Symbols / GGAL Stock $42.02 +5.18% Grupo Financiero Galicia S.A.

Financial Services • Banks - Regional • Argentina • NCM
GGAL (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Fabian Enrique Kon
Exch · Country NCM · Argentina
Market Cap 7.12B
Enterprise Value -147.82B
Income 68.96B
Sales 6.35T
FCF (ttm) —
Book/sh 3.48
Cash/sh 134.05
Employees 9,985
Insider 10d —
IPO Jul 25, 2000
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 4.05%
P/E 105.05
Forward P/E 6.33
PEG 0.18
P/S 0.00
P/B 12.09
P/C —
EV/EBITDA —
EV/Sales -0.02
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) —
EPS next Y 6.64
EPS Growth -57.20%
Revenue Growth -99.50%
EPS Gr Q/Q -57.00%
Rev Gr Q/Q —
Earnings (next) 2026-05-13
Earnings (prior) 2026-05-13
ROA 0.32%
ROE 0.89%
ROIC —
Gross Margin 0.00%
Oper. Margin -3.07%
Profit Margin 1.09%
Shs Outstand —
Shs Float 931.90M
Insider Own 0.06%
Instit Own 24.69%
Short Float 20.52%
Short Ratio 6.16
Short Interest 6.37M
52W High 64.72
vs 52W High -35.07%
52W Low 25.89
vs 52W Low 62.30%
Beta —
Impl. Vol. 62.52%
Rel Volume 1.20
Avg Volume 1.13M
Volume 1.36M
Target (mean) $67.37
Tgt Median $63.00
Tgt Low $44.00
Tgt High $103.00
# Analysts 9
Recom Buy
Prev Close $39.95
Price $42.02
Change 5.18%
About

No company description available for this symbol.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
—
Latest analyst target
3. DCF / Fair value
$67.37
Proxy: analyst mean price target (no FCF/EPS data available).
Ratings
Current target
—
Low
—
High
—
Mean
—
News
RSS: Latest GGAL news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
8,537,670.34
-13.55%
9,875,327.96
+3.19%
9,569,765.39
+104.27%
4,684,809.72
Operating Revenue
8,537,670.34
-13.55%
9,875,327.96
+3.19%
9,569,765.39
+104.27%
4,684,809.72
Selling General And Administration
2,126,876.36
+4.48%
2,035,608.01
+26.43%
1,610,079.59
+44.41%
1,114,897.97
Selling And Marketing Expense
61,850.75
+24.76%
49,574.93
+21.01%
40,969.06
+41.52%
28,949.70
General And Administrative Expense
2,065,025.61
+3.98%
1,986,033.08
+26.57%
1,569,110.54
+44.49%
1,085,948.27
Salaries And Wages
1,237,580.71
-9.66%
1,369,843.75
+34.67%
1,017,173.52
+52.84%
665,501.93
Other Gand A
716,601.03
+29.77%
552,213.91
+16.37%
474,538.83
+34.89%
351,807.18
Reconciled Depreciation
304,585.25
+23.11%
247,400.45
+2.47%
241,428.95
+27.71%
189,044.00
Total Unusual Items
—
—
—
—
Total Unusual Items Excluding Goodwill
—
—
—
—
Special Income Charges
—
—
—
—
Net Income
212,523.70
-89.95%
2,115,458.23
+119.02%
965,881.37
+193.24%
329,383.66
Pretax Income
303,851.62
-89.48%
2,886,963.26
+85.59%
1,555,535.83
+249.99%
444,453.28
Net Interest Income
5,800,584.96
-15.54%
6,867,989.29
+37.11%
5,009,260.96
+387.99%
1,026,510.97
Interest Expense
3,880,648.25
-4.84%
4,078,134.51
-53.02%
8,679,933.59
+126.33%
3,835,001.67
Interest Income
9,681,233.21
-11.56%
10,946,123.79
-20.04%
13,689,194.55
+181.58%
4,861,512.64
Other Non Operating Income Expenses
-1,511,508.50
+51.82%
-3,137,295.16
+27.88%
-4,349,995.30
-134.65%
-1,853,855.68
Gain On Sale Of Security
799,897.82
-43.29%
1,410,591.81
