Symbols / LU
LU Chart
About
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Credit Services | Market Cap | 2.37B |
| Enterprise Value | -3.68B | Income | -3.87B | Sales | 28.36B |
| Book/sh | 13.66 | Cash/sh | 33.36 | Dividend Yield | — |
| Payout | 3.95% | Employees | 35875 | IPO | — |
| P/E | — | Forward P/E | 4.76 | PEG | — |
| P/S | 0.08 | P/B | 0.20 | P/C | — |
| EV/EBITDA | -0.49 | EV/Sales | -0.13 | Quick Ratio | 17.42 |
| Current Ratio | 19.43 | Debt/Eq | 55.12 | LT Debt/Eq | — |
| EPS (ttm) | -0.79 | EPS next Y | 0.58 | EPS Growth | — |
| Revenue Growth | -31.10% | Earnings | 2025-07-21 16:00 | ROA | 2.10% |
| ROE | -4.09% | ROIC | — | Gross Margin | 56.97% |
| Oper. Margin | -12.79% | Profit Margin | -13.65% | Shs Outstand | 866.69M |
| Shs Float | 475.60M | Short Float | — | Short Ratio | 2.50 |
| Short Interest | — | 52W High | 4.57 | 52W Low | 2.30 |
| Beta | 0.55 | Avg Volume | 1.28M | Volume | 796.15K |
| Target Price | $3.01 | Recom | Buy | Prev Close | $2.73 |
| Price | $2.74 | Change | 0.37% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$3.01
Mean price target
2. Current target
$2.74
Latest analyst target
3. DCF / Fair value
$408.68
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$2.74
Low
$2.11
High
$4.32
Mean
$3.01
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2024-08-23 | main | B of A Securities | Neutral → Neutral | $3 |
| 2024-01-02 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $5 |
News
RSS: Latest LU news- Li Lu Is Betting Big on These Stocks in 2026 - The Acquirer's Multiple Sun, 01 Feb 2026 08
- Individual investors own 16% of Lufax Holding Ltd (NYSE:LU) shares but public companies control 67% of the company - Yahoo Finance Sun, 25 Jan 2026 08
- Lufax shakes up leadership: new CEO and Ping An veterans join board - Stock Titan ue, 17 Feb 2026 12
- Diodes Inc director Lu Keh Shew sells $7.5M in shares - Investing.com UK ue, 24 Feb 2026 20
- Lufax (NYSE:LU) Shares Gap Up - Here's Why - MarketBeat ue, 17 Feb 2026 20
- Lufax Holding: A Bounce In The Stock Could Be Near (NYSE:LU) - Seeking Alpha Fri, 25 Apr 2025 07
- Lufax Holding Ltd American Depositary Shares each representing two (2) Earnings - StocksToTrade hu, 18 Sep 2025 07
- How Investors May Respond To Lufax (LU) Renewing 2026 Ping An Agreements And Seeking Shareholder Input - simplywall.st Sun, 07 Dec 2025 08
- Grindr Chair Resigns Post - Los Angeles Business Journal Mon, 10 Nov 2025 08
- Lufax (NYSE:LU) Valuation Overview as Investors Reconsider the Stock’s Prospects - Yahoo Finance ue, 04 Nov 2025 08
- [6-K] Lufax Holding Ltd Current Report (Foreign Issuer) | LU SEC Filing - Form 6-K - Stock Titan Fri, 13 Feb 2026 08
- Lu James Fu Bin sells Grindr (GRND) stock worth $14.6 million - Investing.com Fri, 06 Feb 2026 08
- Lufax Holding Ltd. Sponsored ADR (NYSE:LU) Sees Large Drop in Short Interest - MarketBeat Sat, 14 Feb 2026 08
