Symbols / LC
LC Chart
About
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Regional | Market Cap | 1.77B |
| Enterprise Value | 828.18M | Income | 135.68M | Sales | 1.33B |
| Book/sh | 13.01 | Cash/sh | 7.97 | Dividend Yield | — |
| Payout | 0.00% | Employees | 1075 | IPO | — |
| P/E | 13.20 | Forward P/E | 6.56 | PEG | — |
| P/S | 1.32 | P/B | 1.18 | P/C | — |
| EV/EBITDA | 3.45 | EV/Sales | 0.62 | Quick Ratio | 2.00 |
| Current Ratio | 2.71 | Debt/Eq | 1.05 | LT Debt/Eq | — |
| EPS (ttm) | 1.16 | EPS next Y | 2.33 | EPS Growth | 3.30% |
| Revenue Growth | 12.20% | Earnings | 2026-04-28 | ROA | 1.00% |
| ROE | 9.55% | ROIC | — | Gross Margin | 33.74% |
| Oper. Margin | 14.13% | Profit Margin | 10.17% | Shs Outstand | 115.18M |
| Shs Float | 111.59M | Short Float | 4.23% | Short Ratio | 1.99 |
| Short Interest | — | 52W High | 21.67 | 52W Low | 7.90 |
| Beta | 2.10 | Avg Volume | 2.01M | Volume | 47.08K |
| Target Price | $24.20 | Recom | None | Prev Close | $15.02 |
| Price | $15.31 | Change | 1.93% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$24.20
Mean price target
2. Current target
$15.31
Latest analyst target
3. DCF / Fair value
$193.72
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$15.31
Low
$21.00
High
$29.00
Mean
$24.20
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-01-29 | reit | BTIG | Buy → Buy | $26 |
| 2025-12-04 | main | JP Morgan | Overweight → Overweight | $25 |
| 2025-11-10 | up | Citizens | Market Perform → Market Outperform | $23 |
| 2025-11-07 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $22 |
| 2025-11-06 | main | Janney Montgomery Scott | Neutral → Neutral | $20 |
| 2025-11-06 | main | BTIG | Buy → Buy | $26 |
| 2025-10-23 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $20 |
| 2025-10-23 | main | Piper Sandler | Overweight → Overweight | $20 |
| 2025-10-23 | up | JP Morgan | Neutral → Overweight | $22 |
| 2025-10-23 | main | BTIG | Buy → Buy | $18 |
| 2025-07-30 | main | Piper Sandler | Overweight → Overweight | $16 |
| 2025-07-30 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $17 |
| 2025-04-30 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $14 |
| 2025-03-10 | main | JP Morgan | Neutral → Neutral | $14 |
| 2025-01-29 | reit | Keefe, Bruyette & Woods | Outperform → Outperform | $16 |
| 2025-01-29 | reit | Piper Sandler | Overweight → Overweight | $19 |
| 2025-01-03 | main | Piper Sandler | Overweight → Overweight | $20 |
| 2024-12-04 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $17 |
| 2024-12-02 | down | JP Morgan | Overweight → Neutral | $17 |
| 2024-10-25 | main | Maxim Group | Buy → Buy | $19 |
News
RSS: Latest LC news- How Investors Are Reacting To LendingClub (LC) Strong Growth Amid Rising Insider Stock Sales - Yahoo Finance Mon, 23 Feb 2026 20
