Symbols / LDI Stock $1.59 +1.92% loanDepot, Inc.

Financial Services • Mortgage Finance • United States • NYQ
LDI (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Mortgage Finance
CEO Mr. Anthony Li Hsieh
Exch · Country NYQ · United States
Market Cap 861.09M
Enterprise Value 6.17B
Income -62.65M
Sales 1.23B
FCF (ttm) —
Book/sh 1.03
Cash/sh 2.03
Employees 4,700
Insider 10d —
IPO Feb 11, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E 5.30
PEG —
P/S 0.70
P/B 1.54
P/C —
EV/EBITDA —
EV/Sales 5.03
Quick Ratio 0.42
Current Ratio 1.24
Debt/Eq 1,586.12
LT Debt/Eq —
EPS (ttm) -0.30
EPS next Y 0.30
EPS Growth —
Revenue Growth 70.10%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-05-05
Earnings (prior) 2026-03-10
ROA -1.63%
ROE -24.09%
ROIC —
Gross Margin 89.69%
Oper. Margin -11.95%
Profit Margin -5.10%
Shs Outstand 230.81M
Shs Float 108.25M
Insider Own 3.09%
Instit Own 69.14%
Short Float 15.05%
Short Ratio 7.86
Short Interest 17.39M
52W High 5.05
vs 52W High -68.51%
52W Low 1.02
vs 52W Low 55.88%
Beta 3.22
Impl. Vol. 1.19%
Rel Volume 0.39
Avg Volume 2.53M
Volume 989.88K
Target (mean) $1.80
Tgt Median $1.80
Tgt Low $1.50
Tgt High $2.10
# Analysts 2
Recom None
Prev Close $1.56
Price $1.59
Change 1.92%
About

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$1.80
Mean price target
2. Current target
$1.59
Latest analyst target
3. DCF / Fair value
$1.80
Proxy: analyst mean price target (no FCF/EPS data available).
Ratings
Current target
$1.59
Low
$1.50
High
$2.10
Mean
$1.80

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-10-29 main Goldman Sachs Sell → Sell $3
2025-10-10 main UBS Neutral → Neutral $3
2025-09-10 reit BTIG Neutral → Neutral —
2025-08-20 main UBS Neutral → Neutral $2
2025-08-19 init BTIG — → Neutral —
2025-07-16 main UBS Neutral → Neutral $1
2025-04-16 main UBS Neutral → Neutral $1
2025-03-14 main UBS Neutral → Neutral $1
2024-11-14 main Goldman Sachs Sell → Sell $3
2024-09-05 main UBS Neutral → Neutral $3
2024-08-08 main Goldman Sachs Sell → Sell $2
2024-07-02 main Goldman Sachs Sell → Sell $2
2024-06-24 reit JMP Securities — → Market Perform —
2024-06-21 reit JMP Securities — → Market Perform —
2024-03-13 main Goldman Sachs Sell → Sell $3
2024-01-09 down Goldman Sachs Neutral → Sell $3
2023-12-06 init UBS — → Neutral $2
2023-10-03 main Goldman Sachs Neutral → Neutral $2
2023-08-30 main UBS Neutral → Neutral $2
2023-06-29 main Goldman Sachs Neutral → Neutral $2
News
RSS: Latest LDI news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-15 SMALLWOOD GREGORY Officer — 92,198 — —
2026-04-15 HAYES DAVID R Chief Financial Officer — 234,042 — —
2026-04-15 GRAELER DARREN Officer — 21,276 — —
2026-04-15 GRASSI JOSEPH J III Officer — 92,198 — —
2026-04-15 DERGURAHIAN JEFFREY MICHAEL Chief Investment Officer — 141,844 — —
2026-03-16 SMALLWOOD GREGORY Officer — 118,613 — —
2026-03-16 HAYES DAVID R Chief Financial Officer — 267,397 — —
