Symbols / MBI $6.02 +1.35% MBIA Inc.

Financial Services • Insurance - Specialty • United States • NYQ
MBI Chart
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About

MBIA Inc., together with its subsidiaries, provides financial guarantee insurance services to public finance markets in the United States. It operates through United States (U.S.) Public Finance Insurance, Corporate, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions, as well as utilities, airports, health care institutions, higher educational facilities, housing authorities, and other similar agencies and obligations issued by private entities. It also insures non-U.S. public finance and global structured finance, including asset-backed obligations; sovereign-related and sub-sovereign bonds, utilities, and privately issued bonds used for the financing for toll roads, bridges, public transportation facilities, and other types of infrastructure projects; and structured finance and asset-backed obligations comprising residential and commercial mortgages, consumer loans, and structured settlements. as well as offers third-party reinsurance agreements. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.

Fundamentals
Scroll to Statements
Market Cap 306.62M Enterprise Value 3.35B Income -175.00M Sales 97.00M Book/sh -44.29 Cash/sh 9.50
Dividend Yield Payout 0.00% Employees 57 IPO P/E Forward P/E -14.68
PEG 1.71 P/S 3.16 P/B -0.14 P/C EV/EBITDA EV/Sales 34.54
Quick Ratio 2.68 Current Ratio 2.77 Debt/Eq LT Debt/Eq EPS (ttm) -3.53 EPS next Y -0.41
EPS Growth Revenue Growth 15.40% Earnings 2026-05-07 ROA 0.99% ROE ROIC
Gross Margin 116.49% Oper. Margin -20.00% Profit Margin -182.47% Shs Outstand 50.93M Shs Float 42.28M Short Float 4.33%
Short Ratio 5.10 Short Interest 52W High 8.26 52W Low 4.11 Beta 1.48 Avg Volume 332.87K
Volume 189.15K Target Price $7.25 Recom None Prev Close $5.94 Price $6.02 Change 1.35%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$7.25
Mean price target
2. Current target
$6.02
Latest analyst target
3. DCF / Fair value
$41.04
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$6.02
Low
$7.00
High
$7.50
Mean
$7.25

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-19 main Keefe, Bruyette & Woods Outperform → Outperform $8
2025-11-19 main Keefe, Bruyette & Woods Outperform → Outperform $9
2025-04-29 main Keefe, Bruyette & Woods Outperform → Outperform $8
2024-11-18 up Keefe, Bruyette & Woods Market Perform → Outperform $9
2024-08-07 main Roth MKM Neutral → Neutral $5
2024-05-31 main Keefe, Bruyette & Woods Market Perform → Market Perform $7
2024-04-01 reit Keefe, Bruyette & Woods Market Perform → Market Perform $8
2023-12-19 main Roth MKM Neutral → Neutral $7
2023-12-08 down Roth MKM Buy → Neutral $15
2023-11-17 main Keefe, Bruyette & Woods Market Perform → Market Perform $9
2023-05-23 main Keefe, Bruyette & Woods Outperform → Outperform $10
2023-04-21 up Compass Point Neutral → Buy $14
2023-03-15 main Keefe, Bruyette & Woods — → Outperform $12
2022-11-28 init Compass Point — → Neutral $14
2018-02-05 init Keefe, Bruyette & Woods — → Market Perform $7
