Symbols / LU Stock $1.89 +1.07% Lufax Holding Ltd
LU (Stock) Chart
About
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.
Stock Fundamentals
Scroll to Statements| Market Cap | 1.79B | Enterprise Value | -5.16B | Income | -3.87B | Sales | 28.36B | Book/sh | 13.68 | Cash/sh | 33.36 |
| Dividend Yield | — | Payout | 0.00% | Employees | 35875 | IPO | — | P/E | — | Forward P/E | 3.24 |
| PEG | — | P/S | 0.06 | P/B | 0.14 | P/C | — | EV/EBITDA | -0.69 | EV/Sales | -0.18 |
| Quick Ratio | 17.42 | Current Ratio | 19.43 | Debt/Eq | 55.12 | LT Debt/Eq | — | EPS (ttm) | -0.81 | EPS next Y | 0.58 |
| EPS Growth | — | Revenue Growth | -31.10% | Earnings | 2025-07-21 | ROA | 2.10% | ROE | -4.09% | ROIC | — |
| Gross Margin | 56.97% | Oper. Margin | -12.79% | Profit Margin | -13.65% | Shs Outstand | 866.69M | Shs Float | 475.52M | Short Float | — |
| Short Ratio | 3.25 | Short Interest | — | 52W High | 4.57 | 52W Low | 1.73 | Beta | 0.67 | Avg Volume | 1.66M |
| Volume | 753.69K | Target Price | $2.82 | Recom | Buy | Prev Close | $1.87 | Price | $1.89 | Change | 1.07% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$2.82
Mean price target
2. Current target
$1.89
Latest analyst target
3. DCF / Fair value
$408.68
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$1.89
Low
$1.99
High
$4.34
Mean
$2.82
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-04-17 | up | JP Morgan | Underweight → Neutral | $2 |
| 2024-08-23 | main | B of A Securities | Neutral → Neutral | $3 |
| 2024-01-02 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $5 |
News
RSS: Latest LU news- Zacks Research Upgrades Lufax (NYSE:LU) to Hold - MarketBeat hu, 23 Apr 2026 11
- Lufax Holding (NYSE:LU) Valuation After Board Refresh And New Independent Director Appointments - simplywall.st hu, 23 Apr 2026 08
- SHAREHOLDER ALERT Bernstein Liebhard LLP Announces A - GlobeNewswire ue, 21 Apr 2026 12
- What factors could change Lufax (LU) stock direction (Breakout Watch) 2026-04-20 - Market Timing - Cổng thông tin điện tử tỉnh Lào Cai ue, 21 Apr 2026 05
- Individual investors own 16% of Lufax Holding Ltd (NYSE:LU) shares but public companies control 67% of the company - Yahoo Finance Sun, 25 Jan 2026 08
- Li Lu Is Betting Big on These Stocks in 2026 - The Acquirer's Multiple Sun, 01 Feb 2026 08
- Lufax (LU) Stock: Momentum Signals (On the Radar) 2026-04-18 - Social Buy Zones - Xã Châu Thành Sat, 18 Apr 2026 23
- Lufax (LU) Stock: Detailed Breakdown (Technical Weakness) 2026-04-18 - Analyst Recommended Stocks - Xã Thanh Hà Sat, 18 Apr 2026 12
- LU Upgraded by JP Morgan -- Price Target Announced at $2.00 - GuruFocus Fri, 17 Apr 2026 23
- FinancialContent - INVESTOR ALERT: Pomerantz Law Firm Reminds Investors with Losses on their Investment in Lufax Holding Ltd. of Class Action Lawsuit and Upcoming Deadlines – LU - FinancialContent ue, 21 Apr 2026 20
- Lufax replaces 2 board members, taps ex-PwC partner as audit chair - Stock Titan Mon, 13 Apr 2026 12
- LU UPCOMING DEADLINE: Faruqi & Faruqi, LLP Reminds Lufax (LU) Investors of Securities Class Action Deadline on May 20, 2026 - marketscreener.com Mon, 20 Apr 2026 16
- Lufax (NYSE:LU) Valuation Overview as Investors Reconsider the Stock’s Prospects - Yahoo Finance ue, 04 Nov 2025 08
- JPMorgan Chase & Co. Upgrades Lufax (NYSE:LU) to "Neutral" - MarketBeat Fri, 17 Apr 2026 13
- Lufax (NYSE: LU) adds two independent directors and reshapes key committees - Stock Titan Mon, 13 Apr 2026 20
Insider Transactions
No recent insider transactions.