+55.82%
905,244.21
-60.59%
2,296,895.72
Tax Provision
91,239.58
-88.18%
771,682.94
+30.87%
589,661.66
+412.44%
115,069.56
Tax Rate For Calcs
0.00
+12.34%
0.00
-29.49%
0.00
+46.42%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
212,612.04
-89.95%
2,115,280.32
+119.00%
965,874.17
+193.24%
329,383.72
Net Income From Continuing Operation Net Minority Interest
212,523.70
-89.95%
2,115,458.23
+119.02%
965,881.37
+193.24%
329,383.66
Net Income From Continuing And Discontinued Operation
212,523.70
-89.95%
2,115,458.23
+119.02%
965,881.37
+193.24%
329,383.66
Net Income Continuous Operations
212,612.04
-89.95%
2,115,280.32
+119.00%
965,874.17
+193.24%
329,383.72
Minority Interests
-88.33
-149.65%
177.91
+2369.26%
7.21
+11911.48%
-0.06
Normalized Income
212,523.70
-89.95%
2,115,458.23
+119.02%
965,881.37
+193.24%
329,383.66
Net Income Common Stockholders
212,523.70
-89.95%
2,115,458.23
+119.02%
965,881.37
+193.24%
329,383.66
Diluted EPS
1,324.80
-90.69%
14,232.89
+117.78%
6,535.46
+193.24%
2,228.74
Basic EPS
1,324.80
-90.69%
14,232.89
+117.78%
6,535.46
+193.24%
2,228.74
Basic Average Shares
160.42
+7.93%
148.63
+0.57%
147.79
+0.00%
147.79
Diluted Average Shares
160.42
+7.93%
148.63
+0.57%
147.79
+0.00%
147.79
Diluted NI Availto Com Stockholders
212,523.70
-89.95%
2,115,458.23
+119.02%
965,881.37
+193.24%
329,383.66
Amortization
118,654.15
-3.92%
123,493.82
+6.39%
116,071.67
+34.78%
86,118.89
Amortization Of Intangibles Income Statement
118,654.15
-3.92%
123,493.82
+6.39%
116,071.67
+34.78%
86,118.89
Depreciation Amortization Depletion Income Statement
304,585.25
+23.11%
247,400.45
+2.47%
241,428.95
+27.71%
189,044.00
Depreciation And Amortization In Income Statement
304,585.25
+23.11%
247,400.45
+2.47%
241,428.95
+27.71%
189,044.00
Depreciation Income Statement
185,931.10
+50.06%
123,906.63
-1.16%
125,357.28
+21.79%
102,925.11
Insurance And Claims
101,549.72
+63.52%
62,101.17
-17.84%
75,586.68
+14.11%
66,239.37
Occupancy And Equipment
—
121,588.33
+32.14%
92,014.01
-2.73%
94,599.00
Other Non Interest Expense
1,426,076.01
+3.12%
1,382,988.02
+6.11%
1,303,294.65
+80.02%
723,970.66
Rent And Landing Fees
9,294.15
+395.89%
1,874.25
+3.46%
1,811.51
-24.51%
2,399.79
Rent Expense Supplemental
9,294.15
+395.89%
1,874.25
+3.46%
1,811.51
-24.51%
2,399.79
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
45,669,450.74
+6.80%
42,762,237.35
+318.58%
10,216,057.80
-2.59%
10,488,176.21
Cash And Cash Equivalents
9,367,222.73
+5.57%
8,872,753.64
+344.55%
1,995,884.82
+43.21%
1,393,686.85
Cash Equivalents
0.00
-100.00%
139.23
0.00
—
Cash Financial
2,244,551.01
-41.19%
3,816,895.35
+245.21%
1,105,684.35
+105.73%
537,435.98
Receivables
8,323,255.18
+6.74%
7,797,732.85
+662.86%
1,022,167.84
-22.01%
1,310,596.61
Accounts Receivable
944,192.68
+51.22%
624,397.09
+248.91%
178,956.52
+2.80%
174,081.59
Other Receivables
383,589.83
-80.88%
2,006,326.68
+1339.75%
139,352.14
-15.62%
165,153.07
Prepaid Assets
53,165.08
-57.18%
124,172.76
+280.45%
32,638.40
-1.20%
33,035.63
Net PPE
1,195,523.95
-8.71%
1,309,595.29
+268.63%
355,259.16