- Do Insider Sales Clash With LendingClub’s Marketplace Banking Momentum And What It Means For LC? - simplywall.st Mon, 23 Feb 2026 19
- LendingClub Announces $100 Million Common Stock Repurchase and Acquisition Program - PR Newswire Wed, 05 Nov 2025 08
- $LC stock is down 16% today. Here's what we see in our data. - Quiver Quantitative hu, 29 Jan 2026 08
- SoFi Isn't the Only Digital Banking Stock Available in the Market. This Fintech Stock Trades at a Fraction of the Valuation and Is Growing Earnings Fast. - The Motley Fool Sun, 15 Feb 2026 08
- Why LendingClub (LC) Stock Is Trading Up Today - TradingView hu, 11 Dec 2025 08
- LendingClub stock slides even after Q4 earnings, sales top consensus (LC:NYSE) - Seeking Alpha Wed, 28 Jan 2026 08
- Assessing LendingClub (LC) Valuation As Revenue And Earnings Growth Draw Fresh Investor Focus - simplywall.st ue, 24 Feb 2026 19
- LendingClub (LC) Stock Is Up, What You Need To Know - Yahoo Finance hu, 04 Dec 2025 08
- Why LendingClub (LC) Stock Is Up Today - Yahoo Finance hu, 22 Jan 2026 08
- Why LendingClub (LC) Stock Is Trading Up Today - Yahoo Finance hu, 23 Oct 2025 07
- Why LendingClub (LC) Stock Is Trading Up Today - Yahoo Finance Mon, 05 Jan 2026 08
- Revisiting LendingClub (LC) Valuation After Its Recent Share Price Rebound - Yahoo Finance Mon, 15 Dec 2025 08
- LendingClub (LC): Evaluating Whether the Stock Is Undervalued After Recent Share Price Fluctuations - Yahoo Finance ue, 07 Oct 2025 07
- LendingClub Corporation's (NYSE:LC) high institutional ownership speaks for itself as stock continues to impress, up 8.7% over last week - Yahoo Finance Wed, 27 Aug 2025 07
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 3000 | — | — | Stock Gift at price 0.00 per share. | LABENNE ANDREW | Chief Financial Officer | — | 2026-02-17 00:00:00 | D |
| 1 | 5333 | 82502.0 | — | Sale at price 15.47 per share. | ARMSTRONG ANNIE B | Officer | — | 2026-02-17 00:00:00 | D |
| 2 | 70897 | — | — | Stock Award(Grant) at price 0.00 per share. | LABENNE ANDREW | Chief Financial Officer | — | 2026-01-16 00:00:00 | D |
| 3 | 50641 | — | — | Stock Award(Grant) at price 0.00 per share. | ARMSTRONG ANNIE B | Officer | — | 2026-01-16 00:00:00 | D |
| 4 | 6666 | 135853.0 | — | Sale at price 20.38 per share. | ARMSTRONG ANNIE B | Officer | — | 2026-01-16 00:00:00 | D |
| 5 | 278520 | — | — | Stock Award(Grant) at price 0.00 per share. | SANBORN SCOTT C | Chief Executive Officer | — | 2026-01-16 00:00:00 | D |
| 6 | 1333 | 26681.0 | — | Sale at price 20.02 per share. | ARMSTRONG ANNIE B | Officer | — | 2025-12-22 00:00:00 | D |
| 7 | 5333 | 100435.0 | — | Sale at price 18.83 per share. | ARMSTRONG ANNIE B | Officer | — | 2025-12-17 00:00:00 | D |
| 8 | 5332 | 106640.0 | — | Sale at price 20.00 per share. | ARMSTRONG ANNIE B | Officer | — | 2025-12-11 00:00:00 | D |