- Lufax Holding (NYSE:LU) TTM Loss Of CÂ¥3.9b Reinforces Bearish Profitability Concerns - simplywall.st ue, 17 Feb 2026 11
- Lufax Holding (LU) Nears 52-Week High on ‘Extraordinary’ Shareholder Meeting - Yahoo Finance ue, 30 Sep 2025 07
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| TaxEffectOfUnusualItems | -11.59M | -195.89M | -314.85M |
| TaxRateForCalcs | 0.37 | 0.33 | 0.29 |
| TotalUnusualItems | -31.25M | -600.88M | -1.10B |
| TotalUnusualItemsExcludingGoodwill | -31.25M | -600.88M | -1.10B |
| NetIncomeFromContinuingOperationNetMinorityInterest | 886.87M | 8.70B | 16.80B |
| ReconciledDepreciation | 606.15M | 771.14M | 824.63M |
| NetInterestIncome | 12.17B | 18.33B | 13.74B |
| InterestExpense | 9.21B | 13.24B | 10.41B |
| InterestIncome | 21.38B | 31.58B | 24.15B |
| NormalizedIncome | 906.52M | 9.10B | 17.59B |
| NetIncomeFromContinuingAndDiscontinuedOperation | 886.87M | 8.70B | 16.80B |
| DilutedAverageShares | 573.09M | 573.84M | 627.97M |
| BasicAverageShares | 573.09M | 572.33M | 590.87M |
| DilutedEPS | 1.54 | 15.16 | 26.76 |
| BasicEPS | 1.54 | 15.20 | 28.44 |
| DilutedNIAvailtoComStockholders | 886.87M | 8.70B | 18.19B |
| AverageDilutionEarnings | 0.00 | 0.00 | 1.39B |
| NetIncomeCommonStockholders | 886.87M | 8.70B | 16.80B |
| OtherunderPreferredStockDividend | -1.39B | ||
| NetIncome | 886.87M | 8.70B | 16.80B |
| MinorityInterests | -147.62M | -75.67M | 95.32M |
| NetIncomeIncludingNoncontrollingInterests | 1.03B | 8.78B | 16.71B |
| NetIncomeContinuousOperations | 1.03B | 8.78B | 16.71B |
| TaxProvision | 610.63M | 4.24B | 6.69B |
| PretaxIncome | 1.65B | 13.01B | 23.40B |
| SpecialIncomeCharges | -31.25M | -600.88M | -1.10B |
| WriteOff | 31.25M | 427.11M | 1.10B |
| RestructuringAndMergernAcquisition | 0.00 | 0.00 | |
| GainOnSaleOfSecurity | 916.49M | 548.94M | 425.88M |
| SellingGeneralAndAdministration | 12.17B | 18.59B | 21.55B |
| SellingAndMarketingExpense | 9.87B | 15.76B | 17.99B |
| GeneralAndAdministrativeExpense | 2.30B | 2.83B | 3.56B |
| OtherGandA | 2.30B | 2.83B | 3.56B |
| TotalRevenue | 28.12B | 49.81B | 54.61B |
| OperatingRevenue | 28.12B | 49.81B | 54.61B |
| OtherNonInterestExpense | 1.54B | 1.64B | 2.15B |
| Line Item | 2023-12-31 | ||
|---|---|---|---|
| TreasurySharesNumber | 0.00 | ||
| OrdinarySharesNumber | 1.15B | 1.15B | 1.14B |
| ShareIssued | 1.15B | 1.15B | 1.14B |
| NetDebt | 4.48B | 7.98B | 8.72B |
| TotalDebt | 44.86B | 53.11B | 44.80B |
| TangibleBookValue | 82.36B | 83.39B | 83.24B |
| InvestedCapital | 136.62B | 145.56B | 137.06B |
| NetTangibleAssets | 82.36B | 83.39B | 83.24B |
| CapitalLeaseObligations | 386.69M | 748.81M | 794.54M |
| CommonStockEquity | 92.14B | 93.19B | 93.05B |
| TotalCapitalization | 136.62B | 145.56B | 137.06B |
| TotalEquityGrossMinorityInterest | 93.68B | 94.79B | 94.56B |
