Symbols / GDOT Stock $12.77 -0.78% Green Dot Corporation

Financial Services • Credit Services • United States • NYQ
GDOT (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Credit Services
CEO Mr. William I. Jacobs J.D.
Exch · Country NYQ · United States
Market Cap 723.81M
Enterprise Value -357.05M
Income -70.89M
Sales 2.17B
FCF (ttm) —
Book/sh 16.60
Cash/sh 29.05
Employees 900
Insider 10d —
IPO Jul 22, 2010
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E 7.65
PEG 1.23
P/S 0.33
P/B 0.77
P/C —
EV/EBITDA —
EV/Sales -0.16
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) -1.33
EPS next Y 1.67
EPS Growth 97.90%
Revenue Growth 17.40%
EPS Gr Q/Q 108.60%
Rev Gr Q/Q —
Earnings (next) 2026-08-10
Earnings (prior) 2026-05-11
ROA -1.15%
ROE -7.51%
ROIC —
Gross Margin 0.00%
Oper. Margin 10.66%
Profit Margin -3.26%
Shs Outstand 56.68M
Shs Float 45.71M
Insider Own 4.34%
Instit Own 81.53%
Short Float 3.27%
Short Ratio 4.72
Short Interest 1.81M
52W High 15.41
vs 52W High -17.13%
52W Low 9.19
vs 52W Low 38.96%
Beta 0.87
Impl. Vol. 1.56%
Rel Volume 0.94
Avg Volume 515.23K
Volume 484.33K
Target (mean) $16.12
Tgt Median $16.12
Tgt Low $14.25
Tgt High $18.00
# Analysts 2
Recom None
Prev Close $12.87
Price $12.77
Change -0.78%
About

Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. The company operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. It provides deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. The company offers money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, it offers tax processing services consisting of tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Provo, Utah.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$16.13
Mean price target
2. Current target
$12.77
Latest analyst target
3. DCF / Fair value
$16.12
Proxy: analyst mean price target (no FCF/EPS data available).
Ratings
Current target
$12.77
Low
$14.25
High
$18.00
Mean
$16.13

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-07-11 main Keefe, Bruyette & Woods Market Perform → Market Perform $12
2025-05-12 main Barclays Underweight → Underweight $10
2025-03-03 main Barclays Underweight → Underweight $7
2025-02-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $10
2024-10-04 main Craig-Hallum Hold → Hold $11
2024-09-23 main Barclays Underweight → Underweight $10
2024-07-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $11
2024-04-05 main Keefe, Bruyette & Woods Market Perform → Market Perform $11
2024-02-29 main Truist Securities Buy → Buy $11
2024-02-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $13
2023-12-14 down Barclays Equal-Weight → Underweight $7
2023-11-13 main Truist Securities Buy → Buy $10
2023-11-10 down Craig-Hallum Buy → Hold $14
2023-10-17 main Truist Securities Buy → Buy $17
2023-09-18 main Barclays Equal-Weight → Equal-Weight $16
2023-07-19 main Truist Securities Buy → Buy $24
2023-06-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $20
2023-06-14 init BTIG — → Neutral —
2023-06-12 reit Barclays — → Equal-Weight $19
2023-05-08 down Needham Buy → Hold —
News
RSS: Latest GDOT news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-21 RAZON MICHELLETA Director — 17,496 $0.00 $0
2026-05-21 MILLARD ROBERT C Director — 17,496 $0.00 $0
2026-05-21 BREWSTER JOHN CHRIS Director — 17,496 $0.00 $0
2026-05-21 SHAHEEN GEORGE T Director — 17,496 $0.00 $0
2026-05-21 RICHEY MARY ELLEN Director — 17,496 $0.00 $0
