Symbols / FSEA Stock $11.22 +0.85% First Seacoast Bancorp, Inc.

Financial Services • Banks - Regional • United States • NCM
FSEA (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. James R. Brannen
Exch · Country NCM · United States
Market Cap 52.70M
Enterprise Value 95.17M
Income -845.00K
Sales 15.44M
FCF (ttm) —
Book/sh 14.59
Cash/sh 2.99
Employees 72
Insider 10d —
IPO Jul 17, 2019
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E —
PEG —
P/S 3.41
P/B 0.77
P/C —
EV/EBITDA —
EV/Sales 6.16
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) -0.23
EPS next Y —
EPS Growth —
Revenue Growth 20.20%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA -0.14%
ROE -1.35%
ROIC —
Gross Margin 0.00%
Oper. Margin -0.27%
Profit Margin -5.47%
Shs Outstand 4.69M
Shs Float 3.41M
Insider Own 28.25%
Instit Own 24.40%
Short Float 0.13%
Short Ratio 1.65
Short Interest 5.93K
52W High 15.00
vs 52W High -25.20%
52W Low 10.13
vs 52W Low 10.76%
Beta -0.01
Impl. Vol. —
Rel Volume 3.46
Avg Volume 4.58K
Volume 15.83K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $11.12
Price $11.22
Change 0.85%
About

First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides banking and wealth management services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts, as well as time deposits. It also provides various lending products comprising one- to four-family residential real estate loans; commercial real estate and multi-family real estate loans; acquisition, development, and land loans; commercial and industrial loans; and home equity loans and lines of credit, as well as consumer loans. In addition, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, business retirement plans, and college planning services through a third-party registered broker-dealer and investment advisor. First Seacoast Bancorp, Inc. was founded in 1890 and is headquartered in Dover, New Hampshire.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$11.22
Latest analyst target
3. DCF / Fair value
—
Simplified FCF or EPS-based estimate
Ratings
Current target
$11.22
Low
—
High
—
Mean
—
News
RSS: Latest FSEA news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2025-12-09 DONOVAN RICHARD M President — 2,322 $12.10 $28,396
2025-11-18 JEAN THOMAS J Director — 3,450 $11.08 $39,099
2025-09-03 BOULANGER MARK P Director — 1,200 $11.47 $13,764
2025-08-21 SWENSON JOHN E Chief Operating Officer — 600 $11.54 $6,991
2025-08-15 BRANNEN JAMES R Chief Executive Officer — 500 $11.31 $5,654
2025-06-05 BOULANGER MARK P Director — 1,000 $11.24 $11,240
2025-06-04 BRANNEN JAMES R Chief Executive Officer — 500 $11.29 $5,708
2024-12-03 DONOVAN RICHARD M Chief Financial Officer — 1,270 $9.19 $11,677
2024-12-02 DONOVAN RICHARD M Chief Financial Officer — 15,000 $0.00 $0
2024-12-02 DONOVAN RICHARD M Chief Financial Officer — 15,000 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
15.26
+16.01%
13.15
+41.21%
9.31
-40.17%
15.57
Operating Revenue
15.26
+16.01%
13.15
+41.21%
9.31
-40.17%
15.57
Selling General And Administration