| MinorityInterest | 1.54B | 1.60B | 1.51B |
| StockholdersEquity | 92.14B | 93.19B | 93.05B |
| GainsLossesNotAffectingRetainedEarnings | 155.85M | 2.16B | 9.30B |
| OtherEquityAdjustments | 155.85M | 2.16B | 9.30B |
| TreasuryStock | 5.64B | 5.64B | 5.56B |
| RetainedEarnings | 65.49B | 64.60B | 55.94B |
| AdditionalPaidInCapital | 32.14B | 32.07B | 33.37B |
| CapitalStock | 75.00K | 75.00K | 75.00K |
| CommonStock | 75.00K | 75.00K | 75.00K |
| TotalLiabilitiesNetMinorityInterest | 143.34B | 254.48B | 265.87B |
| DerivativeProductLiabilities | 0.00 | 25.77M | |
| EmployeeBenefits | 21.15M | 21.20M | 46.75M |
| NonCurrentDeferredLiabilities | 2.71B | 3.76B | 1.94B |
| NonCurrentDeferredRevenue | 2.19B | 3.07B | 1.11B |
| NonCurrentDeferredTaxesLiabilities | 524.06M | 694.09M | 833.69M |
| LongTermDebtAndCapitalLeaseObligation | 44.86B | 53.11B | 44.80B |
| LongTermCapitalLeaseObligation | 386.69M | 748.81M | 794.54M |
| LongTermDebt | 44.47B | 52.37B | 44.00B |
| LongTermProvisions | 155.35M | 112.58M | 110.93M |
| PayablesAndAccruedExpenses | 90.64B | 191.21B | 216.14B |
| CurrentAccruedExpenses | 1.13B | 5.36B | 2.17B |
| Payables | 89.51B | 185.85B | 213.97B |
| OtherPayable | 87.89B | 182.82B | 204.51B |
| TotalTaxPayable | 1.48B | 2.83B | 9.05B |
| IncomeTaxPayable | 1.48B | 2.83B | 9.05B |
| AccountsPayable | 139.21M | 193.28M | 401.21M |
| TotalAssets | 237.02B | 349.26B | 360.43B |
| InvestmentsAndAdvances | 31.91B | 33.85B | 35.27B |
| AvailableForSaleSecurities | 31.90B | 33.81B | 34.81B |
| LongTermEquityInvestment | 2.61M | 39.27M | 459.50M |
| GoodwillAndOtherIntangibleAssets | 9.79B | 9.80B | 9.82B |
| OtherIntangibleAssets | 874.92M | 885.06M | 899.41M |
| Goodwill | 8.91B | 8.91B | 8.92B |
| NetPPE | 581.21M | 1.08B | 1.19B |
| AccumulatedDepreciation | -1.80B | -1.94B | -2.10B |
| GrossPPE | 2.38B | 3.02B | 3.29B |
| Leases | 1.89B | 2.42B | 2.66B |
| ConstructionInProgress | 0.00 | ||
| BuildingsAndImprovements | 494.73M | 602.74M | 626.58M |
| PrepaidAssets | 697.93M | 799.70M | 668.32M |
| Receivables | 5.35B | 9.75B | 15.07B |
| OtherReceivables | 1.29B | 1.75B | 1.65B |
| AccountsReceivable | 4.05B | 8.00B | 13.42B |
| CashAndCashEquivalents | 39.99B | 44.39B | 35.29B |
| CashEquivalents | -3.79M | -2.12M | -3.39M |
| CashFinancial | 22.36B | ||
| CashCashEquivalentsAndFederalFundsSold | 51.76B | 72.81B | 73.50B |
| Line Item | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| FreeCashFlow | 14.98B | 4.33B | 4.83B |
| RepurchaseOfCapitalStock | 0.00 | 0.00 | -6.44B |
| RepaymentOfDebt | -32.88B | -10.15B | -2.47B |
| IssuanceOfDebt | 14.62B | 9.05B | 7.26B |
| IssuanceOfCapitalStock | 0.00 | 15.94M | 22.33M |
| CapitalExpenditure | -48.34M | -122.84M | -153.05M |
| EndCashPosition | 18.48B | 29.54B | 26.50B |
| BeginningCashPosition | 29.54B | 26.50B | 23.79B |
| EffectOfExchangeRateChanges | 404.68M | 57.02M | -142.61M |
