Symbols / IBN Stock $28.29 -0.44% ICICI Bank Limited

Financial Services • Banks - Regional • India • NYQ
IBN (Stock) Chart
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About

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. It offers savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security deposits. The company also provides home, car, two-wheeler, personal, education, gold, and commercial business loans, as well as loans against securities, shares, mutual funds, and property; working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, it offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services. Further, the company provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; general, life health, personal accident, fire, travel, and motor insurance products; and internet, mobile, and phone banking services. Additionally, it offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. The company was founded in 1955 and is headquartered in Mumbai, India.

Stock Fundamentals
Scroll to Statements
Market Cap 101.33B Enterprise Value -78.61B Income 542.08B Sales 2.17T Book/sh 10.89 Cash/sh 370.02
Dividend Yield 88.00% Payout 14.69% Employees IPO P/E 17.57 Forward P/E 14.81
PEG 0.52 P/S 0.05 P/B 2.60 P/C EV/EBITDA EV/Sales -0.04
Quick Ratio Current Ratio Debt/Eq LT Debt/Eq EPS (ttm) 1.61 EPS next Y 1.91
EPS Growth 8.40% Revenue Growth 66.90% Earnings 2026-07-18 ROA 2.08% ROE 16.36% ROIC
Gross Margin 0.00% Oper. Margin 33.29% Profit Margin 24.93% Shs Outstand 3.58B Shs Float 7.13B Short Float 1.64%
Short Ratio 3.99 Short Interest 52W High 34.57 52W Low 25.08 Beta 0.29 Avg Volume 6.33M
Volume 2.40M Target Price $35.38 Recom Strong_buy Prev Close $28.41 Price $28.29 Change -0.44%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$35.38
Mean price target
2. Current target
$28.29
Latest analyst target
3. DCF / Fair value
$24.15
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$28.29
Low
$34.00
High
$37.00
Mean
$35.38

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2020-07-27 up B of A Securities Neutral → Buy
2016-10-24 up Goldman Sachs Neutral → Buy
2016-10-21 up UBS Hold → Buy
2016-05-03 down Goldman Sachs Buy → Neutral
2016-04-21 up Credit Suisse Neutral → Outperform
2015-09-14 up Goldman Sachs Neutral → Buy
2015-08-26 up Standpoint Research Hold → Buy
2015-03-11 init Societe Generale — → —
2015-01-13 down Goldman Sachs Buy → Neutral
2014-03-20 down Standpoint Research Buy → Hold
2014-01-29 init Standpoint Research — → Accumulate
2013-04-09 up Morgan Stanley Equal-Weight → Overweight
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2026-03-31 2025-03-31 2024-03-31 2023-03-31
Total Revenue
2,230,897.80
+8.53%
2,055,592.90
+34.02%
1,533,819.61
+17.77%
1,302,384.60
Operating Revenue
2,230,897.80
+8.53%
2,055,592.90
+34.02%
1,533,819.61
+17.77%
1,302,384.60
Selling General And Administration
1,070,949.80
+9.91%
974,361.20
+233.64%
292,043.55
+17.51%
248,521.32
Selling And Marketing Expense
52,494.87
