Symbols / FPAY
FPAY Chart
About
FlexShopper, Inc., a financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis. The company offers consumer electronics; home appliances; computers, such as tablets and wearables; smartphones; tires; and jewelry and furniture, including accessories. It also provides payment options to consumers. The company offers its products under the LG, Samsung, Sony, TCL, Frigidaire, General Electric, Whirlpool, Apple, Asus, Dell, Hewlett Packard, Toshiba, Resident, Sealy, and Ashley brands. The company was formerly known as Anchor Funding Services, Inc. and changed its name to FlexShopper, Inc. in October 2013. FlexShopper, Inc. was founded in 2003 and is headquartered in Boca Raton, Florida. On December 22, 2025, FlexShopper, Inc. along with its affiliates, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the District of Delaware.
Fundamentals
Scroll to Statements| Sector | Industrials | Industry | Rental & Leasing Service | Market Cap | 2.46K |
| Enterprise Value | 175.76M | Income | -4.69M | Sales | 139.80M |
| Book/sh | 0.42 | Cash/sh | 0.42 | Dividend Yield | — |
| Payout | 0.00% | Employees | — | IPO | Dec 18, 2007 |
| P/E | — | Forward P/E | 0.00 | PEG | — |
| P/S | 0.00 | P/B | 0.00 | P/C | — |
| EV/EBITDA | 4.96 | EV/Sales | 1.26 | Quick Ratio | 3.44 |
| Current Ratio | 7.10 | Debt/Eq | 492.74 | LT Debt/Eq | — |
| EPS (ttm) | -0.20 | EPS next Y | 0.57 | EPS Growth | — |
| Revenue Growth | 17.30% | Earnings | 2025-04-23 10:00 | ROA | 8.83% |
| ROE | -0.57% | ROIC | — | Gross Margin | 85.44% |
| Oper. Margin | 18.21% | Profit Margin | -0.13% | Shs Outstand | 24.61M |
| Shs Float | 9.91M | Short Float | 0.28% | Short Ratio | 0.42 |
| Short Interest | — | 52W High | 2.37 | 52W Low | 0.00 |
| Beta | 0.87 | Avg Volume | 378.60K | Volume | 5.23K |
| Target Price | — | Recom | None | Prev Close | $0.00 |
| Price | $0.00 | Change | 0.00% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$0.00
Latest analyst target
3. DCF / Fair value
$-31.49
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.00
Low
—
High
—
Mean
—
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2025-10-02 | main | HC Wainwright & Co. | Buy → Buy | $1 |
| 2025-04-24 | reit | HC Wainwright& Co. | Buy → Buy | $3 |
| 2024-12-24 | reit | HC Wainwright & Co. | Buy → Buy | $3 |
| 2024-11-15 | main | Maxim Group | Buy → Buy | $4 |
| 2024-11-15 | reit | HC Wainwright & Co. | Buy → Buy | $3 |
| 2024-10-02 | reit | HC Wainwright & Co. | Buy → Buy | $3 |
| 2024-05-15 | reit | HC Wainwright & Co. | Buy → Buy | $3 |
| 2024-04-03 | main | HC Wainwright & Co. | Buy → Buy | $3 |
| 2023-08-17 | main | HC Wainwright & Co. | Buy → Buy | $2 |
| 2023-04-26 | reit | HC Wainwright & Co. | — → Buy | $3 |
| 2022-11-14 | main | HC Wainwright & Co. | — → Buy | $3 |
| 2022-08-12 | main | HC Wainwright & Co. | — → Buy | $4 |
| 2020-12-10 | init | HC Wainwright & Co. | — → Buy | $4 |
| 2019-10-10 | init | Maxim Group | — → Buy | $3 |
| 2019-04-10 | init | Ascendiant Capital | — → Buy | $3 |
- Suspends Oct 23: FlexShopper Receives Nasdaq Delisting Notice for Missing SEC Reports; No Hearing - Stock Titan Fri, 17 Oct 2025 07
