Symbols / HIPO
HIPO Chart
About
Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. It operates three segments: Services, Insurance-as-a-Service, and Hippo Home Insurance Program. The company's insurance products include homeowners' insurance against risks of fire, wind, and theft, as well as other personal lines policies from third party carriers; personal and commercial; and auto, flood, earthquake, pet, and other insurance products. It also offers service contracts, home health check-ups, and home care advice. The company distributes insurance products and services through its technology platforms and website, as well as operates licensed insurance agencies. Hippo Holdings Inc. is headquartered in San Jose, California.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Insurance - Property & C | Market Cap | 750.55M |
| Enterprise Value | 361.72M | Income | 95.90M | Sales | 450.00M |
| Book/sh | 16.64 | Cash/sh | 16.67 | Dividend Yield | — |
| Payout | 0.00% | Employees | 478 | IPO | — |
| P/E | 7.86 | Forward P/E | 51.97 | PEG | — |
| P/S | 1.67 | P/B | 1.78 | P/C | — |
| EV/EBITDA | -13.01 | EV/Sales | 0.80 | Quick Ratio | 0.58 |
| Current Ratio | 1.09 | Debt/Eq | 12.62 | LT Debt/Eq | — |
| EPS (ttm) | 3.77 | EPS next Y | 0.57 | EPS Growth | — |
| Revenue Growth | 26.20% | Earnings | 2026-02-25 | ROA | -1.17% |
| ROE | 27.54% | ROIC | — | Gross Margin | 49.16% |
| Oper. Margin | 6.39% | Profit Margin | 21.31% | Shs Outstand | 25.34M |
| Shs Float | 20.17M | Short Float | 2.80% | Short Ratio | 4.41 |
| Short Interest | — | 52W High | 38.98 | 52W Low | 19.92 |
| Beta | 1.58 | Avg Volume | 151.59K | Volume | 54.06K |
| Target Price | $39.67 | Recom | None | Prev Close | $28.85 |
| Price | $29.62 | Change | 2.69% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$39.67
Mean price target
2. Current target
$29.63
Latest analyst target
3. DCF / Fair value
$11.13
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$29.63
Low
$34.00
High
$45.00
Mean
$39.67
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2025-12-10 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $34 |
| 2025-10-14 | main | JMP Securities | Market Outperform → Market Outperform | $45 |
| 2025-08-07 | main | B. Riley Securities | Buy → Buy | $41 |
| 2025-08-07 | main | JMP Securities | Market Outperform → Market Outperform | $40 |
| 2025-07-01 | init | B. Riley Securities | — → Buy | $35 |
| 2025-04-22 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $26 |
| 2025-04-11 | main | Jefferies | Buy → Buy | $30 |
| 2024-11-22 | main | JMP Securities | Market Outperform → Market Outperform | $35 |
| 2024-10-09 | main | Jefferies | Buy → Buy | $28 |
| 2024-08-19 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $21 |
| 2024-07-22 | down | Keefe, Bruyette & Woods | Outperform → Market Perform | $20 |
| 2024-05-10 | reit | Keefe, Bruyette & Woods | Outperform → Outperform | $22 |
| 2024-04-15 | reit | JMP Securities | Market Outperform → Market Outperform | $25 |
| 2024-03-12 | reit | JMP Securities | Market Outperform → Market Outperform | $25 |
