Symbols / MYFW Stock $26.39 +1.34% First Western Financial, Inc.

Financial Services • Banks - Regional • United States • NMS
MYFW (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Scott C. Wylie
Exch · Country NMS · United States
Market Cap 256.75M
Enterprise Value 116.84M
Income 15.21M
Sales 100.46M
FCF (ttm)
Book/sh 27.30
Cash/sh 27.14
Employees 320
Insider 10d
IPO Jul 19, 2018
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 17.14
Forward P/E 10.11
PEG
P/S 2.56
P/B 0.97
P/C
EV/EBITDA
EV/Sales 1.16
Quick Ratio
Current Ratio
Debt/Eq
LT Debt/Eq
EPS (ttm) 1.54
EPS next Y 2.61
EPS Growth 46.50%
Revenue Growth 14.40%
EPS Gr Q/Q 48.30%
Rev Gr Q/Q
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 0.50%
ROE 5.74%
ROIC
Gross Margin 0.00%
Oper. Margin 28.84%
Profit Margin 15.14%
Shs Outstand 9.73M
Shs Float 7.81M
Insider Own 15.27%
Instit Own 68.41%
Short Float 1.82%
Short Ratio 5.75
Short Interest 150.91K
52W High 28.00
vs 52W High -5.75%
52W Low 20.00
vs 52W Low 31.95%
Beta 0.66
Impl. Vol.
Rel Volume 1.82
Avg Volume 24.33K
Volume 44.18K
Target (mean) $27.00
Tgt Median $27.00
Tgt Low $25.00
Tgt High $29.00
# Analysts 2
Recom Buy
Prev Close $26.04
Price $26.39
Change 1.34%
About

First Western Financial, Inc., a financial holding company, provides wealth advisory, private banking, personal trust, investment management, mortgage lending, and institutional asset management services to individual and corporate clients. The company operates in two segments, Wealth Management and Mortgage. The Wealth Management segment provides deposit products, including money market, demand deposit, time-deposit, interest checking, and saving accounts; loans comprising consumer and commercial purpose, unsecured consumer, construction and development, 1-4 residential, commercial real estate, and commercial and industrial loans; trust and investment management advisory products and services; and insurance. The Mortgage segment engages in soliciting, originating, and selling residential mortgage loans into the secondary market. It serves entrepreneurs, professionals, high net worth individuals or families, and business and philanthropic organizations. The company was incorporated in 2002 and is headquartered in Denver, Colorado.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$26.39
Low
$25.00
High
$29.00
Mean
$27.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-02 main Piper Sandler Neutral → Neutral $25
2025-04-28 main Piper Sandler Neutral → Neutral $23
2025-04-28 main Keefe, Bruyette & Woods Outperform → Outperform $26
2025-01-27 main Piper Sandler Neutral → Neutral $23
2025-01-27 main Keefe, Bruyette & Woods Outperform → Outperform $24
2024-12-10 main Piper Sandler Neutral → Neutral $23
2024-12-04 main Keefe, Bruyette & Woods Outperform → Outperform $25
2024-10-29 main Keefe, Bruyette & Woods Outperform → Outperform $23
2024-10-28 main Piper Sandler Neutral → Neutral $22
