Symbols / PAYO $5.20 +0.58% Payoneer Global Inc.

Technology • Software - Infrastructure • United States • NGM
PAYO Chart
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About

Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, multicurrency accounts, and workforce management. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized businesses worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

Fundamentals
Scroll to Statements
Market Cap 1.85B Enterprise Value 1.45B Income 73.19M Sales 1.05B Book/sh 2.02 Cash/sh 1.21
Dividend Yield — Payout 0.00% Employees 2540 IPO — P/E 27.37 Forward P/E 15.36
PEG — P/S 1.76 P/B 2.57 P/C — EV/EBITDA 7.30 EV/Sales 1.38
Quick Ratio 0.99 Current Ratio 1.00 Debt/Eq 10.27 LT Debt/Eq — EPS (ttm) 0.19 EPS next Y 0.34
EPS Growth 5.00% Revenue Growth 4.90% Earnings 2026-05-06 ROA 1.00% ROE 10.24% ROIC —
Gross Margin 84.30% Oper. Margin 12.53% Profit Margin 6.95% Shs Outstand 344.77M Shs Float 280.02M Short Float 3.42%
Short Ratio 2.35 Short Interest — 52W High 7.67 52W Low 4.08 Beta 1.03 Avg Volume 4.37M
Volume 1.84M Target Price $7.50 Recom Strong_buy Prev Close $5.17 Price $5.20 Change 0.58%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$7.50
Mean price target
2. Current target
$5.20
Latest analyst target
3. DCF / Fair value
$-0.75
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$5.20
Low
$5.50
High
$10.00
Mean
$7.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-25 init B of A Securities — → Buy $6
2026-03-06 main Benchmark Buy → Buy $7
2026-02-27 main Keefe, Bruyette & Woods Outperform → Outperform $7
2026-02-26 main Needham Buy → Buy $8
2025-12-23 main Benchmark Buy → Buy $10
2025-11-06 main Goldman Sachs Buy → Buy $7
2025-10-06 reit Needham Buy → Buy $10
2025-08-06 main Needham Buy → Buy $10
2025-05-27 main Jefferies Buy → Buy $9
2025-05-22 main Citigroup Buy → Buy $10
2025-05-13 up Keefe, Bruyette & Woods Market Perform → Outperform $9
2025-05-08 main Keefe, Bruyette & Woods Market Perform → Market Perform $7
2025-05-08 main Needham Buy → Buy $8
2025-04-02 main Goldman Sachs Buy → Buy $9
2025-03-31 main Keefe, Bruyette & Woods Outperform → Outperform $85
2025-03-31 main Keefe, Bruyette & Woods Market Perform → Market Perform $8
2025-03-04 main Citigroup Buy → Buy $17
2025-02-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $10
2025-02-03 init Deutsche Bank — → Buy $13
2025-01-14 main Citigroup Buy → Buy $13
News
RSS: Latest PAYO news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-20 CAPLAN JOHN Chief Executive Officer — 1,270,275 $0.00 $0
2026-02-20 ORDONEZ BEATRICE Chief Financial Officer — 850,578 $0.00 $0
2026-02-20 GOLDMAN TSAFI Officer — 425,289 $0.00 $0
2025-06-16 MORGAN SUSANNA Director — 29,154 $0.00 $0
2025-06-16 PATSLEY PAMELA H Director — 29,154 $0.00 $0
2025-06-16 GOLDMAN AMIR Director — 29,154 $0.00 $0
2025-06-16 MARSHALL CHRISTOPHER P Director — 29,154 $0.00 $0
2025-06-16 EILAM BARAK Director — 29,154 $0.00 $0
2025-06-16 WILLIAMS RICH Director — 29,154 $0.00 $0
2025-06-16 CARO DEL CASTILLO SHARDA Director — 29,154 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
821.16
+13.91%
720.87
+20.05%
600.47
+4.92%
572.33