| 2024-03-11 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $21 |
| 2023-11-15 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $16 |
| 2023-11-03 | main | Goldman Sachs | Neutral → Neutral | $11 |
| 2023-10-13 | main | JMP Securities | Market Outperform → Market Outperform | $25 |
| 2023-08-17 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $19 |
| 2023-08-11 | init | William Blair | — → Market Perform | — |
- (HIPO) and the Role of Price-Sensitive Allocations - Stock Traders Daily Wed, 25 Feb 2026 07
- Hippo Reports Fourth Quarter 2025 Financial Results - Yahoo Finance Wed, 25 Feb 2026 12
- HIPO: Premium growth, profitability, and diversification drove improved results and positive outlook - TradingView Wed, 25 Feb 2026 11
- Earnings To Watch: Hippo Holdings Inc (HIPO) Reports Q4 2025 Res - GuruFocus ue, 24 Feb 2026 20
- Earnings call transcript: Hippo Holdings Q4 2025 shows strong growth and diversification - Investing.com India Wed, 25 Feb 2026 14
- Hippo Holdings (HIPO) executive disposes shares for tax withholding in Form 4 - Stock Titan hu, 19 Feb 2026 00
- Insider Selling: Hippo (NYSE:HIPO) CEO Sells 6,105 Shares of Stock - MarketBeat hu, 19 Feb 2026 01
- Hippo Reports Second Quarter 2025 Financial Results - PR Newswire Wed, 06 Aug 2025 07
- Insider Sale: Chief Financial Officer of $HIPO Sells 100 Shares - Quiver Quantitative Wed, 19 Nov 2025 08
- Hippo Holdings Inc expected to post earnings of 12 cents a share - Earnings Preview - TradingView Mon, 23 Feb 2026 13
- Owning 43% shares,institutional owners seem interested in Hippo Holdings Inc. (NYSE:HIPO), - Yahoo Finance Mon, 05 Jan 2026 08
- Hippo Holdings beats Q4 estimates but guides below views By Investing.com - Investing.com Canada Wed, 25 Feb 2026 12
- Hippo (NYSE:HIPO) CEO Sells $145,700.00 in Stock - MarketBeat Wed, 11 Feb 2026 08
- Hippo Releases Fourth Annual Housepower Report - PR Newswire hu, 15 Jan 2026 08
- Hippo Holdings Inc. (HIPO) Q3 Earnings and Revenues Beat Estimates - Yahoo Finance Wed, 05 Nov 2025 08
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 6105 | 174391 | — | Sale at price 28.57 per share. | OSTERGAARD TORBEN | Officer | — | 2026-02-17 00:00:00 | D |
| 1 | 5000 | 145700 | — | Sale at price 29.14 per share. | MCCATHRON RICHARD LYN | Chief Executive Officer | — | 2026-02-09 00:00:00 | D |
| 2 | 5000 | 157600 | — | Sale at price 31.52 per share. | MCCATHRON RICHARD LYN | Chief Executive Officer | — | 2026-01-09 00:00:00 | D |
| 3 | 3900 | 121366 | — | Sale at price 31.12 per share. | STIENSTRA MICHAEL | Officer | — | 2025-12-22 00:00:00 | D |
| 4 | 4935 | — | — | Stock Gift at price 0.00 per share. | NICHOLS JOHN DRAKE JR. | Director | — | 2025-12-18 00:00:00 | D |
| 5 | 5000 | 149100 | — | Sale at price 29.82 per share. | MCCATHRON RICHARD LYN | Chief Executive Officer | — | 2025-12-09 00:00:00 | D |
| 6 | 3645 | 116592 | — | Sale at price 31.96 - 32.63 per share. | OSTERGAARD TORBEN | Officer | — | 2025-11-21 00:00:00 | D |
