Symbols / FSUN Stock $35.95 +0.62% FirstSun Capital Bancorp

Financial Services • Banks - Regional • United States • NMS
FSUN (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Neal E. Arnold
Exch · Country NMS · United States
Market Cap 1.68B
Enterprise Value 1.41B
Income 95.95M
Sales 403.97M
FCF (ttm) —
Book/sh 42.08
Cash/sh 9.30
Employees 1,210
Insider 10d —
IPO Aug 03, 2022
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 10.57
Forward P/E 7.63
PEG —
P/S 4.16
P/B 0.85
P/C —
EV/EBITDA —
EV/Sales 3.50
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.40
EPS next Y 4.71
EPS Growth -8.50%
Revenue Growth 10.10%
EPS Gr Q/Q -8.40%
Rev Gr Q/Q —
Earnings (next) 2026-07-27
Earnings (prior) 2026-04-27
ROA 1.14%
ROE 8.55%
ROIC —
Gross Margin 0.00%
Oper. Margin 29.06%
Profit Margin 23.75%
Shs Outstand 44.12M
Shs Float 36.25M
Insider Own 34.16%
Instit Own 28.00%
Short Float 3.00%
Short Ratio 3.66
Short Interest 1.20M
52W High 42.34
vs 52W High -15.09%
52W Low 29.95
vs 52W Low 20.03%
Beta 0.23
Impl. Vol. —
Rel Volume 0.56
Avg Volume 221.12K
Volume 124.31K
Target (mean) $43.50
Tgt Median $43.50
Tgt Low $42.00
Tgt High $45.00
# Analysts 4
Recom Buy
Prev Close $35.73
Price $35.95
Change 0.62%
About

FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term certificate accounts, and treasury management products and services, as well as certificates of deposit. It also provides commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, including car, boat, and other recreational vehicle loans. In addition, the company offers residential real estate loans comprising 1-4 family loans, home equity loans, and multi-family loans, as well as credit card accounts, overdrafts, and other revolving loans. Further, it provides remote deposit and cash management products; wealth management services include private banking, wealth planning, investment management, and trust and retirement plan services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. Additionally, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, and debit card and ATM card services; and packaging and securitization of loans to governmental agencies. It operates through branches in Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$43.50
Mean price target
2. Current target
$35.95
Latest analyst target
3. DCF / Fair value
$51.00
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$35.95
Low
$42.00
High
$45.00
Mean
$43.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-29 main Stephens & Co. Overweight → Overweight $43
2026-04-02 main Piper Sandler Overweight → Overweight $48
2025-12-17 main Keefe, Bruyette & Woods Outperform → Outperform $44
2025-11-05 main Keefe, Bruyette & Woods Outperform → Outperform $42
2025-05-06 init Stephens & Co. — → Overweight $44
2025-02-21 init Piper Sandler — → Overweight $51
2025-02-03 reit Keefe, Bruyette & Woods Outperform → Outperform $47
2025-01-21 init Keefe, Bruyette & Woods — → Outperform $46
2024-08-29 init Raymond James — → Market Perform —
News
RSS: Latest FSUN news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-01 ARNOLD NEAL E. Chief Executive Officer — 67,120 $0.00 $0