2026-05-21 FANLO SATURNINO SIXTO Director — 17,496 $0.00 $0
2025-11-28 BREWSTER JOHN CHRIS Director — 7,969 $12.37 $98,577
2025-11-28 FANLO SATURNINO SIXTO Director — 13,451 $12.61 $169,604
2025-11-13 UNRUH JESS Chief Financial Officer — 9,017 $0.00 $0
2025-08-12 RUPPEL CHRISTIAN DEVIN President — 27,931 $12.00 $346,137
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
2,080.49
+20.69%
1,723.88
+14.82%
1,501.33
+3.57%
1,449.57
Operating Revenue
2,080.49
+20.69%
1,723.88
+14.82%
1,501.33
+3.57%
1,449.57
Cost Of Revenue
1,490.97
+30.35%
1,143.80
+29.86%
880.78
+21.38%
725.65
Reconciled Cost Of Revenue
1,490.97
+30.35%
1,143.80
+29.86%
880.78
+21.38%
725.65
Gross Profit
589.52
+1.63%
580.08
-6.52%
620.54
-14.28%
723.91
Operating Expense
559.89
-4.66%
587.25
-2.27%
600.90
-4.59%
629.79
Selling General And Administration
559.89
-4.66%
587.25
-2.27%
600.90
-4.59%
629.79
Selling And Marketing Expense
207.89
-4.29%
217.21
-11.46%
245.32
-17.65%
297.90
General And Administrative Expense
351.99
-4.88%
370.04
+4.07%
355.58
+7.14%
331.89
Other Gand A
351.99
-4.88%
370.04
+4.07%
355.58
+7.14%
331.89
Total Expenses
2,050.86
+18.47%
1,731.05
+16.83%
1,481.68
+9.31%
1,355.45
Operating Income
29.63
+513.05%
-7.17
-136.52%
19.64
-79.13%
94.12
Total Operating Income As Reported
13.66
+918.88%
-1.67
-107.36%
22.67
-75.98%
94.38
EBITDA
115.15
+48.54%
77.53
-24.45%
102.61
-41.27%
174.73
Normalized EBITDA
137.28
+77.07%
77.53
-24.45%
102.61
-41.27%
174.73
Reconciled Depreciation
85.52
+0.97%
84.70
+2.08%
82.97
+2.93%
80.61
EBIT
29.63
+513.05%
-7.17
-136.52%
19.64
-79.13%
94.12
Total Unusual Items
-22.12
0.00
0.00
—
Total Unusual Items Excluding Goodwill
-22.12
0.00
0.00
—
Special Income Charges
-22.12
0.00
0.00
—
Restructuring And Mergern Acquisition
22.12
0.00
0.00
—
Net Income
-98.87
-270.26%
-26.70
-497.23%
6.72
-89.53%
64.21
Pretax Income
-97.27
-331.57%
-22.54
-254.03%
14.63
-82.56%
83.92
Net Non Operating Interest Income Expense
—
—
—
-0.26
Interest Expense Non Operating
—
—
—
0.26
Net Interest Income
—
—
—
-0.26
Interest Expense
—
—
—
0.26
Other Income Expense
-126.90
-725.93%
-15.37
-206.69%
-5.01
+50.88%
-10.20
Other Non Operating Income Expenses
-104.78
-581.93%
-15.37
-206.69%
-5.01
+50.88%
-10.20
Tax Provision
1.59
-61.71%
4.16
-47.38%
7.91
-59.86%
19.71
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
-10.64%
0.00
Tax Effect Of Unusual Items
-4.65
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
-98.87
-270.26%
-26.70
-497.23%
6.72
-89.53%
64.21
Net Income From Continuing Operation Net Minority Interest
-98.87
-270.26%
-26.70
-497.23%
6.72
-89.53%
64.21
Net Income From Continuing And Discontinued Operation
-98.87
-270.26%
-26.70
-497.23%
6.72
-89.53%
64.21
Net Income Continuous Operations
-98.87
-270.26%
-26.70
-497.23%
6.72
-89.53%
64.21
Normalized Income
-81.39
-204.80%
-26.70
-497.23%
6.72
-89.53%
64.21
Net Income Common Stockholders
-98.87
-270.26%
-26.70
-497.23%
6.72
-89.50%
64.03
Otherunder Preferred Stock Dividend
—
0.00
0.00
-100.00%
0.18
Diluted EPS
-1.79
-258.00%
-0.50
-484.62%
0.13
-89.08%
1.19
Basic EPS
-1.79
-258.00%
-0.50
-484.62%
0.13
-89.17%
1.20
Basic Average Shares
55.10
+2.94%
53.53
+2.44%
52.25
-2.06%
53.35
Diluted Average Shares
55.10
+2.94%
53.53
+1.94%
52.51
-2.53%
53.87
Diluted NI Availto Com Stockholders
-98.87
-270.26%
-26.70
-497.23%
6.72
-89.50%
64.04
Average Dilution Earnings
—
0.00