Operating Revenue
813.41
+14.52%
710.29
+20.22%
590.83
+4.84%
563.57
Cost Of Revenue
—
152.11
+24.38%
122.29
+11.01%
110.17
Reconciled Cost Of Revenue
—
153.96
+25.89%
122.29
+10.39%
110.78
Gross Profit
—
568.76
+18.94%
478.18
+3.46%
462.17
Operating Expense
928.11
+12.00%
828.68
+13.91%
727.49
+11.95%
649.84
Research And Development
155.42
+15.44%
134.63
+12.95%
119.20
+3.61%
115.04
Selling General And Administration
376.56
+15.83%
325.10
+9.25%
297.58
+16.89%
254.57
Selling And Marketing Expense
235.15
+11.00%
211.84
+7.72%
196.65
+19.50%
164.56
General And Administrative Expense
141.41
+24.85%
113.26
+12.22%
100.93
+12.13%
90.01
Other Gand A
141.41
+24.85%
113.26
+12.22%
100.93
+12.13%
90.01
Other Operating Expenses
330.50
+2.75%
321.66
+13.70%
282.90
+9.07%
259.36
Total Expenses
928.11
+12.00%
828.68
+13.91%
727.49
+11.95%
649.84
Operating Income
-106.95
+0.81%
-107.81
+15.12%
-127.03
-63.89%
-77.51
Total Operating Income As Reported
124.67
-16.35%
149.03
+43.84%
103.61
+566.41%
-22.21
EBITDA
190.29
+414.43%
-60.52
+39.00%
-99.21
-404.26%
32.61
Normalized EBITDA
190.29
+492.03%
-48.54
+58.36%
-116.57
-8496.61%
-1.36
Reconciled Depreciation
63.73
+40.22%
45.45
+65.32%
27.49
+35.79%
20.24
EBIT
124.67
+215.63%
-107.81
+15.12%
-127.03
-1181.16%
11.75
Total Unusual Items
—
-11.98
-169.01%
17.36
-48.89%
33.96
Total Unusual Items Excluding Goodwill
—
-11.98
-169.01%
17.36
-48.89%
33.96
Net Income
73.19
-39.59%
121.16
+29.82%
93.33
+879.72%
-11.97
Pretax Income
115.59
-17.12%
139.47
+5.23%
132.54
+8091.35%
1.62
Net Non Operating Interest Income Expense
222.53
-14.17%
259.26
+7.04%
242.20
+436.31%
45.16
Interest Expense Non Operating
9.08
—
—
10.13
Net Interest Income
222.53
-14.17%
259.26
+7.04%
242.20
+436.31%
45.16
Interest Expense
9.08
—
—
10.13
Interest Income Non Operating
231.61
-10.67%
259.26
+7.04%
242.20
+338.04%
55.29
Interest Income
231.61
-10.67%
259.26
+7.04%
242.20
+338.04%
55.29
Other Income Expense
—
-11.98
-169.01%
17.36
-48.89%
33.96
Gain On Sale Of Security
—
-11.98
-169.01%
17.36
-48.89%
33.96
Tax Provision
42.40
+131.57%
18.31
-53.30%
39.20
+188.55%
13.59
Tax Rate For Calcs
0.00
+179.58%
0.00
-55.62%
0.00
+40.85%
0.00
Tax Effect Of Unusual Items
0.00
+100.00%
-1.57
-130.62%
5.13
-28.01%
7.13
Net Income Including Noncontrolling Interests
73.19
-39.59%
121.16
+29.82%
93.33
+879.72%
-11.97
Net Income From Continuing Operation Net Minority Interest
73.19
-39.59%
121.16
+29.82%
93.33
+879.72%
-11.97
Net Income From Continuing And Discontinued Operation
73.19
-39.59%
121.16
+29.82%
93.33
+879.72%
-11.97
Net Income Continuous Operations
73.19
-39.59%
121.16
+29.82%
93.33
+879.72%
-11.97
Normalized Income
73.19
-44.37%
131.57
+62.21%
81.11
+309.04%
-38.80
Net Income Common Stockholders
73.19
-39.59%
121.16
+29.82%
93.33
+879.72%
-11.97
Diluted EPS
—
0.31
+29.17%
0.24
+900.00%
-0.03
Basic EPS
—
0.34
+30.77%
0.26
+966.67%
-0.03
Basic Average Shares
—
358.35
-0.92%
361.68
+3.92%
348.04
Diluted Average Shares
—
386.24
-1.64%
392.67
+12.82%
348.04
Diluted NI Availto Com Stockholders
73.19
-39.59%
121.16
+29.82%
93.33
+879.72%
-11.97
Depreciation Amortization Depletion Income Statement
65.62
+38.75%
47.30
