Symbols / JRVR Stock $4.20 +5.79% James River Group Holdings, Inc.

Financial Services • Insurance - Specialty • United States • NMS
JRVR (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Specialty
CEO Mr. Frank N. D'Orazio
Exch · Country NMS · United States
Market Cap 194.19M
Enterprise Value 428.96M
Income 22.18M
Sales 666.71M
FCF (ttm) 215.61M
Book/sh 11.71
Cash/sh 4.94
Employees 576
Insider 10d —
IPO Dec 12, 2014
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 9.52%
P/E 10.00
Forward P/E 3.68
PEG —
P/S 0.29
P/B 0.36
P/C —
EV/EBITDA 8.96
EV/Sales 0.64
Quick Ratio 0.60
Current Ratio 4.48
Debt/Eq 50.63
LT Debt/Eq —
EPS (ttm) 0.42
EPS next Y 1.14
EPS Growth —
Revenue Growth -12.10%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-08-03
Earnings (prior) 2026-05-04
ROA 0.61%
ROE 4.74%
ROIC —
Gross Margin 34.63%
Oper. Margin -3.33%
Profit Margin 4.34%
Shs Outstand 46.24M
Shs Float 40.68M
Insider Own 7.83%
Instit Own 83.11%
Short Float 2.64%
Short Ratio 4.79
Short Interest 1.04M
52W High 7.20
vs 52W High -41.67%
52W Low 3.76
vs 52W Low 11.70%
Beta -0.03
Impl. Vol. 6.63%
Rel Volume 2.67
Avg Volume 333.37K
Volume 890.76K
Target (mean) $7.00
Tgt Median $7.00
Tgt Low $6.00
Tgt High $8.00
# Analysts 2
Recom Buy
Prev Close $3.97
Price $4.20
Change 5.79%
About

James River Group Holdings, Inc. provides specialty insurance services. It operates in Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment offers commercial excess and surplus lines liability and excess property insurance products in the United States, Puerto Rico, and the United States Virgin Islands. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides insurance for fronting, program administrators, and managing general agents. The company was founded in 2002 and is based in Chapel Hill, North Carolina.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$7.00
Mean price target
2. Current target
$4.20
Latest analyst target
3. DCF / Fair value
$83.94
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$4.20
Low
$6.00
High
$8.00
Mean
$7.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-05 down Citizens Market Outperform → Market Perform —
2026-03-04 main Truist Securities Hold → Hold $7
2025-12-16 down Compass Point Buy → Neutral $7
2025-05-06 reit JMP Securities Market Outperform → Market Outperform $8
2025-03-13 main Keefe, Bruyette & Woods Market Perform → Market Perform $5
2025-03-11 main Truist Securities Hold → Hold $5
2025-03-10 main Compass Point Buy → Buy $6
2024-12-20 main JMP Securities Market Outperform → Market Outperform $8
2024-08-07 main Truist Securities Hold → Hold $8
2024-08-07 main Compass Point Buy → Buy $12
2024-08-06 main JMP Securities Market Outperform → Market Outperform $11
2024-07-17 main JMP Securities Market Outperform → Market Outperform $14
2024-04-15 reit JMP Securities Market Outperform → Market Outperform $15
2024-03-22 up Compass Point Neutral → Buy —
2024-03-07 main Keefe, Bruyette & Woods Market Perform → Market Perform $9
2024-03-05 main UBS Buy → Buy $15
2024-03-01 main Truist Securities Hold → Hold $11
2023-11-15 main JMP Securities Market Outperform → Market Outperform $15
2023-11-09 down Barclays Equal-Weight → Underweight $12
2023-11-09 down Keefe, Bruyette & Woods Outperform → Market Perform $14
