Symbols / NRDS Stock $7.97 -2.09% NerdWallet, Inc.

Communication Services • Internet Content & Information • United States • NGM
NRDS (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Communication Services
Industry Internet Content & Information
CEO Mr. Tim Chen
Exch · Country NGM · United States
Market Cap 524.42M
Enterprise Value 490.62M
Income 68.90M
Sales 849.60M
FCF (ttm) 93.33M
Book/sh 5.11
Cash/sh 0.86
Employees 650
Insider 10d —
IPO Nov 04, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 8.57
Forward P/E 3.88
PEG —
P/S 0.62
P/B 1.56
P/C —
EV/EBITDA 4.53
EV/Sales 0.58
Quick Ratio 2.18
Current Ratio 2.57
Debt/Eq 6.69
LT Debt/Eq —
EPS (ttm) 0.93
EPS next Y 2.06
EPS Growth 109.35%
Revenue Growth 6.20%
EPS Gr Q/Q 101.00%
Rev Gr Q/Q —
Earnings (next) 2026-08-06
Earnings (prior) 2026-05-06
ROA 12.80%
ROE 19.47%
ROIC —
Gross Margin 93.04%
Oper. Margin 12.78%
Profit Margin 8.11%
Shs Outstand 34.11M
Shs Float 27.17M
Insider Own 5.50%
Instit Own 94.45%
Short Float 14.42%
Short Ratio 3.98
Short Interest 3.95M
52W High 16.24
vs 52W High -50.92%
52W Low 7.33
vs 52W Low 8.73%
Beta 1.25
Impl. Vol. 60.35%
Rel Volume 0.94
Avg Volume 924.70K
Volume 871.63K
Target (mean) $12.00
Tgt Median $12.00
Tgt Low $9.00
Tgt High $15.00
# Analysts 5
Recom Buy
Prev Close $8.14
Price $7.97
Change -2.09%
About

NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$12.00
Mean price target
2. Current target
$7.97
Latest analyst target
3. DCF / Fair value
$49.24
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$7.97
Low
$9.00
High
$15.00
Mean
$12.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-11 main Oppenheimer Outperform → Outperform $12
2026-05-11 main Truist Securities Buy → Buy $15
2026-05-11 main Citigroup Neutral → Neutral $11
2026-05-08 main Keybanc Overweight → Overweight $13
2026-03-13 down Morgan Stanley Equal-Weight → Underweight $9
2026-03-04 main Oppenheimer Outperform → Outperform $15
2026-02-26 main Truist Securities Buy → Buy $18
2025-11-11 main Oppenheimer Outperform → Outperform $18
2025-11-10 main Morgan Stanley Equal-Weight → Equal-Weight $14
2025-11-10 main Truist Securities Buy → Buy $19
2025-11-07 main Barclays Overweight → Overweight $17
2025-11-07 main Keybanc Overweight → Overweight $16
2025-08-11 main Truist Securities Buy → Buy $17
2025-08-08 main Barclays Overweight → Overweight $14
2025-05-07 main Keybanc Overweight → Overweight $15
2025-05-05 main Keybanc Overweight → Overweight $14
2025-04-29 main Citigroup Neutral → Neutral $11
2025-02-24 main Morgan Stanley Equal-Weight → Equal-Weight $12
2025-02-20 main Barclays Overweight → Overweight $19
2024-10-30 main Morgan Stanley Equal-Weight → Equal-Weight $15
News
RSS: Latest NRDS news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-22 CHIA TERESA P. Director — 39,474 $0.00 $0
2026-05-21 LING ANTHONY Director — 19,494 $0.00 $0
2026-05-21 MCBRIDE KENNETH THOMAS Director — 19,494 $0.00 $0
2026-05-21 LAUBE LYNNE MARIE Director — 19,494 $0.00 $0
2026-05-20 LING ANTHONY Director — 17,946 $0.00 $0
2026-03-18 TATUM NICHOLAS Officer — 28,517 $0.00 $0