2026-04-01 SHAFER THOMAS C Director — 80,415 $0.00 $0
2026-04-01 ENDEN HENCHY R Director — 30 $0.00 $0
2026-04-01 HAMMOND KEVIN T Director — 30 $0.00 $0
2026-04-01 MACKOVAK BENJAMIN Director — 1,153,300 $0.00 $0
2026-04-01 PARKER C ALLEN Director — 2,140 $0.00 $0
2026-04-01 FRAZIER LAURA J. Officer — 10,236 $0.00 $0
2026-04-01 NORRIS JENNIFER L. Officer — 9,443 $0.00 $0
2026-04-01 CAFERA ROBERT A Chief Financial Officer — 15,933 $0.00 $0
2026-04-01 EDELSON SAM Director — 2,140 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
409.04
+8.37%
377.44
+3.42%
364.95
+13.08%
322.73
Operating Revenue
409.04
+8.37%
377.44
+3.42%
364.95
+13.08%
322.73
Selling General And Administration
180.38
+9.84%
164.21
+15.26%
142.46
+0.33%
142.00
Selling And Marketing Expense
2.85
-12.67%
3.26
+15.98%
2.81
+8.41%
2.59
General And Administrative Expense
177.53
+10.30%
160.95
+15.25%
139.65
+0.18%
139.41
Salaries And Wages
171.82
+10.86%
154.99
+16.33%
133.23
-0.84%
134.36
Reconciled Depreciation
10.66
+5.09%
10.14
-17.14%
12.24
+0.61%
12.17
Total Unusual Items
-2.74
+79.19%
-13.18
0.00
+100.00%
-18.59
Total Unusual Items Excluding Goodwill
-2.74
+79.19%
-13.18
0.00
+100.00%
-18.59
Special Income Charges
-2.74
+79.19%
-13.18
0.00
+100.00%
-18.75
Restructuring And Mergern Acquisition
2.74
-79.19%
13.18
0.00
-100.00%
18.75
Net Income
97.94
+29.50%
75.63
-26.95%
103.53
+74.94%
59.18
Pretax Income
122.90
+29.21%
95.11
-27.66%
131.48
+77.63%
74.02
Net Interest Income
317.39
+6.90%
296.91
+1.19%
293.43
+21.44%
241.63
Interest Expense
150.38
-7.53%
162.63
+35.24%
120.25
+377.48%
25.18
Interest Income
467.77
+1.79%
459.54
+11.08%
413.68
+55.04%
266.82
Gain On Sale Of Security
4.50
+41.18%
3.19
+122.02%
1.44
-88.31%
12.27
Tax Provision
24.96
+28.11%
19.48
-30.29%
27.95
+88.34%
14.84
Tax Rate For Calcs
0.00
-0.86%
0.00
-3.82%
0.00
+6.24%
0.00
Tax Effect Of Unusual Items
-0.56
+79.36%
-2.70
0.00
+100.00%
-3.73
Net Income Including Noncontrolling Interests
97.94
+29.50%
75.63
-26.95%
103.53
+74.94%
59.18
Net Income From Continuing Operation Net Minority Interest
97.94
+29.50%
75.63
-26.95%
103.53
+74.94%
59.18
Net Income From Continuing And Discontinued Operation
97.94
+29.50%
75.63
-26.95%
103.53
+74.94%
59.18
Net Income Continuous Operations
97.94
+29.50%
75.63
-26.95%
103.53
+74.94%
59.18
Normalized Income
100.12
+16.28%
86.11
-16.83%
103.53
+39.83%
74.04
Net Income Common Stockholders
97.94
+29.50%
75.63
-26.95%
103.53
+74.94%
59.18
Diluted EPS
3.47
+29.00%
2.69
-34.07%
4.08
+64.52%
2.48
Basic EPS
3.52
+27.54%
2.76
-33.49%
4.15
+62.75%
2.55
Basic Average Shares
27.79
+1.29%
27.43
+10.01%
24.94
+7.28%
23.25
Diluted Average Shares
28.25
+0.65%
28.07
+10.56%
25.39
+6.50%
23.84
Diluted NI Availto Com Stockholders
97.94
+29.50%
75.63
-26.95%
103.53
+74.94%
59.18
Amortization
2.41
-32.04%
3.55
-26.40%
4.82
+14.40%
4.21
Amortization Of Intangibles Income Statement
2.41
-32.04%
3.55
-26.40%
4.82
+14.40%
4.21
Depreciation Amortization Depletion Income Statement
2.41
-32.04%
3.55
-26.40%
4.82
+14.40%
4.21
Depreciation And Amortization In Income Statement
2.41
-32.04%
3.55
-26.40%
4.82
+14.40%
4.21
Insurance And Claims