Financials
Statement View
| Line Item | Trend | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Total Revenue |
|
19,183.14
-31.83%
|
28,140.26
-42.66%
|
49,075.13
-10.13%
|
54,607.94
|
| Operating Revenue |
|
19,183.14
-31.83%
|
28,140.26
-42.66%
|
49,075.13
-10.13%
|
54,607.94
|
| Selling General And Administration |
|
7,430.02
-39.29%
|
12,238.72
-34.38%
|
18,649.70
-13.47%
|
21,552.40
|
| Selling And Marketing Expense |
|
5,406.37
-45.33%
|
9,888.67
-37.27%
|
15,764.68
-12.38%
|
17,993.07
|
| General And Administrative Expense |
|
2,023.65
-13.89%
|
2,350.04
-18.54%
|
2,885.02
-18.94%
|
3,559.32
|
| Other Gand A |
|
2,023.65
-13.89%
|
2,350.04
-18.54%
|
2,885.02
-18.94%
|
3,559.32
|
| Reconciled Depreciation |
|
427.85
-31.39%
|
623.60
-20.88%
|
788.13
-4.43%
|
824.63
|
| Total Unusual Items |
|
0.00
+100.00%
|
-31.25
+94.80%
|
-600.88
+45.42%
|
-1,100.88
|
| Total Unusual Items Excluding Goodwill |
|
0.00
+100.00%
|
-31.25
+94.80%
|
-600.88
+45.42%
|
-1,100.88
|
| Special Income Charges |
|
0.00
+100.00%
|
-31.25
+94.80%
|
-600.88
+45.42%
|
-1,100.88
|
| Restructuring And Mergern Acquisition |
|
—
|
—
|
0.00
|
0.00
|
| Write Off |
|
0.00
-100.00%
|
31.25
-92.68%
|
427.11
-61.20%
|
1,100.88
|
| Net Income |
|
-3,870.62
-578.08%
|
809.62
-89.59%
|
7,777.34
-53.72%
|
16,804.38
|
| Pretax Income |
|
-2,078.68
-230.86%
|
1,588.46
-86.81%
|
12,045.86
-48.52%
|
23,400.18
|
| Net Interest Income |
|
12,351.27
-4.16%
|
12,887.47
-28.31%
|
17,977.74
+30.83%
|
13,741.52
|
| Interest Expense |
|
4,965.33
-45.20%
|
9,061.12
-31.41%
|
13,210.39
+26.94%
|
10,406.96
|
| Interest Income |
|
17,316.60
-21.10%
|
21,948.59
-29.63%
|
31,188.13
+29.15%
|
24,148.48
|
| Gain On Sale Of Security |
|
-1,375.90
-2586.76%
|
55.33
+165.77%
|
-84.13
-119.75%
|
425.88
|
| Tax Provision |
|
1,524.83
+139.99%
|
635.37
-84.83%
|
4,187.78
-37.41%
|
6,691.12
|
| Tax Rate For Calcs |
|
0.00
-37.50%
|
0.00
+22.70%
|
0.00
+13.99%
|
0.00
|
| Tax Effect Of Unusual Items |
|
0.00
+100.00%
|
-12.50
+93.62%
|
-195.89
+37.78%
|
-314.85
|
| Net Income Including Noncontrolling Interests |
|
-3,603.51
-478.08%
|
953.10
-87.87%
|
7,858.09
-52.97%
|
16,709.06
|
| Net Income From Continuing Operation Net Minority Interest |
|
-3,870.62
-578.08%
|
809.62
-89.59%
|
7,777.34
-53.72%
|
16,804.38
|
| Net Income From Continuing And Discontinued Operation |
|
-3,870.62
-578.08%
|
809.62
-89.59%
|
7,777.34
-53.72%
|
16,804.38
|
| Net Income Continuous Operations |
|
-3,603.51
-478.08%
|
953.10
-87.87%
|
7,858.09
-52.97%
|
16,709.06
|
| Minority Interests |
|
-267.11
-86.17%
|
-143.47
-77.68%
|
-80.75
-184.71%
|
95.32
|
| Normalized Income |
|
-3,870.62
-567.26%
|
828.37
-89.88%
|
8,182.33
-53.48%
|
17,590.41
|
| Net Income Common Stockholders |
|
-3,870.62
-578.08%
|
809.62
-89.59%
|
7,777.34
-53.72%
|
16,804.38
|
| Otherunder Preferred Stock Dividend |
|
—
|
—
|
—
|
-1,388.08
|
| Diluted EPS |
|