11.36
+7.46%
10.57
-3.86%
11.00
-7.95%
11.95
Selling And Marketing Expense
0.41
-2.39%
0.42
-20.94%
0.53
-11.37%
0.60
General And Administrative Expense
10.95
+7.87%
10.15
-3.00%
10.47
-7.77%
11.35
Salaries And Wages
10.51
+7.77%
9.75
-4.47%
10.21
-8.80%
11.20
Other Gand A
—
—
—
—
Reconciled Depreciation
0.32
-17.45%
0.38
-20.99%
0.49
-6.90%
0.52
Total Unusual Items
0.00
-100.00%
2.52
+126200.00%
-0.00
—
Total Unusual Items Excluding Goodwill
0.00
-100.00%
2.52
+126200.00%
-0.00
—
Special Income Charges
0.00
-100.00%
2.52
+126200.00%
-0.00
—
Other Special Charges
—
-2.52
-126200.00%
0.00
—
Net Income
-0.84
-64.72%
-0.51
+95.19%
-10.66
-1786.02%
-0.56
Pretax Income
-1.48
-10692.86%
0.01
+100.21%
-6.71
-560.63%
-1.02
Net Interest Income
13.50
+15.69%
11.67
+3.50%
11.27
-23.55%
14.74
Interest Expense
13.30
-1.73%
13.53
+49.04%
9.08
+419.75%
1.75
Interest Income
26.80
+6.34%
25.20
+23.81%
20.35
+23.41%
16.49
Gain On Sale Of Security
0.00
-100.00%
0.01
+100.21%
-3.32
-344.98%
-0.75
Tax Provision
-0.64
-221.06%
0.53
-86.64%
3.94
+974.50%
-0.45
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
0.00
-100.00%
0.53
+126200.00%
-0.00
0.00
Net Income Including Noncontrolling Interests
-0.84
-64.72%
-0.51
+95.19%
-10.66
-1786.02%
-0.56
Net Income From Continuing Operation Net Minority Interest
-0.84
-64.72%
-0.51
+95.19%
-10.66
-1786.02%
-0.56
Net Income From Continuing And Discontinued Operation
-0.84
-64.72%
-0.51
+95.19%
-10.66
-1786.02%
-0.56
Net Income Continuous Operations
-0.84
-64.72%
-0.51
+95.19%
-10.66
-1786.02%
-0.56
Normalized Income
-0.84
+66.27%
-2.51
+76.49%
-10.65
-1785.74%
-0.56
Net Income Common Stockholders
-0.84
-64.72%
-0.51
+95.19%
-10.66
-1786.02%
-0.56
Diluted EPS
-0.23
-91.67%
-0.12
+94.76%
-2.29
-1808.33%
-0.12
Basic EPS
-0.23
-91.67%
-0.12
+94.76%
-2.29
-1808.33%
-0.12
Basic Average Shares
3.68
-15.20%
4.34
-6.79%
4.65
-3.51%
4.82
Diluted Average Shares
3.68
-15.20%
4.34
-6.79%
4.65
-3.51%
4.82
Diluted NI Availto Com Stockholders
-0.84
-64.72%
-0.51
+95.19%
-10.66
-1786.02%
-0.56
Insurance And Claims
0.44
+10.28%
0.40
+55.25%
0.26
+66.88%
0.15
Occupancy And Equipment
1.67
+26.21%
1.32
+9.06%
1.21
-0.49%
1.22
Other Non Interest Expense
2.63
-1.13%
2.66
+1.95%
2.61
+7.32%
2.43
Professional Expense And Contract Services Expense
1.08
-8.18%
1.17
+15.78%
1.01
+3.15%
0.98
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
599.29
+3.19%
580.78
+1.71%
571.03
+6.25%
537.42
Cash And Cash Equivalents
13.41
+88.93%
7.10
+16.99%
6.07
-32.54%
9.00
Cash Financial
13.41
+88.93%
7.10
+16.99%
6.07
-26.44%
8.25
Other Short Term Investments
152.41
+26.78%
120.22
-1.34%
121.85
+14.85%
106.10
Receivables
2.11
+0.24%
2.10
-8.33%
2.29
+15.39%
1.99
Accounts Receivable
2.11
+0.24%
2.10
-8.33%
2.29
+15.39%
1.99
Net PPE
0.59
-21.88%
0.75
-81.48%
4.07
-2.61%
4.18
Gross PPE
5.51
+2.23%
5.39
-56.39%
12.35
-1.35%
12.52
Accumulated Depreciation
-4.92
-6.15%
-4.63
+44.05%
-8.28
+0.72%
-8.34
Land And Improvements
0.10
+0.00%
0.10
-89.85%
0.99
+0.00%
0.99
Buildings And Improvements
0.66