5.71
-4.36%
5.96
-7.12%
6.42
+27.17%
5.05
Occupancy And Equipment
38.24
+5.41%
36.28
+8.54%
33.43
+6.64%
31.34
Other Non Interest Expense
31.95
+2.30%
31.23
+16.32%
26.85
-2.12%
27.43
Professional Expense And Contract Services Expense
5.82
-8.14%
6.33
-17.40%
7.66
+10.77%
6.92
Line Item Trend 2023-12-31
Total Assets
7,879.72
Cash And Cash Equivalents
479.36
Cash Financial
29.46
Other Short Term Investments
516.76
Receivables
40.74
Accounts Receivable
37.10
Other Receivables
3.64
Prepaid Assets
7.62
Net PPE
109.07
Gross PPE
173.97
Accumulated Depreciation
-64.90
Land And Improvements
18.90
Buildings And Improvements
117.47
Machinery Furniture Equipment
9.09
Construction In Progress
1.21
Other Properties
27.30
Goodwill And Other Intangible Assets
181.33
Goodwill
93.48
Other Intangible Assets
87.85
Investments And Advances
558.11
Total Liabilities Net Minority Interest
7,002.53
Payables And Accrued Expenses
29.77
Payables
14.84
Accounts Payable
13.58
Current Accrued Expenses
14.93
Employee Benefits
30.55
Total Tax Payable
1.26
Income Tax Payable
1.26
Current Debt And Capital Lease Obligation
389.47
Current Debt
389.47
Long Term Debt And Capital Lease Obligation
101.74
Long Term Debt
75.31
Long Term Capital Lease Obligation
26.43
Stockholders Equity
877.20
Common Stock Equity
877.20
Capital Stock
0.00
Common Stock
0.00
Preferred Stock
0.00
Share Issued
24.96
Ordinary Shares Number
24.96
Treasury Shares Number
0.00
Additional Paid In Capital
462.68
Retained Earnings
457.52
Gains Losses Not Affecting Retained Earnings
-43.01
Treasury Stock
—
Other Equity Adjustments
-43.01
Total Equity Gross Minority Interest
877.20
Total Capitalization
952.51
Invested Capital
1,341.98
Total Debt
491.21
Net Debt
—
Capital Lease Obligations
26.43
Net Tangible Assets
695.87
Tangible Book Value
695.87
Available For Sale Securities
4.37
Cash Cash Equivalents And Federal Funds Sold
517.43
Derivative Product Liabilities
20.50
Held To Maturity Securities
36.98
Line Of Credit
389.47
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
111.48
+10.25%
101.12
-19.22%
125.18
+29.16%
96.92
Cash Flow From Continuing Operating Activities
111.48
+10.25%
101.12
-19.22%
125.18
+29.16%
96.92
Net Income From Continuing Operations
97.94
+29.50%
75.63
-26.95%
103.53
+74.94%
59.18
Depreciation Amortization Depletion
10.66
+5.09%
10.14
-17.14%
12.24
+0.61%
12.17
Depreciation
8.25
+11.84%
7.38
-0.61%
7.42
-6.70%
7.95
Amortization Cash Flow
2.41
-12.89%
2.77
-42.58%
4.82
+14.40%
4.21
Depreciation And Amortization
10.66
+5.09%
10.14
-17.14%
12.24
+0.61%
12.17
Amortization Of Intangibles
2.41
-12.89%
2.77
-42.58%
4.82
+14.40%
4.21
Other Non Cash Items
-27.41
-175.75%
-9.94
-967.54%
1.15
-96.64%
34.10
Stock Based Compensation
3.54
+48.88%
2.38
+11.66%
2.13
+46.89%
1.45
Asset Impairment Charge
0.71
-22.12%
0.91
+219.23%
0.29
-64.86%
0.81
Deferred Tax
2.76
-17.57%
3.35
+11.12%
3.01
-67.27%
9.20
Deferred Income Tax
2.76
-17.57%
3.35
+11.12%
3.01
-67.27%
9.20
Operating Gains Losses
-11.37
-54.70%
-7.35
-49.08%
-4.93
+60.26%
-12.41
Gain Loss On Investment Securities
—
—
—
0.00
Gain Loss On Sale Of PPE
0.18
-54.91%
0.40
+230.83%
0.12
+39.53%
