Symbols / HIPO Stock $28.81 +1.19% Hippo Holdings Inc.

Financial Services • Insurance - Property & Casualty • United States • NYQ
HIPO (Stock) Chart
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About

Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business. The company also offers insurance products, including homeowners, renters, commercial multi-peril, casualty, and other specialty insurance programs. It provides homeowners insurance, general liability, commercial auto liability, and excess and umbrella liability, written through delegated authority arrangements, renters insurance, liability coverage, commercial multi-peril policies for small to mid-sized businesses, and niche personal or commercial products, as well as program-specific and corporate catastrophe reinsurance solutions. The company distributes insurance products and services through its technology platforms and website, as well as operates licensed insurance agencies. The company was formerly known as Hippo Enterprises Inc. and changed its name to Hippo Holdings Inc. in August 2021. Hippo Holdings Inc. is headquartered in San Jose, California.

Stock Fundamentals
Scroll to Statements
Market Cap 748.22M Enterprise Value 429.82M Income 57.70M Sales 468.60M Book/sh 16.97 Cash/sh 14.28
Dividend Yield — Payout 0.00% Employees 540 IPO — P/E 12.98 Forward P/E 11.21
PEG — P/S 1.60 P/B 1.70 P/C — EV/EBITDA -19.19 EV/Sales 0.92
Quick Ratio 0.53 Current Ratio 1.07 Debt/Eq 12.02 LT Debt/Eq — EPS (ttm) 2.22 EPS next Y 2.57
EPS Growth -86.30% Revenue Growth 18.20% Earnings 2026-04-30 ROA -0.93% ROE 15.62% ROIC —
Gross Margin 50.94% Oper. Margin 5.90% Profit Margin 12.31% Shs Outstand 25.97M Shs Float 22.01M Short Float 2.74%
Short Ratio 4.85 Short Interest — 52W High 38.98 52W Low 19.92 Beta 1.61 Avg Volume 124.55K
Volume 30.45K Target Price $37.75 Recom Buy Prev Close $28.47 Price $28.81 Change 1.19%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$37.75
Mean price target
2. Current target
$28.81
Latest analyst target
3. DCF / Fair value
$30.99
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$28.81
Low
$30.00
High
$45.00
Mean
$37.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-07 main Keefe, Bruyette & Woods Market Perform → Market Perform $30
2026-03-06 main Keefe, Bruyette & Woods Market Perform → Market Perform $33
2025-12-10 main Keefe, Bruyette & Woods Market Perform → Market Perform $34
2025-10-14 main JMP Securities Market Outperform → Market Outperform $45
2025-08-07 main B. Riley Securities Buy → Buy $41
2025-08-07 main JMP Securities Market Outperform → Market Outperform $40
2025-07-01 init B. Riley Securities — → Buy $35
2025-04-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $26
2025-04-11 main Jefferies Buy → Buy $30
2024-11-22 main JMP Securities Market Outperform → Market Outperform $35
