PAYO Chart
About

Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, and multicurrency accounts. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized businesses worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

Fundamentals
Scroll to Statements
Sector Technology Industry Software - Infrastructur Market Cap 1.81B
Enterprise Value 1.26B Income 72.37M Sales 1.04B
Book/sh 1.43 Cash/sh 1.37 Dividend Yield —
Payout 0.00% Employees 2407 IPO —
P/E 27.94 Forward P/E 17.22 PEG —
P/S 1.74 P/B 3.52 P/C —
EV/EBITDA 8.16 EV/Sales 1.21 Quick Ratio 1.00
Current Ratio 1.01 Debt/Eq 2.81 LT Debt/Eq —
EPS (ttm) 0.18 EPS next Y 0.29 EPS Growth —
Revenue Growth 47.00% Earnings 2026-02-26 ROA 1.08%
ROE 9.79% ROIC — Gross Margin 84.08%
Oper. Margin -3.01% Profit Margin 6.96% Shs Outstand 356.44M
Shs Float 278.06M Short Float 3.73% Short Ratio 2.62
Short Interest — 52W High 10.45 52W Low 4.83
Beta 1.04 Avg Volume 3.72M Volume 4.58M
Target Price $8.38 Recom Strong_buy Prev Close $4.94
Price $5.03 Change 1.82%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$8.38
Mean price target
2. Current target
$5.03
Latest analyst target
3. DCF / Fair value
$-0.57
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$5.03
Low
$6.00
High
$10.00
Mean
$8.38

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-12-23 main Benchmark Buy → Buy $10
2025-11-06 main Goldman Sachs Buy → Buy $7
2025-10-06 reit Needham Buy → Buy $10
2025-08-06 main Needham Buy → Buy $10
2025-05-27 main Jefferies Buy → Buy $9
2025-05-22 main Citigroup Buy → Buy $10
2025-05-13 up Keefe, Bruyette & Woods Market Perform → Outperform $9
2025-05-08 main Keefe, Bruyette & Woods Market Perform → Market Perform $7
2025-05-08 main Needham Buy → Buy $8
2025-04-02 main Goldman Sachs Buy → Buy $9
2025-03-31 main Keefe, Bruyette & Woods Outperform → Outperform $85
2025-03-31 main Keefe, Bruyette & Woods Market Perform → Market Perform $8
2025-03-04 main Citigroup Buy → Buy $17
2025-02-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $10
2025-02-03 init Deutsche Bank — → Buy $13
2025-01-14 main Citigroup Buy → Buy $13
2025-01-06 main Keefe, Bruyette & Woods Market Perform → Market Perform $11
2024-12-09 down Keefe, Bruyette & Woods Outperform → Market Perform $12
2024-12-06 main Northland Capital Markets Outperform → Outperform $14
2024-11-06 main Goldman Sachs Buy → Buy $12
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 29154 — — Stock Award(Grant) at price 0.00 per share. MORGAN SUSANNA Director — 2025-06-16 00:00:00 D
1 29154 — — Stock Award(Grant) at price 0.00 per share. PATSLEY PAMELA H Director — 2025-06-16 00:00:00 D
2 29154 — — Stock Award(Grant) at price 0.00 per share. GOLDMAN AMIR Director — 2025-06-16 00:00:00 D
3 29154 — — Stock Award(Grant) at price 0.00 per share. MARSHALL CHRISTOPHER P Director — 2025-06-16 00:00:00 I
4 29154 — — Stock Award(Grant) at price 0.00 per share. EILAM BARAK Director — 2025-06-16 00:00:00 D
5 29154 — — Stock Award(Grant) at price 0.00 per share. WILLIAMS RICH Director — 2025-06-16 00:00:00 D
6 29154 — — Stock Award(Grant) at price 0.00 per share. CARO DEL CASTILLO SHARDA Director — 2025-06-16 00:00:00 D