| 9 | 2390 | 46533.0 | — | Sale at price 19.47 per share. | SELLECK ERIN | Director | — | 2025-12-05 00:00:00 | D |
Financials
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | 0.00 | 0.00 |
| TaxRateForCalcs | 0.23 | 0.21 | 0.29 | 0.21 |
| NetIncomeFromContinuingOperationNetMinorityInterest | 135.68M | 51.33M | 38.94M | 289.69M |
| ReconciledDepreciation | 62.89M | 58.83M | 47.20M | 43.83M |
| NetInterestIncome | 625.67M | 534.04M | 561.84M | 474.82M |
| InterestExpense | 335.87M | 373.92M | 270.79M | 82.52M |
| InterestIncome | 961.54M | 907.96M | 832.63M | 557.34M |
| NormalizedIncome | 135.68M | 51.33M | 38.94M | 289.69M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 135.68M | 51.33M | 38.94M | 289.69M |
| DilutedAverageShares | 117.23M | 113.12M | 108.47M | 104.00M |
| BasicAverageShares | 114.61M | 111.73M | 108.47M | 103.55M |
| DilutedEPS | 1.16 | 0.45 | 0.36 | 2.79 |
| BasicEPS | 1.18 | 0.46 | 0.36 | 2.80 |
| DilutedNIAvailtoComStockholders | 135.68M | 51.33M | 38.94M | 289.69M |
| NetIncomeCommonStockholders | 135.68M | 51.33M | 38.94M | 289.69M |
| NetIncome | 135.68M | 51.33M | 38.94M | 289.69M |
| MinorityInterests | 0.00 | |||
| NetIncomeIncludingNoncontrollingInterests | 135.68M | 51.33M | 38.94M | 289.69M |
| NetIncomeContinuousOperations | 135.68M | 51.33M | 38.94M | 289.69M |
| TaxProvision | 41.27M | 13.74M | 15.68M | -136.65M |
| PretaxIncome | 176.95M | 65.07M | 54.62M | 153.04M |
| GainOnSaleOfSecurity | 0.00 | -93.00K | ||
| DepreciationAmortizationDepletionIncomeStatement | 62.89M | 58.83M | 47.20M | 43.83M |
| DepreciationAndAmortizationInIncomeStatement | 62.89M | 58.83M | 47.20M | 43.83M |
| SellingGeneralAndAdministration | 391.06M | 332.56M | 355.79M | 537.14M |
| SellingAndMarketingExpense | 149.21M | 100.40M | 93.84M | 197.75M |
| GeneralAndAdministrativeExpense | 241.85M | 232.16M | 261.95M | 339.40M |
| SalariesAndWages | 241.85M | 232.16M | 261.95M | 339.40M |
| TotalRevenue | 998.85M | 787.01M | 864.62M | 1.19B |
| OperatingRevenue | 998.85M | 787.01M | 864.62M | 1.19B |
| OccupancyAndEquipment | 76.85M | 66.99M | 71.02M | 71.17M |
| ProfessionalExpenseAndContractServicesExpense | 42.34M | 32.05M | 35.17M | 50.52M |
| OtherNonInterestExpense | 57.45M | 53.25M | 57.26M | 64.19M |
| Line Item | 2023-12-31 | |||
|---|---|---|---|---|
| TreasurySharesNumber | 0.00 | |||
| OrdinarySharesNumber | 115.37M | 113.38M | 110.41M | 106.55M |
| ShareIssued | 115.37M | 113.38M | 110.41M | 106.55M |
| TotalDebt | 15.83M | 28.50M | 57.22M | 207.57M |
| TangibleBookValue | 1.42B | 1.26B | 1.16B | 1.07B |
| InvestedCapital | 1.27B | 1.29B | 1.19B | |
| NetTangibleAssets | 1.42B | 1.26B | 1.16B | 1.07B |
| CapitalLeaseObligations | 15.83M | 28.50M | 37.87M | 77.29M |
| CommonStockEquity | 1.50B | 1.34B | 1.25B | 1.16B |
