Symbols / GL Stock $152.56 -0.92% Globe Life Inc.

Financial Services • Insurance - Life • United States • NYQ
GL (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Insurance - Life
CEO Mr. Frank Martin Svoboda
Exch · Country NYQ · United States
Market Cap 11.97B
Enterprise Value 14.78B
Income 1.18B
Sales 6.07B
FCF (ttm)
Book/sh 75.54
Cash/sh 5.84
Employees 3,695
Insider 10d
IPO Oct 01, 1980
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 7.89%
P/E 10.57
Forward P/E 9.19
PEG 1.30
P/S 1.97
P/B 2.02
P/C
EV/EBITDA 9.00
EV/Sales 2.43
Quick Ratio
Current Ratio
Debt/Eq 52.35
LT Debt/Eq
EPS (ttm) 14.44
EPS next Y 16.60
EPS Growth 12.60%
Revenue Growth 5.40%
EPS Gr Q/Q 6.30%
Rev Gr Q/Q
Earnings (next) 2026-07-22
Earnings (prior) 2026-04-22
ROA
ROE
ROIC
Gross Margin 33.73%
Oper. Margin 23.60%
Profit Margin 19.38%
Shs Outstand 78.44M
Shs Float 77.91M
Insider Own 0.67%
Instit Own 85.78%
Short Float 0.01%
Short Ratio 0.01
Short Interest 6.72K
52W High 155.08
vs 52W High -1.62%
52W Low 111.13
vs 52W Low 37.28%
Beta 0.47
Impl. Vol. 25.93%
Rel Volume 1.04
Avg Volume 506.72K
Volume 528.86K
Target (mean) $171.09
Tgt Median $172.00
Tgt Low $146.00
Tgt High $199.00
# Analysts 11
Recom Buy
Prev Close $153.97
Price $152.56
Change -0.92%
About

Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products to lower middle- and middle-income families in the United States. It operates in three segments: Life Insurance, Supplemental Health Insurance, and Investments. The company offers whole, term, and other life insurance products, as well as life insurance for children; Medicare supplement and limited-benefit supplemental health insurance products, such as accident, cancer, critical illness, heart, intensive care, and other health products; and final expense, accidental death, mortgage protection, and hospital insurance products. It sells its products through direct-to-consumer channels, exclusive independent agents, general agency independent agents, and brokers. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was founded in 1900 and is headquartered in McKinney, Texas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$152.56
Low
$146.00
High
$199.00
Mean
$171.09

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-24 main Truist Securities Buy → Buy $185
2026-04-10 main Wells Fargo Overweight → Overweight $172
2026-02-25 main Wells Fargo Overweight → Overweight $171
2026-02-18 main Evercore ISI Group In-Line → In-Line $157
2026-02-06 main Truist Securities Buy → Buy $180
2026-02-05 main JP Morgan Overweight → Overweight $181
2025-12-11 main TD Cowen Buy → Buy $199
2025-11-17 main Morgan Stanley Overweight → Overweight $177
2025-10-28 main Keefe, Bruyette & Woods Outperform → Outperform $162
2025-10-24 main Truist Securities Buy → Buy $158