2024-10-09 main Jefferies Buy → Buy $28
2024-08-19 main Keefe, Bruyette & Woods Market Perform → Market Perform $21
2024-07-22 down Keefe, Bruyette & Woods Outperform → Market Perform $20
2024-05-10 reit Keefe, Bruyette & Woods Outperform → Outperform $22
2024-04-15 reit JMP Securities Market Outperform → Market Outperform $25
2024-03-12 reit JMP Securities Market Outperform → Market Outperform $25
2024-03-11 main Keefe, Bruyette & Woods Outperform → Outperform $21
2023-11-15 main Keefe, Bruyette & Woods Outperform → Outperform $16
2023-11-03 main Goldman Sachs Neutral → Neutral $11
2023-10-13 main JMP Securities Market Outperform → Market Outperform $25
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-09 MCCATHRON RICHARD LYN Chief Executive Officer — 5,000 $26.05 $130,250
2026-03-09 MCCATHRON RICHARD LYN Chief Executive Officer — 5,000 $25.86 $129,300
2026-03-03 MCCATHRON RICHARD LYN Chief Executive Officer — 189,532 $0.00 $0
2026-03-02 STIENSTRA MICHAEL Officer — 24,684 $0.00 $0
2026-03-02 ZELTSER GUY Chief Financial Officer — 61,707 $0.00 $0
2026-03-02 OSTERGAARD TORBEN Officer — 24,684 $0.00 $0
2026-02-25 OSTERGAARD TORBEN Officer — 600 $30.44 $18,266
2026-02-17 OSTERGAARD TORBEN Officer — 6,105 $28.57 $174,391
2026-02-09 MCCATHRON RICHARD LYN Chief Executive Officer — 5,000 $29.14 $145,700
2026-01-09 MCCATHRON RICHARD LYN Chief Executive Officer — 5,000 $31.52 $157,600
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
468.60
+25.93%
372.10
+77.44%
209.70
+75.19%
119.70
Operating Revenue
468.60
+25.93%
372.10
+77.44%
209.70
+75.19%
119.70
Selling General And Administration
100.60
-17.47%
121.90
-23.67%
159.70
-7.85%
173.30
Selling And Marketing Expense
33.50
-34.57%
51.20
-36.08%
80.10
-21.32%
101.80
General And Administrative Expense
67.10
-5.09%
70.70
-11.18%
79.60
+11.33%
71.50
Salaries And Wages
—
—
12.50
+0.00%
12.50
Other Gand A
67.10
-5.09%
70.70
-11.18%
79.60
+11.33%
71.50
Other Operating Expenses
33.50
+9.48%
30.60
-33.77%
46.20
-16.00%
55.00
Total Expenses
405.30
+1.45%
399.50
-15.40%
472.20
+6.14%
444.90
Reconciled Depreciation
20.40
-12.07%
23.20
+17.17%
19.80
+30.26%
15.20
EBIT
—
—
—
—
Total Unusual Items
90.00
+77.17%
50.80
+1023.64%
-5.50
+90.05%
-55.30
Total Unusual Items Excluding Goodwill
90.00
+77.17%
50.80
+1023.64%
-5.50
+90.05%
-55.30
Special Income Charges
90.00
+77.17%
50.80
+1023.64%
-5.50
+90.05%
-55.30
Other Special Charges
-95.00
-74.63%
-54.40
—
—
Impairment Of Capital Assets
5.00
+38.89%
3.60
-34.55%
5.50
-90.05%
55.30
Net Income
57.70
+242.47%
-40.50
+85.17%
-273.10
+18.09%
-333.40
Pretax Income
63.30
+331.02%
-27.40
+89.56%
-262.50
+19.28%
-325.20
Net Non Operating Interest Income Expense
—
—
—
2.50
Interest Expense Non Operating
—
—
—
—
Net Interest Income
—
—
—
2.50
Interest Expense
—
—
—
—
Interest Income
—
9.90
+35.62%
7.30
+204.17%
2.40