+11.06%
0.60
-91.47%
7.00
+0.00%
7.00
Machinery Furniture Equipment
4.74
+1.15%
4.69
+7.55%
4.36
-3.73%
4.53
Investments And Advances
152.41
+26.78%
120.22
-1.34%
121.85
+14.85%
106.10
Total Liabilities Net Minority Interest
535.75
+3.28%
518.73
+2.84%
504.42
+3.35%
488.09
Payables And Accrued Expenses
0.81
+24.01%
0.65
+2.19%
0.64
-31.77%
0.94
Payables
0.81
+24.01%
0.65
+2.19%
0.64
-31.77%
0.94
Employee Benefits
2.67
+11.50%
2.39
+15.50%
2.07
+13.17%
1.83
Total Tax Payable
0.81
+24.01%
0.65
+2.19%
0.64
-31.77%
0.94
Income Tax Payable
0.81
+24.01%
0.65
+2.19%
0.64
-31.77%
0.94
Long Term Debt And Capital Lease Obligation
52.31
+0.08%
52.27
-28.41%
73.01
-26.55%
99.40
Long Term Debt
52.31
+0.08%
52.27
-28.41%
73.01
-26.55%
99.40
Stockholders Equity
63.55
+2.41%
62.05
-6.86%
66.62
+35.03%
49.34
Common Stock Equity
63.55
+2.41%
62.05
-6.86%
66.62
+35.03%
49.34
Capital Stock
0.05
+0.00%
0.05
+1.92%
0.05
-16.13%
0.06
Common Stock
0.05
+0.00%
0.05
+1.92%
0.05
-16.13%
0.06
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
5.30
+0.00%
5.30
+2.16%
5.19
-16.27%
6.20
Ordinary Shares Number
4.69
-1.91%
4.79
+2.84%
4.65
-23.26%
6.06
Treasury Shares Number
0.61
+17.61%
0.52
-3.69%
0.54
+292.20%
0.14
Additional Paid In Capital
54.52
+1.14%
53.90
+2.39%
52.64
+96.66%
26.77
Retained Earnings
24.24
-3.37%
25.08
-2.00%
25.60
-29.38%
36.25
Gains Losses Not Affecting Retained Earnings
-4.84
+31.30%
-7.04
-18.51%
-5.94
+38.89%
-9.73
Treasury Stock
6.07
+19.29%
5.08
+268.21%
1.38
+0.29%
1.38
Other Equity Adjustments
-4.84
+31.30%
-7.04
-18.51%
-5.94
+38.89%
-9.73
Total Equity Gross Minority Interest
63.55
+2.41%
62.05
-6.86%
66.62
+35.03%
49.34
Total Capitalization
115.86
+1.34%
114.32
-18.12%
139.62
-6.12%
148.73
Invested Capital
115.86
+1.34%
114.32
-18.12%
139.62
-6.12%
148.73
Total Debt
52.31
+0.08%
52.27
-28.41%
73.01
-26.55%
99.40
Net Debt
38.89
-13.89%
45.17
-32.52%
66.94
-25.95%
90.40
Net Tangible Assets
63.55
+2.41%
62.05
-6.86%
66.62
+35.03%
49.34
Tangible Book Value
63.55
+2.41%
62.05
-6.86%
66.62
+35.03%
49.34
Cash Cash Equivalents And Federal Funds Sold
13.41
+88.93%
7.10
+16.99%
6.07
-32.54%
9.00
Other Equity Interest
-4.36
+10.31%
-4.86
-11.73%
-4.35
-64.88%
-2.64
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
0.45
+115.23%
-2.95
-53.94%
-1.92
-296.81%
0.97
Cash Flow From Continuing Operating Activities
0.45
+115.23%
-2.95
-53.94%
-1.92
-296.81%
0.97
Net Income From Continuing Operations
-0.84
-64.72%
-0.51
+95.19%
-10.66
-1786.02%
-0.56
Depreciation Amortization Depletion
0.32
-17.45%
0.38
-20.99%
0.49
-6.90%
0.52
Depreciation And Amortization
0.32
-17.45%
0.38
-20.99%
0.49
-6.90%
0.52
Other Non Cash Items
0.11
+356.00%
0.03
+257.14%
0.01
+250.00%
0.00
Stock Based Compensation
1.12
+42.11%
0.79
+16.44%
0.68
+32.09%
0.51
Deferred Tax
-0.81
-300.50%
0.40
-89.56%
3.86
+1404.39%
-0.30
Deferred Income Tax
-0.81
-300.50%
0.40
-89.56%
3.86
+1404.39%
-0.30
Operating Gains Losses
-0.11
+95.54%
-2.55
-176.84%
3.32
+346.17%
0.74
Gain Loss On Investment Securities
—
-0.01
-100.17%