2024-07-29 main Piper Sandler Neutral → Neutral $20
2024-07-25 main Keefe, Bruyette & Woods Outperform → Outperform $23
2024-03-11 main Keefe, Bruyette & Woods Outperform → Outperform $25
2024-02-28 up Hovde Group Market Perform → Outperform $19
2023-05-01 main Keefe, Bruyette & Woods — → Outperform $26
2023-01-31 main Keefe, Bruyette & Woods — → Outperform $32
2022-12-15 down Piper Sandler Overweight → Neutral $30
2021-01-26 init Piper Sandler — → Overweight $25
2020-02-12 up Stephens & Co. Equal-Weight → Overweight $21
2018-10-29 down Stephens & Co. Overweight → Equal-Weight $16
2018-08-13 init Keefe, Bruyette & Woods — → Outperform $24
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-04 MITCHELL SCOTT C. Director 4,093 $23.56 $99,920
2026-02-03 DUNCAN DAVID R Director 8,626 $25.50 $220,512
2026-01-28 DUNCAN DAVID R Director 3,668 $24.95 $91,517
2026-01-27 DUNCAN DAVID R Director 4,406 $24.99 $110,650
2026-01-05 WYLIE SCOTT C Chief Executive Officer 7,766 $0.00 $0
2026-01-05 COURKAMP JULIE A Chief Operating Officer 2,142 $0.00 $0
2026-01-05 WEBER DAVID R. Chief Financial Officer 113 $0.00 $0
2025-12-16 LATIMER LUKE A Director 1,646 $25.78 $42,434
2025-12-16 LATIMER LUKE A Director 1,697 $25.00 $42,425
2025-12-12 WYLIE SCOTT C Chief Executive Officer 16,171 $25.72 $415,918
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
99.44
+11.18%
89.44
-1.64%
90.93
-17.52%
110.24
Operating Revenue
99.44
+11.18%
89.44
-1.64%
90.93
-17.52%
110.24
Selling General And Administration
50.23
+2.19%
49.15
-0.56%
49.43
-5.99%
52.58
Selling And Marketing Expense
1.22
+0.99%
1.21
-21.56%
1.54
-18.43%
1.89
General And Administrative Expense
49.01
+2.22%
47.94
+0.12%
47.89
-5.53%
50.69
Salaries And Wages
46.12
+2.39%
45.04
-0.36%
45.20
-6.31%
48.25
Other Gand A
2.89
-0.45%
2.90
+8.16%
2.69
+10.04%
2.44
Reconciled Depreciation
2.64
+2.77%
2.56
+7.91%
2.38
+18.14%
2.01
Total Unusual Items
0.46
0.00
0.00
-100.00%
0.05
Total Unusual Items Excluding Goodwill
0.46
0.00
0.00
-100.00%
0.05
Special Income Charges
Net Income
13.19
+55.65%
8.47
+62.16%
5.22
-75.92%
21.70
Pretax Income
17.07
+47.46%
11.58
+63.99%
7.06
-75.51%
28.83
Net Interest Income
74.79
+17.12%
63.86
-9.40%
70.48
-15.63%
83.55
Interest Expense
84.42
-4.42%
88.33
+18.63%
74.45
+331.11%
17.27
Interest Income
159.21
+4.61%
152.19
+5.00%
144.94
+43.77%
100.81
Gain On Sale Of Security
0.01
+142.42%
-0.03
-50.00%
-0.02
-106.30%
0.35
Tax Provision
3.89
+25.11%
3.11
+69.17%
1.84
-74.25%
7.13
Tax Rate For Calcs
0.00
-14.93%
0.00
+3.08%
0.00
+5.26%
0.00
Tax Effect Of Unusual Items
0.10
0.00
0.00
-100.00%
0.01
Net Income Including Noncontrolling Interests
13.19
+55.65%
8.47
+62.16%
5.22
-75.92%
21.70
Net Income From Continuing Operation Net Minority Interest
13.19
+55.65%
8.47
+62.16%
5.22
-75.92%
21.70
Net Income From Continuing And Discontinued Operation
13.19
+55.65%
8.47
+62.16%
5.22
-75.92%
21.70
Net Income Continuous Operations
13.19
+55.65%
8.47
+62.16%
5.22
-75.92%
21.70