+70.04%
27.81
+33.35%
20.86
Depreciation And Amortization In Income Statement
65.62
+38.75%
47.30
+70.04%
27.81
+33.35%
20.86
Earnings From Equity Interest Net Of Tax
—
0.00
0.00
+100.00%
-0.00
Preferred Stock Dividends
—
—
—
—
Total Other Finance Cost
—
—
-11.57
-214.18%
10.13
Line Item Trend 2025-12-31 2024-12-31 2023-12-31
Total Assets
8,956.59
+12.94%
7,930.38
+8.89%
7,283.12
Current Assets
8,110.92
+14.24%
7,099.64
-0.13%
7,108.72
Cash Cash Equivalents And Short Term Investments
415.54
-16.47%
497.47
-19.38%
617.02
Cash And Cash Equivalents
415.54
-16.47%
497.47
-19.38%
617.02
Receivables
97.77
+5.31%
92.83
+39.98%
66.32
Accounts Receivable
10.41
-12.78%
11.94
+49.59%
7.98
Gross Accounts Receivable
10.91
-11.41%
12.32
+47.27%
8.37
Allowance For Doubtful Accounts Receivable
-0.50
-31.15%
-0.38
+0.78%
-0.39
Other Receivables
87.36
+7.98%
80.90
+38.67%
58.34
Prepaid Assets
32.62
-40.59%
54.91
+121.46%
24.79
Restricted Cash
7,550.63
+17.14%
6,445.79
+0.75%
6,397.56
Hedging Assets Current
2.85
+120.23%
1.29
0.00
Other Current Assets
11.51
+56.50%
7.36
+142.29%
3.04
Total Non Current Assets
845.67
+1.80%
830.74
+376.35%
174.40
Net PPE
94.69
+167.07%
35.46
-12.14%
40.35
Gross PPE
135.60
+74.89%
77.54
-2.66%
79.66
Accumulated Depreciation
-40.91
+2.79%
-42.08
-7.06%
-39.31
Properties
0.00
0.00
0.00
Machinery Furniture Equipment
52.06
+5.62%
49.29
+9.22%
45.13
Other Properties
62.26
+220.86%
19.40
-21.93%
24.85
Leases
21.29
+140.66%
8.85
-8.60%
9.68
Goodwill And Other Intangible Assets
285.84
+58.64%
180.18
+87.38%
96.16
Goodwill
77.78
+0.00%
77.78
+291.10%
19.89
Other Intangible Assets
208.05
+103.20%
102.39
+34.25%
76.27
Investments And Advances
—
—
0.00
Long Term Equity Investment
—
—
0.00
Non Current Deferred Assets
56.90
+37.03%
41.52
+171.55%
15.29
Non Current Deferred Taxes Assets
56.90
+37.03%
41.52
+171.55%
15.29
Other Non Current Assets
407.39
-28.88%
572.83
+2532.84%
21.76
Total Liabilities Net Minority Interest
8,252.16
+14.52%
7,205.59
+8.86%
6,618.85
Current Liabilities
8,083.72
+13.36%
7,131.08
+9.00%
6,541.98
Payables And Accrued Expenses
94.91
+19.08%
79.71
+4.27%
76.44
Payables
77.48
+19.20%
65.00
+1.43%
64.08
Accounts Payable
44.61
+19.59%
37.30
+9.90%
33.94
Other Payable
28.86
+20.55%
23.94
-13.68%
27.73
Current Accrued Expenses
17.43
+18.53%
14.70
+18.98%
12.36
Employee Benefits
2.91
+42.10%
2.04
-0.54%
2.06
Pensionand Other Post Retirement Benefit Plans Current
78.57
-3.58%
81.48
+20.11%
67.84
Total Tax Payable
4.01
+6.67%
3.76
+56.14%
2.41
Income Tax Payable
4.01
+6.67%
3.76
+56.14%
2.41
Current Debt And Capital Lease Obligation
7.25
+26.40%
5.74
-20.03%
7.17
Current Capital Lease Obligation
7.25
+26.40%
5.74
-20.03%
7.17
Current Deferred Liabilities
7,894.54
+13.36%
6,964.15
+8.98%
6,390.53
Current Deferred Revenue
7,894.54
+13.36%
6,964.15
+8.98%
6,390.53
Other Current Liabilities
8.45
—
—
Total Non Current Liabilities Net Minority Interest
168.44
+126.05%
74.51
-3.07%
76.87
Long Term Debt And Capital Lease Obligation
65.08
+316.01%
15.64
-56.84%
36.25
Long Term Debt
—
—
18.41
Long Term Capital Lease Obligation
65.08
+316.01%
15.64
-12.28%
17.84
Defined Pension Benefit
0.86
+13.08%
0.76