-20.80%
66,279.54
+1.33%
65,407.09
General And Administrative Expense
1,070,949.80
+9.91%
974,361.20
+331.58%
225,764.01
+23.29%
183,114.23
Salaries And Wages
252,586.20
+6.89%
236,299.40
+23.16%
191,865.78
+25.83%
152,479.09
Other Gand A
10,188.36
Reconciled Depreciation
31,226.50
+16.07%
26,903.80
+34.80%
19,958.86
+22.06%
16,351.04
Total Unusual Items
0.00
0.00
-100.00%
144.09
-73.44%
542.58
Total Unusual Items Excluding Goodwill
0.00
0.00
-100.00%
144.09
-73.44%
542.58
Special Income Charges
0.00
0.00
-100.00%
144.09
-73.44%
542.58
Other Special Charges
-439.08
-204.72%
-144.09
+73.44%
-542.58
Net Income
542,077.00
+6.23%
510,292.00
+15.30%
442,563.73
+30.03%
340,366.41
Pretax Income
773,201.80
+5.91%
730,042.10
+18.69%
615,081.30
+73.45%
354,613.15
Net Interest Income
1,061,898.80
+9.13%
973,038.20
+13.93%
854,077.62
+21.11%
705,234.22
Interest Expense
890,285.80
+0.00%
890,276.50
+20.13%
741,081.63
+46.62%
505,433.88
Interest Income
1,952,184.60
+4.77%
1,863,314.70
+16.81%
1,595,159.25
+31.76%
1,210,668.10
Gain On Sale Of Security
30,822.10
+1330.68%
-2,504.47
Tax Provision
193,839.30
+5.15%
184,348.30
+19.49%
154,276.20
+30.82%
117,934.40
Tax Rate For Calcs
0.00
-0.72%
0.00
+0.60%
0.00
-16.33%
0.00
Tax Effect Of Unusual Items
0.00
0.00
-100.00%
36.17
-77.78%
162.77
Net Income Including Noncontrolling Interests
579,362.50
+6.17%
545,693.80
+18.42%
460,805.10
+29.95%
354,613.15
Net Income From Continuing Operation Net Minority Interest
542,077.00
+6.23%
510,292.00
+15.30%
442,563.73
+30.03%
340,366.41
Net Income From Continuing And Discontinued Operation
542,077.00
+6.23%
510,292.00
+15.30%
442,563.73
+30.03%
340,366.41
Net Income Continuous Operations
579,362.50
+6.17%
545,693.80
+18.42%
460,805.10
+29.95%
354,613.15
Minority Interests
-37,285.50
-5.32%
-35,401.80
-94.07%
-18,241.39
-28.04%
-14,246.74
Normalized Income
542,077.00
+6.23%
510,292.00
+15.33%
442,455.81
+30.14%
339,986.60
Net Income Common Stockholders
542,077.00
+6.23%
510,292.00
+15.30%
442,563.73
+30.03%
340,366.41
Diluted EPS
149.54
+5.10%
142.28
+14.82%
123.92
+29.52%
95.68
Basic EPS
151.78
+4.81%
144.82
+14.59%
126.38
+29.33%
97.72
Basic Average Shares
3,571.47
+1.36%
3,523.63
+0.62%
3,501.85
+0.54%
3,483.08
Diluted Average Shares
3,624.96
+1.07%
3,586.53
+0.42%
3,571.37
+0.39%
3,557.34
Diluted NI Availto Com Stockholders
542,077.00
+6.23%
510,292.00
+15.48%
441,875.40
+29.82%
340,366.41
Average Dilution Earnings
-418.00
+39.27%
-688.30
Depreciation Amortization Depletion Income Statement
26,273.16
+35.76%
19,352.11
+27.77%
15,145.59
Depreciation And Amortization In Income Statement
19,352.11
+27.77%
15,145.59
Depreciation Income Statement
26,273.16
+35.76%
19,352.11
+27.77%
15,145.59
Insurance And Claims
818,363.60
+10.88%
738,061.80
+4281.79%
16,843.83
+13.90%
14,788.58
Net Income Extraordinary
0.00
0.00
0.00
Occupancy And Equipment
38,200.67
+5.61%
36,171.83
+4.41%
34,644.16
Other Non Interest Expense
332,986.40
+9.67%
303,638.60
-46.79%
570,657.21
+21.25%
