.69
+116.36%
-218.16
+69.51%
-715.53
Net Income From Continuing Operation Net Minority Interest
51.77
+156.12%
20.21
+171.74%
-28.18
-114.16%
198.98
Net Income From Continuing And Discontinued Operation
45.23
+192.06%
15.49
+119.34%
-80.09
+58.00%
-190.68
Net Income Continuous Operations
109.58
+171.11%
40.42
+124.31%
-166.25
+48.98%
-325.87
Net Income Discontinuous Operations
-6.54
-38.33%
-4.73
+90.89%
-51.91
+86.68%
-389.66
Minority Interests
-57.80
-186.12%
-20.20
-114.63%
138.07
-73.69%
524.85
Normalized Income
54.56
+295.79%
-27.87
-486.25%
-4.75
-102.11%
225.81
Net Income Common Stockholders
45.04
+190.80%
15.49
+119.34%
-80.09
+58.00%
-190.68
Diluted EPS
3.74
+216.95%
1.18
+112.04%
-9.80
+68.59%
-31.20
Basic EPS
4.72
+200.64%
1.57
+116.02%
-9.80
+67.97%
-30.60
Basic Average Shares
9.54
-3.18%
9.85
+20.17%
8.20
+31.59%
6.23
Diluted Average Shares
26.93
+15.06%
23.41
+185.52%
8.20
-56.45%
18.82
Diluted NI Availto Com Stockholders
100.59
+262.93%
27.71
+134.61%
-80.09
+58.00%
-190.68
Average Dilution Earnings
55.55
+354.31%
12.23
0.00
+100.00%
-395.91
Depreciation Amortization Depletion Income Statement
38.59
-0.90%
38.95
-8.08%
42.37
+0.81%
42.03
Depreciation And Amortization In Income Statement
38.59
-0.90%
38.95
-8.08%
42.37
+0.81%
42.03
Occupancy And Equipment
2.83
-42.39%
4.90
-43.91%
8.74
+22.88%
7.12
Other Non Interest Expense
-2.88
+34.08%
-4.37
+69.28%
-14.21
+24.04%
-18.71
Preferred Stock Dividends
0.20
—
—
—
Professional Expense And Contract Services Expense
19.84
-3.11%
20.48
-17.39%
24.79
-1.81%
25.25
Line Item Trend 2025-12-31 2024-12-31 2023-12-31
Total Assets
30,733.30
+5.41%
29,156.49
+7.56%
27,107.59
Cash And Cash Equivalents
89.50
+88.89%
47.38
+1.94%
46.48
Receivables
73.53
+16.92%
62.88
-39.62%
104.14
Accounts Receivable
26.43
+26.22%
20.93
-23.86%
27.49
Gross Accounts Receivable
34.69
+44.12%
24.07
-25.04%
32.11
Allowance For Doubtful Accounts Receivable
-8.26
-163.60%
-3.13
+32.07%
-4.62
Other Receivables
47.10
+12.28%
41.95
-45.27%
76.65
Prepaid Assets
10.01
-16.54%
12.00
-2.02%
12.24
Net PPE
21.99
-9.73%
24.36
-17.06%
29.37
Gross PPE
21.99
-9.73%
24.36
-17.06%
29.37
Accumulated Depreciation
—
—
-10.35
Buildings And Improvements
—
—
—
Machinery Furniture Equipment
—
—
13.37
Other Properties
21.99
-9.73%
24.36
-17.06%
29.37
Leases
—
—
2.94
Goodwill And Other Intangible Assets
179.62
-16.98%
216.34
-16.78%
259.97
Goodwill
—
—
—
Other Intangible Assets
179.62
-16.98%
216.34
-16.78%
259.97
Investments And Advances
38.69
-4.26%
40.41
-8.78%
44.30
Total Liabilities Net Minority Interest
30,337.67
+5.19%
28,840.83
+7.47%
26,835.18
Payables And Accrued Expenses
34.68
+27.37%
27.23
-66.42%
81.07
Payables
15.96
+13.97%
14.01
-79.40%
67.99
Other Payable
15.96
+13.97%
14.01
-79.40%
67.99
Current Accrued Expenses
18.72
+41.55%
13.22
+1.09%
13.08
Employee Benefits
—
—
—
Current Debt And Capital Lease Obligation
1,187.70
+29.34%