| 7 | 1819 | 58494 | — | Sale at price 32.12 - 32.74 per share. | ZELTSER GUY | Chief Financial Officer | — | 2025-11-18 00:00:00 | D |
| 8 | 665 | 20868 | — | Purchase at price 31.38 per share. | ZELTSER GUY | Chief Financial Officer | — | 2025-11-14 00:00:00 | D |
| 9 | 2502 | — | — | Stock Award(Grant) at price 0.00 per share. | HAY LAURA J | Director | — | 2025-10-01 00:00:00 | D |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 10.67M | -1.16M | -11.61M | 12.69M |
| TaxRateForCalcs | 0.21 | 0.21 | 0.21 | 0.27 |
| TotalUnusualItems | 50.80M | -5.50M | -55.30M | 47.00M |
| TotalUnusualItemsExcludingGoodwill | 50.80M | -5.50M | -55.30M | 47.00M |
| NetIncomeFromContinuingOperationNetMinorityInterest | -40.50M | -273.10M | -333.40M | -371.40M |
| ReconciledDepreciation | 23.20M | 19.80M | 15.20M | 11.00M |
| EBIT | -168.30M | |||
| NetInterestIncome | 2.50M | -198.90M | ||
| InterestExpense | 198.90M | |||
| InterestIncome | 9.90M | 7.30M | 2.40M | 0.00 |
| NormalizedIncome | -80.63M | -268.75M | -289.71M | -405.71M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -40.50M | -273.10M | -333.40M | -371.40M |
| TotalExpenses | 399.50M | 472.20M | 444.90M | 458.40M |
| DilutedAverageShares | 24.70M | 23.58M | 22.75M | 10.89M |
| BasicAverageShares | 24.70M | 23.58M | 22.75M | 10.89M |
| DilutedEPS | -1.64 | -11.58 | -14.66 | -34.11 |
| BasicEPS | -1.64 | -11.58 | -14.66 | -34.11 |
| DilutedNIAvailtoComStockholders | -40.50M | -273.10M | -333.40M | -371.40M |
| NetIncomeCommonStockholders | -40.50M | -273.10M | -333.40M | -371.40M |
| NetIncome | -40.50M | -273.10M | -333.40M | -371.40M |
| MinorityInterests | -11.90M | -10.10M | -6.90M | -3.50M |
| NetIncomeIncludingNoncontrollingInterests | -28.60M | -263.00M | -326.50M | -367.90M |
| NetIncomeContinuousOperations | -28.60M | -263.00M | -326.50M | -367.90M |
| TaxProvision | 1.20M | 500.00K | 1.30M | 700.00K |
| PretaxIncome | -27.40M | -262.50M | -325.20M | -367.20M |
| SpecialIncomeCharges | 50.80M | -5.50M | -55.30M | 47.00M |
| OtherSpecialCharges | -54.40M | -47.00M | ||
| ImpairmentOfCapitalAssets | 3.60M | 5.50M | 55.30M | 0.00 |
| NetNonOperatingInterestIncomeExpense | 2.50M | -198.90M | ||
| InterestExpenseNonOperating | 198.90M | |||
| OtherOperatingExpenses | 30.60M | 46.20M | 55.00M | 36.20M |
| DepreciationAndAmortizationInIncomeStatement | 13.10M | 9.00M | 4.90M | |
| Amortization | 13.10M | 9.00M | 4.90M | |
| SellingGeneralAndAdministration | 121.90M | 159.70M | 173.30M | 151.40M |
| SellingAndMarketingExpense | 51.20M | 80.10M | 101.80M | 95.00M |
| GeneralAndAdministrativeExpense | 70.70M | 79.60M | 71.50M | 56.40M |
| OtherGandA | 70.70M | 79.60M | 71.50M | 49.20M |
| SalariesAndWages | 12.50M | 12.50M | 7.20M | |
| TotalRevenue | 372.10M | 209.70M | 119.70M | 91.20M |
| OperatingRevenue | 372.10M | 209.70M | 119.70M | 91.20M |
| LossAdjustmentExpense | 297.80M | 260.80M | 161.30M | 92.00M |
| NetPolicyholderBenefitsAndClaims | 297.80M | 260.80M | 161.30M | 92.00M |
| PolicyholderBenefitsGross | 539.10M | 622.60M | 469.60M | 523.00M |