Normalized Income
12.83
+51.47%
8.47
+62.16%
5.22
-75.88%
21.66
Net Income Common Stockholders
13.19
+55.65%
8.47
+62.16%
5.22
-75.92%
21.70
Diluted EPS
0.87
-3.33%
0.90
-59.64%
2.23
Basic EPS
0.88
-3.70%
0.91
-60.24%
2.29
Basic Average Shares
9.65
+1.14%
9.54
+0.84%
9.46
Diluted Average Shares
9.77
+0.46%
9.73
+0.12%
9.71
Diluted NI Availto Com Stockholders
13.19
+55.65%
8.47
+62.16%
5.22
-75.92%
21.70
Amortization
0.21
-8.85%
0.23
-9.60%
0.25
-18.83%
0.31
Amortization Of Intangibles Income Statement
0.21
-8.85%
0.23
-9.60%
0.25
-18.83%
0.31
Depreciation Amortization Depletion Income Statement
0.21
-8.85%
0.23
-9.60%
0.25
-18.83%
0.31
Depreciation And Amortization In Income Statement
0.21
-8.85%
0.23
-9.60%
0.25
-18.83%
0.31
Occupancy And Equipment
8.23
-0.65%
8.28
+9.02%
7.60
+1.02%
7.52
Other Non Interest Expense
10.99
+6.53%
10.32
+19.95%
8.60
-8.83%
9.43
Professional Expense And Contract Services Expense
7.68
-3.35%
7.95
+4.10%
7.64
-3.27%
7.90
Line Item Trend 2023-12-31
Total Assets
2,975.46
Cash And Cash Equivalents
254.44
Cash Financial
7.28
Other Short Term Investments
Receivables
20.99
Accounts Receivable
16.52
Other Receivables
4.47
Net PPE
25.26
Gross PPE
38.12
Accumulated Depreciation
-12.87
Land And Improvements
4.98
Buildings And Improvements
12.19
Machinery Furniture Equipment
6.62
Leases
14.34
Goodwill And Other Intangible Assets
31.85
Goodwill
30.40
Other Intangible Assets
1.45
Investments And Advances
81.26
Total Liabilities Net Minority Interest
2,732.72
Payables And Accrued Expenses
3.79
Payables
3.79
Accounts Payable
3.79
Long Term Debt And Capital Lease Obligation
178.05
Long Term Debt
178.05
Stockholders Equity
242.74
Common Stock Equity
242.74
Capital Stock
0.00
Preferred Stock
0.00
Share Issued
9.58
Ordinary Shares Number
9.58
Treasury Shares Number
0.00
Additional Paid In Capital
192.89
Retained Earnings
51.04
Gains Losses Not Affecting Retained Earnings
-1.20
Other Equity Adjustments
-1.20
Total Equity Gross Minority Interest
242.74
Total Capitalization
420.79
Invested Capital
420.79
Total Debt
178.05
Net Debt
Net Tangible Assets
210.88
Tangible Book Value
210.88
Available For Sale Securities
7.16
Cash Cash Equivalents And Federal Funds Sold
254.44
Held To Maturity Securities
74.10
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-1.80
-396.86%
0.61
-97.23%
21.88
-54.68%
48.28
Cash Flow From Continuing Operating Activities
-1.80
-396.86%
0.61
-97.23%
21.88
-54.68%
48.28
Net Income From Continuing Operations
13.19
+55.65%
8.47
+62.16%
5.22
-75.92%
21.70
Depreciation Amortization Depletion
2.64
+2.77%
2.56
+7.91%
2.38
+18.14%
2.01
Depreciation And Amortization
2.64
+2.77%
2.56
+7.91%
2.38
+18.14%
2.01
Other Non Cash Items
-11.17
+13.20%
-12.86
-386.12%
4.50
-83.33%
26.97
Stock Based Compensation
2.17
+46.23%
1.49
-19.37%
1.84
-28.06%
2.56
Deferred Tax
-0.77
-124.66%
3.12
+51.82%
2.06
+269.30%
0.56
Deferred Income Tax
-0.77
-124.66%
3.12
+51.82%
2.06
+269.30%
0.56