2026-03-16 GRAELER DARREN Officer — 27,372 — —
2026-03-16 GRASSI JOSEPH J III Officer — 118,613 — —
2026-03-16 DERGURAHIAN JEFFREY MICHAEL Chief Investment Officer — 182,482 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
939.72
+20.31%
781.10
+5.66%
739.27
-35.00%
1,137.35
Operating Revenue
939.72
+20.31%
781.10
+5.66%
739.27
-35.00%
1,137.35
Selling General And Administration
965.29
+2.98%
937.38
+2.04%
918.62
-39.94%
1,529.52
Selling And Marketing Expense
146.69
+10.57%
132.67
-0.16%
132.88
-43.89%
236.83
General And Administrative Expense
818.60
+1.73%
804.71
+2.41%
785.74
-39.22%
1,292.69
Salaries And Wages
641.52
+6.83%
600.48
+4.79%
573.01
-44.21%
1,027.01
Other Gand A
177.08
-13.29%
204.23
-4.00%
212.73
-19.93%
265.68
Reconciled Depreciation
36.62
-22.29%
47.12
-14.99%
55.42
-11.99%
62.97
Total Unusual Items
-6.86
+81.96%
-38.03
-204.79%
-12.48
+85.40%
-85.43
Total Unusual Items Excluding Goodwill
-6.86
+81.96%
-38.03
-204.79%
-12.48
+85.40%
-85.43
Special Income Charges
-6.86
+81.96%
-38.03
-204.79%
-12.48
+85.40%
-85.43
Other Special Charges
1.81
-92.67%
24.64
+1622.80%
1.43
-88.65%
12.59
Impairment Of Capital Assets
—
0.00
0.00
-100.00%
40.74
Restructuring And Mergern Acquisition
5.05
-29.87%
7.20
-39.05%
11.81
-52.99%
25.13
Write Off
0.01
-99.02%
0.51
-44.76%
0.93
-94.71%
17.50
Net Income
-62.65
+36.29%
-98.33
+10.72%
-110.14
+59.66%
-273.02
Pretax Income
-120.53
+50.37%
-242.85
+12.74%
-278.31
+59.66%
-689.98
Net Interest Income
-164.94
+12.91%
-189.39
-10.77%
-170.99
-128.73%
-74.75
Interest Expense
323.74
-3.61%
335.88
+10.40%
304.25
+10.65%
274.96
Interest Income
158.80
+8.41%
146.49
+9.92%
133.26
-33.44%
200.20
Gain On Sale Of Security
-56.01
-518.28%
13.39
-33.72%
20.20
-98.13%
1,080.49
Tax Provision
-13.00
+68.05%
-40.70
+4.90%
-42.80
+46.23%
-79.59
Tax Rate For Calcs
0.00
-35.64%
0.00
+8.82%
0.00
+33.91%
0.00
Tax Effect Of Unusual Items
-0.74
+88.39%
-6.37
-231.68%
-1.92
+80.44%
-9.82
Net Income Including Noncontrolling Interests
-107.53
+46.81%
-202.15
+14.17%
-235.51
+61.42%
-610.38
Net Income From Continuing Operation Net Minority Interest
-62.65
+36.29%
-98.33
+10.72%
-110.14
+59.66%
-273.02
Net Income From Continuing And Discontinued Operation
-62.65
+36.29%
-98.33
+10.72%
-110.14
+59.66%
-273.02
Net Income Continuous Operations
-107.53
+46.81%
-202.15
+14.17%
-235.51
+61.42%
-610.38
Minority Interests
44.88
-56.77%
103.82
-17.19%
125.37
-62.84%
337.37
Normalized Income
-56.53
+15.22%
-66.68
+33.05%
-99.59
+49.55%
-197.42
Net Income Common Stockholders
-62.65
+36.29%
-98.33
+10.72%
-110.14
+59.66%
-273.02
Diluted EPS
-0.30
+43.40%
-0.53
+15.87%
-0.63
+64.00%
-1.75
Basic EPS
-0.30
+43.40%
-0.53
+15.87%
-0.63
+64.00%
-1.75
Basic Average Shares
211.02
+13.67%
185.64
+6.14%
174.91
+12.11%
156.01
Diluted Average Shares
211.02
+13.67%
185.64
+6.14%
174.91
+12.10%
156.03