0.09
Change In Working Capital
10.23
+4682.71%
0.21
+102.78%
-7.71
+71.26%
-26.82
Change In Receivables
-0.15
-103.06%
5.00
+158.40%
-8.56
+13.00%
-9.84
Changes In Account Receivables
-0.15
-103.06%
5.00
+158.40%
-8.56
+13.00%
-9.84
Change In Prepaid Assets
23.60
+246.69%
-16.09
-41.14%
-11.40
+50.43%
-22.99
Change In Payables And Accrued Expense
-13.10
-212.89%
11.61
-10.07%
12.91
+372.92%
2.73
Change In Accrued Expense
-11.08
-167.21%
16.48
+221.66%
5.12
+1848.81%
-0.29
Change In Payable
-2.02
+58.46%
-4.88
-162.64%
7.78
+157.51%
3.02
Change In Account Payable
-2.02
+58.46%
-4.88
-162.64%
7.78
+157.51%
3.02
Change In Other Current Assets
-0.11
+65.13%
-0.30
+53.94%
-0.66
-120.11%
3.28
Investing Cash Flow
-330.20
-308.30%
-80.87
+75.29%
-327.28
+39.18%
-538.12
Cash Flow From Continuing Investing Activities
-330.20
-308.30%
-80.87
+75.29%
-327.28
+39.18%
-538.12
Net PPE Purchase And Sale
-7.47
-37.99%
-5.41
-26.80%
-4.27
-94.53%
-2.19
Purchase Of PPE
-7.51
-38.75%
-5.41
-26.80%
-4.27
-94.35%
-2.20
Sale Of PPE
0.04
0.00
0.00
-100.00%
0.00
Capital Expenditure
-7.51
-38.75%
-5.41
-26.80%
-4.27
-94.35%
-2.20
Net Investment Purchase And Sale
8.17
-80.68%
42.26
+110.12%
20.11
-81.19%
106.90
Purchase Of Investment
-32.87
-55.10%
-21.19
+12.54%
-24.23
+64.30%
-67.88
Sale Of Investment
41.04
-35.33%
63.45
+43.09%
44.34
-74.63%
174.78
Net Business Purchase And Sale
—
0.00
0.00
-100.00%
444.54
Purchase Of Business
—
—
—
0.00
Net Other Investing Changes
7.06
-39.92%
11.75
-40.24%
19.66
+185.18%
-23.08
Financing Cash Flow
255.39
+119.59%
116.31
-65.58%
337.94
+190.65%
116.27
Cash Flow From Continuing Financing Activities
255.39
+119.59%
116.31
-65.58%
337.94
+190.65%
116.27
Net Issuance Payments Of Debt
-175.00
+31.23%
-254.47
+2.08%
-259.87
-157.35%
453.13
Issuance Of Debt
293.00
-94.63%
5,460.41
+167.47%
2,041.47
+159.94%
785.35
Repayment Of Debt
-468.00
+91.81%
-5,714.88
-148.33%
-2,301.34
-592.72%
-332.22
Long Term Debt Issuance
293.00
-94.63%
5,460.41
+167.47%
2,041.47
+159.94%
785.35
Long Term Debt Payments
-468.00
+91.81%
-5,714.88
-148.33%
-2,301.34
-592.72%
-332.22
Net Long Term Debt Issuance
-175.00
+31.23%
-254.47
+2.08%
-259.87
-157.35%
453.13
Short Term Debt Issuance
—
—
—
—
Short Term Debt Payments
—
—
—
0.00
Net Short Term Debt Issuance
—
—
—
0.00
Net Common Stock Issuance
-1.24
-101.51%
82.27
+49364.07%
-0.17
+71.16%
-0.58
Common Stock Payments
-1.24
—
-0.17
+71.16%
-0.58
Repurchase Of Capital Stock
-1.24
—
-0.17
+71.16%
-0.58
Changes In Cash
36.67
-73.14%
136.56
+0.53%
135.84
+141.80%
-324.94
Beginning Cash Position
615.92
+28.49%
479.36
+39.54%
343.53
-48.61%
668.46
End Cash Position
652.59
+5.95%
615.92
+28.49%
479.36
+39.54%
343.53
Free Cash Flow
103.97
+8.64%
95.71
-20.84%
120.91
+27.65%
94.72
Interest Paid Supplemental Data
150.92
-9.70%
167.13
+48.50%
112.54
+330.25%
26.16
Income Tax Paid Supplemental Data
15.71
+5.13%
14.94
-47.50%
28.46
+360.28%
6.18
Common Stock Issuance
—
82.27
—
—
Issuance Of Capital Stock
—
82.27
—
—
Sale Of Business
—
0.00
0.00
-100.00%
444.54
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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