| TotalCapitalization | 1.27B | 1.29B | 1.16B | |
| TotalEquityGrossMinorityInterest | 1.50B | 1.34B | 1.25B | 1.16B |
| StockholdersEquity | 1.50B | 1.34B | 1.25B | 1.16B |
| GainsLossesNotAffectingRetainedEarnings | -18.16M | -24.24M | -30.30M | -37.62M |
| OtherEquityAdjustments | -18.16M | -24.24M | -30.30M | -37.62M |
| RetainedEarnings | -201.80M | -337.48M | -388.81M | -427.75M |
| AdditionalPaidInCapital | 1.72B | 1.70B | 1.67B | 1.63B |
| CapitalStock | 1.15M | 1.13M | 1.10M | 1.06M |
| CommonStock | 1.15M | 1.13M | 1.10M | 1.06M |
| PreferredStock | 0.00 | 0.00 | ||
| TotalLiabilitiesNetMinorityInterest | 10.07B | 9.29B | 7.58B | 6.82B |
| LongTermDebtAndCapitalLeaseObligation | 15.83M | 28.50M | 57.22M | 207.57M |
| LongTermCapitalLeaseObligation | 15.83M | 28.50M | 37.87M | 77.29M |
| LongTermDebt | 19.35M | 130.28M | 310.62M | |
| CurrentDebtAndCapitalLeaseObligation | 2.62M | 27.78M | ||
| CurrentDebt | 2.62M | 27.78M | ||
| OtherCurrentBorrowings | 2.62M | 27.78M | ||
| PayablesAndAccruedExpenses | 99.27M | 100.96M | 91.44M | 128.48M |
| Payables | 99.27M | 100.96M | 91.44M | 128.48M |
| OtherPayable | 11.93M | 22.83M | 36.82M | 30.31M |
| AccountsPayable | 87.34M | 78.13M | 54.62M | 98.17M |
| TotalAssets | 11.57B | 10.63B | 8.83B | 7.98B |
| InvestmentsAndAdvances | 3.76B | 3.50B | 1.66B | 384.02M |
| AvailableForSaleSecurities | 3.76B | 44.11M | 42.89M | 38.32M |
| GoodwillAndOtherIntangibleAssets | 83.14M | 84.30M | 87.85M | 92.05M |
| OtherIntangibleAssets | 7.42M | 8.59M | 12.13M | 16.33M |
| Goodwill | 75.72M | 75.72M | 75.72M | 75.72M |
| NetPPE | 267.03M | 188.84M | 188.13M | 200.34M |
| AccumulatedDepreciation | -129.35M | -112.94M | -106.01M | -102.60M |
| GrossPPE | 396.38M | 301.77M | 294.13M | 302.94M |
| Leases | 30.69M | 30.70M | 30.76M | 31.21M |
| ConstructionInProgress | 35.10M | 50.50M | 112.90M | 73.70M |
| OtherProperties | 12.94M | 21.30M | 26.61M | 63.87M |
| MachineryFurnitureEquipment | 236.06M | 199.27M | 123.86M | 134.16M |
| BuildingsAndImprovements | 7.70M | |||
| LandAndImprovements | 73.90M | 0.00 | ||
| Receivables | 83.67M | 104.62M | 146.78M | 191.22M |
| OtherReceivables | 39.76M | 64.23M | 110.99M | 160.32M |
| AccountsReceivable | 43.92M | 40.39M | 35.79M | 30.90M |
| OtherShortTermInvestments | 3.45B | 1.62B | 345.70M | 263.53M |
| CashAndCashEquivalents | 917.65M | 954.06M | 1.25B | 1.06B |
| CashFinancial | 11.75M | 15.52M | 14.99M | 23.12M |
| CashCashEquivalentsAndFederalFundsSold | 930.44M | 977.40M | 1.29B | 1.12B |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| FreeCashFlow | -2.87B | -2.69B | -1.20B | 306.09M |
| RepaymentOfDebt | 0.00 | -19.20M | -111.99M | -452.34M |
| IssuanceOfDebt | 0.00 | 325.19M | ||
| CapitalExpenditure | -140.34M | -54.30M | -59.51M | -69.48M |
| InterestPaidSupplementalData | 341.39M | 378.28M | 258.63M | 79.73M |