Diluted NI Availto Com Stockholders
-62.65
+36.29%
-98.33
+10.72%
-110.14
+59.66%
-273.02
Depreciation Amortization Depletion Income Statement
26.22
-27.38%
36.11
-12.49%
41.26
-2.21%
42.20
Depreciation And Amortization In Income Statement
26.22
-27.38%
36.11
-12.49%
41.26
-2.21%
42.20
Occupancy And Equipment
16.88
-13.16%
19.43
-17.36%
23.52
-33.39%
35.31
Other Non Interest Expense
36.27
+5654.67%
-0.65
-104.83%
13.52
+739.59%
-2.11
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
6,857.94
+8.10%
6,344.03
+3.14%
6,151.05
-6.94%
6,609.93
Cash And Cash Equivalents
337.23
-20.01%
421.58
-36.19%
660.71
-23.53%
863.96
Receivables
61.24
-26.04%
82.80
-22.05%
106.23
-33.73%
160.30
Accounts Receivable
24.91
-13.56%
28.82
+105.56%
14.02
-82.49%
80.07
Other Receivables
32.01
-35.31%
49.49
-41.42%
84.49
+31.23%
64.38
Prepaid Assets
155.64
+3.27%
150.72
+3.31%
145.89
+4.19%
140.02
Net PPE
85.81
+5.27%
81.51
-18.69%
100.24
-22.03%
128.56
Gross PPE
382.16
+8.61%
351.85
+5.16%
334.59
+2.69%
325.83
Accumulated Depreciation
-296.35
-9.62%
-270.34
-15.36%
-234.35
-18.80%
-197.27
Machinery Furniture Equipment
302.06
+8.35%
278.77
+6.02%
262.94
+5.99%
248.08
Construction In Progress
24.59
+8.96%
22.57
+73.05%
13.04
+0.87%
12.93
Other Properties
23.88
+16.86%
20.43
-30.58%
29.43
-17.48%
35.67
Leases
31.63
+5.17%
30.07
+3.06%
29.18
+0.10%
29.15
Goodwill And Other Intangible Assets
1,658.22
+1.50%
1,633.66
-18.31%
1,999.76
-1.85%
2,037.45
Goodwill
—
—
—
0.00
Other Intangible Assets
1,658.22
+1.50%
1,633.66
-18.31%
1,999.76
-1.85%
2,037.45
Investments And Advances
103.89
-1.60%
105.58
-6.79%
113.26
-1.21%
114.65
Long Term Equity Investment
18.25
+0.76%
18.11
-11.05%
20.36
-0.23%
20.41
Total Liabilities Net Minority Interest
6,471.93
+10.87%
5,837.42
+7.18%
5,446.56
-4.25%
5,688.46
Payables And Accrued Expenses
337.03
+5.63%
319.05
+11.44%
286.30
-20.96%
362.23
Payables
267.86
+5.36%
254.23
+9.87%
231.39
-24.46%
306.30
Accounts Payable
149.39
-2.14%
152.66
-1.30%
154.67
-30.59%
222.82
Other Payable
0.07
-99.32%
10.18
—
—
Dividends Payable
0.09
-86.85%
0.67
-77.08%
2.92
-59.06%
7.13
Current Accrued Expenses
69.17
+6.71%
64.82
+18.03%
54.91
-1.81%
55.93
Employee Benefits
—
—
—
—
Total Tax Payable
109.08
+35.99%
80.21
+37.81%
58.20
+14.73%
50.73
Income Tax Payable
109.08
+35.99%
80.21
+37.81%
58.20
+14.73%
50.73
Current Debt And Capital Lease Obligation
2,902.54
+22.10%
2,377.13
+22.09%
1,947.06
-37.40%
3,110.44
Current Debt
2,902.54
+22.10%
2,377.13
+22.09%
1,947.06
-37.40%
3,110.44
Long Term Debt And Capital Lease Obligation
2,055.72
+3.93%
1,977.93
-11.98%
2,247.21
+62.00%
1,387.16
Long Term Debt
2,021.09
+3.93%
1,944.74
-11.52%
2,198.02
+65.83%
1,325.48
Long Term Capital Lease Obligation
34.63
+4.34%
33.19
-32.53%
49.19
-20.24%
61.67
Non Current Deferred Liabilities
4.37
-82.74%
25.33
-68.40%
80.17
-34.50%
122.40
Non Current Deferred Taxes Liabilities