2025-10-24 main Wells Fargo Overweight → Overweight $170
2025-10-08 main Wells Fargo Overweight → Overweight $172
2025-08-18 main Morgan Stanley Overweight → Overweight $171
2025-08-05 up Morgan Stanley Equal-Weight → Overweight $166
2025-07-30 main BMO Capital Market Perform → Market Perform $149
2025-07-29 main Keefe, Bruyette & Woods Outperform → Outperform $160
2025-07-28 main Keefe, Bruyette & Woods Outperform → Outperform $155
2025-07-25 main Wells Fargo Overweight → Overweight $150
2025-07-25 main Morgan Stanley Equal-Weight → Equal-Weight $135
2025-07-15 init Truist Securities — → Buy $150
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-31 ZORN REBECCA E Officer 8,800 $135.66 $1,202,189
2026-03-31 ZORN REBECCA E Officer 8,800 $98.32 $865,216
2026-03-20 PHILLIPS SANDRA L. Director 1,174 $0.00 $0
2026-03-11 SVOBODA FRANK M Chief Executive Officer 5,000 $0.00 $0
2026-03-04 DARDEN JAMES MATTHEW Chief Executive Officer 18,318 $145.10 $2,657,995
2026-03-04 DARDEN JAMES MATTHEW Chief Executive Officer 18,318 $100.74 $1,845,355
2026-03-02 HENSLEY ROBERT EDWARD Chief Investment Officer 2,569 $145.04 $372,620
2026-03-02 MITCHELL ROBERT BRIAN General Counsel 6,497 $0.00 $0
2026-03-02 DARDEN JAMES MATTHEW Chief Executive Officer 7,358 $0.00 $0
2026-02-27 ZORN REBECCA E Officer 7,463 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
5,994.32
+3.74%
5,778.07
+6.07%
5,447.53
+4.22%
5,226.74
Operating Revenue
5,994.32
+3.74%
5,778.07
+6.07%
5,447.53
+4.22%
5,226.74
Selling General And Administration
408.95
+6.90%
382.55
+15.26%
331.90
-0.92%
334.99
General And Administrative Expense
408.95
+6.90%
382.55
+15.26%
331.90
-0.92%
334.99
Salaries And Wages
231.98
+12.80%
205.66
+10.37%
186.34
-10.28%
207.68
Other Gand A
176.97
+0.05%
176.88
+21.52%
145.56
+14.33%
127.31
Other Operating Expenses
16.36
+8.95%
15.02
-0.11%
15.04
-8.69%
16.47
Total Expenses
4,558.34
+2.40%
4,451.43
+4.66%
4,253.27
+3.12%
4,124.63
EBIT
1,577.20
+8.49%
1,453.73
+12.12%
1,296.58
+8.73%
1,192.51
Total Unusual Items
-17.05
+20.96%
-21.57
-2297.22%
-0.90
+63.94%
-2.50
Total Unusual Items Excluding Goodwill
-17.05
+20.96%
-21.57
-2297.22%
-0.90
+63.94%
-2.50
Special Income Charges
-17.05
+20.96%
-21.57
-2297.22%
-0.90
+63.94%
-2.50
Other Special Charges
17.05
-20.96%
21.57
+2297.22%
0.90
-63.94%
2.50
Net Income
1,161.24
+8.45%
1,070.76
+10.30%
970.75
+8.54%
894.39
Pretax Income
1,435.97
+8.24%
1,326.64
+11.08%
1,194.27
+8.36%
1,102.11
Net Non Operating Interest Income Expense
-141.22
-11.12%
-127.09
-24.22%
-102.32
-13.19%
-90.39
Interest Expense Non Operating
141.22
+11.12%
127.09
+24.22%
102.32
+13.19%
90.39
Net Interest Income
-141.22
-11.12%
-127.09
-24.22%
-102.32
-13.19%
-90.39
Interest Expense
141.22
+11.12%
127.09
+24.22%
102.32
+13.19%
90.39
Other Income Expense
1.69
+376.84%
0.35
+14.94%
0.31
-75.28%
1.25