7 1092451 7328159 — Sale at price 6.68 - 6.74 per share. GALIT SCOTT H Director — 2025-06-04 00:00:00 D
8 1092451 3122849 — Conversion of Exercise of derivative security at price 2.74 - 3.02 per share. GALIT SCOTT H Director — 2025-06-04 00:00:00 D
9 16180 109574 — Sale at price 6.77 per share. MORGAN SUSANNA Director — 2025-06-02 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems-1.56M5.21M7.13M3.19M
TaxRateForCalcs0.130.300.210.27
NormalizedEBITDA-48.54M-116.57M-1.36M-24.04M
TotalUnusualItems-11.98M17.36M33.96M11.82M
TotalUnusualItemsExcludingGoodwill-11.98M17.36M33.96M11.82M
NetIncomeFromContinuingOperationNetMinorityInterest121.16M93.33M-11.97M-33.99M
ReconciledDepreciation45.45M27.81M20.24M18.00M
ReconciledCostOfRevenue153.96M122.29M110.78M101.48M
EBITDA-60.52M-99.21M32.61M-12.21M
EBIT-107.81M-127.03M11.75M-30.21M
NetInterestIncome259.26M242.20M45.16M-6.85M
InterestExpense10.13M
InterestIncome259.26M242.20M55.29M
NormalizedIncome131.58M81.18M-38.80M-42.62M
NetIncomeFromContinuingAndDiscontinuedOperation121.16M93.33M-11.97M-33.99M
TotalExpenses828.68M727.49M649.84M503.61M
TotalOperatingIncomeAsReported149.03M103.61M-22.21M-30.21M
DilutedAverageShares386.24M392.67M348.04M202.88M
BasicAverageShares358.35M361.68M348.04M202.88M
DilutedEPS0.310.24-0.03-0.33
BasicEPS0.340.26-0.03-0.33
DilutedNIAvailtoComStockholders121.16M93.33M-11.97M-67.62M
NetIncomeCommonStockholders121.16M93.33M-11.97M-67.62M
PreferredStockDividends33.63M
NetIncome121.16M93.33M-11.97M-33.99M
NetIncomeIncludingNoncontrollingInterests121.16M93.33M-11.97M-33.99M
NetIncomeContinuousOperations121.16M93.33M-11.97M-33.99M
EarningsFromEquityInterestNetOfTax0.000.00-2.00K-37.00K
TaxProvision18.31M39.20M13.59M8.71M
PretaxIncome139.47M132.54M1.62M-25.24M
OtherIncomeExpense-11.98M17.36M33.96M11.82M
GainOnSaleOfSecurity-11.98M17.36M33.96M11.82M
NetNonOperatingInterestIncomeExpense259.26M242.20M45.16M-6.85M
TotalOtherFinanceCost-11.57M10.13M6.85M
InterestExpenseNonOperating10.13M
InterestIncomeNonOperating259.26M242.20M55.29M
OperatingIncome-107.81M-127.03M-77.51M-30.21M
OperatingExpense676.58M605.20M539.67M402.14M
OtherOperatingExpenses169.55M160.61M149.20M124.65M
DepreciationAmortizationDepletionIncomeStatement47.30M27.81M20.86M18.00M
DepreciationAndAmortizationInIncomeStatement47.30M27.81M20.86M18.00M
ResearchAndDevelopment134.63M119.20M115.04M80.76M
SellingGeneralAndAdministration325.10M297.58M254.57M178.73M
SellingAndMarketingExpense211.84M196.65M164.56M114.33M
GeneralAndAdministrativeExpense113.26M100.93M90.01M64.40M
OtherGandA113.26M100.93M90.01M64.40M
GrossProfit568.76M478.18M462.17M371.93M
CostOfRevenue152.11M122.29M110.17M101.48M
TotalRevenue720.87M600.47M572.33M473.40M
OperatingRevenue710.29M590.83M563.57M473.40M
Line Item2024-12-312023-12-31
TreasurySharesNumber35.87M11.06M
OrdinarySharesNumber360.09M357.59M352.84M340.38M
ShareIssued395.97M368.66M352.84M340.38M
TotalDebt21.38M43.42M31.01M22.95M
TangibleBookValue544.62M568.12M479.92M428.42M
InvestedCapital724.79M682.68M561.39M500.74M
WorkingCapital-31.43M566.75M493.59M464.89M
NetTangibleAssets544.62M568.12M479.92M428.42M