4.37
-82.74%
25.33
-68.40%
80.17
-34.50%
122.40
Stockholders Equity
234.51
-14.06%
272.89
-22.73%
353.18
-18.53%
433.50
Common Stock Equity
234.51
-14.06%
272.89
-22.73%
353.18
-18.53%
433.50
Capital Stock
0.34
+3.31%
0.33
+2.15%
0.33
+2.52%
0.32
Common Stock
0.34
+3.31%
0.33
+2.15%
0.33
+2.52%
0.32
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
342.92
+70.28%
201.39
+9.21%
184.40
+7.65%
171.30
Ordinary Shares Number
334.14
+70.37%
196.12
+8.32%
181.05
+6.80%
169.52
Treasury Shares Number
8.78
+66.58%
5.27
+57.35%
3.35
+88.15%
1.78
Additional Paid In Capital
878.20
+4.11%
843.52
+2.74%
821.05
+4.12%
788.60
Retained Earnings
-614.40
-11.58%
-550.62
-21.90%
-451.71
-32.02%
-342.14
Treasury Stock
29.64
+45.70%
20.34
+23.33%
16.49
+24.18%
13.28
Minority Interest
151.50
-35.18%
233.72
-33.47%
351.30
-28.01%
487.97
Total Equity Gross Minority Interest
386.01
-23.81%
506.61
-28.09%
704.48
-23.55%
921.47
Total Capitalization
2,255.60
+1.71%
2,217.63
-13.07%
2,551.20
+45.04%
1,758.98
Invested Capital
5,158.14
+12.26%
4,594.76
+2.15%
4,498.26
-7.62%
4,869.42
Total Debt
4,958.26
+13.85%
4,355.06
+3.83%
4,194.27
-6.74%
4,497.60
Net Debt
4,586.40
+17.59%
3,900.29
+11.94%
3,484.37
-2.45%
3,571.97
Capital Lease Obligations
34.63
+4.34%
33.19
-32.53%
49.19
-20.24%
61.67
Net Tangible Assets
-1,423.71
-4.63%
-1,360.77
+17.36%
-1,646.58
-2.66%
-1,603.95
Tangible Book Value
-1,423.71
-4.63%
-1,360.77
+17.36%
-1,646.58
-2.66%
-1,603.95
Cash Cash Equivalents And Federal Funds Sold
1,475.41
-3.10%
1,522.62
+4.49%
1,457.23
-9.78%
1,615.18
Derivative Product Liabilities
10.72
-57.23%
25.06
-70.50%
84.96
+25.88%
67.49
Line Of Credit
2,902.54
+22.10%
2,377.13
+22.09%
1,947.06
-37.40%
3,110.44
Trading Securities
85.64
-2.09%
87.47
-5.85%
92.90
-1.42%
94.24
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-707.51
+17.57%
-858.31
-392.67%
-174.22
-103.91%
4,460.75
Cash Flow From Continuing Operating Activities
-707.51
+17.57%
-858.31
-392.67%
-174.22
-103.91%
4,460.75
Net Income From Continuing Operations
-107.53
+46.81%
-202.15
+14.17%
-235.51
+61.42%
-610.38
Depreciation Amortization Depletion
36.62
-22.29%
47.12
-14.99%
55.42
-11.99%
62.97
Depreciation
36.62
-22.29%
47.12
-14.99%
55.42
-11.99%
62.97
Depreciation And Amortization
36.62
-22.29%
47.12
-14.99%
55.42
-11.99%
62.97
Other Non Cash Items
113.66
+173.90%
-153.80
-132.45%
474.02
-91.90%
5,854.26
Stock Based Compensation
12.22
-50.95%
24.92
+13.30%
21.99
+6.85%
20.58
Asset Impairment Charge
—
0.00
0.00
-100.00%
40.74
Deferred Tax
-6.86
+85.73%
-48.08
-11.37%
-43.17
+46.22%
-80.28
Deferred Income Tax
-6.86
+85.73%
-48.08
-11.37%
-43.17
+46.22%
-80.28
Operating Gains Losses
-722.63
-28.84%
-560.86
-29.03%
-434.69
+48.16%
-838.44
Unrealized Gain Loss On Investment Securities
-4.10
-526.91%
-0.65
+84.24%
-4.15
-119.24%
21.57
Gain Loss On Sale Of PPE
—
—
—
-10.55
Change In Working Capital