2016-06-16 main MKM Partners — → Buy $12
2016-04-25 init Keefe, Bruyette & Woods — → Market Perform $9
2015-11-03 up MKM Partners Neutral → Buy
2015-06-29 down BTIG Buy → Neutral
2014-08-15 up BTIG Neutral → Buy $12
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-03 FALLON WILLIAM C Chief Executive Officer 242,038 $6.50 $1,573,247
2026-03-03 FALLON WILLIAM C Chief Executive Officer 242,308 $6.50 $1,575,002
2026-03-03 SCHACHINGER JOSEPH R Chief Financial Officer 50,000 $6.50 $325,000
2026-03-03 YOUNG CHRISTOPHER H Officer 80,769 $6.50 $524,998
2026-03-03 AVITABILE DANIEL M Officer 80,769 $6.50 $524,998
2026-03-03 BERGONZI ADAM T Officer 115,385 $6.50 $750,002
2025-12-31 FALLON WILLIAM C Chief Executive Officer 14,220 $7.16 $101,815
2025-12-31 YOUNG CHRISTOPHER H Officer 4,402 $7.16 $31,518
2025-12-31 AVITABILE DANIEL M Officer 4,402 $7.16 $31,518
2025-12-31 BERGONZI ADAM T Officer 6,771 $7.16 $48,480
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
80.00
+90.48%
42.00
+500.00%
7.00
-95.45%
154.00
Operating Revenue
80.00
+90.48%
42.00
+500.00%
7.00
-95.45%
154.00
Other Operating Expenses
80.00
-6.98%
86.00
-12.24%
98.00
+28.95%
76.00
Total Expenses
261.00
-45.96%
483.00
-1.63%
491.00
+62.58%
302.00
EBIT
16.00
+106.90%
-232.00
+15.02%
-273.00
-953.13%
32.00
Total Unusual Items
1.00
-75.00%
4.00
Total Unusual Items Excluding Goodwill
1.00
-75.00%
4.00
Special Income Charges
1.00
-75.00%
4.00
Other Special Charges
-1.00
+75.00%
-4.00
Net Income
-177.00
+60.40%
-447.00
+8.96%
-491.00
-141.87%
-203.00
Pretax Income
-181.00
+58.96%
-441.00
+8.88%
-484.00
-227.03%
-148.00
Net Non Operating Interest Income Expense
-197.00
+5.74%
-209.00
+0.95%
-211.00
-17.22%
-180.00
Interest Expense Non Operating
197.00
-5.74%
209.00
-0.95%
211.00
+17.22%
180.00
Net Interest Income
-197.00
+5.74%
-209.00
+0.95%
-211.00
-17.22%
-180.00
Interest Expense
197.00
-5.74%
209.00
-0.95%
211.00
+17.22%
180.00
Tax Provision
0.00
0.00
0.00
-100.00%
1.00
Tax Rate For Calcs
0.00
0.00
0.00
-100.00%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
-183.00
+58.78%
-444.00
+8.83%
-487.00
-139.90%
-203.00
Net Income From Continuing Operation Net Minority Interest
-175.00
+60.59%
-444.00
+9.02%
-488.00
-227.52%
-149.00
Net Income From Continuing And Discontinued Operation
-177.00
+60.40%
-447.00
+8.96%
-491.00
-141.87%
-203.00
Net Income Continuous Operations
-181.00
+58.96%
-441.00
+8.88%
-484.00
-224.83%
-149.00
Net Income Discontinuous Operations
-2.00
+33.33%
-3.00
+0.00%
-3.00
+94.44%
-54.00
Minority Interests
6.00
+300.00%
-3.00
+25.00%
-4.00
Normalized Income
-175.00
+60.59%
-444.00
+9.02%
-488.00
-227.52%
-149.00
Net Income Common Stockholders
-177.00
+60.40%
-447.00
+8.96%
-491.00
-141.87%
-203.00
Diluted EPS
-9.43
+7.37%
-10.18
-149.75%
-4.08
Basic EPS
-9.43
+7.37%
-10.18
-159.69%
-3.92
Basic Average Shares
47.44
-1.60%
48.21
-3.20%
49.80
Diluted Average Shares
47.44
-1.60%
48.21
-3.20%
49.80
Diluted NI Availto Com Stockholders
-177.00
+60.40%
-447.00
+8.96%
-491.00
-141.87%
-203.00
Loss Adjustment Expense
-20.00
-110.87%
184.00
+3.95%
177.00
+365.79%
38.00
Net Policyholder Benefits And Claims