Operating Gains Losses
-5.20
-21.85%
-4.27
-241.68%
-1.25
+69.42%
-4.09
Unrealized Gain Loss On Investment Securities
-0.01
-142.42%
0.03
+50.00%
0.02
+106.43%
-0.34
Gain Loss On Sale Of PPE
0.04
0.00
-100.00%
0.01
+138.10%
-0.02
Change In Working Capital
-7.68
-3884.24%
0.20
+106.28%
-3.23
+34.09%
-4.90
Change In Receivables
1.69
+64.37%
1.03
+121.37%
-4.82
-49.64%
-3.22
Changes In Account Receivables
1.69
+64.37%
1.03
+121.37%
-4.82
-49.64%
-3.22
Change In Payables And Accrued Expense
-9.38
-1033.62%
-0.83
-152.05%
1.59
+194.53%
-1.68
Change In Payable
-9.38
-1033.62%
-0.83
-152.05%
1.59
+194.53%
-1.68
Change In Account Payable
-9.38
-1033.62%
-0.83
-152.05%
1.59
+194.53%
-1.68
Investing Cash Flow
-264.44
-498.00%
66.44
+200.08%
-66.39
+88.12%
-558.80
Cash Flow From Continuing Investing Activities
-264.44
-498.00%
66.44
+200.08%
-66.39
+88.12%
-558.80
Net PPE Purchase And Sale
-3.97
-227.29%
-1.21
+48.32%
-2.35
+20.90%
-2.97
Purchase Of PPE
-3.97
-227.29%
-1.21
+48.32%
-2.35
+20.90%
-2.97
Sale Of PPE
Capital Expenditure
-3.97
-227.29%
-1.21
+48.32%
-2.35
+20.90%
-2.97
Net Investment Purchase And Sale
-66.65
-70054.74%
-0.10
-101.42%
6.68
+120.68%
-32.29
Purchase Of Investment
-89.66
-413.79%
-17.45
+58.41%
-41.96
+22.87%
-54.40
Sale Of Investment
23.01
+32.58%
17.36
-64.32%
48.64
+119.96%
22.11
Net Business Purchase And Sale
0.00
Net Other Investing Changes
32.00
0.55
Financing Cash Flow
228.58
+371.15%
-84.30
-182.29%
102.44
-67.99%
320.05
Cash Flow From Continuing Financing Activities
228.58
+371.15%
-84.30
-182.29%
102.44
-67.99%
320.05
Net Issuance Payments Of Debt
-2.20
+96.80%
-68.67
-224.31%
-21.18
-117.47%
121.19
Issuance Of Debt
187.07
-25.18%
250.03
-86.44%
1,844.08
+164.60%
696.93
Repayment Of Debt
-189.26
+40.61%
-318.70
+82.91%
-1,865.25
-223.98%
-575.74
Long Term Debt Issuance
187.07
-25.18%
250.03
-86.44%
1,844.08
+164.60%
696.93
Long Term Debt Payments
-189.26
+40.61%
-318.70
+82.91%
-1,865.25
-223.98%
-575.74
Net Long Term Debt Issuance
-2.20
+96.80%
-68.67
-224.31%
-21.18
-117.47%
121.19
Net Common Stock Issuance
-0.78
-780.90%
-0.09
0.00
Common Stock Payments
-0.78
-780.90%
-0.09
0.00
Repurchase Of Capital Stock
-0.78
-780.90%
-0.09
0.00
Proceeds From Stock Option Exercised
-0.81
-14.45%
-0.71
-263.92%
-0.19
+72.17%
-0.70
Changes In Cash
-37.66
-118.31%
-17.25
-129.78%
57.93
+130.41%
-190.47
Beginning Cash Position
237.94
-6.76%
255.19
+29.86%
196.51
-49.22%
386.98
End Cash Position
200.28
-15.83%
237.94
-6.49%
254.44
+29.48%
196.51
Free Cash Flow
-5.77
-850.41%
-0.61
-103.11%
19.53
-56.89%
45.31
Interest Paid Supplemental Data
85.12
-5.55%
90.12
+25.55%
71.78
+335.06%
16.50
Income Tax Paid Supplemental Data
0.00
-100.00%
0.09
-96.80%
2.91
-44.54%
5.24
Amortization Of Securities
0.01
+120.00%
-0.07
-435.71%
-0.01
-110.77%
0.13
Earnings Losses From Equity Investments
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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