| ChangesInCash | -11.46B | 2.98B | 2.85B |
| FinancingCashFlow | -20.55B | -9.92B | -2.45B |
| CashFlowFromContinuingFinancingActivities | -20.55B | -9.92B | -2.45B |
| NetOtherFinancingCharges | -199.20M | 95.91M | -4.74M |
| InterestPaidCFF | -1.51B | -1.21B | -867.72M |
| ProceedsFromStockOptionExercised | 252.00K | 95.91M | 43.46M |
| CashDividendsPaid | -1.44B | -7.72B | 0.00 |
| CommonStockDividendPaid | -1.44B | -7.72B | 0.00 |
| NetCommonStockIssuance | 0.00 | 15.94M | -6.42B |
| CommonStockPayments | 0.00 | 0.00 | -6.44B |
| CommonStockIssuance | 0.00 | 15.94M | 22.33M |
| NetIssuancePaymentsOfDebt | -18.26B | -1.10B | 4.80B |
| NetLongTermDebtIssuance | -18.26B | -1.10B | 4.80B |
| LongTermDebtPayments | -32.88B | -10.15B | -2.47B |
| LongTermDebtIssuance | 14.62B | 9.05B | 7.26B |
| InvestingCashFlow | -5.94B | 8.45B | 313.82M |
| CashFlowFromContinuingInvestingActivities | -5.94B | 8.45B | 313.82M |
| InterestReceivedCFI | 970.13M | 1.73B | 1.46B |
| NetInvestmentPurchaseAndSale | -6.89B | 1.30B | 3.84B |
| SaleOfInvestment | 67.03B | 99.03B | 132.43B |
| PurchaseOfInvestment | -73.92B | -97.73B | -128.59B |
| NetBusinessPurchaseAndSale | 25.07M | 0.00 | 0.00 |
| SaleOfBusiness | 25.07M | 0.00 | 0.00 |
| PurchaseOfBusiness | 0.00 | 0.00 | |
| NetPPEPurchaseAndSale | -40.12M | -103.19M | -153.05M |
| SaleOfPPE | 8.22M | 19.66M | 5.00K |
| PurchaseOfPPE | -48.34M | -122.84M | -153.05M |
| OperatingCashFlow | 15.03B | 4.46B | 4.99B |
| CashFlowFromContinuingOperatingActivities | 15.03B | 4.46B | 4.99B |
| TaxesRefundPaid | -2.72B | -10.28B | -8.01B |
| ChangeInWorkingCapital | 9.20B | -13.64B | -18.65B |
| ChangeInPayablesAndAccruedExpense | -96.75B | -24.05B | 82.51B |
| ChangeInPayable | -96.75B | -24.05B | 82.51B |
| ChangeInReceivables | -101.16B | ||
| OtherNonCashItems | 1.78B | 2.50B | 1.81B |
| StockBasedCompensation | -36.14M | 45.92M | 133.40M |
| UnrealizedGainLossOnInvestmentSecurities | 197.03M | 212.30M | 483.36M |
| AssetImpairmentCharge | 31.25M | 427.11M | 1.10B |
| DepreciationAmortizationDepletion | 606.15M | 771.14M | 824.63M |
| DepreciationAndAmortization | 606.15M | 771.14M | 824.63M |
| AmortizationCashFlow | 11.02M | 15.32M | 22.23M |
| AmortizationOfIntangibles | 11.02M | 15.32M | 22.23M |
| Depreciation | 595.13M | 755.81M | 802.40M |
| OperatingGainsLosses | -1.27B | -558.46M | -1.76B |
| EarningsLossesFromEquityInvestments | 5.42M | 218.00K | 31.14M |
| GainLossOnInvestmentSecurities | -1.22B | -1.46B | -1.59B |
| NetForeignCurrencyExchangeGainLoss | -75.71M | 877.23M | -206.75M |
| GainLossOnSaleOfPPE | 21.51M | 24.26M | 6.68M |
| NetIncomeFromContinuingOperations | 1.65B | 13.01B | 23.40B |
SEC Filings
No SEC filings found for this symbol (may be non-US or ticker not in SEC index).
Public Trades for LU
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|