Tax Provision
0.70
-41.67%
1.20
+140.00%
0.50
-61.54%
1.30
Tax Rate For Calcs
0.00
-94.73%
0.00
+0.00%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
1.00
-90.67%
10.67
+1023.64%
-1.16
+90.05%
-11.61
Net Income Including Noncontrolling Interests
62.60
+318.88%
-28.60
+89.13%
-263.00
+19.45%
-326.50
Net Income From Continuing Operation Net Minority Interest
57.70
+242.47%
-40.50
+85.17%
-273.10
+18.09%
-333.40
Net Income From Continuing And Discontinued Operation
57.70
+242.47%
-40.50
+85.17%
-273.10
+18.09%
-333.40
Net Income Continuous Operations
62.60
+318.88%
-28.60
+89.13%
-263.00
+19.45%
-326.50
Minority Interests
-4.90
+58.82%
-11.90
-17.82%
-10.10
-46.38%
-6.90
Normalized Income
-31.30
+61.18%
-80.63
+70.00%
-268.75
+7.23%
-289.71
Net Income Common Stockholders
57.70
+242.47%
-40.50
+85.17%
-273.10
+18.09%
-333.40
Diluted EPS
2.22
+235.37%
-1.64
+85.84%
-11.58
+21.01%
-14.66
Basic EPS
2.28
+239.02%
-1.64
+85.84%
-11.58
+21.01%
-14.66
Basic Average Shares
25.25
+2.24%
24.70
+4.75%
23.58
+3.66%
22.75
Diluted Average Shares
26.01
+5.31%
24.70
+4.75%
23.58
+3.66%
22.75
Diluted NI Availto Com Stockholders
57.70
+242.47%
-40.50
+85.17%
-273.10
+18.09%
-333.40
Amortization
—
—
13.10
+45.56%
9.00
Depreciation And Amortization In Income Statement
—
—
13.10
+45.56%
9.00
Loss Adjustment Expense
361.20
+21.29%
297.80
+14.19%
260.80
+61.69%
161.30
Net Policyholder Benefits And Claims
361.20
+21.29%
297.80
+14.19%
260.80
+61.69%
161.30
Policyholder Benefits Ceded
305.10
+26.44%
241.30
-33.31%
361.80
+17.35%
308.30
Policyholder Benefits Gross
666.30
+23.59%
539.10
-13.41%
622.60
+32.58%
469.60
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
1,905.50
+23.46%
1,543.40
+1.23%
1,524.70
-2.82%
1,568.90
Cash Cash Equivalents And Short Term Investments
472.00
-17.32%
570.90
+16.30%
490.90
-23.34%
640.40
Cash And Cash Equivalents
218.30
+10.48%
197.60
+39.06%
142.10
-26.94%
194.50
Other Short Term Investments
253.70
-32.04%
373.30
+7.02%
348.80
-21.78%
445.90
Receivables
696.30
+30.74%
532.60
+5.28%
505.90
+12.85%
448.30
Accounts Receivable
597.60
+31.89%
453.10
+4.86%
432.10
+7.35%
402.50
Other Receivables
98.70
+24.15%
79.50
+7.72%
73.80
+61.14%
45.80
Prepaid Assets
359.40
+27.99%
280.80
-19.05%
346.90
+5.99%
327.30
Net PPE
33.20
-11.94%
37.70
-17.14%
45.50
+37.88%
33.00
Goodwill And Other Intangible Assets
56.80
-12.75%
65.10
-14.00%
75.70
+15.22%
65.70
Goodwill
—
—
—
0.00
Other Intangible Assets
56.80
-12.75%
65.10
-14.00%
75.70
+15.22%
65.70
Investments And Advances
445.90
+19.45%
373.30
+7.02%
348.80
-21.78%
445.90
Total Liabilities Net Minority Interest
1,469.40
+24.72%
1,178.20
+3.35%
1,140.00
+16.88%
975.40
Payables And Accrued Expenses
319.30
+19.19%
267.90
-6.46%
286.40
+21.98%
234.80
Payables
319.30
+19.19%
267.90
-6.46%
286.40
+21.98%
234.80
Accounts Payable
319.30
+19.19%
267.90