-9.88%
0.84
Non Current Pension And Other Postretirement Benefit Plans
2.91
+42.10%
2.04
-0.54%
2.06
Non Current Deferred Liabilities
100.45
+105.83%
48.80
+62.70%
30.00
Non Current Deferred Taxes Liabilities
93.23
+91.04%
48.80
+62.70%
30.00
Other Non Current Liabilities
—
8.02
+44461.11%
0.02
Preferred Securities Outside Stock Equity
—
—
—
Stockholders Equity
704.43
-2.81%
724.79
+9.11%
664.27
Common Stock Equity
704.43
-2.81%
724.79
+9.11%
664.27
Capital Stock
4.12
+3.99%
3.96
+7.40%
3.69
Common Stock
4.12
+3.99%
3.96
+7.40%
3.69
Preferred Stock
0.00
0.00
0.00
Share Issued
411.83
+4.01%
395.97
+7.41%
368.66
Ordinary Shares Number
348.70
-3.16%
360.09
+0.70%
357.59
Treasury Shares Number
63.12
+75.96%
35.87
+224.21%
11.06
Additional Paid In Capital
896.29
+9.14%
821.20
+12.05%
732.89
Retained Earnings
179.16
+69.07%
105.97
+797.33%
-15.20
Gains Losses Not Affecting Retained Earnings
-6.28
+50.22%
-12.61
-7064.20%
-0.18
Treasury Stock
368.87
+90.41%
193.72
+240.25%
56.94
Other Equity Adjustments
-6.28
+50.22%
-12.61
-7064.20%
-0.18
Total Equity Gross Minority Interest
704.43
-2.81%
724.79
+9.11%
664.27
Total Capitalization
704.43
-2.81%
724.79
+6.17%
682.68
Working Capital
27.20
+186.52%
-31.43
-105.55%
566.75
Invested Capital
704.43
-2.81%
724.79
+6.17%
682.68
Total Debt
72.33
+238.32%
21.38
-50.76%
43.42
Capital Lease Obligations
72.33
+238.32%
21.38
-14.50%
25.01
Net Tangible Assets
418.59
-23.14%
544.62
-4.14%
568.12
Tangible Book Value
418.59
-23.14%
544.62
-4.14%
568.12
Derivative Product Liabilities
—
0.00
-100.00%
8.55
Investmentsin Associatesat Cost
—
—
0.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
233.49
+31.97%
176.93
+10.93%
159.49
+89.96%
83.96
Cash Flow From Continuing Operating Activities
233.49
+31.97%
176.93
+11.16%
159.16
+89.57%
83.96
Net Income From Continuing Operations
73.19
-39.59%
121.16
+29.82%
93.33
+879.72%
-11.97
Depreciation Amortization Depletion
63.73
+40.22%
45.45
+65.32%
27.49
+35.79%
20.24
Depreciation
10.03
+19.01%
8.43
+4.65%
8.06
-2.76%
8.29
Amortization Cash Flow
53.69
+45.05%
37.02
+90.47%
19.43
+62.51%
11.96
Depreciation And Amortization
63.73
+40.22%
45.45
+65.32%
27.49
+35.79%
20.24
Amortization Of Intangibles
53.69
+45.05%
37.02
+90.47%
19.43
+62.51%
11.96
Other Non Cash Items
-12.19
+39.11%
-20.02
-6278.70%
0.32
—
Stock Based Compensation
73.10
+12.84%
64.79
-1.49%
65.77
+26.11%
52.15
Asset Impairment Charge
1.90
+2.65%
1.85
—
0.61
Deferred Tax
-17.41
+23.04%
-22.62
-103.34%
-11.12
-1621.48%
0.73
Deferred Income Tax
-17.41
+23.04%
-22.62
-103.34%
-11.12
-1621.48%
0.73
Operating Gains Losses
-5.03
-132.46%
15.50
+171.37%
-21.72
+30.41%
-31.21
Gain Loss On Investment Securities
—
11.98
+169.01%
-17.36
+48.89%
-33.96
Net Foreign Currency Exchange Gain Loss
-5.03
-242.84%
3.52
+180.80%
-4.36
-258.39%
2.75
Change In Working Capital
56.19
+292.53%
-29.19
-639.00%
5.42
-89.86%
53.40
Change In Receivables
1.53
+355.19%
0.34
-93.12%
4.90
+408.09%
0.96
Changes In Account Receivables
1.53
+355.19%
0.34
-93.12%
4.90
+408.09%
0.96
Change In Prepaid Assets
-313.26
+4.93%
-329.51
-10.15%
-299.14
-33.65%
-223.82
Change In Payables And Accrued Expense
7.07
+38.81%
5.09
