GOCO Chart
About

GoHealth, Inc. operates as a health insurance marketplace and Medicare-focused digital health company in the United States. The company operates a technology platform that leverages machine-learning algorithms of insurance purchasing behavior to reimagine the process of matching a health plan for a consumer's specific needs. It also provides Medicare plans, including Medicare advantage, Medicare supplement, prescription drug plans, and special needs plans. In addition, the company offers partner marketing services. It sells its products through internal and external agencies, as well as its platform. The company was founded in 2001 and is headquartered in Chicago, Illinois.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Insurance Brokers Market Cap 51.97M
Enterprise Value 594.57M Income -202.88M Sales 738.34M
Book/sh 4.25 Cash/sh 1.99 Dividend Yield —
Payout 0.00% Employees 2261 IPO —
P/E — Forward P/E -0.46 PEG —
P/S 0.07 P/B 0.43 P/C —
EV/EBITDA 10.13 EV/Sales 0.81 Quick Ratio 1.57
Current Ratio 1.64 Debt/Eq 1259.33 LT Debt/Eq —
EPS (ttm) -16.66 EPS next Y -3.91 EPS Growth —
Revenue Growth -71.10% Earnings 2026-03-10 ROA -2.10%
ROE -171.08% ROIC — Gross Margin 80.50%
Oper. Margin -239.14% Profit Margin -26.96% Shs Outstand 16.09M
Shs Float 9.90M Short Float 4.31% Short Ratio 11.94
Short Interest — 52W High 14.89 52W Low 1.31
Beta 1.73 Avg Volume 52.52K Volume 54.40K
Target Price $7.70 Recom None Prev Close $1.72
Price $1.81 Change 5.23%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$7.70
Mean price target
2. Current target
$1.81
Latest analyst target
3. DCF / Fair value
$49.05
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$1.81
Low
$4.50
High
$10.00
Mean
$7.70

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-11-26 main RBC Capital Sector Perform → Sector Perform $5
2025-11-19 down William Blair Outperform → Market Perform —
2025-08-28 main RBC Capital Sector Perform → Sector Perform $12
2025-05-19 reit RBC Capital Sector Perform → Sector Perform $18
2024-03-20 main RBC Capital Sector Perform → Sector Perform $13
2023-04-04 main Credit Suisse — → Underperform $9
2023-03-17 main RBC Capital — → Sector Perform $14
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 218551 — — Stock Award(Grant) at price 0.00 per share. KOTTE VIJAY Chief Executive Officer — 2025-08-07 00:00:00 D
1 500000 — — Stock Award(Grant) at price 0.00 per share. KOTTE VIJAY Chief Executive Officer — 2025-04-03 00:00:00 D
2 185000 — — Stock Award(Grant) at price 0.00 per share. KOTTE VIJAY Chief Executive Officer — 2025-04-01 00:00:00 D
3 100000 — — Stock Award(Grant) at price 0.00 per share. HARGIS MIKE Chief Operating Officer — 2025-04-01 00:00:00 D
4 100000 — — Stock Award(Grant) at price 0.00 per share. BURD BRAD Officer — 2025-04-01 00:00:00 D
5 100000 — — Stock Award(Grant) at price 0.00 per share. SHANAHAN BRENDAN RICHARD Chief Financial Officer — 2025-04-01 00:00:00 D
6 150000 — — Stock Award(Grant) at price 0.00 per share. SHANAHAN BRENDAN RICHARD Chief Financial Officer — 2024-11-01 00:00:00 D