| PolicyholderBenefitsCeded | 241.30M | 361.80M | 308.30M | 431.00M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| OrdinarySharesNumber | 24.87M | 24.15M | 23.20M | 22.60M |
| ShareIssued | 24.87M | 24.15M | 23.20M | 22.60M |
| TotalDebt | 10.00M | 14.80M | 28.90M | |
| TangibleBookValue | 297.00M | 302.20M | 524.20M | 748.00M |
| InvestedCapital | 362.10M | 377.90M | 589.90M | 859.60M |
| NetTangibleAssets | 297.00M | 302.20M | 524.20M | 748.00M |
| CapitalLeaseObligations | 10.00M | 14.80M | 28.90M | |
| CommonStockEquity | 362.10M | 377.90M | 589.90M | 859.60M |
| TotalCapitalization | 362.10M | 377.90M | 589.90M | 859.60M |
| TotalEquityGrossMinorityInterest | 365.20M | 384.70M | 593.50M | 861.70M |
| MinorityInterest | 3.10M | 6.80M | 3.60M | 2.10M |
| StockholdersEquity | 362.10M | 377.90M | 589.90M | 859.60M |
| GainsLossesNotAffectingRetainedEarnings | -2.70M | -2.90M | -7.00M | -700.00K |
| OtherEquityAdjustments | -2.70M | -2.90M | -7.00M | -700.00K |
| RetainedEarnings | -1.27B | -1.23B | -961.10M | -628.00M |
| AdditionalPaidInCapital | 1.64B | 1.62B | 1.56B | 1.49B |
| CapitalStock | 0.00 | 0.00 | 0.00 | 0.00 |
| CommonStock | 0.00 | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 1.18B | 1.14B | 975.40M | 781.00M |
| PreferredSecuritiesOutsideStockEquity | 0.00 | |||
| DerivativeProductLiabilities | 4.30M | |||
| EmployeeBenefits | 5.80M | 7.30M | 6.20M | 8.50M |
| NonCurrentDeferredLiabilities | 8.00M | 13.60M | 21.20M | 19.90M |
| NonCurrentDeferredRevenue | 8.00M | 13.60M | 21.20M | 19.90M |
| LongTermDebtAndCapitalLeaseObligation | 10.00M | 14.80M | 28.90M | |
| LongTermCapitalLeaseObligation | 10.00M | 14.80M | 28.90M | |
| LongTermProvisions | 34.30M | 24.70M | 5.00M | 12.30M |
| PayablesAndAccruedExpenses | 267.90M | 286.40M | 234.80M | 182.60M |
| CurrentAccruedExpenses | 7.30M | 6.20M | 8.50M | |
| Payables | 267.90M | 286.40M | 234.80M | 182.60M |
| TotalTaxPayable | 5.80M | |||
| IncomeTaxPayable | 5.80M | |||
| AccountsPayable | 267.90M | 286.40M | 234.80M | 182.60M |
| TotalAssets | 1.54B | 1.52B | 1.57B | 1.64B |
| InvestmentsAndAdvances | 373.30M | 348.80M | 445.90M | 64.00M |
| GoodwillAndOtherIntangibleAssets | 65.10M | 75.70M | 65.70M | 111.60M |
| OtherIntangibleAssets | 65.10M | 75.70M | 65.70M | 58.10M |
| Goodwill | 0.00 | 53.50M | ||
| NetPPE | 37.70M | 45.50M | 33.00M | |
| PrepaidAssets | 280.80M | 346.90M | 327.30M | 231.60M |
| Receivables | 532.60M | 505.90M | 448.30M | 365.00M |
| OtherReceivables | 79.50M | 73.80M | 45.80M | 41.60M |
| AccountsReceivable | 453.10M | 432.10M | 402.50M | 323.40M |
| CashCashEquivalentsAndShortTermInvestments | 570.90M | 490.90M | 640.40M | 784.70M |
| OtherShortTermInvestments | 373.30M | 348.80M | 445.90M | 9.10M |
| CashAndCashEquivalents | 197.60M | 142.10M | 194.50M | 775.60M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 35.50M | -139.10M | -181.20M | -141.90M |
| RepurchaseOfCapitalStock | -15.60M | -1.80M | 0.00 | |
| IssuanceOfDebt | 0.00 | |||
| IssuanceOfCapitalStock | 6.70M | 2.80M | 4.10M | 0.00 |
| CapitalExpenditure | -12.00M | -46.70M | -19.70M | -17.40M |