-6.46%
286.40
+21.98%
234.80
Current Accrued Expenses
—
—
7.30
+17.74%
6.20
Employee Benefits
9.00
+55.17%
5.80
-20.55%
7.30
+17.74%
6.20
Total Tax Payable
—
—
—
—
Income Tax Payable
—
—
—
—
Long Term Debt And Capital Lease Obligation
52.40
+424.00%
10.00
-32.43%
14.80
-48.79%
28.90
Long Term Debt
47.90
—
—
—
Long Term Capital Lease Obligation
4.50
-55.00%
10.00
-32.43%
14.80
-48.79%
28.90
Long Term Provisions
36.30
+5.83%
34.30
+38.87%
24.70
+394.00%
5.00
Non Current Deferred Liabilities
10.90
+36.25%
8.00
-41.18%
13.60
-35.85%
21.20
Non Current Deferred Revenue
10.90
+36.25%
8.00
-41.18%
13.60
-35.85%
21.20
Preferred Securities Outside Stock Equity
—
—
—
—
Stockholders Equity
436.10
+20.44%
362.10
-4.18%
377.90
-35.94%
589.90
Common Stock Equity
436.10
+20.44%
362.10
-4.18%
377.90
-35.94%
589.90
Capital Stock
0.00
0.00
0.00
0.00
Common Stock
0.00
0.00
0.00
0.00
Share Issued
25.70
+3.35%
24.87
+2.98%
24.15
+4.08%
23.20
Ordinary Shares Number
25.70
+3.35%
24.87
+2.98%
24.15
+4.08%
23.20
Additional Paid In Capital
1,651.50
+0.72%
1,639.70
+1.52%
1,615.20
+3.67%
1,558.00
Retained Earnings
-1,217.20
+4.53%
-1,274.90
-3.28%
-1,234.40
-28.44%
-961.10
Gains Losses Not Affecting Retained Earnings
1.80
+166.67%
-2.70
+6.90%
-2.90
+58.57%
-7.00
Minority Interest
0.00
-100.00%
3.10
-54.41%
6.80
+88.89%
3.60
Other Equity Adjustments
1.80
+166.67%
-2.70
+6.90%
-2.90
+58.57%
-7.00
Total Equity Gross Minority Interest
436.10
+19.41%
365.20
-5.07%
384.70
-35.18%
593.50
Total Capitalization
484.00
+33.66%
362.10
-4.18%
377.90
-35.94%
589.90
Invested Capital
484.00
+33.66%
362.10
-4.18%
377.90
-35.94%
589.90
Total Debt
52.40
+424.00%
10.00
-32.43%
14.80
-48.79%
28.90
Capital Lease Obligations
4.50
-55.00%
10.00
-32.43%
14.80
-48.79%
28.90
Net Tangible Assets
379.30
+27.71%
297.00
-1.72%
302.20
-42.35%
524.20
Tangible Book Value
379.30
+27.71%
297.00
-1.72%
302.20
-42.35%
524.20
Derivative Product Liabilities
—
—
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
9.20
-80.63%
47.50
+151.41%
-92.40
+42.79%
-161.50
Cash Flow From Continuing Operating Activities
9.20
-80.63%
47.50
+151.41%
-92.40
+42.79%
-161.50
Net Income From Continuing Operations
62.60
+318.88%
-28.60
+89.13%
-263.00
+19.45%
-326.50
Depreciation And Amortization
20.40
-12.07%
23.20
+17.17%
19.80
+30.26%
15.20
Other Non Cash Items
-8.90
-97.78%
-4.50
-55.17%
-2.90
+0.00%
-2.90
Stock Based Compensation
29.30
-23.30%
38.20
-33.57%
57.50
-7.11%
61.90
Asset Impairment Charge
5.00
+51.52%
3.30
+13.79%
2.90
-94.58%
53.50
Operating Gains Losses
-95.00
-74.63%
-54.40
-1308.89%
4.50
+4400.00%
0.10
Gain Loss On Investment Securities
—
1.70
-62.22%
4.50
+4400.00%
0.10
Change In Working Capital
-4.20
-105.97%
70.30
-24.65%
93.30
+150.13%
37.30
Change In Receivables
-165.90
-425.00%
-31.60
+48.20%
-61.00
+18.12%
-74.50
Changes In Account Receivables
-146.70