-38.23
-208.88%
35.11
+310.35%
-16.69
+89.66%
-161.49
Change In Other Working Capital
-38.23
-208.88%
35.11
+310.35%
-16.69
+89.66%
-161.49
Investing Cash Flow
14.51
-97.03%
487.94
+194.54%
165.66
-75.19%
667.76
Cash Flow From Continuing Investing Activities
14.51
-97.03%
487.94
+194.54%
165.66
-75.19%
667.76
Net PPE Purchase And Sale
-27.10
-2.71%
-26.39
-28.01%
-20.61
+52.30%
-43.21
Purchase Of PPE
-27.10
-2.71%
-26.39
-28.01%
-20.61
+52.30%
-43.21
Capital Expenditure
-27.10
-2.71%
-26.39
-28.01%
-20.61
+52.30%
-43.21
Net Investment Purchase And Sale
5.78
-5.53%
6.11
+9.47%
5.58
-22.00%
7.16
Purchase Of Investment
-0.15
+33.33%
-0.23
0.00
+100.00%
-0.33
Sale Of Investment
5.92
-6.52%
6.34
+13.50%
5.58
-25.39%
7.48
Net Intangibles Purchase And Sale
35.84
-92.95%
508.21
+181.26%
180.69
-74.33%
703.81
Financing Cash Flow
566.80
+273.54%
151.74
+167.11%
-226.09
+95.26%
-4,768.60
Cash Flow From Continuing Financing Activities
566.80
+273.54%
151.74
+167.11%
-226.09
+95.26%
-4,768.60
Net Issuance Payments Of Debt
589.15
+242.16%
172.19
+180.24%
-214.59
+95.38%
-4,643.08
Issuance Of Debt
24,641.57
+5.11%
23,443.81
+12.08%
20,917.85
-65.22%
60,138.72
Repayment Of Debt
-24,052.42
-3.36%
-23,271.62
-10.12%
-21,132.44
+67.38%
-64,781.80
Long Term Debt Issuance
24,641.57
+5.11%
23,443.81
+12.08%
20,917.85
-65.22%
60,138.72
Long Term Debt Payments
-24,052.42
-3.36%
-23,271.62
-10.12%
-21,132.44
+67.38%
-64,781.80
Net Long Term Debt Issuance
589.15
+242.16%
172.19
+180.24%
-214.59
+95.38%
-4,643.08
Short Term Debt Issuance
—
—
20,515.01
-64.64%
58,014.32
Short Term Debt Payments
—
—
-20,714.56
+67.29%
-63,324.91
Net Short Term Debt Issuance
—
—
-199.55
+96.24%
-5,310.60
Net Common Stock Issuance
-9.29
-141.62%
-3.85
-19.81%
-3.21
-646.74%
-0.43
Common Stock Payments
-9.29
-141.62%
-3.85
-19.81%
-3.21
-646.74%
-0.43
Common Stock Dividend Paid
-2.47
+24.43%
-3.26
-9.50%
-2.98
+97.50%
-119.26
Cash Dividends Paid
-2.47
+24.43%
-3.26
-9.50%
-2.98
+97.50%
-119.26
Repurchase Of Capital Stock
-9.29
-141.62%
-3.85
-19.81%
-3.21
-646.74%
-0.43
Proceeds From Stock Option Exercised
5.93
0.00
0.00
—
Net Other Financing Charges
-16.52
-23.85%
-13.34
-151.35%
-5.31
+8.88%
-5.82
Changes In Cash
-126.20
+42.28%
-218.63
+6.82%
-234.65
-165.20%
359.90
Beginning Cash Position
527.22
-29.31%
745.86
-23.93%
980.50
+57.99%
620.60
End Cash Position
401.02
-23.94%
527.22
-29.31%
745.86
-23.93%
980.50
Free Cash Flow
-734.61
+16.96%
-884.69
-354.09%
-194.83
-104.41%
4,417.53
Interest Paid Supplemental Data
301.46
-1.33%
305.52
-5.01%
321.63
+26.76%
253.73
Income Tax Paid Supplemental Data
—
9.02
—
26.73
Earnings Losses From Equity Investments
5.12
-67.88%
15.93
-16.01%
18.97
+56.40%
12.13
Sale Of Intangibles
35.84
-92.95%
508.21
+181.26%
180.69
-74.33%
703.81
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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