918.25
-1.10%
928.48
Current Debt
1,187.70
+29.34%
918.25
-1.10%
928.48
Long Term Debt And Capital Lease Obligation
29,004.32
+4.33%
27,801.42
+9.63%
25,358.40
Long Term Debt
28,978.65
+4.34%
27,772.95
+9.66%
25,327.15
Long Term Capital Lease Obligation
25.67
-9.85%
28.47
-8.88%
31.25
Long Term Provisions
—
—
—
Non Current Deferred Liabilities
14.05
-23.43%
18.35
+43.62%
12.78
Non Current Deferred Revenue
14.05
-23.43%
18.35
+43.62%
12.78
Non Current Deferred Taxes Liabilities
—
—
—
Preferred Securities Outside Stock Equity
—
—
—
Stockholders Equity
323.87
+26.86%
255.30
+9.90%
232.31
Common Stock Equity
323.87
+26.86%
255.30
+9.90%
232.31
Capital Stock
0.00
+0.00%
0.00
+0.00%
0.00
Common Stock
0.00
+0.00%
0.00
+0.00%
0.00
Preferred Stock
0.00
0.00
—
Share Issued
9.92
-4.24%
10.36
+2.99%
10.06
Ordinary Shares Number
7.90
-20.49%
9.93
+3.12%
9.63
Treasury Shares Number
2.02
+374.81%
0.43
+0.00%
0.43
Additional Paid In Capital
977.82
+2.45%
954.47
+0.80%
946.94
Retained Earnings
-653.66
+6.47%
-698.89
+2.17%
-714.38
Gains Losses Not Affecting Retained Earnings
-0.28
-3.26%
-0.28
-10.84%
-0.25
Minority Interest
71.75
+18.87%
60.37
+50.54%
40.10
Total Equity Gross Minority Interest
395.63
+25.33%
315.66
+15.88%
272.41
Total Capitalization
29,302.52
+4.55%
28,028.25
+9.66%
25,559.46
Invested Capital
30,490.22
+5.33%
28,946.49
+9.28%
26,487.94
Total Debt
30,192.02
+5.13%
28,719.67
+9.25%
26,286.88
Net Debt
30,076.84
+5.00%
28,643.81
+9.29%
26,209.15
Capital Lease Obligations
25.67
-9.85%
28.47
-8.88%
31.25
Net Tangible Assets
144.26
+270.30%
38.96
+240.84%
-27.66
Tangible Book Value
144.26
+270.30%
38.96
+240.84%
-27.66
Available For Sale Securities
38.69
-4.26%
40.41
-8.78%
44.30
Cash Cash Equivalents And Federal Funds Sold
324.65
+7.51%
301.97
+34.33%
224.80
Derivative Product Liabilities
—
—
1.15
Line Of Credit
1,187.70
+29.34%
918.25
-1.10%
928.48
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-429.75
-1.40%
-423.81
-492.19%
-71.57
-105.08%
1,407.82
Cash Flow From Continuing Operating Activities
-429.75
-1.40%
-423.81
-492.19%
-71.57
-105.08%
1,407.82
Net Income From Continuing Operations
103.04
+188.70%
35.69
+116.36%
-218.16
+69.51%
-715.53
Depreciation Amortization Depletion
38.59
-0.90%
38.95
-18.08%
47.55
-26.84%
64.99
Depreciation And Amortization
38.59
-0.90%
38.95
-18.08%
47.55
-26.84%
64.99
Other Non Cash Items
-572.77
-47.84%
-387.43
-2876.46%
13.95
-99.22%
1,784.33
Stock Based Compensation
10.16
+15.31%
8.81
-64.28%
24.67
-48.46%
47.86
Asset Impairment Charge
0.00
-100.00%
0.89
-93.52%
13.75
-92.86%
192.51
Deferred Tax
-3.52
-45.96%
-2.41
-455.60%
0.68
—
Deferred Income Tax
-3.52
-45.96%
-2.41
-455.60%
0.68
—
Operating Gains Losses
—
-56.19
-227.53%
44.06
+121.14%
-208.47
Change In Working Capital
-5.25
+91.55%
-62.12
-3312.25%
1.93
-99.20%
242.13
Change In Payables And Accrued Expense
-11.02
+88.47%
-95.56
-200.27%
-31.82
+80.41%