-5.54
-490.14%
|
1.42
-89.53%
|
13.56
-49.33%
|
26.76
|
| Basic EPS |
|
-5.54
-490.14%
|
1.42
-89.54%
|
13.58
-52.25%
|
28.44
|
| Basic Average Shares |
|
697.57
+21.72%
|
573.09
+0.10%
|
572.52
-3.10%
|
590.87
|
| Diluted Average Shares |
|
697.57
+21.62%
|
573.58
-0.02%
|
573.68
-8.64%
|
627.97
|
| Diluted NI Availto Com Stockholders |
|
-3,870.62
-578.08%
|
809.62
-89.59%
|
7,777.34
-57.25%
|
18,192.46
|
| Average Dilution Earnings |
|
—
|
0.00
|
0.00
-100.00%
|
1,388.08
|
| Other Non Interest Expense |
|
1,465.12
-5.69%
|
1,553.52
-13.94%
|
1,805.13
-16.14%
|
2,152.52
|
| Line Item | Trend | 2023-12-31 |
|---|---|---|
| Total Assets |
|
234,382.07
|
| Cash And Cash Equivalents |
|
40,086.09
|
| Cash Equivalents |
|
-3.79
|
| Cash Financial |
|
—
|
| Other Short Term Investments |
|
0.00
|
| Receivables |
|
5,400.38
|
| Accounts Receivable |
|
4,053.99
|
| Other Receivables |
|
1,346.39
|
| Prepaid Assets |
|
343.29
|
| Net PPE |
|
605.80
|
| Gross PPE |
|
2,442.50
|
| Accumulated Depreciation |
|
-1,836.70
|
| Buildings And Improvements |
|
512.34
|
| Construction In Progress |
|
—
|
| Leases |
|
1,930.16
|
| Goodwill And Other Intangible Assets |
|
9,786.36
|
| Goodwill |
|
8,911.44
|
| Other Intangible Assets |
|
874.92
|
| Investments And Advances |
|
26,523.90
|
| Long Term Equity Investment |
|
2.61
|
| Total Liabilities Net Minority Interest |
|
141,888.41
|
| Payables And Accrued Expenses |
|
88,402.72
|
| Payables |
|
87,248.87
|
| Accounts Payable |
|
113.33
|
| Other Payable |
|
85,628.18
|
| Current Accrued Expenses |
|
1,153.85
|
| Employee Benefits |
|
21.15
|
| Total Tax Payable |
|
1,507.36
|
| Income Tax Payable |
|
1,507.36
|
| Long Term Debt And Capital Lease Obligation |
|
44,878.07
|
| Long Term Debt |
|
44,473.55
|
| Long Term Capital Lease Obligation |
|
404.52
|
| Long Term Provisions |
|
155.35
|
| Non Current Deferred Liabilities |
|
2,679.20
|
| Non Current Deferred Revenue |
|
2,187.08
|
| Non Current Deferred Taxes Liabilities |
|
492.12
|
| Stockholders Equity |
|
90,935.40
|
| Common Stock Equity |
|
90,935.40
|
| Capital Stock |
|
0.07
|
| Common Stock |
|
0.07
|
| Share Issued |
|
1,146.32
|
| Ordinary Shares Number |
|
1,146.32
|
| Treasury Shares Number |
|
0.00
|
| Additional Paid In Capital |
|
32,142.23
|
| Retained Earnings |
|
62,666.68
|
| Gains Losses Not Affecting Retained Earnings |
|
1,769.18
|
| Treasury Stock |
|
5,642.77
|
| Minority Interest |
|
1,558.26
|
| Other Equity Adjustments |
|
1,769.18
|
| Total Equity Gross Minority Interest |
|
92,493.66
|
| Total Capitalization |
|
135,408.96
|
| Invested Capital |
|
135,408.96
|
| Total Debt |
|
44,878.07
|
| Net Debt |
|
4,387.47
|
| Capital Lease Obligations |
|
404.52
|
| Net Tangible Assets |
|
81,149.04
|
| Tangible Book Value |
|
81,149.04
|
| Available For Sale Securities |
|
26,521.29
|
| Cash Cash Equivalents And Federal Funds Sold |
|
54,159.21