7 9906 138486 — Stock Award(Grant) at price 13.98 per share. WHEATLEY TIMOTHY ALAN Director — 2024-07-17 00:00:00 D
8 25000 — — Stock Award(Grant) at price 0.00 per share. O'HALLORAN KATHERINE M Chief Financial Officer — 2024-06-14 00:00:00 D
9 24342 249992 — Stock Award(Grant) at price 10.27 per share. FISHER DAVID A. Director — 2024-06-12 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems15.55M-2.66M-7.88M0.00
TaxRateForCalcs0.210.210.210.00
NormalizedEBITDA99.68M36.79M-174.02M6.34M
TotalUnusualItems74.03M-12.69M-37.53M-399.55M
TotalUnusualItemsExcludingGoodwill74.03M-12.69M-37.53M-399.55M
NetIncomeFromContinuingOperationNetMinorityInterest-2.93M-63.26M-148.71M-189.36M
ReconciledDepreciation105.89M105.75M107.00M107.51M
ReconciledCostOfRevenue118.78M147.27M174.72M225.88M
EBITDA173.71M24.10M-211.55M-393.21M
EBIT67.82M-81.64M-318.55M-500.71M
NetInterestIncome-72.87M-69.47M-57.07M-33.51M
InterestExpense72.87M69.47M57.07M33.51M
NormalizedIncome-61.41M-53.23M-119.06M210.19M
NetIncomeFromContinuingAndDiscontinuedOperation-2.93M-63.26M-148.71M-189.36M
TotalExpenses805.94M803.66M912.81M1.16B
TotalOperatingIncomeAsReported-7.05M-81.68M-318.67M-489.45M
DilutedAverageShares9.98M9.29M8.45M7.07M
BasicAverageShares9.98M9.29M8.45M7.07M
DilutedEPS-0.66-7.19-17.72-26.85
BasicEPS-0.66-7.19-17.72-26.85
DilutedNIAvailtoComStockholders-6.59M-66.82M-149.65M-189.36M
NetIncomeCommonStockholders-6.59M-66.82M-149.65M-189.36M
OtherunderPreferredStockDividend0.000.00
PreferredStockDividends3.66M3.57M943.00K
NetIncome-2.93M-63.26M-148.71M-189.36M
MinorityInterests4.39M88.01M227.68M344.84M
NetIncomeIncludingNoncontrollingInterests-7.32M-151.27M-376.38M-534.19M
NetIncomeContinuousOperations-7.32M-151.27M-376.38M-534.19M
TaxProvision2.27M154.00K764.00K-24.00K
PretaxIncome-5.05M-151.12M-375.62M-534.22M
OtherIncomeExpense74.86M-12.65M-37.41M-398.88M
OtherNonOperatingIncomeExpenses834.00K37.00K115.00K669.00K
SpecialIncomeCharges74.03M-12.69M-37.53M-399.55M
OtherSpecialCharges10.46M11.94M
ImpairmentOfCapitalAssets0.0012.69M25.34M387.62M
RestructuringAndMergernAcquisition-84.49M0.0012.18M0.00
NetNonOperatingInterestIncomeExpense-72.87M-69.47M-57.07M-33.51M
InterestExpenseNonOperating72.87M69.47M57.07M33.51M
OperatingIncome-7.05M-68.99M-281.14M-101.83M
OperatingExpense675.33M644.70M725.14M924.91M
OtherOperatingExpenses263.46M252.54M307.00M367.53M
DepreciationAmortizationDepletionIncomeStatement94.06M94.06M94.06M94.06M
DepreciationAndAmortizationInIncomeStatement94.06M94.06M94.06M94.06M
Amortization94.06M94.06M94.06M94.06M
AmortizationOfIntangiblesIncomeStatement94.06M94.06M94.06M94.06M
SellingGeneralAndAdministration317.81M298.11M324.09M463.32M
SellingAndMarketingExpense235.70M205.04M207.56M365.14M
GeneralAndAdministrativeExpense82.12M93.07M116.53M98.18M
OtherGandA82.12M93.07M116.53M98.18M
GrossProfit668.28M575.71M444.00M823.08M
CostOfRevenue130.61M158.96M187.67M239.34M
TotalRevenue798.89M734.67M631.67M1.06B
OperatingRevenue793.97M715.60M537.05M898.17M
Line Item2024-12-312023-12-312022-12-31