0.00
-100.00%
0.00
Line Item Trend 2023-12-31
Total Assets
4,817.12
Current Assets
1,637.91
Cash Cash Equivalents And Short Term Investments
716.12
Cash And Cash Equivalents
682.26
Other Short Term Investments
33.86
Receivables
68.17
Accounts Receivable
33.96
Gross Accounts Receivable
39.35
Allowance For Doubtful Accounts Receivable
-5.39
Other Receivables
34.21
Taxes Receivable
—
Prepaid Assets
41.97
Restricted Cash
4.24
Other Current Assets
807.41
Total Non Current Assets
3,179.21
Net PPE
184.72
Gross PPE
447.83
Accumulated Depreciation
-263.11
Properties
0.00
Land And Improvements
0.20
Buildings And Improvements
0.60
Machinery Furniture Equipment
434.40
Other Properties
5.34
Leases
7.28
Goodwill And Other Intangible Assets
420.48
Goodwill
301.79
Other Intangible Assets
118.69
Investments And Advances
2,203.14
Non Current Deferred Assets
118.69
Non Current Deferred Taxes Assets
117.14
Non Current Prepaid Assets
—
Other Non Current Assets
221.66
Total Liabilities Net Minority Interest
3,957.77
Current Liabilities
3,953.19
Payables And Accrued Expenses
217.60
Payables
126.36
Accounts Payable
119.87
Other Payable
0.23
Current Accrued Expenses
91.24
Total Tax Payable
6.26
Income Tax Payable
6.26
Current Debt And Capital Lease Obligation
64.37
Current Debt
61.00
Other Current Borrowings
61.00
Current Capital Lease Obligation
3.37
Current Deferred Liabilities
320.62
Current Deferred Revenue
320.62
Other Current Liabilities
3,350.60
Total Non Current Liabilities Net Minority Interest
4.58
Long Term Debt And Capital Lease Obligation
2.69
Long Term Debt
—
Long Term Capital Lease Obligation
2.69
Non Current Deferred Liabilities
—
Non Current Deferred Taxes Liabilities
—
Stockholders Equity
859.35
Common Stock Equity
859.35
Capital Stock
0.05
Common Stock
0.05
Share Issued
52.82
Ordinary Shares Number
52.82
Treasury Shares Number
0.00
Additional Paid In Capital
375.98
Retained Earnings
770.30
Gains Losses Not Affecting Retained Earnings
-286.99
Other Equity Adjustments
-286.99
Total Equity Gross Minority Interest
859.35
Total Capitalization
859.35
Working Capital
-2,315.28
Invested Capital
920.35
Total Debt
67.06
Capital Lease Obligations
6.06
Net Tangible Assets
438.87
Tangible Book Value
438.87
Available For Sale Securities
2,203.14
Investmentin Financial Assets
2,203.14
Line Of Credit
61.00
Non Current Accrued Expenses
1.90
Non Current Note Receivables
30.53
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
138.56
+70.25%
81.38
-16.55%
97.52
-64.88%
277.69
Cash Flow From Continuing Operating Activities
138.56
+70.25%
81.38
-16.55%
97.52
-64.88%
277.69
Net Income From Continuing Operations
-98.87
-270.26%
-26.70
-497.23%
6.72
-89.53%
64.21
Depreciation Amortization Depletion
85.52
+0.97%
84.70
+2.08%
82.97
+2.93%
80.61
Depreciation
64.72
+2.05%
63.42
+8.02%
58.71
+2.82%
57.10
Amortization Cash Flow
20.80
-2.25%
21.28
-12.29%
24.26
+3.18%
23.51
Depreciation And Amortization
85.52
+0.97%
84.70
+2.08%
82.97
+2.93%
80.61
Amortization Of Intangibles
20.80
-2.25%
21.28
-12.29%
24.26
+3.18%
23.51
Other Non Cash Items
4.00
+297.33%
-2.03
+68.22%
-6.38
-4.52%
-6.10
Stock Based Compensation
18.70
-37.51%
29.93
-11.31%
33.74
-3.07%
34.81
Provisionand Write Offof Assets
36.22
-23.47%
47.32
-7.36%
51.08
+10.75%
46.12
Asset Impairment Charge
2.02
-59.08%
4.94
0.00
-100.00%
4.26
Deferred Tax
0.37
+103.55%
-10.36
+12.73%
-11.87
-77.81%
-6.67