|
| Derivative Product Liabilities |
|
—
|
| Line Item | Trend | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow |
|
1,816.77
-85.72%
|
12,720.41
+156.72%
|
4,955.06
-0.65%
|
4,987.47
|
| Cash Flow From Continuing Operating Activities |
|
1,816.77
-85.72%
|
12,720.41
+156.72%
|
4,955.06
-0.65%
|
4,987.47
|
| Net Income From Continuing Operations |
|
-2,078.68
-230.86%
|
1,588.46
-86.81%
|
12,045.86
-48.52%
|
23,400.18
|
| Depreciation Amortization Depletion |
|
427.85
-31.39%
|
623.60
-20.88%
|
788.13
-4.43%
|
824.63
|
| Depreciation |
|
388.08
-36.65%
|
612.58
-20.73%
|
772.80
-3.69%
|
802.40
|
| Amortization Cash Flow |
|
39.77
+260.79%
|
11.02
-28.08%
|
15.32
-31.07%
|
22.23
|
| Depreciation And Amortization |
|
427.85
-31.39%
|
623.60
-20.88%
|
788.13
-4.43%
|
824.63
|
| Amortization Of Intangibles |
|
39.77
+260.79%
|
11.02
-28.08%
|
15.32
-31.07%
|
22.23
|
| Other Non Cash Items |
|
1,114.75
-36.82%
|
1,764.47
-28.88%
|
2,481.06
+37.22%
|
1,808.05
|
| Stock Based Compensation |
|
-18.12
+49.95%
|
-36.20
-180.16%
|
45.16
-66.14%
|
133.40
|
| Asset Impairment Charge |
|
0.00
-100.00%
|
31.25
-92.68%
|
427.11
-61.20%
|
1,100.88
|
| Operating Gains Losses |
|
-261.17
+60.02%
|
-653.28
-354.60%
|
256.59
+114.57%
|
-1,761.25
|
| Gain Loss On Investment Securities |
|
-537.33
+11.18%
|
-604.98
+6.31%
|
-645.69
+59.45%
|
-1,592.32
|
| Unrealized Gain Loss On Investment Securities |
|
1,583.15
+201.55%
|
525.00
+295.11%
|
132.88
-72.51%
|
483.36
|
| Net Foreign Currency Exchange Gain Loss |
|
190.80
+352.00%
|
-75.71
-108.63%
|
877.23
+524.29%
|
-206.75
|
| Gain Loss On Sale Of PPE |
|
84.67
+284.95%
|
21.99
-11.43%
|
24.83
+271.68%
|
6.68
|
| Change In Working Capital |
|
-4,250.85
-170.46%
|
6,033.41
+146.96%
|
-12,846.72
+31.13%
|
-18,652.24
|
| Change In Receivables |
|
—
|
—
|
—
|
-101,160.64
|
| Change In Payables And Accrued Expense |
|
-22,107.43
+77.41%
|
-97,868.86
-410.44%
|
-19,173.56
-123.24%
|
82,508.41
|
| Change In Payable |
|
-22,107.43
+77.41%
|
-97,868.86
-410.44%
|
-19,173.56
-123.24%
|
82,508.41
|
| Investing Cash Flow |
|
2,669.01
+176.93%
|
-3,469.53
-143.41%
|
7,992.89
+2446.95%
|
313.82
|
| Cash Flow From Continuing Investing Activities |
|
2,669.01
+176.93%
|
-3,469.53
-143.41%
|
7,992.89
+2446.95%
|
313.82
|
| Net PPE Purchase And Sale |
|
-62.90
-46.91%
|
-42.81
+60.87%
|
-109.42
+28.50%
|
-153.05
|
| Purchase Of PPE |
|
-72.56
-41.51%
|
-51.28
+60.36%
|
-129.37
+15.48%
|
-153.05
|
| Sale Of PPE |
|
9.66
+14.18%
|
8.46
-57.56%
|
19.94
+398760.00%
|
0.01
|
| Capital Expenditure |
|
-72.56
-41.51%
|
-51.28
+60.36%
|
-129.37
+15.48%
|
-153.05
|
| Net Investment Purchase And Sale |
|
2,577.35
+160.25%
|
-4,277.52
-593.04%
|
867.59
-77.40%
|
3,838.92
|
| Purchase Of Investment |
|
-60,664.55
+15.21%
|
-71,550.32
+27.04%
|
-98,064.86
+23.74%
|
-128,591.70
|
| Sale Of Investment |
|
63,241.90
-5.99%
|
67,272.80
-32.00%
|
