Symbols / LC $17.78 +2.24% LendingClub Corporation

Financial Services • Banks - Regional • United States • NYQ
LC Chart
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About

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.

Fundamentals
Scroll to Statements
Market Cap 2.05B Enterprise Value 1.15B Income 135.68M Sales 1.33B Book/sh 13.01 Cash/sh 7.97
Dividend Yield — Payout 0.00% Employees 1075 IPO — P/E 15.33 Forward P/E 7.65
PEG — P/S 1.54 P/B 1.37 P/C — EV/EBITDA 4.78 EV/Sales 0.86
Quick Ratio 2.00 Current Ratio 2.71 Debt/Eq 1.05 LT Debt/Eq — EPS (ttm) 1.16 EPS next Y 2.33
EPS Growth 3.30% Revenue Growth 12.20% Earnings 2026-04-27 ROA 1.00% ROE 9.55% ROIC —
Gross Margin 33.74% Oper. Margin 14.13% Profit Margin 10.17% Shs Outstand 115.50M Shs Float 111.30M Short Float 5.89%
Short Ratio 3.76 Short Interest — 52W High 21.67 52W Low 9.00 Beta 1.95 Avg Volume 2.15M
Volume 902.98K Target Price $22.50 Recom Strong_buy Prev Close $17.39 Price $17.78 Change 2.24%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$22.50
Mean price target
2. Current target
$17.78
Latest analyst target
3. DCF / Fair value
$193.19
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$17.78
Low
$20.00
High
$29.00
Mean
$22.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-29 reit BTIG Buy → Buy $26
2025-12-04 main JP Morgan Overweight → Overweight $25
2025-11-10 up Citizens Market Perform → Market Outperform $23
2025-11-07 main Keefe, Bruyette & Woods Outperform → Outperform $22
2025-11-06 main Janney Montgomery Scott Neutral → Neutral $20
2025-11-06 main BTIG Buy → Buy $26
2025-10-23 main Keefe, Bruyette & Woods Outperform → Outperform $20
2025-10-23 main Piper Sandler Overweight → Overweight $20
2025-10-23 up JP Morgan Neutral → Overweight $22
2025-10-23 main BTIG Buy → Buy $18
2025-07-30 main Piper Sandler Overweight → Overweight $16
2025-07-30 main Keefe, Bruyette & Woods Outperform → Outperform $17
2025-04-30 main Keefe, Bruyette & Woods Outperform → Outperform $14
2025-03-10 main JP Morgan Neutral → Neutral $14
2025-01-29 reit Keefe, Bruyette & Woods Outperform → Outperform $16
2025-01-29 reit Piper Sandler Overweight → Overweight $19
2025-01-03 main Piper Sandler Overweight → Overweight $20
2024-12-04 main Keefe, Bruyette & Woods Outperform → Outperform $17
2024-12-02 down JP Morgan Overweight → Neutral $17
2024-10-25 main Maxim Group Buy → Buy $19
News
RSS: Latest LC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-05 SELLECK ERIN Director — 2,390 $15.46 $36,949
2026-02-25 SANBORN SCOTT C Chief Executive Officer — 534,895 — —
2026-02-25 STACK FERGAL Officer — 10,671 — —
2026-02-25 LABENNE ANDREW Chief Financial Officer — 30,632 — —
2026-02-25 ARMSTRONG ANNIE B Officer — 21,619 — —
2026-02-25 CHENG JORDAN General Counsel — 12,122 — —
2026-02-17 LABENNE ANDREW Chief Financial Officer — 3,000 $0.00 $0
2026-02-17 ARMSTRONG ANNIE B Officer — 5,333 $15.47 $82,502
2026-01-16 SANBORN SCOTT C Chief Executive Officer — 278,520 $0.00 $0
2026-01-16 LABENNE ANDREW Chief Financial Officer — 70,897 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
998.85
+26.92%
787.01
-8.98%
864.62
-27.17%
1,187.22
Operating Revenue
998.85
+26.92%
787.01
-8.98%
864.62
-27.17%
1,187.22
Selling General And Administration
391.06
+17.59%
332.56
-6.53%
355.79
-33.76%
537.14
Selling And Marketing Expense
149.21
+48.61%
100.40
+6.99%
93.84
-52.55%
197.75
General And Administrative Expense
241.85
+4.17%
232.16
-11.37%
261.95
-22.82%
339.40
Salaries And Wages