2026-03-18 LEE JUN HYUNG Chief Financial Officer — 128,326 $0.00 $0
2026-03-17 YOUNT SAMUEL Officer — 71,988 $10.26 $742,774
2026-03-12 YOUNT SAMUEL Officer — 3,011 $10.60 $31,945
2026-03-05 TATUM NICHOLAS Officer — 11,044 $11.45 $126,454
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
836.60
+21.67%
687.60
+14.71%
599.40
+11.23%
538.90
Operating Revenue
836.60
+21.67%
687.60
+14.71%
599.40
+11.23%
538.90
Cost Of Revenue
63.70
+0.31%
63.50
+17.59%
54.00
+35.68%
39.80
Reconciled Cost Of Revenue
63.70
+0.31%
63.50
+17.59%
54.00
+35.68%
39.80
Gross Profit
772.90
+23.84%
624.10
+14.43%
545.40
+9.28%
499.10
Operating Expense
707.70
+15.13%
614.70
+13.46%
541.80
+5.94%
511.40
Research And Development
66.70
-19.15%
82.50
+2.48%
80.50
+3.74%
77.60
Selling General And Administration
641.00
+20.44%
532.20
+15.37%
461.30
+6.34%
433.80
Selling And Marketing Expense
584.70
+24.25%
470.60
+17.21%
401.50
+6.90%
375.60
General And Administrative Expense
56.30
-8.60%
61.60
+3.01%
59.80
+2.75%
58.20
Other Gand A
56.30
-8.60%
61.60
+3.01%
59.80
+2.75%
58.20
Other Operating Expenses
—
—
—
6.70
Total Expenses
771.40
+13.74%
678.20
+13.83%
595.80
+8.09%
551.20
Operating Income
65.20
+593.62%
9.40
+161.11%
3.60
+129.27%
-12.30
Total Operating Income As Reported
65.20
+593.62%
9.40
+161.11%
3.60
+118.95%
-19.00
EBITDA
115.20
+112.94%
54.10
-2.17%
55.30
+183.59%
19.50
Normalized EBITDA
115.20
+112.94%
54.10
-2.17%
55.30
+111.07%
26.20
Reconciled Depreciation
46.40
-4.13%
48.40
+0.41%
48.20
+30.27%
37.00
EBIT
68.80
+1107.02%
5.70
-19.72%
7.10
+140.57%
-17.50
Total Unusual Items
—
0.00
0.00
+100.00%
-6.70
Total Unusual Items Excluding Goodwill
—
0.00
0.00
+100.00%
-6.70
Special Income Charges
—
0.00
0.00
+100.00%
-6.70
Restructuring And Mergern Acquisition
—
0.00
0.00
-100.00%
6.70
Net Income
48.70
+60.20%
30.40
+357.63%
-11.80
-15.69%
-10.20
Pretax Income
68.20
+1264.00%
5.00
-20.63%
6.30
+131.50%
-20.00
Net Non Operating Interest Income Expense
2.60
-36.59%
4.10
+46.43%
2.80
+380.00%
-1.00
Interest Expense Non Operating
0.60
-14.29%
0.70
-12.50%
0.80
-68.00%
2.50
Net Interest Income
2.60
-36.59%
4.10
+46.43%
2.80
+380.00%
-1.00
Interest Expense
0.60
-14.29%
0.70
-12.50%
0.80
-68.00%
2.50
Interest Income Non Operating
3.20
-33.33%
4.80
+33.33%
3.60
+140.00%
1.50
Interest Income
3.20
-33.33%
4.80
+33.33%
3.60
+140.00%
1.50
Other Income Expense
0.40
+104.71%
-8.50
-8400.00%
-0.10
+98.51%
-6.70
Other Non Operating Income Expenses
0.40
+104.71%
-8.50
-8400.00%
-0.10
—
Tax Provision
19.50
+176.77%
-25.40
-240.33%
18.10
+284.69%
-9.80
Tax Rate For Calcs
0.00
+36.19%
0.00
+0.00%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
+100.00%
-1.41
Net Income Including Noncontrolling Interests
48.70
+60.20%
30.40
+357.63%
-11.80
-15.69%
-10.20
Net Income From Continuing Operation Net Minority Interest
48.70
+60.20%
30.40
+357.63%
-11.80
-15.69%
-10.20
Net Income From Continuing And Discontinued Operation
48.70
+60.20%
30.40
+357.63%
-11.80
-15.69%
-10.20
Net Income Continuous Operations
48.70
+60.20%
30.40