Deferred Income Tax
0.37
+103.55%
-10.36
+12.73%
-11.87
-77.81%
-6.67
Operating Gains Losses
111.65
+608.84%
15.75
+69.18%
9.31
-40.50%
15.65
Gain Loss On Investment Securities
24.78
—
—
—
Change In Working Capital
-21.05
+66.14%
-62.18
+8.65%
-68.07
-251.97%
44.79
Change In Receivables
-78.01
-87.39%
-41.63
+31.16%
-60.48
-674.63%
-7.81
Changes In Account Receivables
-78.01
-87.39%
-41.63
+31.16%
-60.48
-674.63%
-7.81
Change In Prepaid Assets
-6.04
-3419.78%
0.18
-94.57%
3.35
-38.08%
5.42
Change In Payables And Accrued Expense
69.39
+456.41%
-19.47
-2921.59%
0.69
-98.32%
41.10
Change In Payable
—
—
0.69
-98.32%
41.10
Change In Account Payable
—
—
0.69
-98.32%
41.10
Change In Other Working Capital
-6.39
-405.93%
-1.26
+89.14%
-11.64
-291.29%
6.08
Investing Cash Flow
-450.53
-653.47%
81.40
+145.50%
33.16
+104.04%
-820.19
Cash Flow From Continuing Investing Activities
-450.53
-653.47%
81.40
+145.50%
33.16
+104.04%
-820.19
Net PPE Purchase And Sale
-72.54
+2.35%
-74.29
+2.18%
-75.94
+9.94%
-84.33
Purchase Of PPE
-72.54
+2.35%
-74.29
+2.18%
-75.94
+9.94%
-84.33
Capital Expenditure
-72.54
+2.35%
-74.29
+2.18%
-75.94
+9.94%
-84.33
Net Investment Purchase And Sale
-332.53
-250.39%
221.12
+25.03%
176.85
+126.54%
-666.25
Purchase Of Investment
-1,280.91
-10713.96%
-11.85
0.00
+100.00%
-963.48
Sale Of Investment
948.38
+307.10%
232.96
+31.73%
176.85
-40.50%
297.24
Net Business Purchase And Sale
0.00
+100.00%
-35.00
+0.00%
-35.00
+0.00%
-35.00
Purchase Of Business
0.00
+100.00%
-35.00
+0.00%
-35.00
+0.00%
-35.00
Gain Loss On Sale Of Business
—
—
—
15.65
Net Other Investing Changes
-45.46
-49.40%
-30.43
+7.10%
-32.75
+5.38%
-34.62
Financing Cash Flow
141.28
-80.99%
743.15
+381.48%
-264.02
-819.26%
36.71
Cash Flow From Continuing Financing Activities
141.28
-80.99%
743.15
+381.48%
-264.02
-819.26%
36.71
Net Issuance Payments Of Debt
14.86
+229.23%
-11.50
-144.23%
26.00
-25.71%
35.00
Issuance Of Debt
14.86
-94.83%
287.50
+1.95%
282.00
+182.00%
100.00
Repayment Of Debt
0.00
+100.00%
-299.00
-16.80%
-256.00
-293.85%
-65.00
Long Term Debt Issuance
14.86
-94.83%
287.50
+1.95%
282.00
+182.00%
100.00
Long Term Debt Payments
0.00
+100.00%
-299.00
-16.80%
-256.00
-293.85%
-65.00
Net Long Term Debt Issuance
14.86
+229.23%
-11.50
-144.23%
26.00
-25.71%
35.00
Short Term Debt Issuance
—
—
—
—
Short Term Debt Payments
—
—
—
—
Net Short Term Debt Issuance
—
—
—
—
Net Common Stock Issuance
—
0.00
0.00
+100.00%
-95.53
Common Stock Payments
—
0.00
0.00
+100.00%
-95.53
Repurchase Of Capital Stock
—
0.00
0.00
+100.00%
-95.53
Proceeds From Stock Option Exercised
3.68
-26.38%
5.00
-10.22%
5.57
-9.91%
6.18
Net Other Financing Charges
122.74
-83.63%
749.65
+353.62%
-295.58
-424.62%
91.06
Changes In Cash
-170.70
-118.84%
905.93
+779.40%
-133.34
+73.64%
-505.80
Beginning Cash Position
1,592.43
+131.96%
686.50
-16.26%
819.85
-38.15%
1,325.64
End Cash Position
1,421.73
-10.72%
1,592.43
+131.96%
686.50
-16.26%
819.85
Free Cash Flow
66.02
+830.34%
7.10
-67.11%
21.58
-88.84%
193.36
Interest Paid Supplemental Data
12.37
-4.60%
12.97
+118.94%
5.92
+844.66%
0.63
Income Tax Paid Supplemental Data
6.10
-55.14%
13.59
-44.19%
24.35
+87.81%
12.97
Amortization Of Securities
—
—
-2.28
-58.72%
-1.43
Earnings Losses From Equity Investments
86.87
+451.52%
15.75
+69.18%
9.31
-40.50%
15.65
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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