470,631.64
Professional Expense And Contract Services Expense
1,759.69
-12.91%
2,020.56
Rent And Landing Fees
17,054.39
+7.62%
15,846.57
Rent Expense Supplemental
17,054.39
+7.62%
15,846.57
Line Item Trend 2023-03-31
Total Assets
19,584,904.97
Cash And Cash Equivalents
1,635,673.70
Cash Equivalents
222,049.74
Cash Financial
86,812.98
Receivables
648,658.31
Accounts Receivable
151,100.65
Prepaid Assets
9,009.96
Net PPE
109,690.04
Gross PPE
223,245.48
Accumulated Depreciation
-113,555.44
Properties
94,340.44
Other Properties
128,905.04
Goodwill And Other Intangible Assets
1,013.32
Goodwill
1,013.32
Investments And Advances
4,954,939.11
Long Term Equity Investment
64,140.78
Total Liabilities Net Minority Interest
17,373,059.55
Payables And Accrued Expenses
412,257.82
Payables
412,257.82
Accounts Payable
33,390.14
Other Payable
378,867.68
Current Debt And Capital Lease Obligation
98,022.85
Current Debt
98,022.85
Long Term Debt And Capital Lease Obligation
1,737,071.55
Long Term Debt
1,737,071.55
Long Term Provisions
49,946.77
Stockholders Equity
2,144,977.89
Common Stock Equity
2,144,977.89
Capital Stock
13,967.75
Common Stock
13,967.75
Share Issued
6,982.82
Ordinary Shares Number
6,982.82
Treasury Shares Number
0.00
Retained Earnings
Gains Losses Not Affecting Retained Earnings
2,123,401.28
Minority Interest
66,867.53
Total Equity Gross Minority Interest
2,211,845.42
Total Capitalization
3,882,049.45
Invested Capital
3,980,072.30
Total Debt
1,835,094.40
Net Debt
199,420.70
Net Tangible Assets
2,143,964.58
Tangible Book Value
2,143,964.58
Available For Sale Securities
4,890,798.33
Cash Cash Equivalents And Federal Funds Sold
1,635,673.70
Commercial Paper
98,022.85
Derivative Product Liabilities
183,764.75
Foreign Currency Translation Adjustments
Notes Receivable
497,557.67
Other Equity Interest
7,608.86
Unrealized Gain Loss
Line Item Trend 2026-03-31 2025-03-31 2024-03-31 2023-03-31
Operating Cash Flow
673,254.20
-45.18%
1,228,052.60
-21.92%
1,572,844.78
+4270.68%
-37,711.92
Cash Flow From Continuing Operating Activities
673,254.20
-45.18%
1,228,052.60
-21.92%
1,572,844.78
+4270.68%
-37,711.92
Net Income From Continuing Operations
735,916.40
+5.94%
694,640.30
+16.39%
596,839.96
+30.23%
458,300.78
Depreciation Amortization Depletion
31,226.50
+16.07%
26,903.80
+34.80%
19,958.86
+22.06%
16,351.04
Depreciation And Amortization
31,226.50
+16.07%
26,903.80
+34.80%
19,958.86
+22.06%
16,351.04
Other Non Cash Items
-320.20
-48.24%
-216.00
-100.72%
30,074.41
-45.79%
55,482.30
Stock Based Compensation
9,687.00
+22.60%
7,901.50
+12.41%
7,029.08
+35.68%
5,180.51
Operating Gains Losses
17.20
+101.18%
-1,462.30
-109.12%
16,027.94
-39.54%
26,510.88
Gain Loss On Investment Securities
2,903.40
+383.76%
-1,023.20
-106.33%
16,172.04
-40.22%
27,053.46
Gain Loss On Sale Of PPE
-2,886.20
-557.30%
-439.10
-204.73%
-144.09
+73.44%
-542.58
Change In Working Capital
-561.40
-100.09%
640,177.40
-38.23%
1,036,350.58
+311.16%
-490,783.17
Change In Other Working Capital