-1.50%
360,675.41
Gross PPE
2,354,166.89
+33.45%
1,764,129.48
+160.11%
678,216.02
+1.65%
667,217.80
Accumulated Depreciation
-1,158,642.94
-50.75%
-768,608.66
-137.99%
-322,956.86
-5.35%
-306,542.38
Machinery Furniture Equipment
1,074,413.28
+46.12%
735,299.12
+165.91%
276,526.95
+3.81%
266,367.22
Construction In Progress
13,839.14
-59.60%
34,254.42
+260.40%
9,504.63
+239.45%
2,799.97
Other Properties
1,073,963.04
+26.68%
847,744.45
+153.28%
334,710.03
+1.37%
330,184.99
Leases
191,951.43
+30.73%
146,831.49
+155.47%
57,474.42
-15.31%
67,865.61
Goodwill And Other Intangible Assets
381,323.56
-4.80%
400,547.89
+224.03%
123,614.82
+3.07%
119,932.49
Other Intangible Assets
381,323.56
+25.24%
304,486.25
+146.32%
123,614.82
+3.07%
119,932.49
Investments And Advances
8,005,718.07
-4.57%
8,389,040.75
+223.69%
2,591,709.23
-29.04%
3,652,408.18
Long Term Equity Investment
12,814.80
+138.31%
5,377.40
+102.89%
2,650.36
+27.64%
2,076.37
Total Liabilities Net Minority Interest
37,909,826.37
+8.91%
34,807,330.99
+324.54%
8,198,813.80
-4.58%
8,592,294.34
Payables And Accrued Expenses
641,573.53
-2.78%
659,919.57
-12.07%
750,547.85
+30.53%
575,004.11
Payables
637,741.24
-1.60%
648,101.93
-3.56%
672,037.08
+29.55%
518,728.26
Accounts Payable
—
235,518.03
+63.04%
144,453.33
+3.28%
139,861.19
Other Payable
77,465.02
-53.68%
167,239.85
+45.51%
114,933.19
-38.71%
187,535.09
Dividends Payable
156,772.98
0.00
—
—
Current Accrued Expenses
3,832.29
-67.57%
11,817.65
-84.95%
78,510.77
+39.51%
56,275.85
Employee Benefits
47,974.34
+196.77%
16,165.43
+3255.24%
481.80
-56.46%
1,106.67
Total Tax Payable
403,503.24
-16.09%
480,862.08
+16.53%
412,650.57
+115.67%
191,331.99
Income Tax Payable
403,503.24
-16.09%
480,862.08
+16.53%
412,650.57
+115.67%
191,331.99
Long Term Debt And Capital Lease Obligation
2,922,095.31
+25.44%
2,329,419.09
+400.17%
465,725.02
-5.20%
491,261.54
Long Term Debt
2,877,898.43
+27.41%
2,258,756.86
+417.75%
436,264.20
-6.65%
467,359.45
Long Term Capital Lease Obligation
44,196.89
-37.45%
70,662.23
+139.85%
29,460.82
+23.26%
23,902.09
Long Term Provisions
126,479.78
-76.08%
528,826.17
+2493.82%
20,387.94
-36.16%
31,934.93
Non Current Pension And Other Postretirement Benefit Plans
47,974.34
+196.77%
16,165.43
+3255.24%
481.80
-56.46%
1,106.67
Non Current Deferred Liabilities
226,305.80
-51.23%
464,022.93
+2111.95%
20,978.02
-26.37%
28,490.84
Non Current Deferred Revenue
200,060.74
-29.45%
283,592.43
+7728.23%
3,622.69
-58.19%
8,665.40
Non Current Deferred Taxes Liabilities
26,245.06
-85.45%
180,430.51
+939.63%
17,355.34
-12.46%
19,825.43
Stockholders Equity
7,759,335.81
-2.46%
7,954,698.27
+294.35%
2,017,155.27
+6.40%
1,895,881.81
Common Stock Equity
7,759,335.81
-2.46%
7,954,698.27
+294.35%
2,017,155.27
+6.40%
1,895,881.81
Capital Stock
1,606.25
+1.12%
1,588.51
+7.72%
1,474.69
+0.00%
1,474.69
Common Stock
1,606.25
+1.12%
1,588.51
+7.72%
1,474.69
+0.00%
1,474.69
Share Issued
1,606.25
+0.83%
1,593.11
+7.72%
1,478.89
+0.00%
1,478.89
Ordinary Shares Number
1,606.25
+0.83%
1,593.11
+7.72%
1,478.89
+0.00%
1,478.89