-20.00
-110.87%
184.00
+3.95%
177.00
+365.79%
38.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
2,013.00
-7.15%
2,168.00
-16.81%
2,606.00
-22.79%
3,375.00
Cash Cash Equivalents And Short Term Investments
1,522.00
+1.20%
1,504.00
-11.43%
1,698.00
-23.89%
2,231.00
Cash And Cash Equivalents
71.00
-18.39%
87.00
-18.69%
107.00
+62.12%
66.00
Other Short Term Investments
1,451.00
+2.40%
1,417.00
-10.94%
1,591.00
-26.51%
2,165.00
Receivables
164.00
-48.43%
318.00
-3.34%
329.00
+10.77%
297.00
Accounts Receivable
164.00
-48.43%
318.00
-3.34%
329.00
+10.77%
297.00
Loans Receivable
34.00
+21.43%
28.00
-20.00%
35.00
-55.13%
78.00
Investments And Advances
1,674.00
+1.21%
1,654.00
-15.18%
1,950.00
-28.39%
2,723.00
Total Liabilities Net Minority Interest
4,243.00
-0.02%
4,244.00
-0.21%
4,253.00
+0.05%
4,251.00
Payables And Accrued Expenses
1,222.00
Current Accrued Expenses
1,222.00
Long Term Debt And Capital Lease Obligation
3,347.00
+3.82%
3,224.00
+1.93%
3,163.00
+1.93%
3,103.00
Long Term Debt
3,347.00
+3.82%
3,224.00
+1.93%
3,163.00
+1.93%
3,103.00
Stockholders Equity
-2,237.00
-7.08%
-2,089.00
-26.07%
-1,657.00
-87.87%
-882.00
Common Stock Equity
-2,237.00
-7.08%
-2,089.00
-26.07%
-1,657.00
-87.87%
-882.00
Capital Stock
283.00
+0.00%
283.00
+0.00%
283.00
+0.00%
283.00
Common Stock
283.00
+0.00%
283.00
+0.00%
283.00
+0.00%
283.00
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
283.19
+0.00%
283.19
+0.00%
283.19
+0.00%
283.19
Ordinary Shares Number
50.51
-0.90%
50.97
+0.21%
50.86
-7.27%
54.85
Treasury Shares Number
232.68
+0.20%
232.22
-0.05%
232.32
+1.75%
228.33
Additional Paid In Capital
2,450.00
-1.69%
2,492.00
-0.91%
2,515.00
-14.02%
2,925.00
Retained Earnings
-1,768.00
-11.13%
-1,591.00
-39.07%
-1,144.00
-75.19%
-653.00
Gains Losses Not Affecting Retained Earnings
-95.00
+25.78%
-128.00
+7.91%
-139.00
+50.88%
-283.00
Treasury Stock
3,107.00
-1.21%
3,145.00
-0.85%
3,172.00
+0.57%
3,154.00
Minority Interest
7.00
-46.15%
13.00
+30.00%
10.00
+66.67%
6.00
Other Equity Adjustments
-95.00
+25.78%
-128.00
+7.91%
-139.00
+50.88%
-283.00
Total Equity Gross Minority Interest
-2,230.00
-7.42%
-2,076.00
-26.05%
-1,647.00
-88.01%
-876.00
Total Capitalization
1,110.00
-2.20%
1,135.00
-24.63%
1,506.00
-32.19%
2,221.00
Invested Capital
1,110.00
-2.20%
1,135.00
-24.63%
1,506.00
-32.19%
2,221.00
Total Debt
3,347.00
+3.82%
3,224.00
+1.93%
3,163.00
+1.93%
3,103.00
Net Debt
3,276.00
+4.43%
3,137.00
+2.65%
3,056.00
+0.63%
3,037.00
Net Tangible Assets
-2,237.00
-7.08%
-2,089.00
-26.07%
-1,657.00
-87.87%
-882.00
Tangible Book Value
-2,237.00
-7.08%
-2,089.00
-26.07%
-1,657.00
-87.87%
-882.00
Derivative Product Liabilities
6.00
-57.14%
14.00
-74.55%
55.00
Interest Payable
1,222.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
38.00
+121.59%
-176.00
+9.74%
-195.00
+53.35%
-418.00
Cash Flow From Continuing Operating Activities
38.00
+121.59%
-176.00
+9.74%
-195.00
+53.35%
-418.00
Net Income From Continuing Operations
-181.00
+58.96%
-441.00
+8.88%
-484.00
-224.83%
-149.00
Other Non Cash Items
-8.00
+52.94%
-17.00
-162.96%
27.00
+3.85%
26.00
Deferred Tax
0.00