+357.63%
-11.80
-15.69%
-10.20
Normalized Income
48.70
+60.20%
30.40
+357.63%
-11.80
-140.47%
-4.91
Net Income Common Stockholders
48.70
+60.20%
30.40
+357.63%
-11.80
-15.69%
-10.20
Diluted EPS
0.64
+68.42%
0.38
+353.33%
-0.15
-7.14%
-0.14
Basic EPS
0.66
+65.00%
0.40
+366.67%
-0.15
-7.14%
-0.14
Basic Average Shares
74.30
-2.88%
76.50
-0.26%
76.70
+8.64%
70.60
Diluted Average Shares
75.90
-3.80%
78.90
+2.87%
76.70
+8.64%
70.60
Diluted NI Availto Com Stockholders
48.70
+60.20%
30.40
+357.63%
-11.80
-15.69%
-10.20
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
461.10
+5.37%
437.60
+4.54%
418.60
-1.67%
425.70
Current Assets
244.70
+24.40%
196.70
-0.86%
198.40
+4.86%
189.20
Cash Cash Equivalents And Short Term Investments
100.60
+46.86%
68.50
-33.17%
102.50
+19.32%
85.90
Cash And Cash Equivalents
98.30
+48.27%
66.30
-33.96%
100.40
+19.67%
83.90
Other Short Term Investments
2.30
+4.55%
2.20
+4.76%
2.10
+5.00%
2.00
Receivables
131.50
+17.52%
111.90
+38.15%
81.00
-12.72%
92.80
Accounts Receivable
111.00
+8.61%
102.20
+35.36%
75.50
-13.22%
87.00
Other Receivables
3.50
-48.53%
6.80
+23.64%
5.50
-5.17%
5.80
Taxes Receivable
9.90
+3200.00%
0.30
—
—
Loans Receivable
7.10
+173.08%
2.60
0.00
—
Prepaid Assets
12.20
-16.44%
14.60
+8.15%
13.50
+29.81%
10.40
Other Current Assets
0.40
-76.47%
1.70
+21.43%
1.40
+1300.00%
0.10
Total Non Current Assets
216.40
-10.17%
240.90
+9.40%
220.20
-6.89%
236.50
Net PPE
38.90
-19.46%
48.30
-19.23%
59.80
-0.99%
60.40
Gross PPE
112.40
-18.43%
137.80
+1.70%
135.50
+6.03%
127.80
Accumulated Depreciation
-73.50
+17.88%
-89.50
-18.23%
-75.70
-12.31%
-67.40
Properties
0.00
0.00
0.00
0.00
Machinery Furniture Equipment
103.90
-20.20%
130.20
+3.33%
126.00
+10.33%
114.20
Other Properties
7.10
+33.96%
5.30
-26.39%
7.20
-36.28%
11.30
Leases
1.40
-39.13%
2.30
+0.00%
2.30
+0.00%
2.30
Goodwill And Other Intangible Assets
145.00
-0.48%
145.70
-8.02%
158.40
-9.64%
175.30
Goodwill
123.50
+9.88%
112.40
+0.81%
111.50
+0.27%
111.20
Other Intangible Assets
21.50
-35.44%
33.30
-29.00%
46.90
-26.83%
64.10
Non Current Deferred Assets
29.40
-35.53%
45.60
0.00
—
Non Current Deferred Taxes Assets
29.40
-35.53%
45.60
0.00
—
Other Non Current Assets
3.10
+138.46%
1.30
-35.00%
2.00
+150.00%
0.80
Total Liabilities Net Minority Interest
86.60
+17.98%
73.40
+41.97%
51.70
-38.45%
84.00
Current Liabilities
70.90
+17.97%
60.10
+61.13%
37.30
-48.48%
72.40
Payables And Accrued Expenses
9.20
-45.24%
16.80
+309.76%
4.10
-18.00%
5.00
Payables
5.90
-50.83%
12.00
+605.88%
1.70
-52.78%
3.60
Accounts Payable
5.40
-39.33%
8.90
+423.53%
1.70
-52.78%
3.60
Current Accrued Expenses
3.30
-31.25%
4.80
+100.00%
2.40
+71.43%
1.40
Pensionand Other Post Retirement Benefit Plans Current
6.00
+25.00%
4.80
+6.67%
4.50
-19.64%
5.60
Total Tax Payable
0.50
-83.87%
3.10
0.00
—
Income Tax Payable
0.50
-83.87%
3.10
0.00
—
Current Debt And Capital Lease Obligation
8.80
+83.33%
4.80
+41.18%
3.40
+9.68%
3.10
Current Debt
6.90
+176.00%
2.50
—
—
Current Capital Lease Obligation
1.90
-17.39%
2.30
-32.35%
3.40
+9.68%
3.10
Current Deferred Liabilities