241.85
+4.17%
232.16
-11.37%
261.95
-22.82%
339.40
Reconciled Depreciation
62.89
+6.89%
58.83
+24.66%
47.20
+7.67%
43.83
Net Income
135.68
+164.32%
51.33
+31.82%
38.94
-86.56%
289.69
Pretax Income
176.95
+171.95%
65.07
+19.13%
54.62
-64.31%
153.04
Net Interest Income
625.67
+17.16%
534.04
-4.95%
561.84
+18.33%
474.82
Interest Expense
335.87
-10.17%
373.92
+38.08%
270.79
+228.17%
82.52
Interest Income
961.54
+5.90%
907.96
+9.05%
832.63
+49.39%
557.34
Gain On Sale Of Security
0.00
-100.00%
0.10
0.00
0.00
Tax Provision
41.27
+200.44%
13.74
-12.39%
15.68
+111.47%
-136.65
Tax Rate For Calcs
0.00
+10.47%
0.00
-26.45%
0.00
+36.67%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
135.68
+164.32%
51.33
+31.82%
38.94
-86.56%
289.69
Net Income From Continuing Operation Net Minority Interest
135.68
+164.32%
51.33
+31.82%
38.94
-86.56%
289.69
Net Income From Continuing And Discontinued Operation
135.68
+164.32%
51.33
+31.82%
38.94
-86.56%
289.69
Net Income Continuous Operations
135.68
+164.32%
51.33
+31.82%
38.94
-86.56%
289.69
Minority Interests
—
—
—
—
Normalized Income
135.68
+164.32%
51.33
+31.82%
38.94
-86.56%
289.69
Net Income Common Stockholders
135.68
+164.32%
51.33
+31.82%
38.94
-86.56%
289.69
Diluted EPS
1.16
+157.78%
0.45
+25.00%
0.36
-87.10%
2.79
Basic EPS
1.18
+156.52%
0.46
+27.78%
0.36
-87.14%
2.80
Basic Average Shares
114.61
+2.57%
111.73
+3.01%
108.47
+4.75%
103.55
Diluted Average Shares
117.23
+3.63%
113.12
+4.29%
108.47
+4.30%
104.00
Diluted NI Availto Com Stockholders
135.68
+164.32%
51.33
+31.82%
38.94
-86.56%
289.69
Depreciation Amortization Depletion Income Statement
62.89
+6.89%
58.83
+24.66%
47.20
+7.67%
43.83
Depreciation And Amortization In Income Statement
62.89
+6.89%
58.83
+24.66%
47.20
+7.67%
43.83
Occupancy And Equipment
76.85
+14.71%
66.99
-5.67%
71.02
-0.22%
71.17
Other Non Interest Expense
57.45
+7.89%
53.25
-7.01%
57.26
-10.79%
64.19
Professional Expense And Contract Services Expense
42.34
+32.12%
32.05
-8.89%
35.17
-30.37%
50.52
Line Item Trend 2023-12-31
Total Assets
8,827.46
Cash And Cash Equivalents
1,252.50
Cash Financial
14.99
Other Short Term Investments
1,620.26
Receivables
146.78
Accounts Receivable
35.79
Other Receivables
110.99
Net PPE
188.13
Gross PPE
294.13
Accumulated Depreciation
-106.01
Land And Improvements
—
Buildings And Improvements
—
Machinery Furniture Equipment
123.86
Construction In Progress
112.90
Other Properties
26.61
Leases
30.76
Goodwill And Other Intangible Assets
87.85
Goodwill
75.72
Other Intangible Assets
12.13
Investments And Advances
1,663.15
Total Liabilities Net Minority Interest
7,575.64
Payables And Accrued Expenses
91.44
Payables
91.44
Accounts Payable
54.62
Other Payable
36.82
Current Debt And Capital Lease Obligation
—
Current Debt
—
Other Current Borrowings
—
Long Term Debt And Capital Lease Obligation
57.22
Long Term Debt
19.35
Long Term Capital Lease Obligation
37.87
Stockholders Equity
1,251.82
Common Stock Equity
1,251.82
Capital Stock
1.10
Common Stock
1.10
Preferred Stock
—
Share Issued
110.41
Ordinary Shares Number
110.41
Treasury Shares Number
0.00
Additional Paid In Capital
1,669.83
Retained Earnings
-388.81
Gains Losses Not Affecting Retained Earnings
-30.30
Other Equity Adjustments
-30.30
Total Equity Gross Minority Interest
1,251.82
Total Capitalization
1,271.18
Invested Capital
1,271.18
Total Debt
57.22
Capital Lease Obligations
37.87
Net Tangible Assets
1,163.97
Tangible Book Value
1,163.97
Available For Sale Securities
42.89