Deferred Income Tax
0.00
Operating Gains Losses
25.00
-69.14%
81.00
-44.52%
146.00
+14700.00%
-1.00
Gain Loss On Investment Securities
25.00
-69.14%
81.00
-44.52%
146.00
+14700.00%
-1.00
Change In Working Capital
202.00
+0.50%
201.00
+73.28%
116.00
+139.46%
-294.00
Change In Receivables
154.00
+1300.00%
11.00
+134.38%
-32.00
-121.05%
152.00
Changes In Account Receivables
154.00
+1300.00%
11.00
+134.38%
-32.00
-121.05%
152.00
Change In Payables And Accrued Expense
151.00
-6.79%
162.00
+1.89%
159.00
+9.66%
145.00
Change In Accrued Expense
151.00
-6.79%
162.00
+1.89%
159.00
+9.66%
145.00
Change In Other Working Capital
-4.00
-150.00%
8.00
+900.00%
-1.00
+98.51%
-67.00
Change In Other Current Assets
0.00
0.00
Change In Other Current Liabilities
25.00
+158.14%
-43.00
Investing Cash Flow
25.00
-91.29%
287.00
-62.58%
767.00
+23.11%
623.00
Cash Flow From Continuing Investing Activities
25.00
-90.67%
268.00
-65.46%
776.00
+26.59%
613.00
Cash From Discontinued Investing Activities
0.00
-100.00%
19.00
+311.11%
-9.00
-190.00%
10.00
Capital Expenditure
Capital Expenditure Reported
0.00
0.00
Net Investment Purchase And Sale
21.00
-91.98%
262.00
-65.93%
769.00
+27.53%
603.00
Purchase Of Investment
-473.00
-45.54%
-325.00
+51.27%
-667.00
+42.84%
-1,167.00
Sale Of Investment
494.00
-15.84%
587.00
-59.12%
1,436.00
-18.87%
1,770.00
Net Business Purchase And Sale
0.00
0.00
+100.00%
-2.00
-200.00%
2.00
Purchase Of Business
0.00
0.00
+100.00%
-2.00
0.00
Net Other Investing Changes
31.00
Financing Cash Flow
-79.00
+40.15%
-132.00
+75.65%
-542.00
-90.18%
-285.00
Cash Flow From Continuing Financing Activities
-79.00
+35.77%
-123.00
+77.51%
-547.00
-91.93%
-285.00
Net Issuance Payments Of Debt
-56.00
+50.88%
-114.00
-20.00%
-95.00
+59.75%
-236.00
Issuance Of Debt
0.00
-100.00%
8.00
-87.10%
62.00
+3000.00%
2.00
Repayment Of Debt
-56.00
+54.10%
-122.00
+22.29%
-157.00
+34.03%
-238.00
Long Term Debt Issuance
0.00
-100.00%
8.00
-87.10%
62.00
+3000.00%
2.00
Long Term Debt Payments
-56.00
+54.10%
-122.00
+22.29%
-157.00
+34.03%
-238.00
Net Long Term Debt Issuance
-56.00
+50.88%
-114.00
-20.00%
-95.00
+59.75%
-236.00
Net Common Stock Issuance
-7.00
-75.00%
-4.00
+89.47%
-38.00
-1166.67%
-3.00
Common Stock Payments
-7.00
-75.00%
-4.00
+89.47%
-38.00
-1166.67%
-3.00
Cash Dividends Paid
0.00
0.00
+100.00%
-409.00
0.00
Repurchase Of Capital Stock
-7.00
-75.00%
-4.00
+89.47%
-38.00
-1166.67%
-3.00
Net Other Financing Charges
-16.00
-220.00%
-5.00
+0.00%
-5.00
+89.13%
-46.00
Changes In Cash
-16.00
+23.81%
-21.00
-170.00%
30.00
+137.50%
-80.00
Effect Of Exchange Rate Changes
0.00
0.00
+100.00%
-2.00
Beginning Cash Position
87.00
-19.44%
108.00
+38.46%
78.00
-51.25%
160.00
End Cash Position
71.00
-18.39%
87.00
-19.44%
108.00
+38.46%
78.00
Free Cash Flow
38.00
+121.59%
-176.00
+9.74%
-195.00
+53.35%
-418.00
Change In Interest Payable
151.00
-6.79%
162.00
+1.89%
159.00
+9.66%
145.00
Sale Of Business
0.00
-100.00%
2.00
Cash From Discontinued Financing Activities
0.00
+100.00%
-9.00
-280.00%
5.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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