- FlexShopper stock tumbles after Nasdaq initiates delisting process - Investing.com Fri, 17 Oct 2025 07
- FlexShopper Shares Plunge Following Multiple Executive Departures - MSN hu, 02 Oct 2025 14
- FlexShopper, Inc. Faces Delisting Process from Nasdaq Due to Unfiled Financial Reports - Quiver Quantitative Fri, 17 Oct 2025 07
- HC Wainwright & Co. Maintains FlexShopper (FPAY) Buy Recommendation - Nasdaq hu, 02 Oct 2025 07
- FlexShopper (FPAY) Faces Imminent Nasdaq Delisting - GuruFocus Fri, 17 Oct 2025 07
- FlexShopper CEO Suspended, New Executive Officer Appointed - The Globe and Mail Wed, 06 Aug 2025 07
- FlexShopper Subsidiary Amends Credit Agreement for Operations - TipRanks Fri, 03 Oct 2025 07
- FlexShopper stock price target slashed by H.C. Wainwright amid leadership exodus - Investing.com hu, 02 Oct 2025 07
- FlexShopper, Inc. Granted 180-Day Extension by Nasdaq to Regain Compliance with Listing Rule 5250(c)(1) - Quiver Quantitative hu, 26 Jun 2025 07
- FlexShopper (FPAY) Projects Robust Growth in 2025 Earnings | FPA - GuruFocus Wed, 23 Apr 2025 07
- FlexShopper stock tumbles after multiple board resignations - Investing.com hu, 02 Oct 2025 07
- FlexShopper: Unpacking The Potential Of Rights Offering (FPAY) - Seeking Alpha ue, 26 Nov 2024 08
- FlexShopper (FPAY) Stock Price, News & Analysis - MarketBeat ue, 22 Nov 2016 15
- 7 Nano-Cap Stocks That Pack a Serious Punch for Their Weight - InvestorPlace Mon, 25 Dec 2023 08
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 128668 | 168555 | — | Purchase at price 1.31 per share. | DVORKIN HOWARD S | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2025-05-01 00:00:00 | I |
| 1 | 30729 | 39823 | — | Purchase at price 1.25 - 1.34 per share. | DVORKIN HOWARD S | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2025-04-25 00:00:00 | I |
| 2 | 150694 | 256180 | — | Conversion of Exercise of derivative security at price 1.70 per share. | HEISER HAROLD RUSSELL JR | Chief Executive Officer | — | 2025-01-16 00:00:00 | D |
| 3 | 25000 | 42500 | — | Conversion of Exercise of derivative security at price 1.70 per share. | ALLEN JAMES DOUGLAS | Director | — | 2025-01-16 00:00:00 | D |
| 4 | 15440 | 26248 | — | Conversion of Exercise of derivative security at price 1.70 per share. | DAVIS JOHN | Chief Operating Officer | — | 2025-01-16 00:00:00 | D |
| 5 | 2941089 | 4999851 | — | Conversion of Exercise of derivative security at price 1.70 per share. | DVORKIN HOWARD S | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2025-01-16 00:00:00 | I |
| 6 | 80000 | 136000 | — | Conversion of Exercise of derivative security at price 1.70 per share. | KATZ THOMAS O | Director | — | 2025-01-16 00:00:00 | D |
| 7 | 20000 | 30000 | — | Purchase at price 1.46 - 1.54 per share. | DVORKIN HOWARD S | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2024-12-27 00:00:00 | I |
| 8 | 30000 | 43500 | — | Purchase at price 1.45 per share. | HEISER HAROLD RUSSELL JR | Chief Executive Officer | — | 2024-12-23 00:00:00 | D |
| 9 | 23100 | 26544 | — | Purchase at price 1.10 - 1.17 per share. | DVORKIN HOWARD S | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2024-08-23 00:00:00 | I |