CapitalLeaseObligations21.38M25.01M14.87M9.29M
CommonStockEquity724.79M664.27M545.26M487.07M
TotalCapitalization724.79M682.68M561.39M500.74M
TotalEquityGrossMinorityInterest724.79M664.27M545.26M487.07M
StockholdersEquity724.79M664.27M545.26M487.07M
GainsLossesNotAffectingRetainedEarnings-12.61M-176.00K-176.00K2.25M
OtherEquityAdjustments-12.61M-176.00K-176.00K2.25M
TreasuryStock193.72M56.94M0.00
RetainedEarnings105.97M-15.20M-108.53M-94.05M
AdditionalPaidInCapital821.20M732.89M650.43M575.47M
CapitalStock3.96M3.69M3.53M3.40M
CommonStock3.96M3.69M3.53M3.40M
PreferredStock0.000.000.000.00
TotalLiabilitiesNetMinorityInterest7.21B6.62B6.05B4.59B
TotalNonCurrentLiabilitiesNetMinorityInterest74.51M76.87M71.88M93.85M
OtherNonCurrentLiabilities8.02M18.00K17.00K20.31M
PreferredSecuritiesOutsideStockEquity0.00
DerivativeProductLiabilities0.008.55M25.91M59.88M
EmployeeBenefits2.04M2.06M2.25M
NonCurrentPensionAndOtherPostretirementBenefitPlans2.04M2.06M2.25M
NonCurrentDeferredLiabilities48.80M30.00M21.05M
NonCurrentDeferredTaxesLiabilities48.80M30.00M21.05M
LongTermDebtAndCapitalLeaseObligation15.64M36.25M22.65M13.66M
LongTermCapitalLeaseObligation15.64M17.84M6.51M
LongTermDebt18.41M16.14M13.66M
CurrentLiabilities7.13B6.54B5.98B4.50B
CurrentDeferredLiabilities6.96B6.39B5.84B4.40B
CurrentDeferredRevenue6.96B6.39B5.84B4.40B
CurrentDebtAndCapitalLeaseObligation5.74M7.17M8.36M9.29M
CurrentCapitalLeaseObligation5.74M7.17M8.36M9.29M
PensionandOtherPostRetirementBenefitPlansCurrent81.48M67.84M64.46M47.01M
PayablesAndAccruedExpenses79.71M76.44M66.08M40.28M
CurrentAccruedExpenses14.70M12.36M10.00M10.66M
Payables65.00M64.08M56.08M29.62M
OtherPayable23.94M27.73M14.51M12.42M
TotalTaxPayable3.76M2.41M0.00
IncomeTaxPayable3.76M2.41M0.00
AccountsPayable37.30M33.94M41.57M17.20M
TotalAssets7.93B7.28B6.59B5.08B
TotalNonCurrentAssets830.74M174.40M123.55M116.03M
OtherNonCurrentAssets572.83M21.76M16.87M18.65M
DefinedPensionBenefit757.00K840.00K1.09M1.72M
NonCurrentDeferredAssets41.52M15.29M4.17M4.90M
NonCurrentDeferredTaxesAssets41.52M15.29M4.17M4.90M
InvestmentsAndAdvances0.006.43M7.01M
LongTermEquityInvestment0.006.43M7.01M
InvestmentsinAssociatesatCost0.006.43M7.01M
GoodwillAndOtherIntangibleAssets180.18M96.16M65.33M58.66M
OtherIntangibleAssets102.39M76.27M45.44M37.53M
Goodwill77.78M19.89M19.89M21.13M
NetPPE35.46M40.35M29.65M25.08M
AccumulatedDepreciation-42.08M-39.31M-34.09M-33.23M
GrossPPE77.54M79.66M63.75M58.32M
Leases8.85M9.68M9.74M8.92M
OtherProperties19.40M24.85M15.26M12.94M
MachineryFurnitureEquipment49.29M45.13M38.75M36.45M
Properties0.000.000.000.00
CurrentAssets7.10B7.11B6.47B4.96B
OtherCurrentAssets7.36M3.04M5.29M2.81M
HedgingAssetsCurrent1.29M0.00
RestrictedCash6.45B6.40B5.84B4.40B
PrepaidAssets54.91M24.79M19.83M12.39M
Receivables92.83M66.32M61.20M77.34M
OtherReceivables80.90M58.34M48.32M63.50M
AccountsReceivable11.94M7.98M12.88M13.84M
AllowanceForDoubtfulAccountsReceivable-382.00K-385.00K-246.00K-119.00K
GrossAccountsReceivable12.32M8.37M13.12M13.96M
CashCashEquivalentsAndShortTermInvestments497.47M617.02M543.30M465.93M
CashAndCashEquivalents497.47M617.02M543.30M465.93M