TreasurySharesNumber322.00K173.00K13.00K
OrdinarySharesNumber10.29M9.65M8.95M7.70M
ShareIssued10.61M9.82M8.96M7.70M
NetDebt446.44M406.90M493.62M586.02M
TotalDebt527.97M543.05M557.42M696.29M
TangibleBookValue-60.66M-165.54M-231.85M-241.57M
InvestedCapital729.20M728.72M778.84M1.02B
WorkingCapital62.36M106.43M149.10M211.93M
NetTangibleAssets-7.70M-116.24M-182.55M-241.57M
CapitalLeaseObligations40.60M45.34M47.34M25.90M
CommonStockEquity241.84M231.01M268.76M353.10M
PreferredStockEquity52.96M49.30M49.30M
TotalCapitalization742.67M703.02M822.87M1.02B
TotalEquityGrossMinorityInterest458.40M454.95M591.70M892.49M
MinorityInterest163.60M174.64M273.64M539.39M
StockholdersEquity294.80M280.32M318.06M353.10M
GainsLossesNotAffectingRetainedEarnings-151.00K-127.00K-144.00K-59.00K
OtherEquityAdjustments-151.00K-127.00K-144.00K-59.00K
TreasuryStock4.15M2.64M345.00K0.00
RetainedEarnings-423.21M-420.28M-357.02M-208.32M
AdditionalPaidInCapital669.35M654.06M626.27M561.48M
CapitalStock52.96M49.30M49.30M2.00K
CommonStock2.00K2.00K2.00K2.00K
PreferredStock52.96M49.30M49.30M0.00
TotalLiabilitiesNetMinorityInterest1.03B1.04B1.07B1.18B
TotalNonCurrentLiabilitiesNetMinorityInterest691.97M674.60M802.13M959.29M
OtherNonCurrentLiabilities9.20M9.10M5.84M
TradeandOtherPayablesNonCurrent177.66M203.25M253.12M274.40M
NonCurrentDeferredLiabilities22.35M0.00
NonCurrentDeferredTaxesLiabilities22.35M0.00
LongTermDebtAndCapitalLeaseObligation482.76M462.25M543.18M684.89M
LongTermCapitalLeaseObligation34.90M39.55M38.37M19.78M
LongTermDebt447.87M422.70M504.81M665.12M
CurrentLiabilities338.05M370.01M265.45M217.07M
OtherCurrentLiabilities4.42M5.59M10.11M8.34M
CurrentDeferredLiabilities53.72M52.40M50.59M536.00K
CurrentDeferredRevenue53.72M52.40M50.59M536.00K
CurrentDebtAndCapitalLeaseObligation45.20M80.80M14.24M11.40M
CurrentCapitalLeaseObligation5.71M5.80M8.97M6.13M
CurrentDebt39.50M75.00M5.27M5.27M
OtherCurrentBorrowings39.50M75.00M5.27M5.27M
PayablesAndAccruedExpenses234.71M231.22M190.50M196.79M
CurrentAccruedExpenses121.35M86.25M53.33M52.79M
InterestPayable9.50M11.11M179.00K2.99M
Payables113.36M144.97M137.17M144.00M
AccountsPayable113.36M144.97M137.17M144.00M
TotalAssets1.49B1.50B1.66B2.07B
TotalNonCurrentAssets1.09B1.02B1.24B1.64B
OtherNonCurrentAssets3.72M2.26M1.72M3.61M
NonCurrentAccountsReceivable733.16M575.48M695.64M993.84M
GoodwillAndOtherIntangibleAssets302.50M396.55M500.61M594.67M
OtherIntangibleAssets302.50M396.55M500.61M594.67M
Goodwill0.00
NetPPE48.64M48.84M46.77M47.73M
AccumulatedDepreciation-28.21M-29.11M-18.26M-10.33M
GrossPPE76.85M77.95M65.03M58.06M
Leases10.32M11.81M9.34M3.16M
OtherProperties19.32M22.00M21.48M23.46M
MachineryFurnitureEquipment47.21M44.15M34.20M31.44M
Properties0.000.000.000.00
CurrentAssets400.41M476.44M414.56M429.00M
OtherCurrentAssets34.64M49.17M57.59M58.70M
PrepaidAssets58.70M
Receivables324.85M336.46M340.50M285.94M
DuefromRelatedPartiesCurrent0.00
AccountsReceivable324.85M336.46M340.50M285.94M
AllowanceForDoubtfulAccountsReceivable-1.00K-27.00K-89.00K-558.00K
GrossAccountsReceivable324.85M336.49M340.59M286.50M