Additional Paid In Capital
797,658.49
+14.38%
697,387.57
+3935.53%
17,281.19
+0.00%
17,281.19
Retained Earnings
-1,383,512.21
-359.47%
533,207.34
+346.75%
-216,091.96
+45.02%
-393,013.30
Gains Losses Not Affecting Retained Earnings
6,015,668.89
+36.09%
4,420,359.21
+195.09%
1,497,971.41
-3.58%
1,553,619.29
Minority Interest
288.56
+38.67%
208.08
+134.51%
88.73
+150289.83%
0.06
Other Equity Adjustments
6,015,668.89
+36.09%
4,420,359.21
+195.09%
1,497,971.41
-3.58%
1,553,619.29
Total Equity Gross Minority Interest
7,759,624.36
-2.45%
7,954,906.36
+294.35%
2,017,244.00
+6.40%
1,895,881.87
Total Capitalization
10,637,234.23
+4.15%
10,213,455.13
+316.29%
2,453,419.47
+3.82%
2,363,241.26
Invested Capital
10,637,234.23
+4.15%
10,213,455.13
+316.29%
2,453,419.47
+3.82%
2,363,241.26
Total Debt
2,922,095.31
+25.44%
2,329,419.09
+400.17%
465,725.02
-5.20%
491,261.54
Capital Lease Obligations
44,196.89
-37.45%
70,662.23
+139.85%
29,460.82
+23.26%
23,902.09
Net Tangible Assets
7,378,012.25
-2.33%
7,554,150.38
+298.94%
1,893,540.45
+6.62%
1,775,949.33
Tangible Book Value
7,378,012.25
-2.33%
7,554,150.38
+298.94%
1,893,540.45
+6.62%
1,775,949.33
Available For Sale Securities
7,992,903.27
-4.66%
8,383,663.35
+223.81%
2,589,058.87
-29.07%
3,650,331.81
Cash Cash Equivalents And Federal Funds Sold
10,093,322.56
+13.76%
8,872,753.64
+180.25%
3,166,050.06
+80.56%
1,753,437.13
Derivative Product Liabilities
18,340.61
+81.72%
10,092.76
-17.53%
12,238.75
+131.99%
5,275.60
Notes Receivable
6,995,472.68
+35.39%
5,167,009.08
+634.10%
703,859.19
-27.54%
971,361.95
Other Equity Interest
2,327,914.38
+1.12%
2,302,155.64
+221.30%
716,519.94
+0.00%
716,519.94
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-1,605,422.43
-134.84%
4,607,866.47
-3.53%
4,776,239.39
+22.24%
3,907,303.79
Cash Flow From Continuing Operating Activities
-1,605,422.43
-134.84%
4,607,866.47
-3.53%
4,776,239.39
+22.24%
3,907,303.79
Net Income From Continuing Operations
303,851.62
-89.48%
2,886,963.26
+85.59%
1,555,535.83
+249.99%
444,453.28
Depreciation Amortization Depletion
304,585.25
+23.11%
247,400.45
+2.47%
241,428.95
+27.71%
189,044.00
Depreciation
185,931.10
+50.06%
123,906.63
-1.16%
125,357.28
+21.79%
102,925.11
Amortization Cash Flow
118,654.15
-3.92%
123,493.82
+6.39%
116,071.67
+34.78%
86,118.89
Depreciation And Amortization
304,585.25
+23.11%
247,400.45
+2.47%
241,428.95
+27.71%
189,044.00
Amortization Of Intangibles
118,654.15
-3.92%
123,493.82
+6.39%
116,071.67
+34.78%
86,118.89
Other Non Cash Items
6,021,989.36
-12.36%
6,871,313.25
-26.36%
9,330,394.50
+117.33%
4,293,194.43
Operating Gains Losses
-3,779,294.80
-133.32%
-1,619,765.34
+45.32%
-2,962,145.52
-142.95%
-1,219,237.62
Net Foreign Currency Exchange Gain Loss
-3,779,294.80
-133.32%
-1,619,765.34
+45.32%
-2,962,145.52
-142.95%
-1,219,237.62
Change In Working Capital
-7,049,178.44
-89.71%
-3,715,691.71
-4.39%
-3,559,526.00
-7168.05%
50,360.76
Change In Other Working Capital
4,748,129.40
-19.23%
5,878,734.46
+212.09%
-5,244,722.15
-418.62%
-1,011,288.24
Change In Other Current Assets