46.90
+39.17%
33.70
+33.20%
25.30
-8.99%
27.80
Current Deferred Revenue
46.90
+39.17%
33.70
+33.20%
25.30
-3.07%
26.10
Other Current Liabilities
—
—
—
30.90
Total Non Current Liabilities Net Minority Interest
15.70
+18.05%
13.30
-7.64%
14.40
+24.14%
11.60
Long Term Debt And Capital Lease Obligation
6.10
+48.78%
4.10
-33.87%
6.20
-35.42%
9.60
Long Term Capital Lease Obligation
6.10
+48.78%
4.10
-33.87%
6.20
-35.42%
9.60
Tradeand Other Payables Non Current
9.60
+9.09%
8.80
+22.22%
7.20
+1700.00%
0.40
Non Current Deferred Liabilities
—
0.20
-71.43%
0.70
-41.67%
1.20
Non Current Deferred Taxes Liabilities
—
0.20
-71.43%
0.70
-41.67%
1.20
Other Non Current Liabilities
—
0.40
+33.33%
0.30
-25.00%
0.40
Preferred Securities Outside Stock Equity
—
—
—
—
Stockholders Equity
374.50
+2.83%
364.20
-0.74%
366.90
+7.37%
341.70
Common Stock Equity
374.50
+2.83%
364.20
-0.74%
366.90
+7.37%
341.70
Capital Stock
0.00
0.00
0.00
0.00
Common Stock
0.00
0.00
0.00
0.00
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
71.29
-3.77%
74.09
-3.71%
76.94
+2.45%
75.10
Ordinary Shares Number
71.29
-3.77%
74.09
-3.71%
76.94
+2.45%
75.10
Additional Paid In Capital
562.50
+5.95%
530.90
+9.76%
483.70
+13.20%
427.30
Retained Earnings
-188.10
-12.97%
-166.50
-42.92%
-116.50
-37.54%
-84.70
Gains Losses Not Affecting Retained Earnings
0.10
+150.00%
-0.20
+33.33%
-0.30
+66.67%
-0.90
Treasury Stock
—
—
—
—
Other Equity Adjustments
0.10
+150.00%
-0.20
+33.33%
-0.30
+66.67%
-0.90
Total Equity Gross Minority Interest
374.50
+2.83%
364.20
-0.74%
366.90
+7.37%
341.70
Total Capitalization
374.50
+2.83%
364.20
-0.74%
366.90
+7.37%
341.70
Working Capital
173.80
+27.23%
136.60
-15.21%
161.10
+37.93%
116.80
Invested Capital
381.40
+4.01%
366.70
-0.05%
366.90
+7.37%
341.70
Total Debt
14.90
+67.42%
8.90
-7.29%
9.60
-24.41%
12.70
Capital Lease Obligations
8.00
+25.00%
6.40
-33.33%
9.60
-24.41%
12.70
Net Tangible Assets
229.50
+5.03%
218.50
+4.80%
208.50
+25.30%
166.40
Tangible Book Value
229.50
+5.03%
218.50
+4.80%
208.50
+25.30%
166.40
Interest Payable
—
—
—
—
Line Of Credit
6.90
+176.00%
2.50
0.00
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
131.60
+83.29%
71.80
-0.42%
72.10
+188.40%
25.00
Cash Flow From Continuing Operating Activities
131.60
+83.29%
71.80
-0.42%
72.10
+188.40%
25.00
Net Income From Continuing Operations
48.70
+60.20%
30.40
+357.63%
-11.80
-15.69%
-10.20
Depreciation Amortization Depletion
46.40
-4.13%
48.40
+0.41%
48.20
+30.27%
37.00
Depreciation
—
—
—
—
Depreciation And Amortization
46.40
-4.13%
48.40
+0.41%
48.20
+30.27%
37.00
Other Non Cash Items
4.00
-62.96%
10.80
+230.12%
-8.30
-822.22%
-0.90
Stock Based Compensation
28.60
-24.14%
37.70
-2.84%
38.80
+12.79%
34.40
Asset Impairment Charge
—
—
—
—
Deferred Tax
16.00
+134.71%
-46.10
-9120.00%
-0.50
+96.03%
-12.60
Deferred Income Tax
16.00
+134.71%
-46.10
-9120.00%
-0.50
+96.03%
-12.60
Change In Working Capital
-12.10
-28.72%
-9.40
-264.91%
5.70
+125.11%
-22.70
Change In Receivables
-13.90
+44.18%
-24.90
-332.71%
10.70
+157.22%
-18.70
Changes In Account Receivables