| IncomeTaxPaidSupplementalData | 3.38M | 275.00K | 6.63M | 14.46M |
| EndCashPosition | 930.44M | 977.40M | 1.29B | 1.12B |
| BeginningCashPosition | 977.40M | 1.29B | 1.12B | 763.59M |
| ChangesInCash | -46.96M | -316.75M | 169.66M | 360.90M |
| FinancingCashFlow | 747.82M | 1.71B | 789.57M | 2.80B |
| CashFlowFromContinuingFinancingActivities | 747.82M | 1.71B | 789.57M | 2.80B |
| NetOtherFinancingCharges | -22.09M | -13.67M | -19.83M | -9.03M |
| CashDividendsPaid | 0.00 | 0.00 | ||
| PreferredStockDividendPaid | 0.00 | 0.00 | ||
| NetIssuancePaymentsOfDebt | 0.00 | -19.20M | -111.99M | -452.34M |
| NetShortTermDebtIssuance | -25.58M | -87.64M | ||
| ShortTermDebtPayments | -25.58M | -87.64M | ||
| ShortTermDebtIssuance | 0.00 | 0.00 | ||
| NetLongTermDebtIssuance | 0.00 | -19.20M | -111.99M | -452.34M |
| LongTermDebtPayments | 0.00 | -19.20M | -111.99M | -452.34M |
| LongTermDebtIssuance | 0.00 | 325.19M | ||
| InvestingCashFlow | 1.93B | 607.81M | 516.70M | -2.81B |
| CashFlowFromContinuingInvestingActivities | 1.93B | 607.81M | 516.70M | -2.81B |
| NetOtherInvestingChanges | -4.35M | -2.65M | -4.68M | -4.42M |
| NetInvestmentPurchaseAndSale | 1.76B | 888.62M | 36.06M | -136.46M |
| SaleOfInvestment | 1.79B | 938.41M | 97.71M | 86.08M |
| PurchaseOfInvestment | -30.45M | -49.79M | -61.65M | -222.53M |
| NetBusinessPurchaseAndSale | 0.00 | 0.00 | 522.89M | |
| SaleOfBusiness | 0.00 | 0.00 | 668.24M | |
| PurchaseOfBusiness | 0.00 | 0.00 | -145.34M | |
| NetPPEPurchaseAndSale | -140.34M | -54.30M | -59.51M | -69.48M |
| PurchaseOfPPE | -140.34M | -54.30M | -59.51M | -69.48M |
| OperatingCashFlow | -2.73B | -2.63B | -1.14B | 375.57M |
| CashFlowFromContinuingOperatingActivities | -2.73B | -2.63B | -1.14B | 375.57M |
| ChangeInWorkingCapital | 33.29M | 15.96M | -32.85M | -37.60M |
| ChangeInOtherCurrentLiabilities | -307.00K | -6.46M | -87.75M | -20.84M |
| ChangeInOtherCurrentAssets | 33.59M | 22.42M | 54.89M | -16.76M |
| OtherNonCashItems | -3.06B | -2.86B | -1.35B | 70.93M |
| StockBasedCompensation | 34.29M | 40.07M | 52.39M | 66.36M |
| UnrealizedGainLossOnInvestmentSecurities | -3.99M | |||
| AssetImpairmentCharge | 5.50M | |||
| DeferredTax | 0.00 | 0.00 | -143.50M | 0.00 |
| DeferredIncomeTax | 0.00 | 0.00 | -143.50M | 0.00 |
| DepreciationAmortizationDepletion | 62.89M | 58.83M | 47.20M | 43.83M |
| DepreciationAndAmortization | 62.89M | 58.83M | 47.20M | 43.83M |
| AmortizationCashFlow | 3.50M | |||
| AmortizationOfIntangibles | 3.50M | |||
| Depreciation | 49.80M | |||
| OperatingGainsLosses | -58.52M | -45.57M | -47.84M | -95.33M |
| NetIncomeFromContinuingOperations | 135.68M | 51.33M | 38.94M | 289.69M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for LC
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|