-466.41%
-25.90
+21.52%
-33.00
+53.06%
-70.30
Change In Prepaid Assets
-79.50
-229.48%
61.40
+338.91%
-25.70
+67.18%
-78.30
Change In Payables And Accrued Expense
63.20
+317.93%
-29.00
-161.05%
47.50
-29.42%
67.30
Change In Accrued Expense
7.40
+142.29%
-17.50
-218.18%
-5.50
-128.06%
19.60
Change In Payable
55.80
+585.22%
-11.50
-121.70%
53.00
+11.11%
47.70
Change In Account Payable
55.80
+585.22%
-11.50
-121.70%
53.00
+11.11%
47.70
Change In Other Current Assets
-16.20
-153.13%
-6.40
-203.23%
6.20
-30.34%
8.90
Change In Other Current Liabilities
2.00
-79.38%
9.70
-50.76%
19.70
+369.86%
-7.30
Investing Cash Flow
-11.20
-136.96%
30.30
-47.40%
57.60
+114.19%
-405.90
Cash Flow From Continuing Investing Activities
-11.20
-136.96%
30.30
-47.40%
57.60
+114.19%
-405.90
Net PPE Purchase And Sale
-0.10
+66.67%
-0.30
+98.99%
-29.60
-504.08%
-4.90
Purchase Of PPE
-0.10
+66.67%
-0.30
+98.99%
-29.60
-504.08%
-4.90
Capital Expenditure
-13.30
-10.83%
-12.00
+74.30%
-46.70
-137.06%
-19.70
Capital Expenditure Reported
-13.20
-12.82%
-11.70
+31.58%
-17.10
-15.54%
-14.80
Net Investment Purchase And Sale
-63.70
-106.15%
-30.90
-128.74%
107.50
+127.98%
-384.20
Purchase Of Investment
-426.00
-15.82%
-367.80
+10.21%
-409.60
+48.35%
-793.00
Sale Of Investment
362.30
+7.54%
336.90
-34.85%
517.10
+26.49%
408.80
Net Business Purchase And Sale
65.80
-2.08%
67.20
0.00
0.00
Purchase Of Business
—
—
—
—
Gain Loss On Sale Of Business
-95.00
-74.63%
-54.40
0.00
0.00
Net Intangibles Purchase And Sale
—
—
—
0.00
Purchase Of Intangibles
—
—
—
0.00
Net Other Investing Changes
—
6.00
+287.50%
-3.20
-60.00%
-2.00
Financing Cash Flow
19.30
+148.13%
-40.10
-174.66%
-14.60
-114.71%
-6.80
Cash Flow From Continuing Financing Activities
19.30
+148.13%
-40.10
-174.66%
-14.60
-114.71%
-6.80
Net Issuance Payments Of Debt
—
—
—
—
Issuance Of Debt
—
—
—
—
Long Term Debt Issuance
—
—
—
—
Net Common Stock Issuance
-10.70
-20.22%
-8.90
-990.00%
1.00
-75.61%
4.10
Common Stock Payments
-14.50
+7.05%
-15.60
-766.67%
-1.80
0.00
Repurchase Of Capital Stock
-14.50
+7.05%
-15.60
-766.67%
-1.80
0.00
Proceeds From Stock Option Exercised
—
—
—
4.10
Net Other Financing Charges
30.00
+196.15%
-31.20
-100.00%
-15.60
-43.12%
-10.90
Changes In Cash
17.30
-54.11%
37.70
+176.32%
-49.40
+91.40%
-574.20
Beginning Cash Position
232.80
+19.32%
195.10
-20.20%
244.50
-70.14%
818.70
End Cash Position
250.10
+7.43%
232.80
+19.32%
195.10
-20.20%
244.50
Free Cash Flow
-4.10
-111.55%
35.50
+125.52%
-139.10
+23.23%
-181.20
Common Stock Issuance
3.80
-43.28%
6.70
+139.29%
2.80
-31.71%
4.10
Issuance Of Capital Stock
3.80
-43.28%
6.70
+139.29%
2.80
-31.71%
4.10
Net Preferred Stock Issuance
—
—
—
—
Preferred Stock Issuance
—
—
—
—
Sale Of Business
65.80
-2.08%
67.20
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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