News
RSS: Latest JRVR news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-04 GOULD KIRSTIN M. Director — 14,409 $0.00 $0
2026-03-04 CROW MICHAEL E Officer — 41,686 $0.00 $0
2026-03-04 D ORAZIO FRANK N Chief Executive Officer — 143,461 $0.00 $0
2026-03-04 BROWN THOMAS LYNN Director — 14,409 $0.00 $0
2026-03-04 CAVANESS JOEL D Director — 14,409 $0.00 $0
2026-03-04 DORAN SARAH C. Chief Financial Officer — 42,446 $0.00 $0
2026-03-04 MIGLIORATO PETER B Director — 14,409 $0.00 $0
2026-03-04 HOFFMANN MICHAEL J Officer — 32,799 $0.00 $0
2026-03-04 MILLER JEANETTE L Officer — 26,714 $0.00 $0
2026-03-04 LANGWELL DENNIS J Director — 14,409 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
687.61
-2.83%
707.63
-12.85%
812.01
+22.75%
661.51
Operating Revenue
687.61
-2.83%
707.63
-12.85%
812.01
+22.75%
661.51
Other Operating Expenses
35.49
-13.67%
41.12
+8.97%
37.73
+17.71%
32.05
Total Expenses
637.07
-18.19%
778.75
+7.40%
725.10
+19.21%
608.24
Reconciled Depreciation
-0.72
-1.13%
-0.71
-49.26%
-0.47
-145.32%
1.05
EBIT
74.08
+259.47%
-46.45
-141.65%
111.54
+66.12%
67.14
Total Unusual Items
0.00
0.00
+100.00%
-2.50
0.00
Total Unusual Items Excluding Goodwill
0.00
0.00
+100.00%
-2.50
0.00
Special Income Charges
0.00
0.00
+100.00%
-2.50
0.00
Impairment Of Capital Assets
0.00
0.00
-100.00%
2.50
0.00
Net Income
47.43
+158.47%
-81.12
+24.67%
-107.68
-447.67%
30.97
Pretax Income
50.54
+171.07%
-71.12
-181.83%
86.91
+63.15%
53.27
Net Non Operating Interest Income Expense
-23.54
+4.57%
-24.67
-0.16%
-24.63
-77.53%
-13.87
Interest Expense Non Operating
23.54
-4.57%
24.67
+0.16%
24.63
+77.53%
13.87
Net Interest Income
-23.54
+4.57%
-24.67
-0.16%
-24.63
-77.53%
-13.87
Interest Expense
23.54
-4.57%
24.67
+0.16%
24.63
+77.53%
13.87
Other Income Expense
6.08
-43.25%
10.72
+12.60%
9.52
+120.71%
4.31
Tax Provision
0.72
+109.47%
-7.63
-129.70%
25.70
+39.59%
18.41
Tax Rate For Calcs
0.00
-86.92%
0.00
-63.85%
0.00
-14.37%
0.00
Tax Effect Of Unusual Items
0.00
0.00
+100.00%
-0.74
0.00
Net Income Including Noncontrolling Interests
47.43
+158.47%
-81.12
+24.67%
-107.68
-447.67%
30.97
Net Income From Continuing Operation Net Minority Interest
49.82
+178.47%
-63.49
-203.72%
61.21
+75.60%
34.86
Net Income From Continuing And Discontinued Operation
47.43
+158.47%
-81.12
+24.67%
-107.68
-447.67%
30.97
Net Income Continuous Operations
49.82
+178.47%
-63.49
-203.72%
61.21
+75.60%
34.86
Net Income Discontinuous Operations
-2.39
+86.43%
-17.63
+89.56%
-168.89
-4247.31%
-3.88
Normalized Income
49.82
+178.47%
-63.49
-200.82%
62.97
+80.64%
34.86
Net Income Common Stockholders
39.55
+133.44%
-118.27
-0.07%
-118.18
-631.81%
22.22
Diluted EPS
—
-3.06
+2.55%
-3.14
-632.20%
0.59
Basic EPS
—
-3.06
+2.55%
-3.14
-632.20%
0.59
Basic Average Shares
—
38.69
+2.83%
37.62
+0.47%
37.44
Diluted Average Shares
—
38.69
+2.31%
37.81
+0.42%
37.65
Diluted NI Availto Com Stockholders
39.55
+133.44%
-118.27
-0.07%
-118.18
-631.81%
22.22
Amortization
0.36
+0.00%
0.36
+0.00%
0.36
+0.00%
0.36
Depreciation And Amortization In Income Statement
0.36
+0.00%
0.36
+0.00%
0.36
+0.00%
0.36
Loss Adjustment Expense
427.20
-22.94%
554.37
+10.84%
500.16
+13.51%
440.64
Net Policyholder Benefits And Claims
427.20
-22.94%
554.37
+10.84%