Tax Provision
274.74
+7.37%
255.88
+14.48%
223.51
+7.60%
207.72
Tax Rate For Calcs
0.00
-1.04%
0.00
+3.21%
0.00
-0.53%
0.00
Tax Effect Of Unusual Items
-3.26
+21.78%
-4.16
-2374.14%
-0.17
+64.13%
-0.47
Net Income Including Noncontrolling Interests
1,161.24
+8.45%
1,070.76
+10.30%
970.75
+8.54%
894.39
Net Income From Continuing Operation Net Minority Interest
1,161.24
+8.45%
1,070.76
+10.30%
970.75
+8.54%
894.39
Net Income From Continuing And Discontinued Operation
1,161.24
+8.45%
1,070.76
+10.30%
970.75
+8.54%
894.39
Net Income Continuous Operations
1,161.24
+8.45%
1,070.76
+10.30%
970.75
+8.54%
894.39
Net Income Discontinuous Operations
Normalized Income
1,175.03
+7.98%
1,088.17
+12.01%
971.49
+8.37%
896.41
Net Income Common Stockholders
1,161.24
+8.45%
1,070.76
+10.30%
970.75
+8.54%
894.39
Diluted EPS
14.07
+17.84%
11.94
+18.57%
10.07
+34.81%
7.47
Basic EPS
14.27
+19.02%
11.99
+17.43%
10.21
+35.23%
7.55
Basic Average Shares
81.38
-8.88%
89.30
-6.07%
95.08
-2.96%
97.97
Diluted Average Shares
82.53
-7.96%
89.66
-6.96%
96.36
-2.65%
98.98
Diluted NI Availto Com Stockholders
1,161.24
+8.45%
1,070.76
+10.30%
970.75
+8.54%
894.39
Loss Adjustment Expense
2,884.29
-0.35%
2,894.44
+1.05%
2,864.25
+1.37%
2,825.43
Net Policyholder Benefits And Claims
2,884.29
-0.35%
2,894.44
+1.05%
2,864.25
+1.37%
2,825.43
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
30,813.69
+5.98%
29,076.18
+3.65%
28,051.50
+7.95%
25,986.80
Cash Cash Equivalents And Short Term Investments
18,048.76
+3.70%
17,405.37
-3.60%
18,055.10
+8.05%
16,710.04
Cash And Cash Equivalents
144.70
-12.47%
165.32
+60.27%
103.16
+11.45%
92.56
Other Short Term Investments
17,904.05
+3.85%
17,240.05
-3.97%
17,951.95
+8.03%
16,617.49
Receivables
768.59
+11.08%
691.91
+9.79%
630.22
+6.97%
589.17
Other Receivables
768.59
+11.08%
691.91
+9.79%
630.22
+6.97%
589.17
Net PPE
370.00
+29.82%
285.00
+18.75%
240.00
+13.21%
212.00
Goodwill And Other Intangible Assets
490.45
+0.00%
490.45
+1.80%
481.79
+0.00%
481.79
Goodwill
490.45
+0.00%
490.45
+1.80%
481.79
+0.00%
481.79
Investments And Advances
17,904.05
+3.85%
17,240.05
-3.97%
17,951.95
+8.03%
16,617.49
Total Liabilities Net Minority Interest
24,839.11
+4.49%
23,770.66
+0.87%
23,564.70
+6.93%
22,037.22
Payables And Accrued Expenses
1,400.46
+10.79%
1,264.09
+25.22%
1,009.51
+6.94%
944.00
Payables
1,400.46
+10.79%
1,264.09
+25.22%
1,009.51
+6.94%
944.00
Accounts Payable
540.83
+1.50%
532.83
+3.49%
514.88
+1.08%
509.36
Total Tax Payable
859.63
+17.56%
731.25
+47.84%
494.64
+13.80%
434.65
Income Tax Payable
859.63
+17.56%
731.25
+47.84%
494.64
+13.80%
434.65
Current Debt And Capital Lease Obligation
304.66
-26.66%
415.40
-14.55%
486.11
+8.24%
449.10
Current Debt
304.66
-26.66%
415.40
-14.55%
486.11
+8.24%
449.10
Other Current Borrowings
0.00
-100.00%
169.55
+2.45%
165.50