1,944,553.70
-5.40%
2,055,588.60
-17.69%
2,497,285.46
+140.96%
1,036,377.30
Change In Other Current Assets
-134,938.30
-2506.80%
-5,176.40
-127.51%
18,818.79
+111.34%
-165,971.35
Change In Other Current Liabilities
492,533.90
+114.18%
229,962.70
-24.08%
302,893.17
+9.06%
277,742.53
Investing Cash Flow
-130,135.90
+83.16%
-772,883.60
+47.04%
-1,459,310.92
-114.59%
-680,053.22
Cash Flow From Continuing Investing Activities
-130,135.90
+83.16%
-772,883.60
+47.04%
-1,459,310.92
-114.59%
-680,053.22
Net PPE Purchase And Sale
-35,470.60
+24.62%
-47,053.90
-30.39%
-36,086.57
-65.51%
-21,802.63
Purchase Of PPE
-37,300.00
+21.80%
-47,700.00
-29.67%
-36,785.46
-49.07%
-24,676.81
Sale Of PPE
1,829.40
+183.15%
646.10
-7.55%
698.89
-75.68%
2,874.18
Capital Expenditure
-37,300.00
+21.80%
-47,700.00
-29.67%
-36,785.46
-49.07%
-24,676.81
Net Investment Purchase And Sale
-94,665.30
+86.96%
-725,829.70
+49.00%
-1,423,224.35
-116.21%
-658,250.59
Financing Cash Flow
-46,605.50
-183.38%
55,892.30
-59.39%
137,645.14
-44.48%
247,907.18
Cash Flow From Continuing Financing Activities
-46,605.50
-183.38%
55,892.30
-59.39%
137,645.14
-44.48%
247,907.18
Net Issuance Payments Of Debt
18,319.50
-83.63%
111,929.80
-38.47%
181,922.42
-33.43%
273,280.95
Issuance Of Debt
481,787.70
+19.12%
404,464.90
+3.19%
391,968.19
-6.08%
417,361.97
Repayment Of Debt
-501,532.10
-25.59%
-399,331.00
-2.01%
-391,468.77
-45.57%
-268,917.98
Long Term Debt Issuance
481,787.70
+19.12%
404,464.90
+3.19%
391,968.19
-6.08%
417,361.97
Long Term Debt Payments
-501,532.10
-25.59%
-399,331.00
-2.01%
-391,468.77
-45.57%
-268,917.98
Net Long Term Debt Issuance
-19,744.40
-484.59%
5,133.90
+927.97%
499.42
-99.66%
148,443.99
Net Short Term Debt Issuance
38,063.90
-64.36%
106,795.90
-41.13%
181,423.01
+45.33%
124,836.96
Net Common Stock Issuance
13,606.50
-5.35%
14,375.20
+22.77%
11,708.67
+24.29%
9,420.69
Common Stock Dividend Paid
-78,531.50
-11.53%
-70,412.70
-25.77%
-55,985.96
-60.90%
-34,794.46
Cash Dividends Paid
-78,531.50
-11.53%
-70,412.70
-25.77%
-55,985.96
-60.90%
-34,794.46
Changes In Cash
496,512.80
-2.85%
511,061.30
+103.46%
251,178.99
+153.46%
-469,857.97
Effect Of Exchange Rate Changes
13,059.80
+779.86%
1,484.30
-64.95%
4,234.44
+33.87%
3,163.06
Beginning Cash Position
2,140,234.60
+31.49%
1,627,689.00
+19.28%
1,364,564.93
-25.48%
1,831,259.83
End Cash Position
2,649,807.20
+23.81%
2,140,234.60
+31.49%
1,627,689.03
+19.28%
1,364,564.93
Free Cash Flow
635,954.20
-46.12%
1,180,352.60
-23.16%
1,536,059.32
+2562.08%
-62,388.73
Amortization Of Securities
Common Stock Issuance
13,606.50
-5.35%
14,375.20
+22.77%
11,708.67
+24.29%
9,420.69
Issuance Of Capital Stock
13,606.50
-5.35%
14,375.20
+22.77%
11,708.67
+24.29%
9,420.69
Other Cash Adjustment Outside Changein Cash
0.00
-100.00%
7,710.67
Taxes Refund Paid
-165,479.50
+8.66%
-181,164.60
-35.77%
-133,436.05
-22.70%
-108,754.26
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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