500.16
+13.51%
440.64
Policyholder Benefits Ceded
519.53
-34.24%
790.05
+11.84%
706.41
+41.82%
498.10
Policyholder Benefits Gross
946.73
-29.58%
1,344.43
+11.43%
1,206.56
+28.53%
938.74
Preferred Stock Dividends
7.88
-78.80%
37.15
+253.80%
10.50
+20.00%
8.75
Line Item Trend 2025-12-31 2024-12-31
Total Assets
4,859.93
-2.94%
5,007.08
Cash Cash Equivalents And Short Term Investments
888.10
-9.33%
979.45
Cash And Cash Equivalents
260.94
-27.99%
362.35
Other Short Term Investments
627.16
+1.63%
617.11
Receivables
2,297.99
-2.81%
2,364.32
Accounts Receivable
2,297.99
-1.88%
2,342.01
Taxes Receivable
0.00
-100.00%
22.32
Loans Receivable
155.14
+8.94%
142.41
Prepaid Assets
203.95
-31.25%
296.63
Net PPE
21.94
+10.96%
19.77
Goodwill And Other Intangible Assets
213.92
-0.17%
214.28
Goodwill
181.83
+0.00%
181.83
Other Intangible Assets
32.09
-1.12%
32.45
Investments And Advances
1,477.87
+7.62%
1,373.29
Total Liabilities Net Minority Interest
4,188.66
-5.08%
4,413.05
Payables And Accrued Expenses
113.04
-39.26%
186.10
Payables
82.03
-38.29%
132.92
Accounts Payable
68.46
-48.50%
132.92
Current Accrued Expenses
31.01
-41.69%
53.18
Total Tax Payable
13.57
0.00
Income Tax Payable
13.57
0.00
Long Term Debt And Capital Lease Obligation
329.86
+8.20%
304.86
Long Term Debt
329.86
+8.20%
304.86
Non Current Deferred Liabilities
86.72
+49.59%
57.97
Non Current Deferred Revenue
86.72
+49.59%
57.97
Stockholders Equity
671.27
+13.00%
594.03
Common Stock Equity
538.15
+16.76%
460.92
Capital Stock
133.12
+0.00%
133.12
Common Stock
0.01
+0.00%
0.01
Preferred Stock
133.12
+0.00%
133.12
Share Issued
45.97
+0.71%
45.64
Ordinary Shares Number
45.97
+0.71%
45.64
Additional Paid In Capital
937.61
+0.46%
933.31
Retained Earnings
-364.73
+9.36%
-402.41
Gains Losses Not Affecting Retained Earnings
-34.74
+50.37%
-70.00
Other Equity Adjustments
-34.74
+50.37%
-70.00
Total Equity Gross Minority Interest
671.27
+13.00%
594.03
Total Capitalization
1,001.12
+11.37%
898.88
Invested Capital
868.01
+13.35%
765.77
Total Debt
329.86
+8.20%
304.86
Net Debt
68.91
—
Net Tangible Assets
457.35
+20.43%
379.75
Tangible Book Value
324.24
+31.46%
246.63
Preferred Shares Number
0.11
+0.00%
0.11
Preferred Stock Equity
133.12
+0.00%
133.12
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-18.79
+92.40%
-247.09
-380.93%
87.95
-60.51%
222.73
Cash Flow From Continuing Operating Activities
-18.79
+92.40%
-247.09
-380.93%
87.95
-60.51%
222.73
Net Income From Continuing Operations
47.43
+158.47%
-81.12
+24.67%
-107.68
-447.67%
30.97
Depreciation And Amortization
-0.72
-1.13%
-0.71
-49.26%
-0.47
-145.32%
1.05
Other Non Cash Items
—
-2.19
-102.73%
80.40
—
Stock Based Compensation
5.04
-23.92%
6.63
-27.26%
9.12
+12.24%
8.12
Asset Impairment Charge
0.00
0.00
-100.00%
2.50
0.00
Deferred Tax
-13.10
-16.89%
-11.21
-87.63%
-5.97
-229.07%
4.63
Deferred Income Tax
-13.10
-16.89%
-11.21
-87.63%
-5.97
-229.07%
4.63
Operating Gains Losses
0.52
-81.70%
2.85
-92.57%
38.37
+48.38%
25.86
Gain Loss On Investment Securities
2.19
-68.58%
6.99
-83.85%
43.25
+52.73%
28.32
Change In Working Capital
-61.93
+62.73%
-166.17
-445.56%
48.09
-65.23%
138.29
Change In Receivables
90.24
+486.99%
15.37
-31.96%
22.59
-57.72%
53.44
Changes In Account Receivables
90.24
+486.99%