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow116.53M111.70M55.13M-884.00K
RepurchaseOfCapitalStock-137.51M-55.44M0.00-39.80M
RepaymentOfDebt-33.53M-24.58M-26.75M-43.79M
IssuanceOfDebt15.12M26.86M29.36M17.43M
IssuanceOfCapitalStock13.20M0.0019.00M
CapitalExpenditure-60.39M-47.79M-28.83M-20.90M
InterestPaidSupplementalData1.40M1.77M1.47M1.92M
IncomeTaxPaidSupplementalData52.32M40.91M9.43M3.69M
EndCashPosition5.66B7.02B6.39B4.84B
BeginningCashPosition7.02B6.39B4.84B3.41B
EffectOfExchangeRateChanges-3.59M4.46M-2.72M-1.22M
ChangesInCash-1.36B627.19M1.55B1.43B
FinancingCashFlow427.77M511.95M1.46B1.40B
CashFlowFromContinuingFinancingActivities427.77M511.95M1.46B1.40B
NetOtherFinancingCharges582.41M551.91M1.44B1.44B
ProceedsFromStockOptionExercised1.28M13.20M21.35M19.00M
NetPreferredStockIssuance0.000.00-39.80M
PreferredStockPayments0.000.00-39.80M
PreferredStockIssuance0.000.00
NetCommonStockIssuance-137.51M-55.44M0.0019.00M
CommonStockPayments-137.51M-55.44M0.000.00
CommonStockIssuance13.20M21.35M19.00M
NetIssuancePaymentsOfDebt-18.41M2.27M2.61M-26.36M
NetLongTermDebtIssuance-18.41M2.27M2.61M-26.36M
LongTermDebtPayments-33.53M-24.58M-26.75M-43.79M
LongTermDebtIssuance15.12M26.86M29.36M17.43M
InvestingCashFlow-1.96B-44.25M5.73M10.16M
CashFlowFromContinuingInvestingActivities-1.96B-44.25M5.73M10.16M
NetOtherInvestingChanges-50.69M-2.42M34.57M31.05M
NetInvestmentPurchaseAndSale-1.80B0.000.00
SaleOfInvestment277.00M0.000.00
PurchaseOfInvestment-2.08B0.000.00
NetBusinessPurchaseAndSale-48.22M5.95M0.000.00
SaleOfBusiness0.005.95M0.000.00
PurchaseOfBusiness-48.22M0.000.000.00
NetPPEPurchaseAndSale-8.19M-8.46M-10.50M-6.89M
PurchaseOfPPE-8.19M-8.46M-10.50M-6.89M
CapitalExpenditureReported-52.20M-39.33M-18.33M-14.01M
OperatingCashFlow176.93M159.49M83.96M20.02M
CashFlowFromContinuingOperatingActivities176.93M159.49M83.96M20.02M
ChangeInWorkingCapital-40.63M5.42M53.40M5.81M
ChangeInOtherWorkingCapital320.80M292.15M238.06M342.50M
ChangeInOtherCurrentLiabilities6.36M232.00K-3.48M-4.78M
ChangeInOtherCurrentAssets-43.71M1.98M786.00K-6.50M
ChangeInPayablesAndAccruedExpense5.09M5.29M40.89M1.16M
ChangeInPayable5.09M5.29M40.89M1.16M
ChangeInAccountPayable1.13M-8.33M24.28M469.00K
ChangeInPrepaidAssets-329.51M-299.14M-223.82M-330.51M
ChangeInReceivables337.00K4.90M964.00K3.93M
ChangesInAccountReceivables337.00K4.90M964.00K3.93M
OtherNonCashItems-8.58M
StockBasedCompensation64.79M65.77M52.15M37.01M
AssetImpairmentCharge1.85M614.00K
DeferredTax-22.62M-11.12M731.00K-1.22M
DeferredIncomeTax-22.62M-11.12M731.00K-1.22M
DepreciationAmortizationDepletion45.45M27.81M20.24M18.00M
DepreciationAndAmortization45.45M27.81M20.24M18.00M
AmortizationCashFlow37.02M11.96M
AmortizationOfIntangibles37.02M11.96M
Depreciation8.43M8.29M
OperatingGainsLosses15.50M-21.72M-31.21M-5.60M
EarningsLossesFromEquityInvestments0.000.002.00K37.00K
GainLossOnInvestmentSecurities11.98M-17.36M-33.96M-6.74M
NetForeignCurrencyExchangeGainLoss3.52M-4.36M2.75M1.10M
NetIncomeFromContinuingOperations121.16M93.33M-11.97M-33.99M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for PAYO
Date User Asset Broker Type Position Size Entry Price Patterns