Financials
| Line Item | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| TaxEffectOfUnusualItems | 697.09K | 3.04M | 373.84K |
| TaxRateForCalcs | 0.19 | 0.21 | 0.19 |
| NormalizedEBITDA | 74.18M | 71.02M | 92.24M |
| TotalUnusualItems | 3.68M | 14.46M | 1.93M |
| TotalUnusualItemsExcludingGoodwill | 3.68M | 14.46M | 1.93M |
| NetIncomeFromContinuingOperationNetMinorityInterest | -4.23M | 13.63M | 3.27M |
| ReconciledDepreciation | 64.17M | 77.33M | 81.55M |
| ReconciledCostOfRevenue | 6.01M | 3.38M | 508.49K |
| EBITDA | 77.86M | 85.48M | 94.17M |
| EBIT | 13.69M | 8.16M | 12.63M |
| NetInterestIncome | -18.91M | -11.16M | -11.04M |
| InterestExpense | 18.91M | 11.16M | 8.57M |
| NormalizedIncome | -7.22M | 2.21M | 1.71M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -4.23M | 13.63M | 3.27M |
| TotalExpenses | 106.96M | 119.36M | 112.26M |
| RentExpenseSupplemental | 1.29M | 772.99K | 670.95K |
| TotalOperatingIncomeAsReported | 13.69M | -6.30M | 7.36M |
| DilutedAverageShares | 23.96M | 24.76M | 25.65M |
| BasicAverageShares | 23.96M | 23.90M | 23.61M |
| DilutedEPS | -0.34 | 0.40 | 0.04 |
| BasicEPS | -0.34 | 0.41 | 0.04 |
| DilutedNIAvailtoComStockholders | -8.34M | 9.80M | 833.67K |
| NetIncomeCommonStockholders | -8.34M | 9.80M | 833.67K |
| OtherunderPreferredStockDividend | 0.00 | ||
| PreferredStockDividends | 4.10M | 3.83M | 2.44M |
| NetIncome | -4.23M | 13.63M | 3.27M |
| NetIncomeIncludingNoncontrollingInterests | -4.23M | 13.63M | 3.27M |
| NetIncomeContinuousOperations | -4.23M | 13.63M | 3.27M |
| TaxProvision | -989.81K | -16.64M | 785.31K |
| PretaxIncome | -5.22M | -3.00M | 4.06M |
| OtherIncomeExpense | 3.68M | 14.46M | 1.93M |
| SpecialIncomeCharges | 3.68M | 14.46M | 1.93M |
| OtherSpecialCharges | -1.93M | ||
| RestructuringAndMergernAcquisition | -3.68M | -14.46M | 0.00 |
| NetNonOperatingInterestIncomeExpense | -18.91M | -11.16M | -11.04M |
| TotalOtherFinanceCost | 1.74M | 1.92M | 2.47M |
| InterestExpenseNonOperating | 18.91M | 11.16M | 8.57M |
| OperatingIncome | 10.01M | -6.30M | 13.17M |
| OperatingExpense | 100.96M | 115.98M | 33.08M |
| OtherOperatingExpenses | 24.55M | 21.40M | 2.72M |
| DepreciationAmortizationDepletionIncomeStatement | 56.29M | 72.56M | 2.88M |
| DepreciationAndAmortizationInIncomeStatement | 56.29M | 72.56M | 2.88M |
| DepreciationIncomeStatement | 56.29M | 72.56M | |
| SellingGeneralAndAdministration | 20.12M | 22.02M | 27.48M |
| SellingAndMarketingExpense | 7.62M | 11.03M | 9.52M |
| GeneralAndAdministrativeExpense | 12.50M | 10.99M | 17.97M |
| OtherGandA | 4.43M | 5.54M | 4.14M |
| InsuranceAndClaims | 632.40K | 612.00K | 542.62K |
| RentAndLandingFees | 1.29M | 772.99K | 670.95K |
| SalariesAndWages | 12.50M | 10.99M | 12.62M |
| GrossProfit | 110.97M | 109.67M | 46.25M |
| CostOfRevenue | 6.01M | 3.38M | 79.18M |
| TotalRevenue | 116.98M | 113.06M | 125.43M |
| OperatingRevenue | 116.98M | 113.06M | 125.43M |
| Line Item | 2023-12-31 | ||
|---|---|---|---|
| TreasurySharesNumber | 181.10K | ||
| PreferredSharesNumber | 192.28K | 192.28K | 192.28K |