-162.43
Change In Other Current Assets
5.77
-82.73%
33.44
-0.95%
33.76
-91.99%
421.32
Investing Cash Flow
854.89
+150.76%
340.91
+115.58%
158.14
+108.69%
-1,819.08
Cash Flow From Continuing Investing Activities
854.89
+150.76%
340.91
+115.58%
158.14
+108.69%
-1,819.08
Net PPE Purchase And Sale
—
—
—
-11.24
Purchase Of PPE
—
—
—
-11.24
Capital Expenditure
—
—
—
-11.24
Net Investment Purchase And Sale
—
—
—
1.20
Purchase Of Investment
—
—
—
-11.85
Sale Of Investment
—
—
—
13.06
Net Business Purchase And Sale
0.00
-100.00%
3.00
+104.30%
-69.69
0.00
Purchase Of Business
—
0.00
+100.00%
-140.85
0.00
Net Intangibles Purchase And Sale
0.00
-100.00%
5.52
-93.56%
85.63
-81.93%
473.79
Purchase Of Intangibles
—
—
—
0.00
Net Other Investing Changes
-5.16
-1631.21%
-0.30
+94.41%
-5.33
+85.31%
-36.27
Financing Cash Flow
-402.45
-351.38%
160.10
+214.99%
-139.23
-161.82%
225.21
Cash Flow From Continuing Financing Activities
-402.45
-351.38%
160.10
+214.99%
-139.23
-161.82%
225.21
Net Issuance Payments Of Debt
-407.38
-339.00%
170.45
+202.37%
-166.50
-171.66%
232.35
Issuance Of Debt
12,478.17
+13.04%
11,038.55
+30.26%
8,474.48
-69.52%
27,802.63
Repayment Of Debt
-12,885.55
-18.56%
-10,868.10
-25.77%
-8,640.98
+68.66%
-27,570.27
Long Term Debt Issuance
12,478.17
+13.04%
11,038.55
+30.26%
8,474.48
-69.52%
27,802.63
Long Term Debt Payments
-12,885.55
-18.56%
-10,868.10
-25.77%
-8,640.98
+68.66%
-27,570.27
Net Long Term Debt Issuance
-407.38
-339.00%
170.45
+202.37%
-166.50
-171.66%
232.35
Short Term Debt Issuance
—
—
4,592.43
-78.61%
21,473.73
Short Term Debt Payments
—
—
-5,119.32
+78.09%
-23,365.80
Net Short Term Debt Issuance
—
—
-526.89
+72.15%
-1,892.07
Net Common Stock Issuance
-40.15
0.00
-100.00%
30.00
0.00
Common Stock Payments
-40.15
0.00
—
—
Cash Dividends Paid
-0.20
0.00
—
0.00
Repurchase Of Capital Stock
-40.15
0.00
—
—
Net Other Financing Charges
-4.04
+60.95%
-10.35
-279.79%
-2.73
+61.83%
-7.14
Changes In Cash
22.69
-70.61%
77.19
+246.59%
-52.66
+71.70%
-186.04
Effect Of Exchange Rate Changes
-0.01
+66.67%
-0.03
-212.50%
0.02
+114.72%
-0.16
Beginning Cash Position
301.97
+34.33%
224.80
-18.97%
277.44
-40.16%
463.64
End Cash Position
324.65
+7.51%
301.97
+34.33%
224.80
-18.97%
277.44
Free Cash Flow
-429.75
-1.40%
-423.81
-492.19%
-71.57
-105.08%
1,407.82
Interest Paid Supplemental Data
625.12
+44.39%
432.94
+40.39%
308.38
+14.53%
269.26
Income Tax Paid Supplemental Data
—
—
0.00
-100.00%
0.05
Common Stock Issuance
—
0.00
-100.00%
30.00
0.00
Issuance Of Capital Stock
49.31
0.00
-100.00%
30.00
0.00
Net Preferred Stock Issuance
49.31
0.00
—
—
Preferred Stock Dividend Paid
-0.20
0.00
—
—
Preferred Stock Issuance
49.31
0.00
—
—
Sale Of Business
0.00
-100.00%
3.00
-95.78%
71.17
0.00
Sale Of Intangibles
0.00
-100.00%
5.52
-93.56%
85.63
-81.93%
473.79
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
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