-17,996.68
+91.61%
-214,625.55
-118.57%
-98,195.38
-316.39%
-23,582.82
Change In Other Current Liabilities
32,143.69
-95.68%
743,766.69
+243.39%
216,592.49
+845.29%
22,912.74
Investing Cash Flow
-222,929.13
-119.59%
1,138,132.30
+585.35%
-234,496.12
-84.92%
-126,808.93
Cash Flow From Continuing Investing Activities
-222,929.13
-119.59%
1,138,132.30
+585.35%
-234,496.12
-84.92%
-126,808.93
Net PPE Purchase And Sale
-223,819.52
+18.19%
-273,581.01
-38.00%
-198,242.76
-63.11%
-121,537.14
Purchase Of PPE
-245,914.78
+12.93%
-282,439.78
-33.20%
-212,037.49
-68.74%
-125,659.43
Sale Of PPE
22,095.25
+149.42%
8,858.77
-35.78%
13,794.73
+234.64%
4,122.28
Capital Expenditure
-245,914.78
+12.93%
-282,439.78
-33.20%
-212,037.49
-68.74%
-125,659.43
Net Business Purchase And Sale
-2,738.00
-100.19%
1,405,772.23
+3689.71%
-39,161.20
-642.85%
-5,271.78
Purchase Of Business
-2,738.00
+36.57%
-4,316.83
+88.98%
-39,161.20
-642.85%
-5,271.78
Financing Cash Flow
873,797.98
+60.63%
543,986.70
+182.65%
-658,194.60
-460.00%
182,833.48
Cash Flow From Continuing Financing Activities
873,797.98
+60.63%
543,986.70
+182.65%
-658,194.60
-460.00%
182,833.48
Net Issuance Payments Of Debt
1,076,884.80
-20.48%
1,354,225.45
+1036.33%
-144,631.15
-144.23%
327,023.35
Issuance Of Debt
4,061,878.94
+47.29%
2,757,804.26
+114.51%
1,285,657.97
+33.08%
966,107.28
Repayment Of Debt
-2,984,994.14
-112.67%
-1,403,578.81
+1.87%
-1,430,289.12
-123.80%
-639,083.93
Long Term Debt Issuance
4,061,878.94
+47.29%
2,757,804.26
+114.51%
1,285,657.97
+33.08%
966,107.28
Long Term Debt Payments
-2,984,994.14
-112.67%
-1,403,578.81
+1.87%
-1,430,289.12
-123.80%
-639,083.93
Net Long Term Debt Issuance
1,076,884.80
-20.48%
1,354,225.45
+1036.33%
-144,631.15
-144.23%
327,023.35
Net Common Stock Issuance
126,047.40
0.00
0.00
—
Common Stock Dividend Paid
-329,134.22
+59.31%
-808,950.55
-57.52%
-513,563.45
-256.17%
-144,189.86
Cash Dividends Paid
-329,134.22
+59.31%
-808,950.55
-57.52%
-513,563.45
-256.17%
-144,189.86
Net Other Financing Charges
—
-1,288.20
—
—
Changes In Cash
-954,553.57
-115.18%
6,289,985.48
+61.96%
3,883,548.67
-2.01%
3,963,328.34
Effect Of Exchange Rate Changes
3,779,294.80
+133.32%
1,619,765.34
-45.32%
2,962,145.52
+142.95%
1,219,237.62
Beginning Cash Position
9,743,047.87
+4.09%
9,359,795.70
-20.92%
11,835,489.12
+39.57%
8,480,010.37
End Cash Position
10,272,443.26
+5.43%
9,743,047.87
+4.09%
9,359,795.70
+4.03%
8,997,035.84
Free Cash Flow
-1,851,337.21
-142.80%
4,325,426.69
-5.23%
4,564,201.90
+20.69%
3,781,644.36
Common Stock Issuance
126,047.40
0.00
0.00
—
Dividends Received CFI
3,628.40
-38.93%
5,941.08
+104.31%
2,907.84
0.00
Interest Paid CFO
-47,391.75
—
—
—
Issuance Of Capital Stock
126,047.40
0.00
0.00
—
Other Cash Adjustment Outside Changein Cash
-2,295,345.84
+69.50%
-7,526,498.65
+19.26%
-9,321,387.61
-99.79%
-4,665,540.50
Sale Of Business
0.00
-100.00%
1,410,089.06
0.00
0.00
Taxes Refund Paid
-354,602.76
+70.38%
-1,197,355.41
-218.71%
-375,688.57
-82.28%
-206,106.97
SEC Filings

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