-3.76%
5.29
-87.06%
40.89
Change In Payable
7.07
+38.81%
5.09
-3.76%
5.29
-87.06%
40.89
Change In Account Payable
7.87
+598.14%
1.13
+113.54%
-8.33
-134.29%
24.28
Change In Other Working Capital
326.90
+1.90%
320.80
+9.81%
292.15
+22.72%
238.06
Change In Other Current Assets
15.89
+149.25%
-32.27
-1727.95%
1.98
+152.16%
0.79
Change In Other Current Liabilities
18.06
+184.05%
6.36
+2640.52%
0.23
+106.67%
-3.48
Investing Cash Flow
-218.34
+88.87%
-1,961.27
-4331.84%
-44.25
-871.78%
5.73
Cash Flow From Continuing Investing Activities
-218.34
+88.87%
-1,961.27
-4331.84%
-44.25
-871.78%
5.73
Net PPE Purchase And Sale
-26.87
-228.17%
-8.19
+3.19%
-8.46
+19.47%
-10.50
Purchase Of PPE
-26.87
-228.17%
-8.19
+3.19%
-8.46
+19.47%
-10.50
Capital Expenditure
-87.73
-45.27%
-60.39
-26.36%
-47.79
-65.75%
-28.83
Capital Expenditure Reported
-60.85
-16.57%
-52.20
-32.72%
-39.33
-114.59%
-18.33
Net Investment Purchase And Sale
-58.75
+96.74%
-1,801.97
0.00
0.00
Purchase Of Investment
-462.25
+77.77%
-2,078.97
0.00
0.00
Sale Of Investment
403.50
+45.67%
277.00
0.00
0.00
Net Business Purchase And Sale
-33.08
+31.39%
-48.22
-909.98%
5.95
0.00
Purchase Of Business
-33.08
+31.39%
-48.22
0.00
0.00
Net Other Investing Changes
-38.78
+23.48%
-50.69
-1998.76%
-2.42
-106.99%
34.57
Financing Cash Flow
738.04
+72.53%
427.77
-16.44%
511.95
-64.97%
1,461.31
Cash Flow From Continuing Financing Activities
738.04
+72.53%
427.77
-16.44%
511.95
-64.97%
1,461.31
Net Issuance Payments Of Debt
0.00
+100.00%
-18.41
-909.99%
2.27
-12.85%
2.61
Issuance Of Debt
0.00
-100.00%
15.12
-43.70%
26.86
-8.54%
29.36
Repayment Of Debt
0.00
+100.00%
-33.53
-36.40%
-24.58
+8.12%
-26.75
Long Term Debt Issuance
0.00
-100.00%
15.12
-43.70%
26.86
-8.54%
29.36
Long Term Debt Payments
0.00
+100.00%
-33.53
-36.40%
-24.58
+8.12%
-26.75
Net Long Term Debt Issuance
0.00
+100.00%
-18.41
-909.99%
2.27
-12.85%
2.61
Net Common Stock Issuance
-173.60
-26.24%
-137.51
-148.06%
-55.44
0.00
Common Stock Payments
-173.60
-26.24%
-137.51
-148.06%
-55.44
0.00
Repurchase Of Capital Stock
-173.60
-26.24%
-137.51
-148.06%
-55.44
0.00
Proceeds From Stock Option Exercised
-0.62
-148.09%
1.28
-90.27%
13.20
-38.15%
21.35
Net Other Financing Charges
912.26
+56.63%
582.41
+5.53%
551.91
-61.60%
1,437.36
Changes In Cash
753.18
+155.52%
-1,356.57
-316.29%
627.19
-59.56%
1,551.01
Effect Of Exchange Rate Changes
5.31
+248.05%
-3.59
-180.48%
4.46
+263.96%
-2.72
Beginning Cash Position
5,658.21
-19.38%
7,018.37
+9.89%
6,386.72
+32.00%
4,838.43
End Cash Position
6,416.71
+13.41%
5,658.21
-19.38%
7,018.37
+9.89%
6,386.72
Free Cash Flow
145.76
+25.08%
116.53
+4.33%
111.70
+102.62%
55.13
Interest Paid Supplemental Data
0.00
-100.00%
1.40
-20.83%
1.77
+20.53%
1.47
Income Tax Paid Supplemental Data
—
52.32
+27.89%
40.91
+334.06%
9.43
Common Stock Issuance
—
—
13.20
-38.15%
21.35
Earnings Losses From Equity Investments
—
0.00
0.00
-100.00%
0.00
Issuance Of Capital Stock
—
—
13.20
0.00
Net Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Payments
—
—
0.00
0.00
Sale Of Business
0.00
0.00
-100.00%
5.95
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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