| EndCashPosition | 232.80M | 195.10M | 244.50M | 818.70M |
| BeginningCashPosition | 195.10M | 244.50M | 818.70M | 492.40M |
| ChangesInCash | 37.70M | -49.40M | -574.20M | 326.30M |
| FinancingCashFlow | -40.10M | -14.60M | -6.80M | 480.80M |
| CashFlowFromContinuingFinancingActivities | -40.10M | -14.60M | -6.80M | 480.80M |
| NetOtherFinancingCharges | -31.20M | -15.60M | -10.90M | 446.30M |
| ProceedsFromStockOptionExercised | 4.10M | 34.50M | ||
| NetPreferredStockIssuance | 0.00 | |||
| PreferredStockIssuance | 0.00 | |||
| NetCommonStockIssuance | -8.90M | 1.00M | 4.10M | |
| CommonStockPayments | -15.60M | -1.80M | 0.00 | |
| CommonStockIssuance | 6.70M | 2.80M | 4.10M | |
| NetIssuancePaymentsOfDebt | 0.00 | |||
| LongTermDebtIssuance | 0.00 | |||
| InvestingCashFlow | 30.30M | 57.60M | -405.90M | -30.00M |
| CashFlowFromContinuingInvestingActivities | 30.30M | 57.60M | -405.90M | -30.00M |
| NetOtherInvestingChanges | 6.00M | -3.20M | -2.00M | -2.90M |
| NetInvestmentPurchaseAndSale | -30.90M | 107.50M | -384.20M | -9.70M |
| SaleOfInvestment | 336.90M | 517.10M | 408.80M | 16.50M |
| PurchaseOfInvestment | -367.80M | -409.60M | -793.00M | -26.20M |
| NetBusinessPurchaseAndSale | 67.20M | 0.00 | 0.00 | -600.00K |
| SaleOfBusiness | 67.20M | 0.00 | 0.00 | |
| PurchaseOfBusiness | -600.00K | |||
| NetIntangiblesPurchaseAndSale | 0.00 | -3.30M | ||
| PurchaseOfIntangibles | 0.00 | -3.30M | ||
| NetPPEPurchaseAndSale | -300.00K | -29.60M | -4.90M | -800.00K |
| PurchaseOfPPE | -300.00K | -29.60M | -4.90M | -800.00K |
| CapitalExpenditureReported | -11.70M | -17.10M | -14.80M | -13.30M |
| OperatingCashFlow | 47.50M | -92.40M | -161.50M | -124.50M |
| CashFlowFromContinuingOperatingActivities | 47.50M | -92.40M | -161.50M | -124.50M |
| ChangeInWorkingCapital | 70.30M | 93.30M | 37.30M | 43.70M |
| ChangeInOtherCurrentLiabilities | 9.70M | 19.70M | -7.30M | -15.90M |
| ChangeInOtherCurrentAssets | -6.40M | 6.20M | 8.90M | -32.80M |
| ChangeInPayablesAndAccruedExpense | -29.00M | 47.50M | 67.30M | 108.70M |
| ChangeInAccruedExpense | -17.50M | -5.50M | 19.60M | 35.40M |
| ChangeInPayable | -11.50M | 53.00M | 47.70M | 73.30M |
| ChangeInAccountPayable | -11.50M | 53.00M | 47.70M | 73.30M |
| ChangeInPrepaidAssets | 61.40M | -25.70M | -78.30M | -102.20M |
| ChangeInReceivables | -31.60M | -61.00M | -74.50M | -172.60M |
| ChangesInAccountReceivables | -25.90M | -33.00M | -70.30M | -152.30M |
| OtherNonCashItems | -4.50M | -2.90M | -2.90M | -34.40M |
| StockBasedCompensation | 38.20M | 57.50M | 61.90M | 24.30M |
| AssetImpairmentCharge | 3.30M | 2.90M | 53.50M | 0.00 |
| DepreciationAndAmortization | 23.20M | 19.80M | 15.20M | 11.00M |
| OperatingGainsLosses | -54.40M | 4.50M | 100.00K | |
| GainLossOnInvestmentSecurities | 1.70M | 4.50M | 100.00K | |
| GainLossOnSaleOfBusiness | -54.40M | 0.00 | 0.00 | |
| NetIncomeFromContinuingOperations | -28.60M | -263.00M | -326.50M | -367.90M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for HIPO
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|