Cash Cash Equivalents And Federal Funds Sold
1,294.15
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-2,726.94
-3.52%
-2,634.17
-131.76%
-1,136.60
-402.63%
375.57
Cash Flow From Continuing Operating Activities
-2,726.94
-3.52%
-2,634.17
-131.76%
-1,136.60
-402.63%
375.57
Net Income From Continuing Operations
135.68
+164.32%
51.33
+31.82%
38.94
-86.56%
289.69
Depreciation Amortization Depletion
62.89
+6.89%
58.83
+24.66%
47.20
+7.67%
43.83
Depreciation
—
49.80
—
—
Amortization Cash Flow
—
3.50
—
—
Depreciation And Amortization
62.89
+6.89%
58.83
+24.66%
47.20
+7.67%
43.83
Amortization Of Intangibles
—
3.50
—
—
Other Non Cash Items
-3,062.95
-7.06%
-2,861.01
-112.36%
-1,347.27
-1999.44%
70.93
Stock Based Compensation
34.29
-14.43%
40.07
-23.52%
52.39
-21.06%
66.36
Asset Impairment Charge
—
5.50
—
—
Deferred Tax
—
0.00
0.00
+100.00%
-143.50
Deferred Income Tax
—
0.00
0.00
+100.00%
-143.50
Operating Gains Losses
-58.52
-28.42%
-45.57
+4.74%
-47.84
+49.82%
-95.33
Unrealized Gain Loss On Investment Securities
—
—
—
—
Change In Working Capital
33.29
+108.51%
15.96
+148.59%
-32.85
+12.62%
-37.60
Change In Other Current Assets
33.59
+49.82%
22.42
-59.15%
54.89
+427.49%
-16.76
Change In Other Current Liabilities
-0.31
+95.25%
-6.46
+92.64%
-87.75
-321.13%
-20.84
Investing Cash Flow
1,932.16
+217.89%
607.81
+17.63%
516.70
+118.39%
-2,809.80
Cash Flow From Continuing Investing Activities
1,932.16
+217.89%
607.81
+17.63%
516.70
+118.39%
-2,809.80
Net PPE Purchase And Sale
-140.34
-158.45%
-54.30
+8.75%
-59.51
+14.35%
-69.48
Purchase Of PPE
-140.34
-158.45%
-54.30
+8.75%
-59.51
+14.35%
-69.48
Capital Expenditure
-140.34
-158.45%
-54.30
+8.75%
-59.51
+14.35%
-69.48
Net Investment Purchase And Sale
1,756.31
+97.64%
888.62
+2364.22%
36.06
+126.43%
-136.46
Purchase Of Investment
-30.45
+38.83%
-49.79
+19.24%
-61.65
+72.30%
-222.53
Sale Of Investment
1,786.77
+90.40%
938.41
+860.41%
97.71
+13.51%
86.08
Net Business Purchase And Sale
—
—
0.00
0.00
Purchase Of Business
—
—
0.00
0.00
Net Other Investing Changes
-4.35
-64.01%
-2.65
+43.31%
-4.68
-5.72%
-4.42
Financing Cash Flow
747.82
-56.26%
1,709.61
+116.52%
789.57
-71.75%
2,795.13
Cash Flow From Continuing Financing Activities
747.82
-56.26%
1,709.61
+116.52%
789.57
-71.75%
2,795.13
Net Issuance Payments Of Debt
0.00
+100.00%
-19.20
+82.85%
-111.99
+75.24%
-452.34
Issuance Of Debt
—
—
—
0.00
Repayment Of Debt
0.00
+100.00%
-19.20
+82.85%
-111.99
+75.24%
-452.34
Long Term Debt Issuance
—
—
—
0.00
Long Term Debt Payments
0.00
+100.00%
-19.20
+82.85%
-111.99
+75.24%
-452.34
Net Long Term Debt Issuance
0.00
+100.00%
-19.20
+82.85%
-111.99
+75.24%
-452.34
Short Term Debt Issuance
—
—
—
0.00
Short Term Debt Payments
—
—
—
-25.58
Net Short Term Debt Issuance
—
—
—
-25.58
Cash Dividends Paid
—
—
—
0.00
Net Other Financing Charges
-22.09
-61.64%
-13.67
+31.08%
-19.83
-119.68%
-9.03
Changes In Cash
-46.96
+85.17%
-316.75
-286.69%
169.66
-52.99%
360.90
Beginning Cash Position
977.40
-24.48%
1,294.15
+15.09%
1,124.48
+47.26%
763.59
End Cash Position
930.44
-4.80%
977.40
-24.48%
1,294.15
+15.09%
1,124.48
Free Cash Flow
-2,867.28
-6.65%
-2,688.48
-124.77%
-1,196.11
-490.77%
306.09
Interest Paid Supplemental Data
341.39
-9.75%
378.28
+46.26%
258.63
+224.37%
79.73
Income Tax Paid Supplemental Data
3.38
+1128.00%
0.28
-95.85%
6.63
-54.15%
14.46
Preferred Stock Dividend Paid
—
—
—
0.00
Sale Of Business
—
—
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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