4.17
+458.63%
0.75
Gain Loss On Sale Of PPE
0.00
+100.00%
-2.52
-126200.00%
0.00
0.00
Change In Working Capital
0.28
+114.42%
-1.96
-177.84%
-0.70
+26.28%
-0.95
Change In Receivables
-0.01
-102.62%
0.19
+162.42%
-0.31
+37.42%
-0.49
Changes In Account Receivables
-0.01
-102.62%
0.19
+162.42%
-0.31
+37.42%
-0.49
Change In Other Working Capital
-0.11
-1.90%
-0.10
-2.94%
-0.10
-2.00%
-0.10
Change In Other Current Assets
0.26
+103.83%
-6.90
-1668.41%
0.44
+129.67%
-1.48
Change In Other Current Liabilities
-0.02
-100.45%
4.67
+688.66%
-0.79
-143.75%
1.81
Investing Cash Flow
-9.86
-292.63%
-2.51
+93.64%
-39.49
+32.00%
-58.07
Cash Flow From Continuing Investing Activities
-9.86
-292.63%
-2.51
+93.64%
-39.49
+32.00%
-58.07
Net PPE Purchase And Sale
-0.12
-101.71%
7.03
+2113.47%
-0.35
-238.83%
-0.10
Purchase Of PPE
-0.12
+67.39%
-0.37
-5.44%
-0.35
-238.83%
-0.10
Sale Of PPE
0.00
-100.00%
7.39
0.00
—
Capital Expenditure
-0.12
+67.39%
-0.37
-5.44%
-0.35
-238.83%
-0.10
Net Investment Purchase And Sale
-29.56
-3214.35%
-0.89
+93.48%
-13.69
+56.65%
-31.58
Purchase Of Investment
-50.67
-36.53%
-37.12
+33.01%
-55.40
-33.65%
-41.45
Sale Of Investment
21.11
-41.72%
36.22
-13.16%
41.71
+322.53%
9.87
Net Other Investing Changes
0.07
-86.27%
0.49
-5.43%
0.52
+128.45%
-1.81
Financing Cash Flow
15.72
+142.28%
6.49
-83.45%
39.22
-33.20%
58.71
Cash Flow From Continuing Financing Activities
15.72
+142.28%
6.49
-83.45%
39.22
-33.20%
58.71
Net Issuance Payments Of Debt
-0.02
+99.96%
-39.23
-513.93%
-6.39
-109.14%
69.94
Issuance Of Debt
0.56
-97.92%
26.94
-71.64%
95.00
+20199.15%
0.47
Repayment Of Debt
-0.58
+98.74%
-45.83
-14.58%
-40.00
-1668.35%
-2.26
Long Term Debt Issuance
0.56
-97.92%
26.94
-71.64%
95.00
+20199.15%
0.47
Long Term Debt Payments
-0.58
+98.74%
-45.83
-14.58%
-40.00
-1668.35%
-2.26
Net Long Term Debt Issuance
-0.02
+99.91%
-18.89
-134.35%
55.00
+3165.77%
-1.79
Short Term Debt Issuance
—
—
—
71.73
Short Term Debt Payments
—
—
—
0.00
Net Short Term Debt Issuance
0.00
+100.00%
-20.34
+66.87%
-61.39
-185.59%
71.73
Net Common Stock Issuance
-0.98
+73.52%
-3.70
-114.46%
25.62
+4172.81%
-0.63
Common Stock Payments
-0.98
+73.52%
-3.70
-92500.00%
-0.00
+99.36%
-0.63
Repurchase Of Capital Stock
-0.98
+73.52%
-3.70
-92500.00%
-0.00
+99.36%
-0.63
Proceeds From Stock Option Exercised
—
0.00
+100.00%
-2.24
0.00
Net Other Financing Charges
0.16
+1021.43%
0.01
+107.07%
-0.20
-169.23%
0.29
Changes In Cash
6.31
+512.42%
1.03
+147.27%
-2.18
-235.30%
1.61
Beginning Cash Position
7.10
+16.99%
6.07
-26.44%
8.25
+24.28%
6.64
End Cash Position
13.41
+88.93%
7.10
+16.99%
6.07
-26.44%
8.25
Free Cash Flow
0.33
+109.92%
-3.32
-46.47%
-2.26
-360.23%
0.87
Interest Paid Supplemental Data
13.29
-1.12%
13.44
+52.82%
8.79
+421.90%
1.69
Income Tax Paid Supplemental Data
0.12
+144.90%
0.05
-12.50%
0.06
+19.15%
0.05
Common Stock Issuance
—
0.00
-100.00%
25.62
0.00
Issuance Of Capital Stock
—
0.00
-100.00%
25.62
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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