Long Term Debt And Capital Lease Obligation
2,320.79
-0.15%
2,324.25
+42.63%
1,629.56
+0.10%
1,627.95
Long Term Debt
2,320.79
-0.15%
2,324.25
+42.63%
1,629.56
+0.10%
1,627.95
Stockholders Equity
5,974.58
+12.61%
5,305.52
+18.25%
4,486.80
+13.60%
3,949.58
Common Stock Equity
5,974.58
+12.61%
5,305.52
+18.25%
4,486.80
+13.60%
3,949.58
Capital Stock
92.22
-5.14%
97.22
-4.89%
102.22
-2.85%
105.22
Common Stock
92.22
-5.14%
97.22
-4.89%
102.22
-2.85%
105.22
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
92.22
-5.14%
97.22
-4.89%
102.22
-2.85%
105.22
Ordinary Shares Number
79.09
-5.82%
83.98
-10.46%
93.79
-3.05%
96.74
Treasury Shares Number
13.13
-0.87%
13.24
+57.12%
8.43
-0.61%
8.48
Additional Paid In Capital
536.36
+1.62%
527.79
-0.88%
532.47
+0.53%
529.66
Retained Earnings
8,546.81
+6.80%
8,002.52
+7.00%
7,478.81
+8.47%
6,894.53
Gains Losses Not Affecting Retained Earnings
-1,771.44
+12.72%
-2,029.72
+26.79%
-2,772.42
+0.64%
-2,790.31
Treasury Stock
1,429.37
+10.61%
1,292.29
+51.27%
854.28
+8.20%
789.52
Other Equity Adjustments
-1,771.44
+12.72%
-2,029.72
+26.79%
-2,772.42
+0.64%
-2,790.31
Total Equity Gross Minority Interest
5,974.58
+12.61%
5,305.52
+18.25%
4,486.80
+13.60%
3,949.58
Total Capitalization
8,295.37
+8.72%
7,629.77
+24.74%
6,116.36
+9.66%
5,577.53
Invested Capital
8,600.03
+6.90%
8,045.17
+21.85%
6,602.48
+9.55%
6,026.63
Total Debt
2,625.45
-4.17%
2,739.65
+29.49%
2,115.67
+1.86%
2,077.05
Net Debt
2,480.74
-3.64%
2,574.33
+27.92%
2,012.52
+1.41%
1,984.50
Net Tangible Assets
5,484.13
+13.90%
4,815.07
+20.23%
4,005.01
+15.49%
3,467.79
Tangible Book Value
5,484.13
+13.90%
4,815.07
+20.23%
4,005.01
+15.49%
3,467.79
Commercial Paper
304.66
-26.66%
415.40
+31.22%
316.56
+11.62%
283.60
Current Notes Payable
165.50
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
1,396.39
-0.43%
1,402.44
-5.40%
1,482.42
+4.24%
1,422.19
Cash Flow From Continuing Operating Activities
1,396.39
-0.43%
1,402.44
-5.40%
1,482.42
+4.24%
1,422.19
Cash From Discontinued Operating Activities
Net Income From Continuing Operations
1,161.24
+8.45%
1,070.76
+10.30%
970.75
+8.54%
894.39
Other Non Cash Items
-0.62
+96.47%
-17.58
+29.10%
-24.80
-155.75%
44.48
Operating Gains Losses
27.79
+14.88%
24.19
-63.17%
65.68
-14.20%
76.55
Gain Loss On Investment Securities
27.79
+14.88%
24.19
-63.17%
65.68
-14.20%
76.55
Change In Working Capital
702.15
-15.26%
828.62
-11.97%
941.26
+6.13%
886.90
Change In Payables And Accrued Expense
98.89
+26.89%
77.93
-23.18%
101.45
+10.47%
91.83
Change In Payable
98.89
+26.89%
77.93
-23.18%
101.45
+10.47%
91.83
Investing Cash Flow
-643.62
-0.33%
-641.52
+30.73%
-926.15
+1.79%
-943.01
Cash Flow From Continuing Investing Activities
-643.62
-0.33%
-641.52
+30.73%
-926.15
+1.79%
-943.01
Net PPE Purchase And Sale
-142.48
-100.55%
-71.05
-43.37%
-49.55
-77.42%
-27.93