CashCashEquivalentsAndShortTermInvestments40.92M90.81M16.46M84.36M
CashAndCashEquivalents40.92M90.81M16.46M84.36M
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-35.34M95.41M47.39M-318.81M
RepurchaseOfCapitalStock-1.51M-2.29M-345.00K0.00
RepaymentOfDebt-556.05M-15.34M-160.37M-299.29M
IssuanceOfDebt558.25M0.000.00565.00M
IssuanceOfCapitalStock0.000.0050.00M0.00
CapitalExpenditure-13.73M-13.73M-13.51M-19.80M
InterestPaidSupplementalData65.53M55.34M56.92M28.24M
IncomeTaxPaidSupplementalData416.00K548.00K486.00K879.00K
EndCashPosition40.92M90.81M16.46M84.36M
BeginningCashPosition90.81M16.46M84.36M144.23M
EffectOfExchangeRateChanges-55.00K42.00K-238.00K-155.00K
ChangesInCash-49.83M74.30M-67.66M-59.72M
FinancingCashFlow-32.03M-21.11M-115.05M259.09M
CashFlowFromContinuingFinancingActivities-32.03M-21.11M-115.05M259.09M
NetOtherFinancingCharges-33.13M-4.34M-6.62M
ProceedsFromStockOptionExercised399.00K91.00K5.00K0.00
CashDividendsPaid0.00-3.57M0.000.00
PreferredStockDividendPaid0.00-3.57M0.000.00
NetPreferredStockIssuance0.000.0050.00M0.00
PreferredStockPayments0.000.00
PreferredStockIssuance0.000.0050.00M0.00
NetCommonStockIssuance-1.51M-2.29M-345.00K0.00
CommonStockPayments-1.51M-2.29M-345.00K0.00
CommonStockIssuance0.000.00
NetIssuancePaymentsOfDebt2.20M-15.34M-160.37M265.71M
NetLongTermDebtIssuance2.20M-15.34M-160.37M265.71M
LongTermDebtPayments-556.05M-15.34M-160.37M-299.29M
LongTermDebtIssuance558.25M0.000.00565.00M
InvestingCashFlow3.81M-13.73M-13.51M-19.80M
CashFlowFromContinuingInvestingActivities3.81M-13.73M-13.51M-19.80M
NetBusinessPurchaseAndSale17.54M0.000.000.00
SaleOfBusiness17.54M0.000.00
PurchaseOfBusiness0.00
NetPPEPurchaseAndSale-13.73M-13.73M-13.51M-19.80M
PurchaseOfPPE-13.73M-13.73M-13.51M-19.80M
OperatingCashFlow-21.61M109.14M60.90M-299.01M
CashFlowFromContinuingOperatingActivities-21.61M109.14M60.90M-299.01M
ChangeInWorkingCapital-74.90M116.12M270.16M-306.42M
ChangeInOtherWorkingCapital1.32M1.81M50.06M-200.00K
ChangeInOtherCurrentLiabilities-14.66M-5.82M886.00K-5.61M
ChangeInPayablesAndAccruedExpense-22.98M-12.48M-26.77M173.71M
ChangeInAccruedExpense27.64M32.92M546.00K25.75M
ChangeInPayable-50.62M-45.40M-27.32M147.97M
ChangeInAccountPayable-50.62M-45.40M-27.32M147.97M
ChangeInPrepaidAssets14.95M7.51M2.14M-18.61M
ChangeInReceivables-53.53M125.09M243.85M-455.71M
ChangesInAccountReceivables-53.53M125.09M243.85M-455.71M
OtherNonCashItems-71.50M6.31M7.64M7.25M
StockBasedCompensation11.28M19.55M27.14M27.30M
AssetImpairmentCharge0.0012.69M25.34M387.62M
DeferredTax4.48M0.000.00
DeferredIncomeTax4.48M0.000.00
DepreciationAmortizationDepletion105.89M105.75M107.00M107.51M
DepreciationAndAmortization105.89M105.75M107.00M107.51M
AmortizationCashFlow94.06M94.06M94.06M94.06M
AmortizationOfIntangibles94.06M94.06M94.06M94.06M
Depreciation11.83M11.69M12.95M13.45M
OperatingGainsLosses10.46M11.94M
NetIncomeFromContinuingOperations-7.32M-151.27M-376.38M-534.19M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for GOCO
Date User Asset Broker Type Position Size Entry Price Patterns