-9.40
+65.19%
-27.00
-352.34%
10.70
+157.22%
-18.70
Change In Prepaid Assets
-2.50
-38.89%
-1.80
+59.09%
-4.40
-528.57%
-0.70
Change In Payables And Accrued Expense
6.20
-67.54%
19.10
+554.76%
-4.20
-2200.00%
0.20
Change In Accrued Expense
9.80
-21.60%
12.50
+620.83%
-2.40
-141.38%
5.80
Change In Payable
-3.60
-154.55%
6.60
+466.67%
-1.80
+67.86%
-5.60
Change In Account Payable
-3.60
-154.55%
6.60
+466.67%
-1.80
+67.86%
-5.60
Change In Other Current Liabilities
-1.90
-5.56%
-1.80
-150.00%
3.60
+202.86%
-3.50
Investing Cash Flow
-33.30
-12.12%
-29.70
-0.68%
-29.50
+70.59%
-100.30
Cash Flow From Continuing Investing Activities
-33.30
-12.12%
-29.70
-0.68%
-29.50
+70.59%
-100.30
Net PPE Purchase And Sale
-1.30
-116.67%
-0.60
+14.29%
-0.70
+84.78%
-4.60
Purchase Of PPE
-1.30
-116.67%
-0.60
+14.29%
-0.70
+84.78%
-4.60
Capital Expenditure
-18.20
+14.55%
-21.30
+27.80%
-29.50
+8.39%
-32.20
Capital Expenditure Reported
-16.90
+18.36%
-20.70
+28.13%
-28.80
-4.35%
-27.60
Net Investment Purchase And Sale
-2.00
+75.31%
-8.10
0.00
0.00
Purchase Of Investment
-2.00
+75.31%
-8.10
0.00
0.00
Net Business Purchase And Sale
-13.10
-4266.67%
-0.30
0.00
+100.00%
-68.10
Purchase Of Business
-13.10
-4266.67%
-0.30
0.00
+100.00%
-68.10
Financing Cash Flow
-66.10
+13.59%
-76.50
-191.98%
-26.20
-211.90%
-8.40
Cash Flow From Continuing Financing Activities
-66.10
+13.59%
-76.50
-191.98%
-26.20
-211.90%
-8.40
Net Issuance Payments Of Debt
4.40
+320.00%
-2.00
0.00
0.00
Issuance Of Debt
4.40
0.00
-100.00%
7.50
-89.29%
70.00
Repayment Of Debt
0.00
+100.00%
-2.00
+73.33%
-7.50
+89.29%
-70.00
Long Term Debt Issuance
4.40
0.00
-100.00%
7.50
-89.29%
70.00
Long Term Debt Payments
0.00
+100.00%
-2.00
+73.33%
-7.50
+89.29%
-70.00
Net Long Term Debt Issuance
4.40
+320.00%
-2.00
0.00
0.00
Short Term Debt Issuance
0.00
—
7.50
-89.29%
70.00
Short Term Debt Payments
—
—
-7.50
+89.29%
-70.00
Net Short Term Debt Issuance
0.00
—
0.00
0.00
Net Common Stock Issuance
-70.20
+12.36%
-80.10
-300.50%
-20.00
0.00
Common Stock Payments
-70.20
+12.36%
-80.10
-300.50%
-20.00
0.00
Repurchase Of Capital Stock
-70.20
+12.36%
-80.10
-300.50%
-20.00
0.00
Proceeds From Stock Option Exercised
3.20
-58.44%
7.70
-41.67%
13.20
+8.20%
12.20
Net Other Financing Charges
-3.50
-66.67%
-2.10
+89.18%
-19.40
+5.83%
-20.60
Changes In Cash
32.20
+193.60%
-34.40
-309.76%
16.40
+119.59%
-83.70
Effect Of Exchange Rate Changes
-0.20
-166.67%
0.30
+200.00%
0.10
+150.00%
-0.20
Beginning Cash Position
66.30
-33.96%
100.40
+19.67%
83.90
-50.00%
167.80
End Cash Position
98.30
+48.27%
66.30
-33.96%
100.40
+19.67%
83.90
Free Cash Flow
113.40
+124.55%
50.50
+18.54%
42.60
+691.67%
-7.20
Interest Paid Supplemental Data
0.30
+0.00%
0.30
+0.00%
0.30
-84.21%
1.90
Income Tax Paid Supplemental Data
15.10
-5.63%
16.00
+18.52%
13.50
+237.50%
4.00
Common Stock Issuance
—
—
0.00
0.00
Issuance Of Capital Stock
—
—
0.00
0.00
Net Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Payments
—
—
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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