| OrdinarySharesNumber | 23.84M | 24.01M | 23.67M |
| ShareIssued | 24.02M | 24.01M | 23.67M |
| NetDebt | 109.59M | 89.91M | 49.88M |
| TotalDebt | 115.57M | 97.74M | 56.81M |
| TangibleBookValue | -6.96M | -6.93M | -6.67M |
| InvestedCapital | 120.43M | 104.20M | 48.20M |
| WorkingCapital | 105.30M | 97.46M | 64.31M |
| NetTangibleAssets | 15.84M | 15.87M | 16.14M |
| CapitalLeaseObligations | 1.57M | 1.77M | 1.95M |
| CommonStockEquity | 6.43M | 8.23M | -6.66M |
| PreferredStockEquity | 22.80M | 22.80M | 22.80M |
| TotalCapitalization | 143.03M | 125.79M | 69.96M |
| TotalEquityGrossMinorityInterest | 29.23M | 31.03M | 16.14M |
| StockholdersEquity | 29.23M | 31.03M | 16.14M |
| TreasuryStock | 166.76K | 0.00 | |
| RetainedEarnings | -35.82M | -31.59M | -45.22M |
| AdditionalPaidInCapital | 42.42M | 39.82M | 38.56M |
| CapitalStock | 22.81M | 22.81M | 22.81M |
| CommonStock | 2.18K | 2.18K | 2.14K |
| PreferredStock | 22.80M | 22.80M | 22.80M |
| TotalLiabilitiesNetMinorityInterest | 127.26M | 117.25M | 68.67M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 115.13M | 105.03M | 56.08M |
| NonCurrentAccruedExpenses | 0.00 | ||
| TradeandOtherPayablesNonCurrent | 0.00 | 8.70M | 0.00 |
| NonCurrentDeferredLiabilities | 0.00 | 495.17K | |
| NonCurrentDeferredTaxesLiabilities | 0.00 | 495.17K | |
| LongTermDebtAndCapitalLeaseObligation | 115.13M | 96.32M | 55.59M |
| LongTermCapitalLeaseObligation | 1.32M | 1.57M | 1.77M |
| LongTermDebt | 113.80M | 94.76M | 53.81M |
| CurrentLiabilities | 12.13M | 12.23M | 12.59M |
| CurrentDebtAndCapitalLeaseObligation | 443.68K | 1.42M | 1.23M |
| CurrentCapitalLeaseObligation | 245.05K | 208.00K | 172.73K |
| CurrentDebt | 198.62K | 1.21M | 1.05M |
| OtherCurrentBorrowings | 198.62K | 1.21M | 1.05M |
| PayablesAndAccruedExpenses | 11.69M | 10.81M | 11.36M |
| CurrentAccruedExpenses | 4.55M | 4.30M | 3.38M |
| Payables | 7.14M | 6.51M | 7.98M |
| AccountsPayable | 7.14M | 6.51M | 7.98M |
| TotalAssets | 156.49M | 148.29M | 84.81M |
| TotalNonCurrentAssets | 39.06M | 38.60M | 7.92M |
| OtherNonCurrentAssets | 2.18M | 1.93M | 870.06K |
| NonCurrentDeferredAssets | 12.94M | 12.01M | 0.00 |
| NonCurrentDeferredTaxesAssets | 12.94M | 12.01M | 0.00 |
| GoodwillAndOtherIntangibleAssets | 13.39M | 15.16M | 4.96K |
| OtherIntangibleAssets | 13.39M | 15.16M | 4.96K |
| NetPPE | 10.55M | 9.49M | 7.04M |
| AccumulatedDepreciation | -21.64M | -16.52M | -12.49M |
| GrossPPE | 32.18M | 26.02M | 19.53M |
| OtherProperties | 1.24M | 1.41M | 1.55M |
| MachineryFurnitureEquipment | 30.95M | 24.61M | 17.98M |
| BuildingsAndImprovements | 1.24M | 1.41M | |
| Properties | 0.00 | 0.00 | |
| CurrentAssets | 117.43M | 109.69M | 76.89M |
| OtherCurrentAssets | 3.30M | 3.49M | 1.82M |
| RestrictedCash | 0.00 | 121.64K | 108.08K |
| PrepaidAssets | 3.49M | 1.82M | |
| Inventory | 29.13M | 31.55M | 40.94M |
| FinishedGoods | 29.13M | 31.55M | 40.94M |
| Receivables | 80.59M | 68.47M | 29.03M |
| LoansReceivable | 35.79M | 32.93M | 3.56M |
| AccountsReceivable | 44.80M | 35.54M | 25.47M |
| AllowanceForDoubtfulAccountsReceivable | -19.95M | -13.08M | -27.70M |