Purchase Of PPE
-142.48
-100.55%
-71.05
-43.37%
-49.55
-77.42%
-27.93
Capital Expenditure
-142.48
-100.55%
-71.05
-43.37%
-49.55
-77.42%
-27.93
Net Investment Purchase And Sale
-385.33
+5.42%
-407.41
+43.39%
-719.62
+14.88%
-845.45
Purchase Of Investment
-1,451.08
+22.50%
-1,872.45
-6.60%
-1,756.47
-0.48%
-1,748.12
Sale Of Investment
1,065.75
-27.25%
1,465.04
+41.30%
1,036.85
+14.86%
902.67
Net Other Investing Changes
0.10
Financing Cash Flow
-768.05
-7.29%
-715.84
-32.20%
-541.49
-9.96%
-492.45
Cash Flow From Continuing Financing Activities
-768.05
-7.29%
-715.84
-32.20%
-541.49
-9.96%
-492.45
Net Issuance Payments Of Debt
-110.75
-117.61%
628.84
+1583.68%
37.35
-31.09%
54.20
Issuance Of Debt
590.25
-41.83%
1,014.73
+399.96%
202.96
-18.98%
250.49
Repayment Of Debt
-700.99
-81.66%
-385.89
-133.01%
-165.61
+15.63%
-196.29
Long Term Debt Issuance
0.00
-100.00%
530.00
+211.76%
170.00
-32.13%
250.49
Long Term Debt Payments
0.00
0.00
+100.00%
-165.61
-10.41%
-150.00
Net Long Term Debt Issuance
530.00
+11978.40%
4.39
-95.63%
100.49
Short Term Debt Issuance
590.25
+21.77%
484.73
+1370.60%
32.96
0.00
Short Term Debt Payments
-700.99
-81.66%
-385.89
0.00
+100.00%
-46.29
Net Short Term Debt Issuance
-110.75
-212.05%
98.84
+199.86%
32.96
+171.21%
-46.29
Net Common Stock Issuance
-716.53
+24.60%
-950.32
-139.36%
-397.02
-14.07%
-348.05
Common Stock Payments
-880.98
+12.09%
-1,002.11
-96.07%
-511.10
-12.42%
-454.64
Common Stock Dividend Paid
-86.07
-0.68%
-85.48
-1.63%
-84.12
-4.43%
-80.55
Cash Dividends Paid
-86.07
-0.68%
-85.48
-1.63%
-84.12
-4.43%
-80.55
Repurchase Of Capital Stock
-880.98
+12.09%
-1,002.11
-96.07%
-511.10
-12.42%
-454.64
Net Other Financing Charges
145.29
+147.04%
-308.86
-216.14%
-97.70
+17.25%
-118.06
Changes In Cash
-15.28
-133.89%
45.09
+204.88%
14.79
+211.41%
-13.27
Effect Of Exchange Rate Changes
-5.34
-131.28%
17.08
+507.44%
-4.19
-130.67%
13.67
Beginning Cash Position
165.32
+60.27%
103.16
+11.45%
92.56
+0.43%
92.16
End Cash Position
144.70
-12.47%
165.32
+60.27%
103.16
+11.45%
92.56
Free Cash Flow
1,253.91
-5.82%
1,331.39
-7.08%
1,432.87
+2.77%
1,394.27
Interest Paid Supplemental Data
144.68
+23.67%
116.99
+17.53%
99.55
+12.08%
88.81
Income Tax Paid Supplemental Data
175.91
+0.29%
175.40
+44.92%
121.03
+5.35%
114.89
Amortization Of Securities
-494.16
+1.86%
-503.54
-7.03%
-470.47
+2.01%
-480.12
Change In Income Tax Payable
98.89
+26.89%
77.93
-23.18%
101.45
+10.47%
91.83
Change In Tax Payable
98.89
+26.89%
77.93
-23.18%
101.45
+10.47%
91.83
Common Stock Issuance
164.45
+217.55%
51.79
-54.61%
114.08
+7.02%
106.59
Issuance Of Capital Stock
164.45
+217.55%
51.79
-54.61%
114.08
+7.02%
106.59
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Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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