98,932.44
-25.29%
|
132,430.62
|
| Net Business Purchase And Sale |
|
-698.07
-2883.92%
|
25.07
|
0.00
|
0.00
|
| Purchase Of Business |
|
-698.07
|
0.00
|
0.00
|
0.00
|
| Financing Cash Flow |
|
-11,281.85
+44.28%
|
-20,247.96
-103.86%
|
-9,932.43
-305.73%
|
-2,448.03
|
| Cash Flow From Continuing Financing Activities |
|
-11,281.85
+44.28%
|
-20,247.96
-103.86%
|
-9,932.43
-305.73%
|
-2,448.03
|
| Net Issuance Payments Of Debt |
|
-5,525.36
+69.20%
|
-17,936.93
-1510.69%
|
-1,113.62
-123.21%
|
4,797.09
|
| Issuance Of Debt |
|
9,041.82
-38.15%
|
14,618.47
+61.60%
|
9,046.34
+24.56%
|
7,262.44
|
| Repayment Of Debt |
|
-14,567.18
+55.25%
|
-32,555.40
-220.43%
|
-10,159.96
-312.11%
|
-2,465.35
|
| Long Term Debt Issuance |
|
9,041.82
-38.15%
|
14,618.47
+61.60%
|
9,046.34
+24.56%
|
7,262.44
|
| Long Term Debt Payments |
|
-14,567.18
+55.25%
|
-32,555.40
-220.43%
|
-10,159.96
-312.11%
|
-2,465.35
|
| Net Long Term Debt Issuance |
|
-5,525.36
+69.20%
|
-17,936.93
-1510.69%
|
-1,113.62
-123.21%
|
4,797.09
|
| Net Common Stock Issuance |
|
—
|
0.00
-100.00%
|
15.94
+100.25%
|
-6,416.12
|
| Common Stock Payments |
|
—
|
0.00
|
0.00
+100.00%
|
-6,438.45
|
| Common Stock Dividend Paid |
|
—
|
-1,435.46
+81.40%
|
-7,717.47
|
0.00
|
| Cash Dividends Paid |
|
-5,132.61
-257.56%
|
-1,435.46
+81.40%
|
-7,717.47
|
0.00
|
| Repurchase Of Capital Stock |
|
—
|
0.00
|
0.00
+100.00%
|
-6,438.45
|
| Proceeds From Stock Option Exercised |
|
2.17
+761.90%
|
0.25
-99.74%
|
95.91
+120.71%
|
43.46
|
| Net Other Financing Charges |
|
—
|
-199.20
-1349.84%
|
15.94
+436.60%
|
-4.74
|
| Changes In Cash |
|
-6,796.07
+38.20%
|
-10,997.08
-464.68%
|
3,015.52
+5.69%
|
2,853.27
|
| Effect Of Exchange Rate Changes |
|
17.28
+184.89%
|
-20.35
-135.69%
|
57.02
+139.99%
|
-142.61
|
| Beginning Cash Position |
|
18,577.22
-37.23%
|
29,594.65
+11.58%
|
26,522.11
+11.50%
|
23,785.65
|
| End Cash Position |
|
11,798.43
-36.49%
|
18,577.22
-37.23%
|
29,594.65
+11.69%
|
26,496.31
|
| Free Cash Flow |
|
1,744.21
-86.23%
|
12,669.13
+162.54%
|
4,825.69
-0.18%
|
4,834.42
|
| Common Stock Issuance |
|
—
|
0.00
-100.00%
|
15.94
-28.63%
|
22.33
|
| Earnings Losses From Equity Investments |
|
0.69
-87.24%
|
5.42
+2384.40%
|
0.22
-99.30%
|
31.14
|
| Interest Paid CFF |
|
-626.05
+59.11%
|
-1,531.24
-26.22%
|
-1,213.19
-39.81%
|
-867.72
|
| Interest Received CFI |
|
852.63
+3.26%
|
825.73
-51.64%
|
1,707.55
+17.35%
|
1,455.12
|
| Issuance Of Capital Stock |
|
—
|
0.00
-100.00%
|
15.94
-28.63%
|
22.33
|
| Sale Of Business |
|
—
|
25.07
|
0.00
|
0.00
|
| Taxes Refund Paid |
|
-2,338.23
+15.07%
|
-2,753.24
+73.25%
|
-10,292.94
-28.54%
|
-8,007.80
|
SEC Filings
No SEC filings found for this symbol (may be non-US or ticker not in SEC index).
Trades
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|
Posts
| Published | Title | Author | Category |
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