| GrossAccountsReceivable | 64.75M | 48.62M | 53.18M |
| CashCashEquivalentsAndShortTermInvestments | 4.41M | 6.05M | 4.99M |
| CashAndCashEquivalents | 4.41M | 6.05M | 4.99M |
| CashFinancial | 4.41M | 6.05M | 4.99M |
| Line Item | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| FreeCashFlow | -13.00M | -37.74M | -15.32M |
| RepurchaseOfCapitalStock | -166.76K | 0.00 | |
| RepaymentOfDebt | -5.30M | -5.75M | -6.59M |
| IssuanceOfDebt | 18.05M | 43.45M | 19.85M |
| CapitalExpenditure | -6.34M | -6.50M | -4.07M |
| InterestPaidSupplementalData | 17.34M | 10.29M | 4.95M |
| EndCashPosition | 4.41M | 6.17M | 5.09M |
| BeginningCashPosition | 6.17M | 5.09M | 8.54M |
| ChangesInCash | -1.76M | 1.08M | -3.45M |
| FinancingCashFlow | 12.47M | 37.52M | 12.76M |
| CashFlowFromContinuingFinancingActivities | 12.47M | 37.52M | 12.76M |
| NetOtherFinancingCharges | -115.40K | -450.01K | -565.27K |
| ProceedsFromStockOptionExercised | 1.19K | 261.50K | 68.17K |
| NetCommonStockIssuance | -166.76K | 0.00 | |
| CommonStockPayments | -166.76K | 0.00 | |
| NetIssuancePaymentsOfDebt | 12.75M | 37.70M | 13.26M |
| NetLongTermDebtIssuance | 12.75M | 37.70M | 13.26M |
| LongTermDebtPayments | -5.30M | -5.75M | -6.59M |
| LongTermDebtIssuance | 18.05M | 43.45M | 19.85M |
| InvestingCashFlow | -7.56M | -5.20M | -4.95M |
| CashFlowFromContinuingInvestingActivities | -7.56M | -5.20M | -4.95M |
| NetOtherInvestingChanges | -1.23M | -1.64M | -884.16K |
| NetBusinessPurchaseAndSale | 0.00 | 2.94M | 0.00 |
| SaleOfBusiness | 0.00 | 2.94M | 0.00 |
| NetPPEPurchaseAndSale | -6.34M | -6.50M | -4.07M |
| PurchaseOfPPE | -6.34M | -6.50M | -4.07M |
| OperatingCashFlow | -6.66M | -31.24M | -11.26M |
| CashFlowFromContinuingOperatingActivities | -6.66M | -31.24M | -11.26M |
| ChangeInWorkingCapital | -96.77M | -158.83M | -136.61M |
| ChangeInOtherWorkingCapital | 283.27K | ||
| ChangeInOtherCurrentLiabilities | -30.27K | -14.49K | -5.81K |
| ChangeInPayablesAndAccruedExpense | 1.08M | -883.53K | 240.64K |
| ChangeInAccruedExpense | 240.85K | 929.21K | 166.08K |
| ChangeInPayable | 836.83K | -1.81M | 74.56K |
| ChangeInAccountPayable | 627.90K | -1.98M | 74.56K |
| ChangeInPrepaidAssets | 177.17K | -1.67M | -95.73K |
| ChangeInInventory | -53.87M | -63.16M | -76.79M |
| ChangeInReceivables | -44.40M | -93.10M | -59.96M |
| ChangesInAccountReceivables | -60.36M | ||
| OtherNonCashItems | -13.09M | -4.50M | -18.71K |
| StockBasedCompensation | 1.68M | 997.83K | 1.65M |
| ProvisionandWriteOffofAssets | 42.51M | 57.42M | 40.34M |
| AssetImpairmentCharge | 4.36K | ||
| DeferredTax | -929.53K | -17.28M | 495.17K |
| DeferredIncomeTax | -929.53K | -17.28M | 495.17K |
| DepreciationAmortizationDepletion | 64.17M | 77.33M | 81.55M |
| DepreciationAndAmortization | 64.17M | 77.33M | 81.55M |
| Depreciation | 64.17M | 77.33M | 81.55M |
| OperatingGainsLosses | 8.82M | -1.93M | |
| GainLossOnSaleOfPPE | 8.82M | 0.00 | |
| NetIncomeFromContinuingOperations | -4.23M | 13.63M | 3.27M |
SEC Filings
No SEC filings found for this symbol (may be non-US or ticker not in SEC index).
Public Trades for FPAY
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|