15.37
-31.96%
22.59
-57.72%
53.44
Change In Payables And Accrued Expense
0.00
+100.00%
-3.38
-258.99%
2.13
+176.86%
-2.77
Change In Payable
—
-3.38
-258.99%
2.13
+176.86%
-2.77
Change In Account Payable
0.00
+100.00%
-3.38
-258.99%
2.13
+176.86%
-2.77
Change In Other Working Capital
-25.13
+95.35%
-540.13
-605.13%
-76.60
-142.67%
179.53
Investing Cash Flow
-116.04
-137.80%
307.03
+1735.00%
16.73
+105.10%
-328.15
Cash Flow From Continuing Investing Activities
-116.04
-137.80%
307.03
+1735.00%
16.73
+105.10%
-328.15
Net PPE Purchase And Sale
-4.80
+1.82%
-4.89
+24.00%
-6.43
+21.72%
-8.22
Purchase Of PPE
-4.80
+1.82%
-4.89
+24.00%
-6.43
+21.72%
-8.22
Capital Expenditure
-4.80
+1.82%
-4.89
+24.00%
-6.43
+21.72%
-8.22
Net Investment Purchase And Sale
-88.02
-143.02%
204.59
+1520.39%
12.63
+104.23%
-298.26
Purchase Of Investment
-379.27
-72.28%
-220.15
+1.28%
-223.00
+70.21%
-748.53
Sale Of Investment
291.24
-31.43%
424.74
+80.26%
235.63
-47.67%
450.27
Net Business Purchase And Sale
0.00
-100.00%
96.41
0.00
0.00
Net Other Investing Changes
-8.47
-4910.65%
-0.17
-104.83%
3.50
+152.35%
-6.68
Financing Cash Flow
13.20
+145.77%
-28.85
-36.61%
-21.11
-123.55%
89.67
Cash Flow From Continuing Financing Activities
13.20
+145.77%
-28.85
-36.61%
-21.11
-123.55%
89.67
Net Issuance Payments Of Debt
25.00
+216.28%
-21.50
0.00
+100.00%
-40.00
Issuance Of Debt
25.00
0.00
0.00
0.00
Repayment Of Debt
0.00
+100.00%
-21.50
0.00
+100.00%
-40.00
Long Term Debt Issuance
25.00
0.00
0.00
0.00
Long Term Debt Payments
0.00
+100.00%
-21.50
0.00
+100.00%
-40.00
Net Long Term Debt Issuance
25.00
+216.28%
-21.50
—
-40.00
Net Common Stock Issuance
0.00
-100.00%
12.50
0.00
0.00
Common Stock Payments
—
—
-1.73
-32.98%
-1.30
Common Stock Dividend Paid
-2.00
+67.93%
-6.23
+19.56%
-7.75
+0.67%
-7.80
Cash Dividends Paid
-9.87
+48.03%
-19.00
-4.13%
-18.25
-31.05%
-13.92
Repurchase Of Capital Stock
—
—
-1.73
-32.98%
-1.30
Proceeds From Stock Option Exercised
—
—
0.00
0.00
Net Other Financing Charges
-1.92
-127.15%
-0.85
+70.48%
-2.87
-120.02%
-1.30
Changes In Cash
-121.63
-491.07%
31.10
-62.78%
83.57
+630.64%
-15.75
Beginning Cash Position
391.05
+8.64%
359.95
+30.24%
276.38
-5.39%
292.13
End Cash Position
269.42
-31.10%
391.05
+8.64%
359.95
+30.24%
276.38
Free Cash Flow
-23.59
+90.64%
-251.97
-409.10%
81.52
-62.00%
214.51
Interest Paid Supplemental Data
25.69
-10.62%
28.74
-6.38%
30.70
+76.17%
17.43
Income Tax Paid Supplemental Data
0.29
-98.87%
25.65
-43.87%
45.70
—
Amortization Of Securities
-1.11
-130.18%
3.68
-84.08%
23.12
+159.11%
8.92
Common Stock Issuance
0.00
-100.00%
12.50
0.00
0.00
Dividend Received CFO
4.09
+911.11%
0.41
+841.86%
0.04
-99.01%
4.36
Earnings Losses From Equity Investments
-1.67
+59.52%
-4.13
+15.32%
-4.88
-98.58%
-2.46
Excess Tax Benefit From Stock Based Compensation
0.98
+32.97%
0.74
+64.81%
0.45
-15.28%
0.53
Issuance Of Capital Stock
0.00
-100.00%
12.50
0.00
-100.00%
144.90
Net Preferred Stock Issuance
—
0.00
0.00
-100.00%
144.90
Preferred Stock Dividend Paid
-7.88
+38.31%
-12.77
-21.60%
-10.50
-71.43%
-6.12
Preferred Stock Issuance
—
0.00
0.00
-100.00%
144.90
Sale